17 Things Frugal People REFUSE to Buy

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George Kamel

George Kamel

9 ай бұрын

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17 Things Frugal People REFUSE to Buy
Today, I’m sharing a list of things that frugal people allegedly never spend money on. And I’m going to give you guys my honest, real-time reactions. While I consider myself to be frugal, I think I’ll be retracting that statement after seeing this Olympic athletes of frugality.
George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.
This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.

Пікірлер: 2 600
@joshuasteele4498
@joshuasteele4498 9 ай бұрын
I like the phrasing: Frugality is saying “no” to spending enough times, so that you can say “yes” when it actually matters.
@rufust.firefly4890
@rufust.firefly4890 4 ай бұрын
👍
@ireneroy8820
@ireneroy8820 4 ай бұрын
Bingo!! 🎯
@spudspuddy
@spudspuddy 4 ай бұрын
they smell of poo, i love my toilet rolls
@D.von.N
@D.von.N 3 ай бұрын
Indeed, avoiding spending on nonsense and having money for important things, without worry about budgeting or debt.
@lolaadesina5362
@lolaadesina5362 2 ай бұрын
👌
@heathermarie1322
@heathermarie1322 8 ай бұрын
I tried to live the "no paper towels" lifestyle for a while. I had reusable towels and I have to be honest, some messes are worth the one-time use. Having animals (already a no-no on this list) necessitates single-use mess removers. Also, some grease messes really cannot be removed from fabric towels. So back to paper I went. The key is to use discretion and consider if a sponge might be better suited for the job (stove and countertop cleaning for example). It means a roll lasts longer, but I am not completely without.
@spankynater4242
@spankynater4242 7 ай бұрын
I have paper towels, but I rarely use them. I can go more than 2 years before they run out. And no pets.
@darcydoll437
@darcydoll437 7 ай бұрын
I have paper towels as well, and *gasp* I only use Bounty brand. I know, I know. I have tried so many store brand paper towels. 90+% of the time I ended up using many more paper towels because the thickness and quality just wasn't there. I often do reuse paper towels when I can. The 2nd time use is more often then not wiping the bottom of a frying pan, or wiping up a spill, or something similar. I haven't had a TV since 2011, so definitely no cable bill here. Lol.
@Ariel_LionofGod
@Ariel_LionofGod 6 ай бұрын
I mostly use cleaning rags. I boycotted paper towels for a good year or two, mostly because my kids would use them wastefully. I now buy the recycled paper ones and we rarely use them - only for those occasions where it makes more sense to use a paper towel.
@KingCobbones
@KingCobbones 6 ай бұрын
Yes, the first "one-time use" that came to mind is wiping the oil off the dipstick when checking the engine oil level. Even then, it's often with a lightly "used" paper towel.
@wjb-wi6dt
@wjb-wi6dt 6 ай бұрын
Agreed - I have both on hand. One-use paper towels come in hand for messes where I won't want to run my reusables through the wash with whatever substance on them. But a roll of paper towels lasts forever when their use is the exception.
@Susanhartman.
@Susanhartman. 3 ай бұрын
Creating wealth entails establishing positive routines, such as consistently setting aside funds at regular intervals for sound investments. Financial management is a vital subject that many avoid, often leading to future regrets.
@Madison-Huff
@Madison-Huff 3 ай бұрын
Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%, adding over $650K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.
@mariaguerrero08
@mariaguerrero08 3 ай бұрын
I agree. I have pulled in more than $435k since 2020 through my advisor. It pays off more in the long run to just pick quality stocks and ride with those stocks.
@ThomasChai05
@ThomasChai05 3 ай бұрын
@@mariaguerrero08Mind if I ask you to recommend this particular coach you using their service?
@mariaguerrero08
@mariaguerrero08 3 ай бұрын
'Gertrude Margaret Quinto' maintains an online presence. Just make a simple search for her name online.
@mikegarvey17
@mikegarvey17 3 ай бұрын
Thanks a lot for this recommendation. I just looked her up, and I have sent her an email. I hope she gets back to me soon.
@elainealibrandi6364
@elainealibrandi6364 4 ай бұрын
One huge expense is buying lunch instead of bringing it from home.
@bourbongeek
@bourbongeek Ай бұрын
Absolutely! This will arguably save more money than avoiding the $5 coffee.
@millhouse313
@millhouse313 Ай бұрын
Yes, I meal prep for 10 days of work, healthy meals, 80 bucks a months
@ivanquiteno
@ivanquiteno 26 күн бұрын
@@millhouse313Do you mind sharing what your meal prep looks like?
@georgeszilva1223
@georgeszilva1223 26 күн бұрын
Bring tea bags to work,..the savings on coffee purchases ..abt $1000 per year......a winter getaway in the sun.
@georgeszilva1223
@georgeszilva1223 26 күн бұрын
@@bourbongeek 5 dollar coffee 3× daily ×5 =300/month...wow!
@kimspangler8755
@kimspangler8755 8 ай бұрын
I am so grateful for my upbringing. My parents would not buy anything unless they could pay cash. They saved for our education and we didn’t have any student debt. They taught us how to save money, and they told us how to give to charity. All three of us have been able to retire early because of the things they taught us. Thank you mom and dad.
@letsbereal9455
@letsbereal9455 5 ай бұрын
Applause! Well done, your Mom and Dad! :)
@MeenaMonjazeb-kn8dq
@MeenaMonjazeb-kn8dq 4 ай бұрын
I had such the opposite experience and I’m just now (heading to 40 years old in a few years) understanding these things - thank you KZbin lol
@jaimhaas5170
@jaimhaas5170 4 ай бұрын
So unlikely these times...kids want it all and do NOT delay gratification.
@EmeraldHill-vo1cs
@EmeraldHill-vo1cs 4 ай бұрын
Goodnight Johnboy.
@jameshigginbottom6512
@jameshigginbottom6512 4 ай бұрын
That's how I retired at 50.
@glumberty1
@glumberty1 9 ай бұрын
As a frugal person, I've learned that some things are worth spending extra money on. This is true when it comes to shoes. A couple good pairs of shoes will last decades. That doesn't mean all expensive shoes are good though.
@gearhead366
@gearhead366 8 ай бұрын
I'm with you on shoes. I had a pair of nice shoes for work, and I eventually wore them out. So I bought two more pair of them. One black pair, and one brown. Now I never wear the same pair two days in a row, which is supposed to drastically extend the life of shoes.
@lunatik9696
@lunatik9696 8 ай бұрын
My ex father in law gave me a pair of good shoes. I have made sure to get quality shoes ever since. My nephew made fun of me for buying 3 pair of tennis shoes 3 years ago. I still have 2 pair in almost new condition.
@MrMcguire89
@MrMcguire89 8 ай бұрын
I've had one pair of Brooks running shoes for almost a decade now, butI've heard numerous times that you're supposed to switch out shoes 2x a year lol.
@KarlsLabReport
@KarlsLabReport 8 ай бұрын
I find one pair of decent work boots like Red Wings outlives several pairs of cheaper ones. Also, cheaper shoes break down faster, which is bad for your feet. I really think cheating out on shoes is false economy.
@craigplatel813
@craigplatel813 8 ай бұрын
I spent a lot of time in the infantry. I always spend well on any kind footwear and replace them very regularly.
@RuthEvelyn-rc3bg
@RuthEvelyn-rc3bg 23 күн бұрын
It's sad how difficult things have become in the present generation. I was wondering how to utilise some money I had. I used some of it for e-commerce business, but that sank. I'm thinking of how to protect my $300K stock portfolio from decline is my main concern, but I don't really know which way to go.
@DennisJack-km8ho
@DennisJack-km8ho 23 күн бұрын
Yeah, things may be hard right now, but I've come to realize both bear and bull market, recessions and economic boom, all provide opportunities to make high gains, I used to call bluff on folks that bragged about making a fortune from such down-markets until I happened to do so myself
@FrankPatrick-no8zo
@FrankPatrick-no8zo 23 күн бұрын
I agree. I've been working with a financial advisor since 2020, and I return up to 15k every month, and I don't even have to lift a finger. Although I also think the reason I make this much is because I started with significant capital.
@alicegomez7232
@alicegomez7232 23 күн бұрын
That makes a lot of sense. To be on the safer side and not second guess your market decisions, I’d suggest you reach out to a proper investment adviser for guidance, they’re better equipped at understanding market patterns/movements and adjusting portfolio to match up with these market trends
@FrankPatrick-no8zo
@FrankPatrick-no8zo 23 күн бұрын
There are many independent advisors to choose from. But I work with Monica Shawn Marti and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.
@CrystalJoy-32
@CrystalJoy-32 23 күн бұрын
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
@davesrvchannel4717
@davesrvchannel4717 5 ай бұрын
18. Mini storage units 19. Full coverage auto insurance. Because frugal people drive clunkers 20. Nothing Inside a gas station. Gas stations are for buying gas. Nothing else
@markmybirds3695
@markmybirds3695 3 ай бұрын
Gas station coffee is cheaper than Starbucks... sometimes even free
@reneekatz
@reneekatz Ай бұрын
@@markmybirds3695 I agree, there is some stuff inside a gas station that is frugal.
@vmj255
@vmj255 14 күн бұрын
Buy a thermos, make your own coffee.
@lisascoe9563
@lisascoe9563 8 ай бұрын
In the 80's and 90's when our kids were small, we struggled hard. We had a budget class through the Navy (my husband was a sailor) and one quote I remember from that class was : "Cut your costs, but do not cut the joy from your life." It looks different for everybody, but everyone deserves some kind of small treat once in a while.
@kelleywyskiel3478
@kelleywyskiel3478 5 ай бұрын
You’re right
@user-ps1ft1hy4j
@user-ps1ft1hy4j 5 ай бұрын
Yes. But we have unfortunately morphed into a nation of people who believe they deserve everything, from neglecting to discipline their children under the excuse of being kind and sympathetic to them, to unhealthy eating habits that render us obese. Once in a while is indeed the operative term.
@ragtop326
@ragtop326 4 ай бұрын
Very good presentation. 👍🏼 I use paper towels sparingly and keep a box for the ones that have only been used to dry freely washed hands. I get second and 3rd use out of them, at least. They're also good for wiping out grease or a spill on the floor or checking the oil.
@FancyRPGCanada
@FancyRPGCanada 4 ай бұрын
That’s a really good way to look at it thank you ❤
@raisan5989
@raisan5989 4 ай бұрын
@@ragtop326 What is wrong with a washable hand towel or waving your hands in the air to dry then, why use paper towels?
@dm96177
@dm96177 9 ай бұрын
I grew up in a wealthy family that was excessive with spending. I had to unlearn a lot of bad habits. This video made me realize I am very frugal now because I do everything on this list! Saving money is so much more rewarding than blowing it all on junk.
@lucialuciferion6720
@lucialuciferion6720 9 ай бұрын
I do all, except paper towels. I buy generic paper towels, and use as sparingly as possible. It's nice to use for some cleanup jobs. Also, if I had to use a sheet of paper towel for drying hands , I will throw it in a basket I keep in my kitchen, and use it at later time for cleanups still.
@kimberlychodur3508
@kimberlychodur3508 9 ай бұрын
I buy paper towels, but I have a cleaning business. I buy the cheapest ones and buy in bulk, the big package. They actually work better than the more expensive ones that feel more like cloth because they don’t leave as much lint behind.
@dm96177
@dm96177 9 ай бұрын
@@lucialuciferion6720 I buy in bulk too but limit how many I use to try and be more sustainable. I would say 2 bulk package lasts me over a year as I use cloths for most things :)
@candeffect
@candeffect 9 ай бұрын
You created good habits which atrophied the bad habits. We can't unlearn habits with a healthy brain's memory system.
@dkstudioart
@dkstudioart 9 ай бұрын
My Mom was awful with money and I inherited that gene, took me well into my 30's to shake off those bad money habits. Funny thing though, her father and mother were extremely frugal (grew up in the depression) I guess my Mom was rebelling.
@hughesgong9408
@hughesgong9408 7 ай бұрын
Frugal people use their what they have until it doesn’t work anymore, rather than buying the latest tech items.
@MissDuke2012
@MissDuke2012 5 ай бұрын
Yes! Most things last forever!! I have many higher quality things that have been on my “wish” list that have gone unpurchased because the stop-gap “lower quality” one is still going strong.
@turtleanton6539
@turtleanton6539 7 күн бұрын
Yes😮
@willusher3297
@willusher3297 8 ай бұрын
#18: They fix things that break vs. throwing away and buying new. This often means learning how to fix it yourself, as it can be difficult to find someone to do it for you. I've saved many thousands of $ by fixing things myself.
@raquels.
@raquels. 7 ай бұрын
Yes! I'm surprised this wasn't on the list.
@user-mv9tt4st9k
@user-mv9tt4st9k 5 ай бұрын
Yes! Our 10 year old used washer stopped spinning and our companion dryer started squeaking. We evaluated repair versus buying new and split the difference: My husband bought us a new washer with a ten year warranty on sale (made in the US, win!); and then ordered a $40.00 kit to replace the wheels and belts of the dryer, which he did himself and it works like new. It cost us a little more than replacing both with another used set. When reasonable, we always try to repair before replacing. 😂
@cmsa3
@cmsa3 5 ай бұрын
We've have the same washer and dryer we bought when we got married 37 years and five kids ago. My husband keeps fixing them and they are so old there are no computer parts to go bad.
@retirementpirate3665
@retirementpirate3665 4 ай бұрын
KZbin is great as an aid for fixing stuff. Sometimes all I need is the knowledge to take to cover off the washing machine our the technique to replace the timing belt on my car.
@petermeyer4206
@petermeyer4206 4 ай бұрын
Yes, and if you ever want a job handy man work pays well.
@almostawalrus
@almostawalrus 9 ай бұрын
As a frugal person with pets; they add so much quality of life. And I am willing to spend a little more on higher quality food for them because I believe that will result in better health long term. My dog is going to be 15 years old in a couple months and I think it has served her well. Also, we buy paper towels for napkins (tear one in half) and for cleaning grease. Most days we only use one sheet.
@rahulcool7270
@rahulcool7270 9 ай бұрын
Yeah pets don't count you are giving life to an helpless animal and that can fall into the charity category :)
@celestegranell8766
@celestegranell8766 9 ай бұрын
Send Pace $50 a week just on dog food to feed her too large dogs. One was recently sick and the other has eaten up so many things in her home. If I had no kids, then maybe.
@aaronjennings8385
@aaronjennings8385 9 ай бұрын
Exactly, paper towels are money well spent. A cheap luxury.
@kerirainock299
@kerirainock299 8 ай бұрын
Buy cheap bad food now.. you are going to pay for it that and more later on 😢
@amysofia5783
@amysofia5783 8 ай бұрын
Absolutely! My husband and I are frugal and pets are worth every penny. They bring us so much joy and teach us a lot about love and patience. I dont cheap out on their food, but I do thrift toys when possible and the pets themselves were thrifted 😂 they were all puppies and kittens adopted from the shelter. Spent about $300 on 2 kittens and $150 on the puppy which considering that the shelter spays and neuters them and gets all their medical stuff taken care of before you adopt them, it's basically free. That aside, they are quite pricey but again worth every single penny.
@d.schmidt16
@d.schmidt16 9 ай бұрын
To be realistic, the middle class family needs to be frugal all their life. Home maintenance is surprisingly expensive, surprise medical bills can evaporate $5k or $10k in an instant, car repairs can readily approach $1500+ for even routine repairs. If you are to pay cash for everything, it is a lifetime of frugality and never ending savings. Longterm, cash is cheaper and less stressful and freeing compared to paying never ending interest to the bank, or CC companies, or mortgage holder.
@keirakirby5201
@keirakirby5201 9 ай бұрын
This is Truth.
@dreaarzu157
@dreaarzu157 9 ай бұрын
That’s why a well funded emergency fund is necessary.
@FellaHAILIRA
@FellaHAILIRA 9 ай бұрын
Grow some greens in your backyard and pots. Micro greens have more nutrients than the normal greens and they are easy to grow and they grow really really fast. That will keep you in shape and healthy and likely to keep you away from the doctor. For cars buy a Toyota or Honda. They never die. Saving money in every way possible gets interesting and there is an immense joy in it.
@javaskull88
@javaskull88 9 ай бұрын
@@dreaarzu157it’s funny how when you have a good emergency fund, you don’t have as many emergencies. They are now just issues to take care of.
@JCizzleSoCal
@JCizzleSoCal 9 ай бұрын
I use credit cards to pay for nearly everything….medical expenses, utilities, mortgage, gas, groceries, clothing, kid’s tuition, etc. but the trick is I pay off the entire balance each month, my credit score stays around 840 and I get a ton of cash back rewards.
@maxshiraz3447
@maxshiraz3447 6 ай бұрын
Food delivery services. Who wants to spend on Uber Eats or Doordash that turns a $50 meal into $100
@terribels
@terribels Ай бұрын
I made an audit of my cc payments (gasp) and realized that I'm spending a shitton of money (around $500) on just food delivery. I removed my cc on all food delivery apps, online shopping apps--ACTUALLY deleted a lot of these food delivery apps and online shopping apps. My last month's purchases on my cc bill--$80! I'm now 2k away from clearing it off and I"m so excited to get rid of my credit card!
@annai157
@annai157 4 ай бұрын
Years ago, I read some great frugality advice in Woman's Day magazine. It said, in effect, "If you save 50cents by using up a bit of leftovers in the fridge, but it makes you sick and you spend $600. on an Emergency room visit, then you did not save money." Many of these potential "rules" fall into that category. I don't *normally* buy bottled water. But it is far better to spend $4. on an airport water, than to get sick from dehydration or bad water when traveling. I don't usually buy retail books - but it's a lot cheaper to acquire certain books used than to waste time and gas money going to check out a book repeatedly that you could have bought for $5. Moderation and common sense can save the day with these.
@gardenjoy5223
@gardenjoy5223 2 ай бұрын
"wasting time and gas money going to check out a book repeatedly" ??? If you want to read a specific book, don't you look for it in the library, when you are going there Anyway for your free magazines and books for the kids? Plus you can see online whether the book is there. And even reserve it for 50 cents, so it's still there. And who says you only save 50 cents when eating leftovers from the fridge? And who is dumb enough to eat leftovers, that are too old? You come across as intellectually challenged!
@malvavisco10
@malvavisco10 13 күн бұрын
That seems very alarmist. Your senses are your guide when it comes to food freshness. If it looks or smells weird, toss it. Otherwise, people are way too keen on wasting perfectly good food.
@annai157
@annai157 13 күн бұрын
@@malvavisco10 Botulism toxin causes no change in odor or appearance. I'm not saying you should *never* eat leftovers, only that you should avoid *iffy* leftovers.
@malvavisco10
@malvavisco10 13 күн бұрын
@@annai157 unless you do a lot of home canning or don’t properly cook your food, botulism isn’t much of a worry. Exceedingly rare.
@OhhState
@OhhState 9 ай бұрын
1. I am frugal with most things. I do spend money on books. I love books, the smell, losing myself for a couple days in a story. I save save save, and books is my one luxury. They make me smarter. 2. I don’t buy bottled water 3. I use a phone until it dies (4-6 years) 4. I never buy lottery tickets or visit casinos. 5. I bought a brand new car but paid it off quickly and plan to drive it until the wheels fall off, approaching 100K miles currently. 6.I make my coffee at home, don’t spend on frufru coffee. 7. I have NEVER paid for cable TV. 8. I eat mostly fresh food, brand names isn’t a thing in the lettuce department. 9. I wear the same clothes over and over and have very few items of clothing. 10. I don’t eat out, so beverages at restaurants aren’t a thing. 11. I make six figures and I live in a 900 sq ft mobile home I paid CASH for. 12. I don’t do sugar or junk food. So impulse items don’t appeal to me. 13. I wash my own cars. 14. I belong to two miniature dachshunds. Two dogs, that’s all I can afford. I don’t travel to places they can’t come. 15. I use paper towels sparingly. 16. Never do extended warranties. What a trap. I have enough saved for emergencies. 17. I bought a camper, I vacation in state parks, pretty cheaply compared to a vacation to Hawaii or Mexico.
@mattyoutube4190
@mattyoutube4190 8 ай бұрын
Will you marry me?
@spankynater4242
@spankynater4242 7 ай бұрын
Then buy used books. They have more character.
@chriswixtrom6514
@chriswixtrom6514 5 ай бұрын
Love this: "I belong to two miniature dachshunds."
@yeoyeo5629
@yeoyeo5629 5 ай бұрын
Ok i think i just found my love😅
@pamelaspooner7183
@pamelaspooner7183 4 ай бұрын
Borrow from the public. No cleaning, managing, or storing needed. And you can borrow from other libraries using the service libraries provide, InterLibrary Loan. Free books without the hassle.
@ViggsPR
@ViggsPR 9 ай бұрын
2:23 Books 2:45 Bottled Water 3:00 The latest technology 3:30 Lottery tickets 3:47 Brand-New cars 4:10 $5 coffee 4:50 cable tv 5:10 Brand names when generics are available 5:32 Dry-clean only clothes 5:56 Beverages on restaurants 6:25 Big homes 7:00 Impulse items on checkout lane 7:32 Professional car washes 7:51 Pets 8:30 Paper towels 9:21 Extended warranties 9:50 Fancy vacations
@KitKat10281
@KitKat10281 9 ай бұрын
I'm adding #11...napkins
@b.c.2836
@b.c.2836 9 ай бұрын
If you were to add the savings on these on a per month basis, how much would it add up to?
@ViggsPR
@ViggsPR 9 ай бұрын
@@b.c.2836 Potentially a lot? Some of these seem kind of missing the forest for the trees (if the $5 coffee really is hurting you financially then you probably have an income problem more than a spending problem) but others like the big home can have a much more sizable impact.
@John3.36
@John3.36 9 ай бұрын
I agree with everything except bottled water. I don't like to drink chemicals from the city water system.
@gio.orbit5498
@gio.orbit5498 9 ай бұрын
@@John3.36 filters entered the chat
@dianesullivan5338
@dianesullivan5338 21 күн бұрын
Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $410K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.
@FinnBraylon
@FinnBraylon 21 күн бұрын
the strategies are rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skill set/knowledge to pull such trades off.
@JosephineKenney
@JosephineKenney 21 күн бұрын
I agree. Based on personal experience working with an asset manager, I currently have achieved ($1m) in a well-diversified portfolio growth. It's not only about having money to buy stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
@PennyBergeron-os4ch
@PennyBergeron-os4ch 21 күн бұрын
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
@JosephineKenney
@JosephineKenney 21 күн бұрын
Sonya Lee Mitchell . You can easily look her up, she has years of financial market experience.
@PennyBergeron-os4ch
@PennyBergeron-os4ch 21 күн бұрын
Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.
@geobloxmodels1186
@geobloxmodels1186 7 ай бұрын
Actual books are important because once printed, the words can't be changed to meet some modern narrative. Pets are expensive, but I would rather have dogs and be poorer than die without ever having experience the unconditional love that a dog gives. Also, there are tons of ways to have dogs and be as frugal as possible.
@87wxdiaz
@87wxdiaz 4 ай бұрын
also dogs are like living thief deterrents. also yes the loyalty you will never get that unconditional love and loyalty, there is no maintenance to keep it up
@carolynshull4841
@carolynshull4841 3 ай бұрын
I hadn't thought of the "once printed, can't be changed" idea.👍 But, books can be burned.
@italiancapo7
@italiancapo7 27 күн бұрын
Grow up. Pets are money pits.
@Chris-os5zd
@Chris-os5zd 9 ай бұрын
Being frugal is more about how you spend your money than it is about simply refusing to spend your money. Case in point, I went on a “fancy vacation”, however my frugal habits allowed me to save 40% off the cost of the trip compared to what everyone else had paid simply because I planned ahead and watched for discounts. Being frugal is a good thing, but it should never come at your own expense
@whitney9844
@whitney9844 9 ай бұрын
Completely agree. People think traveling is more expensive than it actually can be. Depends on how you travel.
@debbiemcconnaughay3823
@debbiemcconnaughay3823 8 ай бұрын
I totally agree. I also agree with his statement about if you want to spend more money on some things you should save it in other areas. The list he was reacting to also has an all or nothing approach. My husband and I are frugal however we also apply the penny wise pound foolish thought process to things. For example some of the generic brands of papertowels and toilet paper aren't as absorbant as name brands so we spend a little more on the name brands because even though we are spending 60 on tp and paper towels, (Yes those are bulk purchases.) we only have to buy every three to four months. The generic brands only cost 30 but we had to buy every month.
@mandypdx
@mandypdx 8 ай бұрын
Memories are so important
@bettywith2girls
@bettywith2girls 8 ай бұрын
@@mandypdx I agree. All things in moderation. There was a study of what people remembered more years later: an item that was bought for you, or an vacation where you went somewhere...it was the vacation. You can be holed up in your apt. or home (wherever you live) every night and on your vacations, not going anywhere or doing anything...and waste your life. OR you can be frugal about how and when you want to save your money, spending it wisely on "memories" or experiences that you will always remember and cherish every once in a while. There's ways to save money on vacation...we get Air B-n-B in order to get a kitchen so that we don't have to go out to eat all the time and thus save money cooking for our family of 4. We bring water bottles, and if we forget, you just need to buy ONE plastic water bottle and refill it using the water tap or drinking fountains throughout the many days of vacation. Unless it's coffee (need the caffeine myself!) or an alcoholic drink (when appropriate)...we always do, and we always did, as a child, only ordered water in restaurants.
@mandypdx
@mandypdx 8 ай бұрын
@@bettywith2girls agree!! I recently went on a trip with my sister and her husband and son in hawaii. We had all the experiences, but shopped at the local Costco for our meals. Pool side BBQ with and ocean view… way better than eating out!
@lisabromley6824
@lisabromley6824 8 ай бұрын
My mom and dad were very frugal, but our family of 5 never did without and took unfancy vacations ( cheap motels can get very interesting). When Dad retired, they took fancier vacations traveling all over the US and foreign countries. Now at 95 and 96 they live in a fancy retirement community and have more than enough for the rest of their lives. Their frugality drove me crazy when I was young, but I'm very grateful for the lessons they taught me now that I am older.
@thebuttermilkyway687
@thebuttermilkyway687 7 ай бұрын
Same. Very typical of that generation.
@Cyclalex
@Cyclalex 5 ай бұрын
Old folks are the best. :-)
@rufust.firefly4890
@rufust.firefly4890 4 ай бұрын
Sometimes it is worth it to get a nicer place to stay on vacation. I've heard some weird things thru thin walls. The clientele and amenities are usually nicer.
@KB-sg7tv
@KB-sg7tv 4 ай бұрын
“Unfancy” 🤣🤣 I can totally relate to that
@virginialangford6257
@virginialangford6257 4 ай бұрын
I hit 17 out of 17…830 sq ft house, never use A/C, heat in winter 60, no night lights, out door lights, lights on only if in use…don’t leave a room with a light on, no dryer, only disposable paper is TP…recycle paper bags for gift wrap, $25.00 a week for groceries ( live alone)….oh it goes on..walk when I can leave the car at home, library 100% of books etc…free events for recreation……..super frugal
@MaryKane-qv5vz
@MaryKane-qv5vz 4 ай бұрын
I have a dog and six cats (did have eleven cats at one time) all rescues. Love them all. Animals give total loyalty to owners. Cannot understand those who abandon them.
@carolynridlon3988
@carolynridlon3988 4 ай бұрын
I grew up in a single income household in the 60-70's. Money was tight, but mom knew how to stretch the budget & stocked up in the better days of summer for the leaner times of winter. She taught me how to cook, bake, sew / mend and budgeting. I've not had the same things that my classmates had many times, but I survived. After many years of scraping by and saving $, my hubby & I was able to take an early retirement form his company, travel around the USA for 12 years as full-time RVers and resettle in another state where we could pay cash for our final home & still enjoy the ability to have short trips & special meals at home or out at some local restaurant.
@boyscout244
@boyscout244 9 ай бұрын
Something that people often over look is valuing the things you own. Sometimes spending a little more works better if you use it a lot and take care of it yourself.
@dkstudioart
@dkstudioart 9 ай бұрын
Quality over quantity, we've forgotten than in our cheap plastic throwaway society.
@deborahcurtis1385
@deborahcurtis1385 9 ай бұрын
So true!! Some people are too cheap and they don't realise they have to buy twice or more often and that's not good budgeting. It's penny-wise dollar-foolish. You can overcome a lot of it buying vintage but also just sometimes it's necessary to cough up to get good quality.@@dkstudioart
@wildbikerbill6530
@wildbikerbill6530 8 ай бұрын
I am generally shocked by how many people treat their stuff like garbage. So much of what I have is 30 - 40 years old and in good condition.
@deborahcurtis1385
@deborahcurtis1385 8 ай бұрын
@@wildbikerbill6530 Yep, I wash my clothes inside out, hang them inside out, in the shade or in the sun for a very short time. I clean my shoes and polish them, remove pilling from sweaters and hand knits, and wash clothes by hand, leaving them to drip dry. For woollens or hand knits I put in a large colander to drain in the bath or a sink, before squeezing and rolling into a dry towel then hang flat on a rack. It takes just a bit of time and that way your clothes look and feel like new. Therefore I don't need to replace my things very often. It's basic really, plus find a good shoe repairer or even better, a cobbler to keep your shoes in fantastic nick. This is the life!
@haley-ys5fx
@haley-ys5fx 8 ай бұрын
@@wildbikerbill6530 I can be somewhat restless, so buy homes to live in and repair and then move on. Normally I look for for sale by owners that are estate sales. Family is usually grown and gone and don't want the household belongings and time to sort. So make a low offer and say take what you want and just leave the rest and I'll take care of it. They jump on it and I'm a happy camper. The treasures I've found excluding the guns hidden and ammo, work so well and last forever. Fan of mid century and older. Duplicate items sell on consignment. Just love the quality of older items and the care they took of their belongings, makes me happy as I use them.
@joysilas4724
@joysilas4724 9 ай бұрын
My amazingly frugal husband has the same car he purchased when he came into the Army 15 years ago. He takes really get care of the car. Always up to date with maintenance and keeps it super clean! That’s debt free living for ya 😉!
@georgewagner7787
@georgewagner7787 9 ай бұрын
Cars should last that long. American cars don't though. I got a used Toyota with 4kmiles and have had it12 years. I am 62 and will never need another car
@melvinbarnes6652
@melvinbarnes6652 9 ай бұрын
@@georgewagner7787 Bought a used f150 w/140,000 miles in 2011. Drove it until 2021 when it just couldn't' go anymore. They last, you just gotta take care of them.
@ReturnOfTheJ.D.
@ReturnOfTheJ.D. 9 ай бұрын
One of my cars has been in my family for 32 years (since 1991 - a 1988 model) and the other since 1999 (1997 Model). While it isn't cheap to restore them, once they get to a certain point they cost the same as any other car to maintain.
@GazzaDazzle
@GazzaDazzle 9 ай бұрын
Lol 15 years, my old car was 22 yrs
@supermodestmouse
@supermodestmouse 9 ай бұрын
My car is almost old enough to drink. She's pushing 300k miles and still going strong. She's def seen some stuff, not mint condition. The paint on the fenders is fading, some of the rubber parts need to be replaced. But I love her. She takes me anywhere I need to go reliably.
@lyndadunn2777
@lyndadunn2777 5 ай бұрын
I tear paper towels in 1/2 and often lay on dish drainer to dry and reuse if only damp.
@shawnkelly695
@shawnkelly695 4 ай бұрын
Reuse lol. A roll of bounty select a size extra strong is like 4 or 5 bucks for a couple hundred sheets. Saving pennies as dollars slip past.
@CFinch360
@CFinch360 3 ай бұрын
@@shawnkelly695 It's the mindset Shawn. I also reuse my paper towels and therefore can save that 4-5 bucks which others buy freely without ever thinking about it.
@shawnkelly695
@shawnkelly695 3 ай бұрын
@@CFinch360 again, save pennies as dollars slip by. I would bet you take your car to the mechanic. Thats 100 min per hour and mechanics are well known to rip people off. I would rather throw the pennies away and save hundreds by fixing my own car. You save pennies waisting time drying used towels. I save thousands doing my own car repairs. Whos ahead? Again saving pennies as dollars fly by. Wanna dry toilet paper to reuse too? Save them pennies as flushing hundred dollar bills. Must be a liberal.
@shawnkelly695
@shawnkelly695 3 ай бұрын
@@CFinch360 ways to save much much more then pennies. Drive a older car. Spent 1200 cash on a older car, 200 in parts to get safetied. Repair myself. Insurance is 40 bucks per month. Buy used tires for dirt cheap. Raise my own beef, pork, chicken, eggs, milk and use the cream to make my own butter and cheese. Cook/ bake everything from scratch. Again you saving pennies as those hundred dollar bills slip past. Must be a liberal. I also watch those paper towel saving weirdos going to the coffee shop 5 times per day. Figure they saved 4 sheets of paper towel that now waist 20 bucks on coffee that can be made at home for pennies not dollars. Buy a new car with 600 buck payments and 200 buck insurance. Then drop off at a shop to get hosed 1200 in repairs that could have been done for a hundred bucks. Buy a new fridge and stove every few yrs for thousands instead of a simple repair. Your paper towel saving is just a waist of time and pennies. I bet you broke as shit saving those towels cause hundred dollar bills are drifting away as you watch the pennies.
@l.5832
@l.5832 6 ай бұрын
I have a pet who I consider a part of my family. He has a kidney condition that requires expensive food but the love I have for my pet and the affection he shows me is priceless. I gladly cut back on other things. And I Use the free book exchange down the street from me. Also, when the thrift store has a 5 for $2 sale I will get some and then donate them to the book exchange.
@racenuke
@racenuke 9 ай бұрын
Not gonna lie. Every time I buy paper towels in bulk I think “I could just use rags. “ but then I also think “I have three kids and that sounds terrible!”
@janelleg597
@janelleg597 9 ай бұрын
And more laundry...ya no thanks
@tymondabrowski12
@tymondabrowski12 9 ай бұрын
Use both, depending on what's going on.
@TaylerALong
@TaylerALong 9 ай бұрын
I figure I cook almost every meal we eat from scratch, so it's ok to make clean up a little easier for myself with some paper towels and paper plates.
@quixomega
@quixomega 9 ай бұрын
I only use paper towels for things that would be extremely difficult to clean off such as drying raw meat. For a lot of things reusable towels and cloths are a lot better at cleaning up spills than paper, once to get into the habit you won't want to go back to throwing money away.
@MW-on1ft
@MW-on1ft 9 ай бұрын
I do most of these things. Paper towels are kind of a luxury but yet a necessity. I use the select a size ones as I don't always need a full sheet, living on a small boat I use them to soak up anything oily or greasy that doesn't go down the drain but properly disposed of ashore. Also for the galley/kitchen I use a roll of toilet paper for small wipe ups, usually only takes a couple squares minimizing the use of throw away ables. I use rags for many other things and wash them in a bucket. Oh I live a small foot print on my 30' sailboat. I grew up in a family which didn't have a lot of money so we did for ourselves, hunting, fishing, canning , freezing and fabricating things for ourselves. We were repurposing things long before it became the trend.
@josephupton3601
@josephupton3601 9 ай бұрын
I have never made "big money" in my whole life. But by the time I hit my 70's my net worth was around 1 million because I was relatively tight. These 17 items are good money savers. The main thing I've learned is "don't beat yourself up" if you make mistakes and lose money sometimes.
@nellab8486
@nellab8486 8 ай бұрын
Saving money is a must for all kind of life complications and emergencies of course... but still think about not enjoying the experiences when you're younger just to save money for retirement and hospital bills? Where is the joy of life? It has to be a balance, it's really fun to travel the world when you're 30 not when you're 75!
@wildbikerbill6530
@wildbikerbill6530 8 ай бұрын
@@nellab8486There's travel, and there is style of travel. I can remember decades ago discussing travel with co-workers. A supervisor mentioned having the luxury rental car, the luxury hotel, the lounge and umbrella on the beach, with a steady stream of pina coladas. I was already known for going to National Parks, staying in a campsite, and doing long day-hikes. I asked the supervisor, "Can you actually afford all that?". Her answer: "No". I ended the conversation by saying, "So the real bottom line is, I am going while you are not".
@vincenthaegebaert1854
@vincenthaegebaert1854 7 ай бұрын
You forgot smoking and vaping
@diceythings
@diceythings 8 ай бұрын
A big one not listed is prepackaged foods. My family has always bought 2 (sometimes 3) proteins for the week and planned at least 2 meals from each. Example: whole chicken. Day 1. roasted or baked whole with simple seasoning, served with seasonal vegetables. Day 2. Leftover breast meat becomes enchiladas or pot pie. Day 3. Leftover dark meat becomes tacos, taquitos, or added to a gravy or sauce (like a Chile Verde). Day 4. Any uncooked bones or leftover bits can make a soup. Alternate these days with pork, beef, fish, whatever and you have variety on the cheap while eating well! Also, we use paper towels and two types of towels (food spills and non food spills, white and yellow respectively). We only use paper towels for things that get messy, like ribs.
@scottcampbell96
@scottcampbell96 4 ай бұрын
Making homemade chicken soup is a monthly event in our house. I save the bones in the freezer and get a dozen servings of soup out of 3 or four roasters. I’ve even taken the turkey bones from Thanksgiving at my relatives’ to make soup. They usually throw it out.
@yujin8741
@yujin8741 9 ай бұрын
I hit all the 17 check box, except that my cat was adopted with preexisting conditions, she is a bit on the expensive side because of the vet bills. It hurts my budget, but I don’t regret having her.
@Takar100
@Takar100 9 ай бұрын
My wife does the paper towel thing, but more to be environmentally friendly, but there are things I feel like we need a paper towel for. Example, wiping some grease off of a pan after you've cooked (and drained the excess into a jar or whatever). You have to wipe it so less goes into your drains.
@odannio
@odannio 9 ай бұрын
Paper towels are a lot cheaper than hiring a plumber or worse a new sewer main.
@bertblue9683
@bertblue9683 9 ай бұрын
Bingo! Exactly what use them for. Even more important as I'm on a septic system.
@happycook6737
@happycook6737 9 ай бұрын
I keep a "rag bag" from old clothing that is cotton. I wipe the grease off with my rag and then throw my rag away. More importantly, I rarely have a greasy pan because I cook without oil and don't eat animal products. Dietary fat reduces survival rates for people who have/had certain cancers.
@weed491
@weed491 9 ай бұрын
I keep toilet paper in the kitchen to wipe out grease and such off of dishes and pans, way cheaper and works fantastic!
@mandypdx
@mandypdx 9 ай бұрын
And pet accidents (my puppy is still learning)
@danholtbk7008
@danholtbk7008 5 ай бұрын
To each his own, I don’t criticize frugal people BUT you can only do two things with money. Live with it, or die with it.
@utcomgrad92
@utcomgrad92 8 ай бұрын
I have always looked at being Frugal as getting the best ‘value’ out of a purchase. Finding the point where price and quality are both optimal. Where as being cheap is getting something at its lowest price without regard for quality.
@xlerb2286
@xlerb2286 9 ай бұрын
"Being thrifty with money is going to look different to everybody" Yes, that's the key. Frugality is about cutting out things that aren't important to you so you can afford to splurge a bit on the things that are important. And the thing that's important to me may well be the thing you cut out of your life because it doesn't matter to you. We have cats, we foster cats. That means we go through paper towels because it's not fun washing out cloth towels that you've used to clean up cat messes, etc. And after all that a fancy coffee now and then hits the spot. And none of that causes us any financial distress because of all the other areas where we've been saving ;)
@susangrande8142
@susangrande8142 9 ай бұрын
Thank you for fostering the kitties!🙏😍
@comment8767
@comment8767 9 ай бұрын
You are in a state of denial and are going down the drain.
@susangrande8142
@susangrande8142 9 ай бұрын
@@comment8767 are you a troll?
@peteschaub7561
@peteschaub7561 9 ай бұрын
Good point, it's a whole lot like diet and exercise. Just build good habits so every now and then you can have the cookie or buybthe fancy coffee without guilt. 😊
@MrsAngelala
@MrsAngelala 8 ай бұрын
Yep. I do most of the things on list list, but even at our poorest I spent money on books. There was never a budget for books. But I could do it because we were not-spending everywhere else.
@itsgeorgianot
@itsgeorgianot 9 ай бұрын
My frugal uncle only buys jumbo sized eggs because most of them have a double yolk!!! it’s like getting double the eggs.
@stoneless_skating
@stoneless_skating 9 ай бұрын
Yeah my aunt only buys ostrich eggs for that reason
@BMAN1able
@BMAN1able 9 ай бұрын
😂
@louisecamp5138
@louisecamp5138 9 ай бұрын
😂
@louisecamp5138
@louisecamp5138 9 ай бұрын
​@BMAN1able sorry, this was an accident. 🤷‍♀️
@selfdo
@selfdo 9 ай бұрын
As the late Curley Howard might have said, "yolk, yolk, yolk...". Seriously, jumbo eggs can be more economical, depending on how you use them.
@mamadoom9724
@mamadoom9724 5 ай бұрын
In my early 20s my husband and I bought a house that we couldn’t afford. It was a small modest home but on top of the mortgage my husband came into the marriage with a bunch of debt. I had an $80 a month grocery budget for the two of us (this was in the early 2000s) I had to watch every single penny and often had to sell my things in order to get gas money to go to work. It really taught me how to be frugal. I’m still living on very little money but I’ve gotten so good at being frugal that I’m able to live comfortably. I sometimes wonder why my parents didn’t help my husband and I out when we were near starvation but now I’m grateful for it because it taught me a lot about budget cooking and living frugally.
@Petesworkshop2225
@Petesworkshop2225 4 ай бұрын
My mother straight told me 'I am not giving you money'. And now I live comfortably on my own.
@mamadoom9724
@mamadoom9724 4 ай бұрын
@@Petesworkshop2225 Its so important to let young adults go through that struggle and figure things out.
@CFinch360
@CFinch360 3 ай бұрын
Read "The Millionaire Next Door" It has a whole chapter on the impact of helping your kids financially 🙂
@mamadoom9724
@mamadoom9724 3 ай бұрын
@@CFinch360 thanks for the recommendation. I’ve heard of it but haven’t read it yet.
@samanthamiller3988
@samanthamiller3988 7 ай бұрын
I have 2 items I like to add 1, cigarettes 2, I never go to movies. I wait till they come out on dvd
@rachelcrossen8136
@rachelcrossen8136 9 ай бұрын
I’m impressed I do a little more than half of those. I don’t consider myself frugal, just responsible
@Sable1837
@Sable1837 9 ай бұрын
For what it’s worth, many items marked “dry clean only” can be hand washed or washed on a gentle cycle. I do it all the time.
@auntbeth448
@auntbeth448 9 ай бұрын
Just don’t throw them in the dryer!
@CFinch360
@CFinch360 3 ай бұрын
Me too!
@MrPrimoPR
@MrPrimoPR 3 ай бұрын
The number one reason to save money is independence. Nobody is completely free , but when push gets to shove , specially at work or in business, it helps to have enough to fall back on to tell the other person : thank you, but no thank you , friended as always. Another great reason to have enough saved up is so that you can help others you esteem. Remember nobody dies and leaves a lot , they die and leave it ALL .
@Jzx1103
@Jzx1103 4 ай бұрын
Pretty much everything here applies to me except for fancy vacations. I refuse to be frugal on our vacations. We only live once and there's no guarantee you'll still have your health or other factors to enjoy those vacations by the time you retire. I know so many people who saved and were frugal on this while talking about how when they retire they're gonna do this and that trip, but then they either passed away prematurely or had major health issues that restricts them from doing what they originally planned to do once they retired. I say just go live your life and enjoy your vacations wherever you can.
@nathanmartin9308
@nathanmartin9308 9 ай бұрын
I am a frugal person and I approve this message! 🤑
@grateful.
@grateful. 9 ай бұрын
If u wanted to see a movie would you wait til Tuesday when it's 5 bucks
@mrsp2115
@mrsp2115 9 ай бұрын
wait until you can find it free@@grateful.
@alycewich4472
@alycewich4472 8 ай бұрын
​@@grateful. At some theaters, the matinee is cheaper, and if you're a senior citizen you can get a discount.
@wildbikerbill6530
@wildbikerbill6530 8 ай бұрын
I remember a co-worker, in an oblique reference to the old Indian head nickel, saying in my hands the Indian would be riding the buffalo. I didn't reply because my view of him was he spent money like water.
@UteNagel
@UteNagel 6 ай бұрын
😂
@schnauzersareawesome7209
@schnauzersareawesome7209 8 ай бұрын
Extended warranties just make me shake my head. The very people who are selling you their "high quality" item are also telling you that you need to be ready for the item to break in the future.
@loganmedia1142
@loganmedia1142 8 ай бұрын
Well all products generally come with a one year warranty. Sometimes you'll get two, and if you're very lucky three. Whichever it is that is how long they're confident their product will have no problems. So be ready for the item to break in the future.
@sueallison4841
@sueallison4841 4 ай бұрын
I learn as much from the comments as I do the videos. Thank you all.
@KP-ro8fy
@KP-ro8fy 4 ай бұрын
I am so frugal, but I will always buy books. It is my one true indulgence, and I always make sure that they are either on-sale or used. I say no to my kids when it comes to toys, eating out, or entertainment such as ride, cinemas, and so on, BUT I never say no to sale/used books for them.
@BrotherhoodWorkshop
@BrotherhoodWorkshop 9 ай бұрын
I consider myself frugal (my in-laws tease me for being "cheap" frequently), and I fall in line with all but three: 1. Books. Cause my wife LOVES collecting books (at least she doesn't love collecting jewelry). 2. Paper towels. Cause it's worth $20 every 4 months to not have to wash scum-covered towels. 3. Fancy vacations. Cause Europe is amazing.
@georgewagner7787
@georgewagner7787 9 ай бұрын
Get your wife a kindle
@BrotherhoodWorkshop
@BrotherhoodWorkshop 9 ай бұрын
@@georgewagner7787 She hates digital books. Her dream is to have a personal library with thousands of physical books.
@tymondabrowski12
@tymondabrowski12 9 ай бұрын
​@@georgewagner7787Ebooks can often be nearly just as expensive as physical books.
@letschatfamilyfinances
@letschatfamilyfinances 9 ай бұрын
Same!
@marywebb9127
@marywebb9127 9 ай бұрын
​@@tymondabrowski12Yard sales, libraries, thrift stores will have cheap and sometimes free books. There is no reason to do digital!
@MB-uy5kh
@MB-uy5kh 9 ай бұрын
Two things I refuse to give up: Bounty Paper Towels and Charmin toilet paper. Purchased only when on sale at Costco. During Covid, I was the only person in my extended family who had a closet full of paper goods. Only person I shared with was my daughter who is an MD and was working 12 hour days, seven days a week for months during the height of Covid.
@p.sherman3158
@p.sherman3158 9 ай бұрын
I always stock up when Costco has a sale.
@thomaskauser8978
@thomaskauser8978 9 ай бұрын
Toilet paper disappeared before the corporate bailout and not COFLU? the surface cleaning products disappeared during COFLU + COFLU didn't live on surfaces !
@yaroldimanzano2199
@yaroldimanzano2199 9 ай бұрын
😂 your post is so funny...
@pughconsulting
@pughconsulting 9 ай бұрын
I bought and installed bidets. So much better and cleaner.
@frequentlycynical642
@frequentlycynical642 9 ай бұрын
That's called "hoarding."
@estherk5786
@estherk5786 5 ай бұрын
The stock video of the water hose just pumping out water inside the car had me ROLLING! 😂
@CrazyEmptyNest
@CrazyEmptyNest 7 ай бұрын
Totally agree! We read Dr. Thomas J. Stanley's research in the "Millionaire Mind" over 20 years ago and wholeheartedly apply all these principles. Haven't bought a new car, our dog was adopted for $30, many of our vacations are charitable work in developing countries or places off the beaten path. One confession, we do drink Folgers! - Jenny and Lance
@easternacademy
@easternacademy 9 ай бұрын
I do not waste money on greeting cards. Instead, I write personal notes on good quality stationery. It's less expensive and the message it tailored to the occasion.
@jgwilliams67
@jgwilliams67 9 ай бұрын
There are decent $1 cards @ the Dollar store. You just have to look for them and if you find one that is worded well buy 2 or 3 to give later.
@mrsp2115
@mrsp2115 9 ай бұрын
Your hand written personal note on quality stationery probably is a keeper for people while the store bought cards eventually get tossed.
@teleriferchnyfain
@teleriferchnyfain 8 ай бұрын
I make all my cards.
@alycewich4472
@alycewich4472 8 ай бұрын
I have found a couple of on-line card companies that have packages of blank note cards with all sorts of fun things on the front. Depending on what's on the front, I can get them on sale for less that 75 cents a card. I can use these for anything and everything. Some I got on sale for less than the price of postage. That's my go to solution.
@tracygresham4869
@tracygresham4869 8 ай бұрын
I gotta relate to the only ordering water at a restaurant. I like the way that the server has a bummed out look when my wife and i say water only.
@itscalledlogic7
@itscalledlogic7 4 ай бұрын
I could never stop buying books. You can find plenty of library events/shops, garage and estate sales, and thrift stores to buy books for 50 cents to a dollar.
@lucasr648
@lucasr648 9 ай бұрын
Lol, number 5. My dad is the most frugal person I know and I’ve only seen him buy new cars. But to be fair, the last car he bought was a 2007 Honda accord that he drove until 2021 when moved. Now he drives my moms 2007 Cr-v… so it’s not like buys expensive cars and replaces them often.
@customer5032
@customer5032 3 ай бұрын
Same, I only buy new Toyotas, pay them off asap, and drive them for 20 years/200,000 miles. When they die, I buy a new one. Toyotas are the best cars!
@Tylerstrodtman
@Tylerstrodtman 9 ай бұрын
I know someone who used to work at a dry cleaner, and I asked her what dry cleaning actually is, and she honestly told me that half of the time they just put it in a regular washing machine and give it back to the customer. Don’t fall for it, it’s a scam.
@georgewagner7787
@georgewagner7787 9 ай бұрын
Woolite sells dry cleaning towels for your dryer
@allisonmodaff5635
@allisonmodaff5635 9 ай бұрын
I use Dryel.
@brandonvillamagna6223
@brandonvillamagna6223 9 ай бұрын
it’s the ironing that’s worth it for me. dress shirts are a pain
@MyFocusVaries
@MyFocusVaries 9 ай бұрын
Dry cleaners offer a shirt service for dress shirts and laundry service for regular clothes. I also worked in a dry cleaner. If it's marked Dry Clean Only, it is dry cleaned. But dry cleaning is a terribly toxic process, so not choosing dry clean only clothes is a great idea.
@jenniferrussell6616
@jenniferrussell6616 9 ай бұрын
That was just that dry cleaner. A legitimate dry cleaner used dry cleaner fluid. I worked for one as my first job. Some clothes would be ruined if you use water on them. Having said that, the only thing I’ve had dry cleaned since working there is a winter coat.
@brendamclean8447
@brendamclean8447 7 ай бұрын
I just found your channel and I love it! Your content and wittiness is awesome and this is all so interesting and helpful. I’ll definitely be watching your older videos to catch up😊🇨🇦
@michaelevans2798
@michaelevans2798 6 ай бұрын
I agree with almost all; I do have a cat, low cost. But she throws up a lot. Thus, a need for paper towels…discounted of course :) Great list!
@kathyharmon2093
@kathyharmon2093 5 ай бұрын
My elderly cat has the same problem, ordered cat probiotics from Amazon ( my veterinarian recommended) very effective
@djw8888
@djw8888 4 ай бұрын
Yay for cats - she's worth it. 🙂
@carlathomas6257
@carlathomas6257 4 ай бұрын
I'd suggest changing cat food to higher quality .ones without grains n fillers,without food coloring,etc.
@aaronalquiza9680
@aaronalquiza9680 9 ай бұрын
9:05 i'm not saying we're the most frugal people but yeah we have cloth towels and we still get a pack of paper towels for $17 which lasts us 3-4 months.
@lorannamoody7011
@lorannamoody7011 8 ай бұрын
Ok I’ll address the paper towels. My mother was a frugal and financial genius. She knew how much everything would cost down to each flush of the toilet. There were 6 of us kids + always hanger ons. The bathroom always had paper towels. Cheaper than the water to wash X number of hand towels a day. Also much more hygienic.
@chriswixtrom6514
@chriswixtrom6514 5 ай бұрын
Excellent points!
@vajee5
@vajee5 4 ай бұрын
I totally agree.
@RachelDavies-wn7ir
@RachelDavies-wn7ir 3 ай бұрын
I have never used paper towels in a bathroom. Cloth towels do not need to be washed after every use.
@lorannamoody7011
@lorannamoody7011 3 ай бұрын
@@RachelDavies-wn7ir in a house full of teenage boys? Convince them they don’t need 2 showers a day and a new towel each day.
@driftergrey
@driftergrey 2 ай бұрын
I haven't won at the used car contest yet. They just fail, and then cost in repairs too quickly, too often. Boom! money GONE! 🤣😅😐
@funinlv32
@funinlv32 Ай бұрын
Toyota or Honda , 3 years to 7 years is ideal up to about 10 years (ideally around 100k miles, less is ideal, up to about 120k) You can buy older but there is just natural wear that will need to be renewed/ replaced going forward after this point. Buy from owners that kept up w maintenance and keep up with it yourself. Nice looking, used BMWs, Mercedes are available for cheap for a reason.. high maintenance and repair expense.
@djbarton6126
@djbarton6126 6 ай бұрын
George, I really enjoyed your content and love how hysterical you are! You make this frugal thing fun!
@amyswenson2551
@amyswenson2551 8 ай бұрын
I am frugal and I agreed with most everything. I love books and find ways to not pay retail prices. I also purchase a few paper towels but mostly use cloth for this and save them for certain clean up! My kids thought I was crazy when I switched to cloth napkins too! Thank you for your definition of frugal!!
@judyjohnson9610
@judyjohnson9610 7 ай бұрын
I'm with you on those. One can be mindful of their use of paper towels. I use them to reheat bread in the microwave, but use the same one at least a couple of times. And wipe out greasy frying pans. Books? Some of us like to follow certain authors and collect a few before starting. My local library has great prices on discarded books and our local thrift stores have some good prices as well. Just be careful and don't do what I did. I found some that I wanted and brought them home. Price was a steal. Guess what happened when I went to put them in my bookcase? You guessed it. Every single one I already had. So I donated them to a free box.
@heart2listen1
@heart2listen1 7 ай бұрын
Ohhh cloth napkins are so great. used to buy beautiful (and formerly cheap) vintage cloth linen table napkins at garage sales. LOVED EM.
@TheWolfcub01
@TheWolfcub01 5 ай бұрын
People buy those paper napkins? 😂
@jadakowers590
@jadakowers590 3 ай бұрын
Added bonuses of using cloth napkins are that you never run out of them, mealtime is lovelier and and you wind up having better manners.
@canadafree2087
@canadafree2087 9 ай бұрын
TIP: If you do buy a pet, research the breeds with the least problems. Some breeds are known to give you a guaranteed big medical bill in the future. Also, have a jar and toss a set amount of cash in it every payday; this will be your pet's medical fund. Really, you should be doing this for any big items in your life.
@dirtdevil70
@dirtdevil70 9 ай бұрын
Purebreds tend to have more issues...run of the mill mutts are the best
@jackb348
@jackb348 9 ай бұрын
Get pet insurance and honestly you can’t put a price on true love that a pet brings.
@Romerix11
@Romerix11 9 ай бұрын
and get a small dog!! i "regret" choosing a 60 pounder that gets everything pricier
@dirtdevil70
@dirtdevil70 9 ай бұрын
@@Romerix11 I’ve got two hounds…ones 48lbs, the other about 75….. figure $1500-2000/yr for food, vets visits, vaccinations etc.. but I’d pay 2x to have them around. 🥰
@TheEstevenw
@TheEstevenw 9 ай бұрын
Most pet insurance is useless, it doesn't cover routine things even a teeth cleaning. It is catastrophic insurance and won't cover most things your pet will need in a lifetime. We had pet insurance for our first dog, didn't cover a thing for his 16 years.
@kathyharmon2093
@kathyharmon2093 5 ай бұрын
Still driving the last car I bought brand new, 2003 Chevy Impala, looks a tiny bit rough but runs great, very dependable ( very good mechanic) the heated seats still work as well as the heat and ac , close to 300,000 miles 😁
@kathyyoung1774
@kathyyoung1774 4 ай бұрын
I paint the hood of my 2003 Toyota each summer.
@kalliemj
@kalliemj 6 ай бұрын
best way to wash your car on a budget is to just wash it when its raining. that way you dont need a hose. i did this when i was just out of college and having to pay the bills myself and my job wasnt the highest paying job so i needed to save where i could
@judybritt6288
@judybritt6288 8 ай бұрын
My dad was a salesman who sold big ticket items, appliances, etc. He told me exactly what you said about extended warranties. He said rarely would a person ever come out ahead, and that is precisely the reason why stores and companies like to sell warranties. Extended warranties are considered pure profit because the consumer rarely uses them, and the exclusions can make them practically worthless.
@johns3106
@johns3106 8 ай бұрын
When buying my latest car, the salesman was trying to sell me the extended warranty…I told him, “Look…you’re betting that I WON’T need as many covered repairs as this warranty costs…well, I’ll take that bet too and decline your “offer”. He was incredulous and said I was making a terrible mistake, but of course, I was right. The dealerships wouldn’t sell those warranties if they continuously had to pay out more than they brought in!
@judybritt6288
@judybritt6288 8 ай бұрын
@@johns3106 Car salesman also push Gap Insurance, which could be a good thing if you happen to get in an accident following your purchase, total your car, and are still alive to worry about it. Well, that did happen to me, BUT... the total amount I had to pay for the "gap" was only $100 on a 4 yr old car I had just paid off. So, even though, technically, I could have used the gap insurance in that circumstance, I would have paid out way more for the coverage over the 4 years I had the car, than the $100 benefit I would have received. Again, slim odds of that happening. I was way more grateful for having survived the accident, than I was concerned about the details of the state of my car. A good question to ask is "Who benefits most from this purchase?" Obviously, car dealerships are not going to offer something that they are likely to lose money on. Anyone who has ever been a salesman knows the answer to this question, "What are the additional items they push to sell you?" The ones that are easy to sell and are pure profit. As to the extended warranties- I have never had the need for an extended warranty on any of the cars I have owned, nor do I know anyone who has. Again, 99% of the time, it's a pure profit sale.
@johntracy72
@johntracy72 4 ай бұрын
And they'll use every trick in the book to weasel out of honoring that extended warranty.
@f.l.stockman651
@f.l.stockman651 8 ай бұрын
Not only do most libraries have sales of books that they're taking out of circulation (often $1-2), but my wife and I listen to a lot of streamed books through free, easy to use apps that our library teams up with. This is also very environmentally sound, in addition to saving gas on trips to the library to pick up and return books. E-books are also available if you like them better, and you are paying for the library with your property taxes/rent, whether you use it or not.
@haley-ys5fx
@haley-ys5fx 8 ай бұрын
Always used libraries since 7 yrs old (now 69). There has to be a library in the towns I move to or no move. Love actual books, but utilize ordering on line the books, movies etc I want. They advise when available to p/u. Also they have Hoopla and Library to Go that are on line access to mags, dvds, books, audiobooks etc. Everything your heart can desire. With all of that totally free how can a person lose. This is when I truly appreciate technology. It's great in winter when driving can be rough. Just open the laptop and the world awaits. PS their book sales are so cheap.
@EmeraldHill-vo1cs
@EmeraldHill-vo1cs 4 ай бұрын
Why are so many peoples comments getting cut off near ( i think ) their end?
@777LoveStory
@777LoveStory 4 ай бұрын
Look into Half Price Books if it's in your area. You can also sell books to them.
@user-wp6to3un3k
@user-wp6to3un3k 4 ай бұрын
13:07 ​@@EmeraldHill-vo1cs
@kendalecheverria8542
@kendalecheverria8542 5 ай бұрын
Also loved the small home plug! As a homemaker I simply think it’s more practical but I loved the additional thoughts you shared! Favorite frugal tip: homemake as much as you’re able! Bread, kombucha, really any bread products, etc
@veramatthews1364
@veramatthews1364 7 ай бұрын
Great speaker and info , which I follow almost 100% .
@Ajsweetkilgore
@Ajsweetkilgore 8 ай бұрын
I would give up 99% of these but my cat. He truly is a key player in my success in life
@hellome8826
@hellome8826 9 ай бұрын
Looking at this list and realizing how I can relate to a bunch of them. Especially books, I love to go to bookstores for book ideas and immediately checking to see if my library has it. Plus with ability to put books on hold at the library there have been numerous times I end up reading multiple books for free.
@jtc1947
@jtc1947 8 ай бұрын
@hellome8826...Because I live CLOSER to a small town, the only chance to buy NEW paperbacks was either a Winn Dixie or Walmart. WD QUIT selling the paperbacks and a LOT of popular magazines. Got too expensive at WALLY + It's a big store and I have a bad back. Better to go to the local Library! Might be a bit further on the miles but the books are FREE and I can usually find something to take home. LOVE the printed page. BE WELL & SAFE!
@janetharrah8407
@janetharrah8407 5 ай бұрын
Libraries are NOT free. They are paid for by taxes. Frugal people use libraries because we know we have ALREADY paid for the services.
@amberlady2428
@amberlady2428 4 ай бұрын
You never want certain things going in your drains, like grease. Wipe dishes off with paper towels instead of paying thousands on damage and repair. You can use towels to clean up other messes that can be washed in the washing machine. Be frugal with the use of paper towels. Also, if you rent, it usually is in the contract if they find out your putting grease down the drains you can get evicted.
@LadyBeeSting2434
@LadyBeeSting2434 8 ай бұрын
Your edits and commentary are hilarious! I do however have to say, I thought I was so good at being a coffee snob until one day someone served me Folgers coffee. I thought it was so delicious. Turns out it was Folgers in my cup!! I was humbled back to my roots and now buy Folgers. 😂
@jerrybessetteDIY
@jerrybessetteDIY 3 ай бұрын
But you are not paying $5 at Starbucks. Even premium coffee is cheap if you make it at home. You are doing good.
@gailremp8389
@gailremp8389 8 ай бұрын
Cats are a hoot. Good food, good care good litter..better than a $5 coffee.
@fanglymew8101
@fanglymew8101 4 ай бұрын
Cats also keep pests0mice, rats, gophers, groundogs, moles, etc down or away.
@coffeegame4628
@coffeegame4628 Ай бұрын
My cats definitely add to the rodent population of the house.
@RamonaAnne
@RamonaAnne 3 ай бұрын
My sister often says, "growing up poor gives you mad skills!" It's true, I know how to do a lot of things, I can do repair and maintenance on a lot of things, and I can learn how to do all sorts of stuff by searching youtube. And growing up poor gave me very good shopping skills. It was hard when I was young, but now I'm glad I know these things and I pinch pennies from choice now.
@DiamondDazzle
@DiamondDazzle 7 ай бұрын
I use a home dry cleaning kit. Can clean 7-8 items.Takes 20 minutes in the dryer. Works great. Dryel brand
@margie6534
@margie6534 8 ай бұрын
I highly recommend going to the library and checking out "The Millionaire Next Door". Excellent reading.
@customer5032
@customer5032 3 ай бұрын
Agreed! There is a whole series of them now, he wrote more...
@AngelissimaASMR
@AngelissimaASMR 8 ай бұрын
I am frugal but could never go without paper towels.... I just added them to my shopping list right before watching but I do always buy in bulk and buy the cheapest brands! I definitely don't think I need a huge house or yard.... Close families are made in small houses 💕We also don't go on fancy vacations but we tag along on my husband's work trips and get to stay in 4 or 5-star hotels with him and visit fun cities that his company already comps. If you build a life you love, you won't need a vacation from it! ✨🥂🎻🥰
@ericaterrones16
@ericaterrones16 4 ай бұрын
Hilarious! You did great George and I learned and agreed with all this 😂
@barbarapastwa4054
@barbarapastwa4054 3 ай бұрын
I always appreciate your posts George. Creative, fun, and solid advice.
@tatianna3251
@tatianna3251 9 ай бұрын
I'm surprised paper plates didn't make that list. I'm astonished at how much people go through paper plates because they're too lazy to wash their dishes. As for paper towels & toilet paper, I go generic every time. Another thing that I'm astonished by is when people buy crappy soda but yet have expensive toilet paper??? Great video 😊
@monke4070
@monke4070 9 ай бұрын
ever since i became frugal i appreciate my things and take care of them way more.
@OurCandidKids
@OurCandidKids 5 ай бұрын
These are good, realistic tips. Thanks!
@gardenjoy5223
@gardenjoy5223 2 ай бұрын
"Olympic athleticism of frugality" had me in stitches :) It's a FUN sport and you Always WIN, even at entry level. Even if you only manage to score 14 points out of 17.
@sjadev
@sjadev 9 ай бұрын
I grew up in a "1000 foot square home" too
@branned
@branned 9 ай бұрын
My kids thank me for not letting them order soda at restaurants. They never picked up the bad habit.
@janedeuber1596
@janedeuber1596 7 ай бұрын
I love your off the wall humor. Makes learning fun. 🎉😂
@jenniferw8963
@jenniferw8963 7 ай бұрын
We use flour sack towels here for drying dishes and wiping counters. Washcloth and sponge for washing dishes and coutner. We also use the same flour sack towels as napkins.
@karivdh
@karivdh 9 ай бұрын
Being frugal is a life challenge, and I am proud of it! Worthy content here…great job! ✌🏻
@patriot9455
@patriot9455 8 ай бұрын
Correct wording is "Being Frugal is a lifestyle." but being dead cheap can get expensive in the long term
@cmsa3
@cmsa3 5 ай бұрын
It's kind of a hobby with me.
@patriot9455
@patriot9455 5 ай бұрын
@@cmsa3 good hobby, I am so cheap, the moth protective society has condemned my coin purse.
@raquel5401
@raquel5401 8 ай бұрын
Good list. I don't switch cell phones until mine stops accepting updates. I don't care, they still do everything I need. I do all of the other things as well. And it has left us with no car payments for 13 years and a 30 year mortgage that will be paid off in about 18 months, 20 years early.
@reckszkingzactivitiesrkat.4134
@reckszkingzactivitiesrkat.4134 5 ай бұрын
This video is on point , keep doing what your doing on this channel 🔥
@bug8502
@bug8502 4 ай бұрын
Everyday on my lunchbreak from work I go to the grocery store and buy a lot of the discount meat and produce I find there for dinner that night. It is an anticipated part of each day for me.
@tressalewis7004
@tressalewis7004 9 ай бұрын
We have learned the hard way, the expensive way, that a little bit of paper towel can save you a lot of Danario. We were not wiping out our cast-iron frying pan with paper towel, which was causing a slow buildup of grease in our pipes. After a bit of expense, we are now diligently using A bit of paper towel to wipe out the cast-iron frying pan after its use,before washing it
@JamieM470
@JamieM470 8 ай бұрын
I'm all in with almost everything on this list lol. Only two exceptions for me is pets--unconditional love, companionship, and the furry cure for depression and stress is SO worth it. I also feed hungry strays 🤷‍♀ .....and paper towels. I like to have paper towels around for really yucky cleanups, but for most paper-towel-type jobs I use Swedish dishcloths. They're like a combination sponge & paper towel, & they're machine washable.
@staroceans8677
@staroceans8677 5 ай бұрын
TOTALLY AGREE ❤
@rufust.firefly4890
@rufust.firefly4890 4 ай бұрын
For years I had dogs. I love them. But I just don't want to take of them.
@EmeraldHill-vo1cs
@EmeraldHill-vo1cs 4 ай бұрын
Nothing like a purr vibrating through your chest late at night.
@naughtyleopard21
@naughtyleopard21 6 ай бұрын
"It doesn't make you a bad person" 🤣 Thank You for relieving my guilt! ☺️
@jayl8034
@jayl8034 8 ай бұрын
Just found your channel. Love the sense of humor! Keep up the good work. BTW, I have a friend who STILL actively uses his FLIP phone with the cheapest service! Works for him! (Rumor has it that he still has his 8th grade lunch money). Subscribed.
@haley-ys5fx
@haley-ys5fx 8 ай бұрын
Have flip phone still, works for me. Spent my lunch money.
@DollarAndAPint
@DollarAndAPint 9 ай бұрын
I agree with everything on this list, and understand why. I even practice most of them. But, I have to say, life would not be a good without my pets. And, yes they do cost money, one had an infection and it cost a fortune to have it dealt with. But, it was worth it to me.
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