7 Life Lessons I Wish I Knew Earlier

👉🏽 My Intentional Spending Tracker (free) - nischa.me/intentionalspending...
The planner in the video: amzn.to/3qLvccp
⌚TIMESTAMP:
00:00 - Intro
00:30 - Be happy with your order
02:05 - Invest in your ability to start from scratch
03:02 - Don't be stuck in your ways
03:59 - Ordinary vs Extraordinary
05:17 - Be real about what YOU want
06:06 - Pay to free up time
07.29 - Boring but needs to be said
See you in two weeks!
KEEP IN TOUCH:
🌍 My website - www.nischa.me
📸 Instagram - / nischa.me
🔵 Facebook - www.nischa.me/nischafb
🎥 Tiktok: / nischa.me
DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

[@nischa]

📢STARTING NOV 22nd: Sign up to my FREE Making Money Workshop: nischa.me/makingmoneyworkshop

[@sohrab7847]

Hello, every time I try to sign up I never get an email back in my inbox or spam folder. The email address is always correct.

[@nischa]

@@sohrab7847 Hey! You should get a confirmation email - if you're using Gmail it could be in the 'promotions' folder

[@sohrab7847]

I'm using hotmail. I will try again Thank you

[@sohrab7847]

I'm in. I used my Gmail account instead of Hotmail and strangely enough it worked 🙂

[@BradCodes101]

Unfortunately, I keep getting this error message "Sorry, your submission failed. Please try again." whenever I'm trying to sign up.

[@Anaisabellozano9563]

Successful people don't become that way overnight. most people see at a glance-wealth, a great career, purpose-is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life..

[@oscarwalsh6495]

It's not ignorance but unprofessional broker in the market....

[@sophiaking8196]

*ANDREW WRIGHT FX*, That's whom i work with and he is absolutely Great

[@oscarwalsh6495]

is ANDREW WRIGHT FX on youtube? please how do i reach him

[@sophiaking8196]

You can glance his name up on the intemet and verify him yourself, he has years of financial market experience....

[@gloriaalex11]

Sharing this with my nieces who just graduated from high school and college. It's good for them to hear from a young woman who has her stuff together.

[@philsmith7398]

The "perfectionist" versus "pragmatist" dilemma needs to take into account the risk-reward outcome too: it's easy to be pragmatic over a dinner choice but less so when the stakes are high e.g. choosing a car seat for your child; trusting someone with a large investment or even finding the right partner 🤣

[@loes6839]

I don't really agree with this. You can be pragmatic in those big choices too. I don't need to know the specs of every car available, I just pick one I like and has good reviews. (Same goes for car seats) I didn't spend years looking for the perfect partner, because he doesn't exist. You have to find someone that is willing to work on the relationship with you as a team. Of course you have to like each other but I think a lot of people nowadays, quit their relationship over minor things like not having the exact same interests. If you agree on the big stuff and have good communication, you can get very far. (10 years in atm). I have a friend who is a really big perfectionist and she's been looking for the perfect home for years, it doesn't exist. You have to make it your perfect home. The only thing you can't change, is the location.

[@user-tf7ok1xr9s]

My fav finance channel

[@andrij.demianczuk]

One principle I’ve adopted since I hit 40 was don’t be afraid to time box. There’s a trade off for projects that we are passionate about and the time and investment that comes with them. If you time box your habits and projects you are more likely to choose the ones of higher value and follow through on them.

[@IMatthew26]

I agreed with your reflection on being a pragmatist and be real with what you want. Now in my 30s, and realising that after spending 9 years working to only found out that my true passion was the first job that I left. Did I regret, that I lost valuable working experience? No, it was a great experience as you get to explore what the world got to offer and finally discover your core passion. Project "Life Transition" in progress

[@joshuagenecobb051]

This is so true! I see this at my job! I am a pragmatist and I get frustrated with people trying to be a certain way or too perfect when it's not necessary.

[@jooctober9021]

" Be like a water my friend .... " these are words of Bruce Lee ; ) great video as always .

[@wagenna]

Great video once again! The growth of your channel is well deserved! I'd like to add that you should only outsource things you don't enjoy doing. Working constantly on tasks you enjoy gives you a lot of psychological leverage for the hard tasks you have to do yourself!

[@irisflower9030]

You’re saying everything I’ve always thought, absolutely love your channel and your perspective!! You got a new subscriber here. And also a HUGE thank you for getting straight to the point and featuring the books you gain your insights from. I will share your channel with my 13-year old daughter, who is extremely bright but needs to hear things from someone other than her mom 👩 😅. I would love for your to make a video about books you’ve read that helped you find your path and shape your views. Thank you!

[@priyeshkassiram7357]

Your advice is fantastic. You’re not only smart but filled with wisdom beyond your years. Wish I learnt how to manage my finances more like you 10 years ago.

[@DeclanHiggins-YoutubeChannel]

Very true Nischa we don't need all the information. Going with our gut feeling on things is best before we talk ourselves out of taking action 😊

[@dorkykenny]

Amazing amazing video!!! Thanks for this, Nischa. I'm so stoked for the bootcamp. All the best!!

[@nischa]

:))

[@mikewalker5618]

Love your channel, attitude, and mentality!!!

[@vijayshah4880]

I bet your dad must be delighted to see you sharing such good knowledge.. Good luck

[@nischa]

Gave him a shoutout for Father’s Day (in the UK!)

[@Vishnu.Das.M]

Thanks, the kind of motivation I needed for this period of life!! 🌻

[@lakesnlawns222]

Before I even finish watching the video, I’d like to add how important it is to implement the first lesson in parenting. It’s a game changer. It’s a disaster to raise a child being a perfectionist, and yes, starting with literally ordering that pizza, or ‘planning’ a weekend.

[@MH-hm5cv]

Wow, great thought!

[@kandikane5548]

Free time for mental health is hard for me. I have at least recognized this, it’s the second part I need help with. Thank you for your videos.

[@JennaCollinsFitness]

Thanks Nischa, always love your content. ❤

[@criswellmazhangara5914]

New to this channel but I've been trying hard to catch with all the videos, great stufff Nischa.

[@2jacko5]

New to this chanel and I love it so far, very inspirational and it sort of came at the right moment for me. Keep up the amazing work Nischa and thanks for all the help!❤

[@nischa]

Welcome!

[@SB-cd9vo]

Love this. You get the message over in such a clear and succinct way. Thank you.

[@juliekostas7322]

Super helpful content! Also, I love your new background for filming!

[@RWAquariumPages]

great video! lots of great tips! i'm going to consider or reconsider some of these into my life. good luck on the bootcamp, wow daily videos, that's quite a bit of work! but then one of your tips is to outsource, thats a great one!

[@Velks620]

Awesome like always Nisha, you are one of the few KZbin channels that I don't miss watching your videos. Thank you for sharing all this great information.

[@eduardogarcia1442]

I love your channel. Definitely the ability to start from scratch is the best we can invest in.

[@winterbutterfly8861]

I would definitely love your take on the skills that are more useful or can generate higher income that one shouldinvest in. Thanks for all your videos and for keeping us informed 😉

[@yesseniaalyousef4379]

As always thank you for putting amazing content for us! ❤

[@sianwilliams5983]

Hi Nischa, i’m really loving your videos and feel like i’m learning so much! Can you please do a video on budgeting for house renovations? How do we fit these savings in along with investing/paying off mortgages etc? I really want to invest in the stock market but also need to budget for the house renovations and struggling to balance it all! Thank you 😊

[@swarnasen1]

Great lesson - pay to free up time! I did not think that way. Thank you for sharing the wisdom.

[@Robbeans81]

Great video thank you , I’m 40 years old and really the careers advice was woeful when I was at school only finding what I want to do know after wasting years in jobs I didn’t want to do

[@genuinetraining5156]

This 12-week challenge is quite exciting. I was not sure about my challenge, but now I'm very sure on what I want to do, and it will be very interesting to see what happens at the end of it.

[@nicky_bee]

You are such an inspiration Nischa, thank you for your videos!

[@jamesfleenor4161]

I have over time had to learn these same lessons the hard way. I am older and all the information that is out there now was not available in years past. I have tried to pass along what I have learned to my kids and anyone else who would listen. The game has rules and once you understand those rules and use them to your advantage it then makes sense. There are people out there that tell you one thing but in the end they want you to do it their way which is not in your best interest but theirs. It is really simple if you pay attention to what they say and do what you feel comfortable with and look at the risk you are willing to take.

[@sun201414]

Would you please consider doing a video about your journal and how you used it to figure out what you want in life? Thanks! Love your videos!

[@vuyokazinocuze7603]

Hey Nischa I just want to say I love your 5 day course looking forward to day 4

[@miles-178]

thanks for this video .... a good to sum it up for a daily living!

[@lakesnlawns222]

Jeez! I just signed up for the second time!! That’s how excited I am LOL - Much love 💕 from Canada 🇨🇦

[@nischa]

I love it!! 🧡

[@millionjoc627]

I fell in love with your channel for months now. Literally changing my life

[@savingfamilymemories]

Great tips here Nischa - especially the advice to pay others to free up time!

[@rioapril7045]

Such an insightful video! Thank you Nischa

[@jubeyik1871]

First here...thank you Nischa. Things i never got to learn from school. Bless you

[@heavymetalvegan6564]

Absolutely awesome content. I wish I’d known these earlier too. Passing the information to my kids. Will they listen? We’ll wait and see.

[@timturko]

I find your videos very interesting and informative. You speak in a clear, concise, and pleasant manner, making your material easy to understand. Keep smiling! You have a beautiful smile.

[@starwake6920]

I'm excited to listen and learn! Thank you 🎉

[@Antenox]

"Paying to free up your time" is something I learned as I entered my thirties. It made it SO much easier to decide what was and wasn't worth my time to do, as well as what I actually enjoyed doing.

[@markdavis2097]

Fast becoming one of my fav watches and really good advice simply explained. Well done👏keep doing it

[@2_birds_on_a_wire]

Awesome Nischa! Love all the videos! Very motivating. I appreciate your honesty of how difficult and relentless you must be to pursue success! Keep it up!

[@goldenhippie1984]

Pay to free up your time is my favorite. Over the last few years I've adopted this. I don't have to do everything or anything because I can. My time is more valuable. I waste that time if I am not my best self, trying to do it all myself. 😊

[@genuinetraining5156]

You are definitely my mentor.

[@r3chitown]

Thank you! All points on 🎯; Point 6 is really deep-spoke to me

[@mannycarrasquillo6910]

This was excellent! Thank you!

[@kantik2118]

Valuable and important lessons they need to teach to young people!

[@ericgamliel4161]

Brilliant stuff!!

[@Mig200z]

Thank for your info.. happy sunday

[@jayb1602]

Thank you for all your insight you are smart and also beautiful!

[@micaiahanderson360]

I love your content, Nischa. If you made a podcast, I would listen to every episode

[@brettsinger9565]

The part about not being stuck in your ways is important but becomes a lot more challenging after 40. It's one thing to be adaptive but in terms of habits, you change slowly with massive effort. I was thankfully told this at 30.

[@annamuja1831]

Brilliant video Nischa, thank you. Have a great day.

[@radunorth1744]

proper woman, proper channel, keep it up🌟

[@pirbuxcambo6858]

Well done and thanks.

[@Xoyo3k]

Hi Nischa it would be great if you do a video about taxation for small businesses in the UK. For example what taxes we are required to pay and managing expenditure and income

[@sandeepkarkhanis2273]

@nischa Thank you for the amazing videos and advice you share. One suggestion would be , when you do videos likes Top 5/7 things - do a recap at the end to summarise the points . 😊

[@herbertkip]

Thank you for consistently delivering the best information on these youtube streets.

[@robwaz1547]

You and I both, but that’s just looking backwards. Good for us that we have realized life happens forward, not from the past happening. KEEP MOVING FORWARD, learning from mistakes of the past and present so the future can be brighter. DEAR YOUNG ME …… wish I can tell you what I know about now. 🤷🏻‍♂️ such is life. You amaze me every week Nischa 💐 thanks again ( stay like water, it also good for you 😉

[@nischa]

Thank you for always joining :)

[@genuinetraining5156]

Nischa is right. It is good to negotiate a pay rise and also learning new skills in your industry will earn you more money, which is what I'm doing at the moment.

[@karimZexpiating]

Thank you for your content, it’s genuinely useful

[@awantamta]

Great ideas especially the one about the credit score

[@SangeetStore]

Happy Fathers day to your Dad, Nisha! Thanks for another real, practical video.

[@KALMAB]

Everytime I see ur video I always be inspired want to learn imagine how I could be in the future I love ur content nischa ♥️♥️♥️♥️

[@itscindywitha_y]

I enjoy your practical steps that you discuss. I really enjoy your content.

[@trevordennis4939]

Thank you the insight Nischa 👍

[@paulna85]

I’ve been following you and enjoying your advice for awhile but since, a lot of other creators are popping up and I keep getting these ads to sign up for these free seminars or talks. Had I not been flooded by these I would have signed up in a heartbeat. But now I’m wondering why all those people want me to sign up for things and what’s the gain out of it as nothing it completely free I’ve learned. Can you say more about privacy and ways our information is treated when we sign up to the boot camp?

[@oseibeneman9042]

Great video. Thanks for sharing.

[@sl0w_racer]

I'm in the perfectionist camp, things have turned out pretty well, better than expected for me so far

[@theshadesofambience4435]

Thank You so much Nischa i always grow wiser and improve my life with your wise counsel, in one way or another it gets better for me because of You. Thank You Nischa with all my heart! 💖💖 I am definitely the pragmatic type of person. A couple sayings or ideas I really like are 1. done is better than perfect 2. don't let perfect become the enemy of good 3. “Continuous effort - not strength or intelligence - is the key to unlocking our potential.” Winston Churchill

[@safeenachoud1903]

Thank you again mama 👏🏿👏🏿👏🏿

[@emanuellebolsi6425]

I loved this

[@deansusec8745]

Your accent and pronounciation + voice is mesmerizing. Of course, you are gorgeous! But I DO watch you for the content, don't worry!

[@mr.a8315]

Such sound advice! Have a fab next Sunday "off". ♥

[@sathejg8781]

Am a recent subscriber. Nice, concise videos! Also joined the bootcamp.

[@tooloudwind]

Beautiful!

[@nicktrieu8129]

Discovered your contents this afternoon. It is now 10.30p. Tonight and I have watched 4 of your videos. ❤

[@Liz.1014]

I needed to hear this!

[@1matim]

thanks, good video

[@angeldeschain0]

I really love your videos. Thanks

[@vantripping]

Great inspiration. Thank you.

[@CamilaMartinezQ]

It was a great help in terms of gathering more knowledge.

[@DavidKnote-23]

Thank you for your very valuable information. I love your channel.

[@garylabossiere2694]

You are right on the money. Knowing this earlier would have made things easier.

[@genuinetraining5156]

I am really looking forward to boot camp

[@clairek776]

Hi Nischa. Am wondering your thoughts on this scenario: I want to downsize from my current house and buy a smaller one with my equity so that I have little or no mortgage. Because it's a sellers market, however, my agent has recommended i have my house under contract before i put in an offer on the smaller house. Problem is, there's little housing inventory. If I get my current house under contract, there's a great risk I won't find something smaller in a couple of months and my buyers will walk OR, I could sell my house and rent somewhere, assuming that I will find something within a year (before I have to pay ~ 15k in capitol gains if I don't). Thoughts?

[@daveyt4802]

Time and money management. Balance it all!

[@mandorlap8091]

How did u find out what you really wanted? Love this video!

[@alexjustinbrown]

I love this video it was genuinely helpful - thank you :-)

[@kapil6288]

make a video about your books collections for finance. love your videos

[@sawgee_carol]

Insightful as always!

[@Marina-wi3rs]

whats the planner you held up at 5:33? Seems interesting!

[@flissashton001]

Hey Nischa :) another great video, thank you! Just wondered what planner were you referring to? Thanks! X

[@karissalawman]

Same question! ❤

[@nischa]

linked it in the description :)