Home Loan के सारे Tax Benefits समझिये

[@AssetYogi]

Join All-In-One Video Finance App here: vidfin.com/ Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.

[@FilmyFunAndGiggles]

Abhi tak itr file karne ke liye kisi professional ko dhundhna padta tha . But is bar self file kiya. Thank you

[@Sa...2418]

Sir aap ne "CA" Logo ki pungi baja di hai, Nowdays i am getting good knowledge about tax.you are doing great job..!! I appreciate that..👍

[@guravrupesh948]

I oh uuu ugly u jud uu you gu u I'll OP

[@folkfables4413]

People like you actually who are unaware of CA are trying to make fun but if I tell you CA is not only for tax saving but there are lot other things infact tax saving for an individual is just a trivial thing for CAs so jo tune kaha ki pungi baj gayi woh teri nadani hain

[@yuvrajpatil4064]

It's good information video about home loan tax savings. Only one information need . in 80EEA only home loan should be taken in 2019-20 yrs or previous yrs also.

[@vandanaaggarwal3956]

Taken in 19_20only

[@shantanumarathe5]

make video on Pradhan Matri Avaas yojana and its procedure and calculation from bank point of view.

[@rajutrivedi8613]

Your way of explanation is satisfied. Please slow your speed of explanation... Raju Trivedi

[@AssetYogi]

Thanks Raju.

[@sanatanmeaning]

Sir aap ko jitni thanks kiya jaaye utna kam hain..THANKS A LOT

[@AssetYogi]

Hope it's helpful

[@abhijitshaw7676]

Sir, mera ek two storied ka home loan chal raha hai, loan 2 storied building k pura mila, but expenditure jyada hone s ground floor conplete nhi kar paya aur abhi mai 1st floor k finishing kar 1st floor m reh raha hu aur section 24 claim kar raha hu. Abhi May 2023 ground floor complete karne k liye fir s home loan liya hu, jisme purpose diya "residual work for existing home loan under Home Loan, Housing Finance Scheme" . Abhi mai in dono home loan s maximum kitna tax exemption le sakta hu.

[@UdaySingh-im4hd]

Sir, maine 30L ka joint loan liya hai ek 3bhk flat ke liye. Abhi yeh under construction hai. Aur maine 7L (without loan, from my savings) use kiya hai ek dusra property ke constructoin ke liye mere home town me. Mere pass kya kya options hain tax savings ke liye?

[@narendrakumar5877]

Sir ye principal amount kya hota hai ?? Isme byaj (intrust) juda huwa hota hai ya nahi ar hame kaise malum chalega ki ye mool loan hai isme kisi tarah ka intrust nahi hai.manlo maime 20 lakh ka loan liya hai isme 18000 emi hai to isme principal kya hoga ar intrust kya hoga ??

[@siddhesh2012]

You rock! Whoever needs to buy house, I have recommended to watch your channel!

[@AssetYogi]

Thanks for your support!

[@sanjaysahu-il7hu]

Sir apki videos Sabse best knowledgeable nd very helpful video h..thnku sir

[@ashesh242]

thanks yesterday i requested for this...all doubts clear..thanks a lot

[@AssetYogi]

Glad to hear that :)

[@pari6002]

Wow! What a nice explaination.Thank u sir.You are better than CAs

[@JPSir]

2 Lakh ka Tax Deduction ya Taxable Income Deduction?

[@aditya9842]

Sir home construction (extension) ke liye lic se 25 L ka loan liya tha property mother ke name chal rahi hai. Loan liability humne (husband wife) li thi tex benefits ke liye kay karna chahiye ...pls suggest

[@Goldenretrieverdaisy]

Sir agar joint home lone hai and property wife ke name se register ki hai to tax banifit pura husband le sakta hai for total principal amount per

[@chandanprasad5092]

Sir Pradhan mantry Awas yojna jo hai, jb uska amount milta hai to jo duction hota hai vo principle amount se hota hai ya interest amount se

[@sharadkumbhar6177]

Sir agar property ya apna Ghar resale kharida hai to kya kya bathe dyan me rkhna chhaiye...sir plz ispe ek video banaee

[@हरियाणे_वाला]

Hello sir Maine Hdfc bank mein home loan ke apply kiya hai 6.5 lakh ka.....processing fees ka cheque diya 3540/ ka....pehle bola ki interest rate 10 lgega Maine bola ki thoda kam kro aapne 8.9 bola tha bolte ki thik hai phir wo cheque debit ho gya hai account se....abhi fon aya ki thoda mushkil hai approve hona..maine bola ki cheque toh debit ho gya hai phir bolte hai ki ohh main pta karta hu branch mein...kya kr sakte hai

[@harsimranjeetsingh5909]

Reg. Additional 1.5 lac rebate where property must not exceed 45 lac. I am purchasing a flat where the deal value is 44 lac but Gov. Circle rate is 47.5 lac. Am I eligible for additional 1.5 lac rebate?

[@saiyedkaif3009]

sir ye clame kaha kisko karenge ? govt or bank ? aur isko kab karenge possession k bad ? plezse guide me dear sir ,as usual great vedio again masha Allah meri duwa apke sath hai

[@siddharthsharma9685]

Mukul bhai aap bahut acha samjhate hain mai hamesha apki video dekhta sabse best part hai ap pe trust kar sakte hain aur apki sadgi , kripya isi tarah bane rahna

[@sumitagarwal2335]

In Case of Joint Borrower of Home Loan, Can two persons file 60-40% of tax rebate instead of 50-50 %?

[@yogisk7000]

Thanks for the informative video. I would like to know if one has two home loans, would he be able to claim 2L deduction for each home loan or 2L for all home loans together??

[@emipeloanle398]

Emi pe loan le 8537836239,,

[@deepakkumartiwari9059]

Hello Sir, If I made prepayment of home loan then whether it's considered for 80c principal payment or not ?

[@RAKESHHOLKAR]

I trust only on ur videos related finanace bkz it is always clearly covers all -ve and +ve point. Thank u so much.

[@RAKESHHOLKAR]

Sir, अगर मैं under construction property के होम लोन का part payment करता हूँ तो 80c में दिखा सकता हूँ?? Please reply.🙏

[@avinandanganguly4466]

Conditions with respect to the carpet area of the house property. These conditions have been specified in the memorandum to the finance bill, but not mentioned in section 80EEA: The carpet area of the house property should not exceed 60 square meter ( 645 sq ft) in metropolitan cities of Bengaluru, Chennai, Delhi National Capital Region (limited to Delhi, Noida, Greater Noida, Ghaziabad, Gurgaon, Faridabad), Hyderabad, Kolkata and Mumbai (whole of Mumbai Metropolitan Region) Carpet area should not exceed 90 square meter (968 sq ft) in any other cities or towns. Further, this definition will be effective for affordable real estate projects approved on or after 1 September 2019

[@amolhase5075]

VERY GOOD INFORMATION GIVEN THANKS A LOT

[@adityarj130]

Hm ek flat liye hai. Uska loan iss saal se start hua hai. Toh uska interest and principal hm iss saal se ye benefit avail kr sakte hai ? Bt flat abhi under construction h ? Please help.

[@amolhase5075]

I have till date not caim any stamp duty cost ,so later means current year i can claim it ? pls reply

[@Yash_Chavan]

One more point - In 80C you can claim stamp duty charges as well

[@KanhaiyalalSahu-h8e]

Sir mane 2 home loan le rakhe hai,dono joit loan hai kya mai dono home loan mai interest mai rebet ker saktha hu kya

[@manjuufoodcreations369]

Repair and renovation provision Kay hai ..mere repairs ke 3 loan account hai

[@vdiitd]

What if I have a residential plot, do I need to pay any extra taxes or can I get any tax rebates?

[@livingfantasy1240]

Sir if we are buying land for house construction, can we get a home loan for both buying the property and construction? Suppose the land cost is 30L and construction cost is 20L. So can I get a home loan for 50L?

[@shahnawazshaikh6998]

sir maine mutual fund me sip ki hai to ise bhi ITR me dikhana hoga please reply.

[@nomadexplorer6682]

Thank you sir. Your explanation is clear and to the point. Very useful video. Would love to see many more. 👍

[@mm-rw1rg]

If I own one Home and buy 2 resale homes by taking home loan on both homes and let out both these homes on rent during 2020, then can I show loss from house property for both these homes and can I adjust total interest paid ( Rs. 9 lakh ) on these home loans against tax deducted from my salary income ?

[@shibuphilip499]

Mr Yogi defintely good video. You are quick, do not drag and to the point. First time I have subscribed a video. Pls continue the good work

[@aroundtheworld6093]

Hello sir,till how many years can we claim principal amt for the entire construction time or not?

[@rajtoppo1161]

Abhi under construction me hai. To kya home loan me deduction le sakte hai?

[@navneetkumarsharma9092]

Thanks, Sir, Can one claim HRA exemption in co-owner property (registered to self + parents) by paying Rent to parents (Mother)?

[@navneetkumarsharma9092]

Sir, Please Reply

[@paragpatel9482]

@@navneetkumarsharma9092 as per my knowledge. No....

[@theertaprasad]

Excellent. Please give an eg on how much one can save tax if he comes under 30L tax bracket or 20L tax bracket.

[@taruntuli]

Sir I have purchased a flat in 2012 which I sold in 2018. Presently I don't have any property. Now I want to buy a new house of rs 40 lakh can I get the benefit of tax saving of rs 3.5 lakh

[@sharadbhadula8788]

I think.... @ 10:12....... The total limit on interest loss is 2 lakhs combined on all houses and not individually on different houses..... Please clarify

[@AssetYogi]

Yes. It is combined loss

[@sharadbhadula8788]

@@AssetYogi thanks

[@jajatikesharibehera5025]

Sir in let out property ,there is no restigation of interest payment .but as per your video it is 2 lacs

[@ravindrakumarsharma3025]

Sir namaskaar, house property loss ko kitne saal tak carry forward kar sakta hoon aur kya ye set off broken periods mein ho sakta hai

[@AssetYogi]

Loss under the head "Income from house property" can be carried forward and set-off only against "Income from House Property" in the subsequent years. Such loss can be carried forward for a maximum period of 8 years only.

[@avinashsingh9089]

@AssetYogi can we claim principal amount for under construction property after buying under construction property

[@lipurout6834]

Thanks sir, for helping us. Sir i have one doubt if i take home loan in current year 2023, so can i claim it in the current year or not ?

[@AnkushRode-ps7wj]

hi sir if me first property join with brother and second property for self Occupied so can i eligible for 80EEA

[@Brajosebak_Das_001_RadheRadhe]

Sir ,home loan ke upor top up loan hai, Top up ka interest me chhut hair ??

[@prashantd7289]

when you property value, does it mean stamp duty paid on the house value?

[@zombietwenty]

Hi, two queries: 1. For self occupied properties if we are paying municipal taxes and yearly maintenance, can we show them as losses? 2. In case of joint owners and joint loan, if only 1 owner actually is repaying the principal and interest (emi) can still both the owners claim principal and interest separately? Thank you.

[@sawansharma1748]

@Asset Yogi -- can you please answer this question.

[@jaihindjaibharat4956]

The one who actually paying the same from its income is eligible to claim deduction.

[@rohitsomalla6752]

For self occupied property AGV is nil, hence no deduction for anything except interest on loan

[@kirodiwalgroup6622]

Loan amount=9.75 lacs., Purpose of loan 'addittion of house' h, to interest 200000 or 30000 me se kitni chhut milegi

[@chevvakulasrikanth9260]

Is property value = price before construction+ construction charges ?? Please clarify

[@viragnirmalkar]

Joint Property Buying me Sec 80EEA ka benefits both Joint Owner ko milega kya ?

[@AM-yr7pr]

Bhai sahab, additional 80eea is for first time buyer, how sec 24 -2 lac can be claimed in existing owned house. It's contradicting

[@vandanaaggarwal3956]

Agreed

[@pankajsharma1125]

Hi Sir...(1) Which is the best reliable full service broking firm with less brokrage ???? (2) which one better discount broker or full service??? (3) where is money safe with full service broker or discount broker...

[@rishabhupadhyay7582]

What will happen if i have already claimed deduction on an under construction property previously?

[@shivamgour5623]

This is Shivam Gour, I need valuable information about Hoam Loan tax deduction. I have taken a Home Loan & bought Home which is registered on Mother's Name. I am paying EMI's from my account and bank has added my mother as a Applicant & myself as a Co-applicant. So My question is that can I claim tax deduction under IT Section 24 & Section 80C. Waiting for your reply

[@krunalrele2859]

Can we claim deduction under 80 C for stamp duty and registration for under construction property?

[@deveshkumar1945]

I have taken home loan in 2013 which was eligible under 80EEA that time for Rs. 50000. Upto when the same loan will be eligible under 80EEA. Whether the same will be eligible for the current financial year also ?.

[@k.tulasaihchary722]

Sir shall I claim interest amount of top-up homeloan for tax exception?

[@deepikajoshi639]

Is there any limit for hoam loan amount to claim stamp duty and 80c principal and 24b interest ????

[@nimmalarajesh5254]

2014 I have taken home loan for 25lakhs this is eligible for me tax saving how to avail this please Tel me sir

[@MukeshKumar-db9cy]

Can we claim deduction under 80EEA for plot purchase +construction loan (Composite loan) under 45 lakhs stamp value ?

[@juhisadab4361]

Hello sir ,I want to you make a vedio those topics are about the current information ESI calculation and different a/c, gratuity calculation, salary structure and bonus calculation,gross calculation ,plz make a vedio individual bcz I have watched the your vedio is epf about that very good way to told everything's.i have impressed your vedio. you're doing great work.i lub your teaching style keep on it's.

[@ryanryan4684]

Sir, ek important scenario cover nahi kiya in case of construction goes beyond 5 years. For example, if I have taken a loan in 2009 and got possession in July 2019. then Can I take rebate for current year as Rs. 30000 + ( interest of 10 years / 5) = Maximum Rs. 200000

[@VikashKumar-oi9vg]

extra 1.5 lakhs is for only one year or complete duration of loan tenture

[@mohdsharjil5263]

Sir, if we take loan to buy land/ plot for home construction but after purchasing plot, we did not go for construction then can we have tax exemption in this case?

[@AssetYogi]

No.

[@Sachiglas]

Very nice, I am waiting for savings on joint property video.

[@dilippatil6988]

In under construction is it possible to take tax benefits..like take example of if you will get possesion after 3 yr(2023) from now..so shall I claim tax benefits in current year which is 2020.

[@enjoywithhiya3765]

Sir housing loan ,plot plus construction m bhi construction period m interest pr tax rebate milti h kya

[@bhuwantripathi2707]

What are the differences as compared to 2023 FYI, please suggest

[@arwindersingh8626]

Hello sir, which slab of income tax is better for salaried person with home loan?

[@MAANTHEMETRO]

Sir Sec 80 EEA ke liye house area Kitna Hona Chahiye ......plz clear kre

[@Shah_Okay]

How to improve credit score (CIBIL), things which affect our CIBIL score. Please make a detailed video on this.

[@AssetYogi]

Noted.

[@krishtuchoudhary1967]

Nov 22 m flat purchase Kiya h ,registration fee ka koi benefits milega ky tax m

[@manishjoshi3766]

Sir hamare ghar ko rasta kisi or ke baramde se jata hai....wo hme rasta bnd krne ki dhamki deta hai...hme kya krna chaahiye sir??? please reply me sir

[@SunnyK249]

Hello sir, your videos are awesome. I had booked a flat in 2012 and had taken home loan. I got possession in Sep 21..as builder had stopped work in between. Will l get deduction under sec 24 on the interest paid during Pre construction period?

[@AssetYogi]

The construction must be completed within 5 years from the end of the financial year in which the loan was taken. Since, your have got possession of your house after 8 years, its not possible to claim interest deduction.

[@satsandesh3169]

Sir Central Government Employee hu HBA liya hai tax deduction kaise claim karenge bataiye

[@nageshdalave]

All doubts clear only here...Keep it up👍

[@AssetYogi]

Glad to hear that Nagesh :)

[@anupssa8995]

Very informative as always, pl make next video on joint investment as bought out in your closing comments of this video

[@jayeshkadam8653]

HI Sir - This is my first property but I will put that for rent so still I can show that as self occupied right ? and Can I claim HRA even If I am showing self occupied property interest??

[@AssetYogi]

Yes.

[@jayeshkadam8653]

@@AssetYogi thank you so much sir

[@habibshaikh]

if we have bought out house without loan , and after that if we mortgage the house with bank , do we get the same home loan tax benefit?

[@MukeshGupta-sl6yi]

Thanks sir for these info👍

[@AssetYogi]

You are welcome Mukesh.

[@venkteshkumargupta5992]

sir nbfc personal loan tax deduction me applicable hoti hai

[@fishysenpai]

thank you very much sir. much appreciated.

[@AssetYogi]

Glad it helped

[@DK_2106]

Please share ITR 2 having RSU EPSS and calculation

[@rudraach]

for stampduty can we devide it for 5yrs and show under 80c?

[@manoharchavan279]

Can let property owner also can avail the benefit of 80EEA

[@altafteli1533]

If person having one property an he goes to bye one more property under contraction an the is let out on rent due to the shortage of place an he has taken bigger flat on rent for himself. In that case tax deduction can be avail under section 24.

[@patilrhl1988]

Sir can I claim only 2.0 lac interest....Is there any provision to carry forward the interest amount.....As my interest amount is around more than the exempted liMit.....Please suggest

[@girishkumarnishad7368]

सर, मेरे मकान के लिए दो आवास ऋण खाता चल रहा है, पहले प्लाट परचेस का एक आवास ऋण खाता, अब उसी प्लाट पर मकान बनाने के लिए आवास ऋण खाता (मकान Completed है). तो क्या मैं दोनो खातो के Interest & principal को Tax Deduction हेतु Claim कर सकता हूं....🙏🙏

[@chetanteli2804]

FDI v/s FPI and current surcharge issues?

[@TauroChuck]

Is this applicable for individual constructed house in own plot

[@sangitadawar5553]

Joint house property pr bhi ek vedio bnaiya.

[@arrkvlogs1987]

Sir I have purchased under construction flat in may 2014 and still construction is going, so possession letter has not received, shall I claim principal and interest if I received possession in 2020. Thank you in advance for your help.