Assassinating CEOs Won’t Fix a Broken Health Insurance System

[@DadSavesAmerica]

SOME THOUGHTS ON THE INITIAL REACTIONS TO THIS VIDEO: Hey everyone. The broadly favorable responses to the execution of the UHD CEO, even with many of you here, are reinforcing a few thoughts for me. I already believed that our healthcare regime was a broken disaster that needs an overhaul, and this video was just the start of exploring all the ways that's true... as well as the places where its false, at least compared to most other countries. But this is deeper. So here are a few more thoughts while walking my dog this morning and reviewing your comments below. One: something is driving a massive wedge between “the data” and broad public opinion. Because the US isn’t worse than Western Europe on out-of-pocket costs or health outcomes. We’re generally better, and we'd be worse off for handing even more of our healthcare over to the government. But that’s clearly cold comfort given how manifestly broken the system is compared to other parts of our economy. So either that data is bullshit, or people are engaged in a collective illusion or some combination of both or something else altogether. The responses are very low-resolution anger. Two: this killing is extra-legal and utterly immoral. Period. Christ would (does!) condemn this outright. He forgave sinners on the cross!! He made a tax collector his Discipline. So something is breaking down in both our Christian moral norms and our notion of rule of law. I believe even more that they break in that order. The Western tradition of rule of law is an outgrowth of the universal human dignity of Christian-style moral teachings. Declining Christian faith produces a cut-flower civilization destined to wilt and return to might makes right and honor killing. Clearly we won’t evolve into some godless secular ethics robots like a graph drawn up and to the right in a book by Stephen Pinker. The better Angels of our nature… are actually Angels. Cut their wings, and we fall. Those hoping for a secular rationalist enlightenment this side of being uploaded into the singularity and essentially eradicated as a biological human race appear to be delusional. We are tribal. We are local. We need faith, family, and community. When those are broken, hell awaits. The war of all against all draws nearer. History and theology’s lesson is clear: we can’t kill our way to a better world. Seeing this act as just sends us straight to the Bolsheviks if taken seriously. Who else should be killed to "send a message" or "start a conversation"? Once you start making that list, the chances that YOU will end up on it rise rapidly. Fingers crossed for revival. Anyway, I'm going to keep diving into this as best I can and hope to do much deeper dives into the forces destroying our cost and quality of living, especially around housing, healthcare, education, and food.

[@erfanioerfani5351]

This isn't gonna be pretty, extrajudicial execution, the people have pushed but not just by this what is actually going on is far darker than just Healthcare and healthinsurance let me explain in 1964 77% of people trusted the government in 2024 22% of people trust the government, that's a crisis of democracy and one that even US institutions can't properly handle even though they're the most resilient and most complex, US democracy is sick and I've seen enough to say what's behind it I will make a simple analogy Martin luther was throwing pamphlets now trump is throwing tweets, people are getting overwhelmed by information and not all information is knowledge, and law exists because people and elites agree on it, if they don't agree on it the law doesn't exist and it get to barbarism or far worse(there are even worse fates fascism is one...), why people put a criminal that wants to destroy the institutions in the oval office!? At the end This is something that hasn't happened for at 5 centuries, now the world isn't as safe as it was anymore and it's gonna get much much worse historically the worst parts of these periods last between 20 to 40 years and they are horrific world hasn't been as safe as it was between 1991 and 2014 ever now an slow descend has started and it will get faster and faster as we move deeper into this sociopolitical storm, fasten your sit belts and get ready for anguish. It is preventable but we are only human human Brain can't see that at this time some drastic measures need to be taken, trump would've received at least 10 years in federal prison without the possibility of parole even with this Supreme Court decision if he was to stand trial for the coup he committed(it was the first time someone has orchestrated a coup in US history it was an sloppy coup but it was a coup, they reduced it to insurrection so the charges stick,) and I'm pretty sure hunter Biden should've spent another 11 years in prison, one thing that could slightly reduce the immense persusre that is on the system is to pardon our assassin it sounds counterintuitive I know but do you want the people to have trust in law or you want to make an example of one criminal and shatter the justice system to pieces nothing like this has happened for centuries and you are right to be worried, I fear they will make an example of him instead charging him with terrorism or some shit, vigilantisim is an unsanctioned social institution competing with the justice system if justice system is perceived to be weak and inefficient by majority of both the people and the elite this is no joke someone must push the emergency button in the government and start investigating this problem deeply and find solutions immediately something that I doubt will happen with the current political climate in US, look at South Korea that's how a democracy reacts to a crisis.

[@PeaceLogic]

@@DadSavesAmerica I broadly agree. I’m not religious. But I do think undoubtedly there is a higher intelligence above us. We could be in a virtual reality story. I know, unfalsifiable. I’m not sure there is good and bad (or evil), but operating off bad information, Yes. We should talk about free will which is a misnomer. Look forward to talking. Have to jump right now, my favorite live show is starting, Larry Sharpe. Definitely recommend the show. He also recently talked about the CEO of United Health Care in an intelligent and thoughtful way. Love your show. Stay well ❤️

[@mikebrennan7331]

It you don't want extrajudicial violence, then don't allow our government to act like my teachers in middle school did: don't selectively enforce some law on some people but not others on other people. The widely held perspective is, and has been that the law is now lawless. All your moralistic preaching and warning will increasingly fall upon deaf ears if that is not remedied.

[@cotiocantoro7564]

@mikebrennan7331 There is definitely a double standard for murder in this country. Christ would also condemn what the Health Insurance companies practice as well. Denying, delaying, and disapproving care, especially to the elderly who paid for it already, is not Christian either. It might not be as black and white as a straight up execution, but insurance companies block care for the most part that leads to deaths that they are aware of but yet won't save. They justify it as ok because they are elderly or have a pre-existing condition. I dont see Jesus shaking hands with any politician, lobbyists, or corporate executives because they all practice unchristlike ideologies. He will, however, forgive and redeem them.

[@wojteks4712]

@dad the backlash you received shows how real the issue is, and how your stats are selective and out of touch. It's like Kamala and Biden persuading that economy is great with their stats, while people felt sth else. There is no place for murder, except for some marginal examples I mostly see reactions like sen. Warren which are absolutely right: condemning the act but also condemning totally corrupt industry which kills people by denial od basic healthcare. Fact is you have the worst healthcare system, the worst rationing and worst results by every measure. I that not 'behavioral' because you are fat :D. You are fat because your corporations lobbied gov to DEREGULATE health standards to the level we don't accept in Europe. You have worst healthcare because you have multi-million dollar insurance industry, middleman other countries don't need. Industry which brings nothin, so don't talk about shortage of nurses, that's not why people are denied basic procedures :D obviously! I hope your reflection continues, no matter which party you vote for, your system is objectively broken and BOTH parties are bought by the industry to keep it that way. For-profit healthcare is idiotic idea, it never worked and never will

[@Shadowmaster625]

You should get Karl Denninger on your show. He will rant and rave about 15 USC Chapter 1 and how lawless our healthcare system is. This system is so broken that mass arrests and long prison sentences are the only civilized solution, and if that doesn't happen then the uncivilized solutions are what we will get.

[@skylinefever]

Sometimes there are no greater goods available, only lesser evils.

[@mikebrennan7331]

Karl Denninger at the MarketTicker will open your eyes. Get him on the show. You need to get another viewpoint here Mr. Papola.

[@cotiocantoro7564]

@mikebrennan7331 agreed. On this issue. Medicare for all or something like it is the only way. History will look back very unkindly to those who stood in the way of Universal Healthcare. Better healthcare for a better price. I heavily enjoy your channel, but you really do not seem to understand the plight of the working class.

[@cotiocantoro7564]

@mikebrennan7331 lets at least get the conversation going in the right direction.

[@Shadowmaster625]

@@cotiocantoro7564 You can't have universal healthcare in a country that is half obese and diabetic and will run up half a million in healthcare costs due to their CHOICE to eat badly. The system will collapse if responsible people continue to be forced to pay for the gluttonous.

[@EnBizzy]

THIS is the problem. People who are already wealthy get to sit at the top using BS numbers to feel like everything is actually fine and people in the middle/lower class are being dramatic. After my employer pays $8,000 and I pay $10,000 per year, my family STILL pays $12,000 out of pocket if we USE our insurance. That’s $30,000 in a year if everything goes RIGHT and insurance actually covers what it is supposed to. BTW I bring home $52,000 per year from W2 paychecks. “Don’t believe your lying eyes” they say” Believe this made up data, not what you and everyone around you experience every day. This is why nothing gets done. The people at the top really do believe that things aren’t that bad.

[@DadSavesAmerica]

I think the system is a MESS. It sucks. I would change most of it. It still sucks less than the other trash out there, but that’s cold comfort. Still becoming more like Europe will not make things better, and that’s my point. The government did this to us, though. They broke everything. Case in point. In 2011 I’m moved to Texas and went on Cobra from my old job. The plan cost $1500/month for a family of three. I bought a private market plan from BCBS for $350/months instead. Wide network PPO. Very reasonable cost. Obamacare destroyed the entire private network and turned it all into high cost, over-covered, narrow network HMO-style trash at quadruple the cost for premiums. We need a radical overhaul along every dimension.

[@RenegadeContext]

Why wouldn't becoming more like Europe make things better? I'm from Europe and live here and we are horrified at the American medical system. The fact that ye have have to pay for ambulances is wrong. You may have a higher rate of lifestyle diseases and that's a fair point but noone in Europe is forced to stay working when they have cancer so they can get treatment, no one goes bankrupt in Europe from having a life threatening illness. American pharmaceutical companies charge more than anywhere else because ye have insurance. I would never live in America for fear of getting ill ​@@DadSavesAmerica

[@cotiocantoro7564]

@DadSavesAmerica The point is to make healthcare more affordable, accessible, and of better quality overall. Mangione was definitely definitely wrong in his actions, but the conversation it started after is the real focal point. If you ignore that focal point, then we will, unfortunately, most likely have more violence. No one wants that. We just want a fair system, and this is not it. Our forefathers would be disgusted at how utterly soulless America has become. We let corporations take over our country. That is essentially in invasion, just like if Russia invaded us and took over, plus it was our own corrupt corporations. Corporations are not our rulers or dictators whether they like it or not. As absurd as this sounds, please just think about it for a minute before strutting it aside.

[@DadSavesAmerica]

The problem is that conversation is built on emotion and hyperbole and narratives not rooted in the complicated reality. I'm glad this important issue has come back into public discourse... but it's also a reminder that the public discourse is a product of magical thinking, and nonsense. There's lots of moral failings of our country. But any talk of the problems of healthcare that don't start with the PRIMARY source of its problems, the government policy failures, simply aren't serious. I care about serious reform and have for a long time. When people aren't willing to engage with the details, but feel like their emotions and anecdotes are all you need, I'm not going to pretend that's serious. It's human. It's personal. But it's not serious.

[@cotiocantoro7564]

@DadSavesAmerica How does every other developed nation have better health care accessibility and pay less? Why is that an emotional concept? I dont understand. Help me understand why it is ok to have a for-profit system that blocks real care? The Russia part was meant to be hyperbole to make a point that seems to be lost on you perhaps because of slightly differing ideology. I agree with you on a lot of topics, but not this. From what I can see and tell most Americans do not agree with you either on this topic. Most Americans want some form of Universal Healthcare or would if disinformation would stop being spread about it.

[@zombiemachinery4868]

"When the rich steal from the poor, they call it 'business', when the poor fight back, they call it 'violence'" - Mark Twain

[@notloki3377]

"it is better to keep your mouth closed and let people think you are a fool thank to open your mouth and remove all doubt" - mark twain

[@makesumwake]

The reason healthcare is expensive in the 1st place is because the government makes it expensive. We usually dont have insurance for auto repairs. It's relatively cheap and we pay out of pocket. The gov doesnt highly regulate auto repair shops. Out dogs and cats can go get similar care as we do at the local vet. It's not that expensive and we don't need insurance. Since the gov requires massive licensing requirements and strict controls. Gov allows insane lawsuits that massively drive up costs. Doctors spend most of their time doing paperwork and not serving the customer. Our health has never been worse, and we have extreme malpractice problems. Anything the gov gets involved in goes straight to $h!t.

[@Justice-ian]

Right, and they're directly connected. Auto and home insurance are affordable specifically because they follow a true insurance model (preventing covered disasters from becoming financial disasters) and don't cover either routine or elective expenses. Every time I buy a vehicle the dealer tries to sell me a "managed care" package that costs more for 2-4 years than I have paid for all maintenance over the dozen or more years that I owned the previous car. Government mandates force insurers to adopt the latter model rather than practicing effective financial risk management.

[@dfinma]

Then why do so many other socialized healthcare systems work so much better than the US?

[@DadSavesAmerica]

This is the point of this video. Our system is broken relative to normal markets in other goods... but our system IS STILL BETTER than just about all of Western Europe, Canada, etc. Switzerland is probably better than us, and they're a potentially MORE private system than ours. Socialized care is just insurance on super political steroids operated by the liars in politics with no exit option. That is not the way towards improvement. That's out of the frying pan and into the fire.

[@EmpReb]

@@DadSavesAmericano it’s not.

[@jonwalter6317]

@@dfinma Do research on "work so much better." Many define that as equally available, but the care in "other socialized systems" is usually of lower quality, is rationed, and there are long delays in treatment. In Canada they are now aggressively pushing assisted suicide as a treatment in serious cases because they cannot afford their system. Maybe you want equal access to lesser treatment, I prefer what the US has now.

[@darfjono]

the government has allowed the system to devolve to this point and it's going to take some hurt to fix it.

[@meatbyproducts]

In Canada the wait on cancer treatment and joint replacements is so long people either die or pay out of pocket to get care here in the USA.

[@DadSavesAmerica]

Indeed.

[@wtice4632]

Both systems are trash in their own unique ways

[@wtice4632]

​@@DadSavesAmericaCEOs need your moral lectures, not us.

[@EnBizzy]

I hear a lot of Americans say this line, but very few Canadians. People wait for treatment here for months too and some are flat out denied care for so long they become untreatable and die. At least in Canada there aren’t half a million medical bankruptcies or uninsured dying by 10s of thousands. The fact that no place is perfect is no exclude for being the worst.

[@cotiocantoro7564]

​@@DadSavesAmericawhy did you only comment on this one? Too easy and agreaable for you huh....lol

[@alphafox400]

“Firing” several hundred CEO’s, big investment funds managers, bureaucrats and politicians just might. Peasant revolt anyone?

[@Canadian_Skeptical]

then what?

[@Nukestarmaster]

@@Canadian_Skeptical Looking back at history, probably either Napoleon or Stalin.

[@bobbiecoldiron9883]

You lost me at not that profitable. If you can pay your ceo 24 million....

[@Canadian_Skeptical]

What percentage of their annual revenue is that?

[@wtice4632]

@@Canadian_Skeptical how do those boots taste?

[@josephduke5186]

@@Canadian_SkepticalHow much healthcare would $23 million provide?

[@notloki3377]

@@josephduke5186 how many people deserve 23 million in healthcare?

[@reasonablespeculation3893]

The CEO made as much as a basketball player. Outragious. How could a something like that happen. What has happened to our priorities as a society and as a Nation?

[@notloki3377]

when people feel like the game is rigged, it is a rational response to break the rules. the more the game is rigged, the more people will feel like it is rigged. without condemning or condoning, i understand.

[@DadSavesAmerica]

The system IS rigged. Legislatively. It's broken. They all are. As I said repeatedly, I get that. But this way lies madness and mass death.

[@notloki3377]

​@@DadSavesAmerica I understand, I'm not disagreeing with you. If anything, I'm just stating an inevitable consequence of leaving the system unfixed. As much as it might be tempting to preach patience and prudence, when people feel like they are being screwed inevitably some people will feel like they have nothing to lose. And when some people feel that way, a certain subset will begin acting like it. Would it have been better for luigi mangione to write a letter to his congressman, demanding that he stop taking money from insurance and pharma lobbyists? It certainly would be more moral, but we wouldn't be having this conversation right now if he hadn't. Again, not a normative prescription, I'm just musing over the human condition.

[@thegroovypatriot]

​@@notloki3377As if we needed this event to have a conversation. We should have had this conversation during covid. And we can have it anytime we like and many people are. And the conversation should be about health in general, not just this corrupt system. And just because people feel like they have no other options it does not justify violence. Maybe being less dependent on big systems in general and having more personal agency will help people with these situations.

[@S1INS]

@@DadSavesAmerica So incredibly easy to say when your life hasn't been ruined by the people you're defending. And yes, you're defending. Not their every action, but you are defending them as people. They are perfectly okay with killing us. They're just scared the situation will reverse. And so are you, from the sounds of it.

[@thegroovypatriot]

We are unhealthy largely by choice. And healthcare doesn't help us with that because it's not healthcare, it's sick care. Having a nationalized healthcare system will not fix that. The people need to take more responsibility for their own health instead of just another pill.

[@fernandocardenaspiepereit4097]

Hi Mark, I understand, that there might be a thought to renovate the US health care system. But from a global perspective I think, this is one of the things, where the US has miserably failed and a complete crash and overhaul would be the best.

[@thegroovypatriot]

From a "global perspective"?

[@fernandocardenaspiepereit4097]

@@thegroovypatriot In this time and age we live in a global village. I am in Southern Spain for example and have some international experience. Of course it is not necessary to invent the wheel again. And from my perspective I think it is proven that a universal health care system is the best for longer and happier lives. I am of course talking about the average. Is there a Mayo clinic with the best health care in the world? Of course there is, but it only counts for 0,0001% of the population, so on average and cost wise per capita is doesn't matter. We can learn a lot from the US, but with health care US could just copy the French or Sanish system and would be cheaper and better of within 2 years.

[@jonwalter6317]

@@fernandocardenaspiepereit4097 Define "better." Life expectancy is not a valid measure. The US health care system has the highest rate of successful treatment in the world. Just because we are a bunch of fat garbage-swilling idiots doesn't make our health care system bad.

[@Bastillemotors]

@14:55 When you say these issues are entirely our fault, based on our behavior, you're missing the broader point. Yes, we are an overweight country-I completely agree. And yes, there are people who binge on food with no regard for their health. However, countries like France and Italy don't have government systems intertwined with lobbying groups that promote unhealthy industries under the guise of campaign contributions. They don't have big-box stores that cater solely to the masses for profit. Instead, you’ll find small shops and farmers' markets throughout the country-no one is driving them out of business, unlike what happens in the U.S. Here, we literally have "food deserts," areas where businesses won’t open because they see no profit. Moreover, these countries promote a better pedestrian culture, unlike the U.S., where car lobbies influence laws to the point of making "jaywalking" a legitimate crime. When we talk about the strain on healthcare or the lack of choice outside of having insurance, we need to examine these issues as a whole rather than simply blaming individual behavior. Overloaded healthcare systems aren't just caused by personal choices. I'm not overweight, and as an American expat who lived in southern France, I’m sharing what I’ve observed.

[@cotiocantoro7564]

@@Bastillemotors well said

[@josephduke5186]

Europe definitely has big box stores and fast food and they love their cars almost as much as we do. And I dare you to jaywalk in Vienna. That being said, Europeans do have a healthier approach to food and don’t allow corporations to dictate to them.

[@daltonmann4916]

bingo! it starts with our chemical laden food chain! healthy clean food leads to healthy clean citizens!

[@thegroovypatriot]

Being overweight or eating too much is not the only problem. And healthcare doesn't help us with that because it's not healthcare, it's sick care. Having a nationalized healthcare system will not fix that. The people need to take more responsibility for their own health instead of just another pill.

[@cotiocantoro7564]

@thegroovypatriot people need access to healthy foods as well. Not everyone has a grocery store close by thay they can get too. There are urban food deserts that only have access to poor quality junk food mostly.

[@erikfast4228]

One thing about life expectancy that is always left out of discussions is that most countries do not report infant mortality like we do. If a baby is delivered (even if they die right away), we report that as an infant death (which affects that stat) AND life expectancy. Other countries don't report infant mortality unless the baby survives a specific length of time. A better look is life expectancy AFTER reaching a specific age (say age 5). We're doing pretty well with this statistic.

[@DadSavesAmerica]

That’s right. I forgot about this difference!

[@markrittman2437]

Among individuals who reach the age of 40, the life expectancy for a man in the upper socioeconomic status is 87 years, while for men in the lower socioeconomic status, it is 72 years. In the United States, the rich are fairly well taken care of, but the poor live short, miserable lives. Other nations do not have such a wide disparity based on income, which tends to raise their averages.

[@erikfast4228]

@@markrittman2437 There's a lot more to this than the rich take care of themselves. Poor people are more likely to have unhealthy habits such as smoking, eating unhealthy foods, drink and drive, excessive drinking, etc. There's no simple answer, but access to Healthcare isn't the only, or most significant, reason.

[@jefffinkbonner9551]

@@markrittman2437 I also gotta wonder how much that statistic for the poorer men is lowered due to suicide. A lot of men reach middle age without (at least feeling like he has established) a legacy or anything to keep living for and just call it all off. We live in incredibly dark times.

[@fernandocardenaspiepereit4097]

this in so in Europe and the life expectancy is higher here

[@markteague8889]

7:00 What’s going on in healthcare / health insurance is that corporate management has been and continues to look for ways to decrease operating costs. After cutting the labor force to the bare bone, what’s left? If your health insurance program for employees is self funded, right there is a huge operating cost that can be targeted for reduction. So, you hire BC/BS, Cigna or United to help bring those costs down which they work to accomplish via many mechanisms (one of which is to systematically deny claims).

[@DadSavesAmerica]

The centralization and corporatization have been driven ENTIRELY by government policy. ALL OF IT. Our healthcare system began as small private practice doctors, often delivering care in communities as part of mutual aid associations. A small cash payment would be substantial real time with the doctor, who had minimal administrative staff. All of that has been DESTROYED by the drive for government-provided care, and the massive bureaucratic payment processes it induced on everything. At every turn, policy "reforms" have made things MORE centralized, more expensive, and more bureaucratic. The ACA/Obamacare made the worst mistakes of the past (employer-provided care) into MANDATES, and regulated the private insurance in a way that destroyed it. Everything is now a a shitty HMO. Small private practices can't deal with the complexity and the compliance. So they've all been absorbed into conglomerates. This psychopath shot the messenger. Literally.

[@matthewsilva8617]

I gotta disagree with you on this one man. The behavior of these leeches will not change until they realize this could happen to them for taking our money and laughing on their yacht while our family members die early. Insurance companies find any reason to not pay out after years of us putting in thousands. The profits are higher and breaking records every year. I love capitalism, but it needs to be beneficial for both parties. They have taken advantage of the populace for far too long. This violence is ultimately how we secured our countries freedom throughout the decades and many have become far too comfortable taking advantage of the middle class.

[@michaelthelen4750]

Your middle class entitlement has been duly noted.

[@matthewsilva8617]

@ haha great rebuttal, entitlement to what? I’m a wastewater operator lol im definitely entitled to my opinion and free speech. He who has the gold makes the rules, so behavior of the ‘elites’ won’t change until the middle class forces them to treat us like humans.

[@jsmorritt]

Sorry Australia health care works. Broke my leg and arm, was insured. Had surgery the next week. The only reason why it wasn’t straight away was the swelling needed to go down before surgery. Total cost would have been $16000 but even if you didn’t have insurance the government systems which is free would have paid for it. The only difference was I would have to wait 3 weeks before being admitted for surgery. It’s a better system than the USA, you guys are being screwed over.

[@georgepappas4628]

I agree totally.

[@natehunter2961]

When did this happen to you? Because there’s tons of headlines from the last couple years that wait times have soared like everyone else’s. Broken legs are also not really in steep climb so those specialists might not have waits.

[@jsmorritt]

@@natehunter2961 happened 6 months ago. Still undergoing physio to get full mobility. I was waiting in the public system but opted to go private as there was a spot open for me a week after my accident. But the public system had a spot open 3 weeks after my accident, which could have caused complications with my bones fusing incorrectly

[@EmpReb]

The realty is thinking peaceful solutions will work when they react to violent more effectively is how people give up peaceful options.

[@bloodspartan300]

Dad cleary isnt saving america.... dad is maintaining the status quo... dad should have read the room

[@DadSavesAmerica]

There is virtually nothing in the current structure of the system that I would preserve, so you’re very much misunderstanding me.

[@joshuafannin6356]

we do need to have a serious national discussion / debate on the idea of having a for profit healthcare system, its clearly not working

[@charlestoddsullivanforpres6628]

The discussion needs to be on how to get the govt out of healthcare. Profit is not the problem, the govt is the problem.

[@makesumwake]

Nothing is more expensive than when the government runs it. By making health care gov ran, we will drastically increase costs and lower quality. These costs will be seen in the form of higher taxes and more inflation. The poor overwhelming pay the inflation tax, not the rich

[@accountant_bot-h7t]

It worked much better before Obamacare. In fact, United Health was a no name company until ACA.

[@scarab944]

The profit thing is misleading, imo. Net profit is easy to manipulate into a lower rate by paying more more to employees, officers, and shareholders. Without digging into their books, the a better measure is the medical care ratio, or how much of the premiums paid by customers goes to healthcare providers, which is in the low 80% range, iirc.

[@linak7155]

Giovanni Papola. You have educated me a little better on our current health care system.The complexity of it is an understatement! Sanctioning the murder of a CEO denotes a culture that has turned dark.

[@wtice4632]

Your pearl clutching for an oligarch is disgusting and perverse

[@michaelthelen4750]

You don't deal well with reality checks apparently.

[@wtice4632]

@michaelthelen4750 ill not be morally lectured by the likes of you

[@eddyimpanis]

Beware the revenge of the Jabbed.

[@Individual_Lives_Matter]

Why can’t people see this is more a story of government intervention than one of corporate greed (whatever that is)? Everyone is self-interested. The interventions of government (coercion) in the healthcare market have driven down supply, driven costs up and distorted or destroyed the two-way signal between the provider and the consumer. They have allowed government actors and CEO’s to ride their self-interest to places they could never go without the guns of government behind them. Isn’t it funny that people so easily buy the line that the government is going to solve the problem it created? Socialized medicine is worse than what we have but what we have is not a free market.

[@wtice4632]

Stop painting all socialized medicine as equal. Some work. Our system doesnt.

[@wtice4632]

Politicians are bought by corps to milk us. Thanks for the irrelevant novel tho.

[@wtice4632]

@@Individual_Lives_Matter you lied when you said socialized medicine is worse when many countries do it better. Dont insult our intelligence.

[@michaelthelen4750]

The only way that it isn't a free market is that the ACA requires people to buy health insurance. Given the alternative, it seems like a reasonable requirement.

[@Individual_Lives_Matter]

@@wtice4632It’s always worse.

[@ClassicCase]

Depends on how often you repeat that ...action.

[@panagioti6371]

Wait why does the hospitals being non profit rebuke the idea that health insurance companies trying to deny coverage to make profit is barbaric?

[@DadSavesAmerica]

IMHO hospitals are much bigger problems that are deeply anti-competitive and broken, and they’re mostly non-profit. So the point is simply that maximizing shareholder value out of the system doesn’t solve everything. It probably solves nothing at all.

[@EmpReb]

Defending United Healthcare not gonna make your point. Mammon worshipping is not gonna save your soul.

[@mattmiraglia3199]

​@@DadSavesAmerica competitive hospitals. Do you realize how ridiculous that is? Not just for ERs, but for care in general. You go where the procedure can be done. If you have a lot of money, you have more options. But that might be a tough stance to explain to Peter at the Pearly Gates.

[@lprice5583]

The reaction of people reminds me of the scene in A Christmas Carol when Ebenezer Scrooge visits different scenes with the Ghost Christmas Future. No one is sad that Scrooge is dead. In fact, many are happy that he has passed. The people who work for health insurance companies need to think about the legacy of what they are doing. Are they making the world a better place? This reaction from the public to the murder of their college should tell them they are making things worse.

[@charissawilkinson9270]

And how well is a change in ideas if it comes with the threat that if you don't, you will be executed? There's not a true change made.

[@berrycrepes]

I watched through your whole video and I genuinely enjoy watching your content as they are thought provoking but I have to say I wholeheartedly disagree with most of what you have to say here. I think the common ground here is that the system is rigged, and there's too much oversight but on the topic of morality; these insurance companies are bankrupt and there's no ifs/buts about it. Now I say this respectfully because I understand where you are coming from in terms of keeping things civil and finding ways to deal with the issue without the resorting of violence; however, you said this multiple times in the video - peoples experiences with these companies and the healthcare system is tragic. Losing a loved one is not a small problem, and it's happening en masse while this culture of greed pervades the healthcare industry, private sector, etc. The massive divide of the ideal healthcare (being accessible, affordable, and so on), and the reality of the system we have now is way too big. When these companies no longer serve that purpose but serve their bottom dollar, their investors, etc. then it becomes a morally bankrupt system - never mind the premise behind it. The subsequent issue of government oversight is also a problem but the oversight does nothing to address the actual issue of the industry which is getting people seen as soon as possible for their severe medical issues, or the cost that incurs as a result of these visits. One thing I think we can both agree on is that the system needs to be overhauled, and regulators need to regulate where things actually matter - to the goal of; getting people treated in a timely manner at a low cost. What we have witnessed is only one person, who was willing to jump that fence into barbarism to get "even" at what he clearly deemed as unfair. I'm sure he wasn't the only person feeling mistreated by the health insurance industry, or the healthcare industry, so this sort of violence was unfortunately inevitable. I'll reiterate, losing a loved on is no joke. Losing your ability to live a normal life as a result of a financial institution putting their profits before the individual seeking aid - is no joke, and i'll add as you have numerous times - it's despicable.

[@ilyaw.3081]

Dad Saves America for the 1%

[@zitstif]

Agreed. This guy is a conman.

[@skylinefever]

He used to have interesting points, now he joins AM talk radio conservatism.

[@ilyaw.3081]

@@skylinefever you gotta sell out to eat out!

[@thegroovypatriot]

Why do people (a certain type of people) always assume the worst about someone? This man is trying to make sense of things. And he does.

[@zitstif]

@thegroovypatriot make sense of things under a certain umbrella that leans a certain way, it seems. I hope for infotainment that has less political leanings in general.

[@markrittman2437]

You might be able to convince an individual that they need to behave better, but convincing an entire society-good luck! In the United States, poverty and the stress brought on by inequality have a negative influence on lifespan. Many believe the country is unjust. This points to likely civil unrest or collapse, which is consistent with historical trends. The public's behavior seems to be as expected.

[@wtice4632]

@@markrittman2437 the country IS unjust. Theres no argument otherwise.

[@cotiocantoro7564]

Hes only doing what the 1% tell him to do and say on his podcast. I like how all of these conservatives Podcasters are just digging themselves in holes.

[@sanniepstein4835]

@@cotiocantoro7564 You don't care that leftist politicians acquire 100s of millions in office, and spit on the people with open borders and money-laundering "foreign aid". Do not imagine you have the moral high ground; you are flunkies for the filthiest tyrants this nation has seen.

[@markrittman2437]

The government's incompetence and corruption have shifted power from democratic structures to unaccountable corporate elites. Our kleptocrats should be worried. The widespread condemnation of current systems, amplified by the internet, provides those in power a chance to implement reforms before social unrest dismantles the system.

[@baahhahaha2079]

Speaking the truth ! Best comment on here. He doesn’t understand the economics of healthcare !

[@mariolrs8321]

Shouldn't we also consider how many lives this CEO took? United Healthcare denied my retired mother a medication that almost took her to the grave, they covered a cheaper version that's barely giving her a decent life after 3 months of fighting them. So if you aren't in a position like my mother that wasn't capable of breathing without excruciating pain maybe you should listen both sides of the stories? Not at all in favor of this CEOs execution, but at the end nobody pays for their wrong doings whether it's Healthcare or real estate bubble or the next big rip off always paid by blue collar workers taxes.

[@DadSavesAmerica]

Mario, I will try to answer this comment in a follow up video. It's thoughtful and gets to the heart of the moral quandary here.

[@mariolrs8321]

@DadSavesAmerica I'm one video away from subscribing I'd really like that. Keep up the great work you do

[@jimfrider6778]

Nicely done. I’ve always felt we needed to move to a health saving plan model and hold people accountable for their health care choices.

[@ConcreteHades]

This "husband and father" killed how many people with his policies who had been husbands and fathers and sons and wives and mothers and daughters? He put in place an algorithm that initially denied basically every claim and was overruled at >90% if what I read was accurate.

[@berrycrepes]

I think the fact that life saving treatments are at the behest of an algorithm is frankly disgusting and ominously inhumane. The fact that the human aspect has been ripped out and replaced on what could decidedly save someone's life or take it is despicable. The ones coming to the defense of the moral fabric of society, or this CEO are honestly really weird to me. It's unreal that they can't empathize with people who have permanently lost a loved one, or their way of life all because of a decision which is no longer even being made by a human being, and at the behest of a rigged algorithm which is for-profit. Insanity.

[@ConcreteHades]

@berrycrepes not saying that something being for profit makes it bad, but having morals definitely tends to benefit a business. Insurance companies just have a notable lack of morals on the average.

[@abrin5508]

Don't forget the new and expensive medications and procedures get denied in the nice national health systems (like the UK) all the time. Its simply denied at the start and never gets offered as an option. There is a valid point on everything being overcharged in the USA though.

[@relicapex]

Cycles. It all occurs in cycles. Resets. Barbarism has it's time. Pretending like it doesn't means you are short sighted.

[@thegroovypatriot]

The problem with the barbarism part of the cycle is that it's very hard to get out of it. Better hold on to the civilization we have now if we can.

[@ItsJADA]

I don't know man he has everyone discussing health care way more seriously. One insurer decided not to make a chage this wee to not cover anaesthetic if your operation runs overtime. Look up ken klippenstein

[@thegroovypatriot]

"I hate this country". "But give me free health care, as well as hot running water, sewage treatment, and endless choices as to how I want to live my life".

[@edk0il]

Health Insurance doesn't kill patients. Government regulations kill medical patients. Healthcare and health insurance is heavily regulated by our government. In 2012, Obamacare mandates forced my mother into palliative care while in the ICU of a hospital when she had colon cancer. What this meant was that a hospital committee following the new Obamacare law conducts a review of all critical patients filling out a calculation table for such patients as to whether or not they will continue to receive treatments and care. Marks against patients such as age, signed DNR, refusing any tests, current status or condition, etc determine if patients will be placed on palliative care. My mother refused a 3rd unnecessary colonoscopy test at age 80 and signed a Do Not Resuscitate when admitted to ICU. The result was a planned radiation therapy treatment was also cancelled even though it would have made it possible for her to walk out of the hospital. But once on palliative care, you cannot be removed from it, and you cannot go to another hospital for treatment either. Even though hospital was refusing to treat her leg pain from the cancer, they still had 5 or more doctors visiting her everyday and charging her account even though she wasn't being treated at all on palliative care. So I had her moved to hospice even though the cancer had not spread to any organs but only affected her left leg with pain which the radiation treatment would have resolved. My mother refused food and water in hospice, and within 3 days, suffering from dehydration, she drowned as her lungs filled up with fluid. I forgot to mention she was still working as a real estate agent at the time and even closed a sale while in the ICU. All she needed was treatment for the leg pain so she could go back to work again. Anyone who thinks that completely government controlled healthcare will be better than what we have today is a complete imbecile. We will only get more of this palliative care death panel for the elderly and not so elderly. Canada and parts of Europe has included euthanasia in their palliative care programs even for the mentally depressed. So don't get depressed about have to wait over a year for cancer treatments or they may just off you.

[@bpm990d]

Most of these disgusting people have no idea what it's like getting their hands dirty. They wouldn't be so smug if they had to do it themselves. The beautiful people rely on others to do their dirty work, just like the wars we have fought.

[@MattSloanVMMP]

I started out angry at your ignorance, and not wanting to hear what you have to say next - but a good Dad chooses to risk being the bad guy to have the hard conversations that need to be had. I really appreciate this. Most things are not as simple as our emotions would have us believe. You’re probably gonna get ratioed pretty hard on this one though 😂

[@DadSavesAmerica]

I really appreciate that, man. I’m okay with criticism. So be it. There is so much more to say on this. The raw take was 55 minutes. I’ll do more on this issue. I do NOT support the status quo along any dimension. But I also don’t see how anyone can look at the government’s handling of COVID and be like “yeah, let’s give those people 100% control instead of 75% control” Single payer won’t fix what’s broken. It’ll change what’s broken.

[@buddgaf1304]

@@DadSavesAmerica under that specific CEO's leadership UHC's claim denials (and profit) tripled.

[@erikfast4228]

@@DadSavesAmerica If you're thinking about topics, two topic are the artifical restrictions on health insurance by not allowing companies to sell across state lines and state regulatory agencies restricting the amount of care provided (i.e. certificates of need). The costs of insurance is artificially increased by large companies, such as Blue Cross, needing 51 subsidiaries for each state (and DC), needlessly increasing overhead cost. And the cost of care is needlessly increased by artificially restricting supply. I am sure if Walmart and Amazon were allowed in the game (for non hospital/no surgical care), we'd see a drastic decrease in the cost of care.

[@MattSloanVMMP]

@@erikfast4228 I have heard this before (the state lines problem) and I haven’t heard a good argument against it. What we have now is an incestuous alliance of big business buying the regulatory apparatus to reduce competition, right? We need more options, not more rules. More freedom.

[@buddgaf1304]

@@DadSavesAmerica don't forget! giving the government MORE control isn't the only option. We are the only country that has this strange intensely regulated but still 'free market' type approach to healthcare. we can instead let the free market truly drive our healthcare. bring back competition.

[@-GrimEngineer-1337]

The shooter exhibited sociopathic behavior: believing you have the right to murder someone based purely on your opinion of them, whether right or wrong. This is the point of view I have seen increasingly prevalent in modern society as well. A total lack of ethical and moral behavior. Selfishness instead of selflessness. The entitlement seething from individuals who believe they can just do whatever they want with impunity is disgusting. I can think of many industries besides healthcare that are awful. That doesn't give me the right to go murder people willy-nilly based on my opinion of presumed guilt.

[@algranato9006]

Medicare said I had to work 6 years to qualify after retirement because the city of Chicago didn’t pay into social security even although I worked for them for 30 years

[@javiervigil2511]

It is hard to determine where healthcare starts and the health insurance industry starts because the driver for care is how much the insurance will cover. Doctors will not recommend therapy that insurance companies will not cover even if they know it will make the patient better. We also have a problem with the drug companies entrenched in the medical system as well, which inadvertently ties into insurance.

[@mikebrennan7331]

Here's another thought. It ain't just about healthcare. It's about the entirety of our system.. Mr Penny, Daniel Rittenhouse, The mostly peaceful Summer of 2020, The J6 people, Eric Holder... I don't think you get it. It. Is. Not. Just. About. Healthcare.

[@ugjhgjf]

No person has the right to decide who lives or dies: that's up to the profit-driven algorithm of the health insurance company.

[@Bob-cx4ze]

Anyone who was paying for a family before and after Obamacare (without massive subsidies) knows how much more unaffordable health insurance became. The layers of obfuscation are simply making the problem worse, not better.

[@DadSavesAmerica]

My private market coverage for my family went from $350/mo with a wide network PPO… to $770… to private market PPOs vanishing all because of Obamacare. As soon as it was fully implemented, the only options were $1200/mo “EPO” plans that were just baby HMO trash at 4 effing times the price for narrow networks and similarly high deductibles. It’s a complete disaster and it’s clearly accomplishing its stated mission: destabilize the private market in a way that people will blame of the private sector instead of government thugs… so that public support for 100% socialism is achieved. Barney Frank said that was the intention. And we’re seeing play out right here in my comments.

[@thegroovypatriot]

​@@DadSavesAmericaExactly. This situation becomes an argument for socialism. But government run healthcare doesn't fix the fact that the system is not based on health at all. It's a sick care system based on drugs mostly. And it doesn't fix people's lack of self care and personal agency in general.

[@natehunter2961]

If you follow the graph of total health spending in the USA it started its steady climb in the early 90s and aca doesn’t even register on the graph. It seems most of what aca did was drive up premiums.

[@Bob-cx4ze]

@natehunter2961 Premiums and deductibles. One recent deductible change I've seen is eliminating individual deductibles (I think I was paying $500/person) and now it's more like $7,500 altogether before insurance pays one dime for any family member. Every year the premiums increase 10 to 15%, nowhere near earnings increases. Even HSA contribution limits aren't sufficient to pay for healthcare costs with "good" insurance. If you're looking at pure dollar numbers, you have to also take into consideration inflation, which is very dishonestly calculated, ignoring or underplaying common necessities.

[@josephduke5186]

A bit of an obtuse take on the situation.

[@JoinTheTemple]

Two points. 1. A reason why US healthcare can be more expensive is the fact that the remnants of a market (and therefore profit motive) means that around 76% of all drugs and devices are developed in the US. To recoup the large R&D costs, US citizens get charged more for the same things in other countries. In other words all other countries are essentially free riding on US developments. If that profit motive went away most countries would have to start doing more of their own R&D on taxpayers dime and overall healthcare costs would skyrocket! 2. The answer to the whole problem is simply to free marketise every aspect of healthcare, from services to insurance. No Medicare, no Medicaid, no Obamacare, no FDA, no nothing. The state (like with every other market) should not be involved at all. It poisons the well and makes markets disfunction. And the more involved the worse they make it (eg. the financial crashes of 1929 and 2007 - state created phenomena from start to finish).

[@tycobandit]

Do that and you’ll have companies like Standard Oil make a comeback. You can’t leave capitalism to its own devices, there needs to be some regulation.

[@JoinTheTemple]

@ - what was wrong with Standard Oil? As far as I understand it, the company drove down the prices of oil refinement (and therefore the cost of oil in general) and improved quality. What’s not to like?

[@tycobandit]

when companies cornered the market like they did in the trust era, it killed competition and innovation. Markets like that are unsustainable. It’s basically totalitarianism by other means.

[@tycobandit]

@@JoinTheTemplewhats wrong with Standard Oil? Whats wrong with the way Mexican Cartels conduct business… if you want to see what the trust era was like, look at the way business is conducted down in Mexico. I’m all for Capitalism and free markets but there needs to be some regulation.

[@JoinTheTemple]

@ - Mexican cartels can operate as they do because they “work” in a corrupt country, without the rule of law (or much of it), with a substance that is (rather naively IMO) banned. So you are talking about a black market, which inherently functions outside of the law. That is a totally different set of circumstances than, for example, an oil company in the US. There you make the rule of law. Oil is not a banned (yet! Unless the Greens get their way) substance. So you have a lawful market. In that instance the only “regulation” (if you can call it that) is for the state to create the conditions for a free market to exist and operate - namely removing force and fraud from human interactions and transactions. Hell, the “free” in “free market” means to be free from force / coercion. That all transactions are voluntarily entered into and agreed. That means stopping blackmail, theft, kidnap, extortion, bribery, fraud, murder, etc. (so a lot of things the Mexican state is NOT doing) That’s all that is needed. Any other actual regulation is the government’s own force entering a market. Something it should be stopping! And once its force has entered then the sector will no longer operate properly. And one regulation only leads to more due to the disruption caused by the first (however well intentioned they perhaps were). Again, we saw this in full effect in the financial crashes in 1929 and 2007. Both caused by the state and its meddling.

[@alan_clough]

People forget there are layers to problem and just think to do a quick patch instead of looking at the underlying problems.

[@BigPhilsSaws]

Voting won't fix it. I don't want the government to fix it. I commend Mr Mangione for having huge honor to take out his rage on only the person he deemed most responsible. If enough men do what they know is right in a short order of time, things will magically change for the better. Acquit him.

[@thegroovypatriot]

The person he deemed most responsible? What if men who do what "they know" is right, are wrong? The KKK thinks they're right too.

[@thegroovypatriot]

The person he deemed was responsible? Men do what "they think" is right? Magically change? You know bad people who do bad things think they're right too.

[@BigPhilsSaws]

@thegroovypatriot maybe Brian can cry to his chairman and board members about this injustice... no, wait...

[@Spoeism]

"Violence won't resolve Corporations becoming more powerful than nations and freely killing the civilian populace whenever it serves their profits.. instead let me just TALK ABOUT IT as I make more money off these subjects on my podcast, which enables me to afford healthcare in America" I'm amazed by all of these podcasters who emerged from the woodwork after Rogan, coming out of NOWHERE with no real body of work to explain how established they are and somehow they started off with high profile guests and algorithmns. That's impressive.

[@robertfox4524]

Another thing that needs to change is the sense of entitlement to healthcare. It's a service. It's not a right. People think it should just be free. No. I am a healthcare provider. I refuse to be a slave because people think my work is their right. But I am not a fan of the system either. We need a better way to fund it.

[@johnbond7044]

Well said, some issues - People have mostly lost critical thinking skills, "I want silver buillet X, to fix my problem, NOW!!" , the MOB mentality isn't helping things either (social media), Most people have little patience with anything anymore (conversation with anyone that doesn't say the same things you do), they simply won't talk or listen anymore - an "I'm right, You're wrong attitude" zeron sum. I hope we can fix it, all of it.

[@thegroovypatriot]

The comments on this video show how screwed up people's perspective is these days. Its all about blaming and hating, and even killing, as if that will make things better.

[@joeslater1766]

Are we sure these people have any point? Does anyone really think insurers deny contracted care? No they deny paying claims that are not covered by the insurance contract, or paid for by the premium. Car insurance doesn’t cover gas and oil changes. If they did, your insurance premium would be much higher.

[@GuyEndore]

We need health care reform.

[@algranato9006]

VA won’t see you if you make more than 60000 a couple

[@DohertyT2319]

When you’re talking about billions percentages while Small are very big $ amounts

[@RenegadeContext]

I don't agree with what happened and i don't agree with the joy people are showing from it. It makes me feel very uneasy. I di think the American heakth care system is disturbing too though. people in Europe are shocked at the stoies we hear about cancer victims going bankrupt just to get treatment

[@andrewhahn1476]

Thank you for bringing facts into this subject. I have long believed that the core issue was losing the market and its competitive nature. Instead of the amplified American insurance structure that Obamacare brought, I think that we should look around the world for the best system and emulate that with reasonable tweaks. I believe that’s what Singapore did and it appears to have worked very well for them. Only catastrophic Medical needs are socialized. General care is paid for by the individual through a mandatory health savings account, who now gets to decide for themselves the value of the benefit of any care offered. This structure incentivizes behavioral changes on both the patient and the provider. The outcomes and costs speak well for this approach.

[@jessy.3.16]

this guy thinks we're stupid

[@michaelthelen4750]

Make the case for why he would be wrong about that.

[@jessy.3.16]

@@michaelthelen4750 First off, Explaining the difference between health care and health insurance in a condescending tone as if what people are mad at is their doctors, is assuming that we’re dumb. Explaining that health insurance is risk mitigation to ration out healthcare, is assuming that the people watching this are dumb and don’t regularly interact with health insurance companies, and then supposing that the people are angry simply because their coverage is delayed or denied and that other countries like canada and the uk also have denials and delays completely ignores that we ALREADY PAID INTO IT EVERY MONTH and expect to get what we paid for in return, while ignoring that we DON’T just pay a monthly bill, we ALSO have a copay and a deductible and then still have a bill AFTER the consultations or procedures of the rest of the unpaid bill. He’s being condescending and presumptive and ignores the things THE FACTS that are inconveniant to his straw man argument. NOBODY is saying that a single payer system will be perfect, and to say that the current system is broken is a LIE, because it’s working exactly the way that it’s supposed to, which is to make the very tippity top of the insurance companies, their CEO’s and investors buttloads of money off of the illness and deaths of the people who ALREADY PAID to get back a service.

[@algranato9006]

Wife went to ER end up saying one mo then died and charged us 10000

[@goodgrief888]

I disagree. Some healthcare companies are already making small changes. Maybe they’ll make bigger changes if they’re scared for their lives. Fear of going to hell doesn’t change anything anymore, so what other recourse do the people have?

[@DadSavesAmerica]

So we’re officially in Mad Max? Should I execute the principle of my son’s school if they push gender ideology on him, hoping to induce system change? This line of thinking leads straight to hell. And the insurance companies themselves can’t change the system. They’re super heavily controlled by the government. The system is the way it is because of federal and state legislation.

[@cotiocantoro7564]

@DadSavesAmerica The insurance companies donate large sums of money to these politicians and their campaigns so that the laws never change. So it looks like the government is at fault, but in reality, it is the insurance companies whose shareholders are Black Rock, Vanguard, and so on. Is that not what's happening in a nutshell?

[@wtice4632]

Its about sending a message

[@michaelthelen4750]

Talk is cheap, and doesn't really impress anyone.

[@wtice4632]

@michaelthelen4750 why would anyone want to impress you?

[@thegroovypatriot]

And the message is : Brute force over reason. No thanks.

[@wtice4632]

@@thegroovypatriot not no reason. Why are you lying?

[@wtice4632]

@@michaelthelen4750 well luigi acted

[@drdommTTS]

This video is great, but misses one of the most important problems with the ACA…not just does it expand services, and John points out, it expands those getting coverage. The only way to do that is make others pay for them. This makes some of us pay ridiculous premiums for terrible plans. Couple that with a system that detaches the patient from most of the cost (he’s the 1st person other than me to point out the breast pump scam), and prices skyrocket. Ultimately, the answer will involve less government regulation and more competition. Otherwise, we’re left with few large corporations that can navigate the complexities.

[@iraagans3144]

How many people do you know with Dick Cheney's magic plastic heart? Jonh the health care insurance industry has defined that some are more equal than others.

[@lildevilt33mo]

the problem is the cost of medical care in the U.S. insurance does affect this, but it's the insanely expensive costs set by the medical industry. insurance companies are publicly traded businesses'. i'm sure they have a fiduciary responsibility to share holders by law, and they can't operate at the loss incurred by the over priced medical industry. thats my take. it was misplaced anger.

[@domkelly1972]

Violence is bad and does not get you what you want, then explain the US militaries existence?

[@richardconnors2404]

DSA is on my short list of the best channels on KZbin

[@DadSavesAmerica]

Thanks, my friend! I’m lucky to have you here.

[@subieguy00]

Speaking the truth like always. Even if you get hate for it. Good episode sir!

[@DadSavesAmerica]

I appreciate that.

[@subieguy00]

@DadSavesAmerica have you read sickened by shawn needham? I saw jeff deist interview him on the book and you brought up several things he mentions in that book. Yall both get to the core issue in my opinion.

[@bloodspartan300]

I dont think this guy understands how health care works... people buy more healthcare as they get older... younger healthy people dont have any incetive to "buy more healthcare"

[@DadSavesAmerica]

The problems in healthcare are very complicated. Far more complicated than “old sick vs. young healthy”. There’s an extreme amount of wasteful and unhelpful defensive medicine and over-testing going on. The homeless and seriously addicted consume massive amounts of care through ERs that gets dumped on everyone else to make up for. Serious amounts of resources go into end-of-life treatments that barely extend people’s lives, paid for everyone else in higher costs. All of that is just scratching the surface but it’s also seriously magnified by the third-party-payment schemes that reduce personal responsibility and price competition. The way Uncle Sam regulates insurance companies has turned them into cost-plus operators which creates perverse incentives too. And again, our country’s quality of healthcare services is still generally the best because we’re a wealthy society that leads the planet on innovation to the turn of developing nearly all of the treatments everyone uses. But our personal health is TRASH. We’re overweight and eat high-calorie, high-sugar, low-nutrient garbage. So we have childhood obesity and diabetes. Teenage ED. Epidemic levels of lifestyle diseases that involve chronic care. Oh yeah, and we have massive restrictions on the supply of healthcare providers. Medicare licensing and regulations SERIOUSLY constrains how many capable people can provide care. Hospitals get cartel protection from “certificate of need” laws. Medical malpractice has decimated neurosurgeons and OBGYNs, which driving up defensive medicine procedures that are nothing more than cover-your-ass waste. Or maybe none of this detail matters since it’s easier to just spout slogans and get angry. Anger and mobster is doesn’t treat patients. It doesn’t cure disease. It doesn’t increase the supply of care or reduce the incentive to waste it. Adults who REALLY care about this issue get into the details. And if you think “we just need to scream and scare people into giving us ‘Medicare-for-All’ and then we’ll be great and the rich will pay for it all” you’re living in fantasy land. The USA taxes the rich to pay for our government at a higher rate than everyone else. ALL of the European systems use very regressive VAT tax systems to pay for government health insurance. All of them ration care and deny people care. And they’re all going bankrupt due to demographic inversion. I’m taking the time to explain this because I care about it. Take it or leave it.

[@Makeloafnotwar]

I love how what Daniel Penny did was ok, but if you flip the script Luigi is a monster to the pro capitalism crowd. Who had the bigger body count? A crazy person or the CEO of a healthcare company? Not taking a side, just making an observation.

[@wtice4632]

Wisdom is supporting both penny and luigi

[@johnnygrube]

Penny was defending people, other dude cowardly shot an innocent man.

[@wtice4632]

@johnnygrube he wasnt innocent

[@johnnygrube]

@@wtice4632 you dudes are weak men. Get your shit together, if you can't afford health insurance take better care of yourself.

[@johnnygrube]

@wtice4632 he will need health insurance for that ass he will be giving up in prison.

[@kaneyhobelar3618]

Define the difference between greed and corporate profits

[@TheMuclusla]

Nah, easy for you to say as a clearly wealthy Gen X-er (or perhaps a really old Millennial). As a Gen Z-er (Zillennial really), we have been so thoroughly betrayed by the generations that came before -- primarily Boomers followed by Gen X, Millennials still haven't gotten the power to do much -- that this is precisely what they deserve. Clearly they won't give us any relief from the goodness of their hearts; they've had decades (generations even) to help the young and have continuously turned a blind eye to our issues, and worse have actively made things so much harder whilst looking down on us as lazy and entitled for wanting what actually amounts to far less than they had at our age. If fear for their own person is the only motivator that will get them to throw us some scraps, then so be it. That's the only reason things got better for the 'Average Joe' over the last couple centuries -- until the Boomers came along and decided to rig the entirety of society to benefit themselves to the detriment of everyone else. It was the fear of a French Revolution happening in other societies. That's all. Just the elite class saving their own skins. We need to remind them of those times. We need to remind them that they aren't invincible, they aren't untouchable. We need to remind them that at the end of the day, they're just water-filled balloons, and all it takes is someone poking a couple holes in that balloon and suddenly all the power and money in the world won't make a difference. When we make them remember that, they'll start behaving in a manner that reduces the likelihood that someone would be inclined to do so.

[@DohertyT2319]

I was liking this dude until now

[@DadSavesAmerica]

Doing my best on a complex topic. What do you think I got wrong? I don’t love our system at all. It’s a broken mess.

[@georgef3077]

@dadsavesAmerica While I take several of your points and I appreciate your effort to produce a broad perspective, I think you missed fully exploring an incentive structure for health insurance companies whereby they make more money by dispensing fewer, smaller, and slower health care payments.

[@stuffystuffy8683]

@@DadSavesAmerica you're a rich guy out of touch with common people problems

[@elizabethschweigl2889]

@@DadSavesAmericaI believe you touched on this very very touchy subject perfectly. You’re good.

[@truecatholic1]

​@@DadSavesAmericaTalk by itself doesn't solve anything. Until lawsuits and law enforcement get involved a person who only talks is a part of the problem. Those in power know this.

[@javiervigil2511]

I agree that most hospitals are non profit, howerver, doctors are not. Most doctors in those hospitals are contractors and are billed out by the hospital. If you go to the emergency room the amount if bills received by different doctors us ridiculous. If I have an issue, I have to go to a provider, who charges me, to get a referral to another doctor, who charges me. Ugh

[@sammysamsam1415]

It may be contemptible language on the part of Elisabeth Warren but that doesn’t make it untrue…

[@cotiocantoro7564]

Im sick of the dividers in this country, and apparently, you are one. You can't support Penny and then denounce Luigi. Good luck.

[@Individual_Lives_Matter]

What? Talk about a false equivalence. Your reasoning skills are worse than terrible. Killing the CEO was not self defense or defense of others. It also misses completely who the actual bad guys are. Look into how insurance got to where it is. Mises media does some good digging. The costs and dearth of affordable healthcare is a direct result of the incentive structures set up by government regulation and subsidy.

[@wtice4632]

​@@Individual_Lives_Matter bla bla blah. You should support both penny and luigi.

[@wtice4632]

Wisdom is supporting both penny and luigi

[@Individual_Lives_Matter]

@@wtice4632You’re logically inconsistent thinking is your problem. Penny defended people from a direct threat, in real time, not some abstract bogeyman, separated from his alleged victims by layer after layer of bureaucracy. Should he kill every paper pusher that was “just following orders”? It’s not the same thing at all. You’re deluded if you think they are. You’re basically as much of an idiot as the average commie revolutionary.

[@Individual_Lives_Matter]

@@wtice4632”Wisdom” my ass.

[@mikehebert1313]

The first six minutes of this video is terrible. I gave it a thumbs down and was ready to unsubscribe. But the rest of the video (with real content, not "reaction to the reaction") saved it for me. @DadSavesAmerica, you should cut out the first part of the video and stick to the facts, not try to pass some moral judgement on people who are expressing their frustration with the system.

[@ShunyamNiketana]

How do you separate facts from meaning and morality? Many of us share Dad's concerns that Gen Z justice is rapidly becoming vigilante justice. Thompson is a father and came from modest means, and my understanding is that he was trying to improve the system. He can't do much now.

[@asheralexandersmith]

I like most of your videos, but this one is way off base. I'm sorry, but those out of pocket percentage data by country look like total bunk. I lived in Japan for 7 years, and the costs out of pocket for health coverage are practically zero for me and almost everyone else I know. From what I've heard from people who live in other countries like Canada and the UK, they have out of pocket costs of basically zero. I just had a new baby in the USA, and it cost us over $4000 out of pocket (hopefully the bills aren't still rolling in) on GOLD ACA insurance! This economic original sin in the USA is a major, painful slap in the face to new parents and babies. I am 100% pro-life personally, but when conservative policymakers force pregnant women to go massively in debt for having their babies, while abortions cost $126 a pop, a lot of that responsibility lies squarely at conservative policymakers' feet, and shows the lack of ethics in the USA. Insurance also refused to cover certain medically necessary procedures like late-term ultrasounds that the doctor ordered, and the insurance company rejected my appeal! In another instance, the doctors wanted to do a routine relatively non-invasive surgery (thankfully I managed to avoid it), but the out of pocket would have been over $3000. The out of pocket for a trip to the emergency room for my pregnant wife was $2000, which was super scary. My own lived experience proves to me that this whole video is massively off-base, and just waves away insurance companies and policymakers as practically innocent, when they are definitely the primary people to blame for ruining people's lives by unethically burdening them financially from birth.

[@asheralexandersmith]

And your breast pump example is pretty pitiful and wrongheaded and anti-life. That thing saved us so much headache and heartache during the first few weeks of my baby's life. And it cost the insurance company a bit over $200, which is less than they forced me to pay out of pocket for that late-term ultrasound. Not sure if I can really trust your channel anymore after this one.

[@DadSavesAmerica]

If you’re coming away from this thinking I believe this system doesn’t need an overhaul, or that policy makers are blameless… I have failed in my efforts to communicate my thoughts on this. More to do on this front. I also have personal horror stories and massive gouging screw jobs from ERs among other things. Much more work to come on this front. Thanks for the feedback.

[@asheralexandersmith]

@@DadSavesAmerica I do think your video is generally level headed and even handed, as always, which I appreciate, but I think there are some clear answers and solutions to this in a number of key ways, and a law ensuring no out of pocket costs or synonymous costs are imposed on pregnant women and newborns is a big one, and the most pro-life thing our politicians and society could do.

[@fatmanslimhealthspan]

Slightly disagree it’s not scarcity it’s economic scarcity deliberate uneven distribution based on finite financial resources That’s not i think the meaning we assign to just scarcity Unfortunately, the concept of scarcity suffers from the problem of multi-sense. In other words, scarcity is used both inside and outside the economics field to mean more than one thing. Not only that, but sometimes the word is used to describe concepts that are at odds with sound economics.

[@sebbosebbo9794]

thousends & thousends die for profits & but only now he speak about the topic.. But he left out the bigger problem he doesnt speak about the mass danger of the monopol companys & the control they have..

[@Freedomfred939]

The CEO was a scapegoat for a system he didn't build.

[@user-gx8yk7hx7i]

Your explanation may also be biased. You’re after all, also taking a side, and may not know how many others feel or what they experience.

[@Chris-hq7nl]

Thank you for the analysis.

[@melankolistaja3792]

I bet you took atleast 2 jabs, am I right?

[@Individual_Lives_Matter]

I bet you would support the excesses of the French Revolution and the Reign of Terror. That’s what this kind of thinking leads to.

[@bloodspartan300]

Pocahontas is not wrong

[@jordanschultz2232]

Many of our health issues are to due to freedom and affluence. Affluenza 😂

[@mlebaron1]

Clearly, you DON’T get it.

[@PeaceLogic]

Off topic, all that zooming in and out makes me dizzy. You are a film maker, educated in the art. Is there a science behind this - I find it irritating. That said, I listen and subscribe. Thank you for the content. ❤️

[@PeaceLogic]

I do love the aesthetics of your show, and camera placement. I’m also into video, lighting, music, and all the other details. This is the first time I’ve seen you use excessive zoom in zoom out. From listening to your podcast, I know you’re trained in film production. And you’ve spent a lot of time and detail making sure that your show looks premium. And it does. Is there some science behind all this zooming in and zooming out? Better retention? Is there some science behind this? I’ve watched your show for a year now and I’ve always been impressed by the look and feel of everything. Even the shallow depth of field and close-ups. It’s well produced. This is the only time I became irritated because I’ve seen other people do this constant zooming in and out and I’m like what is going on with this ? It feels like a video plugin listening to your voice. I don’t like it 😜

[@donaldlawson9799]

Unsubscribed

[@soulfireonfire6423]

So when are you going to touch base on the actual truth of what is really going on and has been for over 100 years. .

[@flammamancer]

Left out allot of things I would be talking about if I was talking about American healthcare. First off I would want people to understand that there is a long list of reasons our healthcare costs are hi other then health insurance. You have things like medical malpractice costs which eventually trickle down to the customers because the Doctor has to charge more to pay for those premiums on being insured for that. Medical school costs allot of money so people in the profession must charge more to pay for those student loans. On and on anyway that aside you failed to address peoples complaints about people buying health insurance convinced they are covered if they get cancer or injured or something and then when something actually does happen they find that the health insurance company denies them even though the person understood they should be covered under such circumstances which btw is the main reason the "Adjuster" did what he did. I would say this though. No matter what we do no paradise is coming with it. People need to understand that every modification we do or system we try to implement is going to have its pros and cons. You must research what the pros and cons for whatever system you want to advocate for and stop fantasizing there are no "Cons" for whatever idea you want to implement.

[@algranato9006]

Blue cross blue shied want 1700 a mo after I retired that was 11 years ago I don’t what it is now

[@fyrmanswanny9140]

Are you sure?

[@joshuazarate9780]

Awful. Unsubbed.

[@godbeef]

This take is CORNY

[@mikebrennan7331]

Well, if one does not want us to be excited about vigilantism, one had best enforce the laws upon the top as well as the bottom, and ditch the anarchotyrannism ASAP!

[@thegroovypatriot]

The only problem with your logic is that vigilantism doesn't work.

[@mikebrennan7331]

@@thegroovypatriot Oh it can work. There are places where when the law has failed, trash has been taken out by the locals. It probably won't do anything to fix the health care situation, however. Fixing healthcare would require enforcing existing laws, and we all know that probably won't happen.

[@michaelmurphy1224]

Love your take. Good information as always😇