Home Loan Hidden Charges - Hindi

[@AssetYogi]

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[@BJPaladiya]

sir aapke kmse km 5-7 video me meri watch list me rkhta hi hu.. 2-3 din me vo dekh leta hu tb tk dusre 5-7 usme add ho hi jate he.... aap ke free me gyan ke liye bahot bahot shukriya🙏🏻🙏🏻🙏🏻🙏🏻

[@kalannapanchal8006]

Sir App Sub clearly Bathate Ho, Really All Videos Good experience, detha, Our Sir Shere Markets Mutual fonds, kha Bharem Bhatado, Hambi Sekthe Hayna 😎👍🏻

[@tlp012-singhshubham2]

I am also from home loans department i want to add something extra here about charges 1) kisis reason se kuch issue hota hai property me to TSR ka extra kharcha ho dakta hai . 2) resale me buy karoge to draft agreement and society ke kuch transfer fees extra ho sakta hai 3) register mortgage agar bank bolta hai kisi tarah se karne ko to uska 2 percent loan amount ka extra charges pakad lo.

[@srabontiparui1876]

I like and watch your channel regular basis and till now I found it's very informative thank you for all this info.....I have one question recently I bought my new home now i wanted to know is one time property insurance is mandatory while opting new home loan.

[@dharmenderkumar9479]

Sir kya home loan late time blank cheak dena padta h kya

[@akshaykulshreshtha3935]

Sir kya home loan ka pre payment karne par emi kam hoti h? yaa time kam hota h? Yaa customer ki marji par depend hota h?

[@karuneshkvaiswar612]

Very very thank you, please make more videos like this

[@manishsubhash201]

Can you make a video about Refinancing home loans?

[@ismailshaikh6403]

Balance transfer me existing Bank charges lagata hai kya? Aur kitna.

[@rajudey5052]

Lots of knowledge as usual thanks mukul da

[@msktravel]

Bhai ... Useful information especially who are looking for home loan

[@AssetYogi]

Thank you for appreciation Sikander 😊

[@sniperalpha1732]

Thank u sir very use full inforemation

[@AssetYogi]

Keep learning

[@ranjit7858]

Sir DHFL or Axis bank Home loan up to 15 lakh which is best, yeh construction plot k uper karni hai jo already buy kiya hai.

[@dilmayarana6894]

Usefull information, thankyou so much 🌺🙏

[@AssetYogi]

Most welcome 😊

[@anizer27]

Valuer kase valuation krte hai plot ya house ke...kis basis pe

[@babulalchoudhary4328]

Best video for home loan purpose

[@latadewangan2782]

Sir home loan kon se bank ya finance company se le iska comparison vedio banaiye current wala🙏🙏🙏

[@patilsandip6820]

Franking ke uper bhi ek video banaye

[@ramdaswaghmare00]

Valuation charges के बारे मे सर बताये Bank of India

[@kuldeepsinhzala1755]

Sir maine ek loan liya hai 8 lakh kaa SBI home loan 5 yrs pehle or mera abhi 3.50 lakh kaa EMI baki hai jo main ek saath clear kar dena chahta hu par bank wale bolte hai ki home loan insurance k 22000 rs bharna padega sir mein kya karu please help.

[@abhiwizard]

Sir, in Telangana State the MODT stamp duty is 0.5%of the loan amount. If I am not wrong , it varies from one state to another.

[@aroon199]

Hello Sir.i..Is NOI applicable again on top up home loan on same property and from same bank? I had sanctioned less amount previously hence going for a top up loan now

[@HarmanHundal01]

Summary * Processing fee. 0.25 to 1% of loan amount. Negotiate for minimum processing fee * Legal and Technical due diligence: Lump sum fee to check property documents, site inspection and valuation * MODT charges: 0.1 to 0.2% of home loan amount * Home loan insurance. Is not mandatory. * Prepayment or foreclosure charges. 2-3% prepayment penalty if it is a fixed interest loan or you are transferring loan to another bank. * Conversion charges. * Switching fee. To move from fixed to floating interest rate loan or vice versa * Changing loan tenure. Fixed fee 1000 rupees

[@shyamaggarwal5108]

Sir meri ministry ke under job aati hai , meri Ssc Stenographer ki job hai kya hamare ko koi chut milti h kya home loan me

[@pradeepgangawane9026]

Sir NOI charge kitna pay krna pdega 70lakh loan par agent ne 16900 pay krne ko blo rha hai

[@kamalkumarrai4213]

Sir file charge k fees kitna lgta hai please batye 1 lac par ₹ 500 lgta hai kya ...

[@kamalkumarrai4213]

Please sir home loan k liye apply kiya tha ..to agent bol rha hai per lac 500 charge lgega ... Is it true

[@truthoflife4378]

Great knowledge you have keep it up 👍

[@AssetYogi]

Thanks Abhinav

[@hiteshsonar1862]

sir MODT me stamp duty or registration charges dono hota he kya? Uske baad Notice of intimation bhi karna padta he kya???

[@AmitVerma-vl8dz]

sir notice of intimation filing regarding loan karne ka fees bhi major charges hi

[@aniketroy8148]

Sir ,do we need to pay any GST on interest part of home loan ?? Please let us know 🙏

[@Infobyhdk]

Hi We had taken home loan from Bajaj,while transferring the HL from Bajaj to any other bank,bajaj is saying that we will debit ur PMAY subsidy that is 2.68L. When we asked regarding the reason,they are saying that u can not transfer the HL if construction is not completed within 36 months. Currently property is in under construction. So can u pls make video on this? Is it true that we can not transfer the HL within 36 months?

[@ChandanSharma-jo1qd]

Mene 8L ka loan liya hai mera bhi +-₹20000 lagbhag inhi chizo me chala gaya disburse hone se pehle

[@sandhufarm95]

Payment bro accont mein Anne ke bad kat te ha ya pehle

[@ChandanSharma-jo1qd]

@@sandhufarm95 sab processing fees pehle kaat lete hai bank wale fir Loan ka amount dete hai

[@mangeshhanumante9337]

Which bank is best for home loan?

[@Sid-sl3xk]

Truely an eye opener video...superb

[@traveladventures6093]

Private banks me aise hi loot te , hence sarkari bank me Lena chahiye

[@vishalgaikwad8135]

Sir mera current home loan hai jiska Abhi 3 lakh bacha hai . Muze ek new property Leni current bech ke so kya muze Muze current Loan close karke apply karnna chahiye ya nhi

[@AssetYogi]

Consider your repayment capability.

[@shivprakashshukla9496]

Sir home lone ke new employrs ko problam hoti h home lone krvane me aap se riqust h ki koi letest video bnaye jisse new emploi ko aasani ho

[@shabnoorjamal3209]

Pls guide what action should be taken if someone Buy a home and now come to know home has multiple bank loans.what is legal action? What will buyer get

[@suhassomwanshi4355]

Spending quarantine days with asset yogi👍👍☺️

[@AssetYogi]

Keep learning

[@bhaktidhanwani734]

Yes thank you mukul sir

[@vinoddesai4025]

Sir 40lack per Loan application se disbursement tak total 32k fees payment karna pada itna fees kaise

[@khajamoinuddinzeeshan8359]

Really, Good Information

[@AssetYogi]

Thanks

[@pankajmishra267]

Sir mai loan le raha hoon icici bank se toh woh login fees ke liye bohl re muje kya chaaiye plz inform

[@kalyanimahadik4001]

Bank loan charges kab Dena predate hai .

[@ankitprajapati4502]

There is one more hidden charge that is LSR Can anyone explain about LSR?

[@avinashsonavane8224]

NRE ke liye home loan process and tips please

[@yoyohanusingh4773]

Sir,I have 20 lakhs amounts of home loan,now I want to pre payment 5 lakhs,should I prepay or not,I have not other loan ......

[@AssetYogi]

Yes you can prepay if you don't have a better investment option currently.

[@yoyohanusingh4773]

Thanks sir

[@sunilmahera4745]

Sir bank me home loan agreement charges ketana dena padta hain

[@dhammpalgaikwad4081]

Sir, SBI Flexi pay loan, ka information key bare may video kare...

[@jaishriram6997]

Sir agar mujhe EMI ki date change karwani ho to additional charge lagega pls

[@almas0708]

Very useful sir

[@manishsarkar4435]

Please make a video on prepayemt. In detail...

[@sweet_navya_riddhi1113]

home loan TIR FEE kya hota hai? mere home loan account se ye amount deduct hua hai..

[@royalone.]

Sir very informative video

[@AssetYogi]

Keep watching

[@politicsinsane]

sir can u tell me capri global bank is good for taking loan is it authorised bank

[@suniltripathi0809]

Is there any goverment charges apart from processing fees in lic homeloan

[@kkvoice-pt9es]

Valuable information

[@AssetYogi]

Thanks

[@milanlow593]

Very helpful...

[@AssetYogi]

Glad to hear that 😊

[@maheshpatil6521]

Sir, I m banker, sir how leads generate, Sales Home loan business

[@Shubh1559]

Hello sir I have taken home loan of 42lkh from tata capital after sanctioning loan ,at the time of disbursement they were aking me for paying govt.charges around 40'000 does it neccesary.

[@amitdiwaanshah7554]

Thanks again.. Mukul

[@AssetYogi]

Welcome 😊

[@bollywoodskywithtufan3555]

Sir ji plz जैसे लोन डिपार्टमेंट में फ्रेशर एम्प्लॉय जॉइन करते है तो उनके लिए कोई विशेष सुविधा का एक लेसन हो तो plz अपलोड़ करे क्यूं की हम को बहुत ज्यादा जरूरत है sir ji

[@MrRoheb]

Sir please make a viedo on Rural Area.

[@shivsagarmaurya704]

Sir kya Bank Wale Jo kahate hai uske writing copy dete hai please confirm sir

[@chilkejbhushanvlogs2678]

Sir mujhe plot Bechne ki technqics Batayi ...How to sell prperty ....plz Uspe video Banayi

[@AssetYogi]

You can watch my video on "How to Sell Property in India" here: kzbin.info/www/bejne/eneriKCLhd9retU

[@chilkejbhushanvlogs2678]

Thnk u so much First tym Someone reply me....i will share your channel to each & everyone....sir

[@Praveenbhaiyaa]

hello sir...please sir aap bata sakte hai ki stamping charge kya hai mai ek loan ke liye apply kiya hu lic me to agent bol rha hai 20k stamping charge lagega

[@rajcasio]

Content starts at 01:05

[@RajuKumar-km6tf]

Sir mere loan civil charge lagaya tha

[@pranavsahu3483]

CIBIL charges to har bank lagata hi hai sir

[@niteshpatel8895]

I have home loan for last one year and rate of interest is fix for 7 year Now I prepayment home loan but bank charge 2.36 interest on principle amount please informations about this

[@AssetYogi]

Watch this video: kzbin.info/www/bejne/rX-WkJx4fpZsm7M

[@abhimanuagarwal2097]

Sir mujhe BHI home loan Lena hai koi achha sa Kam interest wala bank batayie plzz

[@ashishtrivedi4622]

Sir क्या होम लोन कराना भी फ्रॉड होता है

[@8683zxc]

Good improvement. Keep it up

[@arvindk451]

Different types of home loans - especially overdraft, etc

[@Rajeshkumar-jh2ww]

Hello Sir your all videos are very knowledgeable, please make one video for PM Awas yojna scheme by which medium income group get benifit, I will wait for your response

[@AssetYogi]

We will try to cover that topic in future videos 😊

[@IndianHappy181]

What it the validity of Encumbrances certificate

[@krushakagrotech7576]

sir plz give info on homeloan for farmers

[@varinderwadhwa7235]

keeping fess and inspestion charge yealy loan against property kyu lagta hai

[@YashPandya-i9f]

What is IMGC charges?

[@SantoshSingh-po9tg]

What kind of challan bank ask to pay while disbursing home loan Pls revert

[@vasantraoshinde9991]

Arey sir aap kab pmayclss pe video bano ge.

[@piyushsharma-pt5ug]

Sir ye jo mazor charges h vo sirf one time hi h na

[@AssetYogi]

Yes

[@rizwanakhatoon9717]

Mai Abhi maternity leave me Jane wali hun to EMI kaise bharungi

[@AssetYogi]

EMI bharne ke liye apne bank mein ECS lagwa dijiye ya phir post dated cheques de sakte Hain

[@rizwanakhatoon9717]

Ecs kaya hota hai

[@AssetYogi]

Electronic Clearing System. Automatically paisa kat jayega bank se.

[@sunilkhambad253]

How can we get document after closing our home loan (suppose I am working in abroad but my flat in india

[@nileshparmar4082]

Thank you sooo much

[@AssetYogi]

Hope it's helpful 😊

[@nileshparmar4082]

@@AssetYogi yes very much.. bahot hi badhiya tarike se har pehloo ko aap cover karte hain.

[@pratikpatel476]

Hello sir, I've applied for homeloan and bank asking for signed blank cheque for security, my question is - what is best way to make sure that my signed blank cheque don't get misused?

[@GeneralInfoSystem]

Cross mark that check

[@abhisheksachan1292]

60,000rs lg gye loan pass krvane me

[@jaikishangupta4800]

Hello sir.. mere sath DHFL bank ne fraud kiya please help me . I need your advice.. unlogo ne home loan ke sath mujko life insurance sale (28k premium) kiya hay or without my information . Now I unable to pay n discontinue my policy with me . I only want to pay my EMI ... how i deal

[@mangeshmeshram2007]

Sir muze hdfc home loan ke hidden charges jaana hai

[@dhanendersharma7888]

Transfer it to sbi 8744062813

[@sdnarain5364]

If we purchase apartment. When GST is applicable Registery charges applicable Please clear.

[@krishnainspiration8764]

Incomplete information No information about Franking,NOI,IGR,DHC Charges

[@satyendergupta2234]

IN HOME LOAN ONE MORE IS PERIODICAL INSPECTION CHARGES. SAY ONCE IN 6 MONTHS OR A YEAR. TITLE VERIFICATION CHARGES. ON A ROUGH ESTIMATE BASE SUCH TOTAL CHARGES AT FIRST WHILE AVAILING LOAN MAY BE UP TO 5 ----10 % OF LOANS AMOUNT OR EVENING MAY HIGHER. KEEPING IN VIEW THE MARGIN ETC./SOME PRESCRIBED FDR ANY ONE PLANNING TO AVAILABLE A HOME LOAN SHOULD HAVE APPROX.30%OF LOANS AMOUNT IN HIS KIITTY/ACCOUNT .HIS OWN FUNDS NOT BORROWED FROM ANY OTHER SOURCES. SO IT US MY SUGGESTION IF THE LENDING INSTT.AGRRES IN PRINCIPLES TO GRANT A HOME LOAN .ONE SHOULD GET AN FDR FOR ABOUT 35% OF HOME LOAN AMOUNT & AVAIL OVERDRAFT LIMIT AGAINST SAME TO MEET THE PRE DISBURSEMENT CHARGES .AFTER DISBURSEMENT NACH SHOULD BE PREFERRED I FOR PAYMENT OF EMI. UNDER WHICH EMI IS AUTO MAGICALLY DEBITED TO ACCOUNT IN DUE DATE. THE BORROWERS SHOULD DEPOSIT THE AMOUNT IN ABOVE ACCOUNT BEFORE DUE DATE OR IN PARTS AS PER HIS CONVENIENCE.UF THE AMOUNT EQUAL TO 1 OR 2 EMI IS KEPT IN ADVANCE THAT NO PROBLEM SHALL ARISE IN PAYMENT OF EMI & ANY NON PAYMENT DISHONOUR OR LATER PAYMENT CHARGES CAN BE AVOIDED. THIS ACCOUNT BE KEPT ONLY FOR LOANS RELATED TRANSACTIONS TO KEEP A PROPER RECORD FOR FUTURE REFERENCE.

[@MR.Yadav.Akinator]

Very informative video , thank you so much sir ....

[@AssetYogi]

Most welcome

[@Danda_Training_by_narendra]

Sir Mene 400000 ka home loan floating rate par ICICI se Liya Tha 12sal ke liye mare retirement tak. 12sal hone par bank ne es loan ko 24sal ka Kar diya. Interest rate badna eska Karan bataya Hai. Interest rate bhi buhut jyada Hai. Mai 6,64464 rs mai bank ko de cuka hu 12salo mai. 315172 outstanding Bata rahi Hai. Mai kya karu mai ab 60 year ka ho cuka hu.

[@shreyasharma1580]

Great video! Thanks for providing so much info in short... I think you missed IGR & Cersai charges.

[@mervinr.d.2916]

Hi, do you have a video which explains what is Retail Prime lending rate? (currently HDFC shows as 16.20%)

[@gurdarshansinghsodhi5570]

My dear you should transfer your loan interest paying system to repo link lending rate because nowadays repo rate is 4% and you can save enough money in interest.

[@Singhshindersingh]

Sir hum property di resgistery pe loan ly rahe hai 20lakh ka ton jis bank c hum loan ly rahe aa phle ohne humse 3000 ly leye hai lawyer k lai aab woh 40,000 mang rehe hai keha yh dene hi padte hai

[@sandhufarm95]

Bro 3000 ta registery charge lea hou bank ne baki Processing fees kine lagi ke pura 40k dena pea

[@my4evervideos]

Is LIC a better OPTION for home loan against Banks like SBI, ICICI, HDFC?

[@shuvoofficial6342]

Always

[@joetravasso1482]

Sir vey educated. Thanks for expanding the knowledge.

[@AssetYogi]

I am happy that it helped you 😊

[@RajeshKumar-RK71]

If pay Rs 50000 prepayment then it will charge prepayment Charges.. if fixed interest rate

[@royfinserv-dipakroy6279]

Pls tell me land owner's documents available after getting possession of flat...in land owner allocation.

[@TheJivraj]

Dear sir Maine 1940000₹ ka Lon liyahe jisme muzhe compalsory 60000 ka insurance diyahe aur primum ki receipt 5 saal tak ki 9500 ki he uske liye kya karna chahiye