Amex: Worth It? | 35k vs. 95k NYC Hotels Edition | How to Use Hilton Aspire & Bonvoy Brilliant

[@AskSebby]

Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, and Andy Warhol by signing up for Masterworks: masterworks.art/asksebby 💳 Sebby's Card Picks: www.asksebby.com/credit-cards

[@ryanlegrande6400]

This video style is 🔥🔥🔥 Extremely engaging and pleasing on the eyes 😎 Now I want to go traveling! 😭😆 Thank you Sebby for always providing great content!

[@ThatCho]

This vlog style video was amazing. Great to switch it up on us like this every once. It's giving lifestyle travel meets credit card finance! Great video, and I'll be thinking about the Moxy for my next visit to NYC!

[@oazizpharmd2993]

Thanks for the video. The production level is 🧑‍🍳 💋. Also, happy anniversary brother.

[@AskSebby]

Thank you so much 🤗

[@Daniel_Braun]

I see you Sebby with that smooth left-hander jumper!

[@AskSebby]

🏀🏀🏀

[@DanielRall]

Definitely mix some of these in for variety. Good to show both the numbers, plus proof of the yield.

[@evanz4645]

Lexington hotel would waive amenities fee if you use a corporate code

[@vividvi0lin156]

Great video! I love this formatting! Your previous formatting was also great! As an AMEX holder do you feel you get more valuable by using points with Marriott compared to Hilton?

[@AskSebby]

Depends on the hotel and promotions. I think Hilton is actually edging ahead, especially if you transfer during 1:3 promos.

[@desafinado74]

I live in Australia, and i love your travel and credit card videos ! Very informative and gets me on a holiday mood. Keep up the good work : )

[@AskSebby]

You: Watching in Australia Me: Debating on an Amex Global Transfer to get AUS cards ;)

[@desafinado74]

@@AskSebby haha, i have the AMEX Explorer card.

[@andrewoverbey]

I was checking around on the point value today for a hilton room, and found that 1,000 points only knocked off $4.60 of the bill, that's a point value of $0.0046 each that same value of points of $4.60 they are selling for $10

[@beaublack1407]

Conrad midtown over downtown? I’ve got a Hilton free night to use.

[@mikee357]

🖼 Have any wallet recommendations Sebby? Ideally under $50 and with a fair amount of card slots?

[@jamiebrown956]

When is the best time to apply for a new credit card? 🖼

[@AskSebby]

General answer: No best time (no Black Friday of sorts). Nuanced answer: When a card launches/revamps (and lifecycle of a card is usually 5-10 years)

[@NicksDynasty]

I love LOVE, the vibe and food was on point

[@vasupanicker]

Sebby I’m a fan of your videos. Helped me get the Cap One Venture X this past November. Been a great card. I need your advice: is it worth it for me to keep the Legacy Bonvoy Amex card (~$95 annual fee)? I got it in 2012. Since getting the Venture X, it’s gotten virtually no use. I can’t decide whether its worth the fee. Thanks!

[@prithviramsingh]

Mandy showing off her power walking skills, let’s gooo

[@THEREALBIGGROBB]

You keep talking about purchasing certificates. Can you make a video or go into details about those programs to boost your purchasing power?

[@chaunceymattei5049]

Okay Sebby, I see you with the step-back jumper!!! 😂

[@carriejackcj7408]

Great work as usual!

[@tooeasy4217]

Do ya know if he still have that coffee sponsorship? Trying to get some

[@kimberlychin1996]

Amazing video!

[@ratadepraia1]

Great video Sebby!

[@NicksDynasty]

loved this video

[@lewis20002000]

I grew up in New Jersey and had regular trips to all parts of NYC, so to me it's a little weird whenever I see NYC tourist like videos, but I get it, first time I flew into San Francisco I thought it was the prettiest city to fly into during the day time. To this day, I still love flying/descending into San Francisco.

[@AskSebby]

Is the Bronx Zoo worth visiting? I feel like I've done the "normal" stuff at this point (Manhattan up to Central Park; Williamsburg)

[@lewis20002000]

@@AskSebby yes, as part of a NYC tour(checkthe box), don't make it a dedicated must stop. It's warm, so all the animals will be out. It's been over 30yrs since I've been there 🤣

[@JustinJourneys]

SEBBBBY CAN HOOOPP LEGENDDDDD!!!!!!!!!!!!!!!!!!!!!!

[@MannyCovington]

Didn’t realize how small NY hotel rooms could be sometimes but still be great hotels!

[@justbusiness917]

What was the name of that some at the end of the video?

[@Retired-jr3qs]

I definitely prefer Hilton Diamond status over Marriott.

[@hadiatullah7518]

nice daytona.. did you get at retail?

[@Ricocase]

+ street points as a lefty... up voted on that jumper w/ lady nearby, 😆

[@youngalwyn1124]

🖼 That was a whirlwind hotel vlog!

[@humphrey]

wow this video was amazing, thanks Sebby!

[@AskSebby]

Thanks for watching!! 🏀

[@samr6148]

🖼🖼🎨 Helpful reviews. We have a night planned later this fall at the Conrad Midtown courtesy of the Aspire free night certificate. Thanks for the preview!

[@kevinManhattan]

Sebby lefty??? 😀

[@Ekim2411]

Dope video

[@ctis86]

AMEX should allow one guest with the new change instead of completely taking away complimentary guest. I think making someone spend $75k to bring a guest is a bit much.

[@lolitamccarthy390]

Great video

[@dthai]

I like this format! Keep them going!

[@AskSebby]

Thanks for watching! :)

[@DeborahE7]

Nice video. We typically only go to hotels that sleep 5 for my family so we can all stay in one room. I had to cancel the regular Bonvoy card as it was crazy difficult to find rooms that sleep 5 for only 35,000 points. Not impossible, but incredibly difficult. Keeper card for families? Probably not. Yet we’re keeping our Brilliants.

[@AskSebby]

5 is definitely tough vs. 4 (2 queen sized beds).

[@DeborahE7]

@@AskSebby For 5 guests it’s typically rooms that sleep 6 anyway as I’ve personally never seen a room with 1 queen and 3 twin beds before. There’s also no chance for a room upgrade to a larger room because you’ve already booked the largest available anyway. Unless it’s an upgrade to a nicer view for the rooms for 6 which has happened for us. With 3 children there’s a chance for free desserts sent to your room for the whole family which nobody talks about. Only us parents know about the free ice cream I guess. Lol.

[@bryantlong6522]

Love your videos and thinking about getting a gold Amex soon based off watching your videos and my own research. Just a few questions though. Did I miss something in this video? I’m at work so I’m half way paying attention lol, but did I see that the Westin grand central was something like $800 before your points were applied?!? Why is it so high? I’ve stayed there recently and it was

[@AskSebby]

We visited when there was a large conference that week, so everything was in high demand.

[@bryantlong6522]

@@AskSebby makes sense, thank you!

[@sschwartz1488]

Amazing content Sebby! Love your videos! My question would be regarding my confusion hearing the word certificate being thrown around for the five nights you guys stayed. Are you referring to the annual reward nights you receive with the cards? If so, aren't those only one a year? Is that to say you used all most of your annual certificates on this trip alone? Would appreciate the clarification! Thanks!

[@AskSebby]

Yep! The annual certificates. We have a lot of the cards and then some rollover from 2020/2021 that kept getting extended.

[@bryandegante7654]

Hey my brother is in the military and he can have me as an authorized user for the Amex plat and have the fee waived. My questions are, if I go with the amex plat will I have the same benefits as my brother would or not fully? Would I still be able to get the intro bonus if I meet the 6k in 6 months? Also i want to get the amex gold but that’s for myself (no authorized user), could I transfer the points from the plat to the gold? Or would that be stupid? Sorry for these questions just started binge watching Sebby’s videos as of 2 weeks ago and new to the CC game

[@woopigsooie93]

Obviously not Sebby, but I can sort of help you. You can really only help the card holder reach the sign up bonus, there is not one that is awarded to the AU separately. The whole point is they are rewarding someone with a line of credit opened with AMEX, since you aren't the primary card holder- they don't give you additional sign up bonuses. You can however help your brother meet the 6k min spend by being added. I would ask your brother if you are getting the platinum's "gold" authorized user (free for everyone) or the actual platinum authorized user card ($175 for up to 3 people). Not to be confused with the actual "gold card" by AMEX. The platinum card's gold level AU is fine but provides no real benefit for you. If you get the true platinum AU, you get additional perks like global entry/TSA pre check credit, hotel status, and lounge access. It sounds like he is getting the better of the 2x options for free by a military perk, which is cool. Keep in mind you don't get your own pool of points as an authorized user on his platinum card. They are essentially just all his, so in order to transfer them out you would basically be taking his points - so definitely double check that he knows you're doing that. If I were you, I would just keep that card for the perks like I mentioned, but not for your own use. My dad gave me the American Airlines card and I only use that to get into the Admiral's Club- I don't spend anything on it. Hope that helps.

[@bryandegante7654]

@@woopigsooie93 hey man first off i want to say appreciate you taking the time to reply, it really helped a lot! Also I think you’re right about that then I’ll just get the actual platinum AU and get the perks that comes with it and not use the card if I’m not really getting any points. I talked to my bro and he said he’ll give me the pass and everything so I could use the points so I guess it works but I’m not really gonna spend much or any if I can’t get the bonus. Thanks!!

[@woopigsooie93]

@@bryandegante7654 yeah no problem! It’s confusing but a fun hobby to dabble in so I totally get that it can seem overwhelming at times. Or just flat out confusing. One last tidbit is that Amex is unique that they offer one sign up bonus per person per card per lifetime. Basically if you get a platinum card as a primary, which you may eventually do, you only get the platinum’s sign up bonus once ever. So they’re pretty strict on giving them out. Best of luck! I know I’m just a random stranger but happy to help if I can if you have random questions as you get into the CC game.

[@mitchell.9632]

You have 2,300,621 dollars and (more likely) points available.

[@noeapantoja]

Very well done video Sebby! Really digging this new video style.

[@AskSebby]

Thank you! Glad you like it!

[@ericclapp533]

Why do reviews of hotels often include if their status was recognized at check in? I've seen it on forums and blogs, is it just so they know they are getting all available perks of their status?

[@AskSebby]

I think it's just to be thorough and help people understand the perks. i.e., welcome gift for one hotel might be bottles of water while another might be a fruit platter.

[@docholliday4546]

point prices?!

[@MattWelterOfficial]

Those free night certificates definitely come in handy when the dollar prices are way up because of special events. Despite the smaller feel, I actually really like the vibe of that first hotel haha! Great video as always!

[@AskSebby]

Moxy vibes are great! But ideal for solo travelers.

[@erickdabandan76]

Name of the speakeasy?

[@DennisxDaring]

I agree Moxie Tsq is the worst of them all BUT Magic Hour on the roof is thier big draw. It's a great bar and "club" vibe

[@jparker1251]

The background music makes it hard to hear you

[@FelixCervantes]

Not sure which camera you were using but way too many quick pans. Too much distortion on the lens plus the rolling shutter creates a lot of motion sickness. First video of yours that got me sick. Other than that, great topics.

[@kevinManhattan]

Very cool video Sebb!🖼

[@AskSebby]

Thanks! 😀

[@NikhilParekh7]

This is the type of content we want and no other credit card youtuber is doing. Thanks for this video.

[@AskSebby]

Thanks! :)

[@Rawafication]

Wait you can go to sky clubs on arrival??

[@AskSebby]

Yes, they reversed the decision last month.

[@anderson-_-]

🎨 which hilton card do you recommend?

[@AskSebby]

Usually the Hilton Aspire if you can utilize all the benefits.

[@anderson-_-]

@@AskSebby Can you churn hilton aspire? I'd like to do the "yolo" trip one day, but idk if now is a good time to get one

[@Pepega_Pig]

Is that Jake Tran you got to meet and hang out with? 👀

[@Kyeorii]

Anyone know what camera he used? Video is looking sharp 🖼

[@hersheykiss9500]

is dat jake tran 7:02

[@AskSebby]

Yesss 👀

[@mariomayo9411]

Omg, Elliot!!

[@ajcab819]

Love this format!

[@kstewart9083]

🖼 What was the name of that speakeasy?

[@hersheykiss9500]

how old are you?

[@18564864]

Wow love the content.

[@AskSebby]

Thank you :)

[@homies23]

Really enjoyed the video format!

[@jonathanfactor6688]

Great video thanks

[@AskSebby]

Glad you enjoyed it

[@amospierre2621]

Love this style of content. Great video!

[@sha2596]

I really appreciate this content! As someone who travels, but has still neglected to to get a hotel card, I think that the natural next step for my card portfolio. I just need to figure if I want to focus on regional or international. Decisions!

[@barthuntfish]

Didn't see you as a b-baller. Nice video, IMO Hilton does more to recognize elite status than Marriott.

[@AskSebby]

only if b-baller = bad baller haha

[@Trump908]

Korean BBQ! I’ll pass! 🐶

[@JacksonWelch]

🎨 Staying at the Conrad Downtown later this week!

[@AskSebby]

Enjoy!

[@j.a.s.o.n.z.h.a.n.g]

🎨 thanks for sharing the Masterworks, just signed up!!! 🙌

[@AskSebby]

Hope you enjoy it! :)

[@kevinguzmanmusic]

Lol I was at the Conrad midtown July 1st! Had to use my free weekend night with my surpass card that I had since 2019 lol (they kept extending it cause of covid) was there a breakfast buffet? I only got 2 $25 credits.

[@AskSebby]

There was a breakfast buffet in the back foyer. A la carte was the way to go at that property.

[@kevinguzmanmusic]

@@AskSebby dually noted! Thanks Sebby awesome channel!

[@cathyvroom458]

🎨 what is the $ to invest in masterworks? Loved the basketball court

[@wannabedal-adx458]

So what did I learn here. Moxy is to Marriott as Tru is to Hilton; overpriced brands that under deliver (on purpose or by accident doesn't matter). Everything is smaller in NYC hotels. 0:24 is a relationship goal (congrats on anniversary). And I've seen artwork is a scam from other KZbin channels, so I'm staying away. But I love that you showed the valued gained by using points and credit card benefits in this video. I would just use a different location. But as you always say, YMMV! Thanks, Sebby and Mandy!!

[@Rawafication]

Awesome video. What status do you have with delta that you were able to get the upgrade to delta one

[@AskSebby]

Platinum status + Delta Reserve credit card

[@almond327]

I absolutely love your content!

[@AskSebby]

Thank you so much!

[@Maricarrrr]

"I thought we were going to get murdered on the way in" 😂😂 Noooooo

[@ret4kind]

You do a lot of editing for all the content you put up. It's pretty amazing how much content you have in just 10 minutes. Now if you'll excuse me I need to reconsider my lifestyle to become more artistic and less prudent.

[@RIZO06]

Sebby is a lefty

[@MLNYD]

0:44 - Is that Kang Ho Dong, Sebby?

[@AskSebby]

Yes!

[@jobanpreetsingh8361]

Hey Sebby, how about you show us your watch collection?! I think I spy a stainless steel Rolex daytona on your wrist, which looks awesome!

[@IvyANguyen]

🖼🖌

[@jackaroo1162]

I thought I saw you in the Conrad Downtown, as I was staying there as well. I wanted to tell you I enjoy your content, but on the off chance I walked up to a stranger and thanked him for his work would be weird. But I enjoy your work! Pls keep it up.

[@AskSebby]

Thank you! Say hi next time :)

[@FreedomFinanceFun]

Shout out to Mandy for putting up with hotel jumping and packing light. She probably had half the certificates. Is she the ultimate player 2?

[@AskSebby]

Yes! Half were Mandy's certificates :)

[@kevinngo2519]

Love the format. How do you use reward certs for rooms above 35k? I live near NYC and whenever I try to book the Moxy or similar, it says my Free Night is not eligible for the stay.

[@AskSebby]

It was updated earlier this year so you can use [[certificate]] + up to 15k points. I wish it was unlimited or it could be merged (i.e., 50k FNC + 50k FNC).

[@tacticoolalan368]

🖼 Happy anniversary!!!

[@kalashnikov8420]

Just back from nyc, Conrad middle town not bad.

[@jpknowledge8852]

Sebby with the B-Ball Skills! 🏀

[@AskSebby]

🏀 🏀 🏀

[@Alvin_1914]

Love this content #squad

[@AskSebby]

🙌

[@ArmandRoseTV]

I know this is a lot more work but I really like this format. Thanks for sharing. 🖼

[@JesusGarcia-dn5ek]

Great video,! So, if your have two Hilton Apsire card do you get the same credit limit.

[@TheCreditFrog]

🖼 Great video, thanks Sebby!

[@michaelsolimine4204]

Omg, that’s my office with the creepy statue!

[@AskSebby]

The pink KAWS one?

[@PointsInbound]

I saw Nate O'Brian, Humphrey Yang, Jake Tran. Ricky from prince of travel. I think that's all I know.🤔

[@cherenymadison3554]

I actually love the simplicity/minimalism of moxy hotels. They're still swanky and unique. Too bad the fragrance they blast through the ductwork of the common areas gives me headaches or I would continue staying there

[@AskSebby]

I like the design of Moxy, but it's more ideal for solo travelers.

[@cherenymadison3554]

@@AskSebby that's exactly why I like it lol

[@mikal71226]

🖼

[@jasonkendall564]

🖼️

[@aestheticcc]

Nice video. I've stayed at the Conrad in Midtown a couple of times with my Amex Plat and really enjoyed it. Will have to check out the Downtown one next time!

[@OperationNonsense]

man you guys stayed at too many moxy hotels. in my experience moxy brand usually suck terribly no matter what city it's in. it's basically a brand catered to college kids, you don't mind it when you were in college, but as an adult, you can no longer stand that college dorm vibe and tiny spaces.

[@AskSebby]

It was our first time staying at Moxy! Now we know 🥴

[@CrownTraveler]

🎨 Nice review. NYC is so fun to visit. Expensive, but fun.