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@simonpeter9617 Жыл бұрын
One question: is 1% cash back from every transactions? If I use 3000 Euro this month with curve, can I get 30 Euro back ? Thanks
@SmartMoneywithKai Жыл бұрын
@@simonpeter9617 Yes, for the first month they did offer that, but might stop from time to time, depending on which promotions they run. But in case you refer someone with you code, your friends or family you will get additional 30 days with 1% cashback on all valid transactions, which include most👌
@user-zh2cm4ur4n Жыл бұрын
I was just declined at one of the grocery stores for using curve. They need to get their act together.
@SmartMoneywithKai Жыл бұрын
Hi there, sad to hear that, never happened to me, but I also stopped using Curve a while back, so I hope that was only a one off for you, sometimes they do have maintenance on their networks which is normal, but usually you would get an app notice in advance. Cheers
@niallwood2 жыл бұрын
Literally 0 point in the free version of curve now, especially as you can have unlimited cards in Apple Wallet/Google/Samsung. Many banks now also have 0% fees when spending abroad, so that is also pointless. If you want cashback then get a cashback card, where you can use everywhere, unlike select retailors on Curve. Thanks for the video!
@SmartMoneywithKai2 жыл бұрын
Hi Niall, thanks a lot. I think the free one is still amazing to get started, but yes, if you don't get referrals and not 1% on everything then it does become limited, but I guess always depends on individual requirements. Bu due to frequent travelling, I will definitely upgrade in due course👍
@niallwood2 жыл бұрын
@@SmartMoneywithKai In the UK, you can get a Chase current account which has 0% fees, and 1% cashback - which I've been using since it released here in September. I would deffo sign up if you get the chance
@SmartMoneywithKai2 жыл бұрын
@@niallwood Thanks for sharing and sounds awesome👌Sadly don't have it here in Europe.
@elismart13 Жыл бұрын
What is this magical "cash back" card you speak of. Can we get names?
@elismart13 Жыл бұрын
@@niallwood I'm in ireland
@Success_is_inevitable2 жыл бұрын
Awesome video Kai as always. What is your strategy when paying with nexo card. How and when are you repaying that amount that you’ve spent? Cheers 🍻
@SmartMoneywithKai2 жыл бұрын
Hi mate and thanks a lot. 99% of the time I pay with my Curve Card and Nexo card together to maximise the cashback rewards. Then I repay my Nexo balance weekly to keep it low and not trigger automatic transfer of my BTC from saving to credit line wallet, this way I maximise my staking rewards. Cheers.
@Success_is_inevitable2 жыл бұрын
@@SmartMoneywithKai great strategy Kai. Weekly transaction to nexo to repay. Stay safe 🤙🏼
@SmartMoneywithKai2 жыл бұрын
@@Success_is_inevitable Cheers mate🤙
@wealthsimplified66682 жыл бұрын
I combine my Plutus Card with Curve for 4% cash back, I also get Curve Black for free with my Plutus card
@SmartMoneywithKai2 жыл бұрын
Awesome strategy and I also like double staking cashback rewards from two different cards at the same time👌
@sauliio2 жыл бұрын
Do you have a referral for this?
@SmartMoneywithKai2 жыл бұрын
@@sauliio Yes Sir, here it is. Get €5 plus 1% Cashback on everything for 30 days when you sign-up to Curve using my link www.curve.com/join#N2K9MJPE
@wealthsimplified66682 жыл бұрын
@@SmartMoneywithKai Was waiting for your response as it’s your video 😂
@SmartMoneywithKai2 жыл бұрын
@@wealthsimplified6668 😂😂😂👍
@Sam-pn2kc Жыл бұрын
Did you opt in for the new curve changes free plan is now 2.99%. For any spend. Time to go metal
@SmartMoneywithKai Жыл бұрын
Hi Sam, thanks for pointing this out and this is indeed quite limiting for the free plan. I will see if with Referrals it still is without limit, if not, then definitely time to upgrade✅
@Sam-pn2kc Жыл бұрын
@@SmartMoneywithKai yes each time you spend with the free curve you will get charged 2.99%
@SmartMoneywithKai Жыл бұрын
@@Sam-pn2kc Seems I am still lucky with referrals. Just tried and no charges instead 1% cashback👌
@Bing457 Жыл бұрын
Hmmm I am confused I am going abroad in eight weeks I have not been for five years, I got curve a a couple of years ago mine is free but the card is black ? do I need a travel card or can I use the black curve card or ordinary uk bank cards to withdraw cash from an atm over there also can I spend using curve on my phone, I am asking as I picked up a travel card from the post office this morning put £50 on it and they charged me £56.99 this seems a bit extortionate for just £50 unless it's to pay for the card.
@SmartMoneywithKai Жыл бұрын
Hi there, not sure exactly, but it seems maybe you had signed up for their black level card which does have an annual price to it, so maybe now that you have funds on the account they've taken the annual charge right away. Maybe you can reach out to their support to revert and downgrade to free if you prefer it. If you travel to a different currency country than your home country, upgrading might make sense as you get unlimited free FX fee conversion. Cheers
@ioannismissentos2873 Жыл бұрын
If I pay with the curve card, do you keep information of the transaction? For example, I use Revolut for daily purchases and I use their budgeting tool. Can it work with curve ? Or will the transaction info show that it was sent to Curve?
@SmartMoneywithKai Жыл бұрын
Hi Ioannis great question and the amazing thing is you will have analytics on both card so your Revolut will show the transaction as always in addition Curve does too which is handy as I also mostly use Revolut but sometimes few other cards so this way it’s easy to stay on top of total spend👌
@dominikfedor33 Жыл бұрын
Hi, can the curve card and the curve application be understood as another account? Or just as a second version of my card.
@SmartMoneywithKai Жыл бұрын
Hi Dominik, yes, it's basically an extension of your other card account. More like a payment processor that centralises all your different cards into one, plus offers you great additional benefits and perks👌
@dominikfedor33 Жыл бұрын
@@SmartMoneywithKai thank you
@GodSon102 жыл бұрын
Do you still get 1% cashback with the free version? If yes can you extend it with referring people?
@SmartMoneywithKai2 жыл бұрын
Absolutely. That’s the amazing part. Pay nothing, just refer friends & family and both you and them benefit from it. 1% cashback on any transaction for 1 month and €5 cashback once for every referral you make👌
@GodSon102 жыл бұрын
@@SmartMoneywithKai so i can still extend my cashback period with referrals?
@SmartMoneywithKai2 жыл бұрын
@@GodSon10 Indeed. Let’s say you make 12 referrals you will have 1 year of 1% cashback👌