11 ай бұрын
Жыл бұрын
Жыл бұрын
2 жыл бұрын
2 жыл бұрын
Пікірлер
@CoojertM 5 күн бұрын
This has put me right off, many thanks.
@FortuneFocus01 5 күн бұрын
Obviously, you must have other sources of income to sustain your living expenses while you reinvest your profit.. otherwise, you will dip into your investment funds.. 😊
@dmcgwhisper5945 13 күн бұрын
Hmmm. I've been considering that Touchstone Education company. They recommend serviced accommodation amongst other business ventures. Have you got any advice about them? Thanks
@natashaantoine4919 13 күн бұрын
Hi Stephen, you mentioned a key condition of getting first commercial mortgage was having a BTL. If I took that as next step what would be minimum time frame would you say before approaching commercial lender? Tash
@StephenDuncombetv 8 күн бұрын
Hi Taah. As soon as you own one really. I don’t think I recall being asked how long I owned mine. It’s more you understand about investing so they may ask you and a good broker will probably ask you all this and put your case forward. Worst case 6 months maybe but you don’t need to wait as the deal you find could take a few months before you get to the finance stage.
@KBWFreedomthrurealestate 13 күн бұрын
Good video!
@stanleyfox4201 25 күн бұрын
I don't understand the 'refinance' bit
@StephenDuncombetv 24 күн бұрын
It's a term used where you get a new mortgage to repay out your existing mortgage. The new one is higher than the current one based on the new higher value.
@stanleyfox4201 23 күн бұрын
@StephenDuncombetv thank you
@offshore.anglers 26 күн бұрын
Did you look at putting solar panels on your freeholds roofs? I am looking at it. If you have, how did you find the experience and the payback?
@Easyservice-x8q 27 күн бұрын
Your discussion is very nice.
@AzmyYacoubRealtor Ай бұрын
very good thank you
@mutton_man Ай бұрын
Where do you go to find commercial properties?
@alexwilson-smith5503 Ай бұрын
Great vid. Is there a way to estimate future capital appreciation of commercial property?
@BEATTECHN1QUE Ай бұрын
This postcode thing is now a paid feature 👎
@alexwilson-smith5503 Ай бұрын
Hi Steven. Great vid. But build cost of £150 to £175 per sqft for Southeast sounds a lot, even in 2024. A 100 sqm project it would cost £188k...
@UKMallukarol Ай бұрын
Love this video really good
@ItsYashu Ай бұрын
I am confused as hell, can you help me please. I have personal mortgage £57,000 remaining 25 years remaining properties in my area north west is around 80 to 90K , what can I do to buy another house and start my portfolio , I need some initial advice. Thank you
@offshore.anglers Ай бұрын
Thanks for the advice
@offshore.anglers Ай бұрын
looking at your lending figure of 5.75% i can only get in the high sevens, any clues where you got that rate?
@richardkeeling5821 Ай бұрын
Am i correct in thinking that if you buy the property under a limited company, when you sell it you don't pay capital gains tax?
@offshore.anglers Ай бұрын
Thanks, this is great information and i am currently hunting down my first commercial property for just under a million. Looking for the development angle too.
@StephenDuncombetv Ай бұрын
Good luck with it.
@offshore.anglers Ай бұрын
@StephenDuncombetv looking at your lending figure of 5.75% i can only get in the high sevens, any clues where you got that rate?
@Mickferndalespeedy Ай бұрын
Can you show us where it says there's no rates to pay on grade 2 properties. Isn't that just if it's empty?
@StephenDuncombetv Ай бұрын
Yes when they are empty. You pay business rates on them when tenanted but the tenant is liable for them
@Mickferndalespeedy Ай бұрын
Thanks
@anjumanwolf6931 Ай бұрын
No more uploads?
@travisriddell5328 Ай бұрын
In the United States we use text and texting, no one says SMS.
@sully3148 Ай бұрын
Hi Stephen, I’m 23 years old and i live near London. Life is too expensive down the south. I’ve managed to save over £100k and was thinking of buying a property up north. Is it work buying a house outright then to tie myself to death down here? I guess the con of it is that I’ll be living in an area that’s very dead.
@4773mark Ай бұрын
My observations following on from others is interest rates gone up you gotta have expertise across the whole process from sourcing to renovating to selling (cgt)if letting it’s gotta be managed 🤷♂️
@mintymintygogo Ай бұрын
Why but 10 properties instead of a bigger property like HMOs
@AR-fy2qo 2 ай бұрын
Friendly easy to understand
@FrederickBowdler 2 ай бұрын
Obviously buy to let is for the long term (typically) and you need to have a good idea of trends short and long term Good tennants are essential and in my opinion are the no 1 factor.
@NathanS-r3f 2 ай бұрын
Great vid. Does this still work if you are buying part of a company, ie, the part you are buying can be separated on purchase?
@matthewdavidpope 2 ай бұрын
I have seen some very cheap properties in Hartlepool, do we know of the demand in this area ?
@eezy251able 2 ай бұрын
How would you invest 75K now into today's market if you were just starting out? Buy and flip? BTL mortgages don't seem appealing, although could be wrong?
@tutorspecialistsinternatio1320 2 ай бұрын
Hi Stephen, thank you for sharing your due diligence on commercial investments. I have signed up to Property data using your referral link and would like to know more regarding your Uplevel courses. Do you have an email available for more information? Thank you, Lisha.
@StephenDuncombetv 2 ай бұрын
More details on my website propertyinvestingwealth.com
@Supersonicboom7 3 ай бұрын
With interest rates being as awful as they are it seems cash flowing well may present a bit of challenge, though I'm just looking to build capital as there are better businesses for cash flowing.
@BrianHall-r9v 3 ай бұрын
Brekke Station
@TinyFord1 3 ай бұрын
Buying to let or to put renters in only makes sense in countries where the owners rights are protected more than the potential squatters. Make sure about your local legislation, in South Africa we have legislation called the Prevention of Illegal Evictions act, which can make a non paying “tenant” a 10 month problem in court at minimum
@liam-n8098 2 күн бұрын
It’s part of business… when you have 10-20 properties on low leverage. 1-2 bad tenants doesn’t really mean anything
@NeverGetBoredTV 3 ай бұрын
What state would you recommend investing for a good start?
@StephenDuncombetv 3 ай бұрын
The one with high returns and low crime rate
@NeverGetBoredTV 3 ай бұрын
Broo need more videos like this love em 😊
@adeelsadruddin3402 3 ай бұрын
Where should overseas investors invest in England?
@GiselaCasuso 3 ай бұрын
What a fantastic video this is. Thank you!
@hugowells656 3 ай бұрын
I do like the video, but what no one makes clear to those who dont know is that when you refinance this lump some isnt free money it is another loan that you will need to stress test on top of the new mortgage you go for for your second property...
@fibzy02 3 ай бұрын
32k stamp duty is crazy
@CarolMartinez-y9k 3 ай бұрын
Thurman Street
@yasd676 3 ай бұрын
I can't thank you enough for the valuable details you provided!
@stuartdodds.property 4 ай бұрын
Great video ... did you end up selling the 12 properties or just kept them for life ?
@jamesdoherty2329 4 ай бұрын
The only thing that puts me off is when it comes to refurbishment. There's too many rubbish tradesmen around.
@vanyalbertine1121 4 ай бұрын
Kindly what is your email . I need your advice please
@vanyalbertine1121 4 ай бұрын
I want to buy property and renovate and rent it out .I don't know how I can start since I'm a foreigner
@zafreenquraishi9825 4 ай бұрын
Can i talk to you?
@DryUrEyesMate 4 ай бұрын
If you buying a cheap rundown property surely it doesn’t matter where you buy the property as you will be buying it £50k below market value
@KarlBreaux 4 ай бұрын
Got a program
@CROSSNSHOOT 4 ай бұрын
Definitely considering getting into more commercial property as opposed to residential due to constant political noise against landlords of residential