How to understand the confusion with Google Wallet?

IMPORTANT UPDATE FOR US RESIDENTS
• Important Information ...
Google Wallet is a mobile app that lets you send and receive money, make payments, and manage your budget.
You can use Google Wallet to:
- Send and request money from friends or family members in the United States.
- Pay for purchases in stores with your phone or tablet (using Near Field Communication (NFC) technology).
- Pay for items on the web using Google Chrome.
- Use your debit card to withdraw cash from ATMs in the U.S. (or any ATM that displays "Google Wallet" as a payment option).
00:00 Confused about Google Wallet and Pay
00:22 How to get help
00:54 The big issue - Google is LAST
01:24 The history Google Pay and Wallet
01:47 Google Pay
01:58 Google Wallet
02:31 Making sense of a mess
03:01 Country specific
03:21 In many countries Google Pay and Wallet are the same
03:32 Why you should use Google Wallet
05:45 Who can use Google Wallet?
05:56 Using Google wallet on a mobile device
06:31 Using Google Wallet with smartwatches
07:33 Using Google Wallet on the Fitbit Sense 2
07:53 Using Google Wallet on the Pixel Watch
08:10 Using Google Wallet on a PC
𝕎𝔼𝔹 𝕊𝕀𝕋𝔼 www.techforsenior.com/ 𝕊𝕚𝕘𝕟 𝕦𝕡 𝕗𝕠𝕣 𝕠𝕦𝕣 𝕗𝕣𝕖𝕖 𝕟𝕖𝕨𝕤𝕝𝕖𝕥𝕥𝕖𝕣
ℙ𝕝𝕖𝕒𝕤𝕖 𝕃𝕀𝕂𝔼 𝔸ℕ𝔻 𝕊𝕌𝔹𝕊ℂℝ𝕀𝔹𝔼 𝕥𝕠 𝕥𝕙𝕚𝕤 𝕔𝕙𝕒𝕟𝕟𝕖𝕝
ℙ𝕝𝕖𝕒𝕤𝕖 𝕤𝕦𝕡𝕡𝕠𝕣𝕥 𝕦𝕤 𝕓𝕪 𝕓𝕦𝕪𝕚𝕟𝕘 𝕦𝕤 𝕒 𝕔𝕦𝕡 𝕠𝕗 𝕔𝕠𝕗𝕗𝕖𝕖
ko-fi.com/techforsenior 𝕊𝕚𝕥𝕖 𝕥𝕠 𝕕𝕠𝕟𝕒𝕥𝕖
𝕋𝕖𝕔𝕙 𝕗𝕠𝕣 𝕊𝕖𝕟𝕚𝕠𝕣 ℂ𝕙𝕒𝕟𝕟𝕖𝕝
/ techforsenior

[@jensastrup1940]

Well explained, not just for seniors. Thank you

[@onelovegirly]

I'm not a senior. But I know the value in this. Thank you so much for making this channel!! Wished I still had my grandma so I'd play this for her 🥺

[@TechforSenior]

Thanks for watching my video and taking time to comment.

[@emersoncaiza1471]

​

[@emersoncaiza1471]

​😅😅😅😅😅😅😅😅😅😅😅

[@emersoncaiza1471]

​ 0:50 😅

[@emersoncaiza1471]

​

[@TechforSenior]

Thanks for watching my video and taking time to comment. I use Google Wallet every day and am amazed at how many people just tap their phone. Good luck. It is very easy to setup.

[@banderson5676]

Not a senior yet but this was the best video explaining The Google payment confusion.

[@TechforSenior]

Thanks for watching and taking time to comment. Other watch videos I have made kzbin.info/aero/PLi6B6bF8hCO6h_XQKVUNiO6wbJYw3wpLU

[@IvanSnegireff-se1xs]

You know I love you guys and I supported you guys for a long time what's going on with you people why don't you guys give me a heads up when he's days instead of doing this racketeers stuff come on you guys I've been supporting for a long time and I love you man just get the stuff going

[@TazKidNoah]

So underrated channel. Channels like this need more audiences. Very objective to the piont

[@TechforSenior]

Thank you for watching my video and taking time to comment.

[@1MarkKeller]

Agreed, Google itself should pay to link to this video. Makes no sense why they didn't explain what is going on with Google Pay and Google Wallet.

[@TechforSenior]

👍

[@robertmartello9882]

Thank you for help with seniors, compared to the rest you talk clearly and slowly

[@TechforSenior]

Thank you for watching my video and taking time to comment.

[@robertmartello9882]

@@TechforSenior all these other people fast sometimes a 73 year old man thinks a little slower

[@markbeiser]

Not a senior quite yet, but I never used Google pay/wallet before, and never planned to, until I noticed the Discover It 5% cashback bonus this quarter is not just for Amazon purchases, but also digital wallets, so I needed a crash course, thanks!

[@DrAdityaReddy]

You get 5% cashback everytime you pay via google pay?

[@markbeiser]

@@DrAdityaReddy With my Discover card, yes. I switched to using Samsung pay though, works better. You only have until the end of the month though, 1st quarter 2023 is grocery stores and drug stores.

[@oicned5254]

Thank you very much! Not a senior but this helped a lot.

[@TechforSenior]

Thanks for watching and taking time to comment

[@ashcatarts2868]

Thank you very much for the explanation.

[@TechforSenior]

Thanks for watching my video and taking time to comment. Other videos I have produced kzbin.info/aero/PLi6B6bF8hCO5zAbCn9yWQHt7wY4UxKb1j

[@01chch1]

Great explanation!

[@TechforSenior]

Thanks for watching my video and taking time to comment.

[@markranatunge612]

clear explained Thank you.

[@TechforSenior]

Thanks for watching my video and taking time to comment.

[@mz_gemini_336]

Thank you very much. Not a senior but you explained it very well for tech illiterate humans.

[@TechforSenior]

Thanks for watching. Another video you might enjoy kzbin.info/www/bejne/q6nNYqV-iM-piZo

[@vokieman2979]

Now i know a little better how it works . There was a story in the AARP bulletin about Gpay but not much info. I might just try it on my smartphone. I did subscribe to your channel. I am a senior and thank you for your help.

[@TechforSenior]

It is very easy to use and set up. I am assuming you have an Android Phone. If you have an IPhone use Apple Pay. We have a FREE newsletter @ www.techforsenior.com

[@SteelerY360Nation]

I'll be 56 years old in May, so I guess I'm near being a Senior Citizen. 😆🤣 I just downloaded the Google Pay and Wallet apps on my Samsung Galaxy A11 phone, & found out that it does not have NFC. I just got more confused!! 😡😭 BTW, You gotta new subscriber!!

[@TechforSenior]

Yes. I just checked and the a11 doesn't have NFC. It is a relatively new phone so you would think it should be included. You are most welcome to join our live show on Monday's. Details @ www.techforsenior.com They are all recorded on our chanel.

[@SteelerY360Nation]

@@TechforSenior - I will definitely check out your Website. I'm now looking into purchasing a Samsung Galaxy 4 Watch, cause it has NFC 👍

[@teresalussier3826]

Thanks!

[@11ccom]

Good stuff.

[@GLRYB2GD]

Great vid bro. 👏🏻👏🏻👏🏻

[@TechforSenior]

Thanks for watching my video and commenting.

[@tiffanystewardbenn7922]

Thank you 💜

[@TechforSenior]

Thanks for watching my video and taking time to comment. Other smartwatch videos I have made. kzbin.info/aero/PLi6B6bF8hCO6h_XQKVUNiO6wbJYw3wpLU

[@TechforSenior]

Thanks for commenting and watching my video.

[@deenajohn3198]

Thank you Sir helpful video But my phone doesn't support NFC and is also not working Gpay in this case how can I pay through my phone Thank you

[@TechforSenior]

www.androidpolice.com/google-wallet-soon-let-phones-without-nfc-make-in-store-payments/ Changes are coming as outlined in this article,

[@Trixie76]

Gen X here! How does it know what card to use if I don't even open the Wallet/Pay app? Does it just know when I'm at the L in Chicago to use the Ventra "card" versus my normal credit card also in there?

[@TechforSenior]

Thanks for watching my video and taking time to comment. You can set a default credit card or choose the one you want.

[@albab790]

Thank you

[@TechforSenior]

Thanks for watching our video and taking time to comment

[@lordbountifulitsme7919]

Fantastic ❤

[@TechforSenior]

Thanks for commenting

[@scarletsletter4466]

Needed this info although I'm no where near senior yet. It's so confusing to see this change on yr phone. I thought I had Google Pay, but now the Google Wallet app says it has contactless payments. So I guess I don't need both 🤷🏼‍♀️

[@TechforSenior]

Thanks for watching my video and taking time to comment. You just need Google Wallet.

[@gozzilla78]

The thing I still don't understand is: after registering a card in Google Wallet, can I use my phone to pay anywhere a contactless terminal is available, or do I need to see if the terminal they have supports Google Pay? To rephrase my question, which icon should I look for - my credit card's circuit logo (VISA, Mastercard, etc.) or the Google Pay logo?

[@TechforSenior]

Once you have your credit card registered with Google Wallet you are good to go at any terminal. Remember Google wallet just provides the authentication for your credit card.

[@optionbinarie]

Thanks for this video. Google Pay had limits and you had to verify your identiy... but I don't see that option on the Wallet. Are there still limits and need for verification and if so, then how?

[@TechforSenior]

Thans for watching my video and taking time to comment. With mobile devices there are many different ways manufacturers use for security. It may be fingerprint, Pin, Biometrics etc and Google Wallet/Pay will not install unless a recognized secure account can be established. It can be very different depending on what device you have.

[@optionbinarie]

@@TechforSenior Thanks for a fast reply. I think however that you missunderstood my question. I was talking about KYC verification that was required by Google pay before. So for example without sending them your ID and proof of address t5i verify your identity you could only spend up to 700$ liftime amount with Google pay if you didn't verify. Have they removed this verification requirements now with Google Wallet?

[@TechforSenior]

@@optionbinarie Interesting. Not sure of the answer. I wonder if it a credit card change. Remember Google wallet is just providing an identifier for your credit card.

[@karenbenge753]

It is a bout messed up my phone is so full i am tired and it is freezing here i have been in the gas station for an hour to tap pay?

[@ahmedhaoues2613]

My concern with Google wallet is safety and security. There is no second layer of protection when using it for mobile payment. if someone gets a hold of your phone unlocked, they can easily tap and purchase anything! Unlike Samsung pay or Apple pay where they ask for password, fingerprint, or face ID

[@TechforSenior]

Thanks for watching the video and commenting. There is no difference between Apple, Google or Samsung Pay. They work exactly the same. The security required to unlock the device is device specific rather than software. All 3 will require security to be set up on your phone or watch before installing. Your options could include fingerprint, facial ID or PIN. All 3 apps will NOT work if the appropriate security is not enabled on your phone. This is also true for watches but can vary depending on brand.

[@alexandrosdjkevingr]

I have the same concern and your answer sir is tremendously diplomatic 😅 You dont have to say how a phone works in general. We know that. The problem here is my phone is unlocked for whatever reason (someone watching a utube video through me) he could easily purchase whatever he wants without asking password or fingerprint. I was actually looking all over the network if theres a possibility for that and came across ur videos!! Thanx anyway ✌️

[@TechforSenior]

@@alexandrosdjkevingr The issue of security is obviously one that Apple and Google are concerned about. I have installed Google Wallet/Pay on a number of phones and the APP WILL NOT install unless adequate security features are enabled. This varies/phone and suspect Google as set security rules. You make be required to enter a PIN before each transaction but not on my Pixel 6.

[@Kameron-The-Crafter]

You can turn on a pass word in setting of app on google pay. Im checking wallet.

[@TechforSenior]

@@Kameron-The-Crafter Thanks for watching and commenting

[@ljacobs357]

Apple is bigger in the US only. Google and Samsung are bigger elsewhere.

[@TechforSenior]

Thanks for watching and commenting. You are correct. Be sure and watch the above linked video for US residents.

[@stevenroshni1228]

"are you confused, well Google confused

[@mrsccs2814]

cs HI when I first watched your video I went ahead to add a debit card to find that Samsung Wallet does not support my bank. Samsung advised to use Curv. Unfortunately I have added the wrong card. Now trying to remove. Curve say to add another card then delete. This does not work. Also when my card goes into Samsung Wallet it does not show my card just Samsung Pay. I have no idea which card account it is. Can you help. Please do another video on Utube I am sure more people would like to understand how to use. Many thanks.CS

[@TechforSenior]

Thanks for watching and taking time to comment. I don't have a Samsung Phone so do not use Samsung Pay. The ability for your credit card to work will depend on what Country you live in and what device you are using it on.

[@nathanaelsmith3553]

My phone doesn't have nfc so I can't pay with my phone, so my gift tokens are stuck?

[@TechforSenior]

Thanks for watching my video and taking time to comment. I am surprised Google Wallet installed on a phone without NFC.

[@scottsent8120]

Hi, I installed Google Pay and put 1 credit card's info in it. I tried it once at a store which accepts Google Pay, but it didn't work. I don't have unlimited data, so I usually have Mobile Network turned off, so maybe that was it? Does the phone have to have internet connection to use Google Pay at a store? Also, another video posted by Google said to turn on NFC in Connection Preferences, but my Android 10 did not have that listed as a setting possibility. What to do? Thanks :)

[@TechforSenior]

Google Wallet is an APP on your phone that creates a unique transaction code for your credit card payment. It doesn't need an internet connection. It communicates with NFC to the credit card terminal and usually will not install if you don't have NFC on your phone. Assuming you have NFC I would delete the APP and try again. If you don't have NFC Google Wallet will not work.

[@scottsent8120]

@@TechforSenior Thank you. There is "Nearby Share" as a setting under Connection Preferences, but it appears to be sharing with other near devices via Bluetooth. Could that possibly be NFC? If not, I don't know why NFC wouldn't be on Android 10. I don't understand. That video I mentioned was from last year, so it's not outdated. Are you saying that it's possible that my phone has NFC enabled without it being listed as an option?

[@scottsent8120]

@@TechforSenior Hmmm. In thinking more on this, I'm wondering if NFC capability is something some phones don't have. I was thinking that it's merely software, but now I'm thinking it's a physical transmitter/receiver in the phone. I've watched multiple videos about using Google Pay, and no one has commented on this being an issue, so when I first saw NFC being referred to, I thought it was standard in all modern phones. I'm looking at my phone's manual for it, but it's not easy to find, and they may not even mention it. It's a Moto E that I bought 2 years ago, so I thought it would have everything needed.

[@scottsent8120]

@@TechforSenior Never mind. It wasn't mentioned in user's guide, but I finally found it mentioned by searching for it in "Help." "Your phone doesn't support NFC." Damn! Who woulda thunk it? At least I finally figured this out. Out of the multiple videos I watched on Google Pay, I only remember the one I watched earlier today mentioning enabling NFC. It would have been nice if that were mentioned from the start of any video on using Google Pay in stores.

[@davidsworld5837]

if some one wants to pay you money what do you have to give them to do it using google wallet.

[@TechforSenior]

It depends on what Country you live in but the recent changes to Google Wallet limit it to Credit card transactions. Venmo or Paypal are good for money payment.

[@nancymcleveland115]

Never had issues with this before but I think Google is matching my brain since I have Dementia now and they both seem the same. My issue is I get voucher cards for playing games and I spend them on games. My problem is that MT voucher goes to Google Play but not Google wa!let!!!!!!! It's like app won't accept it! But

[@wretch1]

I had google pay and it was great. It updated to wallet and has been inaccessible due to permanently being updated. Google pay is not longer available to me.

[@kenyari6126]

Can you use Google wallet for online purchases?

[@TechforSenior]

Yes. It is called Google Pay on line. Much more secure than putting your credit card info on the Web

[@erikaruv22]

Anyone know how to install a lock screen for google wallet? I have gpay installed with a screen lock, but just installed google wallet and can't seem to find a way to set up a screen lock to open the app. So if my phone gets stolen they can just open the wallet app

[@TechforSenior]

Usually Google wallet will turn on lock screen as part of the instillation. It will not work unless lock screen is active.

[@brendancreaven9452]

The BEAST system

[@TechforSenior]

Thanks for watching and commenting. My word would be " evolving "

[@KoczulMoczul]

1:07 Why did you not provide the source of this data?

[@TechforSenior]

Thanks for watching my video and taking time to comment. Everything in the video is public knowledge. Not sure what you are looking for.

[@KoczulMoczul]

@@TechforSenior I mean citing data sources (e.g. providing a link to an article where it is written that, for example, Apple Pay accounts for 95%). Regards and wish you all the best ♥️

[@estherfernandes1878]

Google is also confused. Gpay is only available in the US, Singapore and India now (2024). When I shifted to Aus, I couldn't use it. I had to shift to Google Wallet but couldn't download the app as my Google account wouldn't believe I was in Aus even though my profile said so. After 6 weeks of trying to figure this out with the Google team I just went ahead and created a new Google profile from Aus. But really why can't it just be simple?

[@TechforSenior]

Thanks for watching and commenting. You are correct and the reason I made this video. Apple Pay works perfectly in many countries. Unfortunately confusion is a problem with many other Google Products.

[@LetsG0BrandonFJB]

Do u have to open the app to pay with Google pay?

[@TechforSenior]

Thanks for watching my video and taking time to comment. Using Google Pay on your cell phone you have to open the app because you need to select the method of payment. You could have multiple credit or debit cards.

[@LetsG0BrandonFJB]

@@TechforSenior Tha k u for your reply I will subscribe to ur channel. No I only have 1 debit card linked to the gpay.

[@Abeisgreat1]

How do I send money via Google wallet to a contact

[@TechforSenior]

Thanks for watching my video and taking time to comment. The answer to your question depends on what country you live in and what device you are using google wallet on. Remember in the US you will likely be using google Pay. support.google.com/googlepay/answer/10197215?hl=en

[@jaymonies641]

Soooo. Um. lol Google pay and google wallet are one in the same in the U.S.? Or in general?

[@TechforSenior]

Updated video kzbin.info/www/bejne/q6nNYqV-iM-piZosi=rk_Wl8EuN3tXQxIs

[@user-im2rv2uj3g]

Will you help me plz about Google wallet on my mobile phone is not working Oppo A17 asap thanks Stephen ( Profoundly deaf) 😊

[@TechforSenior]

Sign in to the Google Pay & Wallet Console. On the left, click Contact support.

[@user-im2rv2uj3g]

I can't fixed about Google pay & Wallet console is not there on my mobile phone

[@satoshinakamoto5192]

In the UK its just Google wallet.

[@TechforSenior]

Yes, I think it is just the USA and India that still use both Google Pay and Wallet. Thanks for watching and commenting.

[@Matthew_MBG]

@@TechforSenior also Singapore

[@allanb2906]

Thanks for clarifying that. I'm new to all this stuff and needed (due to being forced to use mobile e-tickets) to store my concert ticket somewhere. But tbh I'm very concerned about where this is all heading. It seems as though every aspect of life is becoming digitised and people are jumping onboard with all this without too much thought about how these systems can be abused by Google/Apple etc if you commit wrong think.

[@ironthumb3048]

Still confused on why there is gpay and wallet if they are the same

[@TechforSenior]

It depends on what country you live in.

[@ironthumb3048]

I live in th U.S.​@TechforSenior

[@JayMikey-mf3xv]

Ron!!!!

[@TechforSenior]

smartwatch videos I have made kzbin.info/aero/PLi6B6bF8hCO6h_XQKVUNiO6wbJYw3wpLU

[@hugorodriguez4184]

Im assuming you can’t add gift cards to your account and spend in the real world?

[@TechforSenior]

The Google Wallet app has limits for how many gift cards you can add. Within 30 days, you can add up to 10 cards total and 5 cards per merchant. If you have multiple gift cards for a single merchant, you can ask the merchant to combine your gift cards into one card.

[@hugorodriguez4184]

@@TechforSenior wait so you can add the gift cards to the app and spend it anywhere?

[@TechforSenior]

@@hugorodriguez4184 Correct

[@hugorodriguez4184]

@@TechforSenior thanks for helping a fellow 17 year old

[@arifulislamleeton]

Hi I'm Ariful Islam Leeton I'm software engineer and members of the international organization WHO And members of the international telecommiesion And investors privets and public sector and employee

[@TechforSenior]

Thanks for watching my video and taking time to comment.

[@jackpatterson3984]

Before I watched this, I was having many problems setting up my Google pay account. After watching this I feel like I still don't understand what to do. I actually feel dumber.

[@TechforSenior]

Thanks for commenting. Just to confuse everyone, Google makes it different in different countries and devices. It really depends on what Country you live in. There is a move to make Google Wallet the standard.

[@richarddaughertyjr]

I hope this works

[@TechforSenior]

Thanks for watching my video and taking time to comment. I use Google Wallet everyday on my Pixel 6 phone. I just wish it would work on my Fitbit Sense.

[@endernah]

Is google wallet safe?

[@TechforSenior]

Yes, absolutely. It is the same technology that Samsung Pay, and Apple Pay uses around the world.

[@blackshadow3741]

How, there is no password or fingerprint required to pay? So how it is safe?

[@TechforSenior]

@@blackshadow3741 Thanks for watching my video and taking time to comment. The security is on your phone and depends on how your manufacturer sets it up. It could be a PW, Biometric Scan, finger print.. etc. The watches require a PIN. The vendor only gets a transaction code so no credit card number or PIN is scanned into the reader, Much more secure.

[@blondiejam924]

@@TechforSenior I'm using samsung pay curve card seems very similar I love the curve card as it works on banks that samsung pay on its own don't support like my Lloyd's bank I have all my cards from different banks on the curve card I use it on my samsung gw4 so handy Thanks for this great video I did wonder what happened to g pay 😀 👍

[@IvanSnegireff-se1xs]

I am confused myself since ad1 what the hell is going on here somebody please tell me what's going on here

[@jorgesantoine24]

Do you work for Google? Or is Tech for seniors in anyway linked to Google? I'm assuming yes....would be nice to know

[@TechforSenior]

Thanks for watching my video and taking time to comment. We have no affiliation or any support from Google. Many of our videos are very critical of Google and in that particular video I point out that Apple has 94% of the transaction business compared to Google's 3%. Apple Pay works perfectly. Google is really dropping the ball.

[@JamesSmith-hp8ty]

♠️

[@ABI-ty1up]

Hello, How can I withdraw the money I earned from trading stocks and digital currencies from my Google Money wallet? In the USA and out in the USA

[@TechforSenior]

That is easy. The sale of the stocks could be deposited into a bank account. You could use a debit card to access the money or a credit card that could be funded from that bank account.

[@ABI-ty1up]

@@TechforSenior thank you for your reply, is this available in Jordan (middle east)? Can i withdraw the money, the amount is so big its around 1 million and a half dollar!!!

[@TechforSenior]

@@ABI-ty1up No idea, You would have to discuss it with your bank.

[@edmendesbrazil]

Apple pay predominance is a reality mostly in the US, not even Europe uses it that muvh, and the rest of the world is just going with google wallet for the simple fact tbat the devices don't cost you an eye and a kidney.

[@TechforSenior]

Thanks for watching my video and commenting. In 2021 Apple processed 22% of e-payments in Europe

[@alansmith8522]

what if you get a refund?

[@TechforSenior]

Google Wallet has your existing credit cards. If the merchant refunds then the money would go from the Vendor directly to your credit card as it does now. Remember the only function of Google Wallet is to provide security to your credit card transaction by using a " Transaction Code " that doesn't give any personal information.

[@Banditxam4]

Well here in India Google is winning...

[@TechforSenior]

Yes that is true. The last Team Lead for the Google Wallet Team was brought in from India.

[@danvonranger]

Setting playback speed to 1.25 is a must.

[@TechforSenior]

Thanks for watching our video and taking time to comment

[@lailinglee9009]

I am a slow learner. It's a perfect speed for me. 😊

[@RedfishInc]

Three minutes in and still hasn't said anything...

[@suponjubobu5536]

I am a 21 year old man and this stuff is confusing to me. I hope none of you feel bad for not understanding this horribly designed technology. Edit: The concept is great, but the execution is horrible.

[@SinemDurmaz-j]

I'm not a senior. But I know the value in this. Thank you so much for making this channel!! Wished I still had my grandma so I'd play this for her 🥺

[@TechforSenior]

Thanks for watching our video and taking time to comment

[@karenbenge753]

It is a bout messed up my phone is so full i am tired and it is freezing here i have been in the gas station for an hour to tap pay?