Credit Cards with Total Limit of 21 Lakhs| How we manage our Premium Cards - Infinia, Atlas, AMEX!

Card journey of our team member video: • Credit Cards with Tota...
In this video we're discussing the credit card portfolio of one of our team members and his spend strategy.

[@aarifnityy]

Presently provided combined limit of 31.46 lakhs monthly. However, I use 12-14 lakhs limit per month only. Would close all credit cards except ICICI MMT Signature, SBI Elite, Axis Atlas & Amazon Pay as Vistara airline is going to merge with Air India soon… However, Infinia, Yes Marquee , Amex are still left over options to decide….

[@ashu0895]

It is very difficult to understand with separate blocks of details, rather try using excel sheets with highlighting imp data. It has been suggested earlier as well as I can see from comments, hope you read those and implement.

[@06madhav]

Itna kharcha kaun karta hai yaar? Mere sare credit cards milakar 23 Lakhs ki limit hai, aur saal ka mera 5-6 Lakh se upar ka kharcha nahi hota. Spending 20 lakhs + in India seems living a lavish life.

[@navinmohanani3]

He might be doing business expenses thru personal cc and then reimburse from business

[@stormithelabrador]

He is investing money it can be his son and then 5 L to rent he hai so 25 per cent rent he hai and then bake srundets ke fee and all so ho Jata hai etna

[@stormithelabrador]

50k NPS this is investment only

[@ManishBende]

5-6 lakh bhi kaun kharcha krta hai yaar 😂

[@stormithelabrador]

@@ManishBende in Mumbai it’s normal as it takes time to have 2 cr to buy a house and then too loan Lena hota hai. Kids ke study and all these things do get spend but he is doing best by getting returns from spend.

[@veeresh_22]

Me with FD backed CC watching this video 🤡

[@Nope.--1.5]

Riyal 🤡 FD se bhi decline ho gya 🤡

[@Beingbansal]

Idfc😂​@@Nope.--1.5

[@Kumargaurav-27]

😂

[@Kumargaurav-27]

​@@Nope.--1.5 😂

[@deepanshuagarwal5333]

Me banva dunga bhai without fd wala aapka

[@uselarka]

This is your best analysis i have seen so far.. keep it up

[@princes6697]

My portfolio 7 Card with 35 lakh Limit But never used more than 5 lakh year.

[@TheHimanshuRastogi]

Me waiting for my PAN Card to arrive so that I can get a FD backed cc 😂

[@codexsquare]

Us bro Us 😂

[@pgsundar8505]

File itr for last 3 year of 6 lac min and get normal credit card

[@TheHimanshuRastogi]

Bro I Just turned 18 a few days ago, how do I get 6 years of ITR? LOL 😂

[@codexsquare]

@@TheHimanshuRastogi Nasha kehte bhai ise haha Waise Mera pan aagaya aaaaj hi wowwhoooo

[@tajindersingh8304]

Thanks for the strategy explanation, but, it will be great if you can cover similar strategy for LTF + low annual fee cards as most of indians will not spend more than 5 lakh usually. Thanks

[@sandiproy9059]

Do you consider fee of the card while calculating the return. Like the fee of Amex Gold is around Rs. 4500/- + GST, Which cannot be waived. So is it practically possible to extract 13% return

[@wipeout8172]

Whenever you go to buy a frame, make sure the stem length is not same as your current one, for some reason, all your videos, specs are not the correct size. Get a shorted stem length.

[@nanaware1]

Closed 6 credit only 10 remaining limit decline 40 lacs to 32 lacs

[@mayurvithalani9060]

Tota cumulative limit of my 9 Cc is 67L

[@amitabhmaheshwari]

Wow

[@k.d.4851]

There are lots of videos on entry-level and super premium cards can you make some on mid level cards for someone spending 5-6 lacs a year maybe comparing HDFC Regalia, Tata Infinity, ICICI Sapphiro etc

[@DildarHussain-s4o]

Hii i have 2 credit card from Axis Bank can I have new credit card easy

[@CardAcademy]

Yes. Generally three cards are issued very easily by Axis.

[@anupamajha5686]

Nope, u have to cancel one to get another

[@JaldiYahaSeHaato]

​@@CardAcademy Yes.

[@Salvo08]

Ya. You can have three cards from Axis. If you already have Axis Airtel then good otherwise they don’t give that easily.

[@birendrakumarchourasiya2307]

​@@Salvo08nhi axis on call card de deta hai mujhe mila hai total 4th card hai axis ka

[@palashbaruah4653]

I have seen people with crores of limit. Ek bande ke pass to ICICI Emerald hai with 45 lakh limit. Dusre ek bande k paas Infinia hai 36 lakh limit k saath.

[@tusshargupta99]

I got credit cards worth limit of 45L

[@kumarjavvadi21]

What is his monthly salary ????

[@DarshanPatel-c5p]

Very well defined spend strategy!

[@Mr.G2000]

Any update on infinia reserve credit card

[@amitabhmaheshwari]

No such plans by HDFC.

[@human9329]

please suggest best card for education fees

[@Sanju-cv2im]

Thanks ma"am for the informative video. I would like to request u to make a video on "which card to be used for which spends like utility, travel, rent , food etc", as u had made one earlier befor the devaluation of cards. Thanks

[@sharedytp2253]

Is there any good reward points benefit on simply save rupay credit card ?

[@CardAcademy]

No

[@pradyumnasahu8559]

Great content 🎉 Really helpful content anty ji

[@parth0385]

After all these devaluation. Which is the best card for Government Transactions apart from Vistara Cards

[@rahulkumarsinha8649]

I have Infinia and Atlas, if I have to swipe 10 lacs for a transaction which one to use?

[@Dabbuluvurikeraavu]

Where do you buy Amazon vouchers with Amex card?

[@CardAcademy]

www.gyftr.com/amexrewardmultiplier/

[@PrateekJesingh]

Very useful video, Card Academy!

[@a1shantanu]

Hi Axis select is also good card for Movie benefits

[@ajayk4763]

Spending this much in a month 😮.. how much people are earning 😀

[@sunnyghosh4212]

Manifesting these cards in my card holder🤞... Soon

[@gpl5708]

Sbi prime card Trident red tier membership &. Club vistara member ship liye details video dijiye

[@nomprasadchoudhury324]

On amex card return is only 5.33% not 13%

[@amitabhmaheshwari]

Amex gold effective return is a lot lower due to annual fee of ₹ 4500 plus GST. Is he able to get this waived ?

[@CardAcademy]

Not able to get waived. But able to get 10,000 MR points every year as retention benefit.

[@amitabhmaheshwari]

@@CardAcademyThat is great.

[@hardiksom8]

How to pay NPS from credit card ???

[@yugalgarg]

what is the best way to pay electricity bill via amazon pay balance greater than 15000?

[@ankit_aj]

Meri 42L

[@Babu69Official]

I’ve seen some businessmans with 1 - 2 CR of credit limit! 😳

[@Ashimashi8337]

Mam resently 5 days hoye hai mujhe Kotak Mahindra Bank ka credit card liye hoye fd wala to aap ye btauo ki fd wale credit card thik hai ya nahi or mam soure credit card kab tak mil jayega

[@pgsundar8505]

30 percent he use karo ap and itr fill kardo 6 lac ka fir mil jayega apko

[@dancecentralmumbai]

anyway to avail a consultation? Discuss my cards and get some suggestions and advice ?

[@aryanpandit4750]

Ab Toh Credit Card Close Karne Ka Time Aa Gaya Hai Re Baba Thanks To The Great Historian In RBI 😤😤

[@ek_virus]

Log jyada hi share kar rahe the tips and tricks so ye to hona hi tha. Logo ne CC ko dhandha bana k rakah tha. Ab unn sab chutiye logo ka dhamdha bandh ho gaya. Ab sirf genuine hi rahege.

[@sumansamhalder6909]

₹16.64 lacs ki limit hai.

[@anupamajha5686]

Ha toooh Baap ka paisa thode hai, bank ka hai karz

[@sumansamhalder6909]

@@anupamajha5686 Haan, toh tujhe kitna diya?

[@RohitSingh-no5ix]

😂😂😂 bro you owned​@@anupamajha5686

[@birendrakumarchourasiya2307]

​@@sumansamhalder6909apka v yt channel hai sayad maine dekha hai pitaare se😊

[@Ashimashi8337]

Mam fd wale credit card per ek video jarur banao

[@ganesh12897]

Me with 7 CCs but the limit is 4.42L 😢

[@chintanpatel403]

Should I upgrade to standard chartered ultimate from titanium and icici platinum to emeralde and hdfc millenia to regalia gold?

[@amitabhmaheshwari]

ICICI Eneralde is useless, unless you can get ICICI Emeralde private metal

[@pravintuyyar314]

I want to know if there is any app or method we're I can use one credit card for use another credit card due payment

[@arnavsingh1740]

you cant do that buddy, not so easy 🏋️

[@JP_Kumar]

Apka portfolio batau

[@Ashimashi8337]

Good information video..man

[@adityagupta5279]

2:15 I didn’t know rent payment from axis vistara infinite does not count towards flight ticket milestone anymore. Any recommendations on card for rent payment?

[@CardAcademy]

IDFC Vistara or SBI Vistara Prime.

[@dhruvdatta13]

​@CardAcademy I think rewards are no longer on SBI prime. Only milestone benefits are left. Is that correct?

[@abhishekpuvvada5847]

IDFC Wale reward points redemption karne pe acha amount cut karte hain. Is that true ? I got their select card and was shocked to see 99/- for every redemption altogether card is free

[@akash8004]

If you deduct fees of Rs 4500 from America express gold card then the return almost halfs.

[@CardAcademy]

But we're able to get 10k points as retention benefit on paying the fee every year.

[@baanitextile8928]

​@@CardAcademyis hdfc infina is available on fd of 11lakh

[@amitabhmaheshwari]

@@baanitextile8928No

[@SujitGawand0001]

Me having HDFC Millenia and ICICI Amazon Pay credit card with 5L total credit watching rich people video 😂😂

[@nagupdates]

I think the team member is Amithab maheswari sir?

[@amitabhmaheshwari]

No. She said member, not subscriber.

[@nagupdates]

Ok sir.Direct app ne hi respond hua. Thank you.

[@souviksaha3935]

why don't you deduct the charge of the credit cards?

[@amitabhmaheshwari]

Charge ke badle points mil rahe hain

[@PRATAPTECH4]

I have also 3 axis card Airtel Flipkart my zone

[@shamithail2611]

Hii, my Annual spend is close to 6-8 lakhs excluding insurance which is close 1.5 lakhs + nps 50k... Can you suggest good card strategy?

[@stormithelabrador]

Have Amex Gold, Amex Platinum treval and IDFC Vistara. Spend 3 to 4.5 L max from Vistara, spend 4.5 from Platinm treval, and 6k a month in 6 trans in Gold. This way in two years with refrrals of Amex you can book a decent hotel of Marriott for free for 5 to 7 days in Paris also. Plus one side ka ticket in economy class.

[@hairstuff371]

9600 me 5300 ki fees lagti hai uska kya amex gold pe 4500+gst return rate kam hua na fir to

[@CardAcademy]

We have been getting 10,000 reward points as a retention benefit with Amex Gold.

[@haking590]

Tnx 😢

[@sauravnath230]

Can you suggest any travel card with eligibility of 7lacs net annual income??

[@ek_virus]

Scapia

[@CardAcademy]

Would not advise a travel card if spends are less than 5 lakh in a year

[@amitabhmaheshwari]

Sure. Go for standard chartered ease my trip card. Good benefits and just ₹ 350 plus tax fee, and that too is waived if you spend ₹ 50k in a year.

[@Manishsingh-tm1bj]

Apke team member Kamate kitna hain

[@bhanupratapsinghbhanuprata2563]

You look pretty Innocent and beautiful❤😍

[@vkmahto88]

❤

[@PankajPassi99]

I have 80 lakh limit cards

[@amitabhmaheshwari]

Wow

[@MovieTalkiz]

Mare Amex ki limt kam h 😢

[@amitkisonika7020]

if any one looking for infinia card let me know

[@MukeshYadav-zs9ey]

Hi, I am looking for HDFC infinia credit card

[@ibharatbhushan_]

Hi There, I am looking for, trying to move from magnus to Infinia

[@anupamchaurasiya8147]

OMG Etna complex

[@anupamajha5686]

Tu kamata kitna hai😂

[@anupamchaurasiya8147]

@@anupamajha5686 tere se jyada

[@kushalsen3738]

Itna uses... 😮 Govt se kitne use krne pr notice aata hai..??

[@amitabhmaheshwari]

Agar usage declared income se jyada hai, to notice aayega

[@Vaibhav.Bhojane]

👌

[@vedvyas8846]

Ye hai kon, inse hi shadi to nhi kar logi

[@aknkdigital4883]

Ye Matlab yeeee Matlab 😊😊

[@IFennecYouCODM]

Itna kharcha kaun karta hai.

[@NITISHKUMAR5343]

Isse mera to kaafi jada hai, My credit portfolio is 50+ lacs. Includes HDFC Infinia, Axis Atlas, ICICI MMT Signature. Amex MR, Indusind Indulge, IDFC Select & Blah Blah Blah.

[@amitabhmaheshwari]

Wow

[@sawan005]

09:55 you mentioned smart buy for flight.. what is the website?

[@PlasticSquare]

smart buy is hdfc portal

[@CardAcademy]

offers.smartbuy.hdfcbank.com/v1/foryou

[@SujitGawand0001]

Bas itna amir hona hai...

[@chartered.ashutosh]

41 lakh limit 😅

[@MovieTalkiz]

Yahn to Mero limt hi kam h Amex ki khrch krn ek liye wapis pase dalen padte h

[@ek_virus]

Bhai bade khiladi he, hum to Sbi cashback me khelne wale he. Airmile hamare bus k bahar h

[@CardAcademy]

Cashback cards best hain agar life simple rakhni hai toh. And SBI Cashback is great.

[@mirzamozakir2812]

In ka bf krta he

[@hairstuff371]

25 30 hajar view ke sath member infinia holder hai kya bakwas bake ja rahi hai ye sundar aurat

[@hairstuff371]

Aur vo b team member

[@CardAcademy]

Who told you we do this full time?

[@amitabhmaheshwari]

There are some people who really show their upbringing with their comments

[@aman31dec]

This channel is becoming useless day by day.

[@EnFranc]

Anyone knows her name

[@shadyxposures]

ye kitni cute hai bhai

[@nikshaypatel8446]

Galat he screen pe photo hot wali khule hairs and all aur video play hote hi vahi purana look ye to chitting he 😅😅

[@nilaxjadav99]

justice for you bhai. bahot galat hua aapke sath🤣🤣

[@kuntalraj26]

🫶🏻✨