Home Loan Hidden Charges - Hindi

[@AssetYogi]

Sign-up to our new app for discounts and early access: ✔ assetyogi.com/sign-up/

[@BJPaladiya]

sir aapke kmse km 5-7 video me meri watch list me rkhta hi hu.. 2-3 din me vo dekh leta hu tb tk dusre 5-7 usme add ho hi jate he.... aap ke free me gyan ke liye bahot bahot shukriya🙏🏻🙏🏻🙏🏻🙏🏻

[@HarmanHundal01]

Summary * Processing fee. 0.25 to 1% of loan amount. Negotiate for minimum processing fee * Legal and Technical due diligence: Lump sum fee to check property documents, site inspection and valuation * MODT charges: 0.1 to 0.2% of home loan amount * Home loan insurance. Is not mandatory. * Prepayment or foreclosure charges. 2-3% prepayment penalty if it is a fixed interest loan or you are transferring loan to another bank. * Conversion charges. * Switching fee. To move from fixed to floating interest rate loan or vice versa * Changing loan tenure. Fixed fee 1000 rupees

[@tlp012-singhshubham2]

I am also from home loans department i want to add something extra here about charges 1) kisis reason se kuch issue hota hai property me to TSR ka extra kharcha ho dakta hai . 2) resale me buy karoge to draft agreement and society ke kuch transfer fees extra ho sakta hai 3) register mortgage agar bank bolta hai kisi tarah se karne ko to uska 2 percent loan amount ka extra charges pakad lo.

[@suneelrajpal6612]

वैसे तो यू ट्यूब पर बहुत से लोग फाइनेंशियल नॉलेज दे रहे हैं।पर जैसा कोई नही।मैं अब सिर्फ आपके वीडियो देखता हूं।

[@AssetYogi]

Thanks for appreciation , Keep supporting :)

[@harsh2945]

@@AssetYogi u r d best ! Sincerity and hardwork is on your face ! Sir do you invest on behalf of clients in real life ? M working professional in Mumbai.. please please let me know..

[@kalannapanchal8006]

Sir App Sub clearly Bathate Ho, Really All Videos Good experience, detha, Our Sir Shere Markets Mutual fonds, kha Bharem Bhatado, Hambi Sekthe Hayna 😎👍🏻

[@shreyasharma1580]

Great video! Thanks for providing so much info in short... I think you missed IGR & Cersai charges.

[@tlp012-singhshubham2]

I am also a banker working in home loans department but i appreciate you sir for this video whatever you said is 101 percent true 👌❤️

[@joetravasso1482]

Sir vey educated. Thanks for expanding the knowledge.

[@AssetYogi]

I am happy that it helped you 😊

[@karuneshkvaiswar612]

Very very thank you, please make more videos like this

[@babulalchoudhary4328]

Best video for home loan purpose

[@sahajkunjam3182]

All video ultimate and very easy for everyone

[@AssetYogi]

Thanks Sahaj.

[@rajudey5052]

Lots of knowledge as usual thanks mukul da

[@join2pavan]

Best voice and very useful sir. NBFC and PMAY ka bhi banaye sir

[@sniperalpha1732]

Thank u sir very use full inforemation

[@AssetYogi]

Keep learning

[@himanshuchhetri3714]

Thank you so much for the valuable information, Really appreciate it.

[@msktravel]

Bhai ... Useful information especially who are looking for home loan

[@AssetYogi]

Thank you for appreciation Sikander 😊

[@nadeemqureshi8345]

Thank you brother. Very useful n informative

[@AssetYogi]

Thanks Nadeem :)

[@psdhere]

Thanks for such informative videos.

[@AssetYogi]

My pleasure

[@suhassomwanshi4355]

Spending quarantine days with asset yogi👍👍☺️

[@AssetYogi]

Keep learning

[@bhaktidhanwani734]

Yes thank you mukul sir

[@MultiVishal99]

Awesome video.. thanks again sir

[@chandusr1]

Thanks you so much. It was very helpful.

[@AssetYogi]

Glad it helped!

[@mp-fg2zw]

thank you for the video sir.

[@AssetYogi]

Keep learning 😊

[@amitkumarkhatkar7307]

Very nice and important information sir thank you very much sir

[@AssetYogi]

Keep learning

[@ramdaswaghmare00]

Valuation charges के बारे मे सर बताये Bank of India

[@Nilesh1987100]

Sir.....Nic information and thanku 👌👌👌👌👌👌

[@AssetYogi]

Thanks 😊

[@Sid-sl3xk]

Truely an eye opener video...superb

[@patilsandip6820]

Franking ke uper bhi ek video banaye

[@khajamoinuddinzeeshan8359]

Really, Good Information

[@AssetYogi]

Thanks

[@Palash-Jain]

Hey, Your videos are so helpful to unlock various things about the home loan. I have one question can you please create a video specific to choose the best bank for a home loan? and what should we remember when we deal with bank?

[@AssetYogi]

Sure. Will try to do that

[@Nayan_Roy]

Still waiting for it.

[@ARPIT-gm3lw]

​@@Nayan_Roy😂

[@srabontiparui1876]

I like and watch your channel regular basis and till now I found it's very informative thank you for all this info.....I have one question recently I bought my new home now i wanted to know is one time property insurance is mandatory while opting new home loan.

[@latadewangan2782]

Sir home loan kon se bank ya finance company se le iska comparison vedio banaiye current wala🙏🙏🙏

[@AmitVerma-vl8dz]

sir notice of intimation filing regarding loan karne ka fees bhi major charges hi

[@truthoflife4378]

Great knowledge you have keep it up 👍

[@AssetYogi]

Thanks Abhinav

[@pyrocist]

Eye opener for new loan applying individual.. like me 😝

[@PankajKumar-sk2kv]

Dear sir, Plz make videoes on how to analysis ITR & its components to detect one's Gross income, Net income etc. How to deal with Depriciation, Agr. Income, profit & remun of partner etc. Same thing with GST etc TDS , NBFC, Foreing & Internal big investors etc.

[@almas0708]

Very useful sir

[@kashifsayyed1860]

Thank you sir your video was very Informative ❤️ keep going

[@AssetYogi]

Most welcome

[@manjusikka5218]

Lone ke sath insorensh keyse kare

[@mervinr.d.2916]

Hi, do you have a video which explains what is Retail Prime lending rate? (currently HDFC shows as 16.20%)

[@gurdarshansinghsodhi5570]

My dear you should transfer your loan interest paying system to repo link lending rate because nowadays repo rate is 4% and you can save enough money in interest.

[@manishsubhash201]

Can you make a video about Refinancing home loans?

[@azimshaikh1225]

Good information

[@Rakesh_infomative]

Thanks a lot sir for full detailed information, love your all content 👍🙂

[@AssetYogi]

Thanks Rakesh.

[@ChandanSharma-jo1qd]

Mene 8L ka loan liya hai mera bhi +-₹20000 lagbhag inhi chizo me chala gaya disburse hone se pehle

[@sandhufarm95]

Payment bro accont mein Anne ke bad kat te ha ya pehle

[@ChandanSharma-jo1qd]

@@sandhufarm95 sab processing fees pehle kaat lete hai bank wale fir Loan ka amount dete hai

[@my4evervideos]

Is LIC a better OPTION for home loan against Banks like SBI, ICICI, HDFC?

[@shuvoofficial6342]

Always

[@8683zxc]

Good improvement. Keep it up

[@anizer27]

Valuer kase valuation krte hai plot ya house ke...kis basis pe

[@pradeepnavlani6217]

I have paid conversation charges on home loan 10% to 8.5% rs 2500 + S charge in Axis bank

[@nishantarora5842]

Sbi 6.80% contact 7017755004

[@milanlow593]

Very helpful...

[@AssetYogi]

Glad to hear that 😊

[@royfinserv-dipakroy6279]

Pls tell me land owner's documents available after getting possession of flat...in land owner allocation.

[@AI-Techies.]

Sir,I have been watching most of the your posted property related videos,good and brief info.I need a suggestion as well on Built up property Charges on Purchase or Transfer as Gift..

[@royalone.]

Sir very informative video

[@AssetYogi]

Keep watching

[@dharmenderkumar9479]

Sir kya home loan late time blank cheak dena padta h kya

[@Guidetour-s7x]

Very informative

[@ismailshaikh6403]

Balance transfer me existing Bank charges lagata hai kya? Aur kitna.

[@UmeshKumar-ff8cs]

Sir , abhi kuchh changes bhi ho Chile honge , home loan pe new video bana sakte hai kya

[@kkvoice-pt9es]

Valuable information

[@AssetYogi]

Thanks

[@priyankaupadhyayjoshi2164]

Awesome video bro. Already subscribed u

[@AssetYogi]

Thank you 😊

[@GhulaamAlei]

Thanks Mate !

[@balraj5877]

Sir pre emi why they cutting for 3 months ...initially

[@sukeshanishrikant9604]

Nice sir....

[@AssetYogi]

Thanks Bablu 😊

[@sreedharmateja2255]

3rd point MODT charges.. Should I pay to government or bank.? What is mortgage creation charges.?

[@kashifaziz7905]

Very informative...thank you so much :)

[@AssetYogi]

Thanks Kashif.

[@manojgijoliaofficial1403]

Sir please make a video on cancellation of home loan ..and how much charges we have to pay for that ?

[@pijushghosal100]

Apki hisab se abhi konsa loan Lena chahie fixed ya floating aur hum pri payments vi karna chahti hu

[@pijushghosal100]

Please reply

[@UttamDhanesha]

@@pijushghosal100 floating rate se

[@Singhshindersingh]

Sir hum property di resgistery pe loan ly rahe hai 20lakh ka ton jis bank c hum loan ly rahe aa phle ohne humse 3000 ly leye hai lawyer k lai aab woh 40,000 mang rehe hai keha yh dene hi padte hai

[@sandhufarm95]

Bro 3000 ta registery charge lea hou bank ne baki Processing fees kine lagi ke pura 40k dena pea

[@shahanawazshaikh2330]

Sir how to expand service/field service network pe video banaiye plsss

[@AssetYogi]

Topic noted for future videos.

[@amitdiwaanshah7554]

Thanks again.. Mukul

[@AssetYogi]

Welcome 😊

[@shujaranjan5916]

Sir these information are very important for us, Thank you sir for this video

[@AssetYogi]

Yes. It is indeed very important.

[@tusharmGen90]

Please cover NOI charges on home loan, is it mandatory?

[@MsDinu143]

ESBTR topi for home loan. Is it mandatory while take home loan from bank.

[@sweethome8735]

Sir kya intrest rate mai barganing kar sakte hai bank se ya wo fix rahata hai

[@rajcasio]

Content starts at 01:05

[@pradeepgangawane9026]

Sir NOI charge kitna pay krna pdega 70lakh loan par agent ne 16900 pay krne ko blo rha hai

[@Rahul-sk1kq]

Hello sir, insurance interest rate ek hi mai lag rah hai bank bala sir ky karo mai

[@keshaoraowasnik9429]

please explain about commitment charges

[@AssetYogi]

Sure, topic noted.

[@hiteshsonar1862]

sir MODT me stamp duty or registration charges dono hota he kya? Uske baad Notice of intimation bhi karna padta he kya???

[@lalitagarwal4586]

Mudra loan ke liya kya karna hoga aur document kya dena hoga

[@arifqurashi3059]

Bhut he achi vedio

[@AssetYogi]

Dhanyawad :)

[@arifqurashi3059]

@@AssetYogi sir apka contact number mil skta hai apsa khuc lone ka Barra ma phuchna hai

[@akshaykulshreshtha3935]

Sir kya home loan ka pre payment karne par emi kam hoti h? yaa time kam hota h? Yaa customer ki marji par depend hota h?

[@dhammpalgaikwad4081]

Sir, SBI Flexi pay loan, ka information key bare may video kare...

[@aroon199]

Hello Sir.i..Is NOI applicable again on top up home loan on same property and from same bank? I had sanctioned less amount previously hence going for a top up loan now

[@tgraokundana5906]

Add video on pure home loan for house construction and for renovation purpose home loan

[@sunilmahera4745]

Sir bank me home loan agreement charges ketana dena padta hain

[@ranjit7858]

Sir DHFL or Axis bank Home loan up to 15 lakh which is best, yeh construction plot k uper karni hai jo already buy kiya hai.

[@kaazikumar6086]

Pls sir tell me home loan liya h to cheque kis tym milata h home ki registry vale din same day ya baad m

[@AmratPatell]

I have a home loan from Tata Capital since April 2015, ROI (10.60%). Now they are offering to change 6.90 % by paying Rs 5900 should apply for the same.

[@jobandlearing4399]

Is there any login charge before approval the loan

[@AssetYogi]

Ask the bank before taking loan about any charges upfront.

[@Angelananya07]

Any disbursement fees and Fixed deposit after sanctioned loan

[@pankajmishra267]

Sir mai loan le raha hoon icici bank se toh woh login fees ke liye bohl re muje kya chaaiye plz inform

[@nitudatwani7952]

Home loan emi Collection k liye koi tips bataye pls.

[@traveladventures6093]

Private banks me aise hi loot te , hence sarkari bank me Lena chahiye

[@kamaljitsingh2130]

Thankyou sir for

[@manishsarkar4435]

Please make a video on prepayemt. In detail...

[@politicsinsane]

sir can u tell me capri global bank is good for taking loan is it authorised bank

[@jigneshthakkar5252]

Thank u

[@AssetYogi]

Hope it helps.

[@sunitaverma4537]

Me avase nbfc se lone le rhi hu 12%ki hisab se 2500000 ka lone agreement par sing Kar aue Kya savdhni rkhni hoge plz rply

[@BhushanGengane]

Too much rate of interest

[@sandhufarm95]

Intrest jada lga rahe ha bank

[@kalyanimahadik4001]

Bank loan charges kab Dena predate hai .

[@rakeshsahu588]

Please make a video about Part Period Interest (PPI) in Home Loan.

[@AssetYogi]

Please make a video about Part Period Interest (PPI) in Home Loan.

[@sachinpe5726]

Sir home loans preclouser me amount edena pata hai

[@suniltripathi0809]

Is there any goverment charges apart from processing fees in lic homeloan