ACCOUNTANT Reveals The Indian Money Habits to Getting Rich

  Рет қаралды 30,956

Kiran Kaur

Kiran Kaur

Күн бұрын

Пікірлер: 285
@harleycartley3138
@harleycartley3138 7 күн бұрын
keep debt to a minimum. Cut expenses. Develop healthy habits like consistently saving money at regular intervals for investments to help you build wealth. If you work on this, your financial potential will grow exponentially. There are numerous opportunities to make money on the financial market. With the assistance of my financial advisor Dianne Sarah Olson, I was able to earn my first million dollars through passive investment in a variety of assets and right now my friend is on his way to a million too. Goodluck!
@ParishBlein
@ParishBlein 7 күн бұрын
Truly these are the best investment decision you can make both short term and long term for steady money flow. Kudos
@ericwilde4583
@ericwilde4583 7 күн бұрын
recently started saving for retirement and I don't mind investing a substantial sum, i'd like to know your advisor ?
@harleycartley3138
@harleycartley3138 7 күн бұрын
@eric Just look her up and reach out to her yourself. Goodluck
@katelynrenesse4798
@katelynrenesse4798 7 күн бұрын
Looks like she really knows her stuff. I also found her online page and read through her resume, educational background, qualifications and it was really impressive.
@nataliehinnes5221
@nataliehinnes5221 7 күн бұрын
How much does your FA take in AUM fees?
@RozaliaWelczak
@RozaliaWelczak 12 күн бұрын
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement in 3 years.
@uwerathsack
@uwerathsack 12 күн бұрын
Your allocation looks solid. Consider dollar-cost averaging & dividend reinvestment. I suggest you speak with a fiduciary.
@SergioMartinez-i4n
@SergioMartinez-i4n 12 күн бұрын
Many individuals have a 'do-it-yourself mentality but lack the necessary expertise. Fiduciary advisors are ideal representatives for investing, and I can attest to this. Since the COVID outbreak to date, my portfolio has grown by over 330%, reaching nearly $1 million.
@NancyMason-d7g
@NancyMason-d7g 12 күн бұрын
Who are you working with, please? in dire need of portfolio rebalancing
@SergioMartinez-i4n
@SergioMartinez-i4n 12 күн бұрын
I work with Caroline Suzan Olson, who is NY-based. Just search the name and check if she meets your requirements. You'd find necessary details to work with to set up an appointment.
@NancyMason-d7g
@NancyMason-d7g 12 күн бұрын
Her track record looks really good from what I found online. I've scheduled a call to discuss further.
@Bigwilli123
@Bigwilli123 12 күн бұрын
A lot of Indian families emphasize saving over spending and focus on long-term investments. Even small habits like saving a portion of every paycheck can add up over time. It's definitely something to learn from if you’re looking to grow wealth
@Patrick-x1h
@Patrick-x1h 12 күн бұрын
Absolutely. They also tend to invest in assets that appreciate, like real estate and gold, and they’re big on building diversified portfolios. It’s all about that mindset of creating stability while looking for growth opportunities.
@Robby767
@Robby767 12 күн бұрын
True, but a lot of people struggle with portfolio management because there’s just so much out there. Like, where do you even begin with stocks, bonds, mutual funds, and everything else? It feels overwhelming at times
@MONROEJACQ
@MONROEJACQ 12 күн бұрын
That’s where I think working with a financial advisor can make a real difference. I actually had a free consultation with Nora Jean Erickson, a CFP, and she helped me figure out a strategy that matches my goals. She didn’t push me to make any decisions, just gave me some practical advice to start building a solid portfolio
@camela8445Mar
@camela8445Mar 12 күн бұрын
That sounds like a good approach. You know, taking advantage of free consultations seems like a smart way to get a feel for the kind of help available.
@camela8445Mar
@camela8445Mar 12 күн бұрын
And if she’s a CFP, you know she’s legit. I could use a session like that just to make sense of where I’m at and where I want to go
@don.boelter
@don.boelter 8 күн бұрын
I came across your channel through this video- case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.
@CamilaCardone66
@CamilaCardone66 8 күн бұрын
You're correct. I think the smartest way to go is to spread out your investments. By putting your money into different asset classes like bonds, real estate, and stocks from other countries, you can lower the risk if one part of the market goes bad.
@RaynArthur
@RaynArthur 8 күн бұрын
That sounds like a good plan. In the past two years, working closely with a financial market specialist, I've built a six-figure diversified stock portfolio. Now, I aim to diversify even more this year.
@AnthonyClayton03
@AnthonyClayton03 8 күн бұрын
I'm a newbie how can someone know a professional broker when legit once are hard to find this days.
@NicholasCaruana834
@NicholasCaruana834 8 күн бұрын
Ms Martha Ann Hammerton was my hope during the 'bear summer lost year . I did so many mistakes but also learned so much from it
@NicholasCaruana834
@NicholasCaruana834 8 күн бұрын
I was skeptical at first till I decided to try. Its huge returns is awesome.
@teda9906
@teda9906 7 күн бұрын
I grew up around Indians....from East London, UK, and I realised from young that their habits are the way to go if you want to build wealth in the UK.😊
@AR-fy2qo
@AR-fy2qo 13 күн бұрын
A unique video! Honest and goes to the root black hole of consumerism and copying others. Believe in yourself, education, where you came from and be humble.
@peteturner8493
@peteturner8493 12 күн бұрын
Doesn't explain the lack of Charity (monetry or otherwise) having got to so lofty a postion in life - NOT, why "Indians" are natural born liars, ignorant of local laws & customs and generally don't mix very well in the community they live in....and yes THXS I have first hand expeience re all the above and more Lol...!
@mohamedabdillahi6180
@mohamedabdillahi6180 13 күн бұрын
I went to a secondary school in London full of Indian people. They kids don’t get nike and labels and they don’t get too much take away. Things I agree with they invest in tuition and education instead. They are a bit tight though perhaps overly tight at times but definitely an example for everyone in how to not over spend.
@harrysahota4072
@harrysahota4072 13 күн бұрын
It's a question of perspective one man trash is another's treasure. Tight to you maybe superficial spending to someone else. I'd rather look poor and stress free than looking rich and stressed paying bills
@mohamedabdillahi6180
@mohamedabdillahi6180 13 күн бұрын
@@harrysahota4072 yeah I agree but I feel there is a healthy balance having you’re kids were the same worn out school jumper every year isn’t good not feeding them frozen pizza or simple soups, hence the children are often very thin.
@harrysahota4072
@harrysahota4072 13 күн бұрын
I wouldn't say that's being thrifty, I would say not feeding your children is neglect. There's a big difference. Personally for my children I would go without so they can have everything.
@IMadeOfClay
@IMadeOfClay 12 күн бұрын
Asian here. 100% true! I am looking to sell my business in early 2026 and retire at the age of 44. All the years of working 6-7 day weeks has paid off.
@hodl_1
@hodl_1 12 күн бұрын
Congrats, May you enjoy your success!
@jeffocks793
@jeffocks793 13 күн бұрын
Taken together these lessons reflect a useful, happy and productive life as well as tending towards wealth and financial security. These Indian values are also those of the British Middle classes of the Victorian era which I am pleased to see this channel championing so well!
@bonditltd5346
@bonditltd5346 12 күн бұрын
I must be Indian 😄. I tick all those boxes. The biggest riches are family . I like the idea of multi generations under one roof, but it’s true that in the west it’s seen as a failure.
@wealthyspaces1131
@wealthyspaces1131 9 күн бұрын
Well what split families up in uk is the fact there were no jobs in the north so we all went south and THAT IS WHAT created that situation of fragmentation
@bonditltd5346
@bonditltd5346 9 күн бұрын
@@wealthyspaces1131 I’m not sure it’s that commonplace. Generally whites families tend to want to have their own house and the young adults try to move out. Overseas jobs are more of a draw.
@HarunTosun-wg4rc
@HarunTosun-wg4rc 11 күн бұрын
Investing in Indian stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.
@anabelThomas-yo2xw
@anabelThomas-yo2xw 11 күн бұрын
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
@tinsleyLuna
@tinsleyLuna 11 күн бұрын
Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.
@VanChuong-on2gh
@VanChuong-on2gh 11 күн бұрын
thats really massive!How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
@tinsleyLuna
@tinsleyLuna 11 күн бұрын
“.CAMILLA MARIE FULLER.’’ is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
@VanChuong-on2gh
@VanChuong-on2gh 11 күн бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@philsmith7398
@philsmith7398 12 күн бұрын
When renting out properties don't forget to price in repairs and try and be a decent landlord...there are many who behave terribly towards their tenants. Building wealth shouldn't be at the cost of being a good person.
@rkbeg80
@rkbeg80 11 күн бұрын
@@philsmith7398 exactly! There are many indian landlords in London who are very bad towards the tenants. They know money but no morals!
@PattayaBars
@PattayaBars 11 күн бұрын
if only i knew this 40yrs ago . you speak so much sense .
@FinancialHealth-ku1ry
@FinancialHealth-ku1ry 7 күн бұрын
*Summary:* 🖊️ 1. Invest in property Families with an Indian head have the highest net property wealth 2. Save first spend later Put away a fixed amount before spending 3. Extended family The needs of the family take priority over independence 4. Value for money Actual wealth is about the money you have not spent 5. Be frugal Do not spend more money that you need to 6. Education Indians are most likely to go to University 7. Work for yourself You will not get rich renting out your time. Owning equity in a business
@voice.of.reason
@voice.of.reason 11 күн бұрын
White British man here. I must have some indian ancestry somewhere down the line. All these habits I do naturally, and it wasn't instilled in me by my parents
@rkbeg80
@rkbeg80 11 күн бұрын
I'm sorry but buying lots of properties and renting out does not mean good for the tenants. Often these landlords don't bother to make the house mould free or safe for tenants. They just know how to make money in selfish greedy manner!!!
@saelaird
@saelaird 11 күн бұрын
Living in multi-generational households. Co-owning expensive assets. Enforcing economically favourable marriages for their kids. Paying as little tax as possible.
@dhermtalks6370
@dhermtalks6370 13 күн бұрын
I would say be careful in defaulting to buying properties, prices have increased and returns have decreased vs when parents bought properties. So I would always avoid jumping on a previous generations bandwagon without really understanding the fundamentals and payback time. Independence is also a bigger thing in Indian cultures now especially for males when it comes to marriage so this time to save is limited I would also question the value of a university education. Having being to a top tier university I think it teaches you great life and social skills but education is primarily theory and not practical. I think apprenticeships are now more avaliable in professional industry’s like financial services and can really help grow your network and put you a step ahead of graduates Great advice on other content though and keep up the great work 👍🏽
@nav122
@nav122 12 күн бұрын
Nailed it. Indians find it hard to change mindset from buying property as it's been good for decades and is in grained. They will have taken advantage of the gains, Vs this generation. But what many fail to realise is the returns are not as good as you think, secondly not many think about the IHT implications either. Many are now scrambling to figure out how they can reduce their tax liabilities, as well as CGT etc. I would invest in other assets first, and have property lower down the rank. Or you buy a bigger first property, and then downsize later.
@gavinp310
@gavinp310 10 күн бұрын
Well said. Property investment in 2024 in the UK is no longer the golden goose it once was and comes with a lot of headaches attached in most cases. Sure there are exceptions and deals on some very few pockets but largely oversaturated market and prices are not rising much. I own 2x flats in prime London since the last 14 years and rents and sale prices barely increased taking into account inflation.
@jazzsingh9738
@jazzsingh9738 13 күн бұрын
Some good truths here. My wife and I are running two cars. A 2007 Corsa and a 2008 Merc. We have an annual household income well above 100k a year. We both work for the same company. We have the oldest most beat up cars in the car park. Probably the oldest two cars. There are 20 year olds driving brand new Fiat 500s or other cars a few years old. The difference is we'll be mortgage free on a 3 bed house next year at age 42 and 37. A newer car will bring me no new joy but financial security, peace of mind and not panicking if we hit a financial bump in the road is so worth the sacrifice.
@EGTGUY
@EGTGUY 13 күн бұрын
An older car is also not going to give you any joy. It will bring you endless hassle and cost, but if you have factored these niggles into driving 'paid off' cars and they get you from A to B then great!
@jazzsingh9738
@jazzsingh9738 13 күн бұрын
@EGTGUY depends. I ran a 2003 Bora that cursed at 90mph all day. Bought for 640 and sold for 400 8 years later. Put on 35k and spent about a grand on MOTs and repairs. Ran a 1999 3 litre merc bought for 870. Sold for 200. Ran for 7 years and cost about 3 grand to keep on the road. Yes the fuel was a killer but it was sort of my luxury be it a cheap luxury to drive a 218bhp car. No regrets! A good garage you form a decent relationship with will take you far! My wife has a 2007 Corsa. 4,5K second hand over a decade ago. 100k on the clock and probably 3K thrown at it over a decade. It's still worth a grand. So that's 650 a year for a car! Yet to find maths that stack up better.
@jazzsingh9738
@jazzsingh9738 13 күн бұрын
German cars are a pig to work on so straight to the garage but servicing, changing plugs / coil pack on a Corsa is child's play. Anyone can do it. I'm not a car guy, no training, nothing. KZbin! I could do a full service myself for 80 quid in about an hour. That's 200 quid in a garage minimum. It's worth 1 hours of my time to save 120 net which is probably 160 gross. I wish I was paid 160 gross per hour!
@Chris-oc9eb
@Chris-oc9eb 12 күн бұрын
Brilliant way of thinking 👍🏻😉
@jazzsingh9738
@jazzsingh9738 12 күн бұрын
@Chris-oc9eb sometimes you get unlucky but seriously the odds are in your favour! Yes it's a bit more work finding a car privately and more repairs but honestly you'll generally be quids in. And you don't lose sleep when someone dings or scrapes your car. You sleep way better! Haha I was picking up V6s for a song. About a hundred more to insurance, stronger engines, plenty of power so easy to drive, road tax is a bit of a killer and so is fuel but if you are doing moderate mileage say 5k, you'll be OK. Normally you'll get enough useful features e.g. parking sensors, cruise control, heated seats, full electrics, etc. Anymore mileage just get a slightly newer but more economical car.
@duvalSSS
@duvalSSS 12 күн бұрын
great video, i liked the part about buying houses. seems a no brainer but recently some financial advisers seem to be against it.
@quantarrow
@quantarrow 11 күн бұрын
The right choice of an investment has always been a big problem for me I know picking a wrong investment will leave a big scar in the future.
@IshrakHossain-rt8is
@IshrakHossain-rt8is 11 күн бұрын
It’s really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It’s a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot sir Brian! Imagine i invested $50,000 and received $190,500 after 14 days
@katiekilbo
@katiekilbo 11 күн бұрын
Absolutely! Profits are possible, especially now, but complex transactions should be handled by experienced market professionals.
@MianHussnain-tu1wi
@MianHussnain-tu1wi 11 күн бұрын
Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Brian C Nelson.
@nandojuace
@nandojuace 11 күн бұрын
Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things
@LolMan-qy9cc
@LolMan-qy9cc 11 күн бұрын
Brian demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit
@LearnGermanwithMarzipanfrau
@LearnGermanwithMarzipanfrau 2 күн бұрын
Good that I'm one quarter Indian. I think I got my enterpreneurial thinking from there.
@Chris-oc9eb
@Chris-oc9eb 12 күн бұрын
Absolutely brilliant video I agree 100% with everything you said👍🏻
@arron620
@arron620 12 күн бұрын
Great advice! Especially for younger people finishing university.
@leamontoweh715
@leamontoweh715 4 күн бұрын
Living with your parents only works when your home environment is healthy. Not everyone is fortunate to have a supportive family.
@carlyndolphin
@carlyndolphin 13 күн бұрын
I invested £1 million into the S&P500 in 2008 and today it’s worth £9m with dividends reinvested. People need to focus on total returns and not just cash flow / dividends. I also own property but it has not outperformed my stock portfolio. Property acts more like a bond, a hedge against inflation.
@palmtree-e2l
@palmtree-e2l 13 күн бұрын
I invested £3000 (deposit) into a flat in 2000 (cost £60,000) and the flat's now worth £350k. I lived in it for a while and then rented it out. The rent covers the mortgage which is paid off. If I'd invested that £3k in the S&P by your figures it would now be worth £27k. Leverage adds a massive boost to your returns.
@carlyndolphin
@carlyndolphin 13 күн бұрын
@@palmtree-e2l That’s using leverage which is risky. Also don’t forget interest rates were low so money was very cheap. If you compare other decades, stocks have always outperformed property.
@davidc4408
@davidc4408 12 күн бұрын
Real estate can be a massive burden with tenants and maintenance
@dietkebab
@dietkebab 12 күн бұрын
You're lucky to have achieved what you said if correct. Most investors, even seasoned professionals got flushed out in 2008/09 ! watching your money depreciate by up to 70%+ shook even the most hardened trader ! Most people realise around that period that the cliche comment ..." you need to be in it for the long term" is textbook theory and nothing to do with reality. Money can be made in any timeframe if LUCK is on your side.
@carlyndolphin
@carlyndolphin 12 күн бұрын
@@dietkebabOne thing I’ve learnt is to ignore the noise. There will always be stock market crashes, but we have to remember that markets have always recovered. 5 years ago I also started investing in the FTSE All World for extra diversification.
@avinpertab5051
@avinpertab5051 12 күн бұрын
Old is gold !
@javaidak4204
@javaidak4204 9 күн бұрын
I'm not Indian but appreciate your advice, hugs ❤
@pjishy
@pjishy 6 күн бұрын
I am an Indian but these qualities are not limited to Indians. Anyone who observe and apply common sense can achieve these things. U can be proud but doesn’t mean you are better than others in any aspect.
@vituljain123
@vituljain123 13 күн бұрын
A wise summary for the next Gen
@ikennaokere1769
@ikennaokere1769 12 күн бұрын
No. 3 is what distinguishes Indians from other communities. The other points are generally accepted
@sarawilliam696
@sarawilliam696 9 күн бұрын
Diversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as the EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE
@foden700
@foden700 9 күн бұрын
If you don’t understand the markets, stick to an index like the S&P 500. Dollar cost average and hold long term, or better still consider financial advisory to avoid losses
@Justinmeyer1000
@Justinmeyer1000 9 күн бұрын
Sometimes I'm surprised most people don't even know they can do that. I've been making at least 200k every year from my investments by working with an FA. When you realise it, it feels like a life hack.
@PatrickFitzgerald-cx6io
@PatrickFitzgerald-cx6io 9 күн бұрын
Wow, that's interesting . I've recently been exploring the option of working with an FA too. Any chance you could recommend who you work with? in her area and works for Empower Financial
@Justinmeyer1000
@Justinmeyer1000 9 күн бұрын
‘’Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
@PatrickFitzgerald-cx6io
@PatrickFitzgerald-cx6io 9 күн бұрын
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
@JJKOS-75
@JJKOS-75 12 күн бұрын
Well, india is a continent. There are enough wealthy millonaires there. But who are they? The majority of them are from different cultures, there are lots of people with the Iranian/Persian background whose great great great grandparents migrated or fled there during different conflicts and traditionally persians are traders. This continent was for a few hundred years under Mogols. The Mogol rulers married local indians whose parents were infliential or mayors in order to get the power. Especially the northern india is heavily mixed with Mogols. Then it became under Ottoman Emire after which it was under British Empire. The owner of the st james's hotel is Nishat Group which is Pakistani and therefore Muslims. Even their names are Muslim. The owner of Vitabiotics is from Karachi which is Pakistan and his name doesn't suggest that he is pure indian like hindu. He is sindhi, their traditional dresses look like more iranian, tadjiks or irak. And I'm sure that Vitabiotics became successful because of Arnold Beckett (Jewish) who was the professor of the owner of the Vitabiotics at his university. So, don't steel credits of others. About overtutoring of the indian and chinese children for 11+, 16+ and A Levels is a different subject. Personally know it.
@aturan-fo1qt
@aturan-fo1qt 12 күн бұрын
👍
@PierreRene008
@PierreRene008 9 күн бұрын
Fantastic video! I have incurred so much losses trading on my own....I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??
@benildacora
@benildacora 9 күн бұрын
Trading on a demo account can definitely feel similar to the real market, but there are some differences. It's important to remember that trading involves risks and it's normal to face looses sometimes. One piece of advice is to start small and gradually increase your investments as you gain more experience and confidence. It might also be helpful to seek guidance from experienced traders or do some research on different trading strategies.
@SolbergIbsen
@SolbergIbsen 9 күн бұрын
If you are trading without a professional guide... Ah, I laugh, because you will stay where you are or even suffer huge losses that will prevent you from trading, this has been one of the biggest problems for new traders.
@johnalex-j6v
@johnalex-j6v 9 күн бұрын
​I think l'm blessed if not I wouldn't have met someone who is as spectacular as expert mrs Fenella.. Highly recommended
@dorothysharon3960
@dorothysharon3960 9 күн бұрын
Wow, I'm surprised to see Fenella mentioned here as well. I didn't know she had been kind to so many people
@dinisluis76
@dinisluis76 9 күн бұрын
​I'm also a huge beneficiary of her.. I thought myself and my family were the only ones enjoying Fenella trade benefits
@araza8313
@araza8313 13 күн бұрын
All is good but why do you need to study if you are going to do what your parents already told you. Living with Joint family, save up, buy property and earn rent. It’s all sorted why bother paying uni fee and accumulating debts and start paying back via rent money🤫
@manishg214
@manishg214 13 күн бұрын
Hard work, entrepreneurship, education, family values, honesty, god fearing! ❤❤
@issiewizzie
@issiewizzie 13 күн бұрын
great eye opener ...thanks Great life lessons
@Paterleano
@Paterleano 13 күн бұрын
All credit to Indian entrepreneurs though, they are amazing and benefit the UK!
@bestentertainment6275
@bestentertainment6275 13 күн бұрын
Well done for sharing very useful information and advice
@Benzknees
@Benzknees 12 күн бұрын
The idea this is down to ethnicity is totally misleading. It's down to having intelligent or ambitious parents who influence their children.
@annamuja1831
@annamuja1831 13 күн бұрын
Thank you for a great video and tips.
@archy141
@archy141 11 күн бұрын
Eat daal daily and save money
@davetherave1230
@davetherave1230 8 күн бұрын
This is good advice. However, i don't like the idea of some landlords charging so much rent that the tenants are living in poverty.
@jimmelki5113
@jimmelki5113 11 күн бұрын
These habits may be applicable to Indians. Old habits that are mostly obsolete in the 21st century.
@777VIV
@777VIV 10 күн бұрын
This is amazing.
@sandhyarathod817
@sandhyarathod817 13 күн бұрын
I totally agree with you.
@kureabubakar8755
@kureabubakar8755 6 күн бұрын
Beyond your educative presentation , I wish I had an intelligent woman like you as a wife
@timothycook5880
@timothycook5880 13 күн бұрын
Sound wisdom Kiran
@G7FX_REVIEWS
@G7FX_REVIEWS 8 күн бұрын
UK property laws make investing in UK property very bad. You cant kick tenants out if they dont pay their rent, many property taxes, maintenance costs, insurances. Id rather keep my money invested in gold
@basicsurfer08
@basicsurfer08 13 күн бұрын
Indians rock 💪 lol
@2007sssss
@2007sssss 8 күн бұрын
If money is your God, trampling over vulnerable people, the devil is not far behind 😅
@Hm32271
@Hm32271 13 күн бұрын
So, in summary........ If Indians were the majority population in the UK the country would never be out of recession.
@dunkarldunkarl4168
@dunkarldunkarl4168 11 күн бұрын
What's the best way to invest ,100000 pound?
@gabehcoud
@gabehcoud 19 сағат бұрын
I don’t like frugality because frugalness is not the way to become a wealthy
@marinaderosario
@marinaderosario 13 күн бұрын
I see a lot of similarities between Indian culture and Latin American culture where I am from. Stop worrying about what other people think, they are stupid anyway 😂
@732daven
@732daven 7 күн бұрын
they study engineering and other skills that are highly sought after, are frugal, save, invest, have a lower divorce rate which is well known to affect your finance ....and drive a Suzuki Alto, Nissan March/Micra or Honda Jazz ....eheheh
@kdineshutube
@kdineshutube 7 күн бұрын
Buying property is not really specific to Indians, everyone in UK does that
@bestvids446
@bestvids446 13 күн бұрын
Kiran, where can i contact you for one to one advise chargable ofcourse
@InesSantos-l7p
@InesSantos-l7p 10 күн бұрын
I am white European and for us unfortunately living with family is not an option even though I wish for it. It would bring shame to my parents. There is a lot of prejudice with that. We need to should that we are financially independent otherwise we are looked down by society. It is such a shame.. I will definitely be different with my children..
@Bharat2020-j8k
@Bharat2020-j8k 12 күн бұрын
@sweetvuvuzela4634
@sweetvuvuzela4634 13 күн бұрын
There is a lot of similarities between other nations too Jewish people do the same it’s just the way people have faced difficulties and have been forced to adapt. The other issue these days is people want to have nice things today so all credit. Why would anyone want to get a Range Rover on finance when the fridge is empty? Other advantage of Indians is they involve children with their business at a young age so giving them a taster.
@JJKOS-75
@JJKOS-75 12 күн бұрын
If Jews wanted to kick out indians from the market it'd be easy peasy, in one step! Indians cannot be compared to jews at all. I'm not jewish but I know them very well. Jews can easly and in the lawful way aquire their businesses if they want. But what businesses do they have compared to the Jews: Sweet shops, Western Union or renting out an extra house, carry houses? I wouldn't need them.
@deebee1395
@deebee1395 12 күн бұрын
People of White and Chinese heritage are also statistically higher earners maybe you or someone you interview could comment on that. I would add also how much focusing on wealth impacts mental health because that is the price.
@Idealclone
@Idealclone 12 күн бұрын
Another thing i noticed drive a BMW
@voice.of.reason
@voice.of.reason 10 күн бұрын
That's expensive. Also a lot of Indians own some gold. they are not stupid.
@MotoM0nk
@MotoM0nk 11 күн бұрын
Really sensible! I love Indians
@anthonyjanes9973
@anthonyjanes9973 10 күн бұрын
especially the pretty ones
@maheshhira6872
@maheshhira6872 13 күн бұрын
💯👌
@Tbell-ef8kh
@Tbell-ef8kh Күн бұрын
This was interesting but they were not secrets.
@marton349
@marton349 12 күн бұрын
A lot of indian landlords have shoddy properties. I know this from experience.
@thegurch7313
@thegurch7313 12 күн бұрын
@@marton349 you have stayed in all of them? As well as rental properties owned by people from different nationalities in all regions of the uk ?
@davidc4408
@davidc4408 12 күн бұрын
Property and accounting are boring old paths.....new paths are quant trading, venture capital and crypto for faster wealth and far greater networth.
@serban2139
@serban2139 13 күн бұрын
You forgot to mention chanting laxmi mantra lol jk
@SD-gw5vm
@SD-gw5vm 13 күн бұрын
Um. I think this may breach the DEI policies of some companies. You are basically being stereotypical
@Hellokitty7163
@Hellokitty7163 Күн бұрын
Among the tightest people I have met, like leaving a hairdresser with wet hair…dunno if they really know how to enjoy life. Save yes, but not like this.
@biswanathpradhan7549
@biswanathpradhan7549 3 күн бұрын
Ist advice is wrong. One should think of buying property only after accumulating a good corpus. If any property is received as a gift or on inheritance, then it is ok. The propensity of Indians to acquire a property at an early age, incurring huge loans is the single important cause for them not acquiring sufficient wealth. Other advices or traits of Indians are good.
@sihlemasondo2898
@sihlemasondo2898 6 күн бұрын
What are we black poeple doing ?😢
@azizrahman9496
@azizrahman9496 12 күн бұрын
Eat lentils with brown flour bread! Be a vegetarian! ..
@marlenedacas6319
@marlenedacas6319 4 күн бұрын
Black always at the back
@ssbN77
@ssbN77 11 күн бұрын
Easy, stop keeping up with the Joneses
@Paterleano
@Paterleano 13 күн бұрын
Indians are wealthy but not the wealthiest, its the Jewish minority which is the richest.
@manni192
@manni192 13 күн бұрын
Tropes about Jewish wealth is a stereotype and a nasty one at that.
@Hm32271
@Hm32271 13 күн бұрын
Indians definitely gaining ground on the Jewish.
@manishg214
@manishg214 13 күн бұрын
Jewish community is too small to make an impact. But very good honest and hard working people
@lisaaustin4561
@lisaaustin4561 13 күн бұрын
Jews win the prize for the most money grubbing that’s for sure 👍
@JJKOS-75
@JJKOS-75 12 күн бұрын
@@Hm32271 Agree, NOT indians but Jewish are most wealthiest and creative which indians don't have. It's not difficult Buy and Sell. Or buy a property to let out if you have saved enough to buy it with the help of your extended family circle.
@allisonbaum8423
@allisonbaum8423 13 күн бұрын
Have fun with your cats.
@thegurch7313
@thegurch7313 13 күн бұрын
I don’t get the meaning of this comment. Please explain?!?
@danielorchard8979
@danielorchard8979 13 күн бұрын
What a stupid comment
@voice.of.reason
@voice.of.reason 10 күн бұрын
@@thegurch7313 I think they are trying to say that she will end up rich but alone with her cats. But they don't know the first thing about her. She could be about to get married. A woman with money, though usually will only select a similarly rich man
@2007sssss
@2007sssss 8 күн бұрын
Buy up a house that should be a home, deny a family a chance. Shameless Parasite 😅
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