$2 Billion Investor Reacts to Tik Tok “Gurus”

Ken McElroy reacts to real estate TicTok. In this video, he critiques and challenges advice popular on social media platforms. Throughout the video, he covers various topics, from interest rates to the realities of real estate investments, highlighting how simplistic approaches can lead to misinformed decisions.
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ABOUT KEN:
Ken is the author of the bestselling books The ABC’s of Real Estate Investing, The Advanced Guide to Real Estate Investing, The ABC’s of Property Management, and has an upcoming book: "ABCs of Buying Rental Property: How You Can Achieve Financial Freedom in Five Years." Ken is a Rich Dad Advisor.
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#kenmcelroy #realestate #realestateinvesting #DaveRamsey #Treasuries #FreeMoney #InflationRate #AssetBubble #CheapMoney #InternetBusiness #RentalProperty #CashFlow #Depreciation #RealEstateInvesting #NegativeCashFlow #TaxBenefits #SavingsAccounts #GovernmentFunding #WallStreetFees #AirbnbStrategy #Subleasing #RealEstateWholesaling #MarginFlipping #InvestmentStrategy #FinancialGuru #FinancialAdvice #InvestmentPitfalls

[@KenMcElroy]

If you guys want to a see a true story of how I bailed out Bank of America on one of their properties You can watch that video after, here: kzbin.info/www/bejne/gX-lpZSPirVjmMksi=_UtsLwE4q8C5rSoA

[@Christian_Prepper]

*FREE RENTALS* (Love your channel, thank you for all you share. Hope you enjoy this and feel free to critique) *I have been accepting ownership of houses with mortgages that are only 2-5 yrs old, 3-5% fixed rates, through the "Subject-To" process, into living trusts with my LLC as the Trustee so as not to trigger the "Due on sale" clause and allows me to deal directly with the lenders, insurance, taxing entities, etc. All previous owners are abandoning these new properties because they are in pre-foreclosure.* *Now, I get all required investment capital without using credit. Here's how.* *I have multiple families lined up that are cash rich but credit poor and are eager to own a home of their home. After passing a credit and criminal check and submit their request form (details of the home they wish to buy) they deposit an "Option fee" into escrow pending us finding a property match, to which all families are invited to a one day open house. Guess where I'm getting the houses?* *The Option fee is always significantly more than the expenses of catching up the mortgage from foreclosure threat, touching up the property, providing the previous owner with some walking more, closing costs, etc. The family rents the house for more than the monthly mortgage and is allowed 2 years to buy the house by getting their own mortgage. After which if they still canNot buy the house they may remain as tenants until they can. Meanwhile I make the monthly spread.* *In the end, the original owner avoids getting dragged out by the hair by local law enforcement, they enjoy the dignity of leaving on their own terms, avoid foreclosure on their credit record and get a lump sum of cash to help them start over fresh somewhere else. Their mortgage remains in their name and they get credit for the payments we make on their behalf. While the new family get to move into the home they desire immediately and to lock in a sales price and have the chance to fix their credit and buy a home of their own. Obviously rent and the sales price can go up after the 2 year option period.* *Because these mortgages aren't very old the properties tend to be in better condition so little or no repairs are needed, the original owner is less attached emotionally to the property, and the interest rates are low. Because there is hardly ever any equity, I do not make much on the back end when the tenant buys the house. But I have had tenants finally buy the house after 4 years, 7 years and some times they just moved away. But most just remain tenants.* *There is much much more detail, some proprietary stuff of the most valuable parts. I've been saving people for foreclosures and providing housing for more than 14 years here in Texas.* *Liberty = Peace & I pray you & your loved ones always enjoy both!*

[@ryans7972]

At 2:22 you say you don't know why anyone would do that so let me explain. While it is probably not the best sense or use of money, some people simply don't want to borrow period. It is essentially throwing money away, but you are also not on the hook for anything which is a great way to live your life. Assuming, you have the ability and resources to do that. Now I agree he should take the money and do that, but lets assume, a new plandemic hits and he's on the hook for 1 billion that he cant get out for a year, maybe he ends up losing ALOT more than 55 million... think about it.

[@ryans7972]

The rest of the video was great, smart dude.

[@Christian_Prepper]

*FREE RENTALS* *I have been accepting ownership of houses with mortgages that are only 2-5 yrs old, 3-5% fixed rates, through the "Subject-To" process, into living trusts with my LLC as the Trustee so as not to trigger the "Due on sale" clause and allows me to deal directly with the lenders, insurance, taxing entities, etc. All these previous owners want to abandon these new properties because they are in pre-foreclosure. But rather than discard it, I help them spare their estate.* *Now, I get all required investment capital without using credit. Here's how.* *I have multiple families lined up that are cash rich but credit poor and are eager to own a home of their home. After passing a credit and criminal check and submit their request form (details of the home they wish to buy) they deposit an "Option fee" into escrow pending us finding a property match, to which all families are invited to a one day open house. Guess where I'm getting the houses?* *The Option fee is always significantly more than the expenses of catching up the mortgage from foreclosure threat, touching up the property, providing the previous owner with some walking more, closing costs, etc. The family rents the house for more than the monthly mortgage and is allowed 2 years to buy the house by getting their own mortgage. After which if they still canNot buy the house they may remain as tenants until they can. Meanwhile I make the monthly spread.* *In the end, the original owner avoids getting dragged out by the hair by local law enforcement, they enjoy the dignity of leaving on their own terms, avoid foreclosure on their credit record and get a lump sum of cash to help them start over fresh somewhere else. While the new family get to move into the home they desire immediately and to lock in a sales price and have the chance to fix their credit and buy a home of their own. Obviously rent and the sales price can go up after the 2 year option period.* *Because these mortgages aren't very old the properties tend to be in better condition so little or no repairs are needed, the original owner is less attached emotionally to the property, and the interest rates are low. Because there is hardly ever any equity, I do not make much on the back end when the tenant buys the house. But I have had tenants finally buy the house after 4 years, 7 years and some times they just moved away. But most just remain tenants.* *There is much much more detail, some proprietary stuff of the most valuable parts. I've been saving people for foreclosures and providing housing for more than 14 years here in Texas.* *Liberty = Peace & I pray you & your loved ones always enjoy both!*

[@sngs9565]

You got a new sub! Nice...

[@hadleycontractor496]

I love when people call out these terrible “influencers”

[@robertruschak7083]

Great coverage!!!!!!

[@TheFasterFreedomShow]

Exactly!

[@yahussain39]

Yup we have 2 airbnbs and they barley make as much as a regular rent and require more management and work. It all depends which area you're in.

[@dropoutandretireearly1781]

ACCEPT HE WAS DEAD WRONG ABOUT DAVE RAMSEY !!!! LOL !!!!!

[@jamesweiland3214]

​​@@dropoutandretireearly1781What was he wrong about? In this video, Ken was right. Dave Ramsey is the poor people's champion. His financial theories keep people in the lower and middle class. The first clip of him saying he wouldn't borrow one billion dollars at 0% interest to cash flow is just stupid. He is an extremely close-minded guru.

[@CrashBr0]

Young and never experienced a downturn.

[@davidsmind]

Dave Ramsey is as old as dirt

[@Knowledge.to_Come]

The crash is where you get rich

[@miguelberetta7887]

​@@davidsmindthat had rich parents that owned a real estate company.

[@davisholman8149]

@@davidsmind. He thinks his daughter is going to take his place. Nope.👎🏼

[@jeffmartinaz]

Ken, this is gold. My wife and I have been investors for 20+ years, and we have been laughing at these online clowns for years. Thanks for calling them out.

[@Art-is-craft]

It is bad video to include Ackman and Ramsey. Nothing wrong with what they stated he may disagree but in reality it is hard bad advice.

[@byronrogers4489]

​@@Art-is-crafthe has helped far more people than any of these so-called gurus. You're clueless.

[@Art-is-craft]

@@byronrogers4489 Ackman is not a guru he is an active hedge fund manager and a major owner of an investment company. Ramsey is also an investor with a major mixed portfolio that decided to start teaching people how to manage their finances with his main approach not to get into high level debt and work had. Ramsey is a pastor and is religious. You may not like both of them but that does not make them “Gurus”.

[@poprockssuck87]

Ramsey said no because "No debt" is his model. He's not going to go back on it and undermine his whole business for some meaningless hypothetical.

[@ElliottPiano]

That's how people can really become millionaires instead of literally bet with other people's money with huge interest and can ruin your life . No debt IS THE BEST

[@flirm777]

He answered the hypothetical so...

[@drjs2431]

Ken, you should continue with a series like this. It’s helpful seeing a real pro show how these scammers (or those who think they know) mislead the uninitiated. Once a week will be perfect!

[@channelname575]

i"ll second that!

[@TheFasterFreedomShow]

For sure! Everyone younger than 60 years old is dumb, only old school works. New technology and new strategies should be avoided at all costs!

[@Art-is-craft]

How is Ramsey and Ackman not real pro. They may even be more successful than the guy in this video.

[@ericcannon9083]

No “positive” cash flow; always walk away. Some of my best investments are the ones from which I’ve walked away.

[@freedomworks3976]

No deal is better than bad deal ❤

[@gamesguy]

No cashflow just means youre investing for appreciation. Basically all of California coastal real eatate did not cashflow and yet people have made a lot of money over the years. And yes, rents on average goes up. It's a different style of investing.

[@TheeGlocktopus]

I don't know why people still call real estate investments. After 08, it should be clear that it's speculative at best.

[@gamesguy]

@embatbr Depends on when you bought.

[@kevinmaghran6933]

​@gamesguy yeah and also you're paying off principle every month even if you're not cash flowing. Idk seems good to me but obviously not as good as if it was cash flowing

[@jackgoldman1]

I am 72. When I was a home builder, mortgage rates were 18%. It really sucked. EVERYTHING was negative cash flow. I had to sell everything, one house at a time. My rich uncle built in the 1950's when everything cash flowed and banks automatically gave mortgages with no qualifying. Rich Uncle had 100 units and sold the mall in 1970, right before inflation. Wiped out in a bad divorce. Did it all over again in 1980's in Florida. I inherited one house when he died. That was good for me. Protect yourself. Thanks Ken.

[@vincentyou7994]

Thanks for sharing. Stories like this are valuable to young and/or new investors.

[@bchristopher2270]

Dave Ramsey was talking about how new investors think tenants ALWAYS pay your mortgage for you. (Not considering repairs, vacancies etc). It was an argument against being leveraged.

[@phantomfpss]

Indeed, this guy got it wrong...

[@Art-is-craft]

@@phantomfpss He also includes Ackman who was talking about a sovereign wealth fund. Very strange video.

[@JustRideTheVibe]

Dave Ramsey's advice is generally really sound and logical for people who have serious spending problems and behavioral risks, but for people who have actual financial sense and understanding, it can often be extremely counterproductive, like with the example of refusing ALL debt, regardless of how it could actually leverage your overall wealth in the right situation. He sort of provides the "training wheels" to financial freedom, but once you're ready to actually go somewhere financially, it's actually more of a hindrance than a help. I consider him more a financial "therapist" than a wealth advisor, but unfortunately people are obsessed with simple solutions to complex problems, and often suffer for it.

[@GabosRR]

Lol financial therapist🎯

[@stefanbstreet8634]

Overall very knowledgable video. The Dave rant at 10:15 was however taken out of context, I actually saw that video and right after the clip here cuts out he goes on to saying it's because often you can't 100% reliably count on your renters to pay rent because situations come up, sometimes your tenants file bankruptcy and become uncollectible. Sometimes they break leases early and you end up with multiple months vacancy. I've had both happen.

[@gregg9694]

I noticed that too. Ken tried to refute a statement that Dave never actually made

[@tomosborne4702]

Look at the thumbnail. Ken decided to promote the video off Ramsey's back, making it look like he said "It's f*cking simple" (something Dave would never say), and then in the second clip just totally strawmanned Dave.

[@STELLASCUTENESS]

Well, to be honest, Dave got rich - really rich - via a show.

[@stefanbstreet8634]

@@STELLASCUTENESS or he got rich providing value to a lot of people through an educational brand him and his wife created over 30 years. And some real estate ;)

[@curtkautsch]

Kens' the OG.. these gurus can pound sand!

[@TheFasterFreedomShow]

Yea! Go Ken! Get these newbies in there place and off your lawn!

[@Art-is-craft]

Ackman and Ramsey are worth billions how can you say go pound sand?

[@glennmorris6071]

Ramseys brand is “no debt”. If he borrowed money he would lose his audience which generates more than $50M per year.

[@Dynasty725]

And generally, it goes against his principles. I respect that.

[@Art-is-craft]

Ramsey had businesses destroyed by debt hence why he warns people on the same pathway.

[@Dan16673]

​@@Dynasty725still very dumb

[@DefinitelyNotRin]

Yeah, Dave knows it's an amazing deal. He just can't say he'd take it. That's all. Respectable to stick with principles over raw money gains. Realistically that scenario would never happen anyways. No reason to lose your audience over some hypothetical fantasy land scenario.

[@zadoksstudio8353]

No, Dave is living by his word. Wanna know why our politicians sell out citizens? No principles. An honorable man live by principles not money.

[@ericcannon9083]

Besides his relationship with the “My Rich Uncle Guy”, Mr. McElroy consistently provides sound and practical advice and sage guidance.

[@lyleburlingame2276]

Umm who’s that ?

[@MrHeavy466]

Are you talking about Robert Kyosaki?

[@UtahRealEstateMarket]

This is very helpful Ken to so many people. Please make more of these videos so people don’t get scammed. I’ve been in real estate for over 25 years and seen just about every Scam there is out there and it’s really hard to convince people. Something is not a scam with some of these charlatans.

[@MateusReus]

Every one is under 30y old. Never experienced a crash 💥 before!

[@paulm2041]

Not true. I was 22 when I bought my first junior mining stocks (sunk tens of thousands into them) while the market was nuclear hot in 2020 when covid hit. Literally 6 months later the market sold off hard and I've been sitting on dead money and absolutely terrible market sentiment ever since. Despite gold being at all time Highs since March... I know very much what a market down turn feels like and it don't feel too good.

[@JG-re2bb]

This one of the sharpest and insightful videos Ken has put on in a while. I also like that they are shorter and more to the point. Good stuff

[@chrislferrell]

Oh man, I love Ken McElroy for the regular great everyday content. But for destroying social media hype? Super fan status achieved.

[@TheFasterFreedomShow]

For sure! Follow him blindly to get behind his positivity and warmth he is bringing to the world!

[@sharkbite8947]

Much needed video. Thanks Ken! More of this style video would be great! As usual, keep up the good work.

[@dennisobrien2094]

Love these kind of videos do more like this. Thank you.

[@rdb8324]

Legendary video Ken! please do more like this. I like how you actually take time to respond thoroughly rather than say 5 words and move on like many other creators who do reactions like this.

[@TheFasterFreedomShow]

Yes, he used a ton of words to call people names and demean them. I love 100 negative words instead of 5. Agreed!

[@zorgee]

I am glad you are doing this Ken....finally someone started pointing out these idiots....

[@davidallen2682]

So glad to hear what I have been thinking for so long. Finally found someone worth listening to. I hear logic and common sense.

[@johnnyonny8131]

This video started off awesome, I love Ken destroying these gurus right off the bat. It made me laugh out loud. Thanks Ken

[@TheFasterFreedomShow]

Me too! Thanks Ken!

[@aptarmbps]

I love it when you make these videos! Thanks Ken,, very entertaining

[@AB-fq4mr]

I have learned that anytime I see someone on youtube wearing a backwards baseball hat, something dumb is about to come out of their mouth. They're all copying each other and not even realizing they're becoming part of a stereotype.

[@Sam.Ameen.1]

Very good contents, your comments on other ideas are very helpful, thanks 🎉

[@theodoroseidler7072]

Love to listen to somebody that knows their stuff talk. Congrats Ken.

[@leeroach3381]

Very helpful Thank you for sharing

[@J4reyTampa]

Kiyosaki would refer to those Tik Tok gurus as a “stupid brother-in-law”. 😊

[@TheFasterFreedomShow]

Kiyosaki is super in touch with how to create financial success in the current world. He is a super positive and happy guy to follow for sure!

[@sarisah5647]

Kiyosaki is also another liar. He keeps saying our stock market is going down and we’re losing everything 5 years later we’re waiting says he man who wants to sell another multi book

[@jonrita2344]

Kiyosaki is literally the same kind of salesmen. He used to host seminars.

[@willowandluka5302]

Kiyosaki is worse than a lot of these people😂

[@AEVMU]

His historic macro market calls have a terrible track record. Only fools listen to that guy.

[@Sweetmuscatwine]

This was refreshing..gold knowledge from an experience man.. ty ty ty sir

[@elcarlissimo]

Hi Ken! Thank you for taking the time to create these great videos. Access to your mindset, thinking and experience is priceless. Your new subscriber, Charles king.

[@budstep7361]

Nice commentary, I wasn't expecting it to be so accessible. Good explanations.

[@dieseleddie3945]

Your words carry iron in them ! Solid and true. Too many BS fools on the web who now a days drive others to lose their hard earned money.

[@keriworden6817]

Love this! Ken is so genuine 😊

[@ErikMikulka]

Very good video, had so much fun watching it! :)

[@joseph2707]

Excellent content. Thank you.

[@ceacea364]

Thank you Ken!! Great advice.

[@sktpete]

Thank you for the video Ken. 👏🏻😎💯

[@Marc-uw4lw]

Great video Ken. These are fun but have important messages too

[@akinadownhillace]

Glad you set the record straight Ken!

[@TechOutAdam]

Man we need more of these!!!!!!!!!🔥

[@Slide61]

Thanks for the honesty.

[@isaac6992]

Great Video! Thank you.

[@scottkidd1969]

Yes, the best advice is to follow the experienced guys who have done it before and have been around through the hard times. Thank you.

[@TheFasterFreedomShow]

Yes, until you have lived through a crash that will never happen again, you dont know anything about life or real estate, Thanks Ken for holding these young kids accountable and showing the world they dont know anything!

[@rickydavis4983]

Nothing like telling the truth!!! Nice to hear the truth!!

[@lookup9078]

I feel like we should see the Boris or Bullwinkle guy interrupt😆 “The Adventures of Rocky & Bullwinkle and friends”🐿️👊

[@mikeharvey916]

Love these videos

[@markmoore273]

Ken, I like your style. No hype no bullshit.

[@clffeingold]

Excellent content as usual.

[@geraldkaba5500]

Ken please do more of these videos thank you ....and plese can u explain to us what Robert means when he says real estate is coming down ....if yes when usualy comes dow haw many % is that

[@tedjacobson7822]

Great video, thumbs up for sure! Wish you did more videos like this. You know who does videos like this but he does a lot of yelling! ha ha Both are great to watch.

[@CraigKammanMN]

It's time for "the Tide to go out" before things get any stupider.

[@TheFasterFreedomShow]

Yes yes yes! Anyone who is NOT Ken should not even be allowed to post content or even invest in real estate.

[@victoriapiper1952]

One of your best vids yet 😂😂😂

[@jerrywalden7131]

Great video ... for the beginners.... sheeple are lost on real estate

[@Bilbo383]

Thank you for doing this vid, there is soooo much trash advice on tik Tok.

[@chuchiyang7031]

Love it! Right on the money. It’s time the experts challenge the gurus. KZbinrs are like assets… they need a balance of proof of work and proof of stake. TIL tok and KZbin produces many information providers “content creator” like price discovery, we didn’t decide who is valuable because we are force fed many gurus by the ai 😢

[@Dem-fp7dl]

This is awesome! Do more!

[@SLcreativeheart]

Sure like your honesty!

[@jackblack1097]

Really good content!

[@vladpawnczar3085]

Great stuff

[@lefthandcoaching2725]

Thank you! I don't listen to anyone that didn't have real estate in 2008. We bet on equity, we thought we were so smart and then 2008 came and we lost all that property, our personal home and everything else! Learned the hard way!

[@azdbuk]

Not big on advice from any social media source , but do like that Ken is picking apart these earnest but quick to speak/slow to listen young tik tok experts. Riding my bike as a grade school/teen/ and adult through Valley neighborhoods in a couple different decades was the best thing to teach me boom and bust in AZ. I have seen the same house near camelback mtn; occupied, lost by owners, empty and ransacked, then occupied again, then sold high...over the course of a couple decades. It's all work no matter how you slice it, rentals, sales, leases, etc.....and there are cycles, although this latest one has me perplexed.

[@elizemeleh5924]

Great video, please do more like this

[@publicaccount1589]

I love the videos that tell you how easy it is to get rich then tell you to go to their "free" seminar. Those seminars are how THEY'RE getting rich.

[@tb6031]

Ken knows his stuff!

[@TheFasterFreedomShow]

Yeap. And he is the only one who knows about real estate. All others shouldn't even post!

[@ginacardarella]

So enjoying this❤

[@ElJefe360]

You are the best Ken!!

[@dropoutandretireearly1781]

I LOVE IT !!!! YES CALL HIM AN IDIOT !!!!! He's always spewing his silliness !!!!! LOL !!!!!

[@just_il6183]

This is why I love your show

[@joecliffordson]

Ouch. Having Ken call you a an idiot must hurt. Course I took his class. I bought his books. I implemented his plan. And I retired early to go farming. Mr McElroy. Many many thanks to the whole Rich Dad team. You were by far a very important part of that team. Thank you. Thank you thank you. You da man! I always hold out for 20% cash on cash return. Doesn’t always work out the first year. Sometimes it’s 15. Boohoo. Either way I want my down payment back in five years if I don’t pull equity out.

[@christinajones7319]

Yes! I bought all Kenny, Robert, Kim, Tom and Garret’s books. And the Cash Flow game. I have been watching them for a couple years now. I can’t wait to buy my first rental property. Thanks, for all the free education ❤

[@worldwideachievers1234]

Great video. Amazes me that people listen to some of these novices or so-called RE experts. Your channel is the real deal. Your books 📚 for sale as well as this channel are full of information about RE. It’s similar to fitness. People don’t listen to the things that actually work but they’ll go out of their way to hear something that doesn’t work and pay money 💰 for it. It’s as if people want instant gratification and when they fail they blame everyone but themselves.

[@jessedau]

This is the best video on the internet pulling the vail back! Love it

[@TheFasterFreedomShow]

😂😂😂😂😂😂😂😂😂

[@NeedsMoreToys]

Pretty sure the Dave Ramsey quote was from 10 years ago when rates were near zero. Plus Dave is all about reducing debt which in my opinion is required to demonstrate you have have discipline. If you are disciplined and educated then you can begin more complex real estate investing using financing. I love Ken’s stuff and the non-nonsense approach.

[@AlistairMaxwell77]

The quote was chopped in half . He was talking about renters not always paying , not always having a tenant and not always having cashflow to service debt.

[@lionelbrown5846]

Great show.

[@mondavou9408]

I think you can use depreciation if you're the owner/manager and you have w2 income OR you have some passive income coming from somewhere else. Which is fine, but it doesn't scale very far. Really good video. I appreciate you sharing your real world knowledge on these influencers. You seem like a straight shooter and that is really rare these days.

[@lookup9078]

You’re sporting fancy jacket, Mr. Ken…What Style Hat, sir?🎩

[@delinquense]

Ken, can you comment on whether you think your synopsis/analysis of US rental rates going forward applies to Canada? Similar, but not the same market in terms of immigration policies and other fundamentals.

[@futureoutfit]

Ken seems like the man. Great experience and tips

[@lyleburlingame2276]

Loving this video Ken!!! I would love to see you do a reaction to the KZbin housing “influencer” at Reventure Consulting. He’s gotten a huge following with Mega Crash click bait content and the people who are listening to him and going to keep their families poor for generations. They are getting real estate advice from someone who doesn’t own a single unit and is a fellow renter, profiting off selling fear to his audience

[@yakemon]

There are plenty of people like that. Any forum 😂. They always think everything they invest in is going to the moon.

[@Ace-qy5vz]

Thanks Ken. Great video. All the right responses. The young millenials have been completely clueless on the risks and real costs of doing business. Now that the tide is going out, it's clear only the real OGs are going to be left swimming.

[@GodfatherAdventures]

Thank you for cutting through the bs. That’s why I started watching you !!

[@jordyhumby]

Ken youre so cool. Thank you.

[@agrxdrowflow958]

This is priceless!!

[@afs-drew9644]

Ken's the best !!!!

[@giantasparagus]

what a refreshing take. cheers

[@marioartze9849]

I love this.

[@streetknowledgemedia]

This a great video Ken you should do these weekly.

[@RonOrr]

You should do more of these

[@jamesmcnamee529]

You’re the man Ken!

[@user-yp3km2pb2z]

We need more of posts like this.

[@petejohnson5594]

THANKS for calling these guys out. There are so many contradicting videos out there.

[@SergioB-MakingMillionaires]

Great video

[@luminous6969]

1:45 It's because he's built his entire empire on telling people to not borrow money, which would make him a HUGE hypocrite if he had said yes. In addition, he's built everything he has thus far without debt and he doesn't necessarily want to make more money if it means destroying his brand and going against his core values in the process, he has enough money as it is, he doesn't need more anyway, especially at the cost of destroying his brand, being a hypocrite, and betraying his core values. That's a good enough reason in my book.

[@cm275]

It’s easy to turn down a ludicrous hypothetical like $1B at 0% too. It costs nothing and reinforces his whole schtick.

[@brianwillett]

Good episode

[@Specialagentbryan]

What a great video!

[@rcolucci09]

What is an acceptable cash flow? And how to put money aside for capital expenses for water heaters, etc.

[@smokeyallanritter3211]

Bravo Kenny!!

[@trendingjam]

Keep doing these videos Ken