“So I recommend handing it to the cashier” Aw man, now I can’t slam down my credit card into the counter, rudely and selfishly like I usually do...
@Antphoneigh5 жыл бұрын
Sure you can, it’s just everyone will hear the slam and you might ‘damage’ your credit card.
@RishiJalukar5 жыл бұрын
Antphoneigh r/wooooosh
@headphoneusersbeware42025 жыл бұрын
@@RishiJalukar true the joke just WOOOOSHED over his head. anybody? post it?
@chicagodog31715 жыл бұрын
2112!!!!!! LOVE YOUR PFP!
@RishiJalukar5 жыл бұрын
Chicago Dog Always a pleasure to find someone else who likes rush
@Fledchief5 жыл бұрын
I just literally want the card
@athoswolff7765 жыл бұрын
I just want one to put in my collection of fancy fake cards with my name/signature engraved on it
@rrektless3 жыл бұрын
@ਹਰਿਆਣੇ ਆਲਾ ਚੌਧਰੀ ਜਾਟ You're broke too, so shut up
@texasmama30843 жыл бұрын
@@rrektless credit cards dont cost money. You just need a high credit score.
@Higamers20073 жыл бұрын
Same but I’m 14 years old
@fareezzdaniall3 жыл бұрын
@@Higamers2007 LOL 😂 me too I JUST WANT THE CARD 💳
@trevordodd71064 жыл бұрын
Received mine promptly after quick approval. Activation was a breeze as was setting up a payment link to my checking account. Used it a few times, mostly for iTunes purchases. Got my cash back easily. No issues whatsoever. Love it.
@Radi0he4d15 жыл бұрын
"Credit limit: $250" "Apr: 24%" NO NO JUST NO
@AnalyticalMenace5 жыл бұрын
@Conor Nameless Right?!
@marcojimenez4314 жыл бұрын
Or with no credit at all
@AnudeepDONDONDONRlol4 жыл бұрын
thats what i got, i took it because i only spend what i have, plus i really wanted it
@MASON92J4 жыл бұрын
Guess what if you pay off hour credit card like a responsible human being 24% apr has 0 effect on your life at all.
@_andre0074 жыл бұрын
Try paying your shit on time
@JBeatzz5 жыл бұрын
The real question is can we use the apple card to buy something other than apples?
@TheEpicDiamondMiner5 жыл бұрын
Yeah, you can buy some windows.
@jedwardoo5 жыл бұрын
Affiliate Marketing Beast yes, you can buy something other than Apple. As long as you can pay it back and not get stuck at being in debt.
@kaiharrison45185 жыл бұрын
@@jedwardoo whoosh!
@walkerj.78955 жыл бұрын
I’m sorry, apple’s are the only thing that are purchasable at this time
@FlorianHWave5 жыл бұрын
The most important thing is that you can't use it with something other than an iPhone!
@Dazcarter19775 жыл бұрын
I think I’ll stick with my normal credit cards
@TheEpicDiamondMiner5 жыл бұрын
I hope you're happy with your debt
@Dazcarter19775 жыл бұрын
TheEpicDiamondMiner who says I’ve got debt I only spend with in my means
@gorillaman2835 жыл бұрын
@@TheEpicDiamondMiner It's the other way around. 1. Apple Cards are being used to encourage customers to buy Apple products they cannot afford. 2. Credit cards aren't something you simply switch between, like smart phones. It's a dangerous habit to get into. Apple knows this and is simply locking you further into their ecosystem. Now leaving Apple devices, means a useless Apple Card, and switching again, would give you an even worse credit rating.
@nenidetic5 жыл бұрын
@@TheEpicDiamondMiner Are you implying that the Apple Card is going to nix your debt?
@ToxicallyMasculinelol5 жыл бұрын
@@TheEpicDiamondMiner how would a special credit card eliminate his debt? assuming he even has any lol
@lefthanded54735 жыл бұрын
"you need good to excellent credit to be approved" Goldman Sachs says otherwise. Subprime borrowers (credit score in the 500's) were being approved for the Apple card, but with lower lines and higher APRs.
@JohnWallace745 жыл бұрын
My Apple Card was shipped 2 Day UPS. But it was several days from being in my wallet, to actually getting shipped. I think it was about a week overall. The one day must be for people reviewing the Apple Card.
@cupenny265 жыл бұрын
John Wallace Yeah mine took a week from when I applied until I physically got it and activated it.
@cocotaveras89755 жыл бұрын
To whomever reads this I hope you have a lovely day :)
@jgsh80625 жыл бұрын
It's whoever
@JBeatzz5 жыл бұрын
@@jgsh8062 Hi my name is "To Whomever Reads This", thanks for the hope!
@tomfield87665 жыл бұрын
Thanks, you too
@wifine19515 жыл бұрын
u2
@danielrezaie84985 жыл бұрын
Likewise
@snowtrooper88175 жыл бұрын
We mostly use debit cards in the UK rather than credit cards. An apple debit card would be amazing.
@chrisj97005 жыл бұрын
Enmity the Kindhearted In Britain, using a credit card provides customer protection too. People should get zero interest credit cards if they are paying off debt which means Apple Card is not suitable for these people
@HuMan-bEing1325 жыл бұрын
Snowtrooper 8 YYYEEEEESSSS
@milkymike37395 жыл бұрын
That’s the fanciest looking slave chain I’ve ever seen
@daddyscrapes5 жыл бұрын
mikey 🤣🤣🤣
@thatocelot8794 жыл бұрын
*_Dies from laughter_*
@discordping50724 жыл бұрын
Slave chain?
@doko_kanada5 жыл бұрын
Had the same issue in the first couple of days. Called in and had to confirm my identity by providing old information, such as old cell phone number and an old address. Card was activated right away
@davidkonevky73724 жыл бұрын
omg I did not expect the sound would be that loud and metal-ish
@crisb-c30835 жыл бұрын
I’m Using My Apple Card Only For Apple Music.
@ethancarberry-holt30114 жыл бұрын
#smart
@Nettiep611582 жыл бұрын
Same here and my warranty for my iPhone.
@zealouslime5 жыл бұрын
I love my Apple Card and have since the day it went out for beta. Have yet to encounter an issue and love the clarity with payments, transactions, and cashback. Best part yet is the extremely low APR as I got 12.99% compared to my Discovers outrageous APR. Although its not a great credit card and I won't stay with it forever, for now, it is decent enough to satisfy my needs.
@zCrucial Жыл бұрын
how do you like it now? is it still going good? are you still even using it?
@PassportBrosBusinessClass5 жыл бұрын
The HARD INQUIRY steals a couple of points from your credit score initially. HOWEVER, if your available credit increases (and it will), that will help boost your score over time. All I need for Apple to do is offer better travel points than Capital One Venture. I like that there's no international fees. Since I pay back immediately, I'm happy there are no late fees. What makes no sense is limiting cash back to 1% when the physical card is used. It's also weird there is no over limit fee. My limit is $10,000. So what you're saying is I can charge $12,000? I absolutely like how you can do a chat message with the specialists without having to call them. That's pretty awesome.
@kaylaellison76613 жыл бұрын
Literally goals to have Apple/Goldman Sachs believe in me enough to give me $10,000 of money to borrow 😂😂👏🏽👏🏽👏🏽
Virtual card? An Ok online banking app? U.S. : so cool!! So futuristic! Ukraine, Russia: erm... Is it 2012?
@MacAutomationTips5 жыл бұрын
My biggest letdown about the Apple Card is that it doesn’t have a web portal for account to connect with financial budgeting sites like Quicken, YouNeedABudget, and Mint. Also, why are you manually entering transactions in a spreadsheet? There are other services that can do that for you.
@TheTitaniumSkull5 жыл бұрын
Apple card is not for everyone, not even if you have an excellent credit score. I my self am only 24 points from max Fico score and still got the card with a 17.99 APR. For me it's nothing more than the pleasure of having a titanium card, not a necessity.
@ToxicallyMasculinelol5 жыл бұрын
so apple registered you for an exclusive card without verifying your identity?
@stacycreates243 жыл бұрын
And don’t forget Mint phone service. You get 12 months prepaid. It has really helped
@DrewHowdenTech4 жыл бұрын
Can you use your Apple Card again now?
@mauricethompson27645 жыл бұрын
Best explanation of the Apple Card ! I really deciphered what you taught me. Thank you so much !
@nightkid685 жыл бұрын
I loved my Apple Card a lot, specially you can earn a cash back a soon as next day. Also I could payment at any time too!!
@xo_octavia4 жыл бұрын
Anthony L how much is an actual Apple Card?
@nightkid684 жыл бұрын
@@xo_octavia it is free to apply and the chance for approval is very likely . Loved the fact you could get 3% cash back thru a merchant such: T-Mobile, Walgreen and others too.
@thecapone459 ай бұрын
Wow. I feel like this video, the editing, your tone of voice, really set in stone how you still to this day produce videos. For a moment, I was beginning to think this was a newer video. It's been interesting to see how you developed in making videos.
@Aggouric5 жыл бұрын
When this smartness comes to Greece, Xiaomi would have made 3 credit cards
@bruxi782305 жыл бұрын
MarZ ----- Lemme see, which one is Xiaomi? Are they the ones that get Google's OS, slap it on a phone with Qualcomm or Mediatek processors, and skin it with Mi UI? Then they do Union Pay in China with 1.3 billion people and called it Mi Pay. In India with 1.2 billion people they used ICICI and called it (wait for it) Mi Pay. And then they called it a day, really innovative, like every other Android OEM. Based on the countries they're targeting something tells me that 10 million Greeks are WAY down the list. By the way, Xiaomi did do something really innovative. They dressed up their CEO in an outfit like Steve Jobs used to wear. He must be the second coming of Steve.
@Aggouric5 жыл бұрын
@@bruxi78230 Boi I was talking about Greece being late to everything, calm your tits
@busseat43355 жыл бұрын
Fala Ai yes I agree you are smart
@QuarioQuario543215 жыл бұрын
I’m underage. How do I pay online without stealing my parent’s credit card?
@Jam-cw7tq5 жыл бұрын
QuarioQuario54321 gift cards?
@ondrajavorik15805 жыл бұрын
Are you from the US or from Europe
@CommanderGinyu5 жыл бұрын
PayPal
@emilianoandrade79465 жыл бұрын
Gift cards
@zeusrulez5 жыл бұрын
Some banks have a junior debit card so you could earn some money irl, deposit it on the card and pay online
@pikachusykes80345 жыл бұрын
I know people with 5xx credit scores that got approved.
@lefthanded54735 жыл бұрын
At 2:41 this is likely a screenshot of one of the subprime borrowers got approved for. But it could either be a way to build credit, or it could land you in serious debt.
@Mcfeelster5 жыл бұрын
I had 5 animals get sick and my score went from 700 to 568. I applied because my friend (who had a 760 credit score) got denied and I did it just for a quick laugh if I got approved, and I actually did LOL
@lefthanded54735 жыл бұрын
@@Mcfeelster lol that's funny.
@avie16794 жыл бұрын
I got approved with a credit score of around 0 to rock bottom. I am 18 and just started on credit
@byrd2035 жыл бұрын
Yes you can pay your Apple Card bill with an iPad on the same Apple ID I tried it so as long you have a iPad on iOS 12.4 you are ok
@sunburnt20045 жыл бұрын
Does it have a headphone jack?
@Spitfire01105 жыл бұрын
😂😂😂😂😂 that jerryrig reference
@sdndkjd5 жыл бұрын
Waiting for Samsung Card.
@volebien5 жыл бұрын
i don't think samsung will ever make a card, they have samsung pay on their phones with NFC and MTSF something like that, unbox theory just did a video on that.
@rarenathan5 жыл бұрын
DRUNKCAPE567 lol gross it’ll explode
@MRDamar2 жыл бұрын
Apple : our credit card is the most private Also apple 2 yrs later : scanning our photos
@mdturnerinoz5 жыл бұрын
They are not called Goldman Sucks for no reason; not the least of which they helped create/perpetuate GFC1! Your débâcle solidified my decision to let this turkey pass ...
@Ybalrid4 жыл бұрын
You still hand cards to cashier in the USA? The move to chip and pin is that hard?
@georgek32145 жыл бұрын
Great video. Interesting point about not being able to pay your bill without your iPhone. Not a fan of this card. I would stick with a regular credit card.
@abhishekpillai52075 жыл бұрын
I hope you have a great day if you're looking here!
@wifine19515 жыл бұрын
2% with card 4% with apple pay 5% with apple
@ItsEricSmart5 жыл бұрын
AMEX has a better message thing in there app lol!
@ItsEricSmart5 жыл бұрын
and its 24/7 aswell :D
@danielc72055 жыл бұрын
You are a great channel Apple Explained!
@joice19994 жыл бұрын
Mines comes from UPS is it bad?
@AppleandAndroid2244 жыл бұрын
Would this be good, for the iPhone upgrade program?
@ismailahmed42225 жыл бұрын
Love ur videos their soooo fun to watch love u!!!!
@VlogHype Жыл бұрын
I have had this card for a few weeks now I have bought a cell a apple watch and a mac no problems so far very happy with it accept it wont let me pay off one item like my cell i have to pay the entire monthly payment
@leos56395 жыл бұрын
I think Apple shoud do a Apple power Bank
@christiangomez49815 жыл бұрын
Super excited to apply and get denied 😁 let’s go baaaaabbbbbyyyyyyy !
@12step565 жыл бұрын
Christian Gomez sorta curious did u get denied?
@Al_Dente-d1p4 жыл бұрын
loser
@happydudeevАй бұрын
i want this but im too young and it is only available in the usa (cmon man not even canada?)
@Lydia000015 жыл бұрын
Ting estimates my bill would be $320 😂
@dinosaurnuggies29125 жыл бұрын
I got the S10+ and I'm hyped to get the S11+
@clyde01622 жыл бұрын
If its a titanium card why does it need more protection for shipping
@HusainHaiki Жыл бұрын
I need it because it will be easy with Apple Pay
@musicalhistory43925 жыл бұрын
Well you will haft to do a follow up on this, because it doesn't sound like they have a good system for it yet.
@vmilann2 жыл бұрын
3:30 this dude is hilarious 😂
@xUnic31x5 жыл бұрын
Where do you keep your card in your wallet? I heard that a lot of things can ruin/scratch/discolor the Apple Card. I'm currently just keeping it in its original packaging and not bringing it with me everywhere
@buddhaalex13475 жыл бұрын
So the people who spied on ur calls are gonna want u to trust them with identity n money
@GarryReyom5 жыл бұрын
I got an Apple Card too. I don’t really like it. I’ll stick with my AMEX Bonvoy.
@jonathanbywater59995 жыл бұрын
What do you dislike about it?
@brayan83465 жыл бұрын
I stopped using mine after a day. It’s really just an after thought. It’s most useful feature is that it keeps my wallet felling sturdy along with all of my other cards.
@andyandrews555 жыл бұрын
I dont get it. Its just a credit card with a high apr
@scan47075 жыл бұрын
In this point in time the question about Apple products isn't about *is it overpriced?* it's *how overpriced is it?*
@Flimfloom5 жыл бұрын
applied for one while lacking a credit score and i got approved, miracle?
@lenadams8543 жыл бұрын
Apple Card: literal financial piece of metal
@paristath67733 жыл бұрын
Apple: *Makes a virtual credit card with no number visible and it's hard to lose* Me: Oh, that's nice! Apple: *Makes a physical card* Me: 👁👄👁
@Max-jw3hk5 жыл бұрын
I was denied 6 times and got the card 😂😂😂🙃 persistence is key 🔑
@mamatemari60612 жыл бұрын
Applying on Tuesday
@UncleSammy2 жыл бұрын
Cant wait till i can get outside of US :(
@AshrZ5 жыл бұрын
Sooner or later this thing's gonna have a display and have some hinges too
@mamatemari60612 жыл бұрын
I’m getting that card on Tuesday!
@isaacmeraz80955 жыл бұрын
Wait just so I have this right. Is it possible to be interest free every month?
@SananeNapcanAmq5 жыл бұрын
Normal credit card: does not a video about it Apple credit card:Unboxing review usage teardown
@aotbwhiteknight5 жыл бұрын
I’ll be getting the card for collection purposes
@zanewoodson77924 жыл бұрын
I got approved without a credit score at all
@johnmazmanian65892 жыл бұрын
I got my card and requested the physical card but there’s a scratch on it so I trying to ignore it 😂
@CybernerdShua5 жыл бұрын
This is why Goldman Sachs sucks. They do not know how to deal with customers well, at all!
@haydenfogg74302 жыл бұрын
So your name is Gregory Wyatt Jr?
@PhattDash5 жыл бұрын
I have it got it on the 20th
@loganandreoni2305 жыл бұрын
You can pay with your iPad:)
@brayan83465 жыл бұрын
They pulled that same BS on me with Apple Cash. After changing my bank my account was restricted and after calling those idiots said they’d call. I never received a call.
@kiran46715 жыл бұрын
When release Apple Card In korea???
@maxman1775 жыл бұрын
That's why Islam forbids Interest, really blessed to be a Muslim
@edwardianbananas60835 жыл бұрын
Abir Ahmed proud to be an Atheist
@lefthanded54735 жыл бұрын
Islam cuases trouble everywhere it exists as the majority.
@kalebpikachu46285 жыл бұрын
My Apple Card was sent UPS 2nd day air
@darcfonce31405 жыл бұрын
I don't have a credit history because I never had a credit card or anything, should I get an apple card? I don't really care about the rewards things on other cards I just want something convenient and easy to use.
@xUnic31x5 жыл бұрын
It's completely up to you. As your first credit card, I suggest that you should get one from a bank (Chase, Bank of America, Discover, etc.) Almost all have a bonus when you are a first time customer. Do your research first before applying for one. That way you can start building your credit. Make sure that you're responsible enough to pay your monthly balances so you won't have to pay any interest or late payment fees. After that, you can apply for the Apple card for those cash backs. I use my Chase Freedom credit card to pay for things that doesn't support Apple pay because I get 1.5% cash back from it. I don't really use the physical card at all. I just got it just to have it. I actually plan on using it for international trips since there's no foreign transaction fees at all. I hope this can help you make the decision whether to get it or not (yet)
@darcfonce31405 жыл бұрын
MC Plana thank you this really did help
@shalanereaux69754 жыл бұрын
elias_m47 I started off with capital one to build I have two with capital one and I just keep a low balance and use the money I was going to use and put it towards the card to pay the balance off every month on time. I have a limit of 500 and one with 1000 and I stay below 30% I spend about 25 to 30 on the 500$ one and 150 on the 1000 every month and as long as you do that your point on your credit shoots up over 40 points and I always pay the full amount. I also applied for the Apple Card and I was approved for 2500 which I won’t use it unless it’s lil nik nak stuff I’ll buy like on iTunes , App Store and other lil items that’s not two expensive dealing with Apple and I’ll also pay it in full when I do go to use the Apple Card and as long as you don’t go above your means, stay at a low balance plus pay in full I promise u u working your way up to A1 credit
@DORADO19995 жыл бұрын
I have fair credit and got approved for 2500 with the lowest interest fee they have so what do you mean you need good or excellent credit to get approved lol
@ryanjnunes5 жыл бұрын
Never had a credit card before, so I have no credit but I got approved for it.
@s.k.41115 жыл бұрын
Waiting to be released in switzerland. Really like the card.
@Maisonikkokufan5 жыл бұрын
Why not just use the card you already have and that you get for free?
@s.k.41115 жыл бұрын
Robbie Fielding-Lennon I don‘t have any card right now.
@jonathanbywater59995 жыл бұрын
Apple Card is free too...
@wizard-wm7gh3 жыл бұрын
I can’t believe I just watched a credit card unboxing.
@parsasaray5 жыл бұрын
Love the new logo
@hadizztips50032 жыл бұрын
Isn't Apple Card only available in US ?
@wht-rabt-obj3 жыл бұрын
I have ONE credit card. I use it for real emergencies and pay it in full every month there's a balance. I don't need more than one.
@rhys77195 жыл бұрын
*wE nEEd tO CoNdUCt An inVeStIGATIon*
@JeffCD774 жыл бұрын
Being able to text a support specialist was a huge convenience? Hmmmm... I don't see how after 3 days of the initial contact you still had no resolution of your issue, had to text them the again to find out they had clue what you were talking about, and then still had to make a phone call to find out your "under investigation" is a huge convenience.
@saminmatin83865 жыл бұрын
Do you need to have an Iphone to use the virtual card?
@xUnic31x5 жыл бұрын
Yes or anything Apple devices that have the Wallet app
@VictorKidd535 жыл бұрын
I got it so I can just say that I won a metal card. It’s nifty
@nicolasherrera89473 жыл бұрын
Is it available in Canada?
@LocalDishwasherr3 жыл бұрын
not available in the uk 😢
@thecapone459 ай бұрын
Having a restricted account is scary and incredibly annoying. It’s a reason why I am grateful for the CFPB. I hate how with the anti-laundering measures, you’re essentially guilty until proven innocent.
@raphaelkyle5 жыл бұрын
Poor customer service. I can’t even apply for an Apple Card because I had “too many attempts” and have to wait 30 days. I’ve been having problems since I got invited during their Preview because it was unable to verify my identity with a vertical enhanced driver’s license.
@wrightstudiosllc5 жыл бұрын
OUCH! Check out someone's "approval" at 2:37
@ajsalleeiii98124 жыл бұрын
The example for deny that you had in the video was my reason too. And I don’t have a house payment or debt. Goldman Sachs needs a better system
@richardc51004 жыл бұрын
I got questions. So is there interest after every month if I pay my balance off ?
@omarmorales32854 жыл бұрын
Richard C interest is if you don’t pay the allocated amount by due date. If I can only pay $25 of my 256$ bill, then they charge interest. If I can pay $256 before due date then I don’t owe anything extra. Interest is like their raise for waiting on their money