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I never used to be very frugal, much more so now than before. There were times where I did not understand as such and it is such a contrast to think of each instance when that happened. The mentality is such that I would profusely refuse the money saving wave. Yes, me! Years later and much learning after, I have changed myself and feel I have a better understanding of the reasons behind being frugal. I am sharing these with you to help in your journey as well.
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