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@farrelinoa.r.8207 4 күн бұрын
Thank you bro for the advice, I have some struggle with myself and after seeing this video I realized what's make me struggle, keep going bro I love this content 🔥🔥, sorry for the bad grammar English is not my first league
@talkhiggins 4 күн бұрын
Happy to help!
@talkhiggins 5 күн бұрын
I hope this video helped you and if it did please like, subscribe, and share the message with someone else. Thanks for watching!
@The-Cadillac-Lawyer-ZL1 9 күн бұрын
I just met a US Navy Submariner and after speaking with him I have no idea how anyone could a job that fuckin stressful. I lost some hair on my head just listening to this guy. I would freak out not knowing if my enemy actually knew where I was. You guys are brave, and your job is so important for the national security of the United States. God Bless you guys.
@talkhiggins 9 күн бұрын
@Q60-Ninja Yeah, you need to be built differently to serve on a submarine. Some of the toughest and most brilliant people you will ever meet.
@Mr._Rick 10 күн бұрын
Hey T one thing to add. Rule of 55 can be used in the year you turn 55. You don’t have to actually be 55.
@talkhiggins 10 күн бұрын
Yes, that's correct. I could have explained that more clearly. I focused more on the 72(t) section because it seemed less straightforward.
@Mr._Rick 10 күн бұрын
@ I’m working tomorrow night, so we can talk if you want.
@talkhiggins 13 күн бұрын
Feeling stuck counting down the years until retirement? You have options to retire early and start enjoying life sooner. Thanks for watching!
@ArdxnFX 15 күн бұрын
What if you in your 20s , I got 2 internships and I have to prioritise university next year
@talkhiggins 15 күн бұрын
You have the most powerful asset on your side "Time". Keep building those skills, and invest whatever you can into a Roth IRA. Just putting $100 away a month into a simple S&P 500 index funds will make you a millionaire by 65. Enjoy college and once you finish school you can really hit the gas pedal on your finances.
@chriscj71 19 күн бұрын
Great video brother. Appreciate your work. Lebron’s not the greatest player of all time though. He’s the most inorganic, manufactured, corporately owned sports athlete of the last 25 years along with Cristiano Ronaldo & Roman Reigns. They’re 3 of a kind. But, outside of that, great video 💯
@talkhiggins 19 күн бұрын
If he is in your top 5, we can agree to disagree. But the longevity, consistency, and the 3-1 comeback against that 73-9 Warriors team made him the G.O.A.T. for me.🐐
@chriscj71 19 күн бұрын
@@talkhiggins He’s around #9 - #10 on my list. In my opinion, you can make an argument that Magic, Bird, Kareem, MJ, Wilt, Shaq, Bill Russell, Hakeem, & Tim Duncan all at least had higher peaks than him if not comparable or better careers in terms of their impacts on their teams winning than Lebron. And even though I’d still rank him as individually greater than these guys, you could argue that Kobe, Pistons Isiah Thomas, & the Dr. J/Moses Sixers could all beat Lebron in the finals. I mean he lost to Dirk when he had the far superior team with D-Wade & Chris Bosh. So he’s barely in my top 10. So we’ll have to respectfully disagree. But, again, great channel 💯
@talkhiggins 19 күн бұрын
@chriscj71 Barely top 10 is a wild take. There are only two players ever with 4 NBA MVPs and 4 Finals MVPs. He is the all time leading scorer, 4th in Assist, 9th in Steals and 10th in Defensive Rebounds. And most all time playoff wins, points and games. The man is 40yrs old and still a top 20 player in the league. No one is gonna come anywhere close to touching this longevity and consistency. The body of work is there to be at least top 5.
@chriscj71 19 күн бұрын
@@talkhiggins I respect your take, but stand by my statement. The main thing that matters to me is how your contributions to your team contribute to winning over a career span. Individual accolades are icing on that cake. Lebron flamed out & underwhelmed too many times to be considered greater than the guys I put above him in my opinion. By 2018, we’d already seen the best of him. I was saying then that Bird was still better & that the only thing Bron is better than Bird at is athleticism & at one point (2008-2013) defense. He’s in my top 10 at the moment, but barely. The only guys he can argue having a greater peak than in the top 10 are Shaq & Wilt and even Shaq did something Lebron couldn’t do, which is lead a team to a 3peat. And if it ever publicly comes out that he was on PEDs (which there is high suspicion) then he drop even further on my list
@talkhiggins 19 күн бұрын
This peak argument is a strange argument. He went to 8 consecutive NBA finals the list of people to do that are the 60's Celtics and Lebron. He beat a team with the best regular season record ever. And there are only five players with 4 or more NBA MVPs Kareem, Jordan, Russell, Chamberlain and Lebron. That seems like a pretty high peak to me. 🤷🏿♂️
@talkhiggins 21 күн бұрын
Make 2025 the year you take charge of your finances. I am rooting for you! 💪🏽Thanks for watching!
@ZoeLife765 24 күн бұрын
Thank you for making this ✊🏿💯
@talkhiggins 24 күн бұрын
Thanks for watching!
@ArdxnFX 24 күн бұрын
I’m using trading 212 and chose S&P 500 and Nasdaq $200 each so $400 a month is that good ?
@talkhiggins 24 күн бұрын
@@ArdxnFX That is great. Now you just have to be patient ignore the news and wait, which is the hardest step TBH.
@ArdxnFX 24 күн бұрын
@ yeah imma delete the app and just let the automatic payments do their job
@ArdxnFX 24 күн бұрын
This was very helpful
@driftergord 25 күн бұрын
Great video and awesome explanation!👍🏾
@CelineCarey 25 күн бұрын
Thanks for walking us through how to automate investments in Fidelity!
@talkhiggins 25 күн бұрын
Glad it was helpful!
@millicentcrawford4674 25 күн бұрын
Terrell I feel like I was the inspiration for this video in particular because of all my questions. This was so super useful! I hear and I’ll obey!!!🤑
@talkhiggins 25 күн бұрын
I did an honest assessment of my content and realized I didn't really have any beginner friendly content. There are way more people out there who need help getting started than folks who need advice on portfolio optimization and advanced tax strategies.
@talkhiggins 27 күн бұрын
Hopefully I have inspired you to go, take charge of your financial future. Thanks for watching!
@christopherjoseph9702 29 күн бұрын
Thank you, and respect to you !
@ahmx3473 Ай бұрын
Bro, your content is so cool. You are so awesome. I can tell you you’re gonna go viral.
@talkhiggins Ай бұрын
I appreciate that!💯
@Seyamvlog99 Ай бұрын
Hello Real talk W / T-HIggs. I am watching your videos. I like your videos very much. Your video quality is also good and your thumbnail quality is also good. But I am analyzing your videos and I can see that you do not have any SEO friendly title. There are no keywords in your description and Your video tag is not SEO friendly.. You put a lot of effort into making videos. You want your videos to have many views and many subscribers. If you want these, you have to solve these problems.
@talkhiggins Ай бұрын
I am not interested
@MarcelineTheTsundereQueen Ай бұрын
These scammers have a template in making videos now 😂
@talkhiggins Ай бұрын
No scams here. Just legitimate financial analysis and information.
@driftergord Ай бұрын
Another great video T👍🏾
@talkhiggins Ай бұрын
@driftergord Thanks! Hopefully, the KZbin algorithm gives the video a fair chance, but it seems like they are throttling the impressions way back because I talk about Trump...🤷🏿♂️ It is what it is, I guess.
@driftergord Ай бұрын
@@talkhiggins there's always a science to it. KZbin has gotten somewhat questionable in the ways they bring views . But with good content the views will come. It's a good idea to up the short form content with the reels. Those are big in steering the algorithm these days .
@davidchen8987 Ай бұрын
One of the best, most concise and clear channels on these topics I’ve seen on KZbin. I love the way you explain things and I’m binge watching all your videos right now. Big fan, keep it up Terrell!
@talkhiggins Ай бұрын
@@davidchen8987 Thank you, I really appreciate that! 💯
@talkhiggins Ай бұрын
@Deborah-y9l I deleted your comment you never want to share your seed phrase. I can't tell you any better than a simple Google search can. I don't mess with OKX or any crypto directly. www.zeusbtc.com/blog/details/5553-tutorial-on-transferring-usdt-from-okx-wallet-to-binance#:~:text=Withdraw%20from%20the%20OKX%20wallet&text=We%20will%20see%20the%20asset%20options%20and%20click%20USDT.&text=Then%20it%20will%20appear%20asking,the%20address%20copied%20from%20Binance.
@millicentcrawford4674 Ай бұрын
Good info Terrel! We can't change the results of the election, but we can make the most of the current situation!
@talkhiggins Ай бұрын
It is important to remember that while we may not be able to change the outcome of an election, we can still take steps to ensure that it works in our favor. By educating ourselves and making informed decisions, we can create an abundant financial future. Thank you for watching!
@TonyFromDadeCounty Ай бұрын
Lmao, right. The rich own nothing… Your quest for view domination is stretching….
@talkhiggins Ай бұрын
"How to remove assets from your estate with irrevocable trusts to avoid lawsuits and save millions in taxes"... just rolls off the tongue.😂
@lindawashington9869 Ай бұрын
Thank you for sharing your knowledge with us. I enjoyed, and learned a lot from this one video. Keep up the great work!
@lavondabanks7033 Ай бұрын
Great information thank you.🎉
@talkhiggins Ай бұрын
My pleasure. Thank you for watching!
@talkhiggins Ай бұрын
Trust can be a very complicated topic and are often the last thing people consider on their financial journey. Hopefully this video clarified Trust for you. Thanks for watching!
@krystiesolfyre5340 Ай бұрын
I used to be the person that would spend 20 bucks here and there ALL the time and it really added up. Now when I save it instead, I feel a bigger reward from it. Spending was by dopamine hit and then I switched imagining the savings to be my dopamine hit instead. Thanks for the motivation!
@talkhiggins Ай бұрын
@@krystiesolfyre5340 You're welcome! Happy to help.
@rozaucja8612 Ай бұрын
Made me think for sure! I will think about these 27 dollars (well, 27 zl in my case). Thanks!
@mjiles85 Ай бұрын
I’ve watched so many of these videos on the buy, borrow, die strategy and your video has been the most clear and thorough video I clicked on. Thank you.
@talkhiggins Ай бұрын
What is your biggest spending temptation this holiday season?
@williscoleman3356 Ай бұрын
Fishing lures😂
@talkhiggins Ай бұрын
@williscoleman3356 Good things come to those who bait 🤣.
@cshort1302 Ай бұрын
Hello T-Higgs ! Love what you are doing here my brother. I am also an African American Bubblehead Vet. I served 6-Years on a fastboat out of Groton (SSN-705, USS City of Corpus Christi) back in the 1980's. I am way behind in maximizing my benefits so thanks for the guidance. I waited way to long to benefit from these. Thanks for all your Help getting me back on track !!
@talkhiggins Ай бұрын
@cshort1302 You are most welcome! I wish you all the best, my friend! 🙏🏾
@Ethan-qk8eo Ай бұрын
This was awesome! Thank you💯🙏🇺🇸💪🏾
@talkhiggins Ай бұрын
Glad you enjoyed it. Thanks for watching!
@AL-AMINSHEIKHH Ай бұрын
Hi there! I’ve just watched a few of your videos, and I’m really impressed with your content. However, after analyzing your channel, I noticed that your videos aren’t getting the attention they deserve. This is likely due to some SEO issues such as video tags, titles, and descriptions. As a KZbin SEO expert, I’d love to help you fix this and grow your audience. I can provide you with a free channel report that highlights key areas for improvement and how you can optimize them. If you’re interested in seeing how we can get your channel more views and subscribers, let me know, and we can get started right away!
@talkhiggins Ай бұрын
@@AL-AMINSHEIKHH not interested. Thanks for watching!
@talkhiggins Ай бұрын
This video is dedicated to all my fellow veterans out there. I hope every one of you, gets the absolute best out of life. Thank you for your service!
@rolandosouffrain7957 Ай бұрын
I am Gen X. I live below my means. I have not lived check to check in over 21 years. I have reached Coast Fi but i won't stop saving until i reach my goal of $2.5 Milly.🎉🎉💪🏾💪🏾💪🏾💪🏾💪🏾💪🏾💪🏾
@talkhiggins Ай бұрын
Wow, that's awesome! Reaching Coast FI is a huge milestone. You've definitely put in a lot of hard work and made some sacrifices to get here. Just make sure you're not going overboard and missing out on things that could make your life better right now. You never know what the future holds, so it's important to find a balance between saving for the future and enjoying the present. Congrats 🎉
@rolandosouffrain7957 Ай бұрын
@talkhiggins i am lucky. I like my job and I make enough that I can go on several vacations a year and invest over 25%. This year alone i went on 4 vacations and maxed out my Roth 401k and Roth IRA 😁😁😁
@millicentcrawford4674 2 ай бұрын
I wish I had known this before my loser marriage to the wrong person. Even though I didn’t have to pay alimony or anything, but just having to create a separate life from scratch. I had to start from ground zero after having invested so much for so long. Hind sight is 20/20!!!
@talkhiggins 2 ай бұрын
@@millicentcrawford4674 Divorce is ranked as the second most stressful life event right behind death of a spouse. So going through that can be very tough. 247wallst.com/health-and-healthcare/2024/03/12/this-study-ranks-the-20-most-stressful-life-events-2/
@Andrew-DEF 2 ай бұрын
Awesome video
@talkhiggins 2 ай бұрын
@@Andrew-DEF Thanks for watching!
@talkhiggins 2 ай бұрын
I was truly shocked by the statistics around divorce while I was researching this video. Let me know in the comments if this shocked you too. The 1% Better Everyday collection is available now in my merch store. talk-higgins-merch.company.site/ Thanks for watching and I will catch you next time!
@averymartin6205 2 ай бұрын
Golden years. Pftttt Golden years are not 65+ c'mon now.
@ThaiLifeChronicles 2 ай бұрын
Damn, here are as someone born I the 80s that retired early. Now living a fantastic life in thailand.
@talkhiggins 2 ай бұрын
@ThaiLifeChronicles I have always wanted to visit Thailand. Whenever the wifey has a bad day at work, I always joke that we could just sell everything and go live out the rest of our days in Thailand 🤣. Such a beautiful country, I definitely need to go at some point. Congrats! 👏🏾
@Y0GabaGaba500 2 ай бұрын
As a Gen Z... I make about $25 an hour, I don't go out, don't drink, don't smoke, etc. Still living paycheck to paycheck because the cost of living is too high. I make more than I did 2 years ago, but my finances are worse I'm just lucky I'm a student. So my grant money is a source of income at this point. I have scholarships that fully cover my tuition, so I take out student loans when needed. I just think of it as a necessary investment for now, as I know I'll make more in the future. By the time I'll graduate I'll likely have 20k in debt simply from living expenses.
@talkhiggins 2 ай бұрын
School's so expensive these days, it's almost impossible to get through without debt. I hope you at least enjoy your career after all that. 🤞🎓
@STICKSAND 2 ай бұрын
Problem is people need to start operating their life as if they are a business. Income in, expenses out. People my age brag about leaving parents house but I’m happy to stay as long as I can to save as much as I can. 22 and 23k in savings. Nowhere near where I want to be but a pretty good start
@talkhiggins 2 ай бұрын
Good start... That's great! You're doing much better than most. Keep going!💪🏾
@mvzo561 2 ай бұрын
Make sure you invest some of your money to gain interest and not lose value 🙂
@MDNTRD 2 ай бұрын
I am gen z. I live way below my means to maintain my lifestyle (An average month of spending for me is 1k or less). I may be a boring person and not go out and do much but I save a lot. My current goal is to achieve F.I.R.E. within the next 10 years.
@talkhiggins 2 ай бұрын
I was pushing hard for F.I.R.E. for a long time, but the closer I got the more I moved the goal post and realized I was only really interested in the F.I. part. I'm always going to be doing something.
@MDNTRD 2 ай бұрын
@@talkhiggins You can still be F.I.R.E. and work. There are different types of fire. BaristaFIRE is pretty much what you just described and is what I plan to do as well. Having something to do like work is always good.
@talkhiggins 2 ай бұрын
@@MDNTRD That is true. 👍🏾
@driftergord 2 ай бұрын
onyx trying to get their own segment on the show lol
@Darkmocha331 2 ай бұрын
The cat needs to be part of every video lol
@talkhiggins 2 ай бұрын
He is a little trouble maker...but yeah, he definitely wanted to be in the video 😂
@talkhiggins 2 ай бұрын
Thanks for allowing me to share these eye opening financial statistics with you. The 1% Better Everyday collection is available now in my merch store. talk-higgins-merch.company.site/ Thanks for watching and I will catch you next time!
@ThanePL 2 ай бұрын
copycat
@senzudude 2 ай бұрын
✌️🫡🫡👊