Things I DON'T Buy With 400k + NW
9:45
Personal Finance Is Actually Hard
7:10
Retire by Traveling the World
8:11
5 Must Know Tips for TN Holders
8:49
Budget with me | Sept-Oct
5:33
9 ай бұрын
Пікірлер
@rockykhanna7518
@rockykhanna7518 Күн бұрын
Amazing Video. Can you please share was it your employer who drafted the letter of support or was it yourself who did it? Also, if you can share a sample of support letter by masking your confidential data, that would be really helpful. Thank you!
@khangaroofinance
@khangaroofinance Күн бұрын
Thanks for the comment, my employer drafted it.
@andreroggy1191
@andreroggy1191 2 күн бұрын
@khangaroofinance Hey, I’m a registered nurse who was just hired by an agency in the US. They have offered to sponsor me in moving from TN to GC and at first I thought it was impossible.
@khangaroofinance
@khangaroofinance 2 күн бұрын
Great to hear that they're willing! It's def possible, just a bit tricky as I've said in my video. Glad the video was helpful for you :)
@s_k_47
@s_k_47 2 күн бұрын
Thanks for taking up my comment on last video and explaining the full process. This was most detailed and helpful video available in youtube. Good luck to you man, hope you would get your GC and PP someday.
@khangaroofinance
@khangaroofinance 2 күн бұрын
Thanks appreciate the comment!
@prtmflkdvcx
@prtmflkdvcx 3 күн бұрын
God this video is just awesome- really thorough and helpful.
@khangaroofinance
@khangaroofinance 3 күн бұрын
Thanks for the comment!
@waleedahmed1725
@waleedahmed1725 4 күн бұрын
Dude I feel like we are the same person, any time I research anything related to being a Canadian working in the USA, a video pops up from you about the same topic with many of the same points I discovered. It's been refreshing for me to validate my own research by comparing it to your findings. Amazing and spot-on informative content, best of luck with your green card process!
@khangaroofinance
@khangaroofinance 4 күн бұрын
Thanks Waleed! Appreciate the comment hope to make more videos that you resonate with
@samparhizkar5221
@samparhizkar5221 5 күн бұрын
Thank you for awesome content. So for a TN newcomer the best case scenario is stay 90 days after the first landing and immediately ask the company to start the sponsorship process(assuming their willing to do it)?
@khangaroofinance
@khangaroofinance 4 күн бұрын
It really depends on the company and their visa process, but I started working with my lawyers about a month after I started
@alfredliu8561
@alfredliu8561 5 күн бұрын
Dope content as always! You've covered the whole process in simple and straightforward ways!
@khangaroofinance
@khangaroofinance 4 күн бұрын
Thanks ❤️
@shawnfriedman537
@shawnfriedman537 5 күн бұрын
This is the best video and thanks for being so transparent. I was born in one of the backlogged countries(not india), so it looks like the process needs an extra 2 years to get to the priority date. Does this mean the only feasible way is to convert TN to H1B and renew after 3 years. For example if the whole process takes 5 years then you need to renew H1B once to increase the timeline as it wouldn't be possible on a 3 year TN.
@khangaroofinance
@khangaroofinance 5 күн бұрын
Thanks for the comment I appreciate the kind words. Before I applied for my I-485 I renewed my TN for 3 years, at the same time that I applied for my AOS, I also applied for my EAD, which I got in like 4 months. Now I have my tn which is still valid for 2.5 years as-well as my EAD which is valid until 2029. That was the case for me and my other friends who are on TN did something similar
@shawnfriedman537
@shawnfriedman537 5 күн бұрын
@@khangaroofinance I see, so its possible to renew TN before the I-485 because most of the other filings are done by the employer which won't interfere with the renewal. Seems a bit risky but it should be doable for all of the backlogged countries except india. The lawyers probably knows all the risks and answer it better. Thanks for the video I don't see any other canadian youtubers cover this topic.
@khangaroofinance
@khangaroofinance 4 күн бұрын
@shawnfriedman537 yeah it’s something that the lawyers should know better. There is a risk involved, my friend took 7 months to get his tn renewed, and it took me 3 weeks I think
@raharijaonazolalainayannic7851
@raharijaonazolalainayannic7851 5 күн бұрын
Can a TN visa bring his spouse there ?
@khangaroofinance
@khangaroofinance 5 күн бұрын
Thanks for the question, yes you can bring your spouse on a TD visa. TD visa does not have work authorization though
@raharijaonazolalainayannic7851
@raharijaonazolalainayannic7851 4 күн бұрын
@@khangaroofinance Is it possible for us to jump on a meeting? I'm also a Canadian Software Engineer Entrepreneur and maybe there are possible collaborations between us 🙂
@khangaroofinance
@khangaroofinance 4 күн бұрын
@raharijaonazolalainayannic7851 hey join the discord :) discord.gg/N3a8VWynSe
@khangaroofinance
@khangaroofinance 5 күн бұрын
Discord link: discord.gg/N3a8VWynSe
@Taha-fw7ey
@Taha-fw7ey 5 күн бұрын
Thanks for the details man u’re the best! my fav color is black 😂
@khangaroofinance
@khangaroofinance 5 күн бұрын
Thanks for the comment bro! Red for me ❤️
@lotus8644
@lotus8644 6 күн бұрын
What do you think of the penalty of withdrawing from HSA when you move back to Canada? Heard it's useless to keep it.
@khangaroofinance
@khangaroofinance 6 күн бұрын
Hey thanks for the comment, I’ve heard that there has not been a solid determination on HSAs and bringing them back to Canada, and it’s a bit of a grey area / tricky from a tax point of view. I can’t remember if I covered it in the video, but i don’t contribute to my HSA despite having a match for this reason. Ofc this depends heavily on your long term plan of where you’ll be, so if you have a good match it might be worth it to contribute. If you want to chat more about this with others, feel free to join the discord: discord.gg/N3a8VWynSe
@samparhizkar5221
@samparhizkar5221 8 күн бұрын
Greencard is a better long term solution for married people because spouses of TN holders are not authorized to work in the U.S.
@khangaroofinance
@khangaroofinance 7 күн бұрын
Very true, spouses can work once the tn holder applies for a I-485 and the spouse receives the EAD
@isaaccho4110
@isaaccho4110 10 күн бұрын
Thanks for the great info!
@khangaroofinance
@khangaroofinance 10 күн бұрын
Thanks man!
@armaando2774
@armaando2774 11 күн бұрын
Good content 👍
@khangaroofinance
@khangaroofinance 11 күн бұрын
Appreciate it ❤️
@45mudassar
@45mudassar 14 күн бұрын
On what job board do you find TN job opportunities? Most of the LinkedIn jobs do not entertain TN jobs .
@khangaroofinance
@khangaroofinance 13 күн бұрын
I got my job from an internship return offer, but I have many friends who’ve gotten jobs through LinkedIn to sponsor their TN. I work in tech and that may be why it’s so common, I’ve heard that is more difficult for other professions to convince employers to do the TN
@user-od5qz4rh7n
@user-od5qz4rh7n 16 күн бұрын
I was born in India :(
@khangaroofinance
@khangaroofinance 16 күн бұрын
It’s really unfortunate that the US based all of this on your country of birth. If you still want a greencard you can just find a wife/husband, and get them to sponsor you, it’s much faster than employment based. There are also advantages for staying on the TN, I have a couple videos about if if your curious :)
@s_k_47
@s_k_47 16 күн бұрын
Could you make video explaining process and time taken from TN to GC application please. thanks
@khangaroofinance
@khangaroofinance 16 күн бұрын
Thanks for the comment, I’m in the process right now, but as soon as I get the GC il make a video about it
@izziiebabee
@izziiebabee 16 күн бұрын
@@khangaroofinance Thanks man i'll set my notifications on for when you post it, I want to know as well
@mugerwaobadiah1621
@mugerwaobadiah1621 17 күн бұрын
Nice content, I need to travel to USA, but visa.......
@khangaroofinance
@khangaroofinance 17 күн бұрын
@@mugerwaobadiah1621 where are you from?
@mugerwaobadiah1621
@mugerwaobadiah1621 16 күн бұрын
Uganda East Africa
@khangaroofinance
@khangaroofinance 16 күн бұрын
The USA Is a great place to travel lots of great nature
@mugerwaobadiah1621
@mugerwaobadiah1621 15 күн бұрын
@@khangaroofinance ohhh right let me pray hard, one day I will make it
@princeponnaganti
@princeponnaganti 17 күн бұрын
Hi there, I currently living in Canada and got my citizenship last week and looking forward to a TN Visa. It would be greatly helpful if could guide me in this process. Please let me know how to reach you out directly. Thanks
@khangaroofinance
@khangaroofinance 17 күн бұрын
@@princeponnaganti there is no special process, just apply to jobs and hopefully one wants to work with you to do the tn visa :)
@tonydiala9674
@tonydiala9674 20 күн бұрын
How did you convert your TN visa to a green card can you make a video about steps you took
@khangaroofinance
@khangaroofinance 20 күн бұрын
Hey Tony, thanks for the comment I will definitely make a video about that shortly. But to quickly answer your question, it's not something you can do yourself, it has to be done with the help of your employer. I would guess the process would take 2-4 years at the moment.
@izziiebabee
@izziiebabee 16 күн бұрын
@@khangaroofinance Could you please make a video on it if you have time? thanks man
@khangaroofinance
@khangaroofinance 16 күн бұрын
I’ve already started scripting it bro!
@khangaroofinance
@khangaroofinance 16 күн бұрын
Btw if you wanted to just chat about any quick questions that you had feel free to join the discord. discord.gg/N3a8VWynSe
@izziiebabee
@izziiebabee 15 күн бұрын
@@khangaroofinance Sweet, thanks man I just joined my username is "baldy"
@Hadrianus01
@Hadrianus01 25 күн бұрын
Thanks for the video. Angkor Wat has 1,3 and 7 day passes. Do you reckon 1 day is insufficient to experience it? I feel as if after 3 days, I'd be seriously templed out.
@khangaroofinance
@khangaroofinance 25 күн бұрын
Thanks for comment, me personally I’d do 3. I don’t know if it’s worth going all the way there for just 1 day. But I guess you could see the major highlights in one day but ofc you’ll be missing out on a lot
@Hadrianus01
@Hadrianus01 24 күн бұрын
@@khangaroofinance awesome thanks. That makes a lot of sense 👌
@mabutoo
@mabutoo 29 күн бұрын
The US is not just the major cities. I work for a (semi-) major software company but live in Virginia where I bought my home for under $200k now worth $400k but still cheaper than the west coast. Remote work is a game changer. Don't waste money paying rent in a major city when all you need is a fast reliable internet connection. Oh and the money is gooddddddddddd but it sounds like that was already covered.
@khangaroofinance
@khangaroofinance 29 күн бұрын
Hey thanks for the comment! I totally agree with your statement here. I do think there is some value for RTO for younger people like myself if there is a culture for it. Many things regarding on-boarding are much more seamless in person. But after that initial stage I think remote work is the play, especially if you can get a offer like yours in a cheaper COL also congrats on ur house :)
@garyroberts3859
@garyroberts3859 29 күн бұрын
How could you possibly spend $300 per person for 4 nights 3 days…Cambodia is so cheap and you can get a great 3 star hotel for $20 a night. Tuk tuk to the temples for the morning…which is plenty of time to see 4 or 5 temples $15. $25 for Tuk tuk to floating village. Food and drinks for 2 $10 is plenty
@garyroberts3859
@garyroberts3859 29 күн бұрын
Definitely visit the floating village. Not the close one but one of the 2 further away from Siem Reap…they are amazing especially in the dry season when the village is dry.
@rtql8d
@rtql8d Ай бұрын
Super informative, hope to get an opportunity south of the border myself
@khangaroofinance
@khangaroofinance Ай бұрын
Thanks for the comment, fingers crossed 🤞
@hammydani
@hammydani Ай бұрын
how would be able to get a lawyer tho for any of these visas? do the jobs sometimes give you access to a lawyer ? idk any lawyers 😭
@khangaroofinance
@khangaroofinance Ай бұрын
@@hammydani thanks for the comment, some companies have their own lawyer or contract it out to other firms. I have no experience with the h1b but for TN; I’ve heard many companies will help with the visa, if the company is small enough they might require you to do your own legal processes. You can reach out to a lawyer that can help you with further questions, you can get a consult for a couple hundred for half an hour. I would also google “tn visa laywer” or “Canadian USA visa lawyer” something along those lines.
@hammydani
@hammydani Ай бұрын
@@khangaroofinance thanks !
@khangaroofinance
@khangaroofinance Ай бұрын
Np !
@AManWhoLikesToCode
@AManWhoLikesToCode Ай бұрын
A very important detail about front loading your 401k is to check your if employer has true up provisioning if not you could missing out on your employer match thus making front loading not as enticing.
@khangaroofinance
@khangaroofinance Ай бұрын
@@AManWhoLikesToCode for sure, something that I didn’t mention in the video but is very important to note
@housamalamour7888
@housamalamour7888 Ай бұрын
Really great video, lots of insight
@khangaroofinance
@khangaroofinance Ай бұрын
Thanks for the comment I appreciate it!
@adey8000
@adey8000 Ай бұрын
Congrats Man thats freaking amazing. Turned 20. Looking forward to investing
@khangaroofinance
@khangaroofinance Ай бұрын
Thanks! Appreciate the kind words
@naveer745
@naveer745 2 ай бұрын
Awesome video brother!
@khangaroofinance
@khangaroofinance Ай бұрын
Thanks bro!
@eriqguy
@eriqguy 2 ай бұрын
Hey, I am in Seattle, I am also 26 and definitely would like to be a friend! :) Good luck with your upcoming decisions!
@khangaroofinance
@khangaroofinance Ай бұрын
Thanks man I appreciate it!
@MrTrollified
@MrTrollified 2 ай бұрын
nice.. i turned 25, this year, hit 250k. will be close to 320k by EOY. also an SWE
@khangaroofinance
@khangaroofinance 2 ай бұрын
Nice! Let’s get this bread
@hanjiharman
@hanjiharman 2 ай бұрын
Can one monetize youtube on a TN visa in the USA?
@khangaroofinance
@khangaroofinance 2 ай бұрын
Hey thanks for the comment. No you cant based on the research I’ve done. This goes for TN and H1b.
@hanjiharman
@hanjiharman 2 ай бұрын
@@khangaroofinance 🫶 for response….whats the workaround? Post content from inside 🇨🇦?
@WissCoast
@WissCoast 2 ай бұрын
you're pretty rich for your age, you must have a nice car!!!
@khangaroofinance
@khangaroofinance 2 ай бұрын
No car unfortunately:(
@hey7328
@hey7328 2 ай бұрын
happy birthday
@khangaroofinance
@khangaroofinance 2 ай бұрын
Thanks!
@Nutty_Professor
@Nutty_Professor 2 ай бұрын
Now, here are the traps of TN1 visa: You are tie to one employer Your contribution to SS will be for an American, unless you complete the 40 credits, because if you have enough to qualify for Canadian Pension plan the SS administration won’t join the Canadian to provide you benefits So if you are approaching retirement and don’t have the 40 credits you are in a risky situation, more considering companies are reluctant to give work to foreigners near the retirement age You are not entitled to Medicare at 65, unless you have the 40 credits in SS, another very big disadvantage. In conclusion TN1 is not very convenient for Canadian professionals….who benefit the most are politicians and the Americans, because they get your expertise By the way, the “American dream”is over, new young professionals are choosing other countries: Spain, France, Italy, etc
@khangaroofinance
@khangaroofinance 2 ай бұрын
Thanks for the insight on the SS Credits. I know they are transferable but I did not realize that you needed 40 credits ( which is 10 years of work ) in order to transfer to Canada. A lot of the points you bring up are very valid for people who are closer to retirement age, but for younger professionals, I think that the TN visa is still a great option that should be considered.
@eddievakk
@eddievakk 2 ай бұрын
THE LEAGUE ADDICTION BRO that hits too close to home
@khangaroofinance
@khangaroofinance 2 ай бұрын
Plat 3 and a dream 🥰
@yama1463
@yama1463 2 ай бұрын
i love pirating
@khangaroofinance
@khangaroofinance 2 ай бұрын
For legal purposes I never said that 😉
@SOStudios67
@SOStudios67 2 ай бұрын
I remember doing some loose research on car ownership its ends up being around $1/km driven when you factor in depreciation, maintainance, repairs (which are a matter of when not if), gas and insurance which is pretty scuffed. The average cost of ownership on a yearly basis was then around $10,000/yr which I thought is crazy but I guess that's only 10,000 km/yr at $1/km so that makes sense. Wild stuff tho was happy to ditch my car as soon as I could, just gotta figure out how to get the gf to work without one and we're set. Also not just Uber Eats but Uber rides is crazy too the model is purely just based on drivers not knowing how to accurately account for the cost of car ownership which is soooo exploitative.
@khangaroofinance
@khangaroofinance 2 ай бұрын
Yeah I got the same loose calculations when looking into a car + I hate driving so it worked out good for me 😂😂 I would also extend my dislike towards regular Uber as well, but I feel like ride share has become so integrated that it’s needed at this point. Before we could call a taxi or whatever but the ease of use of ordering an Uber is unmatched in comparison. Until taxis match the same level of convenience I don’t think that we’d see a fall in ride share apps. But I will agree that ride share is also super exploitative, the only reason it was cheap before was because of Vc money. Now that Uber has to turn a profit prices are getting to the same levels as taxis, but the drivers are getting exploited. I feel we’re still early for the delivery services though and we can nip early
@khangaroofinance
@khangaroofinance 2 ай бұрын
What do you guys not buy? Maybe it’s out of principle? Or maybe it’s to buy something else to save money ?
@Kakashi-px4ee
@Kakashi-px4ee 2 ай бұрын
i think the discord link expired
@khangaroofinance
@khangaroofinance 2 ай бұрын
Thanks for letting me know, here’s a new link that should work, il also update the description :) discord.gg/NUADum7NVu
@aryaankhan2365
@aryaankhan2365 2 ай бұрын
"I find a way" nice one hahaha
@khangaroofinance
@khangaroofinance 2 ай бұрын
😉
@someshyv
@someshyv 2 ай бұрын
In my headcannon, if someone is able to sell me something that I would have not bought by myself without any marketing push, I see it as that person winning and me losing. Being a loser who falls for marketing is such a big deterrent that no amount of FOMO can outweigh.
@khangaroofinance
@khangaroofinance 2 ай бұрын
😂😂 I like the way you phrased this, esp head cannon I’ve never heard that before
@safwanhssain
@safwanhssain 2 ай бұрын
Thank you for the transparency, I was curious to know if the numbers here are in USD or in CAD?
@khangaroofinance
@khangaroofinance 2 ай бұрын
Thanks for the message! I appreciate it. Numbers are in USD.
@joshuatu9037
@joshuatu9037 2 ай бұрын
I loved the analogy with weight and personal finance. Overall this was a really well made video
@khangaroofinance
@khangaroofinance 2 ай бұрын
Hey thanks for the comment, I appreciate it! Il check out your message, we also have a small but growing discord channel if you'd like to join as well :) discord.gg/VcWV9fMx
@bobbobkh
@bobbobkh 2 ай бұрын
@tomsawyerisme
@tomsawyerisme 2 ай бұрын
u should learn how to read analog time you can learn in 15 minutes! Nice video!
@khangaroofinance
@khangaroofinance 2 ай бұрын
Thanks for the comment Tom! That was a joke I can read analog(just slow in comparison to digital)
@tomsawyerisme
@tomsawyerisme 2 ай бұрын
@@khangaroofinance haha thats good =)
@pahil6satel
@pahil6satel 3 ай бұрын
I had to make the decision between SF and Seattle and I can confidently say this video covers the differences the best!
@khangaroofinance
@khangaroofinance 3 ай бұрын
Thanks bro!
@WissCoast
@WissCoast 3 ай бұрын
do you have a roommate?
@khangaroofinance
@khangaroofinance 3 ай бұрын
Yeah he’s pretty handsome too
@kevinnguyen1054
@kevinnguyen1054 3 ай бұрын
Jeez boys, get a room
@khangaroofinance
@khangaroofinance 3 ай бұрын
@kevinnguyen1054 got space at yours ?