5 Top ETFs to BUY for 2025

[@MarkRoussinCPA]

Sign up for my FREE newsletter: go.roussinfinancial.com/subscribe

[@naZ11911]

What about SCHG, VIG, DGRO, VB, SCHX

[@AniWalt]

My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year

[@floxydorathy6611]

Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.

[@ritaakaraz]

The issue is most people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt, no offense. In general, Financial Consultants are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.

[@Wood-Je]

I agree. A financial advisor can really help you re-adjust and identify blindspots that you yourself do not notice, like mine did in advising me during COVID on how the pandemic will shape things, and I made it out big and still make up to at least 20k in dividend per month.

[@Masumakh1]

That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with, please?

[@Wood-Je]

Victoria Louisa Saylor is the licensed advisor I use. Just research the name. You’ll find necessary details to work with to set up an appointment.

[@HarrisRyan-oy8eo]

I may eventually shift to 80% ETFs since I find managing individual stocks too time-consuming. Are there other strategies that might be more effective for retirement investing?

[@BenTodd-fl8nv]

Sure..... There are always strategies that could be put in place regardless but then you need to have an in-depth knowledge of the market to get it mostly right or consulting with an expert who does

[@benitabussell5053]

Working with an investment adviser is the best strategy for navigating today's stock market, particularly for those approaching retirement. After consulting with a coach, my initial $450K investment has grown to more than $800K since Q2.

[@judynewsom1902]

I'm worried about my retirement portfolio and could use some guidance. How can I get in touch with your advisor?

[@benitabussell5053]

Marissa Lynn Babula is the advisr I use and I'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.

[@Theresaa12]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@ryannemdjen]

I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?

[@CameronDonna-w7n]

I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.

[@Simeonedavis]

I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.

[@MilaCruz-d5r]

How can I participate in this? I sincerely aspire to establish a secure financlal future and i'm eager to participate. Who is the driving force behind your success?

[@Simeonedavis]

My advisor is the quite famous Judith Lynn Staufer She has been making a fortune online worth millions of dollars in digital assets for a select few for years. Lately, these types of services have appeared that allow you to copy the results of the experts. She demonstrates how to copy it automatically using that system

[@Simeonedavis]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Judith Lynn Staufer ’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@ericbergman7546]

This is a very informative video, although I'm still confused and worried about retirement planning. I want to ensure a comfortable future. I've worked hard my entire life and I want to enjoy the fruits of my labor without financial stress. I'm really concerned about whether I've saved enough and invested wisely.

[@AdamLevcross]

That's completely understandable. Ensuring financial security in retirement is crucial for navigating the stock market. Have you considered working with a financial advisor?

[@John-ww2fv]

That's true. For someone with your concerns, a CFP is very necessary to help you get to where you want to be financially. You should definitely work with one.

[@ericbergman7546]

I've been advised to do for a while now and I'm looking for one who understands what I want and can work with me to that accord. Any recommendation please?

[@AdamLevcross]

JOSEPH NICK CAHILL

[@AdamLevcross]

He is my CFP and I recommend him to you because I've been where you are and understand your need for an open ear and also because of his expertise

[@kenallensworth5408]

Thanks!

[@EbrahamAljalil]

I Believe investors should always put their money in good use, especially next year(2025), we'll start to see more market diversification. I'm hoping to invest at list $750k of my savings in stocks this coming 2025 year. Hope to make good return's in millions this next coming year 2025.

[@MichaelGabreil]

My concern is whether I can continue to sustain my standard of living with $550k and avoid outliving my savings. Every withdrawal makes me a bit unsettled

[@ClemonSteve]

@@MichaelGabreil I wish I could have retired in my 50's. I'm 65 now, I started investing late . After some research, I found a strategy that helped. I'm pleased to say I'm retiring with at least $2 million.

[@MichaelGabreil]

@@ClemonSteve It’s worth noting that luck often plays the significant role in some cases, sometimes even more than the resources involved. Without it, its challenging

[@ClemonSteve]

@@MichaelGabreil luck plays a part, especially in the short term. I noticed that when results remain consistent, it indicates something more than just luck. research was the challenge until It led to Julie Ann Lerch, a fund manager. her strategy made sense, it contributed to growing 950k into this and counting

[@MichaelGabreil]

@@ClemonSteve Thank you for the lead. I searched her up, and I have sent her a request. I hope she gets back to me soon.

[@michaelruggero4112]

I love all of your etf picks for 2025, especially IHAK since I don’t know the individual companies that well. Will be closing out some of my individual names for these more diverse etf’s. Can’t 0:43 you enough for such an informative video. Have subscribed and many thumbs up coming your way.

[@DorcasStanford]

with everything we've been through in recent years, I really think 2025 could be another year of solid growth for the stock/crypto market. A lot of companies are in much better financial positions now compared to a few years ago.

[@EstelaOliver-k3s]

With that kind of momentum, I think we could see some significant gains from stock, forex and crypto market next year.

[@MillerJames-o5t]

One of the key things for me is how technology continues to push industries forward. We've seen so much innovation, and sectors like AI, green energy, and even biotech are just hitting their stride..

[@RyanWhiting-r6i]

interest rates might start to level off or even decrease as inflation gets more under control. That could create a lot of opportunities, especially for companies that rely on borrowing for expansion.

[@HappinessCletus-e6b]

Cheaper debt is a good sign for growth

[@HappinessCletus-e6b]

let’s not forget the labor market. Employment is strong, consumer confidence is rebounding, and when people feel more secure, they spend more, which boosts earnings across the board. I really feel like the fundamentals are there for another growth year.

[@adrianamatilda1]

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Charlotte Miller.

[@stephaniebeddis8069]

I'm celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me

[@DianaLinden-l6q]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@masterotrunks]

The very first time we tried, we invested $1000 and after a week, we received $7500. That really helped us a lot to pay up our bills.

[@GertonTootle]

I'm new at this, please how can I reach her?

[@adrianamatilda1]

she's mostly on Telegrams, using the user name

[@markharch2233]

Question here👋. I have a 3-fund portfolio consisting of 33% S&P, 33% Total Stock, and 33% International. Seeking complete growth, I shifted to 100% stocks. However, I worry that S&P 500 and TSM overlap too much. Lately, I've been in the red for a month, and it's taking a toll on me. As someone who works hard for their money, investing anxieties are overwhelming. I'm torn between selling everything and waiting it out.

[@laurapadd]

Breathe, relax, and refocus: market ups and downs are just part of the journey. Also, consider hiring a financial advisor - expert guidance can bring much-needed calm and clarity.

[@danawishln]

Thats right! A good number of people discredit the effectiveness of financial advisors in exploring new markets, but over the past 10years I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure.

[@cindyshs]

Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.

[@danawishln]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with 'Eleanor Kate Fenn' for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@cindyshs]

Just looked up Eleanor Kate Fenn and found her consulting page. I’ve got to say her credentials are truly impressive! I've scheduled a call to discuss further

[@scott1441]

I have three -SCHD,SCHG and very little exposure with IBIT

[@WeBeatMedicare6969]

I sold out of SCHD…sick of sideways growth…not even invested for the dividend to matter…On other hand, pretty decent amount of IBIT which obv has been great in 2024

[@DanielBellan-dx6rk]

Merry Christmas 🎄 I'm glad you made this video it reminds me of my transformation from a nobody to good home, $34k monthly and a good daughter full of love

[@ArchieHwan]

My advice to everyone is that saving is great but investment is the key to be successful imagine investing $15,000 and received $472,700.

[@Kelvin5541-o2i]

wow this awesome I'm 47 and have been looking for ways to be successful, please how??

[@Noaharth22]

Unfortunately, not all of us were financially literate early. I was 35 when I finally educated myself and started taking steps. I went from $176,0 ftdebt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling!

[@Scott32185]

Making touch with financial advisors like Elizabeth Regina Nelson who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.

[@christophersonkellyann]

Regina Nelson has really set the standard for others to follow, we love her here in the Uk 🇬🇧 as she has been really helpful and changed lots of life's

[@carlosjunioandrade1947]

Thanks Mark, I'm from Brazil and I invest in the United States and I like your analysis and I practice my English with your videos lol

[@MarkRoussinCPA]

Thank you!

[@ZakiSalem-zh5gr]

Greats. Video! You guys should also look into these (my top 5): SPYG - S&P500 growth SMH - semiconductors VGT - IT XLF - financial QTUM - quantum computing

[@lipda-ly9zb]

Thanks! For sharing your information

[@BillCagney]

I used to have 90 Funds of XLK at one point :( I sold it off and did VOO and QQQM mainly so not a huge hit at all but I loved it when I had it and wish I still had that 90 in there. It was one of my most "consistent" stocks. I also had 212 SPYG and now own SCHG in the hundreds instead but that was another one of my originals from my old job.

[@PaulSmith-zt7ix]

I like ivv and schd

[@user-jm7jk6xu2r]

Query your weighting amongst these in your portfolio?

[@Fam2023]

Great recommendations.

[@normeecatalya]

Hello, I want to start investing, but I'm unsure where to start. Do you have any advice or contacts for assistance?

[@ScottTommy-g4m]

Trading in Bitcoin now is the wisest thing to do now especially beginner....

[@TravisTurner01]

Most people think, investing in crypto is all about buying coins and leaving it to rise, come on it takes much analysis to be a successful crypto trader.

[@stellabrown12]

Honestly I really need help learning to trade. Seeing my portfolio low makes me very sad.

[@AgustinaDelgadillo-c5s]

You're right! I have lost a lot trading all by myself without a guide. It's been an uneasy ride for me. Who is your mentor please. how can i reach her i really need help in this bear market now?

[@normeecatalya]

How can I reach this woman Melista?

[@Robertgriffinne]

Rocking those NVDA, PALANTIR, TSLA, and APPL shares. Holding onto them for the long haul sounds good, but hey, I'm all up for grabbing those short-term chances too, aiming for that sweet $400,000.

[@halwiggam5465]

Stocks listed schg, voo, schd, ijr,

[@hotfeva9843]

Happy holidays 💎

[@cindythach3248]

Xlu

[@Successfinder123]

I own a version of all of these. QQQM, DGRO, SCHD, IJR, IBIT, XLU.

[@robertpresscott6608]

SCHG large cap growth SCHD dividends and growth

[@robertpresscott6608]

IJR small caps IHAK cyber security XLU utilities

[@JadeWashington982]

I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Natalie Rose Strayer for helping me achieve this..

[@LisaMedina788]

I'm surprised that you just mentioned and recommended Natalie Strayer, I met her at a conference in 2018 and we have been working together ever since.

[@aarizphilip7]

The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.

[@ScottHolmes5493]

You trade with Natalie Strayer too? Wow that woman has been a blessing to me and my family.

[@CharlotteMillerr.1]

I'm new at this, please how can I reach her?

[@EarlDavidson-d4f]

I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much.

[@andreyshulgin5984]

The best combination: SCHG/SCHD 50/50, with 0% overlap by weight. 💯

[@haruseikezawa2611]

SCHD has not been performing well and I dont think that the dividend cost is worth it. Do you?

[@tommyortiz6623]

@@haruseikezawa2611I do I bought the dip recently and will always buy more as it dips

[@CarlAcevedo-sc3bl]

Technology and renewable energy are definitely going to be key sectors moving forward. And ETFs make it easier to spread out the risk compared to buying individual companies.

[@phanithsoeur2587]

Thanks for sharing

[@christoperspeer2300]

Thanks, great group of ETFs.😊

[@Tasha-c2e]

Thank you this was helpful. I am going to look into this.

[@wread1982]

I started investing in VGT 12 years ago 😊

[@bluewave7120]

Just subscribed TY

[@edwinzakrzewskijr7008]

I have JEPI and JEPQ and buy all you can you won’t go wrong reinvest or take the monthly cash dividends you will be glad you did

[@SergioMartinez-i4n]

After struggling with investments that didn't work out, I'm exploring ETFs as a more stable option for building long-term wealth. What are the top 5 ETFs you'd suggest for someone starting with a lump sum?

[@uwerathsack]

I suggest you seek guidance from a well-qualified advisor. My investment portfolio is made up of 15% PLTR, 15% TSLA, 25% NVDA, 15% VOO, and 30% in digital assets, credits to my advisor. I've made over 60% capital growth this year.

[@IvonEoin]

Thank you, I already added VOO and QQQM. Can you share your advisor with me?

[@uwerathsack]

Caroline Suzan Olson is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@ImaneDupont]

Invest in SPY (ETF) and just let it grow. When you retire, let a broker sell cash-secured put options and covered calls for monthly income.

[@MrsFrançoisCharlotte]

I met Caroline Suzan Olson for the first time last year at a women's conference here in Pennsylvania, and my life has changed for the better since then. God bless her!

[@tomiemmanuel317]

I live in the uk we do not have access to SCHD. What is the closte etf ro schd that I can get . Thanks

[@OzkAltBldgCo-bv8tt]

I value your opinions as I believe schd will bring balance to my portfolio

[@ljrockstar69]

Hi great video, very diverse choice. I'm interested in utilities, do you also think energy will make a play in 2025, XLE? Does energy and utility ETFs follow the same path? I really don't know the difference between these two sectors.

[@quest_edward]

Timestamps: 00:03 - Explore five top ETFs for a diversified investment strategy in 2025. 01:45 - Focus on large-cap growth ETFs for strategic portfolio diversification. 03:31 - Top ETFs for 2025 include major tech stocks and strong dividend payers. 05:19 - Consider diversifying with SCHD as interest rates decline. 07:08 - Small caps may thrive under favorable economic conditions despite inherent risks. 08:51 - IGR focuses on small cap companies with a low expense ratio. 10:36 - Cybersecurity ETFs focus heavily on technology stocks, robust top holdings, and manageable expenses. 12:18 - Investing in focused utility ETFs offers strong dividends and low costs.

[@viviancarolgioao]

Very informative video. I plan on focusing on long-term growth with AVUV, $VOO (S&P 500), $VTI (Total US Stock Market), $QQQ (High-Growth Tech), and $SCHD (Growth + Dividends).

[@DonaldStokes-p]

Interesting of you to focus on those ETFs. I missed that earlier on. But I'm on it now. How did you anticipate those rises?

[@PASCALDAB]

When I started, after alot of losses, I finally succumbed to the advice of my colleagues and sort out professional help. As a beginner reliable information and professional guidance is key to financial success and that's where a CFP comes in

[@Tonyrobs2]

@@PASCALDAB I have been advised on that for a while now, but finding one that understands what I'm looking for and can advise me to that accord is whom I'm in search of. Please, any recommendations?

[@PASCALDAB]

My CFA ’’ Sharon Ann Meny, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@Tonyrobs2]

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

[@davidmjohn3194]

Thank you

[@jakebosquez4060]

Another great vid! Any thoughts on XOVR? Gives access to SpaceX but has a high expense ratio, thanks.

[@BillCagney]

LOVE SCHG and saw this first on the video, just loaded up on nearly 500 shares and want to add more next year.

[@matrixist]

Schg holdings are crap in this environment.

[@cmd2973]

@@matrixistlol what?

[@RobertMeyers-t7r]

XLU, you are finally speaking my language, thank you.

[@eugeniomartineza.7882]

Thinking on investing separetely on Tesla, Micron and SentinelOne

[@davidbrooks8809]

I have FTEC SCHG and some VOO 😊

[@TheeILuv489]

I have FTEC AND SPLG.

[@rishabh-90]

Generlink can kill Genrac in terms of power generation for normal household use.

[@edwinzakrzewskijr7008]

What about JP Morgan JEPI and JEPQ no mention no confidence in your opinion.

[@ThomasShelby-xz2fk]

SOXX should be on here. Semis are getting set for a rebound

[@Agatha.wayne0]

I am really worried about the current crisis/interest rates, these are all the signs of yet another 2008 market crash 2.0 , so my question is do I still save in the United States dollar or is this a good time to buy gold?

[@Ahmad-x7w7k]

It’s always a good option to keep some gold. Well with the current market situation and everything at stake with the present economy, I’d say you’re better off staying away from stocks fr awhile or better still reach out to an adviser for guidance.

[@SandraPhilips-p8m]

This sound interesting. I’m not really one to use pro analysts, but I guess it would not hurt to try one. My portfolio is in the red waters right now

[@eduardobentancur2918]

Could you review XLKS and explain why is outperforming XLK?

[@JohnnThomas]

Great video Mark as usual, what do you think if we replace IJR with XSMO and XLU with UTES , I think it would be much better ..

[@billwilliams9527]

I'm a SCHG guy, some SCHD, with PLTR bought with vegas $. There are other Schwab funds for diversification.

[@americanmade36merica99]

What about VONG, looks to be similar to SCHG. Having either one in the portfolio is just fine right? I was comparing those two and their both up 38% YTD.

[@chrismeeks1376]

SPLG & QQQM are in my brokerage. SCHD, SCHG, SOXQ, SPMO and FBTC are on my Roth IRA.

[@TheeILuv489]

I have SPLG and FTEC as my core retirement investments. Low expense ratio.

[@cmd2973]

For small cap I hold a lot of AVUV

[@WealthyChronicle]

Finally, someone who understands the importance of low-cost ETFs! I've been preaching this to my friends forever.

[@lloydbanks6609]

Is having VTI and SCHG in the same portfolio over kill as you put it?

[@UtiEmmanuel-ef2he]

I couldn't get to join and sign up to your discord

[@Pozela]

I’ve got 11k in SCHD planning on adding 24k next year, I have 10k locked in SCHG despite being a dividend investor, I’m planning on a small position on FUTY etf which gives me exposure to utilities and a very nice yield.

[@rawrfishing]

That xlu looks interesting! thx for the share

[@dabeast4575]

What will you recommend for a 21 yr old in a taxable brokerage account with a great pension at his job. Focusing on building wealth aggressively and building wealth. Not worried on retirement. Will have a sizable pension what to build wealth and borrow from private brokerage account.

[@user-jm7jk6xu2r]

The primary question here is weighting for a new position for am aggressive minded investor. Thoughts anyone?

[@SivaandSuthaSivaananthan]

iShares Cybersecurity and Tech ETF (IHAK)?

[@soBeItKryptonite]

Thoughts on HACK vs IHAK?

[@dashdiet7815]

Nice group of Etfs but there are some sectors that are missing like Real Estate, Financial and Health Care so it's not a very diversified group. I like the 3 fund portfolio (SCHD or VYM) (SCHG or QQQM) or (VUG VOO or VTI)

[@bethhynes787]

What about cibr?

[@dogeeeeeee574]

Why not Spmo, xmmo, xsmo, avuv, utes, mlpx, vgt,and airr? Spmo beats schg and is not tech heavy. Why not mid caps with xmmo? For small caps avuv and xsmo seem better than other. Utes beat xlu. Airr and mlpx are both doing well too. Mlpx has q good dividend.. Vgt to add some tech as spmo is low in tech. Other tech options are igm, smh, and xsw.

[@michaelbrady4440]

FTEC, SCHD, SPLG

[@abdullacp3980]

i want to vedio how can setting of cover order tagete

[@BA-pz3lo]

Mark, what do you think of Bitcoin ETFs?? Smash or pass??

[@knotslip8862]

Thanks Mark. I have a question for you...With Robotics and automation gaining so much popularity, is there a good Robotics fund that we could invest in? I think, like AI, this sector will grow greatly over the next several decades.

[@nathanpatton5774]

Botz

[@FELiPES101]

ill take qqq over schg...i have gone back and forth on it

[@sqaz]

I’ve split between XLU and ihak

[@jakebosquez4060]

Newer to the investment world within the last couple of months. I currently have a 401k with my current employer investing all in S&P 500 and 401a from a previous employer also investing in FXAIX. I have a Roth IRA and started a brokerage account. Would it make sense to move forward with the taxable account if I can’t max out the Roth first? Or should I just focus my allocation efforts solely to the Roth until I can max that out? Thanks for any insight!

[@kagors4491]

PTF, FTEC, SCHG, SPMO, DIVO, FESM, Amazon, Meta, Google. Walmart. And QTUM to cover quantum focused. VOO not needed

[@soBeItKryptonite]

Which ETFS (other than SCHD) that arent heavily exposed to the technology sector should one consider looking into. Appreciate any input. Thanks all.

[@bhepp344]

VB,VYM, DVY are worth a look

[@dogeeeeeee574]

Spmo....mostly financials. Tech is #2.

[@dogeeeeeee574]

Xmmo, utes, mlpx, xsmo, airr....all have done well this year and some even done well in other years.

[@okletssee8071]

VTV

[@willk1756]

New to investing. Welcome any advice. Im currently invested in: S&P VUAG - Foundational SCHD - Dividend SCHG, QQQ - General Growth VGT, SMH - Tech Growth

[@rvboy2010]

Mexico Emerging market EWW ???

[@hernstv]

IHI XLV

[@austinehasz3907]

ihack is cheaper than Cibr But…… Cibr has had almost double the returns the allocation and names are much better in Cibr

[@xst-k6]

Growth 55% ETF/Stock, Allocation Schwab US Large-Cap Growth ETF, 25% Fidelity MSCI Information Technology Index ETF, 15% Invesco NASDAQ 100 ETF, 10% Invesco PHLX Semiconductor ETF, 5% Value 45% ETF/Stock, Allocation Schwab US Dividend Equity ETF, 20% Berkshire Hathaway Inc, 15% Schwab US Broad Market ETF, 10%

[@BrianTX409]

I have SCHG, SCHD, and SCHX (not on this video). SCHX is the largest percent held in my IRA followed by G then D. I've had these positions in my IRA since May 2023. I've been thinking of dumping SCHX and SCHD, and going all in SCHG. I'm 62 and retired, don't foresee needing to tap into the IRA for years.

[@adilsonsf]

I'm not sure to invest in technology.

[@niceguy8305]

Markets gonna correct 20 %

[@anthonyturner6844]

Why is everyone so high on Schwab stocks for 2025? I’ll avoid anything sh… just gonna keep pounding VOO and VOOG to maximize scaling and dividend returns

[@YousifAbdelaziz-tj5rx]

Love SCHD and SCHG

[@BillCagney]

This! I am going to load up on the SCHD soon but I loaded up on SCHG last week when selling off other stocks (It is better than QQQM IMO but I own both).

[@YousifAbdelaziz-tj5rx]

@@BillCagney agreed! They are both power house in my opinion

[@adelaidemedici5114]

The longer you go out the Qs will beat the SCHG. Consider QQQM as the fee is lower than the traditional QQQ. Of note to observe is the starting for both funds.

[@dogeeeeeee574]

Spmo and xmmo are even better.

[@rishikeshharidas7341]

Both VOO and SCHG have same companies.

[@RichardAkin-qj6xt]

It's hard to beat SCHG.

[@sneakersda2199]

You only need 2 stocks. ASML and AMZN. That is the future

[@davidbrooks8809]

You Go ahead 😮😅

[@matrixist]

#1 SQQQ

[@XDividendDad]

FUTY>xlu

[@gordonrambo7819]

IHAK not IHACK. It's volume is too low.

[@Surenjoel-u9g]

As an investment enthusiast, I often wonder how top-level investors are able to become millionaires through investing. I have a significant amount of capital to start with, but I'm unsure about the strategies and direction I should take to help me generate substantial profits like some people are this season.

[@Michaelsun-z8k]

I’m not in a position to offer financial advice, but given the significant amount of capital you're working with, it would be wise to consult a financial advisor who can guide you in developing a strategy tailored to your goals and risk tolerance.

[@wood-e9s]

The truth is, the role of an investment advisor can often be overlooked but should never be underestimated. After facing a significant portfolio loss in 2020 during the COVID pandemic while trying to manage my investments on my own, I decided to reach out to an investment advisor. At that time, I had about $126K left in my portfolio. Now, without having to lift a finger, I'm semi-retired, working only 7.5 hours a week, and I'm just 15% short of my $1 million retirement goal thanks to my subsequent investments.

[@dondee-i9p]

This is incredible. Could you recommend who you work with? I really could use some help at this moment.

[@wood-e9s]

My CFA is ASHLEY GARNER ABBOTT, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did

[@letterkey-k9i]

Excellent share! Curiously inputted Ashley Garner Abbott on the web, spotted her consulting page ranked top, and was able to schedule a call session. I've seen commentaries about advisors, but not one looks this phenomenal.

[@Susan00197]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.

[@AyrtonAmbra]

Thanks for the analysis! Could you help me with something unrelated: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?

[@soBeItKryptonite]

Can someone explain why SCHD should be in my portfolio. The NAV drops, the dividends is ok, outside of that I'm not sure what it offers thats so astounding. I just dont get it.

[@nicks6243]

You have to consider something called yield on cost (YOC)- schd has insane dividend growth this means although it says 4% dividend etc after 20 years of compounding your true yield on cost is actually closer to 20% dividend (because the stock you bought 20 years ago that gave you 1$ per share now gives you 8$- example)

[@nicks6243]

This is why dividend growth is sometimes more important than a high dividend unless u need cash now

[@soBeItKryptonite]

@@nicks6243 Thank you. That does shed more light on why SCHD is constantly recommended.

[@soBeItKryptonite]

@@nicks6243 Thank you fir shedding light on why SCHD is so highly recommended. Thank you for that insight.

[@dvb1701]

High dividend yield usually means the stock price is stagnant. Low yield with large increases is the way to go for long term investing. If the dividend payment is getting increased 10-20% every year, and the yield is still less than 1%, that means the stock price is also on a tear. It's a different animal than trying to find the next stock that's going to have a 20,000% share price increase over the next 10 years, though, and which one you are after depends on where you are in life, what your investing style is, and how far down the line you're planning for the future.

[@logicalmisery3737]

Fix your comments section sheesh

[@marcussurleyadventures1928]

Trump 0.1 small caps plummeted

[@victorasul]

How boring....SCHD again...get more creative like GPIX, GPIQ etc

[@dogeeeeeee574]

UTES is far better than XLU.

[@csick11]

Those stocks are for rookie investors who doesnt like to do their own diligents. You won't get rich investing into etfs unless your 15 years in the market. I got rich within 5 years buying individual stocks

[@chrismeeks1376]

Different strokes for different folks I guess and what's good for you isn't necessarily what everyone else needs to do.

[@csick11]

@chrismeeks1376 then what's the point of investing if your afraid to make money?

[@chrismeeks1376]

@@csick11 I don't remember mentioning anything about being afraid to make money. Everyone has different goals therefore probably have different investment styles. Maybe someone isn't trying to get rich and just wants to supplement the retirement/pension they will get. Like I said before, just because it's not your style doesn't make it the wrong style. Merry Christmas

[@csick11]

@chrismeeks1376 shhhh. Time is money and your wasting my time reading your nonsense

[@chrismeeks1376]

@@csick11 I don't remember demanding you read my replies. You could have simply ignored my replies and none of your time would have been wasted. Merry Christmas

[@KadirMehmet-y9i]

Where to buy XAI401C pls

[@AyseDiana]

Just recently joining in on the fun with the XAI401C gang. Been liking the content, good job ☕️

[@minafakhri8371]

My biggest irk with ETFs is the lack of optimisation. Large changes in any given stock in the ETF can drag your portfolio down. But in general, ETF or not, I think the stock market isn't showing any sign of slowdown and I want to invest about $60k but I'm not so confident about my abilities yet.

[@RaphBeekers]

I have greatly grown more than 45% this year already, though my FA has advised we diversify going forward. But safe to say a growing market does not always mean that the economy is smooth-sailing, but yeah, we can as well enjoy while it lasts.

[@EmmaDavis-n6u]

Yeah, sometimes the smoke hides the reality. Anyway, any chance you could recommend who your financial advisor is? I have to ride the tide, too.

[@RaphBeekers]

Rebecca Lynne Buie has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend her

[@AlyCelie]

Thank you for the lead. I searched her site up and filled the form. I hope she gets back to me soon.