Excellent video. IRDAI should take action on these companies
@kamleshnagrani312616 күн бұрын
Hats off to New india ❤❤
@pallabdasgupta458416 күн бұрын
My wife got admitted in hospital last week and I approached to my Star Health family floater cashless policy (10 lacs coverage which has gone upto 15 lacs after getting no claim bonus) but they rejected my claim straightaway. I filed a complaint immediately against them and eventually they approved 87% of the total hospital bills.
@aasimsiddiqui248216 күн бұрын
Where do u complaint.
@mayadangewar273415 сағат бұрын
Where you filed complaint
@abdesign86635 сағат бұрын
Complain kaha kiya
@vinodtiwari116 күн бұрын
Bahot achhi information sir ji
@Ashu2431-w3y16 күн бұрын
Nice information Bhai ji
@kamleshnagrani312616 күн бұрын
Sharing one personal experience recently my one of relative had policy of max Bupa claim was around 1.5 lakhs they rejected claim pre existing 3 years not completed, but actually 3 years was completed after fighting for 1 month they paid full claimed amount..
@shoeb24in14 күн бұрын
Contact ombuds
@kamleshnagrani312616 күн бұрын
Who will take action against these fraud 😢😢
@khushboothakkar8Күн бұрын
thank you Sir 🙏 me bahot confused thi...
@kiranguptha335616 күн бұрын
Please add English titles in all your videos. Your explanation were good👍
@insuranceimpact15 күн бұрын
Tried yesterday, it's a tedious task. Will definitely start adding. Can use auto translate option in Caption settings for now.🙂
Sir I have one doubt... in hdfc ergo policies there is no cap on room rent, no deductions on consumables, etc. But, how the claim paid ratio is around 70%?
@insuranceimpact11 күн бұрын
In My opinion these can be the reasons for deduction: 1. some plans have both , Room rent limit and excluded Consumables. 2. All consumables are not covered , only List 1 is covered. 3. There are other reasons for deduction too.
@ankuragarwal914116 күн бұрын
Thanks for the video
@Newsfo663815 күн бұрын
Maine to Abhi Abhi Liya hai HDFC ergo ka plan kya Karun yaar samajh mein nahin a Raha😢😢😢😢
@rkjosyula77712 күн бұрын
Good bro keep it up
@rkjosyula77712 күн бұрын
4x cover only hdfc gvn
@insuranceimpact11 күн бұрын
Policy coverage aur claim process ki jankari rakhein & Don't worry.
@Kirti_Patidar8 күн бұрын
That's best insurer at the time of claim... don't worry. HDFC ergo paid everything covered in policy.
@DrAkashraj11 күн бұрын
Today itself I was explaining this to a financial journalist, that all these data is practically useless because you don't know how many of those claims are from corporate policies(everything covered from day 1) or group or retail, what was their distribution channel, etc because all these factors matter in claim settlement and they are dynamic today one company may lead, tomorrow other will, you can't take any decision based on it. And from my own professional experience, can say that no company rejects genuine claims because they know at the end dena hi padega. What we as aware customers can do is read the policy wording ourselves, understand all terms and conditions, honesty disclose all medical information and know our rights, that's all. See the problem is not Star Health but the agents who push sold their policies without disclosing anything for their commission, the result is jinko policy milna nehi tha unko becha gya, claims are bound to get rejected. It's better to cut these middlemen, your interest and their interest is usually opposite 😂 Also don't go by popularity because the ones paying maximum commission would be the one recommended everywhere, that's all, isse zada sach sahe nahi payoge 😂
@ShivamGoswammiOfficial16 күн бұрын
Sir Please Reply Krna Mera Renewal Hone Wala Hai HDFC Ergo Ka But Wo EMI Ka Option Nhi De Raha Hai Monthly Payment Ka Jab PolicyBazaar Par Health Insurance Karaye The To ये Bola Tha Monthly Hi Dena Hai AB Bol Raha Hai Full Payment Krne Ko Port Ka Option DIY To Premium Zyada Aa Raha Hai Kya Karu Reply Sir Please
@PravinKumbharArt16 күн бұрын
Niva bhupa ke sath ja sakate hai
@ShivamGoswammiOfficial16 күн бұрын
@@PravinKumbharArt Sahi Rahega Age Mera 19 Hai
@insuranceimpact15 күн бұрын
Monthle option k liye PB se baat karein nahi to port karein.
@ShivamGoswammiOfficial15 күн бұрын
@@insuranceimpact Thik Hai
@pareshkhismatrao559116 күн бұрын
Please suggest for maternity icici health advantage is ok??
@insuranceimpact15 күн бұрын
Check claim details about ICICI sir.
@birdieroom11 күн бұрын
Mai abhi late 20s me hu,ek life policy li h , investment me ek flat aur gold h . But policy walo ne MF and agriculture land b dikhaya h , mene bola bhi ki ye nahi h tab b dal diya h , ur bolte h kuch problem nahi ayegi ,aise me kya krna chaiye
@Parmeet092 күн бұрын
Lic me ??
@Andromeda_12315 күн бұрын
Hello Sir, can you please make a video on the best policy under New India Assurance for people above 65 years of age. My parents renewal is due in January end. 🙏🏽
@insuranceimpact11 күн бұрын
Will definitely Try brother !
@bappimehra188916 күн бұрын
Bhaiya Maine Apki batein Sunkar Star Health policy le liye, bahut hi jagah dekh pa raha hoon ki ye Company Claims Settlement kuch thik nahi rejected kar deta hei, ap ab bataye Policy continue kare ye phir Cencel karein,,,
@sumanraha601313 күн бұрын
Port kar lijeye magar cancel mat kareye.
@bappimehra188913 күн бұрын
@sumanraha6013 port matlab dusra company pe shift karu kiya
@MrRoy-mw1ok12 күн бұрын
Port kaise karte hain @@sumanraha6013
@SumitMaurya20816 күн бұрын
Sir maine niva bhupa ka health insurance lena hai apne parents k liye kya niva bhupa shi hai? Aspire and ReAssure2.0 kon sa le sakte hai?
@babavoss580116 күн бұрын
I found NivaBupa is tottaly fraud. Niva Bupa se mne apni mother k liye ReAssure policy li thi in 5lac ki in Dec2020 Rs22,000/- and this time jo premium wo maang rhe hai wo Rs48000/- saying ki apki mother ki age 60 see 61 ho gyi and much medical inflation ki wjh see. Lst year mne 28000 di this or 28 see 48 hona. sir see pare hai. Islye ab mne other company me port kr rha hun.
@insuranceimpact15 күн бұрын
Sahi decision hai. But price 60 k baad har company mein jyada badhta hai.
@insuranceimpact15 күн бұрын
In me se Reassure 2.0, Because you don't need maternity coverage, And aspire is designed for lower age groups.
@shawkishor15 күн бұрын
Other company bhi same he amount lenge almost @@babavoss5801
@SumitMaurya20815 күн бұрын
@@babavoss5801 kon c company me port kiya?
@virajmayekar274 сағат бұрын
hello sir i saw your hdfc ergo review , care review, aditya birla review, new india insurance review , also i watch your so many video, then i finally decide to buy hdfc ergo helth insu... but when i saw this video and based on CSR report should i buy new india insurance or hdfc ergo ? ager Claim hi nahi mila to mehnga hdfc ergoleke karengehi kya? please suggest which should i buy out of this 2.
@rakeshsaini23-z5q16 күн бұрын
Thanks brother so nice of you
@kumarkeswani12079 күн бұрын
I m from Mumbai and only have a employer sponsored 5 lakhs coverage. Looking for new personal health insurance outside of company. I m interested in New India Assurance but need 25lakhs min coverage. what factors i should keep in mind when purchasing those.
@birdieroom12 күн бұрын
Is there maternity in new india assurance?
@insuranceimpact11 күн бұрын
Check other details and sublimits also- kzbin.info/www/bejne/eJWziayVgZ2CqLc
@Hardev_fauzdar5 сағат бұрын
Bhai log go for New india assurance nd Oriental , or wait for some time as LIC try to enter . Baki private player sb madrjaat hai ,heavy premium k sath dete hai claim rejection ki guarantee.
@lrsreddy170916 күн бұрын
We have to wait for Irdai report which is official. Insurance brokers association is a pvt body
@insuranceimpact15 күн бұрын
Ya, It is a pvt body but AR will be available in mid 2025 & Data variations can be Minor.
@AshokModi-oy9es3 күн бұрын
The private health insurance co. have made their health insurance policies so complicated by adding various terms and conditions ,you need to hire one lawyer to explain it. Why can't Govt. ask these insurance co. to make their terms in easy language without putting hidden clauses.
@dibyenduroy86016 күн бұрын
Sir please share TATA AIG pro-fit insurance details video.
@sanjaybarman3294 күн бұрын
sir. economic times me toh care- 100 % and star ka 99 % dikha raha hain
@viralsandy2 күн бұрын
Last 3 month ka data hai wo
@kiranguptha335615 күн бұрын
Please make a new video on best Hospital Daily cash policy?
@insuranceimpact11 күн бұрын
Almost all policies are same
@dineshmaturi862510 күн бұрын
Hello Sir, Can you please suggest a plan for 53years old with pre existing conditions diabetes and hyper tension
@khushichauhan10409 күн бұрын
Sir mujhe apni mother ki Angiography krani h....star health assure insurance policy h...cover 10 lakh 3 mahine ho chuke hai Claim milega ya nhi Pls btaye
@bimleshahlawat171216 күн бұрын
👍👍👍👍
@IndranilRoy-gy9xv16 күн бұрын
Very nice video. Please share IBAI report/ report link
@insuranceimpact15 күн бұрын
The detailed article is here- indianexpress.com/article/business/health-cover-bill-paid-out-by-20-private-insurers-less-than-80-pc-of-the-claimed-amount-9696136/ Report not available publicaly.
@learningchanel710815 күн бұрын
👌👌👌👌👌👌👌👌👌👌
@birdieroom12 күн бұрын
Matlab star health ko nahi le?
@insuranceimpact11 күн бұрын
Deductions face karne pad sakte hain.
@gopinathghosh930216 күн бұрын
Sir please discussion SBI SUPER HEALTH INSURANCE PRIME PLAN (new)
@insuranceimpact15 күн бұрын
Next sunday Ji.
@shawkishor15 күн бұрын
Saare chor hai. Ek accha khasa amount save karke rakho for medical emergencies.
@birdieroom12 күн бұрын
But chota mota cover to le hi skte h
@AshokModi-oy9es3 күн бұрын
Aap kitna bhi save karo, ek baar hospital ke chakkar shuru ho gaye to lakho rupaye pani ki tarah bah jate hai.
@mahirtiwari286413 күн бұрын
Mera Star health insurance he kya karu??😡😡
@Parmeet092 күн бұрын
BND kardo bhaii..claim ratio bohat khrab h
@dattaramphutane747313 күн бұрын
Is topic par ndtv tv aur lallantop already you tube video banaya hai Aur yeh you tuber HDFC Ergo ko promotion karta hai
@AshokModi-oy9es3 күн бұрын
Sabhi KZbinrs kisi na kisi insurance co. ko promote karte hai. Koi bhi umbiased report nahi deta hai. Policy lene ke baad bechara policy holder fas jata hai majburi mein.
@kamleshnagrani312616 күн бұрын
No hdfc ergo clients harmed in this video 😂😂😂
@kamleshnagrani312616 күн бұрын
Iffco tokio beats Icici and hdfc 😂😂😂
@avinanashee01216 күн бұрын
HDFC ergo premium is highest i BBn health sector and it also do same fraud that all companies do
@advikthapa84479 күн бұрын
Meney care health ka plan liya hai. But ab mujhe apni policy port kerne padegi.