Best Credit Cards for Groceries 2025 (1 Will Surprise You…)

[@chrisbrown8748]

Going to the grocery store tonight and will be using my Chase Freedom Flex🙌🏽

[@Th33Vultur3]

I’ve done so too

[@MarkReese]

Go get that 5%!

[@curmudgeonextraordinaire1884]

Technically the Savor card could be good for travel as well, with the addition of a Venture card.

[@MarkReese]

Yep!

[@raytrujillo6828]

Amex also counts Walmart neighborhood market as well as Dollar General Market. It's my go to card for groceries. I have the Blue cash preferred card.

[@MarkReese]

Yep Walmart Neighborhood Market makes sense since that's a true supermarket. Wasn't aware of Dollar General, thanks!

[@naveenthemachine]

Just fyi Walmart neighborhood market counts as grocery / us supermarkets on Amex. I know because I’ve used the BCE BCP cards there and they categorized them as us supermarkets

[@MarkReese]

That's right 💯

[@larryivey8118]

When you were talking about Walmart not technically considered a Grocery Store according to American Express Walmart Neighborhood Market actually does in fact code as a Grocery Store but not the Supercenter they code as a Discount Store It works on the Blue Cash cards, Hilton cards, and Gold

[@MarkReese]

Correct, 'Walmart Neighborhood Market' is different. That's a true grocery store. 'Walmart' as mentioned in the video refers to the superstore.

[@CardHunter-u2t]

I get a ton of benefits with my Gold card and mix that in with my Amex Blue Business Plus card on the items that don't qualify for 4X back has me hoarding MR. points. I like this combo for 2025. Great video sir, keep up the good work.

[@MarkReese]

Great 2-card setup!

[@ABagOfQuestionMarks]

I love that Meijer counts as a grocery store even though it's just a red Walmart

[@BardWannabe]

People outside the Midwest don’t know what they’re missing.

[@MarkReese]

😁

[@andernature]

The AMEX gold card is too much work.

[@MH_6160]

Yup, and the fee isn't worth it unless you seem to fly alot… I canceled mine years ago.

[@boondoggle4820]

It’s not the credits that make the Amex cards too much work. It’s the redemptions. It’s not easy searching for flights based on reward points and that’s the only way you get good value from the gold card.

[@Th33Vultur3]

I downgraded mine back to green last August 15 of 2024. In another year, the green will be gone. I have the blue business plus to keep my points alive. I’m also gonna downgrade my blue cash preferred to the blue cash everyday. Those are the only two cards I have with annual fees. I have the no fee savor, Venmo Visa, two citi custom cashes that one was through product change from a double cash. When they come up as quarterly categories, the Discover it cashback and the Chase freedom flex

[@justgaming6245]

It's only work if you don't naturally use the credits.

[@MarkReese]

😬

[@shawn.credit]

Venmo Visa is a solid grocery card that includes warehouse stores (Walmart, Sam’s Club) also Huntington Voice MC 3x that includes warehouse stores too. I plan to pick up the Venmo Visa sooner than later as well as the Huntington Voice 3x card both have no AF. Right now Amex Gold, C1 Savor, C1 Venture, Elan Max Cash Preferred cards are my go to cards along with Hilton Surpass, Marriott Bonvoy Bevy, Amex BBP.

[@MarkReese]

Agreed!

[@caribdude8151]

Thank you for this Sir! 😊

[@MarkReese]

💯💯

[@danegordon7483]

Just what I was looking for my 2025 strategy

[@MarkReese]

Hope it helps!

[@SALFXEF]

I use my chase ink card and by Visa gift cards at Staples get 5x points then use the gift card to purchase groceries at any grocery store problem solved

[@MarkReese]

Strong return!

[@itsjeeperss]

does anyone know if the amex gold card is solid metal like the platinum or is it half metal half plastic?

[@MarkReese]

It's a metal front with a plastic back.

[@travis-travels]

Citi custom cash is the way to go!

[@MarkReese]

🏆

[@chrisv4920]

Mark, next video, 2025 catch all cards for national/international use🫡

[@MarkReese]

Thanks for the suggestion!

[@charliedurham4248]

I think one of the Wyndham cards gets 5% on groceries

[@MarkReese]

Yep! The Wyndham Rewards Earner Plus Card earns 4X on grocery store purchases 👍

[@TomSramekJr]

Verizon gives 4% cash back to offset Verizon charges.

[@MarkReese]

Another good option!

[@bt3299]

Thumbs up 👍 and good video...

[@MarkReese]

👍👍

[@Dmitrii_1111]

My DP - chase aeroplan coded as grocery store in Walmart Superstore where I live. Super excited about 3x there

[@MarkReese]

Legit!

[@berryzedzero]

I'm out of the game.

[@khanscombe619]

Canon m6 release shutter without lens

[@MarkReese]

Was that comment meant for another channel?

[@khanscombe619]

@ oops. Yes

[@nicholaselia7943]

Kinda disappointed with this you forgot bread rewards american express 3.75% on grocery's no cap

[@MarkReese]

I'm seeing that as a 2% cashback card?

[@MarkReese]

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[@Adiscretefirm]

How did a Chase card that doesn't work at a grocery store make the best grocery store card list?

[@paulstein916]

There’s a way to get the CSP 3x in store at some grocery stores if you pay at the register using the store phone app.

[@Adiscretefirm]

@paulstein916 there is a way to trigger the online grocery bonus, that doesn't make it one of the best cards, and there are other cards like Kroger or USBAR that give better bonuses for mobile wallets when used the same way. Also, does that work at the register or just Publix self check? Not all Publix stores have those

[@MarkReese]

Because the video is about the best credit cards for groceries, not the best credit cards that work inside physical grocery stores.

[@WhiteKitta]

Awesome Video will sent this to my Friends....and Please please please..... can you find more Annual fee FREE with Cash back (aka NOT points cards) and a 0% APR for at last 12 months Cards from lesser known Banks?...because I already have so many cards with all the big banks and credit unions....

[@MarkReese]

Thanks for sharing! I'll consider a video about no-AF cards that earn cash back. However, it'll likely be focused on the large national banks. The reason I don't cover the smaller regional banks is because a lot of people won't be eligible to apply for their products.

[@naveenthemachine]

I think the BCP needs an update. If it offered 6% on groceries and 6% on gas and kept the $95 fee, that would be a game changer imo

[@SpartanOfFinance]

It’s been 6k for groceries for 10 years. There been a bit of food inflation in past so it needs to account for it.

[@sk6056]

@@SpartanOfFinance I totally agree. And honestly, in our area there's been more than "a bit" of food inflation....

[@naveenthemachine]

@@SpartanOfFinance yeah but I’d like to see 6% for gas too and then 3% for transit and streaming

[@ow5966]

They need to add 6% on gas and EV charging for the preferred card

[@shawn.credit]

The $6000 cap needs to be higher say $15-$20K.

[@MarkReese]

Who would've thought AAA / Comenity Capital Bank would release a REALLY compelling card 🤨

[@naveenthemachine]

But you’d have to be weary about the bank behind it. I read that bank isn’t all that good in customer service

[@johnt6806]

The grocery category is much broader for the AAA daily advantage, at least with respect to the Amex BCP. My farmers market gets 5% with the AAA, but only ever got 1% with the BCP.

[@sk6056]

wait until someone double charges you and you have to challenge the charge. Or some random charge you want to dispute and the vendor states that the charge is valid (when it's not). GOOD LUCK. Comenity does a lot of high pressure, low level store cards w/ terrible benefits. Try searching for the AAA card online. The most common response is likely to be 3% cash back on groceries regardless of which browser you use.

[@MH_6160]

@@naveenthemachine I have not had a single issue with Commity, I thought the same going in… It is my primary gas card which I easily max out. I have not had a single issue with customer service, they are friendly and efficient and seem to be domestic. The website and app can be glitchy, but 5% back on gas or Groceries is something that you cannot ignore.

[@shawn.credit]

I’ve had no issues with Comenity nor Synchrony both have issued me many cards with no hiccups.

[@SOXGATORS]

👍🏻

[@MarkReese]

👍

[@Th33Vultur3]

Venmo credit card

[@MarkReese]

Another good option.

[@danegordon7483]

👌🏾

[@MarkReese]

💯

[@dgasmd1]

Wondering why nobody does any reviews or videos about the HSBC cards? Especially the premium one. You had some videos many years ago but everyone went radio silent on them 3 years ago, despite the good checking account with international Presence they hold!

[@MarkReese]

For me, it's a matter of a card either not being competitive enough or having requirements I'm not a fan of. For instance, the HSBC Elite credit card requires a Premier checking account. And that Premier checking account requires at least one of the following: - At least $100,000 in total deposits and/or investments - At least $5,000 in total direct deposits per month - An HSBC U.S. residential mortgage loan serviced by HSBC Too much work for most people to get a card that isn't all that great.

[@dgasmd1]

@ I hear you. But there is also plenty of cards in the space that have worst requirements and I see people selling their unborn children for it. Makes no sense to me same as this makes no sense to you😂😂🤷🏽

[@dgasmd1]

@ an update of those cards would be nice regardless!!! 95% of people can’t use or won’t use points the same ways you all sell it. So why not be realistic and educate those that use them the way the majority of people use them as opposed to the unicorn users??🤷🏽🤷🏽🤷🏽🤷🏽🤷🏽

[@MarkReese]

@@dgasmd1 - I'm not in the business of teaching people how to be average or to do what the majority does.

[@johnt6806]

A slight correction: the AAA daily advantage has a $500 cash back cap, not a 10k spend cap. So for example, you could spend 7k at grocery stores and 5k at wholesale clubs before you hit the $500 cap.

[@MarkReese]

Their website says, "Combined earn of 5% cash back on grocery store and 3% cash back on wholesale club & gas purchases on the first $10,000 spent in a calendar year, then 1% thereafter." Source: www.ace.aaa.com/financial/aaa-credit-card.html

[@johnt6806]

@@MarkReese I think the link to the ToC I tried to post didn't go through. It clearly says $500 cap and makes no reference to 10K spend

[@MarkReese]

@@johnt6806 - Ah I see it now on the same page the $10K cap is mentioned. Thanks! It says, "Maximum of $500 USD cash back earned in a calendar year at grocery stores, wholesale clubs and gas stations combined." ^ Which means some 3% categories aren't included in that (i.e., streaming services, pharmacy, and AAA purchases). It shouldn't be this complicated 😆

[@sk6056]

Wish he would stop waiting until the end of the segment to disclose the annual fee. Anything / much of a fee is just a waste of my time to watch.

[@soapa4279]

Annual fees are a non-issue if you can get enough value out of credits or spend to offset it.

[@MarkReese]

Thanks for sharing your thoughts.

[@jamslam5641]

Why do you breeds disrespect Discover Card? 5% CB on groceries and restaurants this quarter!

[@WhooHooooooo]

No groceries this quarter

[@MarkReese]

The video was focused on cards with a permanent grocery category.