7 Common Money Mistakes To Avoid In Your 20s

[@ollyjustin4810]

1. Student loans. Dont go for the sake of going. 2. Buying an expensive car. 3. Trying to impress people. Clothes, shoes, phones, etc. 4. Not making a budget. Needs? Wants? 5. Not taking risks. What's the worst that can happen? 6. Not having a growth mindset. Read books. What can I learn today? 7. Buying expensive housing.

[@Squatification]

Thank you!

[@jiratang5655]

Thank you ^_^

[@AshlynneEaton]

LOVE your video, Gabe! Your tip on budgeting is so important. It doesn't need to be complicated, it just needs to be done! 🙌

[@GabeBult]

I had an awesome time doing this collab with you thank you so much! Absolutely just having an understanding of your finances can reduce so much stress

[@hereshow375]

Going over to sub Ashlynne, any friend of Gabe's is a friend of mine.

[@Havanah2006]

I love watching you Ashlynne but definitely Team Gabe regarding #TeamCoffee ☕️😂😂😂🥰❤️ love you both and your content you put out in the world. Love from Brisbane, Australia 🇦🇺 🙋‍♀️

[@Honoredone-u7p]

subscribed with both of you. small world 🤣

[@calebmiller02]

As a 21 year old, my worst money mistake was when I was 18! And that was by signing up for student loans. Paid those off and now working a job I love. 👍🏼

[@GabeBult]

That's great that you were able to pay them off!

[@calebmiller02]

@@GabeBult I’m really glad I got ahold of them at 3 semesters of school ($8k) instead of racking them up over 4 years! 😂

[@claudinesulla5972]

Here in the Philippines (don't judge please but cultures are different), it is the parents' responsibility to send their children to college. So as early as your child is a baby, you need to save for his/her college education. And when your child graduates from college, he/she doesn't need to pay in return. I finished my Nursing degree because of my hardworking parents.

[@davonpointer2310]

Great video, and as a man in his late 40’s, looking back this content should be taught at school.

[@AhmetKaan]

*You just gotta keep going and fighting for everything, and one day you'll get to where you want.* 🦁 *I believe in you, keep your hustle up.* 🙏

[@zerobasedbudget8616]

Stay steady and you usually have more later in life. The kids leave and no more big grocery bills. Plus you have had just about everything later so you have nothing to really buy but save. Time is the key.

[@careerwithboris]

Not learning to budget and not having a growth mindset are really the 2 root causes of all these mistakes. You have to cut the roots to kill the weeds in your life. Awesome video!

[@AhmetKaan]

*“You can’t go back and change the beginning, but you can start where you are and change the ending...”* *―C. S. Lewis*

[@simplyw_daniela9536]

OMG IM SO HYPE!!! 2 Of MY FAVE KZbinRS DOING A COLLAB!!! I COULDNT BELIEVE IT!!! 🤍🤍🤍🤍

[@GabeBult]

Me too! So honored to do this with her it was a blast!

[@investinginothers.2997]

Used Cars sometimes have the extras that can also be cut back on if you want to save. I know some guys like the louder exhaust and bigger tires but that can add up.

[@VannesaVeraAdn]

I followed both of you guys❤️✨👋

[@DemetriPanici]

Gotta love the pourover coffee! Also I'm a huge fan of Ashlynne so this was an awesome collab to see!

[@patwilkinson2182]

Another great video and great content.

[@lindagelnett5772]

Love you and Ashlynne both 🙂

[@odieanna]

I am 23 and for now my 20s are amazing! I have learned and grown so much and it's only the beginning! I am going back to school in september because I got a degree that was flashy but doesn't work for me (fortunately I am in Canada and school is not expensive). I feel like I am taking the best path for my life! Thank you for your videos, you are a big source of inspiration!

[@jenniferpalmer6074]

I feel so seen with the "make a budget" bit. @_@ So thanks for the reminder. 😂

[@zerobasedbudget8616]

I feel very " seen" on this whole channel and understood.

[@ivanmayet7879]

I'm still 19 and today I was going to buy some clothes just to "impress people" but now I don't think so... Great video Gabe!

[@TheKerryzzz]

Do it. Your only young once !!

[@jimmycrackedcorn214]

@@TheKerryzzz At 19, i was worse. Lol I got my car stuck in a gravel pit. Than it started to sink in like a quick sand! My Uncle had to come pull my car out with his truck. The time it got to the shop...dirt was half way uo the car and in the engine! Small town girl here so word spread fast.😳👈😳

[@alobiennicky7407]

That's great!

[@alobiennicky7407]

Just to make it clear this is not being stingy, its having priorities and thinking first.

[@jimmycrackedcorn214]

@@alobiennicky7407 True. I did a lot of stupid stuff when I was young.

[@stephvoth2724]

I'm visiting from Ashlynne's channel. I enjoyed your video, Gabe and resonate so much with your mentality and approach to life. I'm in my 30's now but I feel like you and my partner would get along well. Such wise advice - thanks for sharing! I'm so grateful for the opportunities I've had to travel, live in another country, study, work, etc. Budgeting, saving and smart spending have been a game changer. I've never owned an iPhone but get cheap phones and laptops that we use until they die (5-10 years) and it's refreshing not having to keep up with all the NEW stuff. It can be hard to be content but it does shift priorities and values. Great to connect with like-minded and inspiring people like yourself. Blessings!

[@GabeBult]

Thanks for coming over! That's definitely one of my favorite things about minimalism and financial independent is meeting other like-minded people that are usually into like all the same stuff as me

[@glow15]

Omg, two of my favourite minimalist KZbinrs on a collab? So cool! Thanks for the tips, as a teen who will be twenty in a few years, I always love videos addressing advice for the younger audience. If it wasn't for having discovered minimalism at a young age, I probably would be trapped in the same materialistic cycle like the majority of people. I'm nowhere near the financial independence level I would like to be at eventually, but it's already been a mindset that helps so much, not just in terms of finance, but also in clarity of mind and space.

[@GabeBult]

You definitely can be financially independent in your 20s or 30s just by following the few basic guidelines that we talked about it's been life-changing for me to discover it early

[@GURHER]

Great content as always😊

[@GURHER]

@Gabe Bult ?????? identity theft is NOT a joke

[@ariannarenteria3170]

Where's your white t-shirt from? Also have put a dent into the Rich dad poor dad copy you sent thank you again!

[@GabeBult]

It's from my partnership with cuts lol Awesome hope you can get something out of it that was definitely a very helpful book for me getting started

[@painuchiha2694]

Not needing useless junk like the newest iPhone,clothes,expensive cars is a blessing Some rich people can’t live life without spending 5000$ a week lol Meanwhile I got peace of mind I’m happy with less

[@claudinesulla5972]

your videos are great! i found your channel because of ashlynne

[@GabeBult]

Thanks for coming over ☕ love her channel

[@investyourmoney6348]

When someone offers to co-sign...DON'T! It is the best way to ruin relationships when you need a deferement.

[@heidibriones]

I'm in my late 30's, and I can confirm from experience that all of these are horrible decisions. I thought I could fix my financial problems later in life because I'd be making a ton of money by then! Dumb, dumb, dumb. Don't be like me. Live far below your means when you're young so you don't have to play catch up later.

[@hearthealthyhustlebyjonath7414]

Another banger man! What are those barefoot sandals called?

[@robinelaeuppi9861]

Oh we love Ashlynne! 💗 So happy to see a colab with you guys!

[@learnerlove6853]

On the college point>a lot of people should attend community college first. it's very affordable, often in or near the town you already live in, good class sizes, and often have a transfer program with a nearby university if you decide to go on to a full bachelor's degree.

[@shakeitoff5148]

I did that after I went to College. Our class was told we should know what we want to do, so I picked one of the highest paying jobs, than realized it wasn't me along with the dyed blonde. I dropped them both with no regrets.😄

[@prioritizeonething9382]

I like the idea of just buying for yourself. That is where I'm at in my life now after doing so much for others in life. Just thinking how I could of started off a little more conservative.

[@prioritizeonething9382]

@Gabe Bult No really. Tell me more. I will give you my credit card info and all the money i have in the bank. Along with all my gold I have stored in the tombs. Lol. Stupid scammers

[@anpathm]

This is like one of those Disney crossovers. Two incredible and Christian youtubers make a collaboration. Great video!

[@diamonds8001]

I'm enjoying Ashlynne's videos! Thx for the plug in.

[@GabeBult]

Awesome 👍

[@Nouha-di9ub]

Came from ashlynne's channel. What a great content, excited to see more

[@GabeBult]

Awesome thanks for coming over! Welcome ☕

[@Havanah2006]

Gabe love this. I’m 46yrs & love listening to your content and constantly think yes yes yes as you talk. I have forwarded your content onto my 3 kids - 26yrs, 17yrs & 15yrs & encourage them if not listening to mum, listen to you lol the pressures on. What you speak is absolute truth, if only I had done what you preach in my 20s. I now play catchups in my 40s & really trying to teach my kids to be different, live different, be different, think different! It will free them up in their future. Thanks again for the messages & keep preaching - it will only make our lives richer & more fulfilled in our own lives ❤️

[@Ripplesinthewaters]

When I earned my master’s degree in education, someone asked if I was going back. LOL turns out that she thought I was a “professional student”. She was floored when I told her that I was done. I am now a 20 year veteran teacher with no debt. Professional student indeed! LOL!

[@kelseyleighjeff4279]

New subscriber from Ashlynne! ☺️

[@GabeBult]

Awesome thank you for coming over!

[@beautifulwoman8766]

Anyone can truly come out of anything. If you start life at the bottom and work really hard you can do anything. Work at it, morning, noon & night.

[@GabeBult]

What money mistake did you make in your twenties? Don't forgot to watch Ashlynne's video here after this one! kzbin.info/www/bejne/d3_Hco2LhdBla5Y

[@nickelsanddimes4890]

Honestly, not much. We didn't have much to start. Maybe just lack of direction with so many changes when you're young, that costs.

[@yourgreatestassetisyou.6538]

Let's see...I know someone who blew their paychecks on candy at the store with the first job they had. Than they fishtailed the first car and hit a tree,quit school, flipped their motorcycle, burned rubber in the roads, crashed their gocart...wait I'm going past the immaturity stage.😄

[@bucsaved2111]

This feels like confession time, but I know Gabe is not a Priest. Carelessness!!!!!!It's like a brother to destruction.

[@sleepyhead4015]

Cold water in a hot engine!!!

[@claudial8080]

Here because of the collab with Ashlynne 😊. So great that you guys are doing these videos. I am sharing these with my 19 & 22 yr old. Great to start young with these great ideas!! 👍🏼👍🏼

[@GabeBult]

Well thanks for coming over! I appreciate it

[@amyli092]

I'm here from Ashlynne's channel, and I love how all of your advice and tips aren't said in a way that's preachy or comes across as arrogant. I'm glad I watched this video as I agree with a lot of what you've talked about here :)

[@GabeBult]

That's great to hear thank you! And thanks for coming over!

[@flonagnanamuthu9978]

I've subscribed to yours and Ashlynne's channel and super happy to see you both Collab...💕💕💕... Hats off to both of you on your great content...👏👏👏👏👏

[@GabeBult]

Thanks! I love her channel she's got so much great stuff over there

[@danielaaraujo6169]

Hi from Ashlynne's channel!! 😃👋

[@GabeBult]

Thanks for coming over! Welcome ☕

[@swathir2175]

She’s one of my favourite youtubers! So nice to see this collaboration 😍

[@anushkajamal]

Came from Ashlynne’s channel! Subscribed to yours as well now👍🏻

[@MarielaMerino]

I’m glad I don’t have any student debt. It’s ridiculous how out of control the system is. Great collab. Id love to collab with either of you in the future 😌

[@GabeBult]

That's definitely true it's really messed up! Absolutely! Keep up the great work 👍☕

[@nicoleselfe2126]

I thought you guys collaborated!! Great pairing

[@AADJO93]

What is the best advice? The one that comes from a handsome guy lol. Good video!

[@AhmetKaan]

*You'll realize how far you are in your journey, but you'll soon realize you can go even further and achieve greater challenges.* Keep going my friend. 💥💥

[@BrainyExpress13]

So many things I wish I did differently in my 20's! Thankfully I got smarter as the years progressed with budgeting being one of them. It's crazy how easy the younger generation can get into debt so early and honestly not even realizing how serious it will effect their future.

[@GabeBult]

Absolutely it's such a mental and lifestyle burden for an extremely long time

[@hereshow375]

Nice Collab!

[@GabeBult]

Thanks 👍

[@orieskitchen9891]

Great video 👍👍👍

[@zerobasedbudget8616]

Those you think of monthly in payments, you want to look at a yearly amount & think in terms of networth.

[@FreeSkillsStyle]

6:06 lmao doesn't mean you get married and you have kids that you are "stuck" maybe that is your case but i would suggest reconsidering your relationship if that is the case

[@alexandra109]

20’s can be some of the best years of your life... Until you discover your 30’s or 40’s... Life your life and enjoy every year and decade.

[@createelegance6792]

It should wind upward!

[@justduuak.1699]

i am subscribed to both of you but i saw Ashlynne's video first. it's the crossover i didn't know i needed

[@tinasibley6024]

Yassss #teamcoffee

[@sunflowercynthia9519]

Found your channel thanks to Ashlynne 😊 Great content! I had do much pressure to go to college because of my grades, but I didnt know what I wanted to study or what I wanted to do. I worked instead, tried different jobs and learned what I'm good at, what I like, and what I'm interested in. Investing in your personal development and education and taking some risks is so worth it!

[@AlecMee]

Love these tips! I'm definitely someone who's tempted by high end phones and clothes so it's great to have this reminder that they don't really matter 👍🏼

[@neelamdalvi2806]

Nice info...

[@monalishasmile5005]

Great collab..as you explained its so much important to differentiate between needs & want..loved the video.. talk about personal finance is one of my fav thing in my channel too❤❤

[@anonananas940]

I love your relatable content and so appreciate your advice. Thank you!

[@teenoso4069]

A few pairs of timeless made to order shoes will last a lifetime or more. Cheap shoes are a false economy.

[@diamonds8001]

Yes, italians always put a lot of effort into their shoes. Some lasting 20 yrs!

[@diamonds8001]

And under wear in case you get in an accident and have to go to the Hospital.😄

[@shannongreen3931]

White shirt looks nice.

[@GabeBult]

Thank you!

[@pritikhan28]

❤❤❤

[@jenniferlancaster7040]

i literally just paid off my student loans and im 46

[@simple_naildesigns]

Here from Ashlynnes channel. Great tips!

[@GabeBult]

Thanks so much for coming over! ☕

[@adamhughes5387]

That white t-shirt is fire bro 💪

[@GabeBult]

Thanks lol

[@Aar69]

I presume as long as a home is cash-flowing, it's not overspending, yes?

[@arianamansouri9275]

This was really good!

[@creativecorner4715]

10% are left handed... ?

[@arboledajoms]

Tysm for this 👏

[@LivingProcess]

Brilliant Thank you ☕💯

[@antuchowdhury8192]

Thanks

[@lusoroofing5221]

hey gabe! what are the three books that influenced you the most so far in your life?

[@GabeBult]

Bible , rich dad poor dad and 4 our work week but also like 50 other books and podcasts it's a blend