12 EASY Ways to Live Below Your Means and Save More

[@byanchanggeorge5042]

No 8. Down to earth... Empty we came, empty we will return.❤

[@Baiyoubai]

#11 external validation is the most significant money eater. If one can just stop caring about how other people may look at what you own and how you spend, that will be so liberating financially, emotionally and spiritually. I personally know so many people who have spent so much money on things simply to show others that they've "made it".

[@donaldwess4461]

An investment in knowledge pays the best interest."

[@kegaliwkesi2772]

Yes, forex and Crypto investment, I heard it's very profitable

[@yosoy2480]

Yes, true but I don't know anything about

[@piusgideon7759]

I have heard so much about cryptocurrency how does it work

[@ganhei6752]

Did I hear someone say crypto ?

[@hostingkaye4104]

Invest early, invest often, stay invested

[@Revert2017]

I was a spending addict most of my life. I started my debt free journey about 3 years ago. Now…I am really good at living below my means. I have people working on my fence today. I e needed to furnish lunch. I had Gatorade powder and ice so I loaded an igloo cooler with blue Gatorade. Then, I made pizza from scratch using all the leftovers in my fridge. Then, my dad gave me lettuce from him garden and i made a salad. I fed 6 people for about $5. 3 years ago, I would have spent $100 going to the fast food place and brining back burgers. I love learning ways to live below my means.

[@sevenmadmonkey]

Not to mention the taste of a nice home made pizza! 🍕

[@CarolKassel]

Well done!

[@agnesgooch459]

Awesome 🥳🥳🥳

[@Johnny_Shadow]

Number 4 (more doesn't make you happier) is one of the most sobering things I've heard in long time.

[@djrickyb]

"Not thinking" getting yourself into a bad situation is true! I worked a 12 hour shift last Monday over night. I was coming home at 5:20 a.m. and I was not paying attention or THINKING because I was super tired while backing my 2019 Toyota Camry into my yard. I hit my fence pole on the left hand side of the rear bumper and also got two big scratches in the panel above that. Been parking in my yard for 16 years, and this is the first time I have touched the fence pole. Caused an estimated $2450 in damage. I am paying it out of pocket because I don't want my insurance rate to increase. Car will be ready in about 12 days or so. Sucks. Hard lesson to THINK and pay attention to what I am doing at all times

[@nicolasbenson009]

Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.

[@CraigLloyd-fz6ns]

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

[@tatianastarcic]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@ScottKindle-bk3hx]

[@tatianastarcic]

Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@HectorWhitney]

Melissa’s profile appears to be fairly knowledgeable, therefore I must say that I value the advice. After locating her online, I thoroughly read through her resume, educational background, and qualifications, and I must say that they were quite impressive. We have set up a meeting after she replied to my message.

[@Ronald-he8dj]

I treat myself by saving money💶💶💶👍🏻

[@agnesgooch459]

Same here.

[@bujeah14l85]

Nice

[@karandave655]

Living in a modest house, wearing simple clothes and living a simple life is true joy. Focus on increasing income/productivity and controlling expenses by not letting lifestyle inflation eat away the earnings. The point about using the free things in life is bang on, after all the best things in life like air and sunshine are free. :-) Thank you for making this video. Love from India. :-)

[@plappin]

Re #2, not just the time you'd have to work to afford the item, but also the time you'd need to commit to SELL the item if you ever want/need to get rid of it. I've started considering this more: the "other end" costs if you want to sell something you own. Excellent video as always!

[@danicegewiss862]

Marketplace. We bought my husband's Chevy Silverado 2500 for just over $6000 off Marketplace. We use large purchases until only a junkyard will take them. No end costs.

[@cloudyblaze7916]

I first learned these principles from the Richest Man in Babylon. I've been living below my means for some time and investing the excess in the stock market. I have about $60k now, but I believe I'm not maximising my profits considering the current market dynamics where people are making a lot from the market.

[@albacus2400BC]

I don't know what your profits are, but you are probably making what every other average investor is making and that is okay. The people who make those crazy profits you hear about are either professionals or people who invest with financial advisors. I'm talking about five figure monthly dividend checks.

[@ericmendels]

I agree. There's a lot of potential in the market. My friend introduced me to a financial advisor in 2021, and even though I was skeptical, I went on. I finally was making enough monthly dividend to quit my soulless job and pursue my dream to start a restaurant in New Jersey.

[@mohican-jx6fx]

That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with please?

[@ericmendels]

*Sharon Lynne Hart* is the advisor I work with. Just research her name and you'll find necessary details to work with a correspondent to set up an appointment.

[@cloudyblaze7916]

Thank you for the recommendation. I'll send her an email, and I hope I'm able to connect with her.

[@justnoticing]

Yes, living below your means will enable you to save more. Unfortunately, that has become more and more difficult for many. Your suggestions are a great starting point and you are doing great work educating people about how to budget and to save to lead a comfortable life. I see many people that struggle financially but who really don't know that things could be different with just a few swaps and tweaks. They are taken in by the dominant consumerist culture and the quest for an easier life with all the trappings without realising that that is what is keeping them on the treadmill of financial struggles and being overworked and stuck in unfulfilling jobs.

[@agnesgooch459]

Absolutely 💯

[@MorganHyde-ie5ru]

Then they need to take responsibility for themselves and institute change. Honestly.

[@eddiestilll]

These messages are so powerful! Mucho gracias El Agustin! :) I especially love "Focus More On What You Spend, Rather Than What You Make".

[@JoseFlores-xh5cj]

1:42 - 1:53 love the video but imma push back on this example. If you make $20 an hour, that $20 is going to split in taxes/insurance/retirement which means you less than $20 go into your pocket, thus spending $20 means spending 2 hours of your time

[@lina_mityukova]

I spent 7 dollars on a cabbage slicer, and it helped me save so much time on cooking! Before I bought it, I thought it would be a waste of money, but now I realize how wrong I was. So it was a perfect investment 😁

[@mujtabamahmood0779]

Nice

[@LearnGermanwithMarzipanfrau]

Thinking of money as time helps me to spend less.

[@conorpaulpurcell3403]

100k subs. Been with u since 5. Dublin, Ireland.

[@Egg_Apron]

Here are the ways that I am weird: 1. I gift and swap unwanted items with my friends instead of buying gifts. 2. I shop at grocery salvages and thrift stores for the thrill of discovery. 3. I alter and sew my thrifted clothing to personalize it. 4. I drive a totaled car and pay almost nothing for insurance. 5. I vacation at my friends' homes. 6. I enjoy my yard and started gardening for fun. 7. I stream media instead of buying copies. 8. When in doubt, I Iet go of things, expectations and people as needed. 9. We cook almost every day. 10. I actively plan ways to be even weirder.

[@sandralauzon9416]

Not weird Smart! Congrats.

[@KellyWeyd]

I love this!

[@jmobrawler]

What stood out to me & what I least expected was who you surround yourself with. It makes sense why that would impact your savings rate, spending habits and your overall mindset about money.

[@eizqarqash1991]

I always surround myself by content like yours Austin so I always remind myself that I'm frugal!

[@rachelflorence6016]

I love your channel, it resonates a lot with me. Every episode is highly polished, I can sense a lot of work and thoughts behind it. I grew up in Switzerland so I was not raised in the American culture. Common sense and critical thinking are not abilities that a lot of people have in this country and corporate America/capitalism has fostered this type of culture for obvious reasons. It takes distance/traveling/living abroad to really see the financial reality in America and I understand that while this financial spending behavior is normal here, it is very difficult to see things in a different way, and even more difficult to implement, even though it is really basic common sense and simple math. I have several friends who are very well educated with Master and PhD degrees and have no clues how capitalism works and take care of their finances in a responsible manner. Keep up the great work and hopefully you will changes some people's life and finances.

[@Doris86pl]

Thank you for all ideas and inspiration. I live below my means and save. I'm weird but I love it. I spend on things I value, travels, concerts, experiences and gifts

[@akhilwani1462]

This priceless video enlightened me today i already watched it 4 times made notes out of it thanks brother 🤗❤️

[@Janet-m4b]

Thank you Austin . Some great tips and tricks . I’m learning much from you 🙏 truly grateful. God bless you

[@boragwaxeu59]

ohmyyy. i love this video so much! very well explained and i keep agreeing with you the whole vid because all u said is what im doing as of now to save money, it means im in the right path of my financial goals by living below my means while enjoying my lifestyle. you are so well spoken! keep motivating people here in youtube 💖

[@renee6524]

Great tips as usual. I love thinking about time. I'm going to have a lift shift and yes more pay here in the fall...I keep telling myself...do not adapt to lifestyle inflation, and respect the new time and money.

[@Walking_w_Jesus]

I have watched so many of these videos last days, this was one of the best ~ many different thoughts/ideas 🙏

[@jamalamitchell]

I really like the treat, treats as treats...golden! 😊

[@danicegewiss862]

We needed a lawn tractor, but I wasn't going to spend thousands. My husband said he couldn't find anything nice. I found a nice mower with a cracked mower deck for $300 on Marketplace. He looked at it and found a $200 Toro mower that needed no repairs. We got it the next morning. It was made in 1989 under another name. Toro is a solid brand. We needed a mower that can cut high grass for our western PA property. 5 acres is a lot of grass to cut. We really don't spend much money on anything.

[@frithar]

Cheers from up here in Butler!!

[@user-eg3zs6oi7c]

what a headache maintaining all that acreage. waste of time and labor. not worth it

[@kathleenepugh9495]

Indeed, knowing when enough is ENOUGH is vital.

[@lifeisagame2023]

I'm an expert at saving and not spending , but woeful at making it, besides making money from what I already have.

[@iheartnatur3]

Almost 100k subscriber😮😮. I remember when I started following you at 49k. You came a long way El Agustin. Amazing job!!!

[@avenj4659]

Same! So happy for him!

[@ElAgustin]

Yeah, it's been a journey. I now understand how to grow on KZbin. I was in a period of stagnation last year this time for like 6 months. It takes years until you understand how to do this and it not be all about luck. Such a learning process and I've grown so much as a person through this.

[@jayocean4724]

I want to do KZbin I know it takes a long time and daily persistence.

[@sargeatlarge24v]

I’m working on making a garden so I can hopefully be able to limit my grocery bill. I kind of want to get chickens but at the same time I feel like it’s more work and money then just buying eggs.

[@elizabethkass49]

Good idea

[@judithgrace9850]

I am 82 living in Mexico since ave 79. I supported myself, traveled, and helped nice people. Money was spent and shared. I do not help scammers or beggars. Frugal when I die. Direct cremation and no service. Donated body in the USA. Free.

[@jamewilliams7660]

Outstanding information,with world crisis,rising inflation and economic instability due to poor governance, consider digital assets as a means to attain financial freedom.

[@WoodJacob-tt4de]

Building wealth involves good habits and risks like putting money into solid investments like digital currencies,having a good financial manager is what people tend to shy away from,and it keeps hunting them in the near future after many losses, be disciplined and get certified manager, I pray that anyone reading this will be successful!!!

[@Daveinvest-bl4dn]

Thank so much for the advice been seeking means of being successful in the digital market,do you recommend any professional ?

[@WoodJacob-tt4de]

I don’t really do but luckily Anna Dorris Arthur is the best I can recommend so far..

[@Daveinvest-bl4dn]

Hey everyone! 👋 Just starting my investment journey in crypto and stocks. 🚀 how do I reach Anna Dorris Arthur? Let’s grow together.

[@WoodJacob-tt4de]

+1838

[@edwardjacknitsky5630]

Simple, but profound.

[@daviddean6032]

Just got notified Austin of your new video and going to watch it right now! ❤

[@ElAgustin]

Hope you enjoyed it!

[@daviddean6032]

@@ElAgustin I sure did Austin! Thank you!

[@juliem.3936]

Living Below Your Means may be a simple concept but it can be challenging to implement regularly. "Treat treats as treats" (special purchases becoming routine) is my personal obstacle.

[@TheBodrey]

It's amazing how many people simply don't understand the concept of living below their means. It seems like most people are laser-focused on spending every penny they make and then some because they're either trying to maintain a lifestyle they can't afford (because they DESERVE to, don't you know) or they just simply can't control their spending, or both. Also, some people are so concerned with impressing people with their overpriced, depreciating assets (i.e. BMW/Mercedes) that's costing them $1K+ per month. Newsflash: NOBODY cares what you're driving - nobody envies the fact that you're financed up the wazoo with auto payments. People like that need to get over themselves.

[@Doracox22]

I started stacking to SAVE wealth. I've always been the type of person to spend my entire paycheck. I hate having money just sit in the bank. I am under pressure to grow my reserve of $950k. before I turn 60, I would appreciate any advice on potential investments.

[@greekbarrios]

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@greekbarrios]

Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info

[@DamienYuen7718]

If you have 950k then you don't need advice. Just put it in a HYSA at 5% for now and you will get around 4k a month in interest. Maybe diversify it and put a portion in a index fund and let it grow until you are 60.

[@brendad3209]

There is a proverb from the Bible that is so on point for this video.... The borrower is ALWAYS SLAVE TO THE LENDER!

[@danicegewiss862]

Dave Ramsey used that quote.

[@brendad3209]

And that's where he got it from! Have a great day!

[@HereInCalifornia56]

Spot on, I forgot that bible verse!

[@Just_a_good_old_boy]

My side hustle is collecting cans and taking them to the bottle deposit

[@agnesgooch459]

I do the same. It pays for my daily coffee which is my treat.

[@elizabethkass49]

Love that

[@sandramcmillan4200]

One of the best books I've ever read is, "You're Money or your Life."

[@meydiaengka]

The only subscription I have is youtube premium for USD4 monthly. I need it to listen to sleep meditation to calm down my anxious brain (so I dont end up overthinking and insomniac). I read books through google read, I rarely watch movies (when i do, I budget it ajd buy it from google, last time I did id was 6 months ago). All my dresses are thrifted, I eat just enough to give my body energy, i dont drink starbucks (I buy instant coffee that i drink like once a week. I discipline myself not to get caffeine addicted). It feels so good to not live in debt amd be free. Hopefully I can be financially free in the next 20 or 30 years.

[@elizabethkass49]

I'm probably gonna buy Starbucks today. Gonna need that cup of coffee during my trip.

[@meydiaengka]

@@elizabethkass49 good for you🥰

[@Rebel97Yell]

Really like the way you explained #4, treat treats as treats. Great video brother!

[@amywilkins]

Very valuable info! I could write a book on this!

[@haneulchoi2779]

Although you repeat the same concepts in your videos, I still find them helpful each time.

[@Luncheon23]

If the best points of your videos were compiled into a book I would be one of the first to buy it! Good advice coupled with humor and sensitivity 😊

[@skysitters8060]

Treat treats as treats, such a simple concept and yet so powerful.

[@HereInCalifornia56]

Yes, you feel fortunate if you get one nugget of advice. His is filled with great advice and he's so young!

[@TimelordUK]

​@@skysitters8060This is my favourite quote ever. So powerful

[@ElAgustin]

haha, thanks!

[@JenevieBrown]

You are a very wise man , thank you for the very helpful advice 💋

[@thakuronfire]

Keep up the good work 👍👍

[@Final_Turn]

@6:42 "Free Love, from your Puppy" Lols, love that 😄❤

[@ILovePlayingZeldaGamesOnSwitch]

Another great video Austin! Keep it up.

[@GlenisRetiredNZ]

Nailed it. One more thing, no credit card debt, no car debt. It's the interest that kills you. Pay off the expensive debt and you're paying yourself 20% interest.

[@KirbyIneson]

Making money is not the same as maintaining it, which is why i don't understand why investing is not properly taught in schools. Cutting costs. spending less, earning more and investing passively The best way to find that balance between saving and living is by investing..what i can say to early investors is diversification and solid management this was how i got to my first million..at this point I'm actually grateful for my advisor

[@kalineats]

The thoughts and ideas here are remarkable

[@soveinaaraceli]

I’ve actually been looking into the market lately, the news I’ve been seeing hasn’t been so encouraging. who do you use as your fiduciary ?

[@KirbyIneson]

@@soveinaaraceli Dianne Sarah Olson' is her name. In her area, people consider her to be a genius. Look her up; she's well regarded in her field.

[@LeonidaAlvarado]

Right on Austin,you are wise beyond your years,iam older,moved out of the country,to be able to retire ,simple life ocean front in the caribbean.I live on what most americans pay for utilities and insurance up there,off grid,no property tax,no home insurance,car insurance eqv.of 60 per year ,happy with no debt what so ever,but i have been cash and carry all my life,didnt give a shit if people say me driving a 25 year old car.

[@user-eg3zs6oi7c]

and rightfully so, NO ONE cares about you! only a fool thinks that way.

[@leeallsopp5152]

Great video once again Austin! So close to 100k subs

[@ElAgustin]

This time next week I'll be at 100k!

[@leeallsopp5152]

@@ElAgustin damn right!

[@GigaChad_169]

It’s hard finding people who live below their means to befriend. Most people are hooked deeply into The Matrix😅

[@cherylT321]

That’s so true!

[@SYoung-sd4ub]

I have no one I can relate to because everyone I know has to keep up with the Jones's and I don't want them to rub off on me. I just bite my tongue and think "yep you're broke and can't even make it paycheck to paycheck" because you have to prove stuff to everyone else.

[@KittyKat-vb1nd]

The materialistic culture of the US keeps them enslaved. Slaves for life to debt

[@kathleenepugh9495]

@SYoung-sd4ub Good for you! Be your own best friend, and you will find a "live below your means friend" I did.. ..quite a few, actually!😆

[@GigaChad_169]

@@SYoung-sd4ub Yeah, then these people look down on you like you're a garbage person because you're not like the crowd (sheep). You have goals and dreams financially and you know how to walk the path to achieve them. Instead of living in the moment each day then complaining about not being able to [FILL IN THE BLANK] financially. "It must be nice..." As I've heard many times...Yes! Yes it is! You should try living below your means sometime!

[@cyndig1670]

most Americans sadly cant seem to understand and follow this but I had fantastic parents who really taught us all this well to all be very successful as adults

[@GabrielBacon]

I’ve tried to do spend less than I make. But I realized in order to do it, you must every month put aside money for unforeseen issues. Dishwasher breaks, water leak, dog needs surgery, you need a root canal, insurance doubles. Not only do you need to spend less than you make, part of your spending has to go towards these annoying contingencies. And it’s not a small amount, you need like $300 a month to go towards that, maybe more if you’re just beginning to fund that account

[@brendonsgirl21]

One of the ways I've been saving money is getting books from the library. I read a lot more now. I did the math and at just 6 books at the time, I was already around $100. I don't even want to do the math for 9 books later...

[@Nisa-gm5wg]

I love the library but they don’t have some of the books I like to read and I read a book about every 1 to 3 days. I invested in the kindle app ($10 per month at the time) and I could read as many books as I wanted. That’s only $120 per year verses the $2400 ($200 per month) that I was spending. Not free but definitely spending less money. I have also found books at the goodwill $2.00 per book or gently used books on Amazon for dirt cheap that I want to keep for educational purposes (cook books, finance books, survival or herbal medicine). I found a Dave Ramsey book for $2 t the Goodwill that looked brand new that would have cost over $20 at Barnes and Noble. It’s amazing what people will give away which is a win for me

[@oliviaann1399]

@@Nisa-gm5wgmany libraries allow you to borrow ebooks that can load onto your Kindle.

[@AfricanLissy]

Great video 👍🏽

[@d.cassarino]

Nice video Augustin, back to the besics, what this channel is about ❤

[@ElAgustin]

haha, trying all sorts of things here.

[@BasicBeagle]

Treat, treats as treats ❤

[@marniepena5232]

Can you please show your dog? ❤

[@noreenn6976]

I want to see the dog also 😊

[@alias8582]

thank youuuuuu!!!

[@elizabethkass49]

As long as i can still have fun. I'm down 😊

[@TRAVESIAA]

Balance is the key

[@MelDee-vd2jd]

I love my local Buy Nothing and Freecycle FB group. I have furnished 75% or more of my household furnishing for free. I've even got a ton of clothes, many new with tags.

[@char5477]

I agree - I've gotten MANY items for free of things people don't want or need. I also have gotten items for friends/family if I know they could use it.

[@HereInCalifornia56]

That's fantastic!

[@kylepatton2423]

Sounds pretty ghetto, nice

[@wilmer360tv]

@@kylepatton2423 broke mentality. Be like

[@labiadijat3477]

I'm favoured, $27K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.

[@epraimwike1405]

She is really a good investment advisor. I was privileged to attend some of her seminars, that's how I started my crypto investment

[@falajikitaiwo8962]

Honestly, our government has no idea how people are suffering these days. Imuch feel sorry for disabled people who don't get the help they deserve. All thanks to Miss LeaderMargaret, imagine investing $1000 and receiving $5700 in a few days....

[@danielolawoyin338]

Thanks for the info, I've contacted her and she responded nicely

[@danielolawoyin338]

It only gets better. Anna is spreading like wShe iildfire here in Canada 🇨🇦km

[@rahilaaminu6109]

Is her service available outside of the US? As her broker is registered in the US.

[@mm-it7tv]

Puppies cost a lot of money lol

[@harneet9709]

I make 3,844 a month after taxes and able to save 1900. All depends so it is possible with just 3,844.

[@MalluStyleMultiMedia]

Excellent video

[@315porter]

I love your content- so pleasant yet insightful. Thank you

[@ElAgustin]

Thanks!

[@frithar]

You totally need to announce a live stream to celebrate 100k!! We would love that. And Star should make a guest appearance too!

[@Yeyos-om9xb]

Damas y caballeros!! Thank you for another video amigo

[@OurRetireEarlyJourney]

Spend intentionally and save/invest aggressively. It’s that simple!

[@pattykake7195]

Shop second hand where possible…👍🏽

[@lifeisagame2023]

Yes especially if you only have one hand 😂

[@Ronnie500]

Don’t get addicted to thrift stores. Only buy what you need.

[@41yearoldnewdriver]

New items only for sale prices

[@pattykake7195]

@@Ronnie500 It’s always the two out before I in policy for me, and then only needs…😁

[@XKaulitza]

Since a couple of weeks ago I started to do this and I am happy with it. For example I bought a milk frother second hand for 15 euros instead of 40 euros or more expensive. It was as good as new. I saved myself some money; time and indirect good for nature. Since then I am looking second hand first instead of completely new. I wish I made up my mind about this earlier

[@Savage11-b7e]

I spend little as $10.00 per week and don't get clothes or shoes just food

[@FinancialLiteracyLab]

Very interesting video. Are you still doing 9 to 5 job, or you have your own business?

[@audreyhuggins8822]

Wow! 100K is on the way! I have lived at such a minimal level prior to receiving my current good salary and have funds deducted out of my pay and into my credit union and other investments. I don't get the obsession with Target. I guess for toothpaste and detergent type incidentals but all that decor and candles no thanks!

[@KanalAlex-ajm]

I want to start business but i don' t know how and which Anexandra from Germany

[@SYoung-sd4ub]

I make 2x more than what i spend and thats my treat putting half my check into savings. I wish someone would do a step by step video for a 50yo total dummy on how to invest 😬 i have tried to do research and its all way above my head

[@beebsblue]

I respectfully disagree- we have far more control over what we make than most of us think we do!

[@PawsPawtyYT]

So many Americans need to rediscover the public library and public golf courses and tennis courts and stop being so snotty. I'm on a Soc Sec income and surrounded with people who prefer to order a book on Amazon than go to the library....so much trouble, y'know. I could go on with many other such snobby and lazy examples! You're so right about treats....I hide a $20 from ME to have a biscuit breakfast one day a week.

[@PawsPawtyYT]

For a side to a sandwich I have a big can of Barbecue beans in the fridge that lasts a few days. The chips thing really has gotten luxurious.

[@nickmulcahy9199]

@@PawsPawtyYT There's always fruit cup -- make your own fruit cup, that is

[@KellyWeyd]

I stopped going to Target. It's a trap. You will spend money if you go there. They start charging your credit card the second you walk in the door. So I stopped going. It's been years since I have been in a Target.

[@LLTization]

I, still shop TARGET with invisible blinders on. I only buy the needed item after online price comparisons. The only splurge item will be Target beef jerky, other brands if on a real sale then ZOOOOOMMM...I am out the door with my cash only purchases.

[@elizabethkass49]

I used to coupon there, but now I coupon solely at cvs. Sparingly of course. Everything I do is in moderation. But, I have also found that it is better to shop around.

[@Infidelio]

“Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.” -Mr. Micawber

[@qq1651]

Look at how close you are to the free plack!! lol Congrats! Where's the puppy? You need to let us see him at least once per video or Im starting a petition! lol

[@henrybloor7505]

What are your thoughts on ında tur and eww ,country etf s

[@thomasokeefe3081]

No. 1 Rule. Take care of your health and keep your wealth.

[@mae9064]

Woohoo 🎉almost 100k subs Augustine 😊 wow 🤩

[@robertneville2022]

If it doesn't feed, cloth or shelter me I don't buy it

[@SwagRum76_]

nice

[@djsargex7777]

This is great advice if you don't want to be a Millionaire and work 9-5. I got rich doing the exact opposite. This is crazy talk for ppl who know the LOA.

[@MultiLinda42]

I dont want to be a millionair.

[@djsargex7777]

@@MultiLinda42 That's your choice, nobody is going to force you to be one, I assure you 🙂

[@castillojennifer17]

Almost at 100,000! Please like and subscribe! Sending good vibes from Costa Rica!

[@ElAgustin]

Pura vida.

[@gulden_lover]

100k is coming soon!

[@avenj4659]

❤❤❤ Great nuggets as usual

[@susanarodriguez1675]

Muy buenos consejos!!!

[@TheCharlieH]

So true I wish I would’ve discovered hoopla a long time ago. Streaming free movies that I would’ve normally rented.

[@hernandarioescobar3204]

Te amo

[@ArafatBukhari]

Hello 👋 Excellent 👌 video 👏