American Express Membership Rewards Credit Card Benefits | Amex MRCC Benefits | Renewal Fee Offers

[@SpendWiselyOfficial]

Correction: 2400 points on Rs.20,000 spend if redeemed on Postcard hotels at 1 Point = Rs.1 Value, effective Valueback rate will be 12%. Similarly, effective Valueback on Marriott redemption will be 6%, Flipkart and Amazon Giftcard redemption will be 4% and real cash redemption will fetch 2% redemption.

[@virendrasharma1921]

I believe that such information should be kept confidential. Sharing it publicly could lead to negative consequences for all credit cards, including American Express. It's important to prioritize the security and value of our credit cards over short-term gains.

[@AbhishekVerma-tr5je]

Do we get milestone bonus in supplementary cards.. I have Amex Gold Charge card, and while applying supplementary card, it shows same milestone bonus of 1000 points on 6 1000+ transactions in a month.. What about MRCC and Platinum Travel card?

[@kalpeshbhanushali7172]

using mrcc card for buying 1500X4 Amazon gv & municipal tax payment , will easily achieve a 1.5L milestone , my son uses this card for NPS payment

[@rupenbhavsar]

How you use in NPS?

[@mayankjain1409]

How did you calculated those effective valuebacks or cashbacks for Amazon/Flipkart and when settled in bill statement

[@ArjKr-ov4ts]

Plz provide correct information as this card doesn't provide RPs on Direct NPS Payment

[@debanjanbose]

I have Amex MRCC lifetime free from 2019. I don't remember how i got this as lifetime free. I want to apply for the Amex Travel card. Is it possible to get a fee wiaver joining and/or renewal on that?

[@krishnaavinash1284]

Only 10k Amazon gift card per month, now it is useless card SBI payment gateway not accept amex, i cannot pay property tax now 😢

[@reetikbarik9367]

Can we buy more gift card directly from Amazon?

[@dg4012]

Please get your basic mathematics, correct, buddy. 20,000 spent per month will fetch you 2400 reward points whose value in terms of Amazon or Flipkart vouchers would be ₹800.. A value bag of ₹800 on a spend of 20,000 is only 4% and not 8% what you are covering . Similarly, for redemption against statement, credit, the value back is 3%.. Get your facts correct .. it affects your credibility

[@santhoshcs84]

He doubled all returns excluding fees for referrals.

[@SpendWiselyOfficial]

Thanks for highlighting the error. I have mentioned the correction in pinned comment.

[@krishrathor01]

Tution fee pay krne pay reward points milege ?

[@akshayhatkar1885]

Recently i have aaplied gold charge card by using your referral link. And get rejected after 3 days of all procedures of video kyc and income document uploading. By calling customer support, they said its our internal policies. Better luck next time. My itr is within limit cibil score is near about 800 and having already 15+ credit card of different banks. Can anyone explain the reason?

[@howitsmadee-n6t]

I got rejected once, then i came to know my documents were not digitally signed. We want to digitally sign any documents we are submitting. I think that will be your issue?

[@shubhamgarg2891]

Is there any way to get this card in a non-servicable area?

[@prakhargupta165]

does it have lounge access?

[@yugalrathi228]

No

[@captainramchandani6397]

Advance tax par no reward points

[@vageeshkm3706]

@spendwisely can we apply if we have address proof other than metro cities? If not what's the solution?

[@SpendWiselyOfficial]

No, can’t apply

[@poyabratabiswas]

Sir iska Rupay variant ata hai kya?

[@SpendWiselyOfficial]

No

[@ashutoshpratapsingh6872]

Options 2nd

[@ChetanExplains]

How 6%, it's 3% for statement credit

[@sekharreddy7512]

use it for something else other than statement credit, like airmiles, hotel points etc..

[@HenshinOdyssey-pv8ui]

I am wearing the same T-shirt. 🤣

[@gauravvanand]

Second option

[@SpendWiselyOfficial]

I also chose second option 😊