15 Personal Finance Lessons Everyone Wishes They Knew Sooner

[@alux]

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[@Tiaffo]

I wish I learned earlier the value of relationships and reputation.

[@Agatha.wayne0]

These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.

[@GersderaNioer]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.

[@JaneBlac-]

Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $21k ROI, and this does not include capital gain.

[@noahbeaufort]

Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.

[@JaneBlac-]

“Stacy Lynn Staples” a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@SarachiWowa]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@NatalieFormor]

Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

[@ClaudiaSchreiber-b1p]

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@LejlaGöransson]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@DanielOrstein]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@LejlaGöransson]

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

[@Robbertskypes]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@FredMeyer-no3ji]

Excellent video as always but here is my problem I have been making losses trying to make profit trading. I thought trading demo account is just like trading the real market... can anyone help me out or at least advise me on what to do

[@KelvinHartler]

Thank you so much... I appreciate all the time it took to put this together

[@SulaimanSani-t8y]

l urge everyone to start somewhere now no matter how small, this is literally the time for that, forget material things, don't get tempted

[@IsmailYunus-e8n]

thanks man, you always give superb advice and ideas for making money. This video was very inspiring today. Thank you!

[@AhmadMuhammad-j1c]

Everything said here is all so easily said that done, you would need help from a pro who knows the in and out of how the market works before you get ahead

[@EricJose-hn6cf]

I have always had a deep interest in this and would really love to start from somewhere anywhere actually, I believe this is what our future is all about

[@JosephZerafa-l3g]

Hi! I'm excited to be here in your channel and I'm interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.

[@BruceRogers-t4q]

Retirement is now more difficult than it was in the past. I've been saving for a long time instead of investing, and right now I only have about $400K. considering all the inflation, i'm thinking of investing in stocks, i don't just have idea on market strategies.

[@SergioMartinez-i4n]

The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

[@JakubKrempasky-f7h]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800k

[@RozaliaWelczak]

Mind if I ask you to recommend this particular coach you using their service?

[@JakubKrempasky-f7h]

​@@RozaliaWelczakCaroline Suzan Olson Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@flora8525-y6k]

*Your explanations are clear and straight forward It's always a honor to have you here as a mentor, I appreciate you for the time being spent to educate us financially. Regardless of how bad it gets the economy, I still makeover $28K every single week. I truly value Mary, and her helpful guides.*

[@flora8525-y6k]

The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional.

[@WillPerry-b7r]

Interesting! But I'm new here. How can I get to this person's guidelines??

[@flora8525-y6k]

She mostly interacts on Telegrams, using the user-name,

[@flora8525-y6k]

Marypete79💯..that's it

[@MuchParrill]

She's the best honestly I'm also a beneficiary. This inflation has taught people the importance of multiples income investment

[@TomTahk-fn6si]

*Great video! I really do have a question. For someone with less than $10,000 to invest, how would you recommend we enter the crypto market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What’s your take on this approach?*

[@Aldanelvillanueva530]

VENTURING into the trading world without the help of a professionals, trading and expecting profit is like turning water into wine you would need a miracle...

[@LeslieDcobbs-of7ie]

GOOD CONTENT !!! Very engaging right from the beginning These are tough times and frankly I appreciate how you discuss global finances in such a delicate way . Business and investment

[@StevencrookRecovery]

Experted Judy Arianna was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Judy Arianna.

[@HeatherAnabelle]

The fact that I got to learn and earn from her program is everything to me think about it, it's a win-win for both ways.

[@ChimaobiIkechukwu]

Wow. I'm a bit perplexed seeing Judy Arianna. name been mentioned here also. Didn't know she has been good to so many people.

[@Devanreavesrealty]

The partner you choose can be your greatest asset or your greatest liability

[@ClayneBanks]

Alux is the best!! Small lessons = big impacts !!!

[@BarbaraPearson55]

I’m struggling to pay off debt, set up an emergency account and invest as don as possible.

[@BarbaraPearson55]

Getting rich is difficult

[@RaphaelSafr]

Managing Money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times, while orders tend to avoid them. Well, at least my advisor does too.

[@LSBContractingLLC]

How did you find a good finance advisor? How do you know if they are trustworthy and competent.

[@RaphaelSafr]

On my own i seek out several of these financial advisors, made sure the one i settle on is a fiduciary and not a fake. Know what you're getting out of it and see if your targets can be met.

[@Sumit-g1q]

All rules are good. In addition to these rules I wanna add one more rule which I follow- ‘If you can’t buy it twice, Don’t buy it.’

[@MoneyOverEmotions]

I pointed that out in one of my videos. That's when you can AFFORD that purchase. 💯

[@supremevision631]

I got one…just because you can afford it doesn’t justify buying it

[@Ellychannel79]

I wish I knew sooner that student loans were a huge mistake.

[@thatswhatuthought]

Me too!!!

[@urimsylejmani4607]

If u would finish university in Kosovo you would have no student loans❤

[@miguelangelramirezchavarri3801]

I think it's a trap, because the jobs don't pay you back what you invested in your degree.

[@Agentxile]

My first 'real job' was inside a bank's graduate student loan department. Seeing people borrow upwards of $200,000 (long ago) made me cringe. The fact that repayment was deferred made it obscene. I felt bad sending past due notices. I left after six months.

[@claralucas354]

I just have to applaud your content man, well done. I remember having a consultation with a trade analyst last September, and it was incredibly insightful, at least $150k---$1m profits. Can't say enough how helpful expert's in this field are.

[@henrymark1379]

Trading in Bitcoin now is the wisest thing to do now especially beginner....

[@samuelroddy5382]

Most people think, investing in crypto is all about buying coins and leaving it to rise, come on it takes much analysis to be a successful crypto trader.

[@claralucas354]

Trading without professional guide...Huh I laugh you, because you will remain where you are or even make huge losses that will stop you from trading, this has been one of the biggest problem to new traders

[@Patrickleo354]

Honestly I really need help learning to trade. Seeing my portfolio low makes me very sad.

[@Michaellfred]

You're right! I have lost a lot trading all by myself without a guide. It's been an uneasy ride for me. Who is your mentor please. how can i reach her i really need help in this bear market now?

[@perla8888]

I wish I had started a business sooner. I am currently in the process of starting my first business, and I am scared but super excited at the same time!

[@jaybirdie.0777]

Creating wealth entails establishing positive routines, such as consistently setting aside funds at regular intervals for sound investments. Financial management is a vital subject that many avoid, often leading to future regrets. I wish everyone reading this the best of luck in achieving success!

[@JoakimPaurell-z2e]

You're right

[@JoakimPaurell-z2e]

Starting crypto trade was the best decision I ever made

[@HunterWeldon]

speaking of crypto trading I know I am blessed if not I wouldn't have met someone who is as spectacular as mrs Caitlin albrecht

[@HunterWeldon]

The very first time i tried, i invested $2000 and after a week, i received $19000. That really helps me a lot to pay up bills

[@DoroDeejarh]

As a beginner investor, it's essential for you to have a mentor to keep you accountable. My self, I'm guided by Caitlin Albrecht. A widely known crypto consultant

[@Agentxile]

I wish I knew how to purchase real estate right after college. I don't mean a general guide like, find a property, apply for a mortgage, and go to closing. I'm seeing way too many generalized books these days. I wanted information on the same level as if I was getting a real estate license.

[@Master0fHyrule]

Don't buy art. Stocks are safer.

[@J.Available]

this right here

[@nayeemyt3299]

agreed

[@codegreenie3429]

I got here SOONER to learn SOONER

[@Russelbobby45]

The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.

[@AlbertWillie628]

Money invested is far better than money saved , when you invest it gives you the opportunity to increase your financial worth.

[@BradleyRaiph]

It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.

[@TheresaDiana12]

The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.

[@RandyVincent808]

Many individuals report success in investing in stocks,fx, yet I continue to struggle.Can somebody help me out or advise me on what to do?

[@AlanJuan52]

Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.

[@GillerHeston]

Invest judiciously, keep a stop loss figure. Shuffle between debt and equity wherever the ratio goes too off your target. As for the target, I recommend a Ratio like this Debt % should be equal to your age in years. If you are 20, debt is 20%, reset in equity. If the market falls or rises drastically, your debt % will change, which you should rebalance to 20% and bring back equity to 80%. Thus you would have bought low or booked profit depending on if it was a crash or a bull run.

[@rogerwheelers4322]

Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.

[@joshbarney114]

I completely agree; I am in my mid 40s, approaching retirement, and have approximately over 2million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.

[@FabioOdelega876]

This is exactly how i wish to get my finances coordinated ahead of retirement. Can you recommend the financial advisor you used to get ahead?

[@joshbarney114]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky’’ for about three years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@FabioOdelega876]

Marisa has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.

[@dinisluis76]

Fantastic video! I have incurred so much losses trading on my own....I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??

[@crystianadazi]

Trading on a demo account can definitely feel similar to the real market, but there are some differences. It's important to remember that trading involves risks and it's normal to face looses sometimes. One piece of advice is to start small and gradually increase your investments as you gain more experience and confidence. It might also be helpful to seek guidance from experienced traders or do some research on different trading strategies.

[@elizabethnikki]

If you are trading without a professional guide... Ah, I laugh, because you will stay where you are or even suffer huge losses that will prevent you from trading, this has been one of the biggest problems for new traders.

[@porter-y8p]

​I think l'm blessed if not I wouldn't have met someone who is as spectacular as expert mrs Fenella.. Highly recommended

[@jackadalson]

Wow, I'm surprised to see Fenella mentioned here as well. I didn't know she had been kind to so many people

[@madisonaaric]

​I'm also a huge beneficiary of her.. I thought myself and my family were the only ones enjoying Fenella trade benefits

[@slaughterking5625]

Alux are the best fingers crossed 🐋🤞🏻🤞🏻🤞🏻🤞🏻🤞🏻👌🏻👌🏻💯💯

[@kristianvepsalainen1746]

If your native language is small language (for me Finnish) learn two big language as fast as possible. In Finland, English is mandatory in school but other big languages like Spanish or Frensh are volantery.

[@ronaldcambridge3126]

As a "Boomer", I can genuinely say and acknowledge that if I only knew 1/10th of what I know now... Granted, most things seem to appear better in hindsight but there's real value in heeding what has transpired in relation to present and future experiences (especially from a financial perspective).

[@lindaweedmark6025]

Please do one on pulling your life out of the fire at age 65. I need to know what is still good to do such as investing or opening a savings account.

[@adocuric9154]

Funny. Some of people say save your money for bad times and if you do that other people say if you save your money it will lose his value later. If you invest and if other people who save their money don't buy anything you will not get wealthy. 😂

[@KhunShawn]

18:12 That information like this is on the internet for FREE!

[@andreipopleaca1608]

Never forget to enjoy life, you only got 1

[@jidennadibor6089]

Hello, Alux. I'm a big fan of your channel and I've been follow up for years now. I have a slight problem... I signed up to masterworks and the minimum amount I'm allowed to invest is $500. I thought it's meant to be lower?...

[@jdpearl7321]

I wish I came across Alux sooner😊

[@TataLinoNetwork]

I wish I knew how love works earlier in life. Now I'm stuck with a partner which I thought I love but is now just a liability.

[@Thelittlebirchhouse]

I wish I knew to create a baby or family fund when I was in my 20s. I’ve been a SAHM for 3 years now and I’m just getting by. I have a fantastic partner but I really wish I had put money aside for this period of life to take some of the strain (not in a position to return to work until next year)

[@Typhon-onepoint34]

What I learned to late is that opportunities not present themselves but instead you create them

[@Everest-mp8wr]

Number 16 thanks to Rich Dad Poor Dad I wish that I had learned sooner that you don't have to be rich to escape the rat race, but only need enough money from assets to be equal or greater to cover your expenses. For instance if you make $20,000 a year and your annual expenses are $10,000 a year then your assets don't need to make you $20,000 or more, but just $10,000 a year or more.

[@AntonioPerez-bv7mk]

#16 - Wish i was provided resources in school to help at least learn about financial literacy from outside sources such as classes

[@somerandomfella]

Alux lady will never understand why men love their cars 😔

[@beechoudhury8484]

She did say, if you can afford it, buy it. But nobody else cares as much about your car as you do.

[@wlady4000]

mu bonus, think before you spend. As usual this has been ana amazing video Alux

[@antoinesims4119]

16 bonus: The true value of physical precious metals. If I learned about this 20yrs ago, I would have alot more n feel more secure

[@Particamuwowo]

Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in

[@JasonB.Chisolm]

I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

[@manueldrum]

I stopped listening and taking financial advise from these KZbinrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@KarenJ.Mancia]

Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

[@manueldrum]

Stacy Lynn Staples is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@CharlesT.Foster]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@thakurtimmy8624]

Thanks aluxes lady u r awesome 👌 👏

[@KrispinSakala]

I wish I have knew early that this up is the best ❤ Zambia 🇿🇲

[@clementifangblog8583]

No 16 I Learn if I know,I could have focus more on real estate investment than spending 💰 anyhow..

[@Bluthdon]

#16 Follow the Gold and Rule (especially for younger investors) As long as you're not stupid with money buying meme stocks and shit coins, you can afford to buy the dips in blue chip stocks/ ETFs/ Index Funds and largely ignore them for X years

[@DBragz]

16. Always try to think outside the box

[@tombradykobebryant2179]

I love your voice Ms queen...fuck who dont like it

[@patrickadams7120]

16......Getting completely out of debt.....it brings a level of peace you couldn't possibly imagine

[@duskcannysnap616]

No 16 ?. Treat money like a stepping stone, learn about it, grow it, use it , invest it, master it , control it , benefit from it, do good with it ( The earlier the better ! )

[@Artfullycurious]

That people’s patterns speak louder than their words. How you do something’s is often how you do everything.

[@auro1986]

narrator says you all need to personally watch 15 videos in alux channel daily so that wish of alux channel to increase finances become reality

[@Z3ro42]

Even best friends who promised to pay me yo no 15 was the only mistake I was a victim of numbers of time it was risky but now no longer

[@jedidiahwhite3604]

I wish I knew sooner that life is a journey it's not about the destination it's more about the road you took to get there

[@KláraMaškov54]

While these personal finance lessons are worth considering, I wonder how many people actually apply them. It’s easy to say what we should do, but putting it into practice is another story. Which lesson do you think has the most impact?

[@bishopdon3641]

i wish i knew sooner to work for a profit over working for wages

[@ObogheneAkpoarherhe]

This video came at the right time. I just blew 70k and learnt the hard way that I don’t have financial wisdom 🤧.

[@Helena-ou8ry]

You can lower your expenses drastically by sharing things, be it rent, a taxi, food costs or sports equipment.

[@hugh009]

Cash back rewards. High yield savings accounts.

[@snowbum007]

I wish I knew about prenups earlier.

[@JonathanBgx]

It's easier to appreciate entertainment content than educational content.🤔 Nowadays, it seems like our brains need more effort to concentrate and enjoy good educational content on the internet, even if we know it will make us grow 😅 compare to watching entertainment and funny content.

[@authentikqualitymerch747]

UR Analogie$ & $rategie$ Are Amazing💍❤

[@mahanteshgadag1386]

Starting early, taking risk and investing in financial knowledge will make a huge difference in creating wealth

[@mysticaltyger2009]

10:00. I know several people like that 70 year old broke woman in shared housing and scraping by, both male and female. It's not a pretty picture.

[@albertjanderson]

How to save money and don't touch it.😅

[@marcussmith7534]

Alux lady is hilarious 💛

[@lilywood8266]

Wish I knew earlier that it doesn't get easier to save in the future unless you are able to save from where you are right now.

[@supremesancho5009]

A car is an expression of self ma'am you wouldn't understand not all good cars are expensive but they can be

[@camilomismo]

parents should have taught me about money rules when young

[@ajokeoladeji4871]

Only lend money to people, if you're okay with them not paying back. Many a relationship has been lost in the land of unpaid loans

[@MGTOWmademeMillionaire777]

#16- i wish i knew about mgtow younger. I'm 36 now, but i wish i knew it since school Luckyly im single and no kids ❤❤❤

[@garyjust.johnson1436]

The difference between Volunteering my time for a good cause and getting used for Free Labor.

[@jaypal3815]

Love your voice

[@mohamednanji6705]

You wish you’d have known sooner that PRAYING leads to success 😅

[@mrblue21974]

Compound interest.

[@Omonike88]

I wish I'd learned to become debtfree sooner.

[@gabrielchaong]

I am attracted to Master Work..

[@cjrealestate-4159]

Number 16. Malachi 3:10- Bring back the 10% to God. Then the heaven will open to poured out more Blessings!

[@andyhyde6222]

16...invest my money sooner in stocks safer than the so called get rich quick schemes.

[@justustindyebwa257]

16. Invest more in yourself than you do in your job

[@SeunAdeolu]

iteriate fast and do not be overconfident

[@anastasiatempest761]

I wish that I had a higher consciousness. I was born into very bad circumstances.👨🏽‍🦽

[@cindyvan7570]

I wish I had learned to take better care of my health by managing stress better.

[@papakanti2275]

Kindly stop such blatant promotions of other products and services. You are slowly becoming like the other channels with only objective to make money thru promotions. Pls change before it's too late. Thanks 🙏 🙏🙏

[@keithhager199]

Neither a borrower or lender be.

[@olly2027]

You have to spend 50 dollars every time, just to get three dollars back.

[@manasseh00]

invest in Real estate,real estate and real estate .

[@JamieChackumkal]

Good info

[@JSFGuy]

What time

[@Itsalldream]

I wish they had more realistic AI voice sometimes this kind of video is boring to me, there’s no emotions it’s very robotic 🤖

[@senseity7477]

The cars attract investors

[@albertsimpkins6664]

How to say No !

[@DanielLaurencin]

16 What I wish i learn sooner is never ever talk about your deepest self, with anyone. if you do that then they will like you now, but overtime they will look at you as a boring person that is not interesting anymore or they will look down towards you especially when you trying to open up it might feel like your reputation is affected, and it will be a little harder to move forward if everyone knows who you are. the truth is if you leave in a small country people will talk a lot witch is not good for anyone that is trying to keep they lifestyle a secret, as they are bettering they self secretly, in other to leave the life they dream of leaving in the future when they are moving forwards secretly. or they have a clear reason why they want to isolate they self from others badly

[@jet-productions1892]

Owwkk

[@javaidak4204]

😂🎉 you have beautifully said it all ❤

[@williampritchett6382]

First

[@RamonRodriguez-hq7vn]

1. Payoff debt, quickly as you can. 2. Set up an emergency account. You can't set up an emergency account, if you're still struggling with debt. 3. Start investing for your later years. That's what I did.

[@themachine8009]

Do u buy ur own mutual funds online? I’m a beginner and I’m deciding which company to use?

[@Aajkabhikhari]

पिता के मिलकर अपनी पहली

[@Trauma_Is_Illusion]

Skill=Money

[@chanman121392]

Lmao. We allll can tell that the narrator is a hater towards people with luxury cars. Not only is the advice here not practical but you also need therapy whilst suggesting others need therapy. With that being said I gain soooo much value from this page my comment here is just 1% of the bad advice I get from this page. The other 99% is gold nuggets. Btw the audience here are likely healed people and we can all tell you’re a hater with your luxury car story.

[@n3lz0n888]

never trust anyone...

[@scintillatingsheeba]

16:00 👍🏼 #1 💯% TRUE 👍🏼

[@danielnolley6684]

I wish learning more of having a long-term view and losing the get rich quick shiny object syndrome earlier.

[@GovernedChair93]

look at mcdonald founder he was an old man so yes its never too late