Credit Card Portfolio and Spend Strategy for 2024 🔥

SBI Cashback Credit Card apply link - bit.ly/4fnO9a7
HSBC Cashback Credit Card apply link - bit.ly/3RlPzay
Standard Chartered Smart Credit Card apply link - bit.ly/3VCNglW
In this video we do a deep dive into the kind of credit card portfolio that you should have if your rewards preference is cashback. We also discuss what should be your spending strategy.

[@shubhamkaushit7497]

Dude.. The effort you put into this is "INSANE". Keep going.

[@pulakverma1670]

Based on this video one should have these Crads :- SBI Casback HSBC Cashback Tata Neu infinity HDFC HDFC Millennia Airtel Axis Axis Ace Standard chartered Smart

[@Mayanksugandhi25]

Gajab.. Abhi tak ke credit card channel ne aisa video nhi banaya.. Please ye series banate rahe

[@ShivamMahajan13]

So much effort, thanks so much! Would love a video on card strategy where the preference is travel rewards - specifically would be helpful to understand the miles and points game in detail!

[@harsh__kumar_03]

This is by far the best video I’ve seen on credit cards 👍🏽

[@mohdkhalid01]

Yes please consider portfolios like travel, lifestyle and hotels. It would be helpful if card academy could tell us more about American express cards and why all variants aren't available in India yet !?

[@CardAcademy]

We might do a video on portfolio for travel redemption. India is an extremely small market for Amex. They may introduce more variants as their numbers grow.

[@amitabhmaheshwari]

@@CardAcademyEven in UK I saw shops with boards - No Amex please

[@jaythakkar5909]

MDR is the problem sir 😂​@@amitabhmaheshwari

[@akashdhabe9500]

I vote for travel related video.

[@honeysinghal5852]

​@@CardAcademy mam for upi payments, i think Jupiter csb card is much better.

[@piyushvjn]

Brilliant video, please consider making Part 2 as well!

[@akshatverma26]

6:15: very important point!

[@created4test]

I have been waiting for card portfolio video for while, love this ... please create another one for travel focus

[@adilbunny2748]

First time in YT very good mam , let your efforts give you success Kindly make part 2 Video😊

[@r.gnaveen4705]

The best of the best cards any normal person can have. With such videos, you get all the knowledge required about credit cards. Thanks Card Academy!!

[@drnaishadhjivrajani7077]

Really great knowledge...Nd u have good knowledge... Thank you for educating ... God bless you

[@PrabhupadaArmy]

Amazing video! VERY USEFUL

[@priyanshgupta7890]

One of the best videos on cc

[@HiteshAdventure]

Awesome clarity,thanks a lot

[@KapilGupta-rz8gy]

This is one of the best video I’ve seen on credit cards

[@ssamim]

Very nice video and very useful and researched video. Great work.

[@Loganatha_K7]

Amazon pay has stopped accepting insurance payments through any credit card. They only accept bank or upi payments. So you won't get 2 % cashback on insurance payments through icici Amazon card😅

[@invisible5604]

Seeing your 1st video and already subscribed within 4 minutes of watching, what a concept of card portfolio awesome content

[@manuonlineforu]

Quite brilliant. Pls cover travel and lifestyle as requested by others too. Thanks!

[@amazeme8493]

thanks for this amazing video! Major axis cards like ace and airtel axis have had a major devaluation recently, please make a revised video accommodating those changes 😄

[@CardAcademy]

Phew. Will take a lot of effort. We'll do that again in some time.

[@amazeme8493]

@@CardAcademy thanks! Awaiting your video on travel cards portfolio

[@hkshorts9236]

No doubt Excellent work

[@AmitYadav-zw1lo]

Thank you for your channel and this video. I get awareness and recreate my card portfolio with hdfc millenia and axis ace. Thank you teacher of card academy ❤

[@sahilreza3801]

best video ever , there was so much effort that was put into it , please make this every year.....

[@getkishi]

Perfect video for Credit card beginners

[@pranavraval3352]

Really useful and unique content, highly appreciate the efforts and thought process!! Please do make a similar video for travel/hotel/flight reward points credit card portfolio strategy.

[@CardAcademy]

Thanks for your kind words.

[@gopisahu654]

This is the best video I am looking for regarding credit cards to choose. First things first, should apply for axis ACE card now. Thank you for detailed plan

[@Meetwaah]

Bhaisaaab , Big salute to your efforts, mind-blowing financial education!

[@rayatindra]

what an amazing video😊😊😊 love it

[@richiegoswami8466]

I'm connected with this channel for more than a year when the other female person used to explain But this is the first video where I can say I literally saw your efforts And yes we want more videos like this Love and support

[@DrAkashraj]

Brilliant presentation 👌

[@anne_xplorer]

This is crazy good.. Can you please make a similar video which includes premium/super premium cards too?

[@amitabhmaheshwari]

I use my Amex platinum Travel card to make NPS payments. This helps me in reaching 4L target. The basic points are not given but milestone benefits are given

[@CardAcademy]

Makes sense

[@savan9757]

Thanks, really helpful

[@ekwinderpalsingh2308]

Best video till date. Thanks for detailed comparison🙏

[@selena1111111]

Very well shortlisted 👍🏻

[@dheerajs9500]

Please do this for premium cards as well.. excellent work and analysis

[@jayanthmoram]

Just Perfect! ❤

[@hpyamr3358]

i want to know - which card offers better discount on hotels -- indusind easydiner card VS axis magnus on basis of easydiner offer ?

[@pradyumnasahu8559]

Great content Didi.

[@asgaralisiddiqui4047]

Thanks for content mam 😊😊😊

[@DebanjanDuttcambridge]

Hello, Aapke Video Bohot Informative hai. Aap apne videos me Purchase Protection Insurance ka bhi include kar sakte hain kya. Pata kese laga sakte hai ham yeh jab koi card le rahein hai toh ki usme yeh feature hai ki nai ?

[@alinabin]

Please continue making such credit card portfolio vdos...it is very much useful... thankyou and appreciating your efforts.. Also pls do a vdo on Life time free credit cards of various available cards and how can it be benefited..

[@nagarajuch5909]

Super explainattion

[@techthief3278]

Wonderful!!!

[@mayurthadeshwar8385]

🙏You R Genius👌Madam👍 About Credit Card Topic, Wow !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[@deep0123456]

Amazing video, never seen such a detailed video on card selection in KZbin. This video is just LIT 🔥

[@atoshkaushik9130]

Also make a video on best travel related cards especially for domestic flight tickets (not lounge access) and yearly spends of about 5 lakhs

[@abboss2679]

For utlity which one is best ace or airtel or HSBC one?

[@gopalgidwani6032]

Please make the part 2 video on travel cards portfolio

[@AWM_Ripper]

Thanks for video which is very informative in terms of card benefits but I'd like to add one more benefits like movie tickets could you suggest me any card for this?

[@nishantjha7776]

Best credit cards according to me : Airtel Axis Bank , Kotak Myntra , HDFC Millenia , SBI Cashback

[@om_rockz4115]

I have about 3L spends on LIC, School fees, Mutual funds... I have about 2L spends for small payments like, Gas bill, electricity bill, food, Petrol, and other UPI payments.. which cards would you recommend?.. I was thinking to have a separate card for 3L spends and a Rupay card for 2L spends.(note: The above spends are per annum).. please help

[@ankitbhowmick5819]

super detailed video

[@Banti2784]

Is kotak card worth to keep, I have appx 13 cards, think to close some cards

[@madhukarkgp]

Need a card portfolio video for Travel based rewards. Include cards like Diners club, Atlas etc.

[@taqdeemahsan7332]

mam kya axis bank upi credit card se upi payment karte hai to koi charge lage ga kya

[@mohdanassheikh2096]

Airtel axis appears good and worthy addition to portfolio

[@akhileshkesarwani]

Nice effort

[@RaghvendraGupta]

Please make card portfolio video for travel.. Consider Infinia, dcb, magnus etc for it..

[@awesomepaji]

Wow effort out here is commendable! Just loved such detailed and crystal clear explanation..please include diners black, indusind eazy diner etc. cards for dining out in part 2 😊

[@himanshu810]

Is there any option to upgrade HDFC tata Neo plus to tata Neo infinity

[@nitinjaiswal6227]

Mam can you conferm that is axis had stopped issuing 2 cashback cards to single customer Ex:- if you holding airtel card then you cannot take ace or flipkart card or vice versa It will rejected You can take only reward giving cards Please reply

[@pankajbansal6851]

Credit card se EMI pe shopping karne per koi cashback yah reward point konse card pe milta h ji.... kyuki card se EMI pe bhi bahut use karte h log..... credit card company ko bhi EMI pe shop karene pe acha value back mile aisa card lonch karna chahiye

[@SourabhSharma-kq6ed]

would love to see travel related video.

[@SHIVKUMARSINGH-shvlrd]

Nice job😊

[@varunmehan1979]

Nice Content.

[@vinodtarafdar3545]

Ma'am, 1. Great video, with lots of efforts. 2. Cashback SBI CC se Groceries store (eg DMART) par payment karne par 5% ka cashback milega kya?

[@CardAcademy]

Thanks. No you would not get 5% cashback on offline groceries stores on Cashback SBI CC.

[@nowtranscript3429]

kepp making video on CC portfolio...

[@sheetraval3712]

SUPERB VIDEO 👏👏👏👏🎉💯💯❤️❤️🔥🔥🔥🔥

[@jsantosh21]

What is best card to have ,I already have an hdfc infinia , my spending are 70k per month. 1 international trip a year.

[@ajinkya5721]

Which card to select from Axis Bank Neo and Axis Bank Myzone, if both cards are available as LTF cards currently, I already have SBI cashback card, Hdfc Moneyback plus card.

[@Noah-ln6oh]

My zone for 1+1 movie offer and 1 year sony liv, neo for 40% on zomato and 10% on blinkit and bms (I prefer myzone)

[@souravagarwal5787]

I have almost all the cards mentioned.

[@amitkumarverma1037]

Insurance payment is not vaild with Amazon pay ICICI card .. can someone confirm ?

[@pick7496]

I am a budget traveller.. which credit card is better... And another card fuel

[@asianartsjewellery4479]

i pay an insurance of 4 lakh on a particular month. which card do i choose?

[@manojrana3594]

Nice one 👍

[@manjeetsagar7452]

Please do a review on best rupay credit cards also sbi has bpcl rupay card is it good ?

[@ganesanrao8735]

Good.mam.really worked hard

[@vikaskhandelwal7449]

AU LIT card with its customization feature can easily be part of any portfolio Since online has a lot of options already, it can be tuned for offline with 5% milestone feature and 10x offline feature Also for govt payment like nps and income tax or for rent payment with 2% milestone and 10x online features

[@anveshpoda]

All My LIC bills was more than 30k but tata neu not allowing to pay using credit card. So there is no way to earn 5%. Please check the max limit of each transaction pay thought neu app and infinity card.

[@anveshpoda]

And Amazon won't support credit cards to pay LIC

[@pratapvibes7954]

Excellent

[@gil.0007]

This is such a great content. I loved it. so much informative. keep up the hard work. subscribed.

[@Noah-ln6oh]

I've Axis airtel card and it gives almost 600+ cashback every month on utility and grocery . It's the best card i have

[@richiegoswami8466]

Limit ?

[@maniojha4389]

Could somebody plz tell how to apply for ICICI PARAKRAM CREDIT CARD There is no option online

[@papun7777]

I have IDFC Club Vistara, SBI Cashback & SimplyClick LTF, BoB Energy, ICICI AmazonPay ..Do I need to add any card in my Portfolio..please reply

[@saurabhshukla2236]

Very useful

[@ranjithraja]

Which card is best for paying education fees

[@rcoolpatel3520]

Amazon not allowing insurance payment by credit card.

[@sachin2842]

y

[@noone9184]

Standard Charted Smart CC Cashback comes at a Redemption Cost of INR 99 and yearly fee of INR 499. With 1000 INR capping at 2% on Govt Spends and given govt payment gateway CC charge is around .88% inclusive of GST, it may not be worth using it (for real savings) unless total govt spend is not 1L+. Also, can't make more than 50k govt spend per month. Though say one did had the money, but now can put it in overnight fund for 40 days thanks to CC, might be able to recover .7% of gateway charges.

[@nikhilraj843]

So hard working mamm

[@amitabhmaheshwari]

If good renewal benefit is being given then also there is no harm in paying the fee.

[@CardAcademy]

True.

[@shreyshrivastava]

I would like to see the travel cards portfolio.

[@n5funtime324]

Important information

[@nakulagarwal9358]

Mam what steps to follow so that we can easily get airtel axis credit card

[@styelnowshu]

Yes, please go for travel card, I have axis atlas card with me

[@aone7306]

Best portfolio ....

[@avinashverma0905]

I have Frist time watching cc info all card here 😅😊😊

[@allabout_finance]

Please create a video on travel cards

[@sumeshdhar]

HSBC Cashback Card is best. Getting 1K+ cashback monthly + 1 lounge access every quarter.