New India Floater Mediclaim Policy Review 2024 || No One Told You This !

[@lalbahadursingh2895]

Good

[@dhananjaydighe2377]

Sir what is the difference between floater and premier policy. Primier policy premium is very high almost double. Can u guide which shud we go for

[@alokbagaria133]

I am having mediclaim policy since last 15 years, in 2022 had undergone CABG, my current age is 56 years, this is family floater policy, having my wife of 54 years and daughter 23 years. Can I separate the policy to individuals and port the same.

[@amirshaikh3232]

Yah policy lene ke bad policy ko kab se use kar sakte hain

[@insuranceimpact]

Jo waiting period bataya hai uske baad sir.

[@VISHNUBHAINPATEL]

Sir युवा भारत में हॉस्पिटल में cess less सुविधा मिलती हैं कि नहीं। Please reply 🙏🏻

[@insuranceimpact]

Cashless hospitals mein milegi.

[@polagurunath6898]

Is this medical policy recommend by you sir

[@KarunakarMishra-hj7uw]

क्या स्टार health ki FHO policy se इस policy में पोर्ट कर सकते हैं कृपया बताएं।

[@insuranceimpact]

New India se approval k baad ho sakta hai ji

[@karunakarraopabbaraju7302]

65years can we renewal.

[@karunakarraopabbaraju7302]

Can we renwal after 65 years ago.

[@insuranceimpact]

Yes, 65 years max age is for buying policy 1st time.

[@insuranceimpact]

Yes

[@VishalArora1008]

Finally you made video on govt's company 😊Thanks 👍

[@insuranceimpact]

It was on the list since your comment. You're always welcome !

[@RohitValand-c3b]

Namaste sir , Mere pas 10 Sal se floter policy hai , abhi Yuva policy aayi hai to kon si achhi rahegi. Mene last 3 Sal se koi claim nahi kiya

[@insuranceimpact]

Pls compare and choose sir.

[@seikhsahnilhussain507]

After claiming thee health insurance will they refill the Sum insured?

[@insuranceimpact]

Yes sir.

[@hardikpatel1905]

agar total 5lac sum insured hai usmese husband ke liye 3lac and wife ke liye 2 lac hai to kya room charge bhi 3 aur 2 lac ke 1% se hi individual milega ya fir 5lac ke 1% ke hisab se milega?

[@insuranceimpact]

Floater 5 lakh sum insured hai to dono 5000 each per day. aur alag alag sum insured hai to uska 1 %.

[@vinodgoyal5304]

Floter policy renewal ke time member.kam kar sakte hai.kya pehle.4.member.hai

[@insuranceimpact]

Kar sakte hain. Renewal se pehle batana padega.

[@pallabiphukan8551]

Sir agar policy khulte samai Age 39 tha 2years bad yani 41 age me pehle diya hua amout badh jayagi. Afer 5years kya yea fir barhegi.plz batay

[@insuranceimpact]

Age k sath premium badhega sir.

[@romiyorom9088]

Meri age 64 next year me khatam hoti hai to meri aur wife ki individual policy new india insurance ki hai to floater me port ho sakti hai?

[@insuranceimpact]

Ye to apko Insurer se hi pta karna hoga sir. kyonki inko lekar koi standard guidelines nahi hain. insurer approval par hi depend karega.

[@arjunparab4883]

Which insurance policy is best policy for senior citizen pl gudde.

[@insuranceimpact]

this video highlights important points while buying a plan for senior citizens kzbin.info/www/bejne/bWjWl52lfLemftk

[@deivanaiganesan626]

Don't go with New India. Claim ratio is poor. Mine is very bad experience

[@shahinshaikh60]

sir pcod ke baare me sidha se batai aur pura body checkup hota hai kya isme

[@insuranceimpact]

agar PCOD hai to policy lete time batana jaruri hai tabhi cover ho sakta hai. Medical test waise compulsory nahi hai but kisi PED ki condition mein mange ja sakte hain.

[@ashwinidanke1193]

Aasha kiran ke feature same hi hai kya

[@insuranceimpact]

no

[@dharmeshcharkhawala8975]

Sir, as per my knowledge, family. Floater policy Room Rent maximum 5,000 if your s.a. more than 5 Lac also is it true?

[@insuranceimpact]

It's 1 % of Sum Assured. Room rent, Boarding, DMO / RMO / CMO / RMP Charges, Nursing (Including Injection / Drugs and Intra venous fluid administration expenses), not exceeding 1% of the Sum Insured per day.

[@tarunKumar-vs7wb]

New India always best. No profit motive like private company. Love you new India. Always get service from govt company always they have service motive

[@deivanaiganesan626]

Have you gone for claim. Mine is very bad experience. Worst service both at NIA & claim processing unit " Hitpa"

[@sonurao6102]

Sir ji mane insurance karaya tha unka axident clem hi ni mila h

[@insuranceimpact]

Yahan se details check kar k complaint karein uatportalug.newindia.co.in/grievance

[@ChannelGlobetech]

Hi Sir, I have New india Assurance Policy 18 years. I got married in the year 2013 and attached my wife in the policey. My son was born in the year 2017. After birth he got ill by cepsis . He was transfered to couple of hospital for better treatment. After 30days of treatment he finally came to our home. So is there any option to claim the medical expenses which I paid in cash at that time?

[@insuranceimpact]

If the treatment was done in 2017, it's not possible. But if it's latest one you can file a reimbursement claim for expenses.

[@vijayashetty3867]

Restoration facilities hai kaya

[@insuranceimpact]

No.

[@shaiknawaz2943]

Is police OPD coverd hoth hai kya

[@insuranceimpact]

No sir.

[@anwarhaque1000]

Maternity benefit k ly 3 yrs wait krna hoga??

[@insuranceimpact]

Yes, as mentioned waiting period.

[@ajaysir3899]

Sir mene 2021 se ye policy li hai. First year claim kiya tha, but last 2 years se koi claim nahi liya, to kya mera Kuch benifit huva hoga

[@insuranceimpact]

Cumulative bonus check karein.

[@skdubey877]

बहुत बढ़िया आप बताए

[@rashmidsilva7738]

We have individual policy for 2 adults and our son, for last 20 years, now can I port it to floater policy for me n my husband and our son takes the Yuva policy. can you please tell the premium payable by us for 59 and 58 years.

[@insuranceimpact]

Mam, for port premiums pls contact your branch . 🙏

[@rashmidsilva7738]

@@insuranceimpact Ok.. Thanks.. But can you please let me know, is it so that 2024 onwards for a floater policy all members included in the policy have to pay individual as per their age slab..Bcoz I know previously premium was payable as per the eldest member included in floater policy. And hence I am confused regarding porting from individual to floater.

[@insuranceimpact]

@rashmidsilva7738 floater policy will always mean that the single sum insured is for the whole family.But still you can confirm by calling insurer customer care.

[@rashmidsilva7738]

@@insuranceimpact Ok..Thanks

[@dilipsathawara9419]

Cinerctga ka prina 3 lack polec ka pream ketna ho ga

[@prakashdalvi5086]

My wife is suffering from ear issues. Doctor ne kaan ka padada ka operation bola hai. If i take this policy now will i be able to claim it after 2 months?

[@insuranceimpact]

No sir. It is a Pre Existing Disease means it exists before buying policy. Coverage of such cases has a waiting period of 3 years if you declare these issues while buying the plan.

[@abhishekrampal8641]

sir new india ka top kya super top up ki tarah kam krta hai

[@insuranceimpact]

Sir top up plan top-up ki tarah kaam karega aur super top up ka alag tarika hai deductible deduct karne ka. Check difference between the two here kzbin.info/www/bejne/mZeyZoRurbF0idE

[@SUCHITAAThakur]

Good evening sir please guide mai is policy ko aprox 5 and half year se renew kar raha hun kya mujhe NICU ME new born baby ka cover milega kya meri wife ka maternity related kisi v tarah ka issue cover hoga... PLEASE GUIDE KAREN SIR

[@insuranceimpact]

Maternity related benefits as an Optional cover(Addon) apne liye hain to related expenses cover ho sakte hain. Else not covered sir.

[@moyeenshaikh9915]

Sir is it better than hdfc ergo or star health insurance companies?

[@insuranceimpact]

Both are good companies. Hdfc Ergo is a Bit costly but service is good.

[@musicuniverse5896]

HDFC is fraud they won't settle big claims chahe jo kar lo roj document mangte hai aur claim latkate hai irritate karte hai aur claim closed kar dete hai deny nahin karte hai. KZbinrs ke video pe review chod ke kahi aur se pata kar lo

[@deivanaiganesan626]

New India is very worst than other companies.

[@mrmanojkasliwal1747]

Sir, this policy is panindia Or zonewis

[@insuranceimpact]

Pan India Sir

[@sameershah5106]

इस पॉलिसी में EMI का ऑप्शन एवलेबल है?

[@insuranceimpact]

Pls contact Insurer for this.

[@kiranbadekar4984]

Please cover Topup plan in detail with riders.

[@insuranceimpact]

Ok, sure sir.

[@sunilmhaskar5791]

Thanks Sir for your information. Sir, I have 5 L medical insurance of above policy from office. Now my is is 50 yrs. Can I opt for top up policy or Can I opt for new family floater of Rs. 10 L. Please advice.

[@insuranceimpact]

If Base sum insured of 5 lakh is enough , you can take a super top up policy. Else get 10 lakh base sum insured and then also can take a super top up with 10 lakh deductible.

[@niharikadekate1979]

Excellent knowledge sir.. thanks

[@insuranceimpact]

🙂🙏👍

[@sagarp5427]

Sir mere papa ka age 64 hai or meri wife or ek bachha he 3 sal ka to mere liye koin aaysa insurance hai jo mere wife son muje or mere papa ko eksath mile

[@insuranceimpact]

Sir apke father k liye alag policy lein. Aur apke family group k liye 1 policy leni chahiye. Age, location, PED details 8307360765 par whatsapp karein

[@better_u_know]

Could you please make a video about super top up health plan as many youtuber only cover deductible part but i could not under what are the other differences as compared to base policy. No one covers other part

[@insuranceimpact]

Sure Sir ! Noted.

[@jigarpurohit336]

Please make video on PA policy

[@insuranceimpact]

OK Sure !

[@drutisharma2544]

Age 50+ ke baad jayada premium aata hai floater family policy mai

[@Enjoylife-jz1tm]

Please make a video on new india assurance top up or super top up policy

[@insuranceimpact]

sure sir

[@sandipnawathe2121]

Premium for two adults? Male is 46 and female is 43.

[@sandipnawathe2121]

Is Day care and annual health check-up is covered and if not then is there additional cover available?

[@insuranceimpact]

For latest premium pls visit website or contact branch sir.

[@insuranceimpact]

226 Day Care procedures are covered. Annual Health Checkup Not Mentioned sir.

[@easternplanet07]

Sir New India Premier Mediclaim & New India Top Up Mediclaim Ke Upar Aap Please 2Video Banaiye, Inn dono product ka ek bhi proper detailed video nehi hey youtube par. par!

[@insuranceimpact]

Ok ji , thoda time lag sakta hai but jarur banayenge . Stay Tuned!

[@RKGMyQueen]

please sir

[@raikarmanish]

can NRI purchase this policy?

[@insuranceimpact]

Not sure !

[@srikantapata2880]

Hdfc ergo as comoare to new undia is good or avergae

[@moyeenshaikh9915]

Same question

[@insuranceimpact]

Hdfc Ergo Company, Brand, Service wise better. But New India Is Affordable. (My Opinion)

[@insuranceimpact]

Hdfc Ergo Company, Brand, Service wise better. But New India Is Affordable. (My Opinion)

[@moyeenshaikh9915]

@@insuranceimpact whose claim ratio is better?

[@skdubey877]

कृप्या आप न्यु इंडिया का पर्सनल एसिडेंट पॉलिसी पर वीडियो बनाए

[@insuranceimpact]

Ok Ji

[@kiranbadekar4984]

Nice Explanation

[@insuranceimpact]

🙏🙏

[@ashokbrahmbhatt8496]

Suggest policy for senior citizens age66yrs+57yrs

[@insuranceimpact]

Pls watch this video- kzbin.info/www/bejne/bWjWl52lfLemftk

[@anwarhaque1000]

Policy online lena pdega ya phr via agent

[@insuranceimpact]

Agent/Branch sir.

[@shaileshtanawade3928]

Thanks a lot appreciate your efforts 🙏🙏

[@NARESHJAIN-kq9sc]

Mordern treatment pe capping ko kaise remove kar sakte hai??

[@insuranceimpact]

Opt other plan.

[@NARESHJAIN-kq9sc]

@@insuranceimpact kya aap other plan bata sakte hai

[@YashpalSingh-cu8wt]

Daycare procedure mi kyi include hi

[@insuranceimpact]

sir Check page 28-29 www.newindia.co.in/cms/73c6efdf-5cef-413c-8095-918d8a3fcabc/Policy%20Clause%20New%20India%20Floater%20Mediclaim%20Policy%20wef%201st%20April%202021.pdf?guest=true

[@ssslg2023]

Sir is it a zone wise policy

[@insuranceimpact]

NO Sir.

[@mb_yad]

Very informative video

[@insuranceimpact]

Glad you liked it !

[@kamleshgupta6635]

Bacche kis umra Tak policy mein Shamil rah sakte hain

[@insuranceimpact]

25

[@inderjeetrana38]

Sir..isme accidental bhi cover hota h

[@insuranceimpact]

Treatment covered hai pehle din se.

[@inderjeetrana38]

@@insuranceimpact sir...mai accident case ki baat kar rha hu aap treatment....treatment ka to pta h bas...accident wale case mai kuch cover h ya nahi ye bta do please

[@sunnydeshmukh5393]

Accident cover nahi he Only health insurance policy he, tumko wo bhi nahi samjta

[@rakeshlohariya9622]

Sir premium with gst?

[@insuranceimpact]

Yes Sir, For latest prices contact insurer and confirm again.

[@insuranceimpact]

Sir Nominee baad mein bhi add karwa sakte hain. Toll Free number par call kar k iska process pta kijiye. Bahut asan hai. Koi charges bhi nahi hain.

[@rajnipatel7618]

Age 42.38.19.17 =5 lakh Premium

[@manasadhikary6511]

Agar iss policy lene bad koi illness hoti hai ( hypertension, diabetes) to wo kaise cover hoga..?? And Mera age hai 33years and wife k age 25...to premium kitna hoga..??

[@manasadhikary6511]

This number not available in whatsApp

[@insuranceimpact]

It's 8307360765

[@ratnakarsarsambi8994]

Sir sbi kaisa Rahega

[@insuranceimpact]

Company thik hai, Plan samajh kar hi kahridein.

[@tejasshethstanza]

NEW INDIA FAMILY FLOATER MEDICLAIM POLICY ME TOP UP LE SAKTE HE ???

[@insuranceimpact]

As a base policy aap is plan ko le sakte hain.

[@shailendrasingh2529]

great video

[@insuranceimpact]

✌🙏

[@shivendramishra8067]

Like Kar diya hai

[@rambabumaurya4285]

Koi jaanch karane ke paise kya Nahin Milenge

[@insuranceimpact]

janch agar ilaj ka hissa hai to milenge , khali test k nahi milenge.

[@sonurao6102]

Kon batayega

[@ArvindGupta-lc5zl]

Ya fir sublimite floater plan bhi accha hai 👌🤣

[@proscrips]

All these so called Govt Insurance companies have external private TPA's. Starting from basic queries to claims, everything is managed by them and most of these have pathetic customer service compared to private insurers who have inhouse TPAs. Even for basic renewal queries sent to the insurers is diverted to these TPAs. My biggest mistake in life was to go for such a policy trusting on my agent friend but learnt a lesson that when it comes to money, do not depend even if agent is your friend. Make your own research.

[@kaushaldesai-zk1qx]

Hi - any bad experience with the claim settlement? Please share. It will help.

[@proscrips]

Its an overall experience and have seen these TPA's response during discharge is the most delayed compared to private insurers who have inhouse TPA. And read every clause, rider in detail before taking any policy as the primary aim of all TPA & insurers is to deny a claim as the entire insurance industry profits only when they do not need to cover your medical bill.

[@musicuniverse5896]

There is a difference in motive pvt companies are working for profit only and govt companies are working for social security and profit is not a motive for them . Whatever they wrote in the document that will be executed whether it's there loss and yours. These are rule driven not profit driver

[@deivanaiganesan626]

Even my experience remains the same. Agents duty is to collect premium from us and commission from NIA even though they are our good friends. Claim taken care by external agency "Hitpa". Their service is very poor. Our agent and branch manager part is zero with respect to our claim. Actually my husband was a patient. They have asked Number of unwanted questions to process That claim and converting me as a patient. Only one surgery happened. They have stopped my 2 years cumulative bonus. They are cheating the policy holder without proper explanation

[@rambabumaurya4285]

Aur koi Jaat ke paise Milenge to kitne Milenge

[@ArvindGupta-lc5zl]

Is policy ka nam 25% family floater hona chahiye 🤣

[@insuranceimpact]

Your sense of humour is good ! 😃

[@sonurao6102]

Or time 1mhina hi bacha h

[@insuranceimpact]

Claim darj hone k baad policy khatm hone se koi dikkat nahi hogi. Ye claim isi policy mein cover kiya jayega. chinta na karein 🙂

[@ajinkyasawant4232]

😠Kuch sasta nahi hai.premium amount 30% badaya hai April 2024 se.😠

[@proscrips]

Much more than that as my premium increased around 50% for this year.

[@anuragshukla7351]

My premium also increased about 45%