4 FICO Scoring Company MANAGERS Give High Credit Score Hacks

👉🏽 Best Credit Cards (BONUS Up to $750)
Chase Sapphire Preferred (60k bonus pts) - offers.calbartoncashback.com/...
Amex Gold (60k bonus pts) - offers.calbartoncashback.com/...
Capital One Quicksilver ($200 bonus) - offers.calbartoncashback.com/...
Capital One Venture X (75,000mi bonus) - offers.calbartoncashback.com/X
Chase Freedom Unlimited (6.5% on travel) - offers.calbartoncashback.com/...
Chase INK Business Unlimited ($750 bonus) - offers.calbartoncashback.com/...
👉🏽 Free Stuff! ($0.00)
See every credit card you're pre-approved for with just a soft pull - offers.calbartoncashback.com/...
Credit limit increase hacks (cheat sheet): offers.calbartoncashback.com/...
9 credit cards that show your starting limit before approval (cheatsheet) - offers.calbartoncashback.com/...
0% APR Business Cards for Up to 18 months (cheatsheet) - offers.calbartoncashback.com/...
NO Credit Check Cards Up to $25,000 - offers.calbartoncashback.com/...
Free Credit Repair Flowchart - courses.calbartoncashback.com...
Do It Yourself Credit Repair Course - offers.calbartoncashback.com/...
👉🏽 Corporate Credit Cards (Never Reports to Personal Credit)
7x points on Dining (SOFT CREDIT CHECK)(EASY APPROVAL)(NO PG) - offers.calbartoncashback.com/...
20x higher credit limits (NO CREDIT CHECK)(NO PG) - offers.calbartoncashback.com/...
$2,000,000 EIN Only No PG Business Card - offers.calbartoncashback.com/...
👉🏽 Fund Your Business (600 FICO Score APPROVED)
Get 1on1 step-by-step help, a custom funding strategy, and access high-level business banking contacts (ONLY If you have a 680+ Credit Score) - offers.calbartoncashback.com/...
Free 5-Day 0% APR Business Funding Email Course - courses.calbartoncashback.com...
0% APR Business Credit Card Master List with over 130 banks - courses.calbartoncashback.com...
Up to $75,000 with NO DOCS, NO PG, ONLY 600 FICO + FREE Business Checking Account offers.calbartoncashback.com/...
$1 Million Business Line of Credit (SOFT CREDIT CHECK) - offers.calbartoncashback.com/ROK
👉🏽 Build Personal Credit (FAST as 2 Weeks)
$2,500 Credit Line & 12 Month Installment Loan (INSTANT APPROVAL) - offers.calbartoncashback.com/Ava
$750 Credit Line (INSTANT APPROVAL) - offers.calbartoncashback.com/...
$10/mo Credit Builder (INSTANT APPROVAL) - offers.calbartoncashback.com/...
Chime Credit Builder ($100 BONUS)(INSTANT APPROVAL) - offers.calbartoncashback.com/...
Free line of credit reporting to all three bureaus (INSTANT APPROVAL) - offers.calbartoncashback.com/...
👉🏽 DIY Credit Repair
Instant hard inquiry alerts & I.D. theft protection
Get 2 weeks Free - offers.calbartoncashback.com/...
91% of Premium users see a 56-point score increase in 6 months or less - offers.calbartoncashback.com/...
👉🏽 Run Your Business (Escape Your 9 to 5)
Write a Business Plan in Hours that Attracts Bank Funding Without Knowing Where to Start - courses.calbartoncashback.com...
Turn Business Credit Into Cash Fast - offers.calbartoncashback.com/...
Setup Your LLC without the paperwork - offers.calbartoncashback.com/...
👉🏽 Build Business Credit (Qualify for SBA Loans)
Increase your business credit scores up to 50% in 3 months - offers.calbartoncashback.com/NAV
(70) Net-30 Vendor Master List - offers.calbartoncashback.com/...
Advertiser Disclosure: This video may contain links through which we are compensated when you click on or are approved for offers.

[@Mr51Caveman]

I have a very high Score across all 3 Credit Agencies. I've been playing the "game" for a lot of years. I have also concluded that "they" want you in debt!

[@djwashx]

So no concrete answers all hypothetical

[@rambosidi7634]

Thank you for sharing this information with us

[@elmarespino6906]

Great video my friend. Thank you for sharing your knowledge.

[@wblake22]

This video had a lot of good information

[@ajksancarlos]

Cal, your one of the few in this community, bringing such a high level of content. This is next level, very helpful to understand the wide variety of factors going on behind the scenes.

[@calbarton]

That means a lot to me. Thank you!

[@850club]

Nice Work!

[@MsLkane]

This was very informative. My take away is 'you're damned if you, you're damned if you don't'. :) I really wish there was one scoring factor for all types of credit vehicles or at lease one for CC, Car loans, mortgage and of course business items.

[@user-gv7ts1xv5f]

What did you get informed of they didn’t answer anything and the way he is reading it is not helping either

[@michaelstewart1838]

​​@@user-gv7ts1xv5fAgreed to a point. There are other channels that break all of what Cal is saying down, with real data points, so you know how to "Operate," none of this is new. A lack of Sound money principles is all this boils down to. You gotta do some digging and your "own research," salute 😉. Sledge* I like Cal and this channel but there are other people that give the sauce,* this is vanilla. 😆🤔😉 Edit: too, changed to, to. 🤦‍♂️😆👍

[@Samantha_Says_]

Great video. Excellent information. 👏👏👏

[@calbarton]

Glad it was helpful Samantha

[@fdavis7271]

Great video sir!!

[@calbarton]

Thank you!

[@MichaelGolpe]

22:09 🎉 Cal, you are a wealth of good information in this genre! Thank you very much for how you always set things straight!

[@TheHockey1980]

Cal all your videos are so helpful but this one was exciting because I just tried to leave a small balance to see what it would do and it knocked my score so idk lol I always pay on time and when I do it goes up and I have a 0 balance. Also, this might be a dumb question but I was always taught no question is a dumb question lets say I pay off my credit card the day before my due date tomorrow and I start using it again Friday when the payment clears and I have a 0 balance but my statement ends the 21st if i get it paid off again before the 21st will it report a 0 balance or will it report the amount ii used until the statement ends? Again love all your videos and they help so much

[@mrduckman225]

They need to publish the whole of the algorithm cuz this is ridiculous

[@jimissel3997]

The whole of the algorithm is their intellectual property and their unique marketable product (not to mention that it is continuously being refined, and way more complex than you could decipher and apply to your personal situation). Publishing it would be the same as Coca Cola publishing the Coke recipe. But be comforted by the huge amount of available general information about your score. When I worked at FICO credit scoring was a total mystery to anyone outside the finance industry, if they’d even heard of it at all.

[@user-lq5vk9mc7s]

Synchrony aka Guitar Center, weighs in lack of real estate 😂

[@floydbanks173]

Great information :-)....... You talk kind of fast though so I need more time to absorb what you've said as you shift from point to point. I'm one of the older listeners. We need more time to process things. LOL

[@kgsunshine]

You can adjust his speaking speed by adjusting it in your settings (per video).

[@pepeschley143]

Cal love the content! Have a question! I have a 800 plus score part of that is a student loan that I am paying off for my son. The loan is getting close to being paid off will that hurt my score and what should I do ? Could you steer me to a credit union that pre-qualify without a hard pull?

[@5rangs5rangs23]

Yes it will I was in similar situation with my daughter my score dropped 11points from 820 to 809

[@EStigers]

*mortage 2,4 & 5 grade differently 😯

[@ReconPro]

Hi 😊❤

[@Sylva1]

What does it mean when capital one graduate you but don't give you an increase?

[@Stevecrawl624]

I have two accounts with Capital one the platinum card And the savor one card the platinum card was secured at first It unsecured at 11 months and Four months after went from $200 to $1700 credit limit on The platinum card and started With $1000 credit limit on the Savor one now at $2500 And will continue to use my Savor one card the platinum card Is going in the drawer cause I’m Accepting my pre approval offer For the Amex blue cash everyday Card for 3% on groceries and gas

[@harlem2128]

Credit is a scam on the working class to stay in debt.

[@STO7750]

Coming with AI, social credit score...