9 One Minute Habits That Helped Me SAVE Money and STOP Overconsumption

[@BeautifulBrwnBabyDol]

✨Stop leaving yourself vulnerable to data breaches. Go to my sponsor aura.com/drnina to get a 14-day free trial and see if any of your data has been exposed. ✨Hey family. Join me as I share quick and effective habits that transformed my spending and helped me embrace a more mindful lifestyle. From simple daily tweaks to mindset shifts, these tips are designed to fit seamlessly into your busy life and make a big impact on your wallet and well-being. Don't forget to subscribe for more tips on living your best life! 🌟 #MoneySaving #MindfulLiving #FrugalTips🌟

[@CeliaMitchell-ot5ir]

I love paying all bills at one time even if they are not due until later . One and done.

[@portialewis8099]

I take advantage of either grocery delivery or curb side pickup. I've found that if I stay out of the grocery store, I don't feel tempted to get extra things. And I ALWAYS order from a list. Great tips and reminders of things I can do to help myself!

[@SamoyFrancis]

This is a great tip, Thank you!

[@shakiasorbino4878]

They charge more though

[@Keisha_TKD_NP]

Staying away from ALLLL debt at all cost is keeping me wealthy. ✌🏾 including CREDIT CARDS 🥰

[@aleciahall8420]

Staying away from credit is not a way to build wealth. Nobody who is wealthy is not afraid of credit. On the contrary u can utilize credit but make sure u have insurance that exceeds any credit that u own. Liquid cash in the bank is useless if u r not trading or investing..

[@Keisha_TKD_NP]

@ and credit is useless if I have money

[@EdithRuthh]

I agree completely. I’m out of debt. Luckily, I never used a credit card. I’ve only used a debit card. Once you start talking about credit cards, I’m out. I love having money. Cash is king.

[@canecorsomom2023]

​@@aleciahall8420stats on wealthy people suggest the exact opposite of what you said

[@vroy8133]

Credit is not necessarily useless. Sometimes it's to your advantage to use credit instead of cash. I like to take advantage of the points and make sure to pay the whol balance before the statement date to avoid paying interest. If used properly, credit is awesome.

[@nylorac1984]

Love that 72 hour rule. I have found that just going home to think and discuss big purchases works wonders. One of my tools is not being afraid to be the odd one out. Social pressure to spend can be enormous and while some people are spending without stress many are not and if no one speaks up and is willing to stand out everyone continues to pile on debt. You do not have to let othet people spend the money you earn. It is OK to opt out of a trip you cannot afford. Thank you Dr. Nina for sharing these practical money management tips.💜💜💜💜

[@Glammmahgotguts]

Thank you so much for sharing 💜I don’t pay full price for anything either. I be on the hunt😁😁

[@BeautifulBrwnBabyDol]

Yes maam! Why pay more?

[@rileymurray9098]

A baby and new car put me in a hole. So I needed this

[@Simoneo180]

Thank you so much for this post, the financial struggle is real!

[@BeautifulBrwnBabyDol]

Oh I understand!

[@quilawilson6484]

I will always be a Dr.Nina fan love you love you

[@clp6365]

I BUDGET and carry NO DEBT!!! I'm older (GenX) and use CASH! I do some bills on auto pay. But, some utility co. double dip...ugh! I negotiate costs with cell, internet, insurance companies every 6-12mths. I cook vs eating out. Roof secure and wheels (paid for) stay rollin.❤😂

[@shaekiej]

the 72 hour rule is a good idea

[@Kamirarenee]

Great tips! I use all these, it works!

[@evelynchester8661]

Thanks for the advice and I’m sharing it with everyone I know.

[@BeautifulBrwnBabyDol]

Thank you so much!

[@Leelang931]

Going out of town definitely need this

[@laurithalane7950]

A lot of great info. May have to unpack one habit at a time! Keep up the good work.

[@marilynmonroefan9972]

Thank you so much for sharing! 🤗 I also don't pay full price for anything. My internet was over $90 a month 😱... I called Spectrum and it's now $36.99. And I saved even more by cancelling my Amazon and Walmart memberships.

[@CeliaMitchell-ot5ir]

Hi ,Doctor Nina. I had lost touch with you. So glad I found you again. You're still helping folk. Beautiful

[@Smartwallett]

I like how you talk❤❤ it's like your big siz giving you that talk abt finances.

[@malkiaallen2228]

Thank you Dr. Nina, Just hearing you motivates me for better. Thank you

[@moniqsinc]

I really loved this video, Dr. Nina!!! Very informative and helpful. I do some of these too, but I’m going to implement so of your suggestions. Watching from Jamaica 🇯🇲 🫶🏽

[@CeliaMitchell-ot5ir]

In these uncertain times , God is not uncertain so we accept His Son Jesus the Christ as or Saviour ,trust in His Holy word And apply to our lives and learn how to work wisely with our money😊. Great tips Doc.

[@kiab-mylifemyway7647]

I just adore you Dr. Nina

[@loisrodenromans1097]

Hey first time watching LOVE the opening song! Have to play again before listening to message. 😂 Have a Blessed evening 🙏🏾 ❤ Just subscribed want to hear that song all the time.

[@bellabell2]

I love this. Starting over now. However, not from scratch.

[@melsmedia]

Dr. Nina! You’re always on point 🙌🏾. Love you! Thank you as always 🙏🏾

[@khad-74-ija]

Amazing💯💯💯

[@creativetee9761]

All of these tips are great !!! I will definitely be using some of them!!

[@tiffanythreatt2543]

Yes thank you for sharing

[@DeDe-pw3kq]

Thanks 💐... Great info

[@BeautifulBrwnBabyDol]

Thank you so much!

[@MrsExquisiteDailyInsights]

Great tips! Thanks for sharing

[@kimberlywiezcorek6313]

Can you help us females how/where to invest our savingw?? Ty

[@tammycooper9607]

So much wise information sis. Thank you

[@phyllissanders8539]

Great ideas! You gave so many I couldn’t catch them all!

[@kgray8390]

I love your content. Thank you for these suggestions. I want to go back to school to obtain my degree in Education. I have 10 classes to complete. I enrolled last semester and both online courses were confusing and hard to navigate. I dropped them both. I’m 51 and don’t want to have to go to campus for classes. Any suggestions?

[@xlena60]

Thank you for sharing ❤

[@tamikabrown8539]

Thank you! I truly appreciate you sharing this.

[@angelam9495]

You're always fly and nice 💅 😊❤❤

[@RacquelRichardson-g6n]

I love your videos as they are always informative but entertaining.❤

[@lisamcswain6249]

Thank you

[@philoteenyiransengiyumva2653]

Bonjour en france svp😊

[@DivineLove71]

❤❤❤❤❤

[@BeautifulBrwnBabyDol]

Thank you!

[@goinsvirginia]

Stay on bank statement My bank had paid 100. More on my water bill check.

[@jackiesnest921]

Hi Dr. Nina, thank you for this post. I'm from Africa and sometimes am invited to join a WhatsApp group to contribute towards someone's wedding, funeral, or medical expenses. Sometimes, it's hard to say no to friends or relatives. What percentage can I set aside for these contributions, especially if I am invited to more than one group?

[@TheAmerEthioQueen]

Maybe talk to a financial advisor. I understand that you want to help, but if it’s hurting your current or future plans for your life as you’re trying to figure out how to do it, then how are you able to contribute. I know it’s part of our culture and we need to definitely support, but life over here is a lot more expensive and you have to consider your future. If something happens, how will it be taken care of if many of your extra funds are consumed by ppl needing money for weddings. Maybe set a small budget and once it’s done, you can’t give, but only if your future can sustain that. I’m speaking from experience from supporting family over 30 years and has destroyed my finances. Good luck. 🙏🏾

[@gailwhite1788]

❤❤

[@ecclesiastesThreeVerseSeven]

Thats my current situation, you get tired of being in debt. I made a decision to no longer live that way.

[@cierrasmith8731]

Thanks for the tips. I don’t like the music you should change it back to your old music.

[@whatupdoemia]

Just come for the good advice, not the music ❤

[@cierrasmith8731]

@ please go find God. You be better off.

[@ambermccutchen8451]

Thank you dr.nina, this is very very helpful advice and guidance on saving money, for this is the better way of what not to do sincerely yours Mrs Amber m powell-mccutchen

[@ambermccutchen8451]

Thank you dr.nina, this is very very helpful advice and guidance on saving money, for this is the better way of what not to do sincerely yours Mrs Amber m powell-mccutchen