CRED vs CHEQ App || Best App for Paying Credit Card Bill?

[@HitenChhedaCA]

People wants two things. Convenience and reward. Cheque is much ahead in this. I don't like Cred now a days due to scam coins. Not interested in their shopping, games, bets, etc. I like your unbiased opinions on many topics. Keep it.

[@jehangirchinoy]

I agree. Unbiased options are a rarity these days. Thank you.

[@irshadalam-vp2jn]

Cheq has started charging 0.2% as processing fee for making payments into the credit card. It may seem a small amount but it's actually Rs100 for every Rs50000 of payment.

[@mominabdulrehman6495]

Useless app

[@HitenChhedaCA]

Now it's free

[@Radiodiagnostic-assistant]

Free now

[@irshadalam-vp2jn]

@@Radiodiagnostic-assistant but there is no use of cheq coins as it's devalued. So why to use cheq?

[@avi4003]

​@@irshadalam-vp2jn If you pay 50k cc bill then you will get 500 cheQ coins. Which is equal to 50₹. Which is better than other competitors

[@abhiishekp17]

Update: Cheq has a rolled out feature where you can remove the card now.

[@puneet9628]

Cred is like "Khanna Dance Bar" jaise hi aap open kro, itna lighting, animation and all those creep🎉😂

[@akashpatel1275]

Lol but lot of efforts in it

[@surajgaikwad2959]

Right.... Interface userfriendly nahi hain cred ka...

[@deenkibatein1991]

Cred is totally shit now

[@iamrohittdas]

😂😂😂😂😂😂😂😂

[@draju51]

😂😂😂

[@BeesCoin]

I think payment settlement time depends upon the bank and payment amount. For example I paid Rs. 30k bill for my SBI CARD through cheq which was settled instantly

[@rexstorm2137]

Was just looking for a Cred alternative as recently Cred has made a cap in number of cash backs earned per month and after paying all my bills I don’t get cash back for some of them. Thanks for the information.

[@testspy9662]

How much cap

[@souravchanda4030]

I hope you get 10M subscribers by this year. You have a lot of energy ❤

[@bekifaayati]

Thank you 😊🙌

[@jainil_desai]

Very logical points, best part is video wasn’t exaggerated to earn more, you value people’s time!

[@AbhijeetSingh-rs5qb]

Finally thanks, was waiting since morning to listen your voice ❤😂

[@the.haque.family]

You can delete your card from CRED but can't add the same card with another account. *CRED is actually the same as Cheq in this field.*

[@iamgroot7843]

your way of talking and explaining things is mind-blowing

[@abhijitmondal1295]

CheQ not supporting all the cards at now. Eg one/ federal bank card. So CRED is giving pretty reliable and hassle free experience.

[@city-drive]

Does cheq support One Card/CSB Card?

[@FaguSingh]

Thanks for such video. Last time there was some sound issue but this time it’s nice. I was using CRED since Oct 2020 but I will also check cheQ sounds bit nice in paying CC bills in reward perspective.

[@bekifaayati]

Definitely 😊

[@prabalkalita9318]

Finally the audio is back..

[@bekifaayati]

Yeah 😅

[@prabalkalita9318]

@@bekifaayati ma'am just a complement your are to cute.

[@jangwan]

​@@prabalkalita9318*too (बहुत)

[@shubhamsomwanshi8770]

Cheq pe par corporate card add nhi hote...

[@tejasdalvi6874]

Thanks, privacy and security I will go with Cred

[@souravpal2436]

Cheq has one more disadvantage you can't pay money in decimal numbers manually. Example like if your accurate credit bill is 5467.67, you can't pay 467.67 manually. And Cred has also one disadvantage if in your account you add your family of friends credit card by intentionally or unintentionally after removing this card you can't add this card in other account

[@girisetti389]

Paying 40 to 50 Pisa will not be big trouble.. cheq is coll

[@souravpal2436]

@@girisetti389 yes of course just i said about accuracy

[@yogeshmhasagar6709]

Most of the apps do not support decimal number payment.

[@souravpal2436]

@@yogeshmhasagar6709 cred support, upi apps like paytm phonpe support

[@imnbhardwaj]

there isn't any option to Add Card to other Cred account?

[@C-est_Rio]

So glad you shed light on privacy as a parameter

[@detonationgaming1621]

It's better to use the bank's own app for payment of the credit card bill...you will have peace of mind, security and the most important thing is, no 3rd part data selling

[@iamjayprakash]

I use paytm the settlement happens instantly

[@Amanda-hl2tu]

@@iamjayprakash😂😂😂 paytm is the worst. They sell your data like a street vendor , the app may be useful and gives you cashback or something, but not Data. Safe

[@beastkingw4125]

Cred target primium India And cheq target low credit score Indians Cred should have big ticket size coustomer But cheq could struggle for profitability Even cred is loss making So I am very sceptical about this new company

[@sreeharshamaley]

But the premium customer doesn't want to play coin games and other marketing games

[@sajalmaji3944]

​@@sreeharshamaley That's the point 🤣

[@terminator8397]

Cheq has started charging for bill pauments, pretty gutsy for a yesterdays app. Plus horrible redemption options

[@subhajitdhara5785]

1 cheq coin Sayed rs 0.25 hai. Usse achhe cred cash back deta hai. UPI payment, UPI transfer, bill payment pe cashback aa jata hai Cred pe

[@nagupdates]

Yes

[@gangaarya3514]

WHY TO USE THESE APPS???? Are't people not serious about their financial privacy. Never used apps like Cred or Cheq and never will be using

[@SourabhBusiness-c8r]

To kya use kreij

[@SourabhBusiness-c8r]

Autopay kese kreij

[@sarthakq]

Financial privacy ??😂😂 Look who's speaking at Google's App ...😂

[@paperdragon48]

You can get your financial privacy data from darkweb

[@madeinabyss42]

Then don't use. Why shouting here? 🤣

[@Vinaybijan]

Cheq is charging a processing fee now so it is a big drawback to the cheq

[@DSR.TechnicalGyan]

Hi, Is SuperPe app safe? Please make answer.

[@mohdsumama952]

I heard the name of the cheq app yesterday and today didi uploaded the video thank you😊

[@bekifaayati]

Welcome 😊🙌

[@sharifmalik8593]

Vo didi hain kch bhi kr skti hain😇. Btw don’t take it to ❤

[@chetankaushik8328]

किFAAYAT is Kiफायत

[@gourobnandi1034]

Looks like cheq is good for rewards but the part where I hear I can’t delete my card sounds scary. Using cred for last 18 months or so. So I am very much sceptical about the security in cheq.

[@Manojkumar-kp5bh]

They announced that they will add this feature in their next update

[@karankukreja1092]

Axis bank officially suggested their app so i don't think there should be any promotion in addition to that they have announced that this removing card features is coming

[@vijayarirajta6692]

now, you can remove your card in Cheq

[@draju51]

Oh great -thanks Vijay --- this was the reason till now not joined Cheq --- can anybody also else confirm if the deleting thing is active now or not

[@Proud_banda]

I tried cheque app and its useless Ab kuch nhi milta Cred me 3 rs to milte hai😂

[@santubente8576]

I like cred app is good,simple & secure🎉🎉

[@yogeshmhasagar6709]

There is one more feature you haven't described, in cheq you can pay all your credit card bills together. Which is not possible on cred.

[@bekifaayati]

Mentioned at 4:19

[@yogeshmhasagar6709]

@@bekifaayati sorry hum samjh ni paye 🙃

[@Amm22088]

4:18 mint se video watch krlo

[@ashishbaranwal4205]

max cheq chips is 4000 per mnth....and if we convert it in real cash...it will give less than 1% that means...max real cash that we can earn in cheq in less than 40 rupees....so it is ok to use cred rather than moving to any other platform

[@sarthakq]

Meanwhile Cred giving you whopping Rs 2 as a reward😂😂😂

[@SurendraKumar-jv1vt]

Thanks for again uploaded with audio 👍

[@kunalsinghtanwar]

Cred got very amazing customer service in my experience.

[@NishantNagar07]

In 2024 CRED is Winner 🏆

[@bollycrick8751]

Kuch smj nahi aata.. Bss ye ldki hi dikhti and my future 🔮 with this girl❤❤❤

[@gourabsaha1078]

In my case, Cheq has taken very less time than that of Cred.

[@bekifaayati]

That's good to know :)

[@umangjain0598]

In my case cred taken only 14 sec to settle my credit card bill🎉

[@MrSanmaster]

I think they have not given the delete option because person will pay the same card bill again and again from different cheq account... And get the cashback multiple times......

[@MrSanmaster]

Like using rupay credit card

[@vikash7328]

Which software do you use for video editing? It's really smooth.

[@HimanshuSingh-uq9yc]

Great video. Keep it up. Please do one comparison video of Cred and Bajaj finserv UPI app, which offers more cashback and where they can be used. Bcz cred coins are waste.

[@skanand007]

Hazaron ki payment karne par cred 2-3 rupay ki bheekh deta hai..

[@mishraji4317]

Bhai ek baat bolunga bura mat lagana But idk what is wrong in people's way of thinking, first of all its only you who is spending through a credit card and then you want cashbacks or offers when you pay for the same. And after that you also want more cashbacks and more appealing offers. And still you will have a card which is already free of cost and not taking any extra charges to operate. If you are so desperate for offers and if you think you spend a lot on credit cards then you should simply take a premium credit card which takes an yearly fee , cards like these already give many offers which you can use and also they are high in terms of money. But my best advice tou you would be that nothing is free in this world so you should just say happy with 2 to 5 rupees cashback that cred gives rather than rooting for more cashbacks.

[@AnishKumar-dy1fd]

Mam Mai cheq aap use kar Raha hu usme bill turant hi settle ho jaata hai. 1 min ke andar

[@bekifaayati]

Great 👍

[@themedic3923]

Also cred me search nhi kar sakte koi bhi product, you have to scroll through all products/categories

[@vinayakkolhapure1817]

cheq is giving good rewards but app is really buggy. It shows duplicate credit card entries for me in card section.

[@sharepaisa]

Hi, good morning kya aap cheq app refer kar sakte ho?

[@sudheerkumar-yx5cl]

Do cheq get a loan account and other details by checking our credit score by hard enquiry?

[@girisetti389]

If you remove permission from Gmail from cheq also we can remove our card ..

[@mrholmes3367]

You sure bro?

[@saireddy3058]

Good comparison,thank you for the videos😊

[@bekifaayati]

Welcome 😊🙌

[@ismakhan3172]

Cheq se first time payment karna pe bhaot jyda time lgta hai bill settlement me lekin payment hota jarur hai so don't worry apka payment settle jarur hota hai mere 68 hours lage the first payment settlement me

[@arr-h7v]

Are these apps secure for credit card privacy ?

[@rahulpremjani7355]

Kya credit card rakhna chiyeee...?

[@sumonghosh519]

Which credit card is best for insurance payment?

[@girisetti389]

It's fake.. I am using cheq from 1 month I used to pay more than 10 times every time it's taken 10-20 sec.. on cheq.. not 10 hrs or 20 hrs

[@Astitva1727]

Bade payments me hold kar leta hai cheq like 51000 ka kiya tha maine usne 10-12 ghante k liye hold kar liya tha

[@souradeepbanerjee7567]

Is CHEQ safe or not in present situation?

[@sanjitgarain9334]

Bhai please help me homne cheq app me 20000 ka bill payment kiya payment successful ho giya but credit card me reflect nehi huya

[@anjalilakhotia2307]

Is cheq safe for high value bills?

[@dr.riteshchhabra3611]

So as per this video cred is better at present..reliability and privacy are more important than better rewards..

[@drdeepak0075]

Very true.... But we are Indian's ... REWARDS 🤤🤤🤤

[@rajaneeshraj5724]

Most useless cred coins 🤬

[@mrarora5496]

It means cheq is oppositing RBI GUIDELINES REGARDING CARD STOREING.. We must complain against Cheq so that it can be uncheq

[@sharifmalik8593]

😂😂

[@coder_who_cooks3934]

Go ahead and u'll definitely come back with an embarrassing face for wasting court time

[@praveenkumar3931]

U lafoot

[@mahirpandya4310]

I think cred is way better 💯

[@raviasthana1384]

Coin me cheq jeeta baaki chino me Cred. So, I will go with Cred.

[@anshutyagi01]

I pay the credit card bill via cheq, but not reflected in my card plz help

[@jamatali1275]

Hi madam,,Mera ICICI card bill generate hua 3 days pehle,,aur yeh cred pe bhi show kar rahe hai ki bill generate ho gya..but CheQ pe no bill found dikha rahe hai,,aise me CheQ se kaise bill payment kare madam,,I hope kindly ans my question

[@er_vikramkumar]

Cheq charges processing fee as well.

[@ankursharma8735]

Hello maam can you confirm me that if i made a rent payment by cheq. How much time it will be take to update.

[@saurabhsrivastava4288]

Madam now they are changing 99 as a processing fee. Where as cred is not charging anything

[@gauravisranishorts9426]

Is this app safe y he want CVV for credit card bill pay.....?

[@dipeshkumartailor-jc9pt]

Will choose CRED

[@RahulKar-j7t]

Cred coins can be used to pay credit card bill

[@dirisala2024]

Cheq never beat cred .cheq came newly but charged processing fee

[@ashirvadkumar1129]

Finally I am audible 😊

[@BilluDaCafe]

ਕੌਣ ਕੌਣ ਵੀਡਿਉ ਦੇਖਣ ਤੋ ਪਹਿਲਾ ਕਮੈਂਟ ਪੜ੍ਹਨ ਆਇਆ 😁

[@MrSanmaster]

I haven paid the multiple bills almost 10-12times and it's settled within 15min .....

[@nagupdates]

By paying 1000 we are getting minimum 6 to 10 rs.

[@lakshay777]

Correction. In CRED by paying Rs 100000 also you will get Rs 3-5 cashback. Cred is useless nonsense app with most horrible reward and cashback offers.

[@aniketnimase5050]

Swiggy hdfc vs Amazon icici Please make a comparison on this. Thank You!

[@abhijeetgaikwad6883]

Superb information please Shere with your friends

[@omrindernagi]

Thanks behna ❤❤

[@SidduSiddhardh1]

Genuine 🎉🎉

[@satyajitpanda7300]

One more disadvantage of cred is that we can't add or pay corporate credit card bills.

[@vivekananthradhakrishnan2339]

Not really.. I pay my corporate card in cred

[@saurabh_chaudhary_007]

Net banking se bhi kr sakte hn kya in app me ??

[@harishvats700]

On cheq no customer care. Even no one bothers to reply mail. Unable to login on cheq once you are logout by any reason

[@vin21711487]

Better to stay with cred. Even better than indmoney

[@SDB-Shadab]

Card Remove Karen ka Option Cheq De Rahi Hai Kaha Se Check Karti Ho Aap Log

[@maroofkhan4820]

Effect sound bhut jyada h, should be lesser! And don't you use KZbin CC features, why do you interest CC in your videos only? It's annoying when anyone wants to watch without CC? Use that feature na! It's there!

[@BD-od5ys]

Is the cheq app safe to use? Payment won't get stuck right?

[@bekifaayati]

It's completely safe.

[@harshinredzone]

I'm using CRED. I was thinking to try CheQ but appears I'll delay it.

[@sharifmalik8593]

Same to me

[@vikash7328]

Cred can read your statements, check for hidden charges, and is seamless for payments. Not sure about Cheq

[@akshaypatil1800]

आप कबीर सिंग मूव्ही मे थी ना?😊😊😊

[@lalanyadavgroup3126]

Cheq 1time he settled my 8hour and second time around 30min

[@gourchandradas1139]

Is there any referal reward in cheQ?

[@nidhiradheykiduniya658]

Cheq app pr credit card swipe payment not my account pl advise

[@subhajitdhara5785]

Finally re-uploaded

[@pritambairagi7825]

CHEQ Starting to devalue his points😢

[@devangpatel6277]

Good comparison 👍🏼

[@TheMohammedRizwan]

Is Cheq App safe to use? Should I pay my CC Bills with Cheq? I have been using Cheq for a month I have seen that the payment settlement is different in banks for example If I pay my Kotak and SBI CC Bill it takes only 1 min whereas If I pay my ICICI it is taking more time to reflect and till now the amount has not been reflected yet Should I pay a Huge amount at a time Coz So I have a fear that what I have paid is safe or not Should I continue with Cheq or Switch

[@vivekananthradhakrishnan2339]

I have paid over 4 lakhs via cheq.. did really get the 4000 rs.. but after they started that charging.. I stopped using.. you will get 0.05% if you calculate and you wanted rewards as cash.. like 100 rs for 4 lakhs

[@captainamerica6749]

mene tution fees me 50000 payment Kiya tha mere dost ko ye payment kitne samay me hota he 2 min likh raha he but hua nahi he procesing me he koi number bhi nahi he cheq ka

[@draju51]

Has the Card deleting option started ???

[@huseler]

Seems like you have not used cheq... Cheq charges transaction fees which cred doesn't. Also cheq has one shot payment option for all credit card at once... Test it thoroughly before making videos... Same observed in your free credit card video as well... Please take it positively and improve... Personal Finance is a critical topic and important part of education which is missing curriculum and people seek knowledge from influencer like you so it's your duties to study the website of bank and their latest offering... Your backend team should test the app completely... And video record date should always be announced at the start and end of each finance video as a thumb rule....

[@zarirdaruwalla7187]

Using CRED for now.. But any suggestions on free expense tracking apps on IOS

[@BarakAcademy2024]

Cheq settles the bill within 15 mins now.

[@gauravisranishorts9426]

Y customer care no. Not available..... In this app....