ASKING SEAN

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iherng

iherng

Жыл бұрын

Link to join my team in property investment club: bit.ly/3DxoxWS
Use promo code: SEANTANMAKEOVER22 for property makeover: wa.link/0ea7rb
In this episode, we will focus on the criteria I personally adopt for buying property for ownstay. Especially for the first property, it can easily be too emotional and we will overspent on everything. That will use up too much DSR for our next investment, also if it involves 2 person just to qualify for a loan, it's beyond affordability.
We also discussed about the main difference between landed and highrise, which is the door to door experience.

Пікірлер: 59
@Ckzz27
@Ckzz27 Жыл бұрын
Very informative! A major concern for 20s couple who going to plan their next step. “First home is not the only home” mindset need to be more widely spread these days.
@drsoonsharing4032
@drsoonsharing4032 Жыл бұрын
first of all, 26 and 28 having 16k monthly income and 100k saving!!!! wow!!!!!
@HTC87130
@HTC87130 Жыл бұрын
Is that a lot in Malaysia? I work overseas with net income of 33k Rm per month
@lovissliew9648
@lovissliew9648 Жыл бұрын
That is possible ah. 8k salary for managing level. Household income 16k with living together could cut down the household expenses to 6k and saving 10k a month. As that, it will only take 10months for 100k saving.
@hqs8959
@hqs8959 Жыл бұрын
You will be surprise reading post in 小红书 with people age of 21+ with RM600k stock purchased.
@_zer05ive
@_zer05ive Жыл бұрын
Age is not a factor. Personal backgrounds play a huge role.
@limhenry2480
@limhenry2480 Жыл бұрын
@@HTC87130 compared to average Malaysian la, if everyone earning 33k a month, still got such questions meh? 😂
@clip012
@clip012 Жыл бұрын
I hope u make a video about choosing a first home for single people approaching 40 years of age without prospect of getting married. I know it is sad, but harsh reality to many people that needed a place to stay.
@chrisch5015
@chrisch5015 Жыл бұрын
Difference from staying in landed to condo is also the strata titles laws. Lots of things can’t be easily implemented overnight. Need to be voted in AGM. But overall, you’ll get that community living, hopefully with friendly neighbours.🤞 Good luck!
@mercurysolace
@mercurysolace Жыл бұрын
I would think Bkt Jalil/OUG/Happy Garden would be great for this couple as it is located in between KL & PJ, easy access to so many roads and highways. All amenities are there - wet market, supermarket, malls, schools, restaurants, cafes, public park, public pool etc. As they will be settling down soon, when they have baby, kids, a condo with security and facilities would be great. can spend time in the playground, swimming pool without any worries.
@SetsunaFSeie-cm8ru
@SetsunaFSeie-cm8ru Жыл бұрын
I've been to PJ and Cheras, now bangsar south, best decision ever. bangsar south only for a certain time got heavy traffic compared to pj & cheras jammed all the time. I've been living all my life within klang valley, all i can say is bangsar south is king imo. everything nearby already.
@azetect
@azetect Жыл бұрын
For me bangsar south is one of the most convenient area also one of the reason i bought my apartment in bangsar south, I not quite sure why people think high density is an issue, maybe is because if the lif will be very slow during peak hour but not happen in new building since there are 5 lif for high floor and 5 for low floor.
@marcuschan5664
@marcuschan5664 9 ай бұрын
Love the depth you go into!
@bmagnus2729
@bmagnus2729 Жыл бұрын
Good advice. Then again being a father, the question of will i move after my kids starts going to school will turn up at some point in life. Cause lets say they now just finish std 3, got used to their current school, friends, tuitions, life style. Then even if i were to change work place and ended up have to travel further, i would not want to move my kids. As this will greatly affects their studies and they would have to start over in new environment. It will be stressful for them. Therefore i still disagree that the dream home is 50yo. It may come earlier. For me, it will be 6 years after you have your first kids. Then that time is where you stay put. Upgrade to bigger home maybe, but it will still be around the same area. Then that time if can afford, i do not see why it can't be a dream home.
@Ckzz27
@Ckzz27 Жыл бұрын
Growing up with rich friends during my high school, they seem fine with moving and me as a peer I also “jealous” of them that time too that can able to live in a new houses😂(I was young back then don’t blame me haha) What am I saying is sometimes things work just fine for the kids, it’s those time that hep them to become stronger, part of the growth process. Therefore maybe after primary school could be a time to move.
@gmathevas
@gmathevas Жыл бұрын
Hi Sean, how would you review Dwitara residence at PJ south township project? I am looking for own stay but the project was fully booked up to waiting list of 300 over people. But everyone told me that that area have flash flood everything rainy season, agent told me pulak that developer will do something on that. I don't know who to listen to.
@RyeonLok
@RyeonLok Жыл бұрын
try Pantai panorama Bangsar south
@StevenCheongWF
@StevenCheongWF Жыл бұрын
Thanks big brader, always giving valuable advices
@iherng
@iherng Жыл бұрын
Thanks for watching Steven:)
@5m4llk1ng
@5m4llk1ng Жыл бұрын
that Airbnb suggestion is a nice idea..
@iherng
@iherng Жыл бұрын
Right? Hahaha. Every now and then I may have some pretty cool ideas hahahahaha. Thanks for watching!!
@pongpong5108
@pongpong5108 Жыл бұрын
But Airbnb operator earn much more… than owner. Although revenue owner/operator share is 70/30… but with the “charges” etc, in fact net net operator get 70% … :(
@5m4llk1ng
@5m4llk1ng Жыл бұрын
@@pongpong5108 what he meant is actually stay there in 1 of the airbnb units and see if it fits you..
@jackmania07
@jackmania07 Жыл бұрын
Yessszaaa! The Atera next? =D
@cassiemiow9635
@cassiemiow9635 Жыл бұрын
Can you make a review on Damansara Seresta too? 😍
@seaninvestus
@seaninvestus Жыл бұрын
Hi, is there anyway join you invest in property ? sort of your own community investor ? =)
@singhuichew4768
@singhuichew4768 Жыл бұрын
Hi iherng, I at the age of 29, looking to buy my first property for own stay. I’m having around RM500k cash in savings (crypto) but I don’t wish to spend all of them in the property but I am not sure what budget range should I be looking at. I’m thinking about getting a 800-900k landed in OUG area or a condo 5-600k in Taman Desa. Both locations are great, but I’m not sure about the future appreciation if around these area, would thinking of a combo as well like what happen to this couple.
@kaitoukid9427
@kaitoukid9427 Жыл бұрын
Quite a lot total income about rm16k. Definitely not average Malaysian couple.
@kashfisharifuddin2390
@kashfisharifuddin2390 Жыл бұрын
The only forever property is that basement 6 feet under... 👌
@matteolai7804
@matteolai7804 3 ай бұрын
In that case buy a plot in Nirvana. Also real estate 😊.
@ruhua655
@ruhua655 2 ай бұрын
Can u please review tria seputeh
@JeffErin
@JeffErin Жыл бұрын
Aiya bought house can sell one ma if not satisfied. 😆
@iherng
@iherng Жыл бұрын
Do you know many people lose money from selling their house? Especially for dream homes... It means after selling the house, the owner still owe the bank money.
@JeffErin
@JeffErin Жыл бұрын
@@iherng definitely, it's better than holding on right? 🤣
@michaelbyz23
@michaelbyz23 Жыл бұрын
Like first!
@kennethquah3137
@kennethquah3137 Жыл бұрын
18+ post in Property channel 😅.... What's happening? 😂
@iherng
@iherng Жыл бұрын
Right? The spam bots are annoying...
@seaninvestus
@seaninvestus Жыл бұрын
previously i more on Share, Commidity & Forex investment, now i think is the timing to get more knowledge in property, So hope follow n learn from a Quality 'guru' =)
@ztzzm
@ztzzm Жыл бұрын
HI IHERNG, PLEASE REVIEW RESIDENSI ADELIA @ BANGI AVENUE! ❤️
@iherng
@iherng Жыл бұрын
Hi Zetty. I will try. I appreciate if you could subscribe then I can get access easier:)
@ztzzm
@ztzzm Жыл бұрын
@@iherng thank you! I already subscribed you and watched 80% of your videos 😆
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