Our economy struggling with uncertainties, housing issues, foreclosures, global fluctuations, and pandemic aftermath, causing instability. Rising inflation, sluggish growth, and trade disruptions need urgent attention from all sectors to restore stability and stimulate growth.
@ericgrantl5 күн бұрын
With the US dollar losing value to inflation and other currencies gaining traction, uncertainty looms. Yet, many still trust in the Dollar's perceived safety. Worried about my $420,000 retirement savings losing value, I seek alternative security for my money.
@EdwinaLis5 күн бұрын
@@ericgrantl With my demanding job, I lack time for investment analysis. For seven years, a fiduciary has managed my portfolio, adapting to market conditions, enabling successful navigation and informed decisions. Consider a similar approach. It appears that your investment advisor is highly skilled. Could you please let me know if you are still in contact with this advisor and, if so, how?
@ericgrantl5 күн бұрын
@@EdwinaLis Claire Robert’s Durand is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
@EdwinaLis5 күн бұрын
@@ericgrantl I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
@VashtiMaskell5 күн бұрын
I think it's time to make it more appealing for potential buyers. Real estate can be quite the rollercoaster! the stress and uncertainty are getting to me. I think I'll cut rents to attract potential buyers and exit the market, but i'm at crossroads if to allocate the entire $680k liquidity value to my stock portfolio?
@ericgrantl5 күн бұрын
"Overall, buyers hold a lot of the cards right now, and sellers are having to give out more concessions to close a deal." All the best, buying on sale is actually one of the best ways to invest in stocks, and advisors are ideally suited for such taskRead more
@EdwinaLis5 күн бұрын
@@ericgrantl It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
@DirkChristian-w2e5 күн бұрын
@@EdwinaLis this sounds considerable! think you know any advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
@EdwinaLis5 күн бұрын
@@DirkChristian-w2e There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Claire Robert’s Durand for about five aiyears now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
@DirkChristian-w2e5 күн бұрын
@@EdwinaLis She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
@ericgrantl5 күн бұрын
I think it's time to make it more appealing for potential buyers. Real estate can be quite the rollercoaster! the stress and uncertainty are getting to me. I think I'll cut rents to attract potential buyers and exit the market, but i'm at crossroads if to allocate the entire $680k liquidity value to my stock portfolio?
@EdwinaLis5 күн бұрын
"Overall, buyers hold a lot of the cards right now, and sellers are having to give out more concessions to close a deal." All the best, buying on sale is actually one of the best ways to invest in stocks, and advisors are ideally suited for such taskRead more
@DirkChristian-w2e5 күн бұрын
@@EdwinaLis It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
@VashtiMaskell5 күн бұрын
@@DirkChristian-w2e this sounds considerable! think you know any advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
@DirkChristian-w2e5 күн бұрын
@@VashtiMaskell There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Claire Robert’s Durand for about five aiyears now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
@VashtiMaskell5 күн бұрын
@@DirkChristian-w2e She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
@KarenHoltge-ic9ss7 күн бұрын
4% return on property vs 13% return on a world wide index fund over the long term..... I'm seriously thinking of cashing in some of mine. In the past you have maybe had some capital growth to make that 4% better when you sell, but capital gains have not been great of late.
@marcmurphy544417 күн бұрын
I’m am about to start my BTL Morgage on the 12th. Is it too late to do anything about my rate 💰 without delaying ⏳ anything?
@mashroomrent16 күн бұрын
Hey Marc, we can help you with that. Just book a call here: calendly.com/john-may-mashroom/30min?preview_source=et_card&month=2024-08
@mashroomrent19 күн бұрын
📞 Book a FREE call to find out what Mashroom can do for you: bit.ly/47Cb9gp
@gulwantgill21322 күн бұрын
I predict September 2024 or later 🤔
@paulineadiotomre6824 күн бұрын
How do landlords go about disposing of their properties if there are no No fault evictions( section 21)?
@paulgbar66624 күн бұрын
Exactly you can't The only way is to say you are selling ir moving family members or yourself in. This by the way would be mortgage fraud. Only a regulated mortgage permits family to occupy. If you have normal tenants then you may have a normal BTL mortgage. So you can't move in as that would be mortgage fraud which would mean that the lender could call in the loan. This is something the dopey Civil Servants haven't worked out yet. So a revised S8 will be of no use Only by increasing rents so that tenants can't afford them will S8 be able to be used for rent defaulting Even then there will be issues using rent defaulting as a reason to evict. With the eventual introduction of a revised S8 it will be a nightmare to evict tenants. Better to sell up!
@mashroomrent26 күн бұрын
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@MrWilko5828 күн бұрын
There should be a law allowing tenants to but their rental property with a 70% discount. Just like Thatcher did with the council houses. You landlords have made a bad investment. It happens . Get over it.
@davidstewart795124 күн бұрын
Are you twelve?
@alangardner859629 күн бұрын
It took the Conservatives 14 years to become very unpopular, Labour has managed the same in less than 3 weeks.
@paulgbar66624 күн бұрын
Yep the dead hand of Socialism set to destroy the UK economy
@davidstewart795124 күн бұрын
in my case, upon hearing Labour had won the election. i have had 74 years of the labour party, I am totally underwhelmed with their performances.
@coastalsandwich29 күн бұрын
About time someone dealt with the landlords
@johnmore415529 күн бұрын
@@coastalsandwich there are way more bad tenants than Landlords. Have you thought what happens to the tenants from hell when they finally get evicted? They have to be housed somewhere so they just probably move on to some other poor landlord and do the same again. If anything we need a national Tenants Register.
@paulgbar66624 күн бұрын
Unfortunately there will never be any Tenant Register. Govt cannot permit wrongun tenants to be readily identified. Govt need to ensure that LL take on the wronguns. That results in Councils not having to bother with the wronguns for at least 2 years as that is how long it will take to evict. So no Tenant Register will ever occur even though it would be great for good tenants and LL alike.
@1inchPunchBowl29 күн бұрын
Less landlords & more affordable mortgages pls.
@PhillipCraven-yp9jfАй бұрын
Vote for change. Got 2.50 GDP in my pocket and they have only been in government for 2 weeks 😮😮😮
@tonyh1515Ай бұрын
Labour only support INVADERS !!
@alanfizzypop9607Ай бұрын
Great about time the thieving landlords got there come back
@ganumaster646429 күн бұрын
@alanfizzypop9607 Where will you go for your house when there are no landlords. Council will be busy dishing out properties to the people arriving in the boats
@paulgbar66624 күн бұрын
So enlighten us all what part of accommodation provision is in any way thieving!?
@paulgbar66624 күн бұрын
Yep all the boat people will be considered to be in greater housing need. So all those 1.5 million Council house that Labour proposes to build will be given to the illegal immigrants.
@user-ln2wg7gb7nАй бұрын
Lots of homelessness under labour as landlords withdraw from renting
@alanfizzypop9607Ай бұрын
And free up homes and reduce the price of buying when they all sell up in your dreams
@sidsod161629 күн бұрын
Why sell up when they can fill the property with freeloading gimmegrants for twice the rent courtesy of the tax payers and make locals homeless.
@paulgbar66624 күн бұрын
In your dreams! With mass immigration there are plenty of cash rich buyers most of them from HK. Anyone believing they can snap up BMV firmer letting property are deluding themselves.
@paulgbar66624 күн бұрын
@@alanfizzypop9607 In your dreams will never happen
@martinlyon-g6yАй бұрын
If you are good landlord there is nothing to worry about, but if you are a bad landlord then you may (should) fall foul of Labour housing policy.
@hilaryrickwood869924 күн бұрын
Most landlords are good. The trouble is you only ever hear about the bad ones!
@paulgbar66624 күн бұрын
Absolute twaddle you spout. You clearly have no idea of the implications of the RRB and EPC regulations.
@davidstewart795124 күн бұрын
Ha ha ha ha ha.you have no idea! But you will soon, once they get started, you will choke on your own words.
@steverichardson4374Ай бұрын
God help us this is going two be bad
@berylwilliams3810Ай бұрын
With Angela Rainer in charge of housing, I doubt there will be a PRS by the end of Labour Rule. It is frightening. Where on earth is Ben Beadle as he is the only so called person to represent landlords??? God help us all!!!
@gillianslater9227Ай бұрын
STARMER LABOUR DON'T SUPPORT ANYBODY, ONLY THEMSELVES, AS WE HAVE ALL SEEN IN 2WKS AS PM. PATHETIC WEAK MAN.!!!!!
@JenniferBartlett-xi3tqАй бұрын
14yrs to find out what the people want.iguess they didn't notice.this is the last ever labour government...,
@benhaley981129 күн бұрын
lol. to be as delusional as you must be nice
@nrw34260Ай бұрын
Decided to sell my rental last year.
@citizensnid3490Ай бұрын
Labour bad news for landlords. We are, defacto, public enemy No.1
@johnmore4155Ай бұрын
If Labour introduce any changes to AST rental contracts (i.e. section 21) then these changes should only apply to new Tenancies and all existing Tenancies should be null and void as neither Tenants or Landlords agreed to this at the commencement of the Tenancy Agreement.
@KayJohnsonArtАй бұрын
We didn't invest in property only for the tax relief on mortgage interest to change either... I can't think of any other business where you pay tax on turnover and not profit?
@johnmore4155Ай бұрын
@@KayJohnsonArt That's because they want us all to set up as Limited Companies. It's just another way of monitoring you and to stop people, tenants and landlords, setting up private cash deals.
@ganumaster6464Ай бұрын
@@johnmore4155You wish. They hate at sight all landlords and everyone who works hard to get up the economic ladder
@alanfizzypop9607Ай бұрын
spoken as a true landlord
@1inchPunchBowl29 күн бұрын
@@ganumaster6464 Depends how you climb that ladder.
@ganumaster6464Ай бұрын
If you earn more than £30,000 gross per year, then you're screwed. Trust me, this government will pull you down for earning more than that. Don't bother trying to work hard to make your life better. It's better to ask the government for handouts.
@BlackCryptАй бұрын
Oh stop it. You’re talking utter bollocks.
@MrMargaretScratcherАй бұрын
Go for it then, there's literally nothing stopping you!
@ganumaster6464Ай бұрын
@BlackCrypt Then why are they means testing everything, now they're talking about means testing pension.
@alanfizzypop9607Ай бұрын
@@ganumaster6464 About time to why should rich people live in council houses on the cheap
@sidsod161629 күн бұрын
@@alanfizzypop9607 why should gimmegrants take president over locals and get get housing and everything else for FREE!!!
@johnmore4155Ай бұрын
We really need proportionate representation! Reform was the only party making any sense. You people who voted Labour will reap what you sow.
@kristenfarebrother6744Ай бұрын
And I can't wait!
@fritzhenning129 күн бұрын
All 5 minor parties made representations about proportionate (sic) representation in their manifestos. Reform proposed a referendum on the subject, so perhaps weren't as committed as others.
@neddythened269829 күн бұрын
@@kristenfarebrother6744 It is almost like people don't understand supply and demand... welcome to life on the streets former renters.
@kristenfarebrother674429 күн бұрын
@@neddythened2698 Putting that economics degree to good use, I see
@davidstewart795124 күн бұрын
We will all reap what Labour party voters have sown. That's the problem!
@RajVerma-wj5sxАй бұрын
Another great article
@mashroomrentАй бұрын
📞 Book a FREE call to find out what Mashroom can do for you: bit.ly/47Cb9gp
@ObsoleteOddityАй бұрын
I knew her in the 90s, I really thought she would be going places…
@May4thbwithuАй бұрын
Why would anyone live there? It's absurd
@cdeford2Ай бұрын
He's got nothing to complain about. That place was terrible. You said that the landlord was fined, not that the tenant got the money.
@cdeford2Ай бұрын
@user-hs5pr5bt1v The tenant didn't victimise anyone. He had a legitimate complaint. It was the council who took him to court. How do you know the tenant can move? Many are trapped in their rental properties because the available properties have gone through the floor. 80% down in my area from before the pandemic. Rents on those that are left spiralling. This property - likely low-rent because of the condition - might be all this tenant could afford.
@susanlaw4821Ай бұрын
@user-hs5pr5bt1v Wow.. why doesn't Mashroom highlight this fact? What a disgrace for tenants to do this. They should have moved out.
@BigDuke6ixxАй бұрын
People like Moon should be in prison.
@user-wi5fl4bv2dАй бұрын
PERHAPS this poor old pensioner looked at the appalling conditions that some council tenants are forced to live in by criminal councils and thought that was the acceptable standard, clearly the poor bloke was under the delusion that councils had to obey the same law as the rest of us, He probably heard a rumour about something called "british justice" but missed the memo stating the due to vested interests it was not going to be introduced in the foreseeable future or, perhaps he read about the council who had not done a gas safety check or service on their boilers in three thousand of their properties for six years which probably amounts to nine to twelve thousand tenants lives in mortal danger for those six years, and what consequences did they suffer for the worst case of this complete contempt for their tenants lives and safety by a landlord ever AS YOU ALL GUESED NOTHING, not a jail sentence not a massive fine, not even one penny, not a gentle tap on the wrist nothing, but I did hear they did eventually say " lessons have been learned" that will put the fear of god in them
@daddyandjosh9750Ай бұрын
If section 21 goes I'm out
@user-wi5fl4bv2dАй бұрын
Already selling up, as far as burnham and khan and the various hate gangs are concerned there is no such as a good landlord, we are viewed as sub human by these fanatics and extremists ,look back at history remember what happened in Germany in 1939 to 1945 these gangs have the same mentality same fanatical hatred only the insignia and footwear are different
@mashroomrentАй бұрын
📞 Book a FREE call to find out what Mashroom can do for you: bit.ly/47Cb9gp
@lindakerrigan9932Ай бұрын
I thought that Reform were NOT going to abolish Section 21 Surely this is what landlords fear most of all from any new Government
@scarlettspear7447Ай бұрын
I will be watching my hero!!! Thank you, Charlie.
@RichardGroocockАй бұрын
I really think that labour are missing both the point and opportunity!! There are both good and bad private landlords, most at least fare. The largest amount of complaints come against housing associations and council properties. If you look at the stats… encourage the poor private landlords to get it right and except that a profit even a meagre one that is currently being just about made is essential to to keep the industry going and tenants supplied with accommodation. That way they will be ahead of the conservatives and the average rent will reduce. Because there will be more properties available. Its not rocket science. It was a Labour government that encouraged people to invest in BTL in the first place as a form of income and pension.!!!! Why destroy something that can be improved and made to help the people who can’t afford to buy !!!!! All it does is make labour look like they are not ready to lead. Tell me im wrong and you cant or don’t understand the problem. 68million people and rising. They cant all buy and we cant possibly build enough. And councils cant possibly afford to build enough !!! The private sector is essential.!!! Why can’t they see this!!!!
@tmonstase4442Ай бұрын
Reform also pledging to abolish Section 24.
@k30skingАй бұрын
Personally I am voting Reform. To me they are being sensible. Due to the fact that unless China and India join in with ‘net zero’ there is no point at all in us going ahead with our proposals. We need to deal with the tax situation and also we need some sensible work to help the farmers and fisherman who were put on the back shelf by the EU.
@captnoplan3926Ай бұрын
Turkey voting for xmas - again. Don't understand why you would vote for Farage again who contributed heavily to UK's present situation, by pushing the Brexit agenda. Why vote for a self serving pro Putin grifter, who has no interest in improving your life? And net zero isn't just about reducing our carbon foot print, but also adapting to the coming climate changes.
@mashroomrentАй бұрын
📞 Book a FREE call to find out what Mashroom can do for you: bit.ly/47Cb9gp
@zenastronomyАй бұрын
enough with this stupid logic that landlords selling means fewer houses to rent and rent spiking up. do you think houses dissappear if landlords sell? no. somebody who's renting buys it and then stops renting. so no, housing stock does not dissappear if landlords sell up.
@andersalistairАй бұрын
And what if renters can’t afford to buy? Deposits required are huge, mortgage rates are crazy. If I want to sell, it’s far more likely someone looking to invest in a rental will buy it than a renter looking for a residential home.
@zenastronomyАй бұрын
@@andersalistair if someone is buying to rent it out, then renters haven't lost a property in the market have they? see the stupid logic of the argument. the house doesn't dissappear. if landlords sell, someone buys it to live in it or rent it out. so supply either way is same. and rental market is unaffected.
@andersalistairАй бұрын
@@zenastronomy, if you have no knowledge of the industry, yes it's a stupid logic but the world doesn't work like that. When you buy a new house, your cost is higher, so you are going to ask for more rent. There will be a vacant period during the process, which will cause problems in the housing market. Also people are buying houses as a long term investment betting on prices going up and not renting them. Vacant house numbers are rising, and rentable house numbers are falling.
@zenastronomyАй бұрын
@@andersalistair vacant houses is a vacant house issue. and nothing to do with this. it is easily remedied with a tax on empty properties. and also buy to let landlords leaving the market has no bearing on rent. As rent goes up irrespective of who the owner is sooner or later. and sales have dropped by 40%. so according to your logic that means it's actually better for rent. As rent will be lower with lower turnover rate in house ownership.
@andersalistairАй бұрын
@@zenastronomy They are selling up, buyers don't rent their houses, and vacant houses are not an issue. If this is your logic, nothing will affect the housing market :) I have two identical flats in the same building. One of them is 1500, the other is 1650 because the mortgage cost is higher on the one I bought later, and you are saying it's irrespective. You have some good ideas, keep up :)
@SoloSi2024Ай бұрын
Forcing extra tax on landlords equals higher rents.
@OMGrobloxandweird2 ай бұрын
build 15 billion bomes thats 70 k acres of farmlamd where the food coming from let alone the runoff causing floods and the houses absorbing ilght and givng off heat raisingng glolal warming
@bertiewooster33262 ай бұрын
Ive sold up never going back too much hassle
@simon88642 ай бұрын
The renters reform bill will persuade many landlords to sell up and get out of the rental market! Already landlords do NOT have adequate protection from bad tennants, it's very one sided!
@user-zb7qf8rq5r2 ай бұрын
1. After taking account of all expenses over the long term landlords do not make a profit on renting. After having done the books for numerous landlords i know this to be true, however as the politicians think that the landlords are a soft target they continue to milk them. This consists of adding costs for such things as gas certificate, CO2 meters, smoke detectors, registration with local authorities etc and loss of tax relief on interest costs and moving the rent to the tenant for social housing. So now where the landlord can still make money is capital gains as such Labour have stated that they intend to charge it at the same rate as income as such they will treble it. On top of that as a lot of landlords have constantly refinanced to build their portfolio that having sold the house the tax on the notional gain on the rented house plus the bank loan repayment will be such as to bankrupt the landlord, however if he continues to rent he will also go bankrupt.
@paulgbar666Ай бұрын
Very few tenants are aware of the parlous circumstances that many LL are in. These tenants don't realise that they will be made homeless as a consequence. As you intimate many LL will have no alternative than to go bankrupt. The stored up CGT built up over the past 20 odd years from refinancing won't be able to be paid .Essentially many LL portfolios are built on foundations of sand. Everything was OK with low IR and no S24 That situation has now changed revealing the LL who have effectively a zombie business The only escape for them would be substantial property price increases and very low. None of which will ever occur again. If I was one of these zombie LL I would sell my home and rent. Then try to sell the dud BTL properties. CGT won't be paid so HMRC will bankrupt the LL who won't have a home They will be a tenant for somebody. Effectively these LL have built portfolios on fantasy money. Well CGT has to be paid S24 forces sales to occur but no CGT can be paid. It is a Catch 22 situation. Very few tenants understand that their tenancy has been founded on sand.