Amex Resy Credit is Easier Than You Think

[@nikkiborn4ru]

Awesome Content !! 4:13 - which app is that ?

[@JonsCreditAndTravel]

I like stacking Uber ride credit with the Resy restaurant Im going to...especially if Im going to have a couple of beers or glasses of wine. Definitely more flexible than people think. Good stuff Calby.

[@CalbyNg]

Oh that's a good idea! So just to make sure I'm understanding correctly does the ride share credit work for Uber balance? I've heard some data points saying it only works for Lyft, but I haven't tested it yet. Thanks Jon!

[@JonsCreditAndTravel]

@CalbyNg Yes it does. I will shoot you a DM later with a screen shot of last night's adventures. Heading to the gym now.

[@guiyageen6851]

Hi. Just curious if buying gift card in the store still works? Thanks

[@CalbyNg]

@@guiyageen6851 Oh yeah, I do it every month.

[@guiyageen6851]

Thank you!

[@gregm8940]

Welcome to Knoxville! Perfect timing on this video for me. I got the Delta Reserve last month and I had on my to do list to start using the Resy credit this week.

[@CalbyNg]

Thanks! Been pretty great so far; except I-40 haha. Nice! Congratz! Did you get the limited edition white Boeing design? Oooo so far I’ve liked The Plaid Apron; however, I’ve haven’t tried anywhere else yet. Well expect Token Game Tavern; which doesn’t really sell food.

[@cedia08]

Good detail description , appreciated. Getting headache trying to use my $20 resy credit.

[@corile]

Which app did you use to store the gift cards?

[@CalbyNg]

The Toast app, you can load them in after you buy them

[@fwoodbridge]

Consistently useful content. One of the better card KZbinrs.

[@CalbyNg]

Appreciate it Frederic!

[@Thecreditcardgame]

Question , but if you want to get a gift card you need to make a reservation o how it works ?

[@CalbyNg]

So actually you don’t need a reservation; you just need the transaction to code from the restaurant in the Resy network. You can either do this by charging the bill to your card (pay as normal) or using the Toast gift card method. Hope this helps!

[@User-dh4xj]

So to trigger the Resy credit, you do not have to necessarily reserve a table via the app before you walk into the restaurant?

[@CalbyNg]

Yep! You are correct, just have to pay the bill at a Resy restaurant. Don’t need to reserve a table at all.

[@JuanGarcia-hr1wf]

Good stuff Calby. Especially giving those hacks next to a cop car - very gangster😂

[@CalbyNg]

Ha! Thanks Juan!! What are the cops gonna do? I didn’t break no lawzzz, it’s called a loophole 🤣

[@Thecreditcardgame]

Hahahahahha he’s a savage

[@CalbyNg]

@@Thecreditcardgame Woop-woop, that's the sound of da police 🚨 haha

[@jackreston8188]

Where is Bojangles ?

[@CalbyNg]

We should complain to Amex to allow them to join the Resy network

[@josha2788]

Sorry if this has already been said or asked. On the actual resy desktop website at the bottom you can actually buy general resy giftcards. Will this work with any resy credit??

[@CalbyNg]

Hey Josh! So I really would doubt this would work because you would be buying the gift card through Amex; so I really doubt would code as Resy or as a Resy restaurant.

[@josha2788]

@@CalbyNg gotcha that does make sense. It seems planning a resy restaurant trip is more viable for me personally and buying their gift cards in person or online as long as it rings up as resy how you had mentioned in the video. Thanks man!

[@CalbyNg]

@@josha2788 Anytime! Glad to help out Josh!!

[@fogrunr5075]

Gold Card Resy is $50 per 6 months. Delta Platinum Resy is $10 per month. Big daddy AMX Platinum gives Resy Global Lounge Access at no additional cost..

[@Machstr]

Correct me if I’m wrong, but isn’t the AMEX gold offer $50 bi-annually? Why get $10 gift cards instead of just one worth $50?

[@CalbyNg]

No you’re right, the Amex gold does gives $50 bi-annually. Originally I made this video, Gold card revamp wasn’t official, was for the Delta Platinum which has a $10 Resy credit per month. So glad Amex didn’t do that to the Gold card; that would have been awful.

[@Ashok505]

@@CalbyNg Also I just called Amex today. As per their comment, I can't just Amex Gold card in Resy Restaurant and get credit. Instead, they want me to pay through the RESY APP. IDK how one do that. Also you can't buy Resy Restaurant gift card and expect a credit.

[@selmanuzun]

@@CalbyNgdoes credit usually come in same day?

[@The-Plane-Guy]

I don't understand - do restaurants within Resy portfolios show on the statement as "Resy" purchases? How does the credit trigger?

[@CalbyNg]

@@The-Plane-Guy They do trigger the Resy credit but they show up as their restaurant name on the statement. I assume Amex has prbly loaded all of their Resy restaurants into the database.

[@The-Plane-Guy]

@@CalbyNg that's really interesting. I'm thrilled to see this come to the gold card! I'll definitely take advantage of the 2 annual credits! Thanks for your help understanding!

[@CalbyNg]

@@The-Plane-Guy Anytime! My Plane Guy 👍

[@scoops8597]

FYI, you can't put back the foreign currency back into your charles schwab account though.

[@caitlinhowell7209]

How do you know if a restaurant uses toast?

[@CalbyNg]

So all you want to do is go to their website and find the gift card section (if they have one) then if it brings you to the url toast then you should be good; of course if the restaurant is on Resy.

[@avalauryn8331]

Do you know if you have to have a Resy account and link it somehow to the delta account/ card to be able to use the credit or does Amex just automatically know which restaurant is on Resy and credit you automatically ?

[@CalbyNg]

@avalauryn8331 Nope, you don’t have to have a Resy account, link anything, or even make a reservation through Resy. It’s just as you said, just go to a restaurant listed on Resy and the statement credit should apply to your transaction; all done automatically. And if you don’t get the credit, when you should have, just message or call Amex. Hope this helps Ava!!

[@victormesalles8076]

Are all restaurants on rest available for this credit? Or is there a certain list?

[@_iErik]

There are a couple great Resy restaurants near me that we go to frequently. That’s not even mentioning all the Resy restaurants available in places we travel to. I’m super hopeful that a Resy credit gets added to the Gold card soon, because it would be straight value to my pocket.

[@CalbyNg]

Ah, another foodie 😋 haha. Right! My experience at most Resy restaurants have been excellent especially their brunches; way better than the dining credit.

[@Brianpeckin]

I am not for going to a place with a few gift cards just to pay for a meal. Just seems weird to me

[@rangeles3462]

What’s the url for the farmacy?

[@CalbyNg]

This is it: knoxfarmacy.com There’s a gift card section you can use to buy gift e-cards

[@rangeles3462]

@@CalbyNg mahalo bruh!!! Great content AmznAsn!!!!! ‼️💯✊🏽👏🏽

[@GEN512X]

Good to know. I might do this with the semi annual proposed resy credit on the Gold card.

[@CalbyNg]

Heck yeah! Combine them for a good end of year meal of $100

[@WooKang-gx1lo]

Thank you for the tips! I bought a $10 Kona Grill gift card last week and it didn't trigger the Resy credit. Kindly asked about it with an Amex rep on the phone but he couldn't care less. Still, Resy remains a very limited option even with the gift card trick. None of the restaurants in Phoenix use the Toast POS, and only one in Denver (Spice Room) that uses it... 🙆

[@CalbyNg]

Of course! So if I could ask, did you buy it online or at the restaurant? Because buying Kona Grill gift cards online, seems to be using “Cashstar” for the transaction, therefore it won’t trigger the Resy credit; since it’s not through the restaurant.

[@muffemod]

$10 credit? I thought it was $50 per 6 months.

[@davidlebron7471]

Great video! Do you think the $10 gift card / month hack can work with Uber?

[@CalbyNg]

@@davidlebron7471 Unfortunately, the ride share credit won’t trigger for an Uber credit purchase; it will for Lyft, but the min is $25. And Resy is only for Resy restaurants.

[@jimmyjames6492]

Great tips! Thanks for the info + video!

[@CalbyNg]

Anytime Jimmy! Thanks for being here!

[@AnthonyVenture]

Love that intro haha! I see you are parked next to a cop 👀 Bojangles mannn 😂😂😂

[@CalbyNg]

Thanks man! Yep, that's the Amex police; Calby Ng running from the man 🏃 Hahaha you're favorite spot!

[@JJ-ei8po]

He’s probably using his resy credit card

[@robertjarrell7276]

So you’re based in Knoxville? Good to know! I’m in Manchester but visiting Knoxville next week. I’m stuck with this useless Resy credit too..

[@CalbyNg]

Yep! Just moved here actually haha. Oh? I'm just curious wouldn't Nashville be close to you to use the Resy credit?

[@robertjarrell7276]

@@CalbyNg They’re an hour away. So maybe, when I happen to be there. But none of the Resy restaurants there are anywhere I’ve ever eaten. So we’ll see. Good video though!

[@javoal]

Works with Uber?

[@fogrunr5075]

Thank you Calby! It looks Resy is here to stay😂😂

[@CalbyNg]

Ha! No problem 👍 Especially after they took Tock away from Chase, haha

[@TornadoBarrage]

Luckily I order out so much with my amex gold that the resy credit wont affect me like that

[@KevinnPOV]

very helpful video , i'm gonna book a future dinner now 😋

[@CalbyNg]

Heck yeah! Don't let the credit control you; you're in control of the credit 😎

[@MyMississippiFamily]

Thank you! 🙏🏽

[@CalbyNg]

Anytime!

[@DCGEMINI202]

I dont live near a resy restaurant but im gonna find a spot in dc where i can stack e-gift cards and plan a date night. Hopefully the nice spots sell e-gift cards

[@CalbyNg]

Heck yeah! There are a bunch of good options in DC; DC has to be by far my favorite place to eat. Even over New York City.

[@lewis20002000]

Thank you very much

[@sbe4u]

I don't understand, are you going to use the gift card or are you breaking even to get a Resy credit? That makes no sense. Why would you buy merch from a restaurant that you're not going to eat at? I just eat at the restaurant and I use Skymiles Dining to find a restaurant that is in both Resy and Skymiles Dining and stack rewards that way.

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[@msaylorBTC100M]

Bojangles is good

[@AnthonyVenture]

Agreeeeed

[@CalbyNg]

Blink if you’re okay; I know Anthony can be quite scary

[@gsctrading7215]

In the end you have to be close to a resy restaurant and plan on how to get these credits every month to make it work. Still not that practical to use.

[@fwoodbridge]

Did you watch his video, dude? JFC.

[@gsctrading7215]

@@fwoodbridge what do you think?? I just have a different point of view, these round about ways are just not practical in my opinion.

[@ayamaikarim]

Living in Portland, there are few Resy restaurants plus they aren't the ones I am interested to visit. I prefer Marriott Bonvoy Brilliant restaurant monthly credit which I use with no restrictions.

[@CalbyNg]

Really?! Portland is a big city I’m surprised they wouldn’t have a bunch of options on Resy. Oh for sure way easier to use, but you know American Express is always going to push their own products haha

[@travelpointsfamily]

I'm not sure that buying things you normally wouldn't buy (i.e. - store merch) is the best way to use a RESY credit. If I wouldn't normally buy it, why should I now? I guess it's better than losing it altogether . . .

[@CalbyNg]

Oh for sure, most likely a terrible idea; however, I just wanted to mention it as an option since many people didn’t apply for the Delta cards as a foodie card. (I’ve met people who love to travel but don’t like food; it’s strange haha).

[@TheArtistFKApingaso3687]

Living in Miami there isn’t a shortage of Resy restaurants. My issue is finding one I want to go to. Went to one on Mother’s Day weekend and it left much to be desired. Not Resy’s fault but the other options are mostly in Miami Beach (no thanks), Midtown, Wynwood, areas I don’t frequent. I could make an effort to go because they do look like nice places but to have to do it every month seems a bit taxing. Good video though.

[@CalbyNg]

Oh for sure I can understand that; that really sucks. I would maybe stock up for a town you would be visiting anyways soon; always gotta eat, haha. Of course not the most ideal way to use it but maybe it’s something. You know I’ve actually heard a bunch of my Florida friends having trouble using the Resy credit which is interesting

[@SantoSoldato]

So, the toasttab activated resy credit? If so, noice. I can get all $100

[@CalbyNg]

Yep it can! I dunno if it'll work on non-Resy restaurants. Definitely works on the Resy ones though.

[@marklihsu]

Bought a gift card on a toast pos. Coaded as tst on the credit card but have yet to get the credit and its been a week.

[@chrisdo537]

Which card did you use to buy the GC? I did the same with 2 credit cards (Delta Biz Platinum & Delta Biz Reserve). I only got the $20 credit on the Reserve but not the $10 credit on the Delta Platinum. I made sure both were Toast pos. It's been almost 2 weeks now and nothing on the Platinum credit.

[@zionismisterrorism8716]

Hate this credit. That credit is trash.

[@ahmxddd]

Calby Ng make a video that isn't amazing challenge(IMPOSSIBLE😱)

[@CalbyNg]

Ha! Thanks Ahmed 🤗

[@MusicHumorMemes]

Resy credit is annoying AF. Who the FK in their right mind want to pay their meal with 24 $10 GC.

[@CalbyNg]

Oh for sure, honestly most Amex credits are annoying, haha. I’m pretty sure you can stack them though, I’m trying to figure that out now. Therefore you might can just use a single gift card.

[@colinshi8247]

The problem with the Resy credit is that I only count it against the effective annual fee if you were going to eat at one without an Amex card. Resy restaurants are incredibly limited and fit a specific niche. If someone only dines out 2-3 times a month and is forcing themselves to use the $10 Resy credit every month, they are letting a credit card rule their lifestyle, potentially missing out on a lot of non-Resy restaurants they may prefer. Plus, the merch is useless if you weren't going to buy it without the Amex credit. This is just Amex's clever way to make you spend more money than you otherwise would, AND spend it in the way they dictate. For me, the Grubhub credit is a lot more flexible.

[@AnthonyVenture]

I’m 2th!

[@CalbyNg]

2th place doesn't get jack! 😬

[@MattClausen]

The genius of this dumb credit is it is juuuuuuust obnoxious enough to throw your hands up with it. One reason I’m staying away from AmEx

[@CalbyNg]

Ha! For sure they want you to use the card at least once a month lol

[@Waz90]

#bringbackthecat

[@ItsMeCJ]

Resy credits 🤮….but thanks for showing me that it’s not as painful as I think it is.

[@CalbyNg]

Yeahhh man, haha. Tbh I like it better than the dining credit.

[@Xavier_ID.]

👍🏼👍🏼

[@CalbyNg]

🙏

[@yer992]

First!

[@AnthonyVenture]

Beat me to it 😢

[@CalbyNg]

See, here's a winner 🥇

[@IanMaschal]

Don’t show up to a restaurant with 5+ $10 gift cards. That’s so much wasted time for the staff. If you came to my restaurant and did that we’d have a rule the next week two gift card max per table. Don’t make people’s life’s harder.

[@CalbyNg]

I for sure understand that sentiment Ian. I’m just curious as a restaurant owner would you mind if someone came in and bought a physical gift card and top it off every month? That’s what I’m currently doing at one of the restaurants near me; they don’t seem to mind but also maybe they are just being nice to me, haha. Also for Toast I’m trying to figure out how to stack them (put all the funds on to one gift card); would you mind it if I did that?

[@IanMaschal]

@@CalbyNg the short answer would be no. The long answer would be I’m not the right person to ask, my “restaurant” is very untraditional and only open a few days a week, has very low cash flow so gift cards sometimes mess up the books bc you get the cash right away and when it’s redeemed maybe a year later you get nothing. I don’t make a lot of money and keep things very tight so sometimes gift cards bite me in the butt if I over spend. But I doubt that’s an issue in a volume/real restaurant, and was never something we worried about when I ran other people more real restaurants. We would definitely talk horribly about the human who redeemed 10 $10 gift cards tho 😂😂