Amex Adds CELLPHONE PROTECTION to Multiple Cards

[@liltoxicity9825]

Title should’ve been “cell protection for mostly platinum and centurion cards”

[@TheCreditShifu]

And delta

[@jy4057]

Cries in Gold Card

[@GuestYouTubeUser]

April 1st because they’ll be like: “If you’re an Amex Client you don’t need it” 💵🤣

[@jonuiuc]

I wish I could get the roadside service back.

[@okayyougotme]

I believe the Chase Freedom Flex includes this and no annual fee. Although, I haven't compared the amex protection against the flex.

[@dsdddsd4543we]

Phones have gotten so expensive now, so I’m not even sure if $800 would cover a full replacement for most new phones. Lol I hope next month someone on KZbin actually gives it a try first to be the guinea pig. You cannot beat Apple Care with their next day shipping for replacement devices. I hope the service is similar in quality.

[@jddiggy2343]

I was just looking up cats with cell phone protection LOL 😆

[@AllHailNannerpuss]

🐱🐱🐱

[@khanscombe619]

Do any of these cell phone protections cover phone purchased as used or renewed on eBay or Amazon stores?

[@Russell450]

Centurion for Goldman Sachs..? Since when?

[@soupdancer17]

My Hilton Honors Business card has a $10 monthly cell phone credit, no protection tho

[@szearc]

This makes the Amex Business Platinum a solid option for at least the next few months on cell phone bills - that card has an Amex offer right now earning 5x points per dollar on wireless.

[@JC907AK]

Are they really going to repair it? Or send you a "similar " replacement phone? I've been burned by cell phone "insurance" in the past.

[@rene.s.s]

Story time

[@MarkReese]

NICE move Amex 😎👊💥💳

[@AlanHuiRealty]

Just to clarify, if they cover to $800 per claim.. That means if you bought a $1,200 phone - you will still need to pay for the difference of $400 + the $50?

[@featherpony]

Close. You'd cover the $400 but not the $50. $1,200 - $50 = $1,150. $1,150 reduced to $800.

[@AlanHuiRealty]

@@featherpony Got it, thank you. That's a bummer.. It's a nice touch but doesn't work too well with higher end phones.

[@myklepr82]

Still, it’s a good chunk covered by Amex, I don’t mind paying that vs paying the full price.

[@featherpony]

@@AlanHuiRealty But that $1,200 phone would depreciate in a year. They pay based on the cost of replacing the exact same phone.

[@AlanHuiRealty]

@@featherpony Great point!

[@TomSramekJr]

Unfortunately, my Verizon rate doesn't allow me to use any credit card, except theirs. Just direct account debit for the discount... :-(

[@ryangeiger2344]

I’ve seen people sign up for autopay to get the cheaper rate but pay with the card before the autopay pulls. That way you get both the lower rate and the credit card protections

[@caydenthompson126]

Dang I wish it was available on the gold card.

[@2808Heavy]

Sucks that I can’t pay the bill in full since I have $15 wireless credit across several business cards.

[@djetfire123]

Is the Amex offer of $15 a targeted offer?

[@simonmesserly]

Can’t wait to be able to get free coffee at Trader Joe’s again! The samples have been gone during the pandemic 🤷🏻‍♂️

[@martinasandoval5326]

And the samples at Costco

[@pattyxomvilaysack3825]

Does the phone have to be purchased with these eligible cards?? And does the card holder need to be on the billing statement??

[@MrEdisonLo]

I am disappointed that they are not going to add this benefit to premium hotel cards (Bonvoy Brilliant & Hilton Aspire).

[@sincere355]

I have this on my IHG Premier card that I pay $49 annual fee for. AmEx only offering it on their ridiculously overpriced annual fee cards.. 😅

[@rene.s.s]

It’s also on the free Chase Flex. It’s a bonus for card holders, not meant to entice people to switch.

[@Raeeban]

Does the navy fed card have it

[@yumyaml4934]

does this cover on prepaid phone too

[@OwnD1]

How does this compare to chase ink preferred’s? I feel like this is even better due to lower deductible

[@rene.s.s]

Lower deductible and higher coverage per device. But lower total, $1600/yr vs $1800/yr and you only get 1 point for the spend vs 3 with CIP. But I’d go with AmEx personally. Chase Flex is also an option with slightly worse terms IIRC

[@luckys1227]

Credit Shifu forgive me but where are you from?

[@ARUchannel1]

He's English

[@varjunind1]

How does cell phone protection work on a family plan ? I own the line but I have 4 friends on the line who don’t play using Amex

[@rene.s.s]

Pay in full and have them pay you back. Otherwise you’re boned.

[@rffinances8567]

So did you smash your phone for the thumbnail just so you can use the benefit?

[@JoshTC2]

Hilton aspire left in the dust 😞

[@featherpony]

Come on, Chase Ink Cash Business with 5% on cell bills... give us insurance.

[@armytruth6860]

What if I phone is paid off and dont care about the screen.

[@IronHulkTriathlon]

My Chase INK required proof of me purchasing the phone with their card in order to get this benefit. Does anyone know if AMEX requires the same? I've had a cracked screen for over a year now. It's not that bad but it would be nice to get it fixed.

[@nathancho4398]

Yes, AMEX requires the same.

[@takai611]

Hey Shifu can you make a best credit cards video for new service members in the military? I'm wondering if USAA has better credit cards than what's shown on your videos such as the best starter credit cards for students

[@kamilsultan1637]

If you have a solid credit history go for the top tier cards since AF is waived for active duty military.

[@evodium1741]

Get the USAA Amex credit card. I forgot the exact name but you get 5% cash back on gas and military base purchases. It adds up QUICK! 100000000% worth it.

[@takai611]

@@evodium1741 thanks

[@anandsagar3737]

What is the substitute of Max Reward app in India ! 😀

[@cjmor6590]

how rare is a centurion goldman sachs card

[@solofunk]

Am I missing something? Can't someone just pay $50 and get a brand new phone by saying they lost or had their phone stolen?

[@TheCreditShifu]

There is a term for that... um.... fraud

[@solofunk]

@@TheCreditShifu Right, just seemed like there are no controls in place and one could just say they lost a phone and pay a $50 deductible for a new one. Had me confused.

[@TheCreditShifu]

For a lost phone you normally have to go get a police report to show where you lost it etc... so it really opens you up to prosecution if you get found out, that deters most people

[@gingerman5123]

Seems like AppleCare is still a better deal.

[@fallback8314]

except for the unfortunate fact that you have an iphone

[@shoalins55]

They really struggling to keep their platinum & delta reserve card holders. Any world elite master card gets you this feature. Boo! AMEX

[@alext1006]

I have a world (without "elite") mastercard and I don't have any cellphone protection at all

[@fallback8314]

@@alext1006 @alex t, even if you HAD a world elite that wouldn't be a guarantee that you'd have this benefit. it's a benefit that varies from bank to bank.

[@J03AMG]

💪🏻💪🏻

[@marcialbode7770]

That's trash only for 250+ annual fee cards any master card world will give you those benefits the flex still takes a huge shit on every card that exist in the world amex is still miles behind chase

[@fallback8314]

uhhhhh the chase flex is absolute trash and not ANY world elite mastercard has it. i HAVE a world elite mastercard and it doesn't have this feature.

[@EnigmaTanker]

Wohoo