5 Habits keeping You Poor

[@midlifecrisis7888]

“Assets feed you, liabilities eat you” Robert Kyiosaki

[@alywi]

I’ve been tracking my spending for almost 8 years. I’ve saved so much money. I have been able to afford trips to Spain, Mexico, and even paid for my wedding without using credit. I have emergency savings too. Gail Vaz-Oxlade is the budgeting queen of Canada.

[@tdog8507]

Got divorced 10yrs ago. Goodbye money problems.

[@danicegewiss862]

Every week I budget $80 for gasoline, $40 for clothing ($20 for me, $20 for him), and $120 for groceries. If we buy a clothing item on the credit card, I pay the money I budgeted out to the credit card. If I have gas money remaining from the prior week(s), we treat ourselves. It works wonders.

[@ourtravelingzoo3740]

Danice Gewiss you need to buy clothes every week? I’m not sure how many kids you have but that a lot for 2 people for groceries

[@danicegewiss862]

@@ourtravelingzoo3740 , I don't know where you live, but I wish I live where you did that food is that cheap. Clothes generally cost more than $20/item, so if I spend $60/suit (bargain price), it's covered.

[@Nepthu]

I don't buy clothes every month let alone every week.

[@danicegewiss862]

@@Nepthu, I take it you are not starting a new career. I am. I need professional high quality clothes. One pair of high quality dress pants costs $40. That's two weeks and one day of work clothes. An average suit runs over $100. That's 1.5 months. How long do you think it will cost me to get a week's worth of clothes for work? You aren't starting a new career. I'm happy for you. If I was working in a warehouse, my sneakers would wear out in record time. I had one warehouse job wear I walked 10 miles per day picking merchandise. My sneakers were shot in a matter of weeks. In the real world of work, this budget works for me. I don't know what your real world looks like, so I'm not judging you. Don't judge my real world.

[@cyphrinfinity9992]

@@Nepthu same here.

[@ErrorPagenotFound-ig1cy]

1. Pay yourself 2. Pay off your bills 3. Stick to a weekly budget 4. Leave the credit card alone 5. Any excess money you have leftover, send it to either your savings account or use it to pay off extra debt. It’s really not that hard.

[@osse1n]

*Don't see problems - see endless possibilities ad solutions*

[@carleavesceo709]

Never let people know you have noney.

[@jarred333Boss]

yup

[@Jaguar10My]

TRUE...

[@softersideofc.c.5655]

Facts.

[@Cookedfrfrfr]

What is noney?

[@touraneindanke]

I have got no clue what noney. I did without sofar.

[@miriamendres7415]

Have started tracking my money again. I first started 25 years ago, renewed my interest after going to my bank for a loan and really not knowing how much I was spending on each area. This time I am doing it in a spread sheet. I have divided the grocery into the food groups and there are other groups related to food eg eating out. I can now see that around 1/3 of my grocery bill is for fruit and vegetables. Other sections include transport, phone and clothing, etc. Make the sections suited to your own lifestyle. I started the spread sheet 12 October 2019.

[@ytucharliesierra]

Great job! I started my spreadsheet in 2008. It is by far not as sophisticated as yours but it perfectly serves it's purpose to be in control of my money. Fun fact: I use libre office calc and save another chunk of money on the payable solution.

[@samuelramsumair520]

Track Expenses! Posssbly the best piece of advice!

[@V.D.22]

Tracking your expenses is the best advice. I do it for a few years now, and the budget looks better than ever.

[@bubba842]

If you pay your credit cards off straight away you will not have a problem. I get about $600 of free groceries a year through my credit card. When in use it, for groceries mainly, I pay it off as soon as I get into the car. Properly managed and used wisely credit cards can be rewarding.

[@michaelg3074]

It's not just what you say, but the way you say it. You ability to comunicate to pay check to pay check guys like myself, in language tha makes sense is priceless. And, I love your grophics.

[@PracticalInspiration]

Budgeting is fundamental. It's crazy people do this more often

[@PracticalWisdom]

Also sticking to it 👍

[@DJ_MH_Remixes]

Practical Inspiration most people are not so smart.. Buy bitcoin

[@bluewhalegale860]

Nice. Tried to save here. Didn't use electric lights beyond the few minutes it took to get ready for sleep after returning. Took bath in water bucket or sponge bathed. Didn't use phone. If had coffee out , it was a meal replacement. Tried to make sure of having one warm healthy meal a day. If possible, bought discount mens clothes because female clothes cost double or more, wore shoes with holes, tried to get up early to walk, and did manage to save 50-75Percent of after-tax after work-expenses, didn't go to doctor unless so ill/injured could not function and ...if I travelled home or did stop over for a small vacation to recoup, I made sure the plane ticket value was more than covered by price differential of bulk purchases of beans and things that were expensive in the country i lived away from home but every two to three years an emergency , some weird combination of circumstances would wipe all out. So finally after a couple decades or so of trying, I got exhausted...and after obvious criminal incidents (possibly these happened before when those weird situation combos occurred but i had not made the connection with criminals) against my family. One has to wonder if we weren't mistaken for somebody else as it seemed like a vendetta with multiple breakins and vandalism..even going so far as animals were injured. Very sick and sad. Now it is into decade three of this...and finally, have given up, but it is no win for the vandals...if you drop a truck on a caterpiller and you destroy it...no shame to the caterpillar never to become a butterfly and hardly a win...and if after crushing it with the truck and it still lives, sort of , and its reactions are that of a defective...and the truck thrower thinks it is somehow proving the catepillar is defective....it is the truck thrower who is a fool, game over...no matter how many times the catepillar us tested..the truck thrower lost...it should not have been a game or character/strength test but since the truck thrower played it, they lost....it is not a win for a muscular body builder to try to rough up old women or children, for shame...you lost a game that should not have been a game...and as for the finances, criminality and ignorance, ignoring what is happening to your fellow community members...and making excuses about inferiority when they have been crippled (took more than a couple decades, near three decades, not even a couple rounds of cancer, or losses from radiation/earthquake did it, nor disappointments and hardships with life, no it took a truck in the form of bizarre activity and disruption of communications when downed for me to give up into bad habits...to hell with trying for any future, it will only be vandalised away. Have not completely given up...still no phone...but i would at least like a proper meal and sleeping place since trying to save to go back to uni or help mither with property or anything else will simply see it wasted and vandalised (new grammar form?) away. Society pay attention to the causes you contribute to. Individuals must take responsibility but consider things do not happen in a vacuum. Don't assume so negatively and care and help your neighbors, don't just ignore and make up excuses that somehow they are inferior and have no right to a cup of tea...you have no f**king idea what they have been through.

[@kevinvandenoetelaar5880]

I'm doing 4 out of 5 and I'm still poor. Good advice tho for most people. I should start investing my savings..

[@jimmyr54701]

I wish I knew this 40 years ago.

[@FarFromBetaFFB]

Never too late my friend!

[@jasonsmith1143]

buy what you NEED!! NOT what you WANT!!!

[@jdb2002]

Nothing wrong with getting what you want. Just budget for it.

[@BigHeadTodd3]

never confuse ‘need’ with ‘want’ . . .

[@MrAstringf]

Buying what you need is survival. Buying what you want is thriving.

[@Project2013B]

@@MrAstringf Buying what you want is not thriving. I mean it's nice, but people don't go around saying, "Chuck just bought tickets to the hockey game... man that guy's thriving!"

[@knowbodiesfull5768]

Here is how I control my spending: On a piece of paper, I write down every forthcoming expense that I have for each month, and the amount it will cost. I list rent, auto insurance, car note, utilities, phone, and credit card bills. I try to use my credit cards only when I have to, and to ensure that I don't use them, I put them in a jar for safekeeping and leave them at home. And what I am going to do each shopping trip is to make a list of what I need and buy only those items. Also, I try to use cash as much as possible. No overspending, either. That list I post on my refrigerator is enough to remind me. And I remember to keep some spending money for myself. I don't go clothes shopping very much, except for must-haves like underwear and socks. I buy one shirt and one pair of pants every couple of months. And I keep driving to a minimum. I still drive to and from work, to the market whenever I need to, and to see my girlfriend on the weekends. And no going out for lunch either - I make my lunch the evening before and take it to work with me the next day. Those trips to the fast-food and carry-out places were really killing my wallet!

[@greenearthblueskies8556]

These comments are GREAT....thanks for sharing

[@b4rs629]

This was my lifestyle. Except buying clothes every few months. I buy every few years to only update worn out holy clothing.

[@mistersz]

Saving will save your money, but it won't make you money. investing will make you money from money you have (or not have = leverage), but it also can lose you money. the key is save money and learn to invest not to loss.

[@timelessmusicfamilymusic9175]

Bad habits I refuse to buy👎 1. Alcohol🍷🍺 2. Drugs💊 3. Cigarettes🚬 4. Gambling🎲/lottery tickets🎫 5. Cable📺

[@rbsmith3365]

That’s true! Credit cards charges interest between $17-$24 per month which is a waste. Now, I’m in my mid age and everything is expensive than before. I do track spending and keep checking online banking too. And don’t buy anything unless it’s really necessary.

[@marthashiimi7226]

Boyfriends and girlfriends really waste money😣

[@johnwigren4429]

Go WGTOW

[@pawsnotclaws2772]

Martha Shiimi they don’t have to

[@eatnplaytoday]

It really depends though.. if a couple both have a mindset to decrease spending and focus on quality time together, it's not a waste. My partner and I try to do this. We also contribute to the relationship equally and communicate openly about expectations to avoid issues surrounding money. But in the end, the happiness we gain from spending time together outweighs the little cost of money we spend on each other.

[@PhoenixRiviera]

So do kids

[@jamesmuthiani5680]

I came here to comment this..and there you are...🤣😂🤣😂

[@terences5236]

I use credit cards for everything. Rewards baby. The key is not to carry a balance.

[@1892Genesis]

This video makes solid points but fail to address some other crucial points. Credit cards are great for building credit and can be very beneficial if you are responsible with them. Think of a credit card as a loan.Don’t use cash to purchase items. Use your credit card but only if you have the money to pay it off immediately. If you don’t have the money in your checking account then don’t swipe the credit card

[@bacon_yt7594]

I'm here because of school But this video is helpful to me when I grow up thx 😊😀

[@brentreid7031]

My Grandpa use to tell us , it doesn't matter how much money you make but what you do with it after you make it.

[@steveparsons3915]

There are roughly 30 days in a month. I check my bank and credit card balance about 25 days out of the month. I know how much I owe and how I will pay it. A simple spreadsheet can work wonders.

[@sabrinacooks]

I LOVE to cook so when this pandemic hit, it really didn't phase me too much as far as eating out was concerned 😂 One things for sure, we are saving so much money now since we are not eating out, and now that I'm stuck at home it gave me the oppertunity to start my cooking channel, something I had always wanted to do 🤗 needless to say I am enjoying every minute of it 😁

[@elizabethkass49]

I usually use shopkick and fetch rewards. Both of which gives me points towards a gift card. If I am out grocery shopping I'll scan a few items through shopkick before doing my shopping, when I get home I'll scan my receipt to fetch rewards and get points 😉

[@Chinunit22]

Nothing wrong with credit cards, as long as it can be paid in full within a month.

[@starwars1744]

Дядя Федя that’s the issue. If you don’t keep an eye on it you can get a bill that you can’t afford to pay in full.

[@Petra-hc2pn]

Absolutely. I pay almost everything with credit card, I get some pertentage back each month, I can keep my money in the savings account longer and my credit card has fees if I don't use it enough. And withdrawing cash can be connected with additional cost too. So not using credit card would cost me more money.

[@Nepthu]

Nothing wrong with chips as long as you can stop after half the bag.

[@tyronejackson832]

88% of people who use credit cards spend between 12 and 18% more than people who use cash

[@shadowsmith1386]

It is something wrong with that what you talking about

[@GrowthMindsetProductions]

*Living* *poor* *and* *being* *poor* *are* *two* *totally* *different* *things* . It is all about the mindset, and I would say that a financial minimalist falls under living poor. Living poor can lead to LARGE gains. Stay wealthy my friends!

[@luisahernandezmunoz8332]

I like this content I been there please continue with this topics. Also this wonderful music

[@marjuan9426]

i'm single for about 2yrs. and i save $19.5K.. and i'm investing it now to a startup company.

[@Icy-E]

Congrats

[@tonysteel1377]

That’s so awesome!!

[@emotion_gfx]

what type of company?

[@henrijeune]

@@emotion_gfx Same question?

[@AURADRCalifornia]

Thank you for posting this. I learned a few things I did not ever think about. PEACE-OUT

[@FirdavsiGameDev]

Good to know these things about myself.

[@PracticalWisdom]

Call me the Oracle 😉

[@t206kid]

I had money, then I got married and whats hers is hers and whats mine is hers

[@MrAstringf]

So true. Lol

[@carojames6776]

Nothing like a modern day marriage.

[@felopatermelika2040]

Never get married again

[@DiamondNestEgg]

That's what I told my husband, but it works both ways :-)

[@Money.Mindsets]

Great tips.

[@justleme1374]

I'd disagree with that bit on credit cards. It's a good way to build credit and get some nice bonuses (cash back, sign up bonus.etc) IF YOU PAY OFF THE MONTHLY STATEMENT IN FULL. You'll be spending money on necessities anyways, so why not get a bonus on top of that?

[@WildPomStudios]

What they say in this video is a big misconception and the reason why so many people are in debt. Instead of teaching others how to use a credit card properly, people who don’t understand just say “oh credit cards are bad”

[@carultch]

The difference is lack of discipline with use of credit cards. Credit cards make your spending virtual, so you don't think about every dollar you spend. If you use it correctly, you will benefit from the perks, at the expense of both other customers of the credit card company, and other consumers who use cash. Credit card companies offer the perks as a loss leader, in hopes that they can pounce on you the instant you either cannot pay off your bill in full, at the end of the month, or neglect to pay it on time. Credit card companies take a piece of the action of every transaction. But you don't directly see this. The merchants who take their cards pay these fees. What this really means, is that the merchants have to mark up goods to cover this cost. You pay cash, you are paying the merchant the full amount, without them having to cover the interchange fee for credit cards.

[@mrmel9555]

Interest rate is the number one enemy...if the world don't apply interest rate...people will live in harmony without worried about debt anymore...

[@carultch]

If there were no interest, no companies would ever lend money. And you wouldn't find free bank accounts anywhere that don't charge a monthly subscription, or take a piece of the action of every transaction. The banks pay their bills because of interest as a return on their investment of the money they lend. The banks lend money in hopes to make a profit. Banks would loose money on the average no-interest loan, because lending involves risk that the borrower cannot afford to pay it back.

[@mrmel9555]

@@carultch if the amount already inclusive profit while still charging interest rate...that why lending money getting rich.. because of the interest...im also want to be money lender where im also can be super rich..its like ponzi schemes..

[@carultch]

@@mrmel9555 So how should we pay for the financial services we all use?

[@mrmel9555]

@@carultch are that call interest..that thing being call service charge...dont skip economy class dammit

[@petermautner198]

You are right there ..

[@strutwhore1467]

Honestly, you only live once🤷🏽‍♂️ not saying that Im not personally applying this I was lucky enough to wake up and learn my financial needs but this lesson should be taught right before every student leaves high school they know if the masses were educated before LIFE actually started it would be a better world I could into detail but you get the picture.

[@barnabyjara4751]

1 I use CC for convenience and pay the whole balance at the end of the month. What's wrong with that?

[@jo4285]

Barnaby Jara nothing wrong by most people don’t do what u do , and end up paying late fees and interest....

[@baconbaconbobacon]

I have two cards. 1 one is strictly for a monthly cellphone bill from verizon that saves me about 5 dollars each month, i will pay the bill anyway so took the card and it is only used on the phone bill. 2 my other card is for gas only and things my job needs me to pick up on the way which of course i get reimbursed and get it sent to my bank account which i pay right away. I seen early on that if i spend my card on other things i had a tendency to procrastinate about how I accumulated so much, even though i have the money to pay off, i feel subconsciously better if i leave it at that just to make my cards work as little and as regular as possible without me having to question myself. I know many of my friends that spend the card and are in debt because its easy to spend money that you do not see taken out of your bank account and thus harder to justify paying off, its a mental game the credit card companies end up winning many many times, its a good thing there are a few that do not get taken advantage of though.

[@keng.7079]

I wrote an program in MSAccess years ago to track my income and spending. Since I have several variable part-time sources of income, I can't just track expenses. Thanks for reminding me to start using it again! I'd be happy to share it.

[@Project2013B]

Why not excel or google sheets? Simpler.

[@marinelamalceva9026]

An amazing eye-opening advises for all of us! Thanks for sharing!

[@PracticalWisdom]

Glad you found value in it!

[@yungpeppy9003]

Thank you 🙏🏽

[@TedOh-m3u]

So what about the debit card? Likewise the cash is more important than this?

[@Biggles2498]

The problem is that if you DON'T use your Credit Cards the Credit Card Companies will either withdraw your credit facility without warning or at least reduce your Credit Limit ! Also my Credit Card was declined because the Store I was at kept putting in the incorrect Merchant Number although PIN number was correct ! It's NOT always the customer who is at fault !

[@leonrobinson8180]

Use your credit card but pay it off every month

[@falcon0097]

Great bro, MashaAllah

[@kirtenik8208]

Your video are helpful

[@SaintVader]

There is one thing you can do. I call it "the rule of the Month". Before buying something, think how many times you are going to use it every month. If you are planning to use it at least once every month then go for it!

[@mphomavictoria8763]

Good advice

[@CollyDoo]

It's not rocket science. Net income per month vs. monthly liabilities. Keep a spreadsheet on your expenses and expenditures. You'll be shocked when you start compiling historical data of your spending habits...

[@aducaale328]

Thank you. The last part is what i was missing in my book keeping. I really appreciate your input. And i subscribed to your channel. Thanks again

[@dreameryoung38]

The habits I will break is getting rid of my credit card,its the most I ever used it because everything didnt work as planned since moving to another city

[@mikejautosandstuff3349]

Getting rid of a girl friend/ Significant other is the best thing to have a lot of money well done

[@MudengeMoonjoesph]

Helpful

[@pats3714]

A mortgage, kids, a car loan, insurance, the SO, keeping up with IT (I tend to skip generations), a pension plan, health problems, fashion trends. You need to be earning a decent whack just to get by nowadays, never mind become rich. Ha!

[@MrAstringf]

I love your content. It's so easy to understand and share. I wish more people would practice these habits. It would improve their lives in ways they probably couldn't imagine.

[@twoface4969]

That's true cause when I'm in Costco I see a sell on something I do get it then later I don't want it I wind up giving it away so I do see what he's saying on that

[@heatherg1706]

Two Face Costco is great about returns. It’s take it back.

[@kommunitykonnected]

So true

[@briannabella1940]

The easiest Idea anyone can relate easily was to invest funds in a multiple outfits which will help create a stable Funds . I make $9000 in a Trade on my trading account

[@jackkensu1438]

Buying and Trading is the best for massive Profit .

[@katehenshaw8440]

what are the necessary Decision to trade I will appreciate a response.

[@Pep325]

I will advise you to seek for Advice on Stock Advocate they are in the position to teach how to trade Fund's for higher Profit

[@briannabella1940]

@@katehenshaw8440 Jeffersonlewis390 has been doing perfectly well in the Stock Assets. He was my favorite stock trader whom Introduced me to trade Bitcoin on my Self

[@peterwoodgate9963]

@@briannabella1940 look good. Where can I get a contact info

[@lorrainejacobson3069]

Exactly true. You didn't miss a point. Also don't count your money in front of the poor.

[@Melker63]

The most important factor is if you live in a reasonably elegitarian society, there even a 40 hour unionized low-status job gives you a positive cash-flow - provided that you are financially responsible, and that you have low-risc options to lean on; cheap collective transportation, tax-payed healthcare, and a education-system + pension-system that's not a total scam. Without these factors you are like people on the high end of the sinking lifebout, saying "thank God I'm not in the low end - yet".

[@SD-ko4tz]

The American obsession with credit cards is insane. Using a credit card at a supermarket? Why?

[@nachannachle2706]

Also: Buying an item, forgetting that you have bought it already, then buying the same item again. >_

[@DiamondNestEgg]

I did that last week!

[@ndayishimyeyvesemmanuel864]

Really i appreciat you thankx for teaching 💪💪💪💪💪 that'is true WE waste money where no need WE should look behind what went wrong and WE correct our self i appreciat from today no more waste money 😱😱😱😱😱😱

[@michaelglass4701]

Looooove your video 👍

[@eddiebaggett8114]

If you want to keep your money don’t buy Apple products

[@Cookedfrfrfr]

So freaking true

[@PInk77W1]

I only buy apple. My phone is about 5-6yrs old and I use it all day

[@ErrorPagenotFound-ig1cy]

Apple lasts longer than your garbage android. Mine took 5 years before I upgraded.

[@victor-oq7dl]

I thought my friend was nuts to buy an Apple iPad , ime on my third tablet , his is still working perfectly , apple really are well made

[@SeetheAutmon]

@@ErrorPagenotFound-ig1cy I had my samsung s5 for 5 years. The phone is a modern day nokia brick. The only reason I upgraded to a s10 was because of uber and lyft. The phone gets really slow and sometimes unresponsive when both run at once with map apps.

[@CloudTribe]

It's funny I'm not longer poor, I've been saving consistently for the past 2 years but I'm always afraid of turning back to my old self. I'm better but not as good as I could be

[@ytucharliesierra]

Kudos for turning two years ago. See your economic behaviour like a good lifestyle. Being able to save money and control your spending is worth a lot. If you don't already do it, make a spreadsheet and do your private bookkeeping with it every month. It's a lot of fun! Libre Office is open source.

[@Jancan20]

Supporting my family keeps me poor.

[@kimberlykimmons]

It’s “investing in the relationship” which pays dividends of its own.

[@sharonkour9721]

Save what? If you dont have money how can i invest or bonds if i donr have money i can jst about be good and pay my way. Ita easy said than done you need practical help with money in your hand then we can invest. I dont waste food or money or clothes or items but it was helpful Thank you

[@bm-ub6zc]

1. Don't use credit cards 2. Do budgeting 3. Never buy anything that isn't on your shopping list 4. Invest every penny 5. Track your expenses

[@shaydele]

How do you invest in rental properties?

[@RahulSharma-iq3vm]

Good video. I first came across the concept of tracking my expenses from the book "Your Money Or Your Life" by Joe Dominguez & Vicki Robin. It sure makes a difference!

[@frostsmaker8966]

Believe it or not, I only spend money on internet and food. Once I have huge hydroponic farm system, I will reduce the expense on food and produce some more money. I had to do it and make sure my descendant will also do. Even if you have nothing, you are rich as long as you have no debt on credit card.

[@Vitteo2123]

Monefy pro. So helpful

[@sunilbaisoya454]

Very nice video!! Thank you 😊

[@declare40]

Credit cards not bad if you control them and they don't control you. Handy to treat them a bit like debit cards. Or if you have discipline and use 0% cards. You can budget to pay off the bill by the end of the free zero period.

[@kmjjcs]

Rule #1 is incorrect.. never use cash; it doesn’t pay any points that you get from credit cards, just don’t overspend and pay in full every month using autopay.

[@InvestingEducation]

Great share, goin to avoid bad debt like the plague

[@PracticalWisdom]

Yes we are... 👍

[@lorriabraham6171]

Great piece

[@philv2529]

Wasted too much money on your girlfriend. LOL been there done that.

[@sheba389]

with #1, this is why I only have debit cards. my only "credit card" is a military star card and i have shown myself to be horrible with that. even tho everyone says it helps you build credit. ....but only if your good at routine payments and not overusing the card.

[@chrisu.k9307]

Cure for poor, be single 😁👍🏼

[@idaaltar1572]

😂😂😂

[@idaaltar1572]

😄😄😄

[@karajames67]

that just means if you get rid of all the people you know then you'll be rich it don't work that way it's about you

[@chrisu.k9307]

Kara James it was just humour mate, chill 👍🏼

[@gsquared2394]

Actually most millionaires are married (>90%). So maybe, stop playing house and tie the knot

[@shauncampbell969]

My side hustle is my KZbin channel and I never go grocery shopping with out a list

[@PracticalWisdom]

Nice!

[@WildPomStudios]

Responsible people know how to use credit cards properly. Credit cards are not bad: they are just tools. Does cash give you cash back? Does cash give you free airline flights? Does cash give you free hotel stays? Be smart. Be responsible. Learn how to use credit cards wisely and you’ll end up with more money in your pocket than just using cash. Also if used properly they will help quickly improve your credit score. Credit cards are no different than alcohol or cars: if you abuse them they will burn you, but if you use them wisely you will get a lot more enjoyment out of life with them.

[@teddey123]

This will be different. Lol. I love credit cards. BUT always pay balance and never paid interest. If I pay debit card or cash I get nothing. With credit cards I get points. :)

[@MrSetinel]

Even if you pay your credit card s off at the end of the month are still being charged interest daily.

[@tonysteel1377]

R N, the clock is ticking, but once you pay the balance in-full, it falls back to “same as cash”. If your credit card offers a cash-back percentage, then you’re able to make a few hundred dollars annually. It’s worked for me.

[@ny1025]

thats totally wrong for using credit card, my credit card allow me to travel around world with 1st class, n i imly pay airport tax.... there is nothing wrong to use credit card. just becoz u dont know how to use it

[@marianaquino7836]

I agree

[@khalidsohailhakim8141]

Married Oh Yes!! Then skip this video Bcos you are already Screwed 🤣

[@LadyPrincessDiana]

Investing: yeah, it's not like we can all do it. First of all, unless you're in the industry or studying for money-related jobs, you don't get taught how it works, how to get into it wisely, etc..

[@Brunette3030]

It's super easy to do it now; check out M1 Finance. I had an account set up in less than 10 minutes. You link it to your bank and start with $100. Look here on YT for videos about it.

[@greenearthblueskies8556]

i would never buy new clothes...plus i keep my weight down...so i can wear my old ones 4 ever. :-)

[@geoffdearth7360]

I always use cards and treat them like cash whether they are debit or credit.

[@entrepreneurking8162]

I hope this channel get 1 million subscribers ☝️

[@mar-linaustell7505]

Sooo True

[@SevenDeMagnus]

Pray and fat I maintain my will and motivation and energy and be wise.

[@clarkkentgwapo1]

Is not a problem at all if u have multiple source of income

[@erakkovaatainen148]

Stay single! Best way to save money, because your someone will always spend, and you'll spend. Kids are expensive too. The only people who need credit card are people who don't need one. Example. Most credit cards will refund your trip paid with that card in case that airline goes bankrupt etc. Visa cards they don't have that extension. So you end up losing money in situation.

[@justinredman9463]

Wisdom from the sewers. Thanks, Leonardo!