😮😮I appreciate our contractor was on location when our adjuster came out after a tornado dropped a tree thru the roof and into my elderly MILs home. The contractor was pointing out additional damage to the roof trusses and insulation that we would have missed.

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If you are reading these comments, your probably wondering 🤔. Is this dude for real? Is it worth it? Or maybe your like " yeah I already know all that".. Guess what ? This day will elevate your career x10 if you consistently practice it everyday. The knowledge and experience from this one single day has spread through our operations like cancer. Difference is its been the Chemo!. Thank you Mr.Chad 😊 Oh yeah , the stuff you get just for attending is super valuable EVENT is also worth EVEN more put in the hands of a champion!!! 🤪 just straight up love for this entire I.R.T COMMUNITY..

Im a contractor of over 30 years experience in 3 states and I find everything you are talking about extremely valuable and informative. Thank you so much. I have already learned so many critical "need to know" points, that I am literally binge watching your channel. :) Thank you for all your valuable insight into your experience. -Benjamin California Building Concepts.

This is extremely helpful information, for new and experienced contractors. Thank you so much for sharing all of this valuable knowledge free to contractors online! Inspirational, practical and extremely useful. I do have some questions on how you would strategize payment strategies in California where a contractor cannot bill any deposit greater than 1000$ or billing for any resource not yet provided by the contractor. Do you have any experience using escrow companies and have insight for advantages / disadvantages thereof? -Benjamin California Building Concepts

These folk purchase their 🏠 owners insurance at Costco …homesite has few policies with OL coverage

No repairs that have not been included in the original scope are not approved to be completed until your reconstruction supplement estimate is APPROVED ! The insurance company has all the LEVERAGE. Reservations of Rights. The right to inspect the damages at the 1st notice of loss. That’s how contractors complete repairs for work that has not been approved then there is the back and forth. That’s why DOI complaints are more often than not documented as NOT WARRANTED.

I see you included the sill flashing. Should that be R&R as well? And what about the removal of inside & outside corner posts?

So you have your PDF doc with photos say 50 photos, plus 10 pages of estimates all and all you have a document that's close to a gigabyte. How do you get it to the adjuster when you can only upload 25mb at a time?

You don't wear a hat not even the cap you're gonna Burn your brain. Didn't your daddy or mama dress you right when you gotta wear a hat?My friend and that big skylight in your little car that ain't the way to roll

I don't even think you work at your cards.Got a big window on the top.Don't you get enough sun?My dear boy you're not right

Hose bibb? Adjuster asked if a plumber is needed for a siding job. 1st for me.

Can you supplement for two story on siding? Adjuster stated that it does not exceed 20’ as a high wall. How to address? Thanks!!

No if you have popcorn ceiling you must get an asbestos abatement person you're lacking a lot in your knowledge

Nice job on including sill flashing for the bottom of the windows… Don’t forget to ALSO include these items required by IRC chapter 7 wall covering AND mfg specs: 1). J-Blocks @ all penetrations (Lights, Ext Outlets, Vents, Meter Boxes, Etc - I like to list this total qty right at the end of all my penetration line items) 2). Flashing Tape: Self-Adhesive (MLPFLT): along the SIDES & TOPS of all Windows, Doors & Horizontal Trim Boards 3). Metal-Z/Drip Cap Flashing (SDGFLZ): above the TOPS of all doors, windows, horizontal trim boards & penetration blocks 4). Finally, let’s be great contractors, especially on full exterior rehabs..and CLEAN THOSE WINDOWS!! (CLNWD): Very Easy add-on when they’re single hung especially abd can’t clean them from inside the house…”Well, Mr Adjuster, should I let poor old Mrs Jones know she can use my ladder, since you’re not going to pay for us to clean up our mess?” 😂 Let me know what ya think! Lol take care brother! 💪

That is a beautiful home!

Hi Chad! Your class in Denver was fantastic! Quick question...Do you know how to charge for 90lb felt in Xactimate?

what if the adjuster is too dense to understand when you throw code at them.

Solid info. I appreciate it!

Watching all these insurance estimate videos , just got my first estimate check but I already called the shop when they sent the initial email , detailing the amount for my first estimate . I told them to send supplements to the auto insurance company . Currently just waiting to call the 1-800 number of state-farm and tell them that I won’t move forward until I get my second estimate for additional damages . do you have any advise in this situation?

🔥 🕵️‍♂️🔎🧐🤳📸📝📔💻👨‍💻💭👨‍👩‍👦‍👦😰💪🧐🤔🤨🧩🔐💻📈📊📁📩✅🧾✅💰💰💰💰💰💰💰🎉🎉🎉🎉👨‍👩‍👦‍👦👩🏻‍❤️‍👨🏻🧏🏻‍♂️

An insurance company is only paying for 40 tiles out of 10k sq ft. There are no matches in dimensions from the manufacturer, or any reclaimed boneyards across the country. They refuse to pay for anything more than 40 tiles out of 10k sq ft. It's sad.

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Check out my online course, buy tickets to live events and book private training at InsuranceRestorationTraining.com

Got paid for stolen pool equipenent, then state farm pays a supplemental claim that they say they werent supposed to , " drain and clean pool " instantley had the work done, after cleaning it needed to sealed and painted, took over 30 days to deny that supplemental claim ,,so pool sat empty and so ecessive damage was caused by sitting empty that long, they had closed that claim , agent said to open new claim for new damage caused by original claim " stolen pool equipement" they deny that claim due to " heat in area "! ??? Heat in area ?? Really what kindvof reason is that ,? From them paying out a glaim and admitting they werent supposed to , to coming up with reasons out of thin air , WHAT DO I DO NOW ? Pool is still empty because i dont want to touch it to jeopardize the claim somehow !

Hey Darlene

Yes Sade hueytown are tickets I have it Darlene and my friend 😭😭😭😭😭😭😭😭 and the morning

Darlene ladarius Calvin and we can discuss this Sunday morning 🌄🌄🌄🌄🌄🌄🌄🌄🌄🌄🌄🌄 and we can

Houston Darlene

Been a year or so since I've seen this - still a great video! Bravo!

I have been watching your videos for a while and they are very interesting, thanks for sharing your knowledge and experience.

Google "where do I apply for a permit for residential new construction in Frisco Texas." Whoever issues the permit will tell you what codes apply.

This is the correct way to perform emergency services and invoice homeowners insurance Looks like this video was about five years ago, unfortunately, insurance companies have made a lot of changes, some of them will still pay you directly for the emergency service quickly, but a lot of them now systematically jumble everything together to cause issues for the contractors . I am in Florida right now due to the two large hurricanes in a row. The homeowners insurance industry is changing rapidly due to the frequency of large storms and the amount of money the insurance companies are paying out.

See you out there guys! 🔥👊😉

go back to California you piece of dog s

Chad my roof was damaged by a tree trimming crew hired by my electric company after 83 days they contacted there insurance. I need some help navigating this

As an active adjuster who has worked worked for a roofing company. Insurance companies have something called estimating guide lines which means this is how we address a claim. Adjusters enforce the policy. Which has nothing to do with GAF, Owens Cornering warranties etc. For example contractor says we had to replace the sheathing. Policy may have a endorsement. Endorsements add or take away coverage. Contractor says the sheathng is rotted. Policy says we don't cover dry rot. We need a nailable service policy states has to be damaged by a cover peril meaning if hail the size of a soft ball does not penetrate through the roof surface and damage the sheathing it will not be covered PER THE POLICY (get used to hearing that). When filing a supplement don't send in a bunch of photos up close with no labeling, overviews of slopes and elevations with a finger pointing at it like what part of the roof is that? What slope is that is that? Is that even the right property? Take a pic of the property mailbox or front elevation with the residence address on it etc... You want to make it as easy as possible for the adjuster to access the damages duh there the ones cutting the check aka don't fumble the bag. Adjusters have 100's of claims to deal with and every insured thinks there claim is the most important and rightfully so. Between buying licenses, taking file notes, sending emails, chatting with agents, answering phone calls, meetings, trainings etc.. Nobody has time to sit there and spin there wheels figuring what the hell there looking at because the contractors photos look like a kid holding a magnifying glass to ant. Make your life easier by paying attention to detail photos and a itemized estimate. Sythentic felt take a photo, I&W take photos leave no doubt that the material is present because if not do to high claim volume like 70 claims per desk adjuster and lack of detail guess what DENIED and thats another closure. Now if the adjuster is on fee schedule he or she is trying to write for as much damage (STORM RELATED) sudden accidental which means an act of god as possible because you receive a percentage of each claim you close. The video it's cool, however if you do the things I said I bet you get alot more supplements approved. FYI figure out if the insured has an ACV policy , Factoring, or scheduling. Because if its not a RCV policy you in for a rude awakening, but don't take my foolish advice.

What about during the rebuild process if one of those non-approved supplement items comes up that you really need to do in order to complete the job. Do you have to stop there and wait for approval?

I have worked for insurance companies in the past. I would love to get back on a few lists. My contacts retired and the new guys preferred their own contractors. I was in the groove for a number of years after proving to a district manager that an agent was taking kickbacks from his construction accomplice. I had done many bids and had not gotten any of them. Always told better luck next time. When calling to check status on some of my quotes I was answered by the district manager. The bids on file did not parallel the ones I had sent. I courteously resent my bids to that manager. Yea it hit the fan.

We went through a preferred contractor through state farm and the estimate is extreamly low. Should I use different company to give estimate? How does that work?

This is truly invaluable information thank you for everything your doing this is awesome I will be getting to your master class asap

I use to install roofs with my brother and fell in love with the industry. I am now on the Contracting side of things and you have brought me life changing success in just a couple months I can't wait to get to one of your live trainings. OBSESSED lol

My contractor keeps asking me to request the supplement. I’m the homeowner.

My contractor keeps asking me to request the supplement. I’m the homeowner.

My contractor keeps asking me to request the supplement. I’m the homeowner.

Chad michael

If the client shows you their policy to show you that they have o & c coverage can you than talk policy to the adjuster to get paid for the decking I already installed and they say they are not paying. My client showed me the policy and I see where it says it is covered