மிக மிக அருமையான பதிவு மற்றும் பல பயனுள்ள தகவல்களை பகிர்ந்தமைக்கு மிக்க நன்றிங்க ஐயா 🙏🙏🙏
@surendran21566 ай бұрын
அருமையான பதிவு. நன்றி
@gkrv672610 ай бұрын
Yes. There is difference between SAVINGS and INVESTMENT.. SAVING will not grow...INVESTEMENT will grow
@ravichandrans872110 ай бұрын
Fantastic and simple explanation Thanks for ET Chanel and Dr Senthil
@NATARAJANIYER638 ай бұрын
சுருக்கமாக இளையோருக்கு new tax regime. முதியோருக்கு old tax regime better.
@VinothGnanasekaran11 ай бұрын
What an beautiful explanation from DR AV Senthil Sir.. Hope this is very useful for ppl who do not hv much knowledge about Tax schemes and savings/investment .! Appreciate ET for such knowledge content!
@avsenthil9911 ай бұрын
Thanks a lot Vinoth Gnanasekaran for those kind words. Much appreciated. #avsenthil
@naveenrajendran24387 ай бұрын
Savings Vera investment Vera ❤ nalla soninga
@vincenttrichy11 ай бұрын
Clear Explanation.
@RcubeProsperity.11 ай бұрын
Most welcome #avsenthil
@ecerpk7 ай бұрын
Suganya samrithi account can also be opened in bank with online payment options also ppf, elss etc
@latha500rangarajan86 ай бұрын
Excellent Sir
@arunkumar-wq7ku11 ай бұрын
No need to invest full of 1.5 l for 80c , our PF employee contribution also will consider , so remaining amount we can invest
@avsenthil9910 ай бұрын
True, reduce school fees as well #avsenthil
@christinavarghese_9 ай бұрын
Sukanya Samriddhi Yojana Account & PPF can be opened in any nationalised bank, not only in SBI
@smarthani11 ай бұрын
Very good explanation
@RcubeProsperity.11 ай бұрын
Thank you #avsenthil
@SekarSekar-wh4ut7 ай бұрын
ஒருமுறை New regime க்கு போய்விட்டால் அடுத்த வருடத்திற்கு மீளவும் Old regime க்கு போகலாமா?
@EasyDrawing-27049 ай бұрын
Do u really think that only after 35 age employees get more than 10L. Even 5 years of exp employee getting more than 10L nowadays.
@vijaykrishcr76 ай бұрын
That's because of IT field guys but there's also non IT companies 😂
@sridhardv263110 ай бұрын
Super sir simple and very clear Mr.Senthil
@avsenthil9910 ай бұрын
Most welcome #avsenthil
@manivasagam59485 ай бұрын
ஐயா செந்தில் New Regime ஸஹீஹ் ல் மிகமு த்தகுடுமக்களுக்கு மருத்துவ செலவு க்கு வரிவிளக்கு உண்டா
@reachsaravan603411 ай бұрын
Good explanation
@avsenthil9911 ай бұрын
Thank you #avsenthil
@ganeshkrishnamoorthy40078 ай бұрын
Can one invest in both ppf@1.5 lakh and suganyasamridhi 1.5 lakh ??
@Vijayakumari-if3ko6 ай бұрын
What about govt staff cross. 10 lak. Which is better
@devikasurendar56927 ай бұрын
Sir, Is there any special deductions for female IT employees before marriage?( savings for Marriage expenses) Please reply
@Karunarajam-q5x11 ай бұрын
Super details sir
@RcubeProsperity.11 ай бұрын
God's grace #avsenthil
@ecerpk7 ай бұрын
All bank scheme now going to Post office also. Better go for banks because having good technology
@alphahalogaming312311 ай бұрын
Agreed sir everymonth I add random money in post office Now after 1 year I have like 73,000 if I invested that on something else I would have made more but I consider post office as a discipline which means I always have cash on hand
@avsenthil9911 ай бұрын
Super #avsenthil
@subaganesh2329 ай бұрын
Even in new tax regime there are exemptions. Employer contribution to nps is exempt
@govindarajsridharan20707 ай бұрын
பென்சன் வாங்குவோர்க்கான டெபாசிட்களுக்கு விளக்கம் தரவும்
@ASTROMURTHY10 ай бұрын
Abolish all taxes to that of only one turnover tax with compuslsary TDS without any reservation then govt will gets its revenue every day. All comercial should use digital. Govt will gets its revenue without any extensive work force
@sridharchatti80479 ай бұрын
Income tax must be abolished
@saminathanramakrishnun59678 ай бұрын
Donr
@vasudevansrinivasan90296 ай бұрын
Why income tax, all taxes, if u want all can be abolished. What a suggestion u give.
@shobananeelakandan243210 ай бұрын
What regim old or new tax for senior citizens aged 70 yrs having pension rental income few deposit int income.all within 7_8 lakhs.pl suggest sir.
@avsenthil9910 ай бұрын
Suggest new tax regime #avsenthil - Check with tax consultant or auditor as well
@ravichandrandeivasigamani61688 ай бұрын
My opinion about I.T ; govt.salaried and private salaried people might pay income tax based on basic pay ,common percentage that is like 3percent or 5 percent of basic.If it is exercised by govt there will be satisfaction amoung all the people .This is my own opinion
@rajasekarant20506 ай бұрын
For Suganya Sammrithia account Post office is better than SBI
@bhashkkarrv696511 ай бұрын
Sukanya Samridhi and Senior Citizens Savings Scheme(SCSS) available in all Nationalised Banks‼️
@avsenthil9910 ай бұрын
True.. Some private banks also have SCSS like Icici bank #avsenthil
@wfh17898 ай бұрын
If we select new regime..we cannot come back to old regime. So if you r in industry your salary will grow means select old regime . Don't select based on your current salary.
@venkateshabalajibalan27068 ай бұрын
That's not correct. Salary employee can switch between both regime based on their wish.
@drmeena18008 ай бұрын
Is this true sir@@venkateshabalajibalan2706
@saravece8411 ай бұрын
IF The current government continues.. will remove the OLD tax Regime and Everyone will be adopted in the NEW tax REGIME after 2025 .
@avsenthil9910 ай бұрын
Old Tax Regime may continue for few more years #avsenthil
@angelamary5778 ай бұрын
Panam paduththum paadu konjam nanjam illai.
@santhanarajan33629 ай бұрын
Investment time pathi neenga answer sollavey illa Sir.
@abinayaselvamohan70809 ай бұрын
Government schemes like sukanya samrithi are available in all nationalized banks and no need to stand in queue... auto debit facility is also there... amount will be debited automatically
@harish40489 ай бұрын
15 lakhs high salary class a.. Now a days value of money is going down.. still govy n these peoplea mindset is backward 10 years ago it was high pay. now it people started earning 15lah aboveper annum
@rajendranc73848 ай бұрын
House loan holders ku New or old regime ethu better sir
@Karthikeyan-vj9bt8 ай бұрын
Old regime
@mohan350110 ай бұрын
The Finance Minister should simplify the tax regime but she seems to be hellbent on complicating the process. This is only helping the CAs.
@avsenthil9910 ай бұрын
Hopefully the new tax regime becomes much more simplified #avsenthil
@kalaiselvan18389 ай бұрын
Sir, Annual inflation rate is 8.0%. Interest from post office term deposit is 6.8%. I paid income tax for this interest money. Pl guide me in this regard
@Tamiltaxation8 ай бұрын
Then it's better to invest in mutual fund and sell that after 3 years.. long term capital gain on shares are not taxable upto 100000 profit
@prasathadvisor11 ай бұрын
super senthil sir...
@avsenthil9910 ай бұрын
Thank you #avsenthil
@maniselva919710 ай бұрын
Hello Sir India inflation rate per year is 12%. But your interest rate inferrer to your interest rate. The Government is cheating the public or common middle class people
@avsenthil9910 ай бұрын
Life style inflation differs from person to person #avsenthil
@mechshakthi94049 ай бұрын
12 percentage inflation are you fool?
@deepakdkrishna18549 ай бұрын
Somebody pls reply ... whether home nursing care 24/7 ... can that be claimed under tax exemp?? If yes what is the max limit in a year we can show
@deepakdkrishna18549 ай бұрын
@Honest5 is this a sensible reply. Iam looking for a help for my query ... if u can't comeup with the guidance np. But stop giving such baseless response.
@deepakdkrishna18549 ай бұрын
@@Honest5 ur response was very sarcastic... drop a 📧 email to IT dept they will reply u.. anyway 🙏
@Honest59 ай бұрын
@@deepakdkrishna1854 as you feel my reply is sarcastic, I deleted my reply....
@ytklus11 ай бұрын
Take home pay kammi aanaadhaan, en manaivi konjamaavadhu panatha madhippaa
@avsenthil9910 ай бұрын
Sad but true #avsenthil
@jayanthiravikumar260310 ай бұрын
Sir, why is the new regime is not allowed any savings. If I donate some money is it deductible in the taxable income. I am a pensioner getting pension above 7 lakhs
@avsenthil9910 ай бұрын
Income tax depth doesn't hv adequate staff to verify deductions.. Hence new tax regime with lower tax rates #avsenthil
@Freebird230311 ай бұрын
பேச்சுக்கு நடுவில் நைசாக இதே கவர்மென்ட் திரும்ப ஜெயிச்சு வந்தா-னு ஒரு point-அ போட்டார் பாருங்கோ.....😂
@avsenthil9911 ай бұрын
Good observer #avsenthil - Hoping to get lot of tax breaks for common people in July 2024
@trueteller231911 ай бұрын
Sticker
@singleeye727910 ай бұрын
80 C allowable savings ₹ 1.5 lakhs exists since 2014. That was not yet raised since 10 years ie BJP started its budget. Horrible is it not? Without raising allowable savings limit and tax exemptions limits , your hard earned money will be grabed as tax what ever may your regime.
@syedsulaiman716010 ай бұрын
பிள்ளைகளை படிக்க வைக்கிற பணத்துக்கும் வரி. HBA repayment கும் வரி. நாம செலவு பண்ணின கட்டாய செலவுக்கும் வரி கட்டுறோம் ரத்தம் உறிஞ்சு கிறார்கள்
@tprtpr249010 ай бұрын
மம 😢
@sankariks19988 ай бұрын
Super
@ganapathyganapathy99949 ай бұрын
65 வயதுக்குமேல் மியூச்சல் பண்டு வேஸ்ட்
@maniselva919710 ай бұрын
It pathetic situation. You take of small expenses like medical, school fees etc . But pay the income tax 20% for the reasonable valid expenses also. Think once again you already paid GST for all the expenses too. Again this is what the double tax. Who are people paying this double tax (not Ambani or Adani) the common middle class people who were not able to manage their family budget. This sequent is approximately 40% of the Indian population
@avsenthil9910 ай бұрын
In Singapore they give GST rebate for citizens.. Hope India will introduce in near future #avsenthil
@Raj617677 ай бұрын
That's why We are going abroad...
@riswankhan1611 ай бұрын
20 % kamiyana tax a ?
@arunkumar-wq7ku11 ай бұрын
Avaal sonnadhu romba kammiyaana tax
@riswankhan1611 ай бұрын
@@arunkumar-wq7ku 🙃
@avsenthil9910 ай бұрын
After adjusting for basic free limits (Say 2.5 Lakh zero tax), when you are in 20% tax bracket, the effective overall tax on income will be around 12 to 14% which is comparable with other countries #avsenthil
@riswankhan1610 ай бұрын
@@avsenthil99 am I getting other country benefits ?
@sf3047711 ай бұрын
மிரட்டி கோடிகள் கேட்பதிலும் கிளவர்
@ekambarampachaiyappan31818 ай бұрын
Even if save rs 400000 you will pay more tax in old R. In New regime due to widened slab range you will pay less tax.For all New regime is better BETTER. Calculate your self .He misguiding. Never save money to reduce TAX. Saving is for your future financial requirement.
@saiamarantrichy-sat601811 ай бұрын
IPPB application post office la iruku
@avsenthil9911 ай бұрын
Ok #avsenthil
@gayathribalu833011 ай бұрын
S easy access I'm using after COVID tension less
@rajasekarant62019 ай бұрын
Mutual fund is not investment it is Principle loss i loss my Principle
School fees yarunga Bank payment vangura only cash than..
@Tamiltaxation8 ай бұрын
Even cash payment ah irunthalum. Antha receipt ah kuda neenga use pannikalam.. 80c la katta
@ganapathyganapathy99949 ай бұрын
சுகன்யா சம்ரிதின்னா என்ன திட்டம். அது பற்றிய விளக்கமே இல்லையே
@graghunath21069 ай бұрын
Go to post office
@s1aravana6718 ай бұрын
பெண் குழந்தைகளுக்கான திட்டம் , கல்லூரி. திருமணம் போன்ற பெரிய செலவுக்காக சேமிப்பது , வட்டி அதிகம் , பெண்ணின் 21 வயது நிரம்பியதும் திரும்ப பெற முடியும் ,
@susilyessian25148 ай бұрын
Selvamagal savings scheme
@angelamary5778 ай бұрын
Don't recommend SBI.
@dendd972311 ай бұрын
80d maximum 75 thousand limit he does not know that much i am a CA final student