Asking Zurich: What is the cost of living in Zurich, Switzerland?

Hi everyone! Today we are asking people on the street what is the cost of living in Zurich, Switzerland. If you like the video, please give us a like and subscribe. Kind regards!
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[@claudiaandjan]

Hi everyone! What do you think about the cost of living in Zurich? What is the average monthly expending in your city/country? Let us know in the comments, we love to read about you. Best regards!! 🌟 I you like our content and want to buy us a coffee: www.buymeacoffee.com/claudiaandjan

[@JustLIkerapunzel]

I think it's actually shocking how many people seem to have pulled out their numbers out of their **** 😂😅. They would call rent and then tax and food and maybe healthbinsurance. 2k for not living alone?! Where the hell would that be 😆 Sure Zürich is expensive but you can make it as expensive as you want living ANYWHERE in Switzerland and you can safe a crapload if you stick to a budget: I'd say rent: 1800.- Taxes: 600 Health insurance: 350 Food: 300 INCLUDING sometimes take out Transportation: 120 Insurance "3a" + liability (hausratsversicherung: 270 Phone + Netflix: 40 Gifts / leisure / sport / fun: 110 This is a total of 3'590.- a month Of course you can always spend more in each category - specially the fun one. And you probably still need something extra for an emergency fund. But this would be a realistic budget You could easily half your rent if you have a roommate because 1800.- is enough for a 3 bedroom apprtment. Transportation again you can safe a lot by going mainly by bike because it's bike friendly. 3a insurance is not mandatory and you can also spend as little as 200.- a month on food. Again if you don't live together you pay a lot less each.

[@Dinimer420]

a normal salary is around 4500.-

[@l.burcea2165]

It is interesting how people forget about transportation, utilities, basic cleaning for home/body and insurances. The 2000.- a month is totally not doable unless you live like a student.

[@claudiaandjan]

Hello Burcea 👋 Thanks for your comment we appreciate your opinion and are happy that you shared it with us and the community 🍀 Have a wonderful weekend 💯❤️✨

[@tanjaw9569]

Agree 1000Fr for rent in Zürich is not realistic unless it is a shared student apartment. As a Swiss living modest near Lucerne I need at least 3200Fr a month.

[@nadiaseelbach1854]

I agree, the second girl did not speak about the obligatory health insurance and transport, phone, internet another insurances, nothing about clothes/hygiene products. Maybe she’s an international student who pays insurance in her country.

[@rodeduivel]

how much do you spend per month and what do you earn?

[@l.burcea2165]

@@rodeduivel Why do you ask?I don't live in Zürich, I live West from Zürich. Around 5000 netto at 80% but my fix costs are around 3500.-

[@jonathanedward5062]

For reference, we spend around CHF 8k on average a month as a married couple in Zurich. This includes everything so also insurance, eating out (which is what we like and are willing to spend more on), clothing, gifts, a nice living place, great vacactions abroad, a car etc. It excludes taxes, investments and savings. Our rent is CHF 2.1k for a 70qm very modern apartment centrally located. We are looking to move further outside the city, as a baby is on the way. :) but rent can go down dramatically as soon as you look a little bit further outside the city so it is def a big lever.

[@claudiaandjan]

Thank you so much for your valuable comment!! It is really interesting to know! Have a wonderful day and best of luck with the upcoming family member ❤️🍀💯🚀

[@natasshayoung]

Wao, 8K a month is really high! That's around my monthly salary 😊😅 but we try to live below our means to be able to invest some Francs, we don't drink alcohol which also helps... we keep our expenses around 4.5K, but in Lugano, we go a lot to Italy for groceries and restaurants! That saves us a lotttttt, and we also got a baby recently. Congratulations!!

[@messi9991]

Wow, where did you find a modern apartment in the center for 2.1k? And that is a lot of spending on top of rent.

[@achille295]

2K for housing, and another 6K for the "rest" is insane! My other expenses are, at most, around as much as the rent. In your case, you spend 3x times more for food/insurance/leisure/clothing than for housing?! Makes no sense to me

[@jonathanedward5062]

@@achille295 good for you 🙃

[@ymarmash]

Currently in San Francisco; Rent for 1 bed flat : 2850-4500 USD Groceries : 1200 USD Going out : 800 USD Transportation: 400 USD Health Insurance : 300 - 800 USD Housing insurance : 50 USD Min: 5600 USD without any savings. Cheers for the nice video.

[@claudiaandjan]

Hi Yazan. Thank you for your message and for sharing this interesting information!! Best regards 😊

[@VICTORIA-M-A]

Hahahaaa, very well said not counting the threat of forest fire or gun shooting or the traffic hahahhaha

[@mariaalonsofernandezdetoro4508]

Very interesting video. I would add 2 things: 1. Zurich is a lot more expensive than other cities, my family lives in Lucerne and we pay 1800 rent total for 3 bedrooms with parking 2. Childcare is soo expensive. Full time care for each of our kids in kita (daycare until 4 years of age) is 2500 francs a month. Once they go to kindergarten it is free but they only go a few hours a day... for sure highest cost of living here for us is childcare Having said that it is true that wages make up for cost of living. My husband and I have "average" office jobs and we can live comfortably and still save way more than we probably would im our home country of Spain. For sure young professionals with no children can save a lot living here 😊

[@claudiaandjan]

Hola 👋 Thanks for your comment we appreciate your opinion and are happy that you shared it with us and the community. It is always the most valuable information of what the people think, such as you. Therefore it is very interesting to hear what you say and think! Thanks again for your enlightening comment and have a wonderful weekend 💯❤️✨

[@lucashuang1455]

Here In Geneva, 3 bedrooms costs at least 3000chf …

[@messi9991]

Finally someone who puts the "it is expensive" into the proper context - (net) salaries are way higher than almost any other European country. And yes, if you are healthy (i.e. 2'500 deductible health insurance that you barely pay into) and have no kids, then you can really save a lot and start investing. A lot more than you could elsewhere. Maybe to add to the two things above is willing to not live in the center, because then rent does come down somewhat.

[@leoheimes3133]

Very cool and interesting video, I like it when you do street surveys and you get a lot of different insights into the population and the lifestyle of people from zurich. Thanks a lot for this.😁

[@claudiaandjan]

You are the best!! ❤️

[@alexbuxeda]

What a lovely video! I really enjoyed it! I'm also from Spain and I'll be moving to Zurich in a month. I love Switzerland and I wish the best to both of you Claudia and Jan. ¡Mucha suerte con el canal de youtube, que con esta calidad de entrevistas estáis consiguiendo notoriedad!

[@claudiaandjan]

Hola Alex! Muchísimas gracias por tu comentario. Nos alegramos un montón de que hayas disfrutado del vídeo. Y qué guay que te vayas a mudar a Zúrich. Si tienes alguna idea de vídeo o preguntas para hacer en la calle, no dudes en decírnoslo. Un abrazo!

[@marianiles9360]

Love your video guys. Will be moving in September (like you did) and everything from your videos fits perfectly haha. Thank you for your work guys, you're amazing :)

[@claudiaandjan]

Hi Marian!! Thank you very much for your sweet message. We are super happy you are finding the videos helpful. Best of luck with your move to Zurich. Let us know what kind of videos would keep being helpful to you 😊

[@amirhomayounheydari2528]

thank you for all this useful information

[@shalomzohar2705]

You two Rock! Keep up the good work ❤

[@claudiaandjan]

Thank you! Will do! ❤️ Any support is always highly appreciated

[@gabriellugo8919]

You guys are the best. Very nice and organic videos, Keep it going.

[@claudiaandjan]

Thanks so much, Gabriel! We are super happy to receive your comment 😊

[@mathiaslongl]

Lovely video, keep up the AMAZING work. I think something that people forget to appreciate is how wonderful this video has been edited by you! It is very well done and the video flows very well. I like the vibe! Keep up this wonderful work. You are bringing a lot of value and if you keep going like this I am sure your KZbin channel will be a success!

[@claudiaandjan]

Thanks so much for this lovely comment! Highly appreciated ❤️

[@adlc9362]

Looking forward to see your next video!

[@claudiaandjan]

Thank you very much!!⭐️

[@adityapradeep4020]

Nice video and I really love the way you pronounce Zuerich! I study in Lausanne and spend about 2000 CHF per month! My rent is half of that and health insurance is 300 CHF. I spend less on food- 300 CHF though I cook a lot and occasionally Uber Eats (if I get a good discount)- I always say when I eat out in Switzerland, either the food is not good or the price is not good - and I need my spicy flavourful food, so I cook! The one thing I spend on is transport mainly for hiking- though I managed to reduce this by buying an annual leisure pass for 820 CHF with 30 day passes. The rest is on occasional splurges like clothes or shoes.

[@claudiaandjan]

Hi Anitya! Wow such a great message. Thank you very much for sharing. We love the sentence “the food is not good or the price is not good.” That is a lot of times SO true!! 😂 We hope you are having a great time in Lausanne. Best regards from us!! 😊

[@peterinvestor]

Prague (middle class) Rent - $1000 Utilities (water, gas, internet + phone, heating, electricity, insurance, petrol, transportation) - $250 Food (including take aways, restaurants) - $800+ This is per person living in flat obviously if you are married some costs can be split but this is my cost of living for middle class person in Prague renting. This seems to be cheap for some but it is very expensive for locals. Average salary in prague is around $2200 but reality is that majority like 80% is working for $1500 so Prague is becoming very expensive place to live for locals with "average" job.

[@ntcr8290]

Your contents give me pleasure. Hope you guys will get more subscribers in future. Good luck ❤️.

[@claudiaandjan]

Thanks so much we highly appreciate it! We are happy that you liked the content!

[@AndyAllOver]

Great video guys!

[@claudiaandjan]

Hi Andy! Thank you very much for your kind comment. We are happy you like the video 😊 If you have any video ideas you would like to see in the channel, feel free to let us know. Best regards!

[@piaheim4300]

Its really interesting I love the kind of Videos

[@claudiaandjan]

Thanks so much die your comment!

[@steveosaur]

2k for a student lifestyle, 5k+ if you want to live in a small flat by yourself and 10k+ if you want to live in the city with your family.

[@claudiaandjan]

Thanks so much for sharing this with us and the community ❤️✨💯

[@artan.]

so half of the country who earns below 6k can barely survive here? dont project you're expensive lifestyle to everyone.

[@rriam_321]

thank you for video, greetings from Azerbaijan

[@claudiaandjan]

Hey there greetings back from Zurich ❤️✨ We hope you are doing well and having a good time 🍀

[@RoyalNomad]

You're close to 10k congrats 👏🎉

[@claudiaandjan]

Yes!! So amazing to have such a great community 🥰✨

[@jameermoullan56]

Thanks Very informative Regards From the land down under.

[@claudiaandjan]

Thanks so much for your comment 😃✨🙌

[@natasshayoung]

We live in Lugano and we spend around 4.5K a month as a family of 3. It is also expensive although less than Zurich but we have a nice lifestyle and can afford to spend ❤😅

[@claudiaandjan]

Thanks so much for sharing!! Lugano is also such a beautiful place!

[@kameranpuster]

Greetings from the US🇺🇸 Just recently subscribed and love the videos! I live in Washington D.C. The cost of living varies anywhere from $1100 to $1800 USD here.

[@claudiaandjan]

Hi Kameran! Thank you very much for your kind comment. We are happy you like the videos 😊 If you have any video ideas you would like to see in the channel, feel free to let us know. Best regards!

[@kameranpuster]

@@claudiaandjan Hi, Claudia & Jan thank you for the kind regards! I loved the Zurich dairy you just posted. I think just capturing your daily life is intriguing. Thoughts of ideas are you could ask people why they moved to Switzerland, asks friends about their daily life, travel the country, and give tips on favorite restaurants/locations. Hope this helps😊

[@obsoquasi]

Hey guys, cool that you make these videos for people intending to come and live here! I just had an idea. Why don't you make videos on each of the major city districts (or "circles") in Zurich. This would make a cool series, which could be really interesting for all the people deciding where to live in Zurich. I've been living in Kreis 11 (Oerlikon and Seebach) for over 20 years. So let me know if I can help.

[@claudiaandjan]

Wow thanks so much for your great comment. So many people have asked about this and we are looking forward to creating this kind of series. We will make it happen soon!! Feel free to let us know what district would you like us to feature first. Best regards and have a wonderful Friday!! ⭐️😊

[@pj1uk]

That is wonderful idea. I am reflecting on moving to Zurich and that would be a great source of information. Could you please take into account the difference within taxes levels ?

[@debarchan]

Great content guys! think a gud cost of living here in Zurich is ~5000 per month for 1 person with some savings. Some more content I would like to see- nightlife, restaurants, options available for budget shopping of clothes, shoes, furniture, household things, etc. (Online/Offline, don't see Amazon here). Thanks. Have a good day!

[@claudiaandjan]

Hi!! Thank you very much for your comment and for sharing this information. We take note of your video ideas!! Have a wonderful Sunday.

[@LexAtari]

Hi guys. My friend lives in a neighborhood district of Zurich, Opfikon. There rent payment for an apartment is quite less than in the central part or near the center of the city. Probably the less price is because his residential house stays on an airplane glide path and air traffic above is intensive but only from 7 AM till 23 PM. When I was there I am not found any annoying, only breathtaking views.

[@claudiaandjan]

Thanks for the comment! Really appreciate such an authentic and honest comment! We are going to have a look 💯 But we must also say we enjoy living in the city and being able to walk around the neighborhoods 🙌😋

[@Skendzo23]

interesting content, can you do this for families 2+2? Keep it up!

[@claudiaandjan]

Thanks for your comment! We are always happy to help other people! Are there any other questions or insights you would be interested?

[@seasgetdegrees8268]

I like your videos, maybe you can ask people as well, if they have travelled anywhere else, would they live there/move there or they prefer to stay? just to see reactions

[@mrsupperman2678]

Very informing video! I am about to move to Lugano but work for Zurich and it is really nice to know since Lugano salaries are somewhat lower :)

[@claudiaandjan]

Hi there!! Thank you very much for your cute message. We are happy you found the video helpful. Best of luck!! 😊

[@mrsupperman2678]

@@claudiaandjan Maybe we could meet once, I am also on the younger side under 30…we could do a comparison video to Lugano which is considered a “Holiday” resort for German Swiss :)

[@martincarrascoso1053]

I really liked the spanish speaking couple :) they seemed to be pretty down to earth on the costs in here. And knowing that when each thing is so expensive, then 1000 extra doesn’t go a long way… like the interviewer seemed to suggest.

[@claudiaandjan]

Hi Martin, thanks a lot for your comment!! 😊⭐️

[@DominikaDonchinka]

Exactly most realistic answers…

[@juliennehinge9025]

Interesting vlog shows how Life in Zurich

[@claudiaandjan]

Thank you very much, Julienne! 😊✨

[@natasshayoung]

Hola Claudia, si quieren pasar x Lugano nos tomamos un café ❤ bienvenidos

[@claudiaandjan]

Hola Natassha!! Claro. Escribeme por fa en mi Instagram @poulainclaudia. Un abrazo!!

[@nordthernlights6559]

Our living expenses in Kloten,Kanton Zurich (Near the airport) rent: 2500chf,health insurance:700chf public transport: 220chf Internet, tv ,mobile: 220chf . Of course this is not all. I just paid 1800 extra for water/hot water and heating.(last year) Electricity bill about 100 chf.2 people. And then tax,about 5800chf.

[@claudiaandjan]

Wow, thanks so much for your comment. This is very helpful since you explain very detailed your expenses 🙌 Have a wonderful Sunday ❤️

[@nordthernlights6559]

@@claudiaandjan thanks, you guys too. Enjoy the long weekend!

[@tanjaw9569]

5800 taxes? Really? With a rent cost of 2500Fr a month that shouldn‘t be more than a third of the monthly salary means you need to earn at least 7500Fr a month netto. In Lucerne this means around 11‘000Fr taxes a year.

[@DianaRik]

@@tanjaw9569right 😂… we now pay 4800 buts that’s because we have a baby and I don’t work anymore so my husband is the only one that works

[@trut52]

1800 chf for utilities? Sounds very high

[@knightnxk2906]

6:00 she has a very good and valid point! that's what i've been saying all along. Many say swiss is expensive but it's really not if you price in that you can have way better salary vs expenses. Better work for 10k in swiss than 1.5-2k anywhere else in europe where rent and food expenses will be relatively similar while you earn less

[@claudiaandjan]

Thanks a lot for your comment! Have a good day!

[@VICTORIA-M-A]

It-s very true . I am working almost 40 hours a day and earned just 1700 and the rent of my appartment in a good suburb in Paris is almost 900 euros so what are you talking about expensive???? The tranquility, the beauty and calm and the money you earn for the same job that your doing in other EU countries is much better.

[@knightnxk2906]

@@VICTORIA-M-A basically you save past rent 800e, in swiss it could be 1600e or more, and remember something like macbook or iphone costs basically the same everywhere else, so the time it takes for you to get from point a to point b is faster in countries that pay you more, even if expenses are higher, you get to keep more at the end of the day if you play it smart

[@SoroNature]

Hello, I like your videos

[@melocoton7]

that's not a question you can answer in a simple way. It really depends on the area you live in and how often go out and your overall spending habits. You can live off of 3000 CHF and have fun, or you need 15K CHF and haven't done much... In my personal case, husband and I split rent on a 120m2 flat for 2500CHF about 15min by train on the outskirts of ZH and don't go out much. So including insurance, mobile phone etc, I think I would be at ca. 2000 CHF base fixed costs. Then you add food to that, savings, holidays, clothes etc. When I go into the office I can have lunch from as low as 3CHF if I go to LIDL or 50CHF if I eat at a Restaurant. It really can't be answered easily.

[@claudiaandjan]

Thank you so mich for this very detailed comment! It is highly valuable and I zerstobt to hear what people such as you are thinking! I am always happy to get to know a new perspective of another individual 🙌 Thanks for sharing with us and the community ❤️❤️💯

[@messi9991]

Congratulations on such an amazing rent! I feel a lot of people would miss out on it though because they want to live close to the center. But in reality, 15 minutes by train is close.

[@VICTORIA-M-A]

They wanted to live the life style they want to have lived before but it's just the beginning .Everyone needs to learn to adapt and find ways to enjoys.I would rather live there than here where my salary is not increasing and working 35-40 years and havan"t have savings .Now that my kids are adult now. I think it"s about time to move;)

[@Brookiethebrownie]

Hallo ich lebe in Zürich und ich liebe so solchen Videos

[@claudiaandjan]

Hey there thanks so much for your comment! If you have any question you would be interested that we ask don’t hesitate to reach out and comment below 🙏☀️

[@Farisito]

Thank you

[@claudiaandjan]

You are welcome

[@gal3930]

Love how the spaniard couple summarizes 'other costs' in beers 🤣

[@claudiaandjan]

Hahaha thanks for your comment! Have a great day 🍀

[@arcann449]

2:23 omg the boy is really cute

[@schno1480]

Omg yes he is

[@claudiaandjan]

❤️

[@claudiaandjan]

❤️

[@TudoThe0ne]

what would be the cost of living in Zug, and the rent for an appartment/studio of let's say 40m2, in a decent position, what would be the costs for rent/food/transport/insurrance,etc ?

[@claudiaandjan]

Hello you can see Flatfox to see the rental prices, since I do not live in zug and just checked them once 😋. I would assume 2000-4000 for the rent. Food supermarket 400-1000. Transport 0 - 200 / month. Insurance 300-500/ month. My assumption. 💯😃✨I do not live in Zug. But you can find more information in the internet 🙋‍♂️

[@PlanB_]

Can someone explain to me why salaries in Switzerland are so high? Do Swiss businesses have much lower profit margins than businesses in other countries due to the high wages they pay? Or where does the money come from?

[@PiotrMys]

I would say bare minimum with decent room in a shared flat in Zurich, no car, taxes and all insurrances paid, limited outings and no fancy holidays would be ~4K a month min. Then a small flat, a small car and a bigger holiday budget + saving would get you around 7K a month (1.5K goes to taxes and social contributions and obligatory insurrance, 2K5 for a small flat and rest 3K is for food, outings, holidays and saving) Finally, to live comfortably and spend without worrying too much I would say a minimum of 12K a month (3K+ goes to taxes and you need at least 4K for a nice central flat) Obviously it all depends on what is "comfortable" for you and if you leave alone or not :) Great videos, really friendly tone.

[@claudiaandjan]

Hi. Thanks so much for your great comment and for sharing this valuable information. Have a great week 😊

[@navjeevankhatana524]

I’m from India and I like your concept of videous

[@claudiaandjan]

Thanks so much 🙏

[@nikkijj3424]

You are guys soo cute together ❤

[@claudiaandjan]

Haha thanks that is so nice of you! We really appreciate it ❤️ It is always great to share some positive energy ✨

[@idemchenko-js]

Watching this from Munich, we’re not that far away from Zurich as far as I can tell. But the salaries won’t match the cost of living

[@claudiaandjan]

Hi Ivan. Many thanks for sharing this information! 🏠

[@zaram131]

What kind of festival is going on in the background when you’re filming this?

[@claudiaandjan]

Hi. Thank you for your comment! It was Sechseläuten, an old tradition to herald the beginning of spring in Zurich 😊

[@ronnie9187]

The trick is not to live in the city itself but in a suburb that is close to the city. In Aargau cost of living, especially rentals are cheaper and choice is much better. You find very easily nice appartements between 1.5 and 2k a month. And you can live quit good from 6k netto per month for a couple. Try that in Zürich city itself....

[@claudiaandjan]

Hi Ronnie! Thanks so much for your comment and for sharing this information. Kind regards from us!!

[@rodeduivel]

@Ronnie and how much does it cost to buy a property?

[@fischersfritz468]

​@@rodeduivel that's 1-2millions for a small house.

[@rodeduivel]

@@fischersfritz468 damn and I thought Belgium is expensive with 140-280.000

[@fischersfritz468]

@@rodeduivel in Switzerland people usually live in rented appartements. As soon as you leave the cities, rent prices are ok. Like: 1800Fr/month for 80m2 in a region 40mins away (per train) from Zürich City. That's an ok price for someone working at 100%

[@gourabsarker9552]

Sir and mam is your household income 160000 swiss francs a year? Plz reply. Thanks a lot.

[@khalidalali186]

No wonder many of the people I know in Switzerland, Swiss or otherwise, have done some form of escorting during their life, be it during their time at school or after graduation, whilst having a day job.

[@ishansyed5881]

Can anyone tell me what is the good salary to live in zurich and save money as well

[@user-rm1cx7vc3e]

Ich bezahle für meine 3zimmer Wohnung 1290fr pro Monat ( die Wohnung befindet sich in Altstetten in einem alten Haus, aber ich wohne da seit 13 Jahren, 54-56m gross). Unser Haus wurde vor 15 Jahren renoviert und der Preis hat sich fast nicht geändert. Derzeit werden viele alte Häuser in Zürich abgerissen und ich weiss nicht wie lange werde ich noch in diesem Haus wohnen. Die neue Wohnung wird sicher viel mehr kosten als meine.

[@claudiaandjan]

Hey there, thanks so much for your very informative comment! It was very interesting to hear and yes I do agree with you. Your flat has an amazing price, which you will maybe not find as easily again these days, it not at all. I wish you a wonderful free day! 🌞❤️

[@DianaRik]

I am confused does no one pay taxes? Cause we pay our taxes monthly (split in 10 raten) and we pay more than our dang apartment. And our apartment is old but cheap at 1300.. with insurance, phone and home internet, we pay between 3400-3600 a month. 500-600 on groceries…we can’t afford to eat out so we eat home a lot. And gas idk maybe 300 This brings our total cost close to 5000

[@claudiaandjan]

Hello, thanks a lot for your comment and sharing your insights. Have a good day 👋

[@Micha-bp5om]

Really interesting interview. I did a lot of research and one would need around 3500CHF to comfortably live in Zürich as a single, living alone. Rent would be 1900-2200CHF, health insurance 400CHF. I was amazed how expensive going out is, easily 100CHF are gone without eating anything fancy. I wanted to move to Zürich but I earn 5300€ after taxes (110k before) in Germany and calculated that to maintain the same lifestyle I would need 9200CHF in Zürich, that is around 160k per year, really much. The most I got was 120k so not worth it.

[@benjaminandres515]

let me guess, are you from stuttgart?

[@claudiaandjan]

Hi Micha. Thank you very much for your message and for sharing such interesting information!! Best regards and have a great weekend 😊

[@tennisfitapp]

Well in Germany you pay very high taxes, here I only pay 10% + SVA for Insurances so Not sure how you got 92 from 160?? 😅

[@melocoton7]

you can absolutely live well here off of 120K. We pay much less taxes in CH so maybe your calculations are a bit off based on the German system. 120K is 10K a month! Even if you rent an expensive place at 2500, you have a shit ton of expendable money.

[@Micha-bp5om]

@@melocoton7 after taxes it is not 10k, only 8000chf, -400€ the health insurance you only remain with 7500chf. Not worth the difference, I live better in Germany for 5300€ than in Switzerland for 7000. It is not about being able to live with this money, the question is: does 7000CHF bring the same lifestyle as 5300€ in Germany? The answer is not, especially if you get sick and have to pay extra money even if you have health insurance, the employer lays you off because you have no protection or you have 2 children and have to pay 5000chf just for child care before they are 3 yrs old

[@evaldaszmitra7322]

In VIlnius prices have risen a lot. In 2019 there were ads for 1 room apartment for 43,000, now the same place costs 150,000. The rent was 300, now it's 700. The beer used to be 2EUR, now it's 4Eur. The weekly food shopping was about 20EUR, now it's 60Eur. It's interesting also that 1 room apartment might be 500, but two room apartments might be just 600, they are very close in price. You're also might not be getting a nice building but old, ugly soviet building. Pro - bus tickets are dirt cheap, 0.6Eur for 30min ticket, students get them for like 0.3Eur. Taxis are also like 10Eur. So, transportation is like non-factor, if you don't have a car. If you do it's like 400Eur extra per month. Restaurants are like 15-30Eur per meal for a full per person price of like 40Eur. So I would say if you're in a 3 people shared student dorm (which are like 100Eur per month), you can make it for 500Eur and go out, or for 350Eur and survive. If you want to have your own place and actually eat good food. 1000Eur. If you want a car and nice flat, going out etc, 1600Eur should be ok. Salaries go from 700 to 3500Eur after tax. Expect to be 1500-2500 range.

[@claudiaandjan]

Thank you very much for sharing this information with us! It is very interesting to hear. Have a wonderful weekend :-)

[@anns666]

I live in zürich and I think it's about 4000.- per person if you share an apartment and 5000.- if you live by yourself. No luxury, like car or vocation included

[@claudiaandjan]

Thanks so much for sharing your thoughts and experiences 🎈🙂👍

[@yassineabdelhakimhenni9567]

Very interesting video thanks for sharing, I currently live in Nantes,France. you can rent a one bedroom apartment at around 650-800 euro, food is like 200-300 euros per month , restaurants 15-25 euro without drinks. but the salaries are low compared to switzerland : a junior consultant or software engineer earns around 2300 euro.

[@claudiaandjan]

Hi!! Thank you very much for your comment. Great information!!

[@rae266]

It really shows you how relative salaries are. A Junior consultant or software engineer in Geneva would earn about 85,000-90,000.- After deductions, probably about 76,000.- A low cost of living here would be about 2000.-/2500.- Studio/Room 1000.- Health insurance 400.- Travel Pass 70.- Food 400.- Activities/Fun 200.- Phone/subscriptions 100.- That’s just under 2200.- leaving you with over 4000.- at the end of the month

[@omidb9701]

All of your videos are amazing. I'm watching and enjoying. Please make a video asking Swiss people what they think about expats of third country and Middle East. Could they live and work and treat like EU nations? Thanks a lot

[@claudiaandjan]

Hello, thanks a lot for your comment! We are happy to hear that and we will tale it into account for future videos! We hope that you are going to have a wonderful start into the week!

[@anthonybensemhoun6553]

Hey guys, anyone can tell me if 6k netto montly its a good salary to earn at Bern?

[@mochikris6951]

I would like to give you all London as reference point to compare with. Average rent for 1 bed flat roughly central is >2,500 CHF (no utilities or bills), child care about 1,700 CHF. But average salary before taxes is 40,000-45,000 CHF. The average salary in Zurich is 88,880 CHF, so 2x. But average rent for the same apartment would be 2,200 CHF, so divided 2 the actual paid value is 1,100 CHF. Someone mentioned child care is 2,500 CHF, which would equalise to 1,250 CHF. As mentioned by the lady in the video a beer is only 8 CHF in Zurich, but is also 8 CHF (£7) in London, equalising to 16 CHF basically. Life cost in Zurich is by far cheaper than London for a start. No ground to complain about expensiveness here.

[@claudiaandjan]

Hey there, thanks a lot for your comment and sharing this detailed view of you! 👍 Have a wonderful weekend! 👋😀

[@mariannesenn8219]

I lived in Zurich from 2003 until 2021 and spent around 3000 per month. The rental for the 65 sq m 1 bedroom apartment was 1050 CHF. I lived there for 18 years. You will not find such an offer today. Don't forget the costs for health insurance. Zurich is one of the most expensive cities in the world.

[@claudiaandjan]

Hello thanks for your comment and sharing ✨💯

[@bartoszjankowiak3157]

The costs of living in Zürich are high but so is the purchase power of your salary. I think you are left with more savings after paying your dues, than in other countries. From my own personal perspective I see that many people are overspending, meaning they spend a lot of money on things they don't need. Example: if you are a couple, do you really need 70-80 sqm apartment with 3 rooms? Do you even need a car when living in Zürich since public transport can get you anywhere. When I was single I preferred to have 40-45sqm humble and well done apartment from 70's-80's but in a nice place rather than modern 70 sqm one. I didn't need a car at all, even though I did not live in Zürich but in small town around it. It's really all depends on what we think we need vs what we REALLY need. I knew guy who made almost CHF500k a year with 4 kids and they chose not to have a car and many other amenities which most people would say are "necessary" or even "must haves". They were not cheap people, just that was their style of life which I respected. Now I have myself a family of four and trying to follow that thinking as much as I can. We simply prefer to spend our money on traveling and education and that's how we teach our kids.

[@claudiaandjan]

Thanks so much for your message and for sharing this interesting information. We are completely with you: cost of living completely depends on your priorities and the lifestyle you want to embrace. And most of the times simplicity is the key to happiness 🔑 Kind regards!!

[@frannelk]

I have been checking for me and my family... Just the health insurance is about 300ch per adult and 150 ch per kid (not the best insurance), so that is for me 900ch montly , then rent being very lucky is about 2500ch, food I don't know yet, but for sure my favorite drink when I move to Switzerland will be by far "tap water on the rocks", and coffee will be home made or work provided, the reason you relocate to those places is to save money, so better to keep it low..... Regarding entertainment my research discovered that if you are an outdoor Person you are safe, just do trekking and that is it.... or bike, MTB or road cycling,.... I'm researching a lot before arriving,... Internet crazily cheap.... As I read locals are not welcoming people, but I understand, they are at the top of the food chain.

[@claudiaandjan]

Thank you very much for this very detailed comment! Have a wonderful weekend!

[@RobinCernyMitSuffix]

We are very welcoming people. Switzerland is and always was a country of immigrants. The difference is that we have a national identity and traditions that we want to keep. So as an immigrant you are supposed to... well, immigrate yourself in to the society. Which naturally is the right way to do. If you separate yourself from the society, you will be looked down upon. The simple reason for that is that the swiss people, since more then half a millenia had to stand together and defend themselfs against outside influence and literal attacks. And a note on health insurance: Yes it's rather expensive compared to other countries. But if you look up the outcomes, it's one of the highest/best in the world. So you actually get what you pay for, and actually more. Even if you pay for the cheapest health insurance, you still get access to every treatment that is needed. In my example, I pay about 300$ a month for insurance, and no matter what happens to me, the maximum of copay, etc, I would have to pay additionally in a year would be 1000$. No matter if I need 15 surgeries and have to spend 8 months in a hospital. Also renting is highly depended on the location. You can pay as low as 850.- a month for a decent apartment, if it is a bit outside of a bigger city. I live in the middle of a rather big city (Winterthur, about 20min via train from Zürich), and I pay about 1300.- for a two bedroom apartment, which includes all utilities but electricity. And my apartment is at a very, very good location, I can reach pretty much everything I need via foot in about 2-3min that includes groceries, bank, optician, post office, trainstation, bus stop, etc. And everything else is at max a 7-15min train/bus ride away (or about 15-20min via bicycle).

[@muhlaynee]

I lived in Zurich for 10 years and now I'm back in Canada. Zurich now seems so cheap to me because the cost of living in Canada with salaries, rent, food, transport, phones, taxes, etc. is ridiculous.

[@claudiaandjan]

Hi!! Thank you for sharing. We are sorry to hear that!

[@christophdenner8878]

Wow, really? Is this true for all larger Canadian cities or only for Toronto? Would you say you could put more money aside in Zürich when compared to Canada? I thought about moving to Canada for a while next year.

[@Hakan07g]

​@@christophdenner8878 to live in Canada or Australia is always expensive 🫰

[@rexlapis1075]

@@christophdenner8878 Well there is luxury tax , many fees Land cost is a lot , house prices are ridiculous A average decent house in Toronto is like 1.7-2 million dollars Occasionally you could find a decent one for like 1.5 million under

[@yianpap6093]

Nice video amigos:) I will add one thing that the responses in the video do not convey, at least clearly: You can put aside quite a bit of money in Zurich each month, despite the costs! It is "customary" to say that Zurich is expensive (I mean I do it too). But what people should really want to know is how much money you have left after your expenses. Again here, usually people say "it''s expensive, but salaries are also high, so in the end it's OK". But the main point is that it is not only OK, but you can have money left each month, even with a waiter's job if you want (you just have to share a flat for that, but you can). And if you have an average job, you can save significantly more than other European cities, like thousands each month:) Finally, this fame that Zuich is so expensive is not as justified anymore, for example London is as expensive if not more overall (rents are same or higher, transport is more expensive, the only thing cheaper there is the supermarket). And salaries there after taxes are lower.

[@claudiaandjan]

Thanks so much for your comment and for sharing your experience. It brought a lot of insights that us and many people will consider helpful. Appreciate it a lot!! ⭐️🧡

[@yianpap6093]

@@claudiaandjan No problem, if we see you in the street we'll say hi😃 Enjoy the city and good luck!

[@MrSzwarz]

Zurich prices vs London prices, are no surprise. London is equally expensive, but Swiss wages are much higher. One pint of beer in London pub easily £5, rent is crazy and almost impossible to find a decent place, unless you spend 2K plus and potential tenants are bidding! UK has low living standards, both rented apartment, and houses.

[@ingamirimanoff8628]

Guys, I really don't know what I am doing wrong, but with my net salary of 4000 in Geneva I barely make ends meet and I have almost nothing left for savings! 1250 goes for an apartment that we share with my boyfriend, 500 is insurance, 200 I pay for internet, mobile phone and my credit for an iPhone, at least 400 I spend for groceries, 300 I put for my 3rd pillar. That's already 2650..Then going out, vacations, hobbies, some beauty services which cost A LOT here, shopping, home stuff, cosmetics... In order to feel comfortable being a woman in Switzerland you need at least 5k per month net I would say...

[@peterinvestor]

Everyone is talking about insurance. Is healthcare in Swiss NOT for "free" (included in your taxes)?

[@claudiaandjan]

Hello, not healthcare is not included in your taxes you need to organize this by yourself. Normally it is something like 300-500/ month. However that comes often with a specific franchise. We explained that in one of our other videos about cost of living in Zurich, Switzerland. Have a great day! ☀️

[@usaexplore410]

Is Sofia living in Zürich in the 1960s orr?

[@jonathanroth5905]

You needs to ask people who actually can give an accurate assessment of the costs of living. You can live anywhere in 2k a month if you share a flat with many people and live with the absolute bare minimum necessities. But realistically to be somewhat financially secure would be 6k per month for one single person. For a family with 2 kids you can double that to live correctly.

[@claudiaandjan]

Hi Jonathan. Thank you for your comment. We asked people with different backgrounds and lifestyles, so we could get different opinions. That is, in part, what makes the video interesting. We hope you liked it! And thanks a lot for sharing your information. Very interesting 😊

[@johnofdebar4071]

I'll be moving zo Zurich in 1 month. I am currently looking for an apartment. I knew that costs of living are higher in Zurich (and Switzerland in general) what I didn't know was that you actually have to apply to rent an apartment just like you're applying for a job. This is pretty funny and actually very time consuming. All kinds of documents, references, etc... Furthermore, the real estate market in Switzerland is the other way around as in rest of Europe.. Just last week when i was looking at some apartments I had to stand in line.. as there were approx 40 people interested. and this is not an exception... rather a rule... the quality of apartments is higher than where I live (Vienna) but also double the price. for 60m2 it's hardly possible to find anything below CHF 2500. Perhaps you could, but either very old, or very far from everything. Almost a cultural shock for me.. in summary you have this ridiculous situation where you actually have to apply to be able to give them 2500 chf every month.

[@claudiaandjan]

Hey there thanks for your comment! We have that you're going to have a wonderful rest of the week!

[@gainde1137]

Welcome to Zurich! 😁

[@p_g_6907]

Just don't live in the center, check SBB and go somewhere with a decent connection to Zurich.

[@petreosfe]

I spend 800-900 monthly, still can live through it but not with luxuries

[@claudiaandjan]

Wow that is very low. Impressive. Does this include rent, transport etc? How are you doing it. Maybe you are having some secret tips to share haha :-D

[@petreosfe]

@@claudiaandjan I am a student, living in a WG so the prize for the rent will go down quite a bit already. Then I have a student health insurance which is way cheaper than the standard one. I can do transport just fine too. But of course, no restaurants, no parties, nothing that will strain the budget too much. Nowadays its easy to fall into temptation and before you know it, you spent all of your money, be careful! Thank you for listening

[@oleksandrhafurov3246]

I mean what I've understood it is only worthy to work there if you have a good job and ofc speak those languages they require.. For a normal worker without higher education the rent, other expenses like insurances.. public transport costs, food.. it is even more expensive to live than maybe in some other EU country like Finland let's say

[@afahmi72]

My views, deduct taxes and all rent payment, nett pay for a person lives in zurich will be around 4000 to 5000 chf. I think so.

[@claudiaandjan]

Hi Fahmi! Thank you for sharing this info 😊

[@rad7917]

Does anyone know what would be an average salary working in Pharma/Bio-Pharma company as a technician? Thanks.

[@claudiaandjan]

Hello rad 👋 Thanks for your comment we appreciate your comment. According to my knowledge the average salary would be 80,000 brutto hence I would assume it is also in that range in Zurich 🍀 Have a wonderful weekend 💯❤️✨

[@rad7917]

@Claudia and Jan thanks for the response, guys! I wish you a great weekend as well

[@tanjaw9569]

@@claudiaandjan not to forget the taxes which is about 1.5 monthly salary a year. 80‘000 brutto is about 68‘000 netto divided by 13 months (you get 1 month extra paid) = around 8000Fr taxes. So it‘s around 60‘000Fr for one year or 4600Fr a month. Rent in Zurich is around 2300Fr for a 3.5 room apartment food around 500-600, health ins. 350, Car Ins/petrol 700.-. So not much to save for.

[@tanjaw9569]

+ electricity/water bill around 300 per year, Serafe (tv fee) 365.- a year, Privathaftpflicht/Hausrat ins. 320.- per year tv and mobil at least 150.- a month + all the expenses for clothing, going out, fitness center/sports, hairdresser etc. Public transportation is expensive. Parking lot is mostly not included in the flat rent. An other important fact to consider: rent should not be more than a third of monthly netto income. If you want to rent an apartment that cost 2500.- a month you need to earn at least 7500.- netto a month. And you have to prove it, mostly. I wonder how these 2 people in the video came to the conclusion that 2000-2500Fr a month is enough to live/survive?🤔 The so called Existenzminimum is around 2800Fr for an adult in Switzerland

[@AM-py6pk]

In Belgium we pay tax 54% of brutto salary

[@claudiaandjan]

Hey there, that is very interesting. Thanks a lot for sharing 😀

[@donarmando916]

10k. That's only true if you are a couple and both earn this, otherwise you'll have to look for a budget appartment (hard to find), live outside the city and you would barely be abke to save any money.

[@ishansyed5881]

Salary is 4000chf and living expenses is 5000chf how can people survive

[@SM-yc4qv]

Lol i live in Switzerland in the mountains for 850 chf and what people spend for rent in zurich , i can put aside fir my savings crasy, but when you want to live in zurich thats what you are paying .

[@claudiaandjan]

Hey there that is very wonderful to hear. I am very happy for you! Have a great weekend!

[@Hana-cf7gs]

Serious ??? These don’t even sounds like Switzerland, 1000 something for rent , really ?? Between me and my husband we have over 22000 CHF/ month , when we apply to lease an apartment at the price of 5700 CHF/ month , the agent told us our income is a bit low to apply for this apartment. We are in Geneva , and so frustrated.

[@claudiaandjan]

Hello Hana 👋 Thanks for your comment. I am sorry for your frustration. It is possible to rent for 1000 you can see it on flatfox, but normally that is for a room in a shared flat. If you want to rent a house or bigger apartment it is clear that it is much higher. I am not aware of the situation in Genf, but in Zurich you can rent a 2 room apartment for 2000-3000 depending on the location accordingly to my most recent knowledge 😃I wish you all the best with your flag hunting in Genf and I hope it works out for you 🍀✨☀️

[@ManSeekingChrist]

May I ask what you guys do for a living?

[@JustLIkerapunzel]

What kind of mansion do you try to live in? Is there a 0 extra? 22k a month whut?! 😂 5700 a month? Seriously you must look into mansions because appartments can be anything from 1200 for cheap ones to 2500.- tor really nice ones. But of course there is no limit to the top

[@maxadler9093]

Hi Hana, als was arbeitet ihr denn?

[@EmmaLarsson.]

@@JustLIkerapunzel "apartments can be anything from 1200 for cheap ones to 2500". Not in Geneva!!

[@third852]

My COL in ZH is CHF 1'400/month

[@angelinadobler79]

The first couple is absolutely ridiculous. Sure you CAN need 10'000 a month if you insist on going out to expensive restaurants, bars and clubs every weekend and shop non-stop and take day and weekend trips. But by no means would you ever NEED that. With half of that you can live well and still put money on the side. Just don't be an absolute mindless consumer. I feel sorry for them, tbh, thinking that they NEED that kind of spending.

[@claudiaandjan]

Hi Angelina. Thank you very much for your comment. It was very interesting to hear what people had to say, as well as to listen to their thoughts and mindset. You are completely right: your monthly budget truly depends on the standards you want to set for yourself. And sometimes simple things are the luxury that can provide you with the highest amount of happiness. However Zurich is very expensive and 10k can easily be spend in Zurich if you like to live in a nice flat very central and also go out often. E.g a meal for a couple may be 100 - 200$ depending on where and what you eat. Best regards!✨

[@mainreason9601]

They were talking as couple. 5k each is not a lot

[@sagittariusa9012]

@@mainreason9601 It is.

[@EquuleusPictor]

Sorry, but with 10k/month in Zurich you wouldn't even dream of going to "expensive restaurants, bars and clubs every weekend. Far from it ! As a single person 10k/months makes you middle class in Zurich but not more.

[@Micha-bp5om]

@@EquuleusPictor do you live in Zürich? The statistics say the average brutto salary in Zürich is around 90000CHF, this would mean around 6000CHF after taxes, way less than 10k as you said. To get 10k after taxes you need around 165k per year, this is definitely not a normal salary, even in Zürich.

[@le5.24]

Such cost of living basically nullifies any high wages they have.

[@claudiaandjan]

Thanks for your comment!

[@fischersfritz468]

Not really. Just don't live in the city itself

[@DominikaDonchinka]

Omg what? I live on my own in Bern and I spend 2500 chf, just for fix costs

[@claudiaandjan]

Hey there, thanks for the comment. What do you define as fixed cost I’m your case? Best wishes ✨

[@DominikaDonchinka]

@@claudiaandjan I mean the costs u pay every month… rent, health insurance,phone/internet costs, travel costs,taxes

[@c4m3l23]

Me and my girlfriend had combined 6k for a month, we lived 4 years in zürich within a 4 room appartment (old). It was enought money to make holidays, to save a little bit and to go out. Sure with this budget you cant go to the ultra posh venues, but there are more than enought venues with reasonable prices. The girl with the 10k is in a "rich" bubble and have no clue. XD

[@claudiaandjan]

Hey there, thanks a lot for your comment! Always appreciate opinions from all directions 🍀

[@Jupiter_9911]

Lol the third guy looked excactly like you. You should be friends

[@claudiaandjan]

Hello, tja is for your comment!

[@elmer3332eng]

10k brutto is a normal salary in Zurich to live I think good.

[@claudiaandjan]

Hi Emil. Thank you for sharing! 😊

[@someoneelse3740]

Im not sure what you mean. 10k a month Brutto is not normal. I live switzerland and if youre in the higher payed jobs you are on 6k/month and above. Anything above 8k/month is absolutely high class and 10k/month and above are just bigger Leaderpositions

[@ReanimaterR]

What is the main reason to go live in Switzerland?

[@wewenang5167]

NOTHING OTHER THAN A LOT OF MOUNTAIN AND A LOT OF BANKS XD

[@zaram131]

It’s the most beautiful place on earth.. clean, safe, full of history and tradition, beautiful architecture, efficient modern public transport, the Alps with endless opportunities for activities, amazing cheese and chocolate, farms, lush valleys, fields and orchards, stunning flowers everywhere, milky blue and emerald green rivers and lakes.

[@angelinadobler79]

safety

[@claudiaandjan]

Thank you very much for your comment! There are different reasons for different people, but great nature and high salaries are definitely one of the most agreed on 😃 Also the location in the heart of Europe is a big advantage in our opinion!

[@joelwieland1767]

High salaries, relatively low taxes, beautiful nature. Horrendous weather tho so think twice

[@user-dc4fb6gr8z]

That guy with blue shirts is the spitting image of Harry Potter

[@floryarndt4758]

Zurich is very expensive, i love the place but coz of living is too much , still much very way comparing to germany

[@muralis158]

You could find the word "RICH" in ZURICH 😂😂😂, the person who named this city, already knew the future..😅😅😅

[@ariairida]

Hi guys! Thanks so much for making these videos forst of all! They are all so interesting, simlle and helpful! I have a question that would be so helpful to know more about. How is the experience of giving birth and bring a new mum in Switserland as an expat? Would appreciate hearing about it ❤ Again thanks to both of you for all the beautiful work you put together. Kind regards, Aria

[@claudiaandjan]

Our pleasure!

[@LucianoClassicalGuitar]

Why so expensive if the city doesn't even look that good

[@brahmaistrash.indiaisatoil5292]

I know man, it looks really old. I don't see any modern building

[@LucianoClassicalGuitar]

@@brahmaistrash.indiaisatoil5292 The old buildings don't look good :( in Poland they do

[@lauracat935]

La mujer en el minuto 6 lleva mucha razón hablando de Madrid...

[@claudiaandjan]

Hola Laura! Pues sí, tristemente es la realidad de mucha gente en Madrid. Un abrazo!

[@jipix7175]

Can I have the Nubmer of this nice guy at 2:21 hes soooo chillaxed🤙🤙🥵😜😎

[@arcann449]

mee tooo

[@jipix7175]

@@arcann449 noooo its my boy

[@claudiaandjan]

❤️

[@claudiaandjan]

❤️

[@claudiaandjan]

❤️

[@donarmando916]

2k a month? This people obviously never lived in Zurich. Half for the rent is correct although it should not.exceed 1/3 due to the other bills flying inn. .

[@claudiaandjan]

Hello, thanks for your comment. I assume if you are a student, that is feasible, such this woman, who named 2000 is a student. I hope you are going to have a great weekend!

[@pinobear5313]

4k hard mode - 6k okay mode - 8k good mode

[@claudiaandjan]

Thanks a lot for your comment!!

[@619ry7]

More than 10k?

[@glauco78]

The algorithm just suggested this video, and I was a bit lost with the content to be honest. - who were you interviewing? Tourists or residents? From the context one could assume they were tourists, as you asked: “how much do you THINK the cost of living is?”. But then there were some people there who were well familiar with the insurance fees. - some were giving really low costs and some really high. And your reaction was the same? What’s YOUR take on that? - what’s the conclusion? Where’s the information point of the video? One can be entertaining and yet informative. - who’s the target audience of the video? People outside Switzerland? (Then they got no info at all). People living in Zurich? (Then it’s a tad boring as we all know the costs. Or is it to “have a laugh” at tourists or people who have no clue? It’s a pity as the couple is very likeable, but the content is lacking some direction to it.

[@claudiaandjan]

Hi Glauco! Wow thank you very much for your comment and this amazing feedback. We want to mark, that all the people we asked are living in Zurich, since we asked people if they are living in Zurich and then asked the people. None of the interviewed people are tourists. We certainly agree on several points and will take your improvement suggestions into account for the future videos. Kind regards from Zurich!!

[@jayashreematada2937]

Hey Team, I am following your vlogs. It’s very informative. I am from Bangalore city India. If possible could you pls help in providing job consultancy company names who hires foreigners with sponsor Visa. From LinkedIn I am all for job in Accounts and Finance profile but non of them accepting.

[@claudiaandjan]

Hello Jaya, Thanks for your comment! We are sorry to hear that you are having a difficult time with the application process. We are thinking about going to make a video coming up how to find a job in Zurich. We hope it will suit you well! Have a nice weekend 💯🍀

[@jayashreematada2937]

@@claudiaandjan Hi Jan and Claudia, thank you for taking time and responding to my comment. Will be waiting for that vedios. It really helps. Thank you and you both have a blessed life in Zurich . Take care.