$7k in side hustle income + AirBnB income update! Budget & Net Worth updates

[@rochellethundercloud346]

I'm so unbelievably proud of you,Sarah. from dead broke,paying $33,000 in student loan debt on a small af income,to this? girl.inspired as hell. proof a budget can indeed change your life

[@jmknudsen5357]

I love the phrase "Anything bad that can happen to me that I can fix with money." Money doesn't fix everything, but lack of money causes so many problems.

[@family_fire]

I loved this phrase too! Money can’t fix everything, but it sure can ease the way in lots of situations when things go wrong

[@mariannaryan456]

I always say, "what's the problem? Can I make it go away by throwing money at it?" That wasn't always the case. After my divorce I was in serious negative net worth territory for a long time. I pulled myself out like you did. Hard work, investing and real estate. 👌

[@elizabethevans9056]

You are so motivating! Thank you for sharing 💗

[@lovebug4263]

Its been so incredible watching your journey over the years Sarah! From the times when you didn't have room in the budget for the good cheese, to now! Wow! Incredible transformation!! I am so inspired and motivated by you! Thank you for sharing all of this with us! It really helps us to see how financial freedom can be achieved with hard work, dedication and diligence! You rock!

[@Hailey26864]

Following in your footsteps! ♥ I found Dave shortly before I found you and it felt like his followers all had huge shovels. We are a family of 4 on one income so seeing you build wealth on a small income inspired us to get rid of debts and I found a way to go to college tuition free. I'm working on a teaching degree for FREE and we close on our first house today! I'm going to send something to your PO Box!

[@BudgetGirl]

YAYYYYYYY!!!!!!! huge congrats on all those accomplishments! And always #teamsmallshovel :-D

[@llm5673]

Wow! Your wall paper is holding up very nicely! Love it!

[@maryannrogers8675]

I love your monthly budget updates. You’re doing so well but you’ve worked really hard for years to get there. Take care

[@lexierobinson6419]

Mint Mobile for $10/month! As long as you are in a city/metro area, you won't have an issue with it

[@Creakiola]

Great stuff, Sarah! What a journey!! It is always great watching you. Thanks!

[@BudgetGirl]

Thanks for watching!

[@hollielynncrocker]

You should do a video about how you got organized to do your taxes this year and what you were able to write off for your businesses!! I’m in the process of buying my first rental property and an always trying to prepare myself for taxes.

[@PhenomenallyFlyDiva4]

You truly inspire me.

[@nt6719]

You might not want to lower your emergency dollar amount for the duplex. I just had an approximate $18K unexpected expense on my house. I have a slab foundation and my sewer went out. That meant jack hammering my bathroom floor and lining a cast iron pipe that had rusted. I chose to have them put in a clean out valve too. That way if there is a future problem it should be easier and cheaper to solve. I also think it's a selling point if I sell this house. This does include a new low end vanity(probably under $200) which I had planned to replace probably next year. It doesn't include new flooring and having that installed. I found some reasonably priced flooring today that I liked at Lowe's. I will call the tile guy tomorrow. He wanted to come out and look after the plumbing work was done. This was not something I expected Sarah. I'm glad I had the money to take care of it. Also I didn't have a hotel/motel expense because I had people I could stay with. I had to stay someplace since my house didn't have a working bathroom.

[@rachelday9585]

I use straight talk as well and we pay for a year at a time to save just a little more

[@affordableliving2756]

In the UK I pay £9 a month for my phone contract, that comes with unlimited calls and texts and about 30GB of data, but I'm generally in an area that has wifi so no issues, and have never had a problem. :)

[@sunriseskies3883]

Great video!! 🐶 i’m so happy your business is doing well! I’ve been following you since the beginning and I’m glad that you have been persistent in your goal! Do you have a video about how you do you be allotment… Do you do it at the end of the month? Do you have a video that explains this process? Thank you 😊

[@rebeccaoliver5306]

I looked into AT&T prepaid for my cell service. It's $300 for the years which is $25.00 a month. I haven't purchased it yet, so there may be some additional taxes that increase the bottom line.

[@klarson84]

Check with TAMU, I work for a University and our Tech Shop has a Verizon plan which is 1/2 of my current cell phone bill.

[@BudgetGirl]

Great tip thank!!

[@doodleacademy]

Thank you for sharing your interesting and inspiring content...I always look forward to watching your videos 💛

[@BudgetGirl]

Thank you so much! Have a great weekend!

[@marlanatriggs1728]

Great job❤️❤️New puppy .can't wait to see♥️♥️

[@MsShadowLlama]

Great video! Curious about why you dont' put more in you tax advantaged accounts like the 401k? Would you ever consider trying to max it out? I would be interested in a video about how you decide what portion of your monthly finances go into each investing category. Our financial picture had some ups and downs but overall stayed about the same, housing equity went up, market holdings went down, canceled a subscription, but another subsrciption is increasing their price.

[@carleerae521]

Congratulations!🎉. I have mint mobile it's $15 a month but it's 4gb of high speed data. ($201/yr w/tax)

[@well.loved.notebook]

We actually switched to a major carrier from Straight Talk. With an employer reimbursement, our bill is less and we have better service in our area. ST is fine until you need something from them. Their customer service isn’t the best, imo.

[@NaturesCadenceFarm]

Hi Sarah! I was wondering if you would consider doing a video about how you go through your tax setup. I see you save for it and pay it quarterly for KZbin. How did you decide that for route vs annually? What about the other BG businesses, are they quarterly too? I am trying to get my own set up and this seems to be the part nobody talks about! Thank you for these videos. I really have learned a ton! ~Mrs. C.

[@BudgetGirl]

My tax guy set up quarterly estimated payments when I hit a certain income level. Maybe 20k? I would absolutely recommend getting a tax pro who can help you do it right

[@sandrafromscotland]

Thanks for sharing Sarah 👍 Just a thought to add to your emergency fund thinking! How about an emergency fund for your AG Wagon & new camper? Also I was wondering if you have different cards for buying items for yourself, BG properties etc so you have different receipts? New puppy is so cute 😊

[@DevonEtAl]

I work at a cell phone company so I only pay $16 a month for a watch and cell phone line! I'm spoiled!

[@eagoodwin1]

Not so much a side hustle anymore. It’s almost becoming the main course hustle.

[@robine916]

We have Republic Wireless,...$25/phone/month I believe. (I think new plans are higher) If my hubby is watching a lot of videos he, on a rare occasion, buys $5 worth of extra data.💕

[@charlottemartin8529]

Impressive 😊

[@stacieunderhill2835]

I pay $120 for 4 lines unlimited at metro pcs

[@michellepacheco5518]

Do you have ant videos on getting started with REI .

[@lila2cute337]

Hi BG, can you please do a video on your budget and how we can recreate it? Thank you 🥰

[@BudgetGirl]

Hiya! I sell these spreadsheets pre-set up in my etsy shop for $9. You're more than welcome to create one on your own, it's very basic formulas, but you could also just buy a working one and save the time!

[@lila2cute337]

@@BudgetGirl I just bought it. Thank you 😊

[@rhondacowley9818]

Great video. I have at&t 4 phones unlimited everything and it is around 209.00 a. month, it works for us.

[@BudgetGirl]

Very nice!

[@michellepacheco5518]

Great video.. I have T mobile and spend 173 for 4 phones plus free Netflix

[@charlottar0403]

but I'm curious about taxes? like the airbb and also the rent, I don't see taxes put away for that? should be what 50% or don't you have to declare taxes for that?

[@BudgetGirl]

HI Charlotta, I use an accountant annually to make sure everything is paid. The Airbnb is currently operating at a loss so I wont really owe taxes on it until i start making a profit. As for the duplex, as its my primary residence, I can deduct for depreciation, home office etc. and haven't owed much. I pay $500 a month quarterly estimated for my business and also have pre-tax deductions for my day job. All said I done, I usually owe a couple thousand each year. I keep fantastic records, as you can see and work with a pro to make sure I get all possible deductions and pay what I owe. Hope that helps!

[@storytime1469]

American cell phone services are so expensive. When I studied abroad for a year I used free WiFi and the one at home and didn`t have data on my phone... Now I'm back in Germany and pay 7.99€ for 2GB of data and unlimited calls and texts.

[@donedennison9237]

I use Visible phone service and pay $25 a month unlimited. If your straight talk phone is with Verizon, you can just switch over.

[@freshpievintage834]

I love visible totally unlimited, run all my WiFi off my hotspot and pay $25 with their party plan. ❤️🧡💛💚💙💜 them.

[@donedennison9237]

@@freshpievintage834 I use my hotspot for my tablet when we go camping. I want to get a mini router for more than one device but I haven't needed it yet.

[@jschumac0514]

Verizon Prepaid $26.63 with loyalty discount

[@wyss5370]

Successful people don't become the way overnight. What most people see at a glance wealth, a great career and purpose is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life

[@josephcarl5261]

I truly agree with you on that

[@pattyfluegel7816]

she can afford it, but so much for food, resteraunt, personal, and clothes!

[@lauraadaly]

How did your REI savings go up 6500?

[@BudgetGirl]

I put the 5k in from end of month and the $500 normal sav.

[@imma_cat]

Feb-ru-ary.

[@darrenoconnell9716]

Tmobile $30 unlimited

[@austinfulto1183]

Mint Mobile $30 a month

[@mkb9464]

How is mint mobile? I was thinking about getting it

[@austinfulto1183]

@@mkb9464 I’m 12 months into it. You’d never know the difference.

[@TheGenflute]

Can you be "over emergency-funded?"

[@BudgetGirl]

It all depends! If we're looking at inflation, I've def. lost money with so much sitting in savings. However, the mental peace of having that money there, could be worth it to some people, and has been to me so far.

[@annedavidson5399]

T-mobile unlimited $35

[@wyss5370]

Successful people don't become the way overnight. What most people see at a glance wealth, a great career and purpose is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life

[@migueldurrelo8951]

I truly agree with you on that