Biggest Financial Mistake in Canada | Most Important thing for Immigrants in Canada | Avoid this...

[@devanshkalra2408]

Hey Gursahib ! I can relate to your videos very well as I was also an international student in this country. Even I did part time jobs to support expenses . I did take marketing course but also transitioned my career to finance during my work permit days also obtained new skills and certifications. I also followed financial discipline to save and invest my money which no one taught me. I just want to encourage and effort to put a good work forward to support our community. Keep up the good work and god bless you !

[@dinesharora2778]

Hi Gursahib, your knowledge is excellent and accurate. The information you are giving is 1000% correct and knowledgable. Keep it up.

[@GursahibSinghCanada]

Thank you !!

[@ryansh_2908]

Bro also make some videos on how we students can invest our money for long term

[@bestshorts1521]

I believe stocks and REITs are the best investment for students

[@fundestroyer9281]

+1

[@AmanKumar-fk4ir]

+1

[@AmanKumar-fk4ir]

+1

[@gamesgo69]

+1

[@mercyhandsome]

****

[@smwk2017]

Your credit score might be checked if you apply for auto insurance and even employment. It is a measurement on how responsible a person you are.

[@manishchoudhary5389]

Their is no-one good as Gursahib bhaiya ❤️ Even canada people can’t give info that well😂

[@vadirajap9083]

Hey Gurusahib. Loved the video! This is one of the most detailed videos I've seen on maintaining a good credit score (even better than some finfluencers). I just wanted to add one point - If I'm not wrong, the impact on the credit score due to a hard inquiry is only temporary and the score will bounce back in a couple of months.

[@GursahibSinghCanada]

Yes...by any means if the credit score drops...you just need to be extra cautious and it will improve in few months....

[@abhishekm3752]

Mera score 5 months mein hi 692 se 603 aagya. No emi taken, just card utilisation 100% kr di thi cos job nhi mili thi 2 months. I never missed paying the bill. Just usage high tha.

[@MR.DeepRathod]

Bhai mujhe apke vedio itne ache lagte Hai k mene shochta hu k me IELTS K baad aapse 1 saal informative training le lu to life sudhar jay

[@kiransharma7848]

Thanks Gursahib for sharing this very important information .

[@lakeofbays1622]

By the way if you check the bank rate of November 1981, you will see that it was 21%( People used to hold on to houses at that time). It was high in US also. Interest rates goes up and down as needed to control inflation. Fact of life. It will eventually will go down when the inflation is down. Nothing is guaranteed in life. By the way I did not watch most of the video because I am not familiar with Hindi.

[@ArunKumar-wt2sp]

Very good informative video. You take a topic and cover its all aspects. Your speaking style is very good. Keep it up Gursahib

[@GursahibSinghCanada]

Thank you

[@RyyalOnlineEarning]

best explained the video, I was searching for.

[@mangeshjunnarkar4544]

Sat Sri Akaal Pajji..appreciated your hard work on making such informave videos..thank you🙋🏼‍♂️

[@GursahibSinghCanada]

Always welcome ✌🏻✌🏻

[@saimabdullah6933]

*Gursahib ne nahi Bataya but 750+ credit score is very good in Canada (excellent)* According to Canadian government

[@Lets_explore_theBHARAT]

SSA paaji.. good morning Hope u are all fine and fit by ur health . It is helpful not only in Canada but all around the world, as credit card facility is given around the world with some different procedure/regulations and the credit card score helps the bank to track the habits and debt ratio of the person.

[@balughule6104]

First cament bhau maji I LOVE FOR THIS VIDEO ❤️🤝👌🇮🇳🙏

[@GursahibSinghCanada]

Thanks a lot 🙂

[@balughule6104]

@@GursahibSinghCanada Thank bhau

[@Jashandeep_Kaur]

Best explanation….thanks for the video bro ❤

[@farhanmaqbool7]

Doing well bro Thank you

[@GursahibSinghCanada]

Thank you!!

[@jashansingh8060]

That was a really informative video gursahib, keep up the good work man 🙌

[@GursahibSinghCanada]

Thanks a ton

[@theindiagamer1285]

Paji, credit score kab tak manage karna parega, or hard inquiry ka reasons kea hote ha❤

[@mohsinhoreca1704]

Plz make complete video on Migrate to Canada process n pr for express entry and pnp

[@Sharing-is-Caring-with-saima]

Thumbs up very useful 👍 👌 stay blessed

[@GursahibSinghCanada]

Thank you so much 😊

[@Ajaykumar-ro9vf]

Very informative video we really need this

[@dailyinspirations4158]

Such a detailing 👍🏻👍🏻 great work sir. Hope so ur next video is going to be on international students after 12

[@dikshaawadkar661]

Great information you are giving.... Please tell if you have any idea about SOWP

[@hammadkhan11280ehis]

Love From Pakistan 🇵🇰 Sir ♥️

[@allitm4642]

Keep up the great work Gursahib Ji 👍🙏

[@GursahibSinghCanada]

Thanks a ton 😊😊

[@FarrkhaliSkfa]

اسلام علیکم بھائی جان کیا حال ہے اللہ تعالیٰ آپ کو خوش رکھے آمین ثم آمین

[@1mindictionary750]

Hey Gursahib, I think soft inquiry also impact credit score in negative way Is it correct ?

[@tayyabmahmood9269]

Informative video 👍

[@arjunjakhar01]

Best video sir, thanks so much

[@Jas-fc6me]

Also information Very Good, please bai humble request ek video kids school addmions pe bano , class 2 kon sa school best hai ,

[@RV_1990]

Paaji Jacket mast lag rahi thi Hollister ki 😉

[@abdulhadi344]

This is very bad system of western countries, people here in pakistan don’t even think of purchasing phone on instalments…Yes home mortgages are common.

[@AxAz12515]

Hey, in your grocery shopping for Indians new to Canada, I thought there were more than vegetarians in India. What about Indians who eat sea food, pork, poultry, and beef? Where can they shop? I suggest Loblaw/No Frills, Sobeys/Farm Boy/Freshco, and Metro. Walmart and Costco are American companies. Do not shop there. While in Canada, shop in Canadian owned companies, the ones I mentioned above.

[@DesiManpreet]

What about thom river University, kamloops, British Columbia 🤔

[@devsurti3499]

Hey bro.. Good info.. First view

[@GursahibSinghCanada]

Thank you so much for the support!!

[@SaurabhKaisare]

God Bless you Gursahib Paaji! Bhai kisi Bank ka Online account hai, jisse hum India me hi acoount khulva paye...Mujhe University of McMaster ka admission letter mil gaya...GIC ke liye bhi kaam me ayega...

[@dipakpaneliya580]

Thanks sir very naic information

[@AnwarKhan-wx6lw]

Thank you sir ji good info bless you both 👍👍👍👍👍❤️❤️❤️❤️❤️you

[@princechoudhary8588]

Bro ek solution dedo…. Same thode frnd vali gal m car len gya c but loan nhi aproove hoya hits lg gyia te but bro mera score 712 c fr bi aproove ni hoya hits lgn to bad hun present time mera score 700 h te eh dso ehda solution ki h gaddi kida aproove ho skdi aw ? Pls

[@PawanKumar-pp8zt]

🙏 Gurshaib 🙏 broo 🙏 please 🙏 make 🙏 a 🙏 video 🙏 on 🙏 bsc 🙏 nursing 🙏 or 🙏 diploma 🙏 in 🙏 nursing 🙏

[@rusty001]

3:10

[@rusty001]

4:45

[@rusty001]

5:35

[@rusty001]

5:58

[@rusty001]

8:39

[@rusty001]

10:36

[@ParvezJamali92]

Masha Allah Gur paji zaberdast our informative vlog love u Gur paji from Shahdadkot Sindh Pakistan

[@AjaySharma-gb7kd]

Hlo veera can we open two three account in different bank at a same time and we get two credit card at a moment .

[@karanpun6901]

Thank you so much for your informative video sir 🙏

[@rohitstark8047]

Bro why people use credit card rather than their atm card? 😊

[@bishnusateli1690]

what about someone like me who is "not interested to use credit card" and "not gonna take any loan" ? is there option not to use credit card because i never saw once and dont think ever gonna use it/

[@manpreetsinghdhillon2844]

informative advice

[@sufyanmukri9610]

1.5 years baad pata chala. Baapre. Itna credit score ko ignore kiya

[@MooggiiIsHere]

Maintaining the credit score is beneficial ❣️

[@Rahulyadav-hy7dk]

Please Make video on diploma in banking and finance

[@jontyrhodes4155]

Whats salary of BSA in nova Scotia power corporation Halifax, in advance metering infrastructure?

[@shivanibhardwaj8970]

Amazing video

[@Alihassan-im7hh]

Bro, nice video, any one can guide which bank is more beneficial to open account in canada.

[@vaideswarana3223]

Make a video about most affordable colleges in canada for international students.

[@sukhwinderkaur3229]

Sir after graduation Kon sa course good rhega

[@61honey]

Hlo pajii mai puchna c kuch mere Listening and reading ch 6.5 and writing mai 6 speak mai 5.5 overal 6 hai Canada mai file lagg jaye gi kya ?

[@AmritpalSingh-nj6sk]

Bro mere pte ma overall-52 S-61 w-47 r-53 l-46 kiya meri Australia ki file lag Shakti hai😢

[@sandesh5969]

Good video.

[@GursahibSinghCanada]

Glad you enjoyed it

[@kulvirkhangura]

Jecket dekhi hi aapke btane ke baad 😂

[@vanshika1537]

Sir I have a query. I am coming to Canada in April 2023 but I am not confident about using credit card as a student so it will be fine if I use credit card once I start work permit as I would have more experience in canada? Please reply

[@canadianjatti]

better to start as soon as possible to establish credit....why are you not confident about it? it is not much different than a debit. dont spend more than you can pay and only use it for things you would have to buy anyways not extra spending

[@smwk2017]

You bank can give you a debit card instead. Just don't put all your money in that bank account.

[@canadianjatti]

@@smwk2017 this wont help establish good credit though

[@kushleensharma2262]

Please make video on how to use credit card for first time for new international students baki ur videos are great motivation nd informative thanks ❤❤

[@canadianjatti]

that is nit a big enough topic for one whole video...its a card you use it when you purchase something same as debit card...im sure these exist in india as well.

[@rifatrifat352]

Thank you brother.. ❤️

[@GursahibSinghCanada]

You're welcome 😊

[@roseee_.x]

Bro make a video please linkedln in app kaise use krte hai

[@tadbeer3090]

Hey Gursahib, what credit score do international students usually begin with? Is it zero or around some value like 300-350? Thanks!

[@GursahibSinghCanada]

I think around 650 or something...but not sure about it...Mine was 650 when I started.

[@choronical05]

Hello, when I came to Canada as intonational student back in 2019, I opened my GIC in SBI canada, now its is not operational anymore due to low balance. Can I close that account, will there be any penalty?

[@mankusharora4205]

Always admire ur videos bro hope one day will meet u

[@GursahibSinghCanada]

Definitely 😊😊✌🏻

[@mankusharora4205]

@@GursahibSinghCanada sup bro

[@husyaar420]

Hey gursahib I want to to ask you something about Credit scores For example Like you said on thousand dollar 💳 credit limit if i spend 300 hundred dollars Than i pay off as soon as possible Atfer pay of can i use another 300 in that month?

[@krishvijay8449]

hey! thank you give for all information, i have Q. kya canada PR milne ke baad bhi, india main aasakte ho kya ?? family ke pass?? plz answered....

[@n4vjot_s1dhu]

Thank you so much bro this is very helpful video for me n others 🤗🤗

[@GursahibSinghCanada]

Most welcome 😊

[@ManojParikh-ey6uo]

V Good

[@jyotigupt8013]

Hy sir.. Want to know which course u studied.. Where are u working.. Nd ur city..ur videos are really helpful.. Keep it up

[@Travelwithkugan]

My credit score is very bad I have 1 collections in debt 😢😢😢maxed out credit cards 😢 😰😰😰

[@AnshGupta._10]

Bhaiya Yaar ek video Pharma sector ke uper bhi bana do kya scope hai vha

[@balveersingh5056]

ssg brother,can u make video on hospitality management and and tourism course.

[@meand473]

Bhai Canada me agar me 3 to 4 months Tak study visa py ao to mujy 2023 k end Tak full time work ki permission mily gi

[@shahrishraheem6227]

Great bro

[@sachingreat222]

Gursahib ji mujhe India se direct job mil sakti he kya. I have 12 years of experience in IT.

[@parthgudaliya3899]

Should we take credit card from bank as soon as we arrive canada, while activating GIC account ?

[@GursahibSinghCanada]

Yes!! They will themselves offer you.

[@a.ngaudy84]

Thanks bro🤜🤜

[@GursahibSinghCanada]

Welcome 👍

[@Mr.Sportify]

Bro please make video on a very hot topic " whether we should apply student visa with family or call the dependent spouse and family on SOWP after reaching to Canada ". Thanks and God Bless you

[@zak_26111]

Hey GurSahib bro. Hope you're doing fine. I usually check my credit score on Credit Karma monthly twice. Is it fine ?

[@canadianjatti]

yes

[@amotion1373]

Bro , Pls make video on LinkedIn. Also on ASQ certification ( prefer with an expert )

[@navjotsingh2457]

Ty

[@kundansharma2292]

How to contact you in canada?

[@aneeshsharma2742]

I have a quick question. If i pay back my credit card in 18 days instead of 14, does it make any difference?

[@sangwandhawan9755]

Bhai canada m kitne hours work kar saketa ha

[@VinodKumar-vx3ph]

Thank you sir ❤️❤️

[@GursahibSinghCanada]

Most welcome

[@k4rtikgupta]

why should we only use 30% of the credit limit? I wanted to know that because I have already used more than that but I paid it on time, will it affect my credit score?

[@vadirajap9083]

Using more than 30% makes the banks think that we are not good with managing debt (even if you are paying it back in time). This causes a drop in the credit score. The best thing to do would be to not cross 30% utilisation on the credit card. If you do cross it by mistake, whatever amount you have spent more than 30% of the credit limit, pay it back by the 30th of the month before which the credit card bill is generated (For example, if bill is generated on Feb 5th, pay the extra amount back by Jan 30th). This would make sure your credit score is not affected.

[@k4rtikgupta]

@@vadirajap9083 Ok understood Thank you so much for the help!

[@vadirajap9083]

@@k4rtikgupta It's my pleasure

[@ishmeetsinghrayat]

Bro my credit score is aprox 760 but I got my car on 10% …… Winnipeg Issues or Whole canada issue….. I dont know

[@kuljitkaur4976]

Is tiffen service in thunder bay

[@GursahibSinghCanada]

Yes

[@kuljitkaur4976]

@@GursahibSinghCanada thanks beta

[@jitender0169]

Hello Bro, actually I was misguided by LA Fitness and result is now that I have to pay $1500 cancellation fees for cancellation of personal trainer. I do not want to go again there. It was one year personal training program, but I was not told about the cancellation policy. Now I am trapped and don’t have money to pay. It will hit my credit score baldy I know. In your opinion, What should I do. Can I close my Credit card?

[@ahoypirates142]

Hii...is it okay if I go to canada 28 days prior to the start date of my college studies?

[@saimabdullah6933]

*Gursahib ki niche itni vast nahi hai* (I mean he only talks about Canada) but he knows how to attract someone by a catchy thumbnail and show him an amazing content 💕 *Following Gursahib from last 1 year*

[@dailysports2016]

hello Gurusahib plz make video about software engineering university for MS in canada

[@anjalivaish325]

please make a video for January intake 2024 students, kinda informative video regarding college nd area to target and fees funds

[@mynb123]

Big fan from Pakistan

[@nivkapadia5504]

Is it okay to share my student visa number to get a canadian sim card in India?