I will never ever spend real money on cell phone games. I can't fathom using real money to buy fake in game money.
@ashleygaerke33715 ай бұрын
Me too!!! I just don’t get it. I also love Vegas but I don’t drink or gamble. I just love the experience: lights, food, people watching and lots of free things like I can watch the fountains forever and last minute cheap shows (no so cheap these days but still can find last minute deals and often if during non peak season during the weekdays you can buy nosebleed seats and ushers will move you up. Of course never expect that but a sweet gesture when offered) But I can not understand spending money on games. lol 😂
@kristycullen82877 ай бұрын
NO starbucks, fake nails, or lashes,
@kimberlymendoza91656 ай бұрын
Saaammmme. Like once in a blue moon I will get 1 Starbucks drink but I make my coffee at home. As for fake nails and eyelashes… they can be tempting sometimes, but I see the price and say NO TY. Also I have three girls and would love to show them what’s more important than “beauty” that fades.
@jan8546 ай бұрын
I do pressons! So much cheaper and no waiting in those smelly salons.
@RobynJay6 ай бұрын
I have to have a special coffee once every week or so. But I agree about the nails and lashes. Press ons have come a long way and I always get so many compliments.
@AJohnson03256 ай бұрын
Fake eyelashes and lip filler look terrible on women anyway. Some women are walking around with fake lashes that look like they were purchased at advanced auto parts in the windshield wiper section.
@Remivoux6 ай бұрын
@@AJohnson0325agreed
@redswin51596 ай бұрын
While at work, not going out for lunch. That easily can save a thousand dollars a year. Plus packing your own lunch is more healthy and makes you more wealthy.
@bonohyogurt6 ай бұрын
That was the secret for my wife and I to buy our first house
@Subremedy6 ай бұрын
Home cooked meals can cost easily as much as a run to the gas station for food, and the time it takes to pick up said groceries may not be worth it in the end for your well being.
@Sean-el1kx4 ай бұрын
My uncle said he would spend 150 at grocery store I spend 100 eating out
@esterjoy75343 ай бұрын
YEEESSSS!!!
@lmagas-om9dp7 ай бұрын
Credit card interest. Will not do it.
@nathanyoder95116 ай бұрын
Me too
@fenwicus6 ай бұрын
I also refuse to pay annual fees. My credit cards have cashback programs that are fairly easy to understand. I don’t have the lifestyle/patience to pay annual fees to *maybe* get bigger rewards.
@HeavyInstinct6 ай бұрын
Yeah that one is an absolute no-brainer.
@esterjoy75343 ай бұрын
@@fenwicusYES!!! I refuse to pay an annual fee!
@robertmarcum39177 ай бұрын
All TV service contracts, KZbin keeps me informed and entertained for free.
@sixmilsix7 ай бұрын
Great list. On #8 Rachel said frugal people never "Buy" pets. I have never bought a pet as in from a pet store; however, I have adopted many, and will gladly reimburse any costs, Veterinarian, boarding, etc. in the form of an adoption fee. These fees help support groups who find and care for unwanted animals, something I also support through gifts and donations.
@burnerloco41386 ай бұрын
Books , that is funny coming from someone who has written several.
@jamisojo6 ай бұрын
Not having a pet at all saves a ton of money. 😁
@RobynJay6 ай бұрын
Absolutely! Our first dog was a very pricey purebred GSD. He was wonderful and I miss him dearly. I felt he was the best dog to have around in that stage of our life because my husband used to travel a lot. He passed away a few years ago. Shortly after we adopted a rescue puppy. For $120, the rescue paid for all her initial shots, spay, and microchip. It was the best way to go and we adore our quirky mutt.
@BelaRube6 ай бұрын
What is gsd?
@AuthorJaymiMozeak6 ай бұрын
Funny, I've had to pay much more to adopt a dog than I have ever paid for a puppy.
@tanyadaley79557 ай бұрын
I would never pay thousands of dollars for a purebred dog or cat. Shelters are full of wonderful, loving pets to adopt and buying pets instead of adopting adds to the pet overpopulation problem we have.
@JordanCalifornia276 ай бұрын
Not to mention is likely a death sentence for the dogs in the pound.
@amydoran99876 ай бұрын
I only try to get my dogs through rescues groups.
@melaann42546 ай бұрын
❤ yup, as well as the ones on the streets.
@RobynJay6 ай бұрын
Our first dog was a purebred GSD. He was wonderful to have around and made me feel safe when my husband used to travel a lot. He was also so gentle around my daughter when she was little. Going forward though I will only adopt from rescues. I definitely see how bad the pet overpopulation problem is now and our current dog is a rescue. She’s been a wonderful dog.
@jennifer76486 ай бұрын
You can save even more not gett any animals. We have three cats, two dogs, and two birds. None of them are mine. I love animals as long as they belong to other people. I will spoil them like crazy and am very happy to give them back! I like plants much better.
@alicemull52237 ай бұрын
Manicures, total waste of money
@johnhudelson26526 ай бұрын
Yes. A bottle of nail polish costs less than $7.00 and it lasts me several times.
@lisawoodruff11857 ай бұрын
My husband is in residency and we have 2 kids in college and 2 at home still in grade school. We never go out to eat. We buy groceries. We watch movies at home. We don't have pets. We don't buy junk food. We don't dry clean (yet), I mend clothes, and we only shop for necessities, not wants. It's a season that will last a few more years until we are out of debt, but we can see the sun on the horizon!
@jamisojo6 ай бұрын
Sounds pretty sweet. Those sacrifices sound a lot more pleasant than many of the alternatives. 😁👍
@Rogerthatidea6 ай бұрын
In the future you may think of these days as the best of times. We have lived through stages of thick and thin, though never with much debt. The most treasured memories are camping with the kids and grandkids, not the European vacations and expensive things we have purchased and experienced.
@adrianarnold12396 ай бұрын
Hats off to you and your family 🎉🎉🎉I'm a nurse and I watch the residents and doctors talk about paying those loans back. So you're doing an awesome job with your family with managing until the debt is paid..❤❤❤
@MTLGSE6 ай бұрын
We did the same thing during my residence. Now that Im an attending, life is really good. We save the 15% and have a lot of wiggle room to do things we love
@westaussieeggs88676 ай бұрын
IT IS QUITE simple really, we are both retired, no kids at home, all middle aged now, savings in the bank and we have been doing the same thing for 52 years of our marriage. I so prefer cooking a nice dinner, sitting at the table with just the two of us, no noise of people talking at the next table and music, one does not like, blaring from the speakers around. If we go out I prefer to take a picnic basket with food I prepared than buying stuff from an outlet that I do not know what is in it and how it is cooked. This year I have a problem as hubby decided to go on a three week holiday to a neighbouring country. His first holiday for the last 14 years, he tells me that we will buy ready food and I must admit I hate that idea. I am already planning on dragging my trusted thermos for coffee/tea and looking at grocery outlets along our way. 50 years+ is not easy to get adjusted to another approach.
@rickwilliams90016 ай бұрын
Cigarettes, alcohol, tattoos, lottery tickets.
@marknewton69846 ай бұрын
Pets, women (mostly).
@bb-13596 ай бұрын
Alcohol is fun!
@checkurhead_34726 ай бұрын
Yep, no lotto more alcohol.
@shaneyanimations9176 ай бұрын
A buy a lottery ticket. Just in case 😊😊
@leee38806 ай бұрын
The sad thing is, people think they “need” these things to get through life.
@chiplacey2567 ай бұрын
Second hand book stores are the greatest!
@lynnw71556 ай бұрын
Yes! Books are one thing I will never give up, but I never buy them new.
@norasimon90186 ай бұрын
And libraries! 🙂
@catzenhouse6 ай бұрын
My library system sells used books, magazines, CDs and DVDs that are no longer in circulation or are donated to the library for resell to benefit the library. Just got a 700-pg. biography (hardback, in like new condition) on T.E. Lawrence for a buck. I will pass it on to a friend to read when I am done and she will do likewise. I often just return the purchased books, etc. to resell again. I bring in books and magazines (like Discover Britain) from my collection for resale also. Usually paperbacks are for sale for a quarter. I got a 1928 edition of a book written by Rodin on art. For a quarter. I also was lucky enough to have neighbors/friends who owned for many years the used and rare bookstore in our neighborhood. Was gifted with gorgeous art books and history books many times. Heaven!
@carlandjoonretirment6 ай бұрын
The library. I don’t go often but your card is free and you read all you want
@BelaRube6 ай бұрын
Same here. Gotta have my books📖. A house without books died feel like a home
@DeeV20017 ай бұрын
Overpriced concert tickets I do not buy that. I'm trying to fund my retirement fun not theirs.
@cjhoward4097 ай бұрын
I like that. Excellent point
@paulj67567 ай бұрын
I'll go once a year if it's someone I really really want to see. Otherwise I'll go to some small venues to see some up-n-comers. I really won't pay to see anyone/any band pedaling nostalgia.
@kitchentimes55946 ай бұрын
There are local events which are much cheaper. I went to one yesterday by donation plus they had homemade refreshments!
@Anne_Myriam_6 ай бұрын
I’m telling you . I have a mini heart attack when I see people buy concert tickets for $800 or more . It needs to be under $200 for me or I won’t buy it . Those people are wayyy better off than me
@paulj67566 ай бұрын
@@Anne_Myriam_ Said concert goers might be way better off. Or at least they're acting like it, spending money they don't have on something they don't need.
@DA-BOYZ-FROM-BELGIUM7 ай бұрын
magazines (it's basically just ads), sodas (don't drink your calories, people), expensive clothing for kids (they don't care and they will grow out of them in no time),...
@RCGWho7 ай бұрын
My kids used to think Starter brand at Walmart was cool!
@katemiller78747 ай бұрын
@rcg- then another kid schooled your kid. Lol. Sad.
@jan8546 ай бұрын
Ugh, I used to LOVE magazines! Then I noticed they are such a waste of money.
@RCGWho6 ай бұрын
@@katemiller7874 My son had a rich teammate tell him, "My outfit is worth more than your life."
@RobynJay6 ай бұрын
I used to go to the second hand store for my daughter’s clothes. You could find nice brands and then sell them back again once she grew out of them.
@amywaldheim7 ай бұрын
Door dash!! I had a free trial for a bit and thought it was so great until I realized the restaurants/fast food places charge more money for the item if purchased through door dash. So even if your doordash is free you are still paying more. I'll make food at home or go get it!!
@rachelfrank86477 ай бұрын
Plus the added tip for delivery!
@mkistach71157 ай бұрын
Never have used Door Dash AND never will.
@carolr78237 ай бұрын
Doordash rips off restaurants. They take 30 to 40% of the price of the food. And then Doordash expects you to tip their drivers. And many drivers steal part of your food it has been reported.
@seagirl11006 ай бұрын
I am a retired person that needs extra income. (Over 65) As a DoorDash driver it has been very helpful. (Just a different view. :). 🚙 🚗
@fayejordan1756 ай бұрын
Door Dash and delivered groceries are two things I will not spend money on. I don’t like spending money on bottled water at Costco, but I have a special needs child who REALLY likes them. It really helps us survive life!
@mkistach71157 ай бұрын
Refuse to give/loan money to people who never pay you back!! Been burned too many times but no more!!
@queentinadoire69316 ай бұрын
Good one. My brother borrowed three thousand dollars from me in 2009 and he never paid me back. It was my income tax refund. I stopped loaning money to family and friends. This is why I am frugal. I have to save my money so that I don't have to ask anyone to loan me money.🤷🏾♀️
@n2omike6 ай бұрын
Sometimes, loaning a moderate amount of money to someone you know will never pay you back is a good way to never see them again. Depending on who it is, can be well worth the cost. lol
@sparklesp93045 ай бұрын
Just give them the money...
@danschwartz19504 ай бұрын
Never loan money with expectation of getting it back.
@Michelles_Daughter7 ай бұрын
I refuse to pay for shipping. I order a lot online but I try to avoid shipping fees
@pix2.07 ай бұрын
That is also on the list unless I really really need it right then.
@Pure_KodiakWILD_Power7 ай бұрын
Shipping is built into the price....
@PrinceJayMoriarty7 ай бұрын
@@Pure_KodiakWILD_Powernot for the stuff Id like to buy; sometimes it’s half the item itself 😢
@_pugito16597 ай бұрын
Me too!!! I thought it was just me lol
@rory6447 ай бұрын
I used to hate shipping costs but one day I flipped it and went all out and done priority shipping with tracking. It’s the only way I do things now
@drewo63887 ай бұрын
I refuse to pay for parking if at all possible and I refuse to pay any bank fees/ATM fees. I only withdrawal cash at machines that don't charge a fee and I always look for free parking, even if that means walking further.
@Alex-mx6mu6 ай бұрын
It should be free to park anywhere in the city
@drewo63886 ай бұрын
@@Alex-mx6mu I purposely have foregone going out to a restaurant or other establishment in my downtown due to my refusal to pay for parking. I wonder if there is any correlation between parking costs and lost/reduced business in those kinds of areas. Now I understand parking is a finite resource and it would fill up anyway. But that said, I'm always fine walking a decent distance if it's something I really want to see/do.
@Sean-el1kx4 ай бұрын
I've known people who will spend couple dollars in gas to save 50 cents for parking
@EducationalChannel283497 ай бұрын
The worst is cigarettes
@CYCO16317 ай бұрын
Tom Stanley did a great case study on the hypothetical of a smoker quitting by age 30, and instead investing the $ they would have spent on cigarettes in Phillip Morris. At retirement in this scenario, the investments come out worth several million.
@katyedwards39356 ай бұрын
They weren't on the list.
@currencyenthusiast53606 ай бұрын
I knew a woman who always complained she was broke, yet always found enough money to buy cartons of cigarettes. One day she needed to buy a car but didn’t have the money. I asked her how long she was a smoker and how many cigarettes she smoked in an average week. We calculated she spent twice as much on cigarettes as she would have spent on a car.
@JB113347 ай бұрын
Junk food, sodas, juices, candy, fast food. Stick to my list when I’m at grocery stores. Manicures and pedicures. I do it myself. No fake nails.
@nicholasselke52147 ай бұрын
This!!! So many people don’t understand my impatience when I’m with them at the grocery store. I have a list and I’m only getting what’s on that list. Not only does it save money but also time
@SterlingQueen246 ай бұрын
for anyone working in healthcare: fake nails can harbor deadly bacteria that has been responsible for the deaths of premature babies in the hospitals! they were banned years ago but are starting to trend again...just don't. read about the history and just don't.
@musicman72976 ай бұрын
I eat mostly meat and only limited carbs. Grocery shopping is so easy now . And I buy bulk when beef or chicken and eggs are on sale. But I do treat myself to some peanut butter cups on the weekend. 😊😊😊😊😊
@johnnmurray74887 ай бұрын
I’m as cheap as they come, however not having a pet is unacceptable for me. My dog brings me joy every day, you can’t buy that anywhere. She also keeps me active, therefore keeping me from joining a gym which I refuse to do, a clear money saver. Having a dog also lowers the risk of my home being burglarized. If you are unknown to me or my family stay away.
@cjhoward4097 ай бұрын
We have 6 dogs. All were strays that showed up. We’re out in the country
@Joce1236 ай бұрын
Anything..a car..a shirt is not new the moment you open the package or drive off of the lot
@helainehoerning22006 ай бұрын
I wonder if they meant they dont BUY a pet.
@musicman72976 ай бұрын
I'm 64 and love my pets . I have saved thousands and thousands over the last 6 years by dumping any pay TV and gym memberships as I got what I needed and pump iron on my concrete patio in Central Florida year around. I also saved lots of money and wear and tear on my truck from not driving to a gym.
@cantstandtheestablishment40046 ай бұрын
Pets are overrated. Too much work! Just enjoy the love of people.
@deannarea68717 ай бұрын
Refuse food delivery. Between the delivery fee and tipping, I am significantly better off just driving there myself
@PinkieJoJo6 ай бұрын
I agree. People at work use door dash all of the time. I’ve don’t it twice in a year and was just not worth it. 10-12 for a burger (no fries or drink) from fast food was just crazy. I’d rather just fast until dinner than spend that much.
@Talmorne6 ай бұрын
Or even better if you can walk so no wasting fuel!
@TheGerbsteve6 ай бұрын
Agreed! I ordered a shrimp rice and two egg rolls last week, cost me $21.00! If I went in to pick up, it would’ve been like $12.00!
@deannarea68715 ай бұрын
@@Talmorne "if" being the biggest key word there... When I was in a bigger city, I could walk to the grocery store, eat, and walk back within 45mins. In my small town, I would spend my entire lunch break just walking to the store.
@deannarea68715 ай бұрын
@@TheGerbsteve Right!?! It is crazy how much the upcharge for convenience is!
@jsteckman456 ай бұрын
During COVID I stopped getting my Yorkie groomed. I bought the needed equipment and watched you tube videos. May not be perfect but I’m saving $75 every 6-8 weeks.
@musicman72976 ай бұрын
KZbin has saved me lots of money. You can learn a lot especially when it comes to fixing your vehicle or doing something around the house.
@teresablack62707 ай бұрын
I refuse to buy fast food and drinks when out and about. I always plan ahead and bring drinks, snacks lunch, etc with me. I don't have TV, I watch videos and KZbin. Thank you always for you positivity and sharing your thoughts and knowledge!
@markbajek25416 ай бұрын
There are some decent deals on some of the FF restaurant apps. Wendy's ran Singles for $1 , Doubles for $2 through march madness.
@matthewfink14207 ай бұрын
Love the book plug while preaching not buying books
@Ginagigi19866 ай бұрын
Right?! Like no one noticed? No one said anything? Until now after I scrolled and scrolled. 13 likes?
@jillanglemyer31686 ай бұрын
The expensive wallet system they sell gets me. It’s not in my budget.😅
@hs-mw6nk6 ай бұрын
Exactly. Did she even realise how fake this came off?
@Compelling_Jules7 ай бұрын
Brand new practically anything, second hand first if it’s worth it! Has saved me 10’s of thousands
@isay2077 ай бұрын
Garage sales are great and fun
@rebeccadakin35365 ай бұрын
Sometimes second hand clothes will have a good portion of their useful life already used. I would avoid second hand items that are made of fake leather. I have a favorite jacket that is made of pho leather and having replaced it through thred up or poshmark several times, it either arrives already bubbled or starts to within a month. That same brand new jacket cost the same as the replacements but lasted 7 years of frequent wear until I lost it somewhere. Also time is money. Time is money because I can make more money with my time then I can save through buying second hand. No time to comb through physical stores whether it's new or second hand.
@FitTemple17 ай бұрын
As a fur mama to a yorkie… your thumbnail drew me 😂 I gotta say my fur baby has been a lil piece of Jesus in my life and that makes him well worth the expense ❤
@MyViolingirl7 ай бұрын
Agree!!!!
@amandaneumann40477 ай бұрын
AGREED! My Yorkie is one of the best things that has ever happened to me! She was and is worth EVERY PENNY!
@MyViolingirl7 ай бұрын
@@amandaneumann4047 absolutely!! My first Yorkie lived a very healthy life 17.5 years, sweet and gorgeous!!
@MidwestProperties6 ай бұрын
I love my Yorkie. I love good dogs in general. The joy they bring is not measurable.
@lisa98676 ай бұрын
I recently lost my precious Yorkie & I will eventually get another. I don't have family. She was my family.
@ruthwiseman47307 ай бұрын
I refuse to pay for cable I'm very old school and still have an antenna
@nicholasselke52147 ай бұрын
I don’t even have a television. Watching television is not a necessity, wastes time and runs up the electric bill
@lindap.p.13377 ай бұрын
I wish my husband thought like you. $160.56 a month down the drain!
@reesercliff6 ай бұрын
@@lindap.p.1337 just get internet $20-$40 and just pay for one streaming service at a time
@musicman72976 ай бұрын
Between getting the weights I need and cable for lifting weights and a TV antenna....I have saved enough money in the last 6 years to pay for almost 2 years of lot rent where I live in Florida. And I enjoy lifting weights outside with no rules. And my tablet and phone cost only 90 a month and I have Pluto TV and movies on KZbin.
@musicman72976 ай бұрын
@@nicholasselke5214Sorry but , it would cost me hundreds or thousands of dollars a year to be entertained without my tablet or TV. I only watch old movies and TV shows.
@triprussell37 ай бұрын
Excluding business trips, I tend to avoid restaurants and coffee shops. Fortunately, for business trips, I get reimbursed.
@ilovenoodles74837 ай бұрын
What is your business and where do you work? Are they hiring?
@triprussell37 ай бұрын
I work for the government! Air Force Civilian Service!
@victorblas34837 ай бұрын
I refuse to pay for food delivery services, overpriced, fees, tipping, not worth it. That and Starbucks. I can make coffee at home, but I also rarely drink coffee.
@ppx42437 ай бұрын
I refuse to pay people to do anything for me that I could do myself. I service my car and do all repairs, do all the maintenance on my house, mow my lawn and look after the garden, cook all my own food, even cut my hair myself, takes 2 minutes for a buzz cut. The list goes on.
@om617yota87 ай бұрын
I used to think that way, but there's a lot of things it's more cost effective for me to pay someone else to handle while I work my normal day job. Doesn't cost nearly what I make an hour to pay a neighborhood teen to mow my lawn, for example.
@alqoshgirl7 ай бұрын
@@om617yota8 is anyone choosing not working over doing these maintenance things though 🤨
@ppx42437 ай бұрын
@@om617yota8 I hear what you’re saying, I work 40-50 hours a week and take care of my chores outside of work time, not missing out on any income. The money I save goes into investments and savings account. Aiming to retire young. I still have 2 of my 4 children at home, hoping I set a good example for them by being productive and careful with my money.
@om617yota87 ай бұрын
@@alqoshgirl No clue about how others do it. I'm in commissioned sales and pick my own hours, I'm wayyyyyyyyyyyyyyyy money ahead just working more. I also HATE having a lawn, would rip it out and plant concrete if it was entirely up to me.
@robbiejay7 ай бұрын
Please marry me, you are the type of a guy I want to be with.
@happilieverholli99947 ай бұрын
Manicures, pedicures, Starbucks, fillers or Botox, expensive bags. Husband bought me a Luis Vuitton bag for our wedding anniversary and that thing haunts me. 😂
@lindap.p.13377 ай бұрын
Love you. I once spent over $100 on a leather handbag. I had a friend throw the tags and receipt away so I could not return it.
@courtneymicheline19626 ай бұрын
But hose bags hold their value I have sold many bags at almost same as I paid
@J-GMORE6 ай бұрын
LV lasts a lifetime and then passed on
@angiec87847 ай бұрын
I need physical books too. I borrow them from the library or get them used on Walmart website for cheap then I donate them or give them to friends when I’m done. The things I’ve learned in books was well worth the price. They taught me how to invest and save ❤ but I totally understand people who do well with electronic books. I just enjoy a physical book 😊
@PinkieJoJo6 ай бұрын
Yes and I often find used books for cheap on Amazon or EBay as well. 😊.
@Lugnut640526 ай бұрын
Yeah, my house is full of books. Not giving them up. There's still a few high-quality used bookstores around, plus ABEbooks, Alibris, Ebay, Amazon used books, and finally, new ones if I just can't find the title anywhere else.
@lorianncostello5315 ай бұрын
I have Kindle Unlimited and to me, it’s worth it. $12 a month for all the books I want! No contract needed. Reading us my #1 hobby and the local library absolutely sucks
@jasondima14117 ай бұрын
I refuse to spend money on Gucci, Louie, luxury cars, mansions expensive technology, electronics, and rolexes
@keithfaulkner63196 ай бұрын
Since these are years pay for me, not a real issue.
@glasshalffull29306 ай бұрын
I’ve never bought a new car. Always found a used one in good condition. Best wins were from neighbors and co-workers that babied their cars.
@bill46326 ай бұрын
Yup. Bought mine as a 2 yr old vehicle. Only had 10,000 miles on it. Saved over $7000 from new cost.
@scottnielsen15536 ай бұрын
Same here, and if you are able to pay cash for the car and own it outright, you can dispense with having collision insurance. I will always have liability insurance ( law or no law ) and comp insurance ( fire, theft, or a tree falling on it) is worth having, but I have saved thousands not having collision and driving older paid for cars.
@kayp.38327 ай бұрын
Bottled water is good in an emergency though. You have to be frugal but be smart about the real world.
@cisium11847 ай бұрын
I will spend for bottled water because, for some reason, little bottles of water keep me from drinking soda whereas tap water, for some other reason, doesn't.
@barbaras55506 ай бұрын
We have a few 1-gallon water jugs for earthquake preparedness. We also have a camping water filter that filters a gallon in a few minutes. It’s great if you have a boil water notice, because you don’t have to boil and then cool down the water.
@musicman72976 ай бұрын
I'll buy bottled water as I'm not drinking tap. If it was well water, I would. But I save thousands a year from other things that are not necessary.
@gsp4920 күн бұрын
Bottle some up, ahead of time. I keep a jug of water in the vehicle.
@christinemason29387 ай бұрын
I purchased an under-sink water purifier years ago. Can’t drink tap water due to health concerns. Dumped cable TV at least 15 years ago . I make my own toothpaste, laundry liquid, facial toner, facial cream, dishwashing powder. The internet has so many options for these and the savings are astronomical. I prefer to know what I’m putting on my skin and for it not to be another chemical.
@AmyinCdA7 ай бұрын
Food delivery.
@jcszot7 ай бұрын
For good clean water fans, I thought I would share the company Aqua Tru. I am a housekeeper for a woman twice a week and for a Christmas gift she bought me an aqua true reverse osmosis water filter for Christmas. This thing is the bomb! Now it’s a little on the steep side …..we’re talking about being frugal lol but in the long run, it’ll save you money and all that buggy lugging, going back-and-forth with water because liquid is very heavy to carry and all of those plastic bottles you have to recycle. Once it goes through these filters and the reverse osmosis process, my tap water tastes like silk! Just thought I would share.
@chessmaster11157 ай бұрын
I like bottled water because the faucet water tastes like chemical soup.
@A2thaLO7 ай бұрын
I agree... I ended up buying a Brita water pitcher on sale, and it has saved lots of money compared to buying cases of water bottles.
@amywaldheim7 ай бұрын
I got this large water filter bottle that actually goes on my water cooler but it’s got a filter in the center so I just open lid and poor water in it. It’s Amazing.
@sherimowery32517 ай бұрын
Berkey filter system. Great water, very inexpensive in the long run.
@RCGWho7 ай бұрын
Undersink or whole house filtration!
@pamn92207 ай бұрын
It is chemical soup!
@marisolpooh17 ай бұрын
I refuse to spend my money on Nails Pedicures Lashes Botox Or going in the beauty salon, I cut and color my own hair . And my mother in law owns a beauty salon, but she’s always very generous and likes to do it for free, so I prefer not to bother her ❤😊
@jackiem94607 ай бұрын
Yes! Coloring hair costs $60 including tip (or at least it did years ago). I know box dye is worse for your hair, but my goodness, it only costs $8!
@OscarM.947 ай бұрын
Free🤣 nothing is free
@janecole447 ай бұрын
@@jackiem9460 that is cheap!b where i live its 80 to 120 dollar for hair coloring or highlights. one gal charges 300 just to sit in her chair lol
@jurassicjeepdc7 ай бұрын
@@jackiem9460 dang, here in the DC area it’s $200-$400 for highlights alone.
@nashlyepp57377 ай бұрын
Oh I forgot lashes! Never got them, never want them.
@Northeasy_Iowa_Outdoors7 ай бұрын
I'm amazed how some people routinely buy meals at gas stations (Caseys in Iowa). Its insane how much money they could save themselves by packing a lunch.
@RachelLeMay-y9w5 ай бұрын
I know. I had a co-worker that once she was calculating how much she spent at the gas station for food and it came out to about $300 a month. Some months for $400
@fizz13-yf8yk6 ай бұрын
I cant believe ..pets are on here... my dog Amadeus is precious... I'm not working 50 hours a week and not having a furry friend to greet me ..and follow me thru the house and sleep by my bed all night and is also a great guard dog...i also volunteer at animal shelter...and i advocate for dogs and cats to get good homes....pets add so much to your life
@_JanetLouise7 ай бұрын
been frugal most of my life, but ...... I have 4 dogs ... all 'rescued'
@lloydschaffer34307 ай бұрын
thank you for rescuing fur babies
@banditdog13387 ай бұрын
I too have four dogs all rescued no high dollar dogs just dogs but my life is better because of them worth every penny. Frugal people don't cheap out on love.
@robbiejay7 ай бұрын
Pets are the love bringers to our lives. I would never leave my baby girl just to save some money.
@happyhound13737 ай бұрын
same
@jackiem94607 ай бұрын
I'm a voracious book reader and a minimalist. If I bought physical books it'd be a nightmare. I love kindle and audible!
@Mrs.J.D.B7 ай бұрын
I agree. I love my Libby library app. And it's free!!
@bethanyg1537 ай бұрын
Just make sure your sunglasses block uva or uvb. If not they relax the eye and allow extra uva and uvb light in and do extra damage more than if you weren’t wearing glasses at all.
@esterjoy75343 ай бұрын
Oh I didn’t know that! Thanks!
@carolr78237 ай бұрын
Pets are members of the family and are priceless.
@bovnycccoperalover35797 ай бұрын
Absolutely!
@marleneclough31736 ай бұрын
Of course. But choose wisely. Natural breeds that don't attract huge vet bills or expensive grooming.
@Angela-kc4du6 ай бұрын
Absolutely! They are precious!
@glasshalffull29306 ай бұрын
In my neighborhood, I consider them four legged security. Nobody, and I mean nobody, gets anywhere near my house without them alerting me.
@lidewijcroes17956 ай бұрын
@@marleneclough3173I am a dog trainer and the first thing I do when people tell me they want something like a French bulldog for example, is to tell them to prepare for a lot of veterinary fees upfront
@katekeller18986 ай бұрын
#8 Pets. It's not about having a pet; it's about not BUYING a pet. People will spend $1000 on a dog that is 2 states away when there are so many shelter dogs in need of a good home.
@esterjoy75343 ай бұрын
Exactly!
@JenniferLynd3 ай бұрын
*Thank you😊 for this video, do you offer account management or have any recommendations?*
@PalmerWoods23 ай бұрын
As a beginner investor, it's essential for you to have a guide. Myself I'm guided by Mrs Victoria K Walter, a widely known consultant
@RobertDavid2123 ай бұрын
If you’re using a good manager, it’s easier to earn from the market
@BrooklynHarlow213 ай бұрын
That's true. a lot of people today have been having lots of disappointments in trading in light of helpless direction and awful consultants
@stevekings94603 ай бұрын
I've been trying to trade but I keep making losses and it's frustrating
@stevekings94603 ай бұрын
Could you suggest a consultant for me?
@rebeccaross17157 ай бұрын
I’m very frugal, but my pets are like my kids, so I will always have them and never skimp on their healthcare. I refuse to buy bottled water, though, unless it is the only choice available. It is expensive and horrible for the environment. Congratulations on your new book coming out!!!
@laurapicht7 ай бұрын
i’m a hairstylist of 45 yrs..I’m able to have a studio in part of my house ( outside entrance… state board cks us yearly )I’m able to keep my prices very low compared to my contemporary’s…( no i’ve not gotten rich…doing it this way ) i’m now only 20 hrs a week at 65 yrs old…still have 101 clients not including family…i’m grateful for an income…and clients are grateful for low prices…. i sell hair product at 40% off…clients thankful for that too….( i was a single mom for 11&1/2 yrs…very grateful for ppl willing to come to my business )
@ruthtorphy22047 ай бұрын
Now this is 100% great
@jenniehaque40756 ай бұрын
When you’re a natural frugal person and trying to find advise and just realise you’ve been frugal all your life!
@ILovePlayingZeldaGamesOnSwitch6 ай бұрын
Salons (i dye my hair sometimes, and i cut my hair) Mani/pedi (i just cut it short) Clothes (i only buy tshirt&pants from uniqlo that can last for 2-3yrs) Pack lunch Make up (i only apply moisturizer and sunblock, the cheap ones) I have bought several properties, have my own house and car. No debts and go holiday once a year.
@jlstiles_artist7 ай бұрын
I never ever buy coffee out - anywhere.
@marknewton69846 ай бұрын
Never been to Starbucks! 😮
@JaySmith-pv2mw7 ай бұрын
I avoid INTEREST at all times.
@dreamleaf67847 ай бұрын
Hopefully you don't avoid investing
@kjwworldwide6 ай бұрын
Me too. Never on a credit card no way or a car. Only thing I could think of is on a home is ok to pay interest, but pay off in 1/2 the time.
@dreamleaf67846 ай бұрын
@@kjwworldwide you clearly have no idea what you are talking about. You could get the loan for less time and get a lower rate if that was your goal
@lvsqcsl7 ай бұрын
Back in 1992, I moved out of the house and was on my own. I didn't have 2 dimes to rub together and I had this old Zenith radio that I snapped on and listened to an old AM radio station. There was this guy talking that had used debt to fuel his real estate empire. He was the youngest licensed real estate agent in the state of Tennessee when this happened. Apparently the bank he had this financed through got sold to "huge gigantic bank" and they saw this 26-year-old kid with millions in debt. They called in all of his notes, he couldn't pay them and had to declare bankruptcy and drive a 1978 Cadillac with the vinyl top flapping in the breeze. I decided I wouldn't do that and didn't. I don't remember the guy's name off-hand but I think this girl is kin to him. GREAT VIDEO!
@larmstrong23026 ай бұрын
Me and my spouse are frugal, but we have a Schnauzer. The best money we've ever spent! She is so funny and cute. More entertainment than cable! 😂🐶❤ She seems like there's a little human trapped inside of her lol We do all of her grooming ourselves. ❤
@melodyramos70107 ай бұрын
Reverse osmosis is great; however, the filter is expensive! Now I have 5-gallon water dispenser. The hot water saves a lot of time for a hot tea or hot cocoa. No need to boil water. The water is always cold. I use the fridge water for other things, like coffee. Amazon Prime is great! You get free deliveries plus free movies…also has free e-books and audio books and music! I get cable…hardly go to the movie theater. So I watch movies at home, at my own pace…Shopping on-line is a time-saver! You can control your spending when you see how much you put in your cart. Then decide whether it is a need or a want…not because it is on sale. Sometimes, it sits in the cart for days and end up not buying anything! ❤❤❤
@spencerpalmer29187 ай бұрын
Great list! I agree with the not buying dry clean only clothes, especially with kids. It's why I love my machine washable suit.
@JillBrewerVideos7 ай бұрын
I refuse to spend money for a storage unit. And you shouldn’t “buy” pets - adopt! Save a life!
@laurac.38887 ай бұрын
Depending on where you live, adopting, a pet is still extremely expensive. Also, it’s not just the purchase of the pad, It’s vet, bills and food, and every other expense that comes with it
@RCGWho7 ай бұрын
Storage units!! Need to get rid of ours.
@johntracy726 ай бұрын
We took in an orange tabby kitten in December 1991. Named him Milo and he was our furry family member for 15.5 years. Didn't cost a dime to take him in.
@mineandmine45286 ай бұрын
@johntracy72, Did you name him Milo after the movie Milo and Otis ? That was a really cute movie
@keithfaulkner63196 ай бұрын
@@johntracy72i have 2 lungfish almost 30 years old. A turtle 20 years old. 2 birds almost 20 years old. None are showing any signs of old age. All (except the bantam chicken) might well last another 50 years. There are snakes that have lived into their 50's. Choose your pet species wisely for longevity.
@Erati2437 ай бұрын
We buy the 5 gallon Primo water jugs and then spend $2 to refill 5 gallons at the kiosk
@johntracy726 ай бұрын
While it's unwise to spend money on bottled water on a regular basis, it's not a bad idea to have some on hand in case of a water outage or boil water notice. I have a few gallons on hand because we have had water outages and boil water notices due to severe weather.
@beardy71247 ай бұрын
I saw the puppy pic and came here with my pitch fork. I love my furr babies.
@queentinadoire69317 ай бұрын
1. Bottle Water 2. Paper towel 3. Restaurant Food 4. Cable 5. Expensive perfume 6. New Books- I buy used books from Thrifty books 7. New Cars 8. Expensive Phone Plans 9. Brand New Clothes 10. Expensive pieces of jewelry. 11. Expensive Exercise Equipment 12. Expensive makeup 13. Expensive Decorations 14. Expensive Gifts 15. Expensive detergents 16. Streaming Services and subscriptions
@marknewton69846 ай бұрын
Good list. 😮!
@queentinadoire69316 ай бұрын
@@marknewton6984 Thanks.
@beverlyquinn90366 ай бұрын
New cars. I keep heat low and try not to run air conditioning in the summer. Junk food.
@jennifer76486 ай бұрын
@@beverlyquinn9036I love all kinds of weather outside, but my body won't do the cold. I very much prefer to not have hardly any air conditioning at all, but our kids sleep upstairs and can't sleep when it's too hot. So we have to have it on.
@keithfaulkner63196 ай бұрын
Can't live without paper towels. They wipe up spills , wipe my fingers (napkins), wipe my nose (tissues), when wet they clean almost anything. All purpose.
@tutiens79436 ай бұрын
Great list! My kid is super frugal. He learns it from his school. He has good Tshirts (good brand i.e. Nautica) bought during clearance sale. After worn for years as "cool" outing tshirts & faded, it's downgraded to home tshirts, when it's really thin, it's downgraded again to sleeping tshirts, once it's holey & almost shredded, it's downgraded to a rag to wipe windows, car, etc. I couldn't stand this kid 😂, but also admire & proud of his frugal habit.
@tanjamilakovic52627 ай бұрын
A life without an animal companion is just sad. I feel sorry for anyone who who views them as an expense and nothing more.
@christinebutler76307 ай бұрын
I agree, and so do my horses,.dogs, cats, goats, donkey and llama.
@Joyce-id3dr6 ай бұрын
Don't feel sorry for me. I have children, grandchildren, and now great grandkids- Twins. Always busy with doing things around the house and enjoying my family. Animals in the house is gross!!!!
@mimi1o86 ай бұрын
Never owned a dog or a cat, I can’t stand a dirty place .
@musicman72976 ай бұрын
I'm 64 and love my pets. My father lived by himself for over 50 years and never had a pet. I even have a camper to put my pets in if a hurricane comes my way in Florida and we leave for a couple of days .... incase. We always have a home.
@musicman72976 ай бұрын
@@Joyce-id3drLOL 😂, animals are cleaner than most people are... KAREN.
@artsyladie76 ай бұрын
i enjoyed this video because they are good points but you added your honesty about the reality of our individuality as well!
@JimLambrick6 ай бұрын
Frugal people don't buy stuff because 'stuff' ... as in storing it maintaining can take up so much of your time. There never used to even be mini storage places back in the 60's but now they are everywhere catering to people who bought some useless thing on impulse.
@esterjoy75343 ай бұрын
You are spot on, Jim! Even when you drive through low or middle class neighborhoods, you see so many cars parked on the street because the garages are full of “stuff”. In contrast, upper class neighborhoods have less of that; they park their cars in their garages and minimize their stuff. They don’t pay for storage space either. I work in a homeless program, and I can’t tell you how many people I’ve worked with who were homeless, were getting income either from Social Security, disability, or employment, and were paying $400+ each month for many, MANY months or years, to store stuff that didn’t even have equivalent value if sold. It was/is such a waste of money.
@cindyriehm74113 ай бұрын
Yes!!!! Time!!! Thats what i came to believe. My Time, washing drying looking for whats lost!! Or misplaced. Im labeling all my drawers!! Cant stand it!!!
@kevinkrichie6 ай бұрын
I have a Brita water filter. It runs about 5 bucks a month for 25 gallons of water. Keeps plastic out of landfill also.
@pointreyes42726 ай бұрын
The never list for me: tattoos, bottled water, food delivery, cigarettes, alcohol, lottery tickets, energy drinks, manicures, vitamins, Starbucks. Here's how to eat out (occasionally) on a budget; purchase the main course and tap water only (no coffee, alcohol, salads, dessert, etc.). The mains are usually $18 where I live so two can eat out for $45 including the tax/tip.
@musicman72976 ай бұрын
For 45 dollars, I'll pick up a couple of ribeyes and eat at home where I can truly relax and enjoy the meal. I've found that eating out isn't really enjoyable.
@esterjoy75343 ай бұрын
Why not vitamins?
@carolpayne85346 ай бұрын
Branded clothing at brand stores. I find them at bargain prices in second hand stores 😊
@PenguinWaddle936 ай бұрын
BOXES! I refuse to buy boxes from Home Depot to move. You can hit up walmart around stocking time (about 7pm in my area) and they'll give you boxes FOR FREE. You're taking them off their hands. Call stores and see when their stocking time is and ask if they will give their boxes away for free. I never had any store turn me down.
@philliphoward74556 ай бұрын
My wife and I live in a rural area so it is a distance to any city large enough to offer more of our needs. We therefore " plan ", our trips to include multiple stops rather than make a special trip for one item. We started this years ago and still do it.
@thanaf10457 ай бұрын
Never pay interest on credit cards
@elizabethlangheim72146 ай бұрын
I spent $6.50 for ONE bottle of water at an event venue. I cringed but I was truly very very thirsty and it was an event you weren’t allowed to bring your own food or water. I didn’t see a water fountain and just didn’t feel comfortable drinking from the bathroom faucet. Luckily Hubby was given two tickets to the event for Christmas so we at least didn’t pay for the event. I still can’t believe water was $6.50 though.
@keithfaulkner63196 ай бұрын
The water was a nickle. The bottle was a quarter. The rest was profit.
@Daywalker_275 ай бұрын
I have a water cooler at home, to refill a five gallon (19 litre) jug is $5
@donnaallgaier-lamberti39336 ай бұрын
I refuse to pay for a Smartphone, cable tv, getting my nails done, new cars warranties and bottle water as well. I bought a stainless steel Berkey water filter many years ago and filter all of our water for drinking, cooking, carrying with me. My four budget planned splurges are 1) my rescue dog, 2) my every 6-8 week $40.00 haircut and 3) our organic food for our health. For years I went to the beauty school for a cheap haircut but the cut was awful, so I put a good haircut into my budget. 4) I also buy a Best Buy total membership annual fee. I'm age 73 and I no longer have the ability to keep my Laptop and our TV's in good working order. Having this membership has saved me SO MUCH money in repairs, updates, new purchases and keeping the technology running.
@scottkolaya21106 ай бұрын
Never paid for a warranty in 50 years. Never needed it. And now with youtube, you can fix almost anything. I supervised my son replacing his tablet screen at 12 years old. He did the whole thing start to finish.
@bethanyg1537 ай бұрын
I don’t buy books. We go to the library. They will borrow or buy any book I want that they don’t have.
@danielproulx72886 ай бұрын
I agree with most of this list. The two exceptions would be my Dog he is part of the family and adds so much value to my life he is worth every dime the second is bottled water I have a bottle of San Pellegrino with two fresh lemons squeezed in the glass for diner every night. If those two luxuries break me I have bigger issues.
@timgillman7 ай бұрын
I bought a digital antenna for $35 and cancelled the cable. I get all the local stations plus about 20 others and I watch you and other programs on KZbin. Also, the added value between having a smart phone vs. the latest smart phone is night and day.
@hberrysc35176 ай бұрын
I have tried the antenna route with three separate antennas and none of them work! No channels come in. Any idea why? I would love to have a few channels
@bethmclovin39586 ай бұрын
I refuse to spend money on prime. I still get free shipping without it. Most of what's on Amazon TV does not align with my values and I get free music anyway. Why pay for free services doesn't make sense to me. I cut out nail salons, going to the hair salon every month, dying my hair, Sirius, and many things that are not necessities. I have a goal and I am determined to reach it!
@Julies-in-a-mood7 ай бұрын
I lost my $20 Amazon sunglasses a couple months ago. My workplace had similar pair in the lost & found for a month, so I “claimed” them thinking they were cheapies. I Googled them last week & found out they cost over $300. I must say, they’re nice
@RideRedRacer7 ай бұрын
Thief
@Amandalay066 ай бұрын
When it comes down to it: Will this purchase bring me joy? Is it a quality purchase (slightly more money up front) but will last? Can I afford it? I’m 95% frugal and have my 5% impulse buys. Money, while extremely important, isn’t everything. Do things that will bring you joy, while also being smart. I bought my car used. I’m almost on year 3 of my iPhone. I ran my laptop for the past 5 years and finally needed a new one bc I use it for personal and work.
@cisium11847 ай бұрын
I refuse to buy: - software-as-a-service or streaming subscriptions. - a television. - supermarket bread. - any motor vehicle whose basic maintenance I can't do myself.
@reginabeasley8727 ай бұрын
I got rid of cable 3 years ago I use fire stick on my tvs and love the 150 savings
@om617yota87 ай бұрын
TV. I've never paid a cable bill, never paid for a streaming service. I watch plenty here on YT, though.
@Daywalker_275 ай бұрын
If it wasn’t for sports I would have gotten rid cable years ago
@denissealdana78166 ай бұрын
I got so lucky on a loan for a car when I was 18. I had 0% interest, no downpayment. Car depreciated like maybe a couple thousand but I paid off the loan quicker than it lost value so it was always worth the same by year 1 and a half. My car still works amazing, it’s not failing, it works like a charm. I know I’ll never get a deal that great ever again.
@pix2.07 ай бұрын
Bottles water is a health item if you don't have proper water at home.
@overcomingwithin7 ай бұрын
Just get a filter 😂
@Roar.7 ай бұрын
Books are a good thing to buy (reading, knowledge and culture are very valuable) and audiobooks (or even electronic books) are often NOT cheaper. Second-hand books are of course the better way, if you don't need to have the latest bestseller.
@bcal13087 ай бұрын
Hoping our library will stock your kids books soon! ❤
@birdwatcher2877 ай бұрын
Request them. Most libraries are eager for suggestions.
@niccolostamboglis41726 ай бұрын
Great content, especially the point on books and new cars. I tend to avoid: coffee or food outside when alone.
@aleksandrastaducka46747 ай бұрын
Having my nails done! I cant imagine spending my money on it…
@jadeansumney70606 ай бұрын
Pedicures are worth the $$$😂
@ritak17936 ай бұрын
Colouring and highlights. I went Grey during Covid and am saving a lot! 10 yrs ago it used to cost me $150-200 to do my roots every 8 weeks and a trim. It must be $200-300 now plus a top. Grey is great and free.
@dawert26675 ай бұрын
Plus it just comes in so much better when you let it come in on its own. Gray is a status symbol; you lived long enough to go gray!
@Christine-zk6hk7 ай бұрын
I rarely go out to eat. I need prescription sunglasses. Sometime ago at least 10 years ago I purchased a pair of dolce and Gabbana sunglasses which were really expensive. I've had the lenses replaced in them when I when they need to be and so I figure in the long run it wasn't a bad purchase because I haven't bought frames in a while. I admit to being a tech nerd, so I do have a lot of new tech gadgets. I don't have cable TV and I usually only have one streaming service at a time. I don't watch much TV so that's not where my money is spent I do buy audiobooks and books for my kindle, because reading is one of the things I love to do, but I also get a lot of books from the library and from Amazon's Kindle unlimited. I started doing grocery pick up a lot because it keeps me from impulse buying in the grocery store.
@RobMilstrey6 ай бұрын
Bail on the warranty! Completely agree, particularly for electronics. If it makes it through the 30-day warranty, it'll work pretty much forever, provided you don't abuse it (and abuse is generally a non-warranty item anyway). The few times in the past for which I had a warranty were massive headaches in terms of convincing the warranty holder to honor it. Much easier to save the money.
@missfruit15507 ай бұрын
Pre cut fruit/veggies.
@cynthiagarcia92407 ай бұрын
1. Return Shipping 2. Designer Sunglasses I plastic is plastic 3. Salon Hairstyle/Cut - beauty school does a great job for like 70% off
@zo_4717 ай бұрын
Hair appointments at the salon.
@jesserichard33476 ай бұрын
2 things I hate wasting money on...interest payments and gourmet coffee. We paid off our mortgage with extra principle payments and I bought a great coffee grinding multi coffee style maker...$7 coffee for $0.50...happy wife...hundreds saved each year.
@marccross15397 ай бұрын
There is little to no price benefit to getting e-books, you don't actually own the product, and it requires electricity and a web connection to work. Physical books don't have those problems.
@WildBikerBill6 ай бұрын
I'm betting for most people they look at the upfront cost is less, they read it immediately, never need to look at it again, and it takes up zero shelf space.
@AngieLyke5 ай бұрын
We have two cases of bottled water in case the power goes out for a few days. We rotate it out so it doesn't get too old. Use it for mowing the lawn. And for festivals. In the summer they will usually let you bring that in because they know that you're going to spend money on the food anyway. We have a kirkland water pitcher for anything else.