Being an independent agent has a lot of plus, but you have to remember that you are in business for yourself and you have to invest in your business. Like you Luis, I contract agents too and have the same exact issues with new agents wanting free leads. Not a real world. However, it is still worth a lot to be an independent agent.
@thinkmedicarethinkaca6 ай бұрын
100% I agree. Thank you commenting
@michelleearle8707Ай бұрын
Do you have insurance t cover the deductible and Max out of pocket?
@thinkmedicarethinkacaАй бұрын
yes, For under 65 people, I use Allstate Health Solutions. Over 65, I use Heartland National. Email me if you need contracting: luis@360insurancegroup.com
@erikcardero47892 ай бұрын
I’d love to start an insurance with two of my friends, we are still trying to figure out best setting/ location , I feel of you don’t start alone is better. Main things is where to get leads that are not resold …? Possible starting out from a garage 😂 first .
@thinkmedicarethinkaca2 ай бұрын
Nothing wrong with starting an agency as a team. But here are my thoughts and this comes from my 25 years of experience. Define the roles, define who is in charge, and know what the exit strategy is when SHTF.
@thinkmedicarethinkaca2 ай бұрын
I had a partnership on another business. It’s rough. One will always work more than the other. One will spend or take more or want more. Frustration will start.
@thinkmedicarethinkaca2 ай бұрын
Plan for the worst.
@thinkmedicarethinkaca2 ай бұрын
As far as leads, all leads vendors sell and resell leads. IMO, best way to generate leads is to create your own leads. Lead Vendors are using social media to generate leads. You should too.
@charlesglassey88843 ай бұрын
Great Info
@thinkmedicarethinkaca3 ай бұрын
Thank you!! Hope it help you
@Jackie-xr2yv6 ай бұрын
Hello Luis what would you say the commission split should be for a captive agent selling ACA and Medicare?
@ElizabethJackson-bn8qj6 ай бұрын
How do you feel about working in community events and flea markets. Going to businesses asking about their health insurance to get leads?
@thinkmedicarethinkaca6 ай бұрын
Its a great idea. I use to do that quit a bit. I worked the flea market for years. It is a target rich environment for ACA. Also Medicare!!
@thinkmedicarethinkaca6 ай бұрын
As far as walking a strip center for business. Also, a great idea. Lots of mom and pop shops don't have health insurance
@Truecoverage.G26 ай бұрын
Thank you Luis! How many years have you been operating as an independent agent?
@thinkmedicarethinkaca6 ай бұрын
for ACA and Medicare, since 1999
@Jackie-xr2yv6 ай бұрын
Hello Luis what would you say the average commission split should be as a captive agent selling ACA and medicare. Thanks
@thinkmedicarethinkaca6 ай бұрын
that too hard to say. It depends on whether you get a salary or hourly wage. Do they provide leads? Its super hard to say
@francosuarez6 ай бұрын
You also need to let them know that the marketing organization you work with holds commissions for 3 months fro the day of issue. Who can be without a paycheck for 90 days?