7 Things to STOP Doing To Enjoy Your 50s & 60s More

7 Things to Stop Doing. Enjoy Your 50s & 60s More
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🚨 Azul's VIDEOS ARE NOT FINANCIAL ADVICE (Disclaimer) 🚨
This information is only provided as an informational resource and should not be viewed as investment advice or recommendations. To get professional financial advice from a fee-only financial advisor near you, please visit www.napfa.org.
The decisions on how to invest, when to retire, and other financial planning topics are some of the most important financial decisions you will make in your life. I urge you to seek professional financial advice as you make this decision. Ideally, from a financial adviser, AND a CPA AND an attorney. Having the perspective of all three professions will help you make the right decision for you and your family.
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Spoiler Alert: There are no "get rich" programs. Rather, just basic blocking & tackling and putting in time and care. Do your homework, choose wisely and (IMHO) work with experienced professionals who are fiduciary to you 100% of the time.

[@darnellcapriccioso]

More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

[@AdamGreene222]

The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

[@tatianastarcic]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000

[@oliviaHill-w4e]

my partner’s been considering going the same route, could you share more info please on the advisor that guides you.

[@tatianastarcic]

Her name is Annette Marie Holt can't divulge much. Most likely, the internet should have her basic info, you can research if you like

[@richardhudson1243]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@tonyrobinson362]

Ive just looked at your vlog, I lost my wife 5 months ago after 47 yrs she was also my only friend, Im in a dark place at the moment, But after watching you i will try harder hopefully to gain some traction, Im not promising but I'll try thankyou, Tony from UK.

[@veltonmeade1057]

Sorry to hear buddy, stay strong, pray.

[@stephenhaskins5736]

Hang in there my friend.

[@bills1995vette]

Prayers Tony. Hopefully you find a hobby with good friends (mine is classic cars).

[@blushingangelswhimsy710]

Hi Tony, So sorry for your loss, we'll be keeping you in our prayers for comfort and strength. My husband and I were both widowers, so there is some hope for another true love. It will take some time, try to get out, walk around, go to the cafe, etc.; force yourself to get out, even if you don't feel like it. I've always had dogs, and they helped keep me company when I lost my better-half. We are also classic car buffs and we meet many great people at car shows, possibly you could attend a few, to meet some new people. I wish you all the best!

[@malenik15]

Best of luck Tony .. yes you can do it hang in there

[@youngblood2]

I'm 66, retired, and don't understand why people work to age 70, just so they can buy more stuff! Time doesn't have a price tag, so stop wasting it to buy more material objects, that you can't take with you.

[@Windarti30]

John Desmond Heppolette's approach is pivotal for achieving success in the realm of online commerce. His management group has showcased outstanding effectiveness, and I also value the content available on his KZbin channel....

[@houndmother2398]

Well, I have to as I need the max SS. Otherwise I'm mimimalist.

[@BeeRich33]

Maybe they like working? I spent my life learning how to work and looking for opportunities. You want me to stop that and go stare at the snow? Everything I do has been out of interest. I consult around the world. I love it. Most my friends work for banks and talk about television.

[@patriciaottone4083]

Maybe they just love their work and it has nothing to do with material gain

[@patriciaottone4083]

Maybe they love their work and it has nothing to do with material gain

[@davidr4523]

Excellent topic Azul!! Definitely agree with your points. Here are my TOP 10 - thoughts/points to maximize life in your 50's and 60's 1. Take great care of yourself- Eat less, take naps, don't smoke or drink, for exercise consider, yoga, swimming, indoor biking, weight training and of course Pickleball. 2. Get a dog- a big fun loving dog like a Golden Retriever. Your wife will ignore you and your kids are in their own world, but the dog will always love you. 3. New friends- get some new friends who truly respect you and who you can speak with . 4. Massage- when the world finds you unattractive a good massage will always make you feel good. 5. Keep track of your time- at the end of each day spend a few minutes and write down what you did during the day. Now plan out your next day. 6. Keep constantly learning with KZbin. Curate your top videos into folders to have ready to listen to. 7. Keep working at least part time- unless you are extremely wealthy, more money is always good to have, especially when you are forced to retire. 8. Travel can be overrated- unless you are going to someplace you love with great people, don't feel obligated to travel. 9. Become spiritual- whether you are religious or not, pray and follow some religious belief. Study Stoicism. 10. Make peace with the past- the majority of us have not reach our goals and we have made many mistakes along the way. Love and forgive yourself and just do better with the remaining years of your life. Always focus on what you can control.

[@globetlottel]

(Reminder to myself to read this many times in the future). Thank you for the great list!

[@JG-yp6pt]

Thank you. I am going to keep this post. It's a very helpful and compassionate list.

[@Maggie-zr2ow]

Love this list. I’d add to contribute something to your local community by sharing your skills or time such as teaching kids to read, loading boxes for a food pantry, delivering food to those that are housebound, driving seniors to activities, helping at a animal shelter, volunteering at local museum, advising small businesses, etc. The wisdom and presence of the elderly is so needed in our society.

[@sparkleandbertie]

I'm putting this list on my desk, it's just lovely to read, it is so true and realistic, thank you 🌟

[@davidr4523]

@@globetlottel You are too kind. Thank you!

[@Riggsnic_co]

I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.

[@TheJackCain-84]

Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.

[@martingiavarini]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

[@Will.iam6693]

Mind if I ask you to recommend this particular coach you using their service?

[@martingiavarini]

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

[@Will.iam6693]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@user-ly8ft2wb1c]

I’m 70 & retired at age 62. Had many heath issues & wanted to enjoy whatever life that remained. My husband is younger than me but retired at 65; he had to wait until he was eligible for Medicare. We STOPPED all rude, toxic, scheming opportunists from being in our lives long ago. We are enjoying each other’s company, life & pets each & every day.

[@michael5089]

❤🤗😑🙏🏴󠁧󠁢󠁥󠁮󠁧󠁿🏴󠁧󠁢󠁥󠁮󠁧󠁿🏴󠁧󠁢󠁥󠁮󠁧󠁿

[@jakeleisure8326]

It's a damn shame hald of the country has been propagandized against universal Healthcare It's absolutely insane to have Healthcare tied to one's job. Maybe craven is the better word

[@pamelacooley6457]

I am 55 years old…was healthy…in August 2023…I went into septic shock..was in organ failure almost died. Was shocking for everyone that knows me. So yes. Make the most of everyday the best you can. And try not to take it for granted. I am getting better…but still having some issues. Trying to truly appreciate Everyday….and always tell your loved ones you love them. Every day…..you might not get another day

[@gerddonni2017]

All the very best to you! And excellent advice indeed❤!

[@annmarieknapp]

I'm glad you are okay and survived. Also 54 and almost died from covid 3 years ago, so very aware that life is finite.

[@samson125100]

Very true and the best to you friend. You never know when something can upend your whole life. I just hope you had your financial ducks in a row to handle such a catastrophic illness.

[@MikeOrazzi]

Very true. Here's to a speedy recovery.

[@recoveredconservative]

My brother, age 78, went through the same thing but, sadly, did not survive. He was the picture of health, and then gone inside 7 days. Happy you survived it.

[@acooksla]

Absolutely- I actually told a new friend that being with her, doesn’t work for me and I always came away feeling shitty. I was so happy I did. Never saw her again.

[@swtexan6502]

As a personal trainer, I'm constantly attempting to get my clients to change their behaviors to help them age gracefully. One of my trainer friends' favorite saying is "Your health is your wealth". Let that sink in.

[@ddellwo]

Ha - my son just decided that he is heading off to San Marcos next fall - he’s really looking forward to it…..!!!!

[@swtexan6502]

@@ddellwo I haven't been back in quite some time. I've heard that San Marcos has grown a bit since I was there- it's a great school for those needing a bit smaller vs. A+M or UT. Beautiful campus- I love this Hill Country. Best of luck to your son.

[@acooksla]

An old saying from waaaaay back. And it’s true

[@ET-si7rl]

​@❤ddellwo

[@samson125100]

Uh yeah maybe, but not being able to go to the toilet without assistance may just offset that so called happiness. ​@@samudramanthan8645

[@acooksla]

I retired five years ago and we moved to Spain from the states. Fantastic move. So glad we did. New life, enjoying it all.

[@ReflectionTool637]

How did you force Spain to let you stay? As someone with no "ins" for countries in Europe, it is a bummer that I can't settle down anywhere as I wander about this continent. Schengen: 90 days in, 90 days out, repeat ;)

[@acooksla]

@@ReflectionTool637 you apply for a visa like all the other expats who live here

[@berniemaopolski4870]

I hope to do that too!

[@chessiebay6437]

@@ReflectionTool637Probably because they or one of them was born in Spain or one of EU countries? or Non Lucrative Visa?

[@ReflectionTool637]

@@chessiebay6437 Yeah, I know, it just sucks that people never talk about the reason they could get a VISA. An average citizen from elsewhere can't get a VISA in any of the nice countries. I accept that, but I wish people would note how come they get a VISA when most other people can't. 8 billion people on the planet, very few of them have "ins" to the nicer countries ......

[@SniperLogic]

I’m 63, 6 years retired, and I approve of this extremely important message! *Especially* in regards to your health!

[@SassePhoto]

I'm 65 and I will never retire because I love what I do. My grandfather was an entrepreneur to the age of 97 and he lived his life to the full and learned computers at 90. He's my hero.

[@alexandracabral2034]

Azul, Thankyou for highlighting this topic. It's my birthday today, 1st February 2024. (I'm 54). From this day forward I will no longer just coast through life and simply exist. Instead I will appreciate each day, meet new people, do more things I enjoy and really live life to the full. Life is precious and tomorrow is not guaranteed, so no more procrastinating and more living.

[@user-ql6em3dz6g]

Mr. Azul, you're an inspiration to me. I work at a job that does nothing but stresses me out and my blood pressure is up, I get bouts of depression and sadness. I've been told that I'm a great employee and that they rely on me because they need me, but in the meantime there's employees that call off and their work load gets put on me. The employees know they can call off cause our company has a shortage of good people that they over work people like me. You're videos have opened my eyes. I'm actually not ready to retire at 62 but I'm going to get prepared to feel better before the next 2 years over. Relationships with great people, downsizing, pay off things within a year is my goal. I'm actually going through a depression stage now but watching you had brought my perspective on live to a new light. I thank you so much. I'm going to watch you for the motivation. Take care 😊

[@ANTHONY47814]

With world markets tumbling, inflation soaring, the Fed imposing large interest rate hikes, the treasury yields rising rapidly, markets manipulations, and many other factors makes me wonder if people still make profits investing.

[@rpmnh]

I just finished my taxes and I noticed I did quite well with my investments this year…

[@BoondocTravels]

Get ready for some big gains this year!

[@shevetlevi2821]

Alot of wisdom in this. I retired 2 years ago from teaching dentistry. Several of my friends at work said, "You'll be back in a few months." I knew better. I looked at others who had retired, some happy in retirement, some languishing. I realized a year before retirement that you don't want to sleepwalk into retirement. You need to have a plan, you need to remain engaged in life and engaged with people. I decided that in retirement I would use this new gift of time to learn new skills and rehabilitate old ones that had fallen away. Well in advance of retirement day I compiled a list of about 15 things that I wanted to try out. It was intentionally way more than I could ever get to so that if one didn't work out I'd move on to the next one without spreading myself too thin. It's worked out beautifully so far and my wife and I are loving every day. It's been a permanent summer vacation and we feel blessed.

[@EdRivis]

Love this! 👍🙂

[@marybusch6182]

Fabulous!

[@windridermaui]

At 58 this is just what I needed to hear. Thanks for sharing!

[@cameliabrown6260]

I’ve been retired for four years and watch a lot of retirement videos. This was some of the best advice I have heard yet. Thank you for sharing this.

[@AodhMacRaynall-dr1sf]

"...and watch a lot of retirement videos." Sounds like you need a job.

[@scootar097]

liike you don't watch videos.what a foolish comment from a most likely bitter person.@@AodhMacRaynall-dr1sf

[@bmiles4131]

@@scootar097lol, it does kind of sound like they’re missing the retirement part of retirement though. Maybe they need these videos for encouragement to try these things.😊

[@cassiejacobs4197]

I'm so happy I made productive decisions about my finances that changed forever. I'm a single mother living in Vancouver Canada, bought my first house in October and hoping to retire soon if things keep going smoothly for me.

[@ningyen1444]

Everyone needs more than their salary to be financial stable. The best thing to do with your money is to invest it rightly, because money left for saving always end up used with no returns.

[@andrewcleverly1322]

Who is your financial coach, do you mind hooking me?

[@cassiejacobs4197]

Cryptocurrency investment, but you will need a professional guide on that.

[@cassiejacobs4197]

Facebook 👇

[@cassiejacobs4197]

Evelyn C. Sanders

[@TooLooze]

As someone in his mid 70s, I can attest to the benefits of these ideas. I spent my 60s in self-improvement and have never been happier. I don't need a "bucket list" I describe myself in the present rather than as "former or retired xxxx". Now, I am "the long haired old man who walks the dog in the neighborhood".

[@Halfcrowindian]

Lifetime of traumas; like dominoes for 1st 40yrs. Life was about survival; recovery (to present) thereafter. As a female, menopause/Turning 50 is a HUGE change. 1st 5 years spent reducing my circle to those who know, appreciate the real me💞. With 60 around the corner, recently announced- no longer able to “help”. Have never put self into the equation. Started preparing for the pleasure of personal interests. For the 1st time- excited about life; curious about joy. Enjoyed the video❣️

[@lawerencemiller9720]

I began my investment journey at the age of 33, primarily through hard work and dedication. Now at the age of 38, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.

[@alexyoung3126]

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

[@jessicamoore3093]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@jessicamoore3093]

I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.

[@rob2738]

Scam ☝️😡

[@debbieburrows9880]

OMG! great message and I follow all of these already. I'm 69, in great health which I give much thanks for.... my message to everyone here is don't stop working! I was in social work for years, quit half way through the pandemic and now hostess in a very good restaurant and this part time job is great for me. Its fun, love the people I work with and the customers too. Stay active, get rid of your TV, get a pet, and let your kids and grandkids have their own lives. Most of my friends are 20 years or more younger. Best to everyone.....

[@nomagcisacawe3297]

Nice one. Especially the younger friends. Unlike your age mates who are always revising their obituaries. When I finally retire I won't get rid of my TV or get a pet. I will rear small animals for the table.

[@jfscotch]

Words of Wisdom by Azul! You are so right my friend. I am 54 and there is certainly more asphalt in the rearview mirror than out the front windshield! Spot on with point #1. Why waste time with toxic people!

[@marysingleton4257]

Great video. I love that you emphasize self care at this stage of our lives. I'm a wife of 40 years, a mom who homeschooled, a grandmother of 8, and an oncology nurse. Putting others first is part of my DNA by now. But lately, I have been more focused on me and have been feeling guilty about it. It's refreshing to hear your advice. Thank you.

[@helenscott187]

Don't feel guilty. You've shown up for life big style. It's your time now. Everyone will want you there as you age so it's time to prioritise you, so that you live a long, healthy, life. Much easier said than done though! Sending love from the UK xxx

[@lorettanericcio-bohlman567]

Guilt is a waste of time

[@bridge7528]

Wow! You deserve some “me” time. Enjoy!

[@FDR_progressive_liberal]

Stay away from social media. It is a complete mess.

[@anmevnorger9375]

You Tube ? 🤔

[@Normanx964]

Its the death of the soul.

[@norahdenovan8658]

Thank you for this. I took my mother in law into my house back in Oct 2021. She can’t be left alone, it is 24/7& it’s been hard draining work. Carers come 4 times/ day. I started 2024 with saying not another year of this. I am 66 yrs old. I made a decision it would be the last& told my husband& his sister. I said that she would have to go into respite much more often this year& that I would not start anther January like this. There is a fine line between helping& bring a martyr.

[@unclemick-synths]

Like they say on the plane - fit your own oxygen mask before helping anyone else.

[@Redpill1962]

@@mbmb50well done ! Good decision .

[@stevieG.]

I guess that didn't make you too popular - I feel your pain though. Good Luck with 2024.

[@christinastateham3048]

I'm similar, been taking care of my Mom for seven years without any help at all. I have a chronic health problem that's gotten worse and I'm 60. I was always adventurous in my life but now I'm afraid of change! I'm setting up some respite care so I can at least travel a bit or maybe even have a date! When I think about the future I get terrified which is ridiculous and I've got to stop. We do have to makeover ourselves about every decade, whether we want to or not! I do have the Lord who helps me every day with comfort and self understanding.💖

[@stevieG.]

@@christinastateham3048 the trouble with elderly parents is they almost revert back to child-like levels of being demanding and yes, selfish sadly. I can say this as mine are 88 and 84 and I am the main carer and also aged 60. Dating and being in a relationship with a lady would be impossible for me too.

[@paulryan147]

Hi from Ireland Azul...just discovered your channel. I am 56, my wife is a couple of years older than me but I am not allowed to say this...😊. My goal is to retire at 60. I have watched a couple of your posts this evening, and you are making a lot of sense to me. With regards to time and health, you are sooo correct. I am working shift hours in what could be described as a manual job. I am not overworked but I can be the guy who has to climb on top of a bulk storage tank at 3 in the morning. I am getting too old for this!!! I have discovered disconnecting from people who are negative in my life is so important. I dont need their stuff anymore. I would suggest one more thing, maybe stop being the best employee. When redundancy packages come around, I find they dont like to offer them to the "essential" folk. I work for a big multinational. I am just a number when it suits them and the "essential" guy also. I plan to get out of here with my dignity and my health in four years. I am posting this at 5 in the morning btw. Have subscribed sir, keep them coming.

[@bmiles4131]

I find that young people here are protective of their work life balance and expect decent pay. They see employers have no loyalty, so they beat them to it. People my age are “the good employees” not for raises, because they don’t see us as the future for our age. But for overtime and loading us with work by running short staffed. We are clearly fools because we were taught a work ethic that was based on a time when we weren’t all just stats. That’s why I’m listening to Azul, trying to get the nerve. You are smarter, planning ahead. I’m already 60 and hoping to be able to retire at 62. Still won’t have the money, so working on a strategy. Using these videos to be ready to pull the plug on decades of free OT on a salary job. Might have to work PT, but hope to salvage what’s left of my health before it’s too late. So wish I’d started thinking about this years ago. Oh well, can’t go backwards.

[@Lisart91]

Hi Azul, I so needed to hear this message today. I’m 66 and have things in place to retire and haven’t. I still work more than full time as a nurse. So hard for me to put my needs on par with those I serve. Your reasonable and compassionate advice is very helpful and appreciated !

[@Mattjki]

You deserve a fun retirement! Take care of yourself.

[@Lisart91]

Thank you! @@Mattjki

[@user-yt4tq2ew7k]

Lisart thank you so much for your dedication to your patients! ❤

[@Redpill1962]

I’m 62 and still nursing but I’m leaving it in 18 months whatever . I’ll still have to work and prepared to drop my wage just to get out of it . All the caring burns you out eventually and I don’t like the way nursing is evolving .

[@marybusch6182]

I am a retired nurse and never looked backward.

[@therealcoolchris]

I fell down the rabbit hole while surfing through KZbin videos and came across your insightful and incredibly inspiring video. Thank you for sharing such wonderful thoughts of encouragement and wisdom. Personally, this was exactly what I’ve been needing to hear. You’re a gentleman and a scholar. And I appreciate you.

[@RetireandGo]

outstanding comment and i feel the same way, i really enjoy Azul's videos

[@steveroberts2533]

Yeah the first 1st thing azul says is spot on I literally thought he was speaking to me

[@motivason]

I'm not in my 50s yet, but very close. It's funny but I've always prepared (emotionally, mentally) for the future, and I've always gone to my parents who are very healthy mentally and physically for advice of what to expect. And it felt very comforting seeing someone else give this amazing advice - Thank you! 🙏

[@user-ug2tn5sn2k]

Great advice- started decluttering, go for regular checkups, exercising and eating healthy, intending to go on more holidays

[@tomdunbar3605]

Don’t let them kill you at check-up

[@imperatormouse2735]

This channel provides so much wisdom to younger folks. I am far from the 60s but this is gold. Thanks a lot.

[@Annis-co7vu]

investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good??>>>>>>>

[@Madlyn55]

Considering that I am only three years away from retirement, it becomes challenging for me to solely concentrate on the long-term perspective. Despite having invested in reputable companies and having a significant amount of funds allocated, my profits have been stagnant. This situation raises the question: Does the current recession and unstable market offer any calculated risk opportunities for generating profits?

[@AudraZapoticky55]

I understand your concerns, my friend. I recommend exploring passive index fund investing and expanding your knowledge in this area. Personally, I experienced both successes and challenges when initially seeking a reliable passive income......,>>>>>

[@user-uu2rh7iu1u]

how do I get in touch with this consultant that assist??>>>>

[@AudraZapoticky55]

STEPHANIE KOPP MEEKS, that's whom i work with look her

[@user-uu2rh7iu1u]

Thanks for these recommendations.....,,,

[@BerniecePiette445]

investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good?....

[@Lida-sh6ee6667]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.....

[@Lida-sh6ee6667]

STEPHANIE KOPP MEEKS, that's whom i work with look her up and thank me later..

[@cameddy4081]

It’s better to be hated for who you are than to be loved for who you’re not - as Emilio Zapata said - “it’s better to die on your feet than to live in your knees “ Thanks Azul - your words of wisdom keep ringing true 🙏 - perhaps enlighten us as to what our current 34 Trillion dollar deficit could mean for our kids / America etc - (inconceivable to me )

[@jonredd650]

Can't worry about our kids they will figure it out. If they don't 🤷🏼‍♂️. We'll be long gone

[@patricke170]

Another option on that first item is examine yourself and find out if you are consistently doing something that causes the person to have a reason to be negative about. I’ve had to do that and sometimes found the problem isn’t the other person, it’s me.

[@AzulWells]

Thank you for adding this Patrick. Very true. I’ve had to do that as well in the past. 🙏 Azul

[@keithduffield5239]

The most impactful thing I got out of your excellent presentation. "I DON'T WANT TO BE SOMEBODY WHO I AM NOT" Thank you.

[@lilya7110]

In the last year I started noticing the passing of time with the simple act of taking the trash out every week. It’s one of those mundane tasks that only takes a few minutes but it started giving me pause to think about how my trash and recycling reflect how I am living my life week to week. I started thinking about what I was tossing that was thoroughly used up and enjoyed, what was wasted, what was or wasn’t my plan to eat better, buy less, etc. It prompted me to start a game with myself to not have anything in my trash or recycling that I don’t want to be there when I out it out the next week.

[@kathy5706]

This is such an important message! It’s all common sense, but so relevant for all of us. I’ve learned to be who I am (and trust me, I’m 74 and I have friends still trying to impress others, and I feel bad for them). It’s so freeing. I am working on regrets, most days I live in the present, but occasionally I get on the regret bandwagon. Let it go!

[@lynnalborough9672]

Im just turned 65, can't retire till 66... I'm cutting down my shift work being a health care worker as now starting to get osteoarthritis, my sister died at 66 without being able to retire, my best friend is still on the off duty at 67 but "off sick" with cancer. People have asked if I'm staying on! Big fat answer is NO... so I'm going to have to learn to live within my means, but hopefully with now a hobby (gardening) keep active... i applaud you sir, wise words indeed.... best wishes from the UK....

[@user-ww5ru8pm9z]

Just stopped working. They moved the retirement age from 65 to 68. My colleagues are all stressed and negative it was awful to go in and be among them. I have been frugal all my life, survived cancer, heart problems, and serious pain issues. I have everything I need, just means no more luxuries. The feeling of relief is wonderful.

[@joannaaherne3959]

You are a breath of fresh air . Sound advice . Wish I could implement some of your ideas better but will try harder this year . I have a grandson now and I have more in common with him ( he’s 7 months old) than a lot of my peers 😂. I love spending time with his sheer purity and innocence. I have to move house this year and I am worried about where I will finally live but I will try and make it into an adventure . Thank you for your positivity 🙏🏻❤️

[@nicholasgoh3526]

I’m 51 but it feels so unreal that I’m already in my 50s. I’m still relatively healthy but mentally I feel I’m done with this world and would not mind leaving anytime. I think I lost my mojo some 7-8 years ago and it was all downhill from there. My brother died of cancer at 59 and I think this could jolly well be my last lap in life but I just don’t have the motivation to dash to the finish line or enjoy my remaining days now.

[@vivianwebb2917]

Nicholas, I can relate. I am overcoming such feelings by simply praying and committed focus on searching for positives without deceiving myself of life’s realities. I truly hope you overcome.

[@kingtrance307]

Get some professional help and counseling asap. You’re worth it.

[@nicholasgoh3526]

@@kingtrance307 Thanks. Been there done that. The medication will just numb your mind and the councillors will want you to believe your current situation is caused by some trauma 50 years ago. I find some comfort in studying philosophy and spirituality.

[@jeanwebster504]

Don't lose hope, the best is yet to come.

[@kimdavis5403]

I invite you to view some videos on Stoicism. Start there. I find this beneficial in so many ways and I’m also in my 50’s.

[@tatersneggs275]

I'm glad you didn't say to stop drinking beer.....I love beer. Thank you.

[@sid35gb]

lol 😂 the trick with drinking is not to do it everyday it’s not food. Save it up and have it with friends less frequently as a treat you’ll enjoy it more.

[@thebigleone1066]

Yuengling Traditional Lager is really good.

[@GaZonk100]

a beer and stout mix is my daily heaven!

[@Lyka-clock]

I think an escape with edibles or beers on an afternoon with no responsibilities is great for mental health. It's like anything else though, you can't use substances to constantly escape reality. That results in the opposite effect over time and can ruin mental and physical health. I'd do that maybe 7 or 8 times a year and that's it. New studies on alcohol are really alarming.

[@maness2112]

Don't try bourbon.

[@fredm1]

I was an investment advisor. The advice in the video is excellent and true for the typical American. But for people who have a good portfolio of about $5m, if you look around, most people are still active at 70 (I live in LA) but by 80, not so much, so enjoy yourself at some point before it’s too late. That nice vacation will pay for your last week in the nursing home. There is a difference between wasting money and spending it. Be value-conscious.

[@debwes1]

Experienced the same thing. The financial counselor we met with last year told us, "Guys, you've already made it," even though my spouse has retired. Stop delaying enjoyable activities in life.

[@josephbush]

I agree entirely. I recently retired at the age of 54 with about $1.9 million outside retirement savings, no debt. To be really honest, the Fin-advisor's position can only be minimized. Just find a trustworthy one. It is very different from spending money to spend it on possibilities and things that might not materialize any time soon. Being value-conscious is crucial, as you indicated.

[@MarvishaN]

@josephbush Interesting, I have been contemplating pursuing that approach myself. I could really use the expertise of this advisors, who's the person guiding you?

[@josephbush]

She goes by 'HEATHER LEE LARIONI'. Just research the name. All of this happened in less than a year after she told me what to do.

[@MarvishaN]

I just checked her out on google and I have sent her an email. I hope she gets back to me soon. Thanks a lot

[@Rockerlady]

Great advice. I feel like I wasted my thirties and forties in certain ways, don't want to make the same mistakes now.😢

[@sstritmatter2158]

The first one you mentioned struck me. Friends come and go, sure, but I had a best friend for many years when I was young and just tolerated his actions for many years until it got so much worse because I was essentially allowing him to be disrespectful. Evidently it did something for him and he did this usually in front of others, so maybe he felt it made him look better. I warned him once. Little things would happen still, but was a bumpy boat ride, not hitting rocks, until he did hit rocks and I didn’t warn him after that. I had The Discussion and it was never the same between us again and eventually dropped out of each other’s lives completely. This was in my 30’s - so yes, if you have someone like that get rid of them. While it is too bad, I don’t regret it.

[@JeiBeeBee]

Well said. A lot of that you can find in stoicism which I rediscovered a while ago, and now that I'm 61, it really helps me to make me a better, happier and calmer person. Even during the last 2 months, taking care of my 86 year old mom at home who is already in a palliative state, and working full time from home, stoicism provides a set of principals and values that help me to not get crushed emotionally and/or mentally.

[@kelleycavan6911]

I study Stoicism as well and combined with studying Buddhism has helped me tremendously

[@jmilic1]

😊me too,with yoga

[@bw5277]

I enjoyed your video. Retired 5 years ago, made exercise and eating better a priority, travel a bit, work part time in a job i enjoy, downsized, so far so good!

[@suespony]

I am going to be 64 in May, I am only working 3 days a week at the moment. Might give it up totally end of the year

[@music-jj2pl]

Maybe you should see that video over his left shoulder and stop working now. I just turned 50 and stopping working is all I think about. It feels like it's getting in the way of stuff I really want to do

[@suespony]

@@music-jj2pl yes, I thought I was going to be done end of December, but wife changed her mind and decided to work till end of 2024, so kinda figured I would still work a bit, especially in the winter, I am in the fingerlakes, not much to do in the winter here. Planning on going somewhere warmer for several months next year.

[@tomspafford5368]

I'm in my sixth decade, and leaning toward retirement, BUT change is intimidating, perceived loss of importance to others, self-identity, etc. This video hits on a few key points I've been grappling with. Thank you Azul

[@Islas_Canarias]

I'm 53. When my father passed away in 2009 I taught my 60 year old mother to first, use a computer and then second, the internet. The first thing she did on her own when she got the hang of it was find a senior's dating site. She met a wonderful Portuguese man who she married and they retired together to Portugal in 2018. She got herself a smart phone and because of her existing tech knowledge I had taught her, she taught herself to use ot. She also got on social media. We talk via Facebook Messenger text and video calls regularly. My mother was ALWAYS an open minded person. She migrated to Australia at age 21 from the Canary Islands with my father, myself age 2, and my brother age 3. She taught herself to speak English by listening to the radio. I've inherited the same trait. I moved back to the Canaries on my own age 20-24, I'm bilingual and have 5 degrees. I homeschool my 15 year old son. Because I have to prepare him for the future, it forces me to stay up-to-date with technology and information in order to be able to firstly, understand it myself so that secondly, I can teach it to him. I've already embraced Chat GPT. The future looks bright!

[@vivveene]

Awesome video. I am still battling the regrets of my past, especially losing my mum. I can't let go of that guilt. I lost a colleague and a best friend in 2023 and as a result, I will be switching to a new opportunity where I might get to work from home. Deep within I am excited but sometimes the guilt of this opportunity still itches.

[@mil237pitas]

Thanks brother! I needed to hear this. The same thing happened to me during the pandemic. Sold my house, left my comfort zone, and now I feel free!!! Glad I wasn’t the only one:)

[@kristymoore7052]

That is very difficult when it is your toxic family who are also putting a roof over your head because there is no housing. Im 60, i work FT and over contribute, because I am here. Though I love them, I have no social life and am constantly reminded by my brother in law that I’m in his house. It’s draining on me and I need to break from it, it my sister would be so hurt if I left I could not imagine ever coming back. Rock and hard place.

[@BenjaminMcLeod815]

I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?

[@Robertgriffinne]

keep contributing! I'd suggest you consider financial advisory at this point in time, remember you are in for the long haul

[@Marthas-r4c]

I'm in line with having an advisor oversee my day-to-day investing cos, my job doesn't permit me the time to analyze stocks myself. Thankfully, my portfolio has just 5X in barely 5 years, summing up nearly $1m after subsequent investments to date.

[@user-3456rtu]

bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

[@Marthas-r4c]

Nicole Desiree Simon is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@user-3456rtu]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@karenl5602]

Thanks for this. All so true. I’m 57 and was a financial analyst for 25+ years before I went back to grad school for clinical mental health. Now instead of praying for retirement I hope to continue working as a therapist as long as I’m physically able. I love it more everyday. Regrets? Yep. Have quite a few. But while I have forgiven myself, I never forget the lessons I learned. Great video…thank you!

[@paulhanger7242]

Staying away from negative narcissists is a definite plus

[@eandsm4620]

What if he is your neighbor???

[@paulhanger7242]

@@eandsm4620 then stay away even more !

[@TT-fq7pl]

@@eandsm4620 What if he might be the next American President (again)?

[@Hidden_Destinations]

I found your video very insightful. I am 61, it honestly will make a difference in my life moving forward. Obviously I am now a new sub who will get a notification on each new upload. Thank you.

[@JohnBowl14690]

Great video! Remember...today is the first day of the rest of your life. Live it to the fullest. I also recommend writing a loose schedule on what you want to accomplish for each day with some fun time included. Now that I only work 24 hours per week, I find myself wasting time on garbage.

[@jennieeklov]

Yes time is precious..live simple..embrace change..live in the present...but forgive you..prioritize youself...feel happy being you...do fasting..make others happy...let anger go...work with what you love...send love to you and others ... Pray and do yoga......eat well and fresh food....Great video! Dance! Travel to sun!

[@ihopetowin]

Retired at 47 now 62, I eat a sound diet of whole foods, the ketogenic lifestyle, require no medication, exercise by lifting weights and high intensity interval training. I study subjects of interest to me, read write, have some collecting hobbies and frequently travel abroad.

[@botialoach1]

I agree with all the points you made except the one that deals with the mistakes a person did in the past, I still think of my mistakes financial , life and other and try to transmit these mistakes to my kids so they do not make the same mistakes I call this “foresee the past” in order to make corrections in the future .

[@toms6756]

I agree with you on the value of teaching our kids this way. I'm 58 and I remember my parents and others of that generation being very secretive about salaries and finances so I lost that headstart. It also wasn't something taught in school.

[@carolinekelly8481]

Yes yr so right my cousin drains the life out of me ! Only calls when it’s a problem to fix ! My time is precious and for me now !

[@richyp64]

I left my blue sanctuary state of California and it was the best decision I've made since retiring.

[@churchofpos2279]

I did the same thing. I love my new State and you couldn't pay me to go back to California.

[@teachertrx1204]

I'm in California and 60 years old planning to retire. Where did you guys move to?

[@jonredd650]

Awesome advice. Only 52 but I've already started to live with more intentional every day.

[@xinjieding6916]

Thank you Azul for this episode. I have watched many of your episodes and this one is like you’re talking to me. Big thank you!!!

[@clintjensen7814]

So glad you mentioned that travel is over-rated! It's so true and I save a ton of money keeping my travel to a minimum. I have just a much fun exploring my local area and taking short road trips instead of spending $5K on a big vacation. I have many friends that spend all they have on traveling, it makes no sense. One of the challenges being over 50 however, is making new friends, it seems impossible to make friends these days, I have tried many times only to be met with rejection. My old friends have all moved on and I no longer communicate with any of them, the pandemic really closed the door on my relationships with friends. Thanks for making this video, great stuff!

[@JannyLuits]

As a soon-to-be retiree, keeping my 401k on track after a bumpy 2023 is a high goal. I've read about investors generating up to $250k ROI in this present sinking market; any suggestions for increasing my ROI before retirement would be greatly appreciated.

[@carssimplified2195]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@Pamela.jess.245]

Impressive can you share more info?

[@carssimplified2195]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’AILEEN GERTRUDE TIPPY” for about five years now, and her performance has been consistently impressive.

[@Pamela.jess.245]

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

[@karennicholas2420]

I’m 56 and needed to hear this! Thank you!!! 🙏🏼❤️

[@ThePossumone]

Find work you love doing and it’s a pleasure with purpose Went into new career at 60 and love helping people Thank you for your videos ❤

[@ericamac3525]

That’s wonderful! What did you decide to take on for work at 60 years young? I’m thinking of doing something completely different but not sure what🤷‍♀️

[@user-nb5sv7cr6g]

I just turned 60 and find myself asking, " who am I? What do I want the rest of my life to look like?" I loved your video, as I have or am experiencing everything you've motioned. You are spot on. I try to let God lead me.....that said, I am finding that I either had an apophony or a passion for learning how to make, grow and preserve food. Who knew you could make your own ??? EVERYTHING!😂Now every day I wake up asking myself what do I want to try making today! I am learning more in the last year than I think I have in the last 60! Can't wait to explore your other videos. Thanks Azul!🥰

[@DrBilly90210]

Regarding point #1: "Everyone will tell you they appreciate your honesty. Until you're honest with them. Then, you're just an a$$hole." - George Carlin

[@robertfrank886]

😂😂😂😂😂😂

[@annettevandenbos6897]

Greetings from Amsterdam I liked all your tips we sold our house moved to Amsterdam walk, jog, see a lot of films (in the middle of the day) musea, etc. We are so happy with no more work, as if we won the lotery ❤✋

[@CalmerThanYouAre1]

Financial independence gives us 10 times the ability to execute on all of these points, at any age. 👍🏻

[@la53tj]

Nice video .I’m 71.i do feel that having a pupose in life other than recreational pursuits is a more rewarding way to age.However,I like your comments.Its nice to hear from a fellow “old guy” like me 👍

[@dylanjames8792]

This is by far the best advice I have heard on KZbin or from people in my circle, ever! Thanks so much for putting it out here! I came across it just when I needed it most. 1000 weeks, serious food for thought! I'm a brand new subscriber to your channel.

[@iandouglas451]

i'm 74 and in the uk, i have already come to some of the same conclusions, financial advice - must be hard not to have regrets with that as a career. i find the world, the uk, my surroundings are all degrading, so tempting to shut oneself off from the whole caboodle but of course that isn't the way as socialisation is probably the most importasnt thing to keep going, that is with people that reward/deserve attention lol.

[@1234GOPRO]

I may have pulled the trigger to retire a little early but I didn’t see me building my cabin in the mountains in ten more yrs. It may be a little harder but I think about it drinking coffee in the morning on the south deck.

[@BradleyLivestreams]

Just wanted to say that your channel is a breathe of fresh air as I turn 57 tomorrow. So glad I came across your channel. Wish I would have made better financial decisions in the past but you have given me hope that it's not too late to plan for our future. Keep it up!

[@yiyiskblue8]

Instant new subscriber. This video really reached me today and I want to say thank you. It was much needed. This was so spot on. I am 55 and I am looking forward to applying this into my life.

[@irismckay6472]

Great message. A lot of us who grew up in the fifties and sixties were taught to be responsible for others, which means we haven't taken the time to focus on our needs--so thank you for focusing on health and self-care.

[@fargoaerials3456]

Azul, agree with all of your points except one regarding technology. I wouldn't encourage anyone, but especially seniors, to embrace social media. KZbin excepted, of course. People who didnt grow up with it simply don't understand how it works (or doesn't) and it can get them into trouble. Im in my mid 50s and just left a lifelong career in software, so I'm far from a luddite, but whatever advantages facebook and twitter might have, its FAR outweighed by the negatives.

[@diamondstar1200]

100%

[@JohnBowl14690]

I think technology is a great tool for seniors. That said, stay away from facebook, instagram and anything that takes up too much time.

[@weldinggirl]

If you need to learn anything KZbin will have it specially if you put in the right keywords but I agree sm is such a waist unless your making money on it

[@jimjimgl3]

Of course every person has different perspectives on technology. My late mother embraced, at the age of 82, emails and her iPad and loved Siri. I'm nearing retirement age and am still a working commercial photographer. Self-taught in various media programs and I've just recently embraced AI technology for image creation and taught myself Adobe Illustrator. Learning programs like this I believe is stimulating to the brain in the way taking up language learning is. For better or worse, knowledge of technology is really a tool for more comprehensive living in our current world. I think your viewpoint on technology might be on the anxiety / dangers of social media and on that I agree.

[@NexDim.]

If you haven’t started social media by now, do not bother! My 40 year old brother never got started and I envy him. I don’t spend a ton of time on it but even what I do spend is mostly a waste of time.

[@esthaleo1367]

I'm a 60 year young single woman from Singapore. I've been living the kinda life you are sharing in this video, really love your style, a subscriber now🙏

[@harrya8813]

Just found this video. My problem at 53 is that technology changes so fast that it is hard for me to keep up. My kids know more about tech than I do. I try to cycle as much as I can to stay some what fit. I like what you have said so I subscribed. Thank you.

[@FiftiesForward]

Oh noooo . I'm 53 I'm keeping up with most of it .I told myself long ago I won't be lost in this society..the younger generation definitely has a lot to offer as well as we do 😀

[@Seaward1224]

Great advice Azul, I spent 32 years breaking sales records and surrounded with extroverts selling commercial insurance. The combination of having to always be on, likeable, personable and even inspiring to clients and new sales reps. This along with being in a very negative industry or product took a lot of my energy. I’m not an extrovert… I’m actually more of an introvert or even a Sigma. I retired after 32 years of being who I needed to be not who I am. It’s the best feeling in the world to feel that way and not care if I’m not living up to others expectations but only my own.

[@stumac869]

Number one applies to all ages, ditch negative people end of.

[@valeriedemey4993]

Hello. I'm 61 and agree totally with what you were telling in this video. I have been retired for almost 2 years now and I taste the juice of the orange every day . Living in the present and being grateful my life towards is very important for me. Sorry for my English. I'm coming from Belgium. Thanks for this video

[@annap8867]

This is absolutely fantastic advice. Exactly what I needed to hear.

[@avjake]

Fantastic advice, thank you. I think regrets are very useful. Yes, forgive yourself, but learn the lessons that become available from your regrets. And not just "Well, I won't do THAT again", but the deeper lessons, like, "What was I really needing that made me do that?"

[@GibsonJames-gr3on]

My retirement account has gone down by 13.7% in the past year due to rebalancing I did out of fear uncertainty and doubt. What are best alternatives to take in other to secure a financially free retirement and achieve ultimate peace? I don’t want to fail after 42 years of working hard.

[@OwenFlex]

How can one get to interview advisors? And what questions should you ask?

[@SeanJohns-ze8ie]

CHRIS RYAN STEWART GOOGLE the name

[@RobertDamanii]

People downplay planner’s role, until they are burnt by their mistakes. That’s why I’ve been working with expert planners like CHRIS RYAN STEWART

[@TheRothschild770]

I just sent him a mail… you can’t save money for your housing or anything anymore… I need to make more money

[@ThomasColt]

This is useful information, I copied his full name pasted it into my browser, his website popped up top search and his qualifications are excellent. I just messaged him

[@marks.3798]

Such a good post. I should listen to this every morning. Thanks!

[@墨紫月]

These advices apply to all age groups

[@melbman43]

The youth in your senior years, absolutely love it thank you. Im 61 and still ridding a bicycle consistently.

[@adic9091]

I've only watched a couple of your videos so far, but I must say that you are such a wise person. I am glad that I can still find little gems like your channel on youtube.

[@summermercier1901]

I'm in my late 40's, listening to gold advice, thank you

[@minimcewen]

I was listening I promise! But at 8:00 a deer walked out by that tree behind you and caught my eye. Drove home the message that I'd rather be like you today than me. I'm in the thinking stage but I REALLY appreciate these messages you share.

[@fionameredith8787]

I saw the deer too!!

[@savannahtraderful]

Good eye. I didn't catch that on my first view.

[@colemant6845]

Really good basic advice for the 60+ viewer. I really like your VERY REAL Perspective of Time on Earth. Well Done!

[@101hamilton]

This is such a powerful video. Thank you for posting! (I just discovered your amazing channel.)