Aunt Repossessed Niece’s Car for Missed Payments! | Part 1

[@ReaganGasa]

When Judge Judy said "...They (the bank) don't care. They care about getting their money for the car" I felt that. Sad & sobering.

[@nicolejohnson9244]

Duh it’s a bank. Why should they care. If you don’t pay for ur shit, tutu don’t get to keep it. If they “cared” and let ppl go, they’d never get their $ cause there’s more scumbags in this country than not now. That is what should be saddening and sobering. That we are lining in a welfare world where people are being raised and taught they don’t have to do anything but sit on their asses and so drugs and make babies cause everyone else will pay their way. The banks didn’t used to have so many rules and be so strict until people started being scumbags and no one would get their $. Put the blame where it’s due people!

[@Tranquility32]

Hi. I know what you mean. It’s also the same (now) regarding healthcare. At the end of the day, we are just case numbers and accounts to them.

[@darlenefraser3022]

How else is it supposed to be? Seems fairly obvious to me.

[@InwardBeautyMinistries]

@@darlenefraser3022 it is but that doesn’t mean it isn’t hard or doesn’t have any feelings attached to it. Be human ugh.

[@Yourock123]

I felt that too. They don’t care if you’re minutes away from dying or if your parents or child just died, all they care about is your damn money smfh. Sad.

[@DonGrigorianFishing]

Her aunt did her a favor and she ruined her credit by not paying 5 months of car payment...At least be honest with her and tell her you can't afford it! No good deed goes unpunished!

[@trekgirl65]

@California Milk She has to learn things the hard way. It is the way of the young for those who are stubborn and have the learn the hard way.

[@DonGrigorianFishing]

@@trekgirl65 You don’t ever make sense! Always talking nonsense..

[@yoongiswndrlnd]

Yes!! My sister did this to my parents and my parents weren’t upset she couldn’t afford her payment but that she didn’t say anything. They’re like we’re co-signers for a reason, we’ll pay if you can’t! It’s simple really.

[@Iza56]

Aunt should havw paid when she got first notification instead of waiting 5 months

[@Julia-en9xq]

Indeed.. Hubby co-signed for my eldest son’s car loan, and I look at that statement every month…

[@jstar308]

& this is why it’s ok to be selfish & NOT help people out, especially if it might mess up your credit. Family or not

[@johnconnors3962]

This is normal behaviour for THOSE people as the vast majority were raised without a Father.

[@wordydeeds5169]

@@johnconnors3962 I feel sorry for you

[@toosense]

If she had bad credit she already had a history of not making payments.

[@deshanaewilliams2464]

Not always the case No credit can seem bad too.

[@tails300]

@@deshanaewilliams2464 no credit is actually worse than bad credit.

[@johnconnors3962]

This is normal behaviour for THOSE people as the vast majority were raised without a Father.

[@jennifer_mertens]

Missing ONE payment can mess up your credit for years. Having one "30 days past due" will destroy your ability to get any type of credit at a decent rate for at least 7 years. She should have told her aunt immediately when she couldn't pay, her aunt could have paid and avoided the strikes to her credit. What a nightmare. I think the niece has NO IDEA how badly she screwed up. She knew what was due and when. Such a sad situation all around.

[@nyomicasey]

I feel like the credit system is so harsh. They dont even teach u about it in school

[@tomy4453]

@@nyomicasey That's why you have parents. School taught you how to read and do basic math. Use those skills

[@nyomicasey]

@@tomy4453 my parents died and nobody taught them either smarty 🤗

[@umungus518]

​@@tomy4453our schools barely even do that...

[@RacieRain]

Over exaggeration.

[@scltd11]

Lunch gang wya

[@ndarasjewels]

Present ❤😅

[@dereksommers7900]

Here 🙌🙌

[@whitneylovesweets]

Popeyes drive thru

[@Yfntyyy]

Shrimp bowl from a Mexican restaurant

[@caramama1731]

Break at 2..right on time😊

[@whosaidthat9265]

Never EVER loan or co-sign funds unless you can afford to eat that debt. Period.

[@mikesawyer4707]

Her heart was in the right place.

[@tkg4me]

This is reason 100 why you never loan money or let someone play with your credit

[@ms.deidra2736]

"what happened was..." Already know where that's going

[@peryole]

When I was 19 I had a full time job earning very good wages for my age. I wanted a new car and asked my mom to co-sign, even though my credit was actually pretty good, banks were only offering outrageous interest rates because I’d never had a car loan. I was very responsible and had my own place, even paid my moms bills without her asking me to. She said no to the co-sign. I got a capital one blank check and the interest rate was 29%. I refinanced after a year and the interest rate dropped to 9%, I had a 5yr loan and paid it off after 3 years. I have never had a high interest rate on a car since then or been denied a car loan, my last 2 cars had 0.9% interest rates. I would never co-sign on anyone’s car loan, no one did it for me and I’m not doing it for anyone else.

[@ItsAllAnillusion]

You sound hurt, but you figured out a way to make it work. Maybe your mom had bad credit and knew she couldn’t cosign for you? I agree, it’s best not to co-sign any loan with anyone outside of your significant other or children. I wouldn’t co-sign anything I couldn’t pay off myself.

[@ComettableMabel]

Got your head on straight you have

[@patrickzalatoris3206]

I had to wait til I got a decent job to afford even thinking about getting s car, even when I got my dad's car, I had to save about 50 bucks a week from my part time job to afford paying the insurance

[@Fickets]

Your sticktoitiveness is admirable.

[@milana2020]

What job do you do nowww 😊

[@DJ-bg3de]

That wig means business. It’s giving Motown. It’s giving “The Help” 🤣🤣

[@krystal2157]

She is kind. She is smart. She is important.

[@DJ-bg3de]

@@krystal2157 🤣

[@yolandascholten2012]

It’s a mighty hair thing plopped on the top.

[@johnk5825]

When it comes to relatives or friends, never loan money never cosign for anything. Give them money if you like, never expect anything in return.

[@jd-zr3vk]

We loaned money to relatives without any expectation of getting it back. We got the money back.

[@janus9824]

1:09 Auntie should have know better to risk her credit with someone who starts sentences with "what happened was". 25+ years of living in the hood and ive learned not to be liable for anyone who start sentences with "what happened was, what im saying is" or they end sentences with "like i said, you heard, you feel me, you know what im saying"

[@jerri3285]

Or “let me talk to you a minute “

[@melanieelepen3180]

That's so funny . From SAfrica

[@Dexters.LaBOREatory]

"They" care. I bought a brand-new car and made payments on time. I became deathly ill about 1.5 yrs after getting the car. GMC Financial worked with me. I can't remember everything that was done because this was 10yrs ago, but they made my car pmt look current on my credit report. So, JJ is wrong, they do care. Because "they" don't want the hassle of repo'ing and having to take a loss on their money. They don't want that car, they only want their money back, with interest. ANYTIME you are abt to be late, call your finance company and work it out, they won't turn you away. Unless of course, it's a buy here, pay here then you're screwed.

[@Neon_Dion]

Judge Judy fans are my only friends 😂

[@valdoicon]

😅

[@AprilDAries]

Sometimes it happens like that😅

[@chisheen]

Hi, friend.

[@niishdageech6044]

Hey friend heyyyy

[@adriannekatramanos3350]

😂😂

[@onyeomachinyeremaka6809]

*Good things come to those who believe, better things come to those who are patient and the best things come to those who don't give up!!!*

[@Happydayz552]

Thanks ❤ think I needed to hear that right now.

[@SimpleCivil]

Allahu Akbar

[@AprilDAries]

Yes indeed!

[@lukerinderknecht2982]

Happy Friday JJ crew! And long weekend for those of us who have one 🎉

[@eldonfoster3824]

May 2-4! Woo hoo!

[@Summer-sc1ph]

What is your long weekend for?

[@Kaboomboo]

Long weekend is May 29 for us.

[@lukerinderknecht2982]

@@Summer-sc1ph it's "Victoria Day" here in Canada on Monday, but most people just refer to it as "May Long Weekend". Edit - named for Queen Victoria

[@trekgirl65]

It don't start being the weekend till Saturday. LOL!

[@elizabethgalligan1805]

Love it when she shush them 🤫 😂

[@alieyesonme247]

She had $1,400 at her disposal to get the car out, but couldn't afford $200 monthly payments?

[@GloriaYtuarte]

Judy Justice happy Friday Judge Judy

[@lizzyyork]

I love my niece but no, I wouldn't trust her with my credit. I'd help her buy an older model before I'd risk my own credit rating on a newer model.

[@Greeley.d]

I did something similar to the defendant years ago and stiffed a good good friend and lost a friendship. To this day, it grieves me that I did that. I wish I could make it up to him but it’s too late.

[@ThatShepherdMama]

Never too late to apologize for it though, especially for your own sanity 🤷‍♀️

[@Greeley.d]

@@ThatShepherdMama I agree with what you say. The people that I stiffed are deceased. Before they passed, I wrote them a letter.

[@catherineeckstein2705]

“When she had ‘took’ the car”….she was on bed rest for stupidity … 😆😆😆😆

[@coltenjm10]

Don't co-sign period...there's a reason why the bank won't help them.

[@edwindelgado8775]

No good deed goes unpunished

[@hcklberypinkbrownies5170]

I love JJ's voice!!! 💚

[@blairs3051]

Her niece should be ashamed of herself..She Knew she wasn't going to be able to make those payments, & she should've either asked her aunt to help her(again), or just turned it in..Ruining someone's credit can low-key ruin their lives..I would move Heaven & Earth to make that car payment, at that price..LoL

[@Kaboomboo]

Oooof I agree with JJ. It's silly to sign off on a loan for someone that has either no established credit or bad credit. If you don't have credit, there are things you can do to build it. In the mean time, save up hard cash and pay for a car like that.

[@trekgirl65]

When a child is under the age of 25 years old, they need a co-signer for a bank loan. If you want to get a used car, you work and save for a used car. Young people do not have any credit in the first place.

[@Kaboomboo]

@@trekgirl65 I had credit when I was 19. I got a secured credit card from Wells Fargo by putting down $400 cash which became the credit limit and used that for small purchases. I used it like a real credit card for a year and then closed the account, got my $400 back, and opened a regular card through Chase. Young people can build credit. And even so, if she's not making enough to pay off her fees, then she shouldn't sign up for car payments. She should buy a car outright.

[@billmoran3219]

Defendant, it’s her fault because I didn’t pay , isn’t going to fly in any court!

[@kellharris2491]

So here is a question. Why didn't she just get a junk car for $2000? Why did she need a fancy car?

[@abbiereynolds8016]

Status.

[@Cjmboo]

that’s what i wanna know

[@scamchan]

Everyone seems to want what they can't afford - welcome to AMERICA - CHARGE IT

[@sacredserpent9667]

Black women hold the most debt in this country this is what they do…

[@VIdishaSpeaks3]

My father helped me get a new car due to his credit being better, so he became the owner and I the co-owner. When he died his wife asked about the car and I had to let her know that I was the co-owner, she was so surprised.

[@shontell7]

Auntie ain’t playing. I can tell by the wig!!

[@johneisleytiu5110]

Defendant looks like a pre-debut female rapper

[@Grannysbaby81]

😅

[@simonejones1240]

Dinner gang #UK #fishandchips ❤ Cheers to the weekend guys

[@jessicacollins3886]

Omg everytime she tells someone shhhh it gives me chills I can't stand the sushing

[@frododespisesbacon1801]

Has the "Novembers payment wasn't due till December" defense ever been successful?

[@frododespisesbacon1801]

Ohh, and the "I was locked out of the account"defense too!

[@__maddy100]

Happy Friday team 😂

[@Sam123QU29]

Tea break infused with some JJ

[@blueknight07]

I guess no good dead goes unpunished, this case is a prime example of that

[@bjohnson1149]

What makes anyone think bedrest is an excuse? This younger generation (not all, of course) beats all! As soon as the defendant opened her mouth with excuses I had her number. JJ did too.

[@RuthLovesJesus]

It’s a valid excuse if you can’t work, this has nothing to do with “younger generation.“ Smh

[@Lovequalpeace]

@@RuthLovesJesus thank you Health comes before payments. I told my sister no way she will work while the doctor put her on bed rest. Luckily she had me and I started to Uber to pay her bills after work. But, I realize everyone isn't that fortunate to have someone

[@tanyagary8494]

@RuthLovesJesus I agree! You can't help circumstances after put on bedrest. I would've had to give my aunt my gratitude and tell her from the start so she can take the car back before those payments started adding up

[@Emerance_]

Good thing she was able to clear that at the end

[@kathywilliamson1826]

What kind of car! My cars have ALWAYS been less than $2000

[@markchang2964]

2:35 Cost her aunt 9K?? Geez!

[@benjie128]

It sounds like she got behind, car got towed. To get it out of inpound, she had to pay for tow, fees and back up to current due. Then aunt locked her out of the account, so defendant couldnt access to pay the next month. And when defendant couldnt pay, aunt had it towed back to bank to auction. Thats my understanding.

[@Kaboomboo]

Yeah makes sense. I think if she sold it then she wants to sue for the difference she paid that she lost on the sale?

[@trekgirl65]

Yes, cause the defendant defaulted on the payment, for banks are hard on those who default on their loans.

[@trekgirl65]

@@Kaboomboo She did not sell it, the bank did.

[@benjie128]

So if the defendant didn't have access to the account, how is she expected to pay?

[@bgrand5168]

One thing about judge Judy she gonna put u together lol

[@JesusismyKingNL]

May everyone on here, have a blessed day, night.❤

[@blazen690gn]

Happy FriYAY

[@SnazzyJazzy-iw9wj]

That wig looks like a family heirloom that's been passed down for over 100 years lol

[@BrandonzElectric]

1:57 what would you do if when you OK so he said yes would go.

[@PriyankaKumari38519]

My stupid ass always wondered why people keep saying lunch time/crew cause in India it is 11:30pm. Did a google search and then realised it is lunch time there... 😂( Never thought of time difference before😅😂)

[@Dailygal]

If the defendant is not careful she will step on that bottom lip.😮😮😮😮

[@supreme2005]

Aunt should've known, there's a reason she has bad credit

[@DowntownMeganBrown]

Its quite OK to say NO to people

[@MH_Prof]

These young people really feel like an excuse for not paying a note absolves them of the responsibility to pay. It does not. The creditor does not care.

[@malcolmwasher2308]

aunt did write thing if she is late making payments aunt has to protect her credit

[@landinashley]

Right on time!

[@IntheCourtoftheCrimsonKing]

Lucretia Mingo. You can't make this shit up.

[@mixxedmamii90]

What people fail to realize is that if you face any type of financial hardship you can literally call the bank and ask them to temporarily pause your payments or give them your new income info and they can lower the payment amount as well 🤦🏽‍♀️

[@WeAreNotAmused]

Every month round the same time that payment is due

[@prototypechicc3551]

You know when your payment is due on the same day each month and im sure if you cnt pay online you should be able to call an pay over the phone.

[@MrGranfield]

The plaintiff has a new wig.

[@lindaharner9245]

So?

[@stuff1784]

The defendant is fulllll of excuses.

[@yesimbrowsing]

You couldn’t see it but you know you have a car note every month

[@femilicious]

Absolute nightmare. If you can't afford a expensive car, get an old banger!

[@Cjmboo]

after one missed payment she could have atleast reached out and said something to her aunt instead of getting it backed up like that

[@rodc4889]

Yes wig!

[@2legit2quit4u]

Never loan to family and friends. Ever. If they can’t get a loan themselves, red flag!

[@Killthesefears]

Morning flo!

[@xenosora6412]

The defendant is making my susdar going off

[@sneakerfreak2002]

Mrs Huxtable❤

[@Bxbyfacebri]

The defendant look lost n confused

[@BrianErwin]

taking your kids or relatives to court over a mistake that's partially your fault is a different level of broke. pay it, don't loan money or sign for loans ever again

[@eldorado1244]

First to say happy Friday

[@larhondaodomph.d.4614]

Auntie is upset.

[@Sarah-ne7jz]

My dad co signed a house for me and I couldn't imagine not paying my bills... or putting that on him.

[@PODSMPSG1]

She didn't make the payments, so the car can be repossessed. My aunt once had a car, the dealership repossessed it because she missed too many payments. 5 months of not paying?!.

[@beautyinpearls2047]

$9000??? 😮that's nasty work

[@rb89509]

LuCreitia McEvil!

[@Bellalovelola]

The aunt lied. 1st she said the unpaid fees were for the towing, then the niece proved she paid it, then the aunt said it was for it being past due...

[@markbrandon7359]

$70 per week = $280 car payment get out and collect aluminum cans if you have to. Living check to check is insane miss a week of work and your screwed

[@milana2020]

How does one avoid such thing?

[@markbrandon7359]

@@milana2020 simple save $5 a week when you get your 1st job at 16 or 18 YO save more if you can 5 years 10, 15, years later you have a nice stash. Most people have a sickness that makes them spend every dime they have on stuff they don't even need

[@femilicious]

9k dollars 😮

[@ginacook1208]

hey hey

[@markpolice3585]

So she couldn't make the payments but she could pay to get the car back?

[@baconbap]

I hate when they go into some convoluted story.

[@JohnnyMac04]

Why would you put your name behind a car that expensive

[@alieyesonme247]

She never would have locked you out of the account had you simply just paid the $200 monthly payments that were very affordable, this woman did you a favor and stuck her neck out for you to get you a car and put her money and credit on the line and you want to make excuses like she locked you out of the account and that you were on bed rest but somehow still had $1,400 to get the car back?

[@BlkBeautiful.9867]

In the hole for 9k-5k still owing 4k. The aunt is still responsible for after suite niece. She should have just let the niece get caught up. Emotions lose every time!!! The girl was trying. I hope she not coming after the niece for her not waiting for her to get caught up after being sick.

[@majamarple8936]

2:39 🙂

[@tammiegosby1501]

$300/month!?!? ZAMNNNN

[@bp900]

Thumbnail saying, "yeah I did it and what!?"

[@lilCindi01]

The aunts voice kinda sounds like Michelle Obama lol.

[@lizellejafta8895]

Night time gang from South Africa.

[@nthabiseng9219]

🇿🇦🙏🏾

[@galinacrosby9952]

#LunchClub where you at? 🥘🥙🍲🥤

[@joanczarra-jn8ov]

Always excuses

[@vioxx111]

Guarantee it was a Nissan Altima

[@MEGIDIOT]

Car cases are boring af

[@Wtfe2024]

I think animal /pet cases are boring too

[@MEGIDIOT]

@@Wtfe2024 same

[@pattimueller2291]

Not very brilliant thinking on the aunts part!!

[@Kim_Jong_Un_2023]

Judge Judy addicts report here

[@kiarajohnson3105]

289? “ close to 200” MAAM! That is not close to 200 that is close to 300 basic math teaches you that in like 3rd grade. You go to the nearest tenth and that would be 90 so she tripping . No wonder she stopped paying . She don’t know math .