The Sneaky New ATM Scam That's Draining Bank Accounts And How to Protect Yourself

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Boyd Clewis

Boyd Clewis

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A new ATM scam is targeting people who use the "tap" feature on their debit cards. Learn how this clever con works and get expert tips on keeping your money safe.
Hook: "Imagine withdrawing $40 from an ATM, only to find out later that $960 has vanished from your account. This nightmare scenario is becoming a reality for many bank customers. Stay tuned to learn about this devious new scam and how to avoid becoming its next victim.

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💬 Comment Below: What's your biggest takeaway from this video? Share your recent interview experiences and any questions you have about improving your techniques.
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#boydclewis #Scam #cybersecurity
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• The Sneaky New ATM Sca...

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@BoydClewis
@BoydClewis 5 ай бұрын
🔥Free Training! The Fastest Way to Land High-Paying Cybersecurity Roles www.boydclewis.com/grc
@NDGOCHYLD
@NDGOCHYLD 5 ай бұрын
@@BoydClewis i prefer Android cause I'm a 🤖 but iPhones have better cameras.
@frozentundra7446
@frozentundra7446 5 ай бұрын
Team BlackBerry!
@MrTwone79
@MrTwone79 5 ай бұрын
Team android iPhone mite as well be a android they get all there parts from Samsung 😂
@mauricemartin2982
@mauricemartin2982 5 ай бұрын
Android
@ChosenMJ
@ChosenMJ 5 ай бұрын
Android all day everyday!💯💯
@nett1200z
@nett1200z 5 ай бұрын
I never leave the ATM until I see the welcome sign just to make sure I closed out my session.
@jimshoe402
@jimshoe402 5 ай бұрын
Mine is Fast too
@bos3835
@bos3835 5 ай бұрын
In any transaction with a card always hit the cancel button too at the end.
@MynameisDUmass
@MynameisDUmass 5 ай бұрын
Facts 😂❤
@brucesmith9144
@brucesmith9144 5 ай бұрын
Bingo 🎯
@jimrogers6138
@jimrogers6138 5 ай бұрын
I never use an ATM machine, and I don't have a debit card. I never thought a debit card was a good idea; except for the banks.
@CatalinaFOIA
@CatalinaFOIA Ай бұрын
I once was at an ATM, and whomever had used it before me hadn't closed out their session. I closed it out for them. I was looking out for a stranger, and I hope someone would do the same for me in such a vulnerable situation.
@normturner4849
@normturner4849 Ай бұрын
You're a rare one. Good on you! 😌
@sanjosemike3137
@sanjosemike3137 Ай бұрын
If I saw an “open account” at an ATM I would close it immediately too. All ATM’s are a little different. Sometimes you have to read how to close an account. They are far from trivial. I think this complexity is deliberate. Sanjosemike (no longer in CA)
@DennisHolmberg-sl1hz
@DennisHolmberg-sl1hz Ай бұрын
This is up there with folks that just leave their receipts in the cart. Tear it up and toss it, because some won't. Not all receipts have more info than necessary, but no one needs even a little info unless you are doing business with them.
@gloryBE-o1w
@gloryBE-o1w Ай бұрын
only a dishonest thief wouldnt
@blyt5046
@blyt5046 Ай бұрын
Good person, god bless you 🫶🏽
@mister_syre
@mister_syre 5 ай бұрын
If I ever have to argue with my bank over a fraud I am the victim of, I am moving my money out of there.
@jennyhenningham4100
@jennyhenningham4100 5 ай бұрын
That's assuming the fraudster hasn't already moved your money out of there.
@lobodiablo841
@lobodiablo841 5 ай бұрын
Do you read your bank statements ? And credit card statements? Have you froze your ssn?
@cheryljohnson6448
@cheryljohnson6448 5 ай бұрын
For sure!!!!
@marky5493
@marky5493 5 ай бұрын
but its already been done for you lol
@francelaferriere6106
@francelaferriere6106 5 ай бұрын
I am a victim or theft identity and fraud and the bank claims it's me who did it. I am taking them to small claims. If you move your money, they will do everything to get it back no matter what. After it's all settled, I will take my business elsewhere, though, win or lose.
@s3.14dervision
@s3.14dervision 2 ай бұрын
A lot of fraud and theft prevention relies on us...we're too ready to blame anyone, but how many of us have been too polite to NOT converse with a stranger or ask them to back up? How many of us are too trusting?
@pilarq7886
@pilarq7886 Ай бұрын
just cancel immediately and leave..
@karenwaddell9396
@karenwaddell9396 28 күн бұрын
Sad tho that people seem to be moving to the dark side.
@pumaspaw
@pumaspaw 5 ай бұрын
Never trust anyone who starts a conversation at a urinal or an ATM
@eskieman3948
@eskieman3948 5 ай бұрын
Words to live by!
@D-Fens_1632
@D-Fens_1632 5 ай бұрын
That's not necessarily true, I was once at a concert and using the commode at the same time as the keyboard player, who asked me "what's the code to Mike Tyson's Punch Out?" He was a good dude.
@pumaspaw
@pumaspaw 5 ай бұрын
@@D-Fens_1632 Yes indeed, I'll take that exception!
@57Jimmy
@57Jimmy 5 ай бұрын
Especially when they ask if they can give you a hand…😳😂
@Naturalintelligence30
@Naturalintelligence30 5 ай бұрын
I hate the shady people hanging out in public restrooms and outside gas ⛽ 🚉 stations too. They are always up to no good.
@Iceageonmars
@Iceageonmars 5 ай бұрын
Don’t engage with ‘helpful’ people at an atm machine. They are often the ones setting you up to be scammed.
@do9138
@do9138 4 ай бұрын
Don't engage with ANYONE while at an ATM.
@MollyT-zk4ch
@MollyT-zk4ch 3 ай бұрын
@@Iceageonmars when you go to the Social Security office there are people in there 20s and 30s offering their help to the elderly, last time his old guy was allowing this person to help him with his bank account. Please, if you see something say something.
@LOLO-lm7pr
@LOLO-lm7pr 3 ай бұрын
@@MollyT-zk4ch The elderly get attacked ALL THE TIME!!! and often, they're as defenseless as a 2 year old, physically and mentally. They need to help set up automatic payments with seniors SS cheques if this is the case. They also should offer at stores like WalMart a monthly deposit to which they can just credit their purchases from and even get discount points or free stuff. This way no money or card are on the person, and their products can be delivered.
@mayersCobhen
@mayersCobhen Ай бұрын
Facts
@estlhm805
@estlhm805 5 ай бұрын
It's crazy how a stranger wants to have a conversation or anything when you are in this situation at an ATM! Definitely a red flag!!
@sr2291
@sr2291 5 ай бұрын
Run!
@AlphonsoParra
@AlphonsoParra 5 ай бұрын
I always check to see if the door to the ATM space locks, if it does, I lock it before I begin my banking process… 😉
@andrew_owens7680
@andrew_owens7680 5 ай бұрын
Especially when they have a gun pointed at you.
@IANJCAMBELcali
@IANJCAMBELcali 5 ай бұрын
Bring up politics!! I’m an atheist so Religion is always a good topic to discuss with strangers at the ATM . Old people always ask me stupid questions.
@TheRealScooterGuy
@TheRealScooterGuy 5 ай бұрын
The only ATM conversations that I've heard that seem legit went like this: "Hurry up, people in line behind you." and "Yo, that machine is broken. They'll help you inside."
@brendalaveine7756
@brendalaveine7756 2 ай бұрын
Young man you are an excellent teacher! I’m old old and this technology makes me feel like a newborn. Lost all of my immediate family with accidents. No help much
@wendysolem2372
@wendysolem2372 Ай бұрын
I hear you, Some of this is above my head and I need help in protecting myself I’m not sure where’s to begin!
@SmokinQuixote
@SmokinQuixote 5 ай бұрын
Never ever leave the ATM until you are sure you have closed the session.
@zxdrty
@zxdrty 5 ай бұрын
AGREED 👍
@TheresaReichley
@TheresaReichley 5 ай бұрын
@@SmokinQuixote there are so many better options for getting cash I just don’t understand the appeal of using an unsecured ATM that’s often outdoors. There’s so much that can go wrong. Not just this trick, but skimmers, people attacking you either before the transaction (and forcing you to withdraw money) or after (conk you over the head and take your money) or distract you from the task, it’s just like why? Go get cash when you buy groceries at the supermarket. Go to your bank during banking hours and withdraw cash.
@neilpickup237
@neilpickup237 5 ай бұрын
It is a terrible design. This issue could be avoided with properly designed software. Closing the session should not be required for security. All that is needed is if you select YES for an additional service it requires you to re-tap your card to proceed.
@TheresaReichley
@TheresaReichley 5 ай бұрын
@@neilpickup237 even if you can fix this issue in particular, ATMs in general are a bad idea that really need to go away. As I said most are in very unsecured environments where you’re often isolated and where the device itself is easy to access without anyone noticing. There’s one outside a gas station near me. All you’d need to do is put on a bright yellow vest that you can buy at Walmart and you could spend an hour doing anything you wanted to that thing and nobody working there would see it. It’s just not worth messing with it.
@brandysmith-n3g
@brandysmith-n3g 5 ай бұрын
Always!
@rubigee4397
@rubigee4397 5 ай бұрын
I used to be a bank teller who also maintained our ATMs. NEVER EVER walk away from an ATM without completing your transaction.
@zxdrty
@zxdrty 5 ай бұрын
COMMON SENSE! 💯🙌👏👏👏👏👏🙈🙈🙈🙈🙈
@jdu2580
@jdu2580 5 ай бұрын
👂🏼 👍🏼 🙏🏼
@shellnet411
@shellnet411 5 ай бұрын
Also, before you start anything grab at the ATM card slot, make sure there’s nothing attached because they put scanners on those things I’ve been doing that for years
@judystevens3965
@judystevens3965 5 ай бұрын
Good Advice.
@rubigee4397
@rubigee4397 5 ай бұрын
@@shellnet411 YES! I totally failed to include that bit!! Thank you so much for doing so 🩶
@OTatime
@OTatime 5 ай бұрын
Dad taught me not to talk to strangers. This is particularly important at ATMs and urinals.
@cheryl4615
@cheryl4615 5 ай бұрын
Urinals?
@JormaKovanen
@JormaKovanen 5 ай бұрын
@@cheryl4615 Maybe his dad warned him about gays.
@GordonMilliord
@GordonMilliord 5 ай бұрын
😂
@GordonMilliord
@GordonMilliord 5 ай бұрын
​@yes, that is a fixture in the men's room that men piss into.
@GordonMilliord
@GordonMilliord 5 ай бұрын
😂
@LibertyLinda
@LibertyLinda 5 ай бұрын
Someone IN THE KNOW told someone less than good that this was even possible in order for this to get out there. Criminals are everywhere!
@cmhowson50
@cmhowson50 5 ай бұрын
I work at a Bank and ATM's at the Bank have cameras. If this happens to you, have the Bank review the footage. They will see you leave and the scammer taking your money. Also, this cyber guy is AWESOME! He is giving you great advice and solid tips to protect yourself. 👏👏👏
@lisacarver1128
@lisacarver1128 5 ай бұрын
Cover the keypad with hand to hide your pin. Do Not assume people viewing it at the bank are honest
@UpcomingJedi
@UpcomingJedi 5 ай бұрын
Thats dumb. If you really worked there you would know the bank doesnt know or care what you look like. The bank doesnt care which one is you.
@lissadawes4243
@lissadawes4243 5 ай бұрын
Yeah, but the video footage is at the corporate level. The bank would have to request it and that’s assuming they believe you. If they don’t they won’t. What is your job there?
@cmhowson50
@cmhowson50 5 ай бұрын
​@ I work in the Legal Dept. There are cameras inside and outside of just about every bank on the planet. Every Teller line, ATM, and the front doors has cameras. All these cameras are on a constant video feed, the footage can be reviewed on the spot. Do you people live under a rock?! It's basically the same cameras that retail stores use to watch people shoplift. Tell you what, go hold up a bank teller and when your picture is all over the 5 o'clock news that DAY I'll say...told you so! I'm out, y'all are stupid.
@LibertyLinda
@LibertyLinda 5 ай бұрын
@@cmhowson50 sometimes those cams are poor quality or ooo or just not working. Ask Epstien.
@Reubenhubert
@Reubenhubert 5 ай бұрын
Radio personality John Lanigan in Cleveland used to say, “Every morning 50% of the people wake up and think of ways to get money from the other 50%.”
@zxdrty
@zxdrty 5 ай бұрын
Exactly it is so SAD that people are TOO LAZY to go out and get. ‘REAL’ job!!! It’s freaking PATHETIC!!🤬
@D-Fens_1632
@D-Fens_1632 5 ай бұрын
Yeah, they're called Democrats. Though I expect they'll soon drop that moniker and cut to the chase and start calling themselves the Democratic Socialist Party.
@mrtechie6810
@mrtechie6810 5 ай бұрын
Democrat voters...
@jimmylieb5225
@jimmylieb5225 5 ай бұрын
mrtechie. Fdjt
@oldschool1993
@oldschool1993 5 ай бұрын
Wrong- it's 13% trying to get money from the other 87%.
@Steve-tr7400a
@Steve-tr7400a 5 ай бұрын
'Don't use the ATM with weirdos around', possibly the best piece of advice ever given out. Awesome video, thanks for posting.
@hankjones2975
@hankjones2975 5 ай бұрын
I was near an atm close to a pride rally. Oh hell no. wall to wall weirdos
@LAppleDumpling
@LAppleDumpling 5 ай бұрын
Use the grocery store for money back!!
@migglemaggle9500
@migglemaggle9500 5 ай бұрын
Criminals don’t always look like weirdos.
@JHRIRS2010
@JHRIRS2010 5 ай бұрын
Doesn’t necessarily have to be a “weirdo” scammers come in all shapes and sizes. Agree if the card doesn’t work, walk away and good advise, don’t talk to strangers.
@bobfranke2347
@bobfranke2347 5 ай бұрын
Stranger danger?
@protectorofillinois3
@protectorofillinois3 5 ай бұрын
I stopped using ATMs 10 years ago because of the exact situations you described. I use my debit card via my phone, so when I go grocery shopping and need some cash, I use my phone to pay and get cash back. To me personally, it's much safer, and I haven't been scammed since.
@ClintonLouw-pc4th
@ClintonLouw-pc4th Ай бұрын
Make sure you don't have app on other than bank app and get phone for social media only.
@dambergibson7281
@dambergibson7281 Ай бұрын
My grocery store charges a fee for cash back! Wish I had that option
@michaelb.8953
@michaelb.8953 5 ай бұрын
I don't even turn my back from the gas pump until I see that the transaction has officially cleared from the pump after I'm done.
@NMIBUBBLE
@NMIBUBBLE 5 ай бұрын
always hit clear twice and cancel. make sure everything is back to swipe card like the begin when i walked up to it.
@PoM-MoM
@PoM-MoM 5 ай бұрын
Exactly finish your business. I even take a picture of the pump/purchase amount. Just in case
@H.pylori
@H.pylori 5 ай бұрын
@@NMIBUBBLE me too, although some say it does not mean anything.
@ABOVETHECLOUDS007
@ABOVETHECLOUDS007 5 ай бұрын
I NEVER EVER USE A CC FOR GAS ITS BEST TO BUY THOSE GAS CARDS IVE been using gas cards now for many years and it works out GREAT‼️🌻 that way scammers can’t get anything try it just don’t lose your card NO cash or Cc required 😁😁😁
@brem3985
@brem3985 5 ай бұрын
Pay from the app, never swipe!
@FleaBagBoogie
@FleaBagBoogie 5 ай бұрын
So that's what happened. 2 or 3 weeks ago I went to the ATM at my bank and my card wouldn't go in. I never use the tap feature. I just walked away. Thanks for the info !!!!!
@TheHipisterDeer
@TheHipisterDeer 5 ай бұрын
Exactly, if it doesn't go in just say "all well" either find another ATM or actually go into the bank instead later.
@filmaker256
@filmaker256 5 ай бұрын
Good point, I see that tap feature and just ignore it.
@Shirley-n-Maryland
@Shirley-n-Maryland 4 ай бұрын
I NEVER, EVER, EVER use the ""TAP"" feature!!! All these "modern" conveniences are NOT HELPFUL. BANKs are NOT your friend...just like Police, IRS Agents, & Gov't Officials!!
@andytraiger4079
@andytraiger4079 2 ай бұрын
Don't surround yourself with yourself Move on back two squares Send an instant karma to me Initial it with loving care (Don't surround yourself)
@tashad2201
@tashad2201 5 ай бұрын
I think I’m more shocked that someone doesn’t stay and make sure the screen is clear.
@marnettadavidsonwest6757
@marnettadavidsonwest6757 5 ай бұрын
Seem those that don't make sure screen goes back to welcome screen seem to be in a rush to go no where I Always make sure it goes back to welcome screen I have even pushed 2-3/4 other numbers at end to well make sure but I mostly wait til the welcome screen come back up but
@jlewishammondjr.622
@jlewishammondjr.622 5 ай бұрын
Exactly 💯. Who does that🤦‍♂
@annag5541
@annag5541 5 ай бұрын
probably because the 'helpful' person is distracting so they forget and go
@bambinaforever1402
@bambinaforever1402 5 ай бұрын
I m more shocked that people continue talking to strangers and taking their advice
@John-ob7dh
@John-ob7dh 5 ай бұрын
​@@annag5541Yes ,I reckon this is more likely.
@3315nostrand
@3315nostrand 3 ай бұрын
Saturday i went to my bank ATM to withdraw some money ,and for some weird reason when I tried to slide the card into the slot ,it was tough trying to get it in ,then I pushed it harder and finally it went in ,and immediately a message came up on the screen to call your financial institution,so I got on line in the bank and withdrew my money that way. I have an old debit card and it doesnt have the tap feature. After seeing your video ,now I check my bank accounts frequently
@joycek6556
@joycek6556 5 ай бұрын
The Bank should be responsible for protecting all their ATM's and making sure it is safe to use.
@MossyMozart
@MossyMozart 5 ай бұрын
@joycek6556 - I would think that banks would have their ATMs set up with tampering alarms to notify them immediately when an attack is made. They could then remotely turn the machine off with an "out of service" notice on the screen until their security people get there.
@HoneySparkles2
@HoneySparkles2 5 ай бұрын
About 95% ATM AT bank or bank property is NOT owned by the bank.
@junglekutz5625
@junglekutz5625 5 ай бұрын
Of course the banks should have thorough equipment available for said persons use. But why do most folk expect so much concern from random strangers that’s likely aware of whatever loop hole, as most loop holes are by design. At some point (solely based on what grown adults know p/come to know and have experienced by way of whatever vile individuals). You have to take steps to make sure that you are covering your own ass. Not that you have to go through living Life as a nervous wreck, but one’s brain is a brain for a reason.
@Bentleybabygirl
@Bentleybabygirl 5 ай бұрын
They gonna tell you it’s not there atms unless it’s in the bank ok b of a told me that when the atm took my money it was a big thing they need to be sued
@PAMELAPORTER-ci7mr
@PAMELAPORTER-ci7mr 5 ай бұрын
If it's a FDIC bank, your $ is protected. If the bank fails to correct the ATM's error, contact your member of the House of Representative & your $ will be back in less than a week.
@1st_Gen_Life
@1st_Gen_Life 5 ай бұрын
This is why I don’t leave the atm until it ask for you to insert your card for the next person after me.
@r.a.williamsakablackmullet8325
@r.a.williamsakablackmullet8325 5 ай бұрын
@@1st_Gen_Life I haven't used an ATM in at least 8 yrs
@Artsells980
@Artsells980 5 ай бұрын
​@r.a.williamsakablackmullet8325 I don't why people still use Atms,much less Chase.
@Rhaspun
@Rhaspun 5 ай бұрын
Or tap the end session screen request.
@MVS_DJGillyGill
@MVS_DJGillyGill 5 ай бұрын
Yup!
@elleivers9387
@elleivers9387 5 ай бұрын
​@r.a.williamsakablackmullet8325 Do you prefer going inside?
@tigers7834
@tigers7834 5 ай бұрын
I stay till the end to make sure that the machine goes back to the welcome screen. I always to make sure i end my session
@MynameisDUmass
@MynameisDUmass 5 ай бұрын
Same
@am7884
@am7884 5 ай бұрын
Same here!
@texaswildcat2000
@texaswildcat2000 5 ай бұрын
Yep...
@daneenmurf1043
@daneenmurf1043 5 ай бұрын
You are struggling with the ATM, they walk up and queue behind you. Perfectly normal, totally unremarkable.
@margaretsmith5999
@margaretsmith5999 3 ай бұрын
Thanks!
@ruthhernandez4780
@ruthhernandez4780 5 ай бұрын
When ever you use a ATM and you finish your transaction always hit the cancel button to make sure the next person can’t access your info
@letitiaholloway3024
@letitiaholloway3024 5 ай бұрын
Several times. Cancel.. cancel….cancel
@moons4768
@moons4768 5 ай бұрын
Also use ATM inside the bank.
@meathead5670
@meathead5670 5 ай бұрын
I always do that. It's like muscle memory now.
@Cherish..2
@Cherish..2 5 ай бұрын
Once it releases your card after you push done the home screen pops up.....How can someone do something else ?
@rosegombos2120
@rosegombos2120 5 ай бұрын
THANK YOU FOR THE TIP
@crypto_que
@crypto_que 5 ай бұрын
This happened last year at Chase in NY. Chase originally told customers they were liable for the withdrawals & Chase wouldn't refund them their money. A news channel did an investigation & contacted the bank on behalf of the customers and Chase has since issued refunds & pursued police action.
@BoydClewis
@BoydClewis 5 ай бұрын
Yikes!
@gdknght9581
@gdknght9581 5 ай бұрын
Chase is trash !!! I used them once... not worth the hassle.
@thepassportlife
@thepassportlife 5 ай бұрын
Agree. Was in a bank in New York and saw a few people just standing at the machines, I walked out.
@Tryp-j9d
@Tryp-j9d 5 ай бұрын
REFUND them??? The bank DIDN’T HAVE the money. The cash was GONE!!!!
@donnam5060
@donnam5060 5 ай бұрын
​@BoydClewis can't add top level comment. This was changed months ago with chase. You can only do one transaction at a time now. The atm software has been changed so you have to reenter your card for each transaction.
@ebaylistinginfo
@ebaylistinginfo 5 ай бұрын
Bank of America fixed this now. Once you get your money, the screen comes back to the main ATM menu, without even asking if you want to "do another transaction". If you want more money, you have to tap your card again.
@profilercms
@profilercms 5 ай бұрын
Yes you are correct. Good post!
@arlenbell4376
@arlenbell4376 5 ай бұрын
Yes, I just recently noticed that change and thought it was a good one.
@BrianOSheaPlus
@BrianOSheaPlus 5 ай бұрын
Wells Fargo Bank has fixed this problem too.
@cindymichel4870
@cindymichel4870 5 ай бұрын
And Chase as well.
@MDbandit10
@MDbandit10 5 ай бұрын
Fixed? My bank of America atms never did this
@malystxy5601
@malystxy5601 5 ай бұрын
Do not walk away from the ATM ever until you have made sure the session is closed, meaning you are logged out
@nairbvel
@nairbvel 5 ай бұрын
The ATMs around here have a $300 limit -- and I don't move away until I get the message that the session is done and I'm logged out. I will also avoid using an ATM if someone seems to be just hanging around rather than being actively waiting in line. Buuut.... DO NOT LEAVE THE ATM UNTIL IT TELLS YOU YOUR SESSION IS CLOSED AND YOU ARE LOGGED OUT. EVER.
@pineappleroad
@pineappleroad 2 ай бұрын
Where i live ATMs keep your card internally until the session is closed (athough when doing a cash withdrawal the machine returns the card first, followed by the cash, to try and make sure you don't forget your card) Im suprised that ATMs in the US appatently don't do that
@japc4326
@japc4326 5 ай бұрын
Wow, what a clear and precise explanation of ATM scams that 99.99% of the viewers can easily understand. Many people, either young or old alike, are just starting to use touchless transactions and may not understand that you need to see the transaction session end. Thank you, John
@AF_1892
@AF_1892 5 ай бұрын
Screw that touchless transaction crap. No.
@BoydClewis
@BoydClewis 5 ай бұрын
My pleasure!
@MossyMozart
@MossyMozart 5 ай бұрын
@@AF_1892 - Why do you say that? Is inserting a card better in your eyes? Why?
@mr.logicpants2835
@mr.logicpants2835 5 ай бұрын
I worked with the guy about 17 years ago. Who used his ATM card at a gas station that had a card skimmer on the pump. The thieves got at least four thousand dollars out of his bank account, and Wells Fargo took months to return the money to him. And only because he fought them so hard.
@excaliburofgachagames9241
@excaliburofgachagames9241 5 ай бұрын
Yea my dad said that with them you have to fight every transaction. I found that out when straight talk kept charging me when I stopped using them. Took a bit for the investigation to get me my money back. A credit card that would have been gone instantly
@nailsofinterest
@nailsofinterest 5 ай бұрын
Oh my!!! I'm sorry!! Never ever use an ATM card. Our bank told us this long ago as the money is immediately gone!! Can't give it back until the investigation is complete. *Always use a credit card* best to have one with fraud protection, too. They can immediately credit the account you'll owe nothing on it until the investigation is done , then only I'd they proved you did the transaction! I've yet to have one I didn't do not to be figured out.
@rocknationac7332
@rocknationac7332 Ай бұрын
I have never tapped my debit card at an ATM for money -- I only tap to pay for purchases, but I don't always ask for or accept the receipt. But thanks to you, I will ask for receipts for now on so both the bank and I have a record of the transaction!
@211sweetypie
@211sweetypie 5 ай бұрын
The safest thing to do is go inside the bank during business hours to withdraw your money. I have called 3 different people back to the ATM after they walked away because they had left their account open. I warned them to completely close their transaction before they walk away because the person behind them could withdraw money from their account before the ATM automatically closes it. People slow down and be careful.
@nicolaasludick4807
@nicolaasludick4807 5 ай бұрын
Problem: Banks charge higher bank costs for withrawal inside the bank than at the ATM. Just keep that in mind.
@aneitalight6306
@aneitalight6306 5 ай бұрын
@@nicolaasludick4807credit unions don’t charge for either, at least ours doesn’t
@patrisio3
@patrisio3 5 ай бұрын
@@nicolaasludick4807 So true.
@PINENEEDLE910
@PINENEEDLE910 5 ай бұрын
Maybe large chain Banks charge for inside withdrawals. I go to a credit union, all of my cash withdrawals inside up to $5000, and there is no charge.
@Themop999
@Themop999 5 ай бұрын
No banks will be open in 5 years time
@MPMMPM-vy9cu
@MPMMPM-vy9cu 5 ай бұрын
What amazes me is that people don't wait until their transaction is complete... That's crazy!!!
@zxdrty
@zxdrty 5 ай бұрын
THAT IS CRAZY!!🙈
@jimmylieb5225
@jimmylieb5225 5 ай бұрын
people are in too much of a rush nowadays!! too many overly impatient impulsive speeders on our roads right on our tails.
@jeaninewright1936
@jeaninewright1936 5 ай бұрын
I’ve gone behind people me any times at an ATM that walk away without closing out their account. I find it annoying. However, I never walk away from an ATM without seeing the “thank you”. Money is too hard to come by. Thanks for the tip.
@MyFriendsCallMeAlex
@MyFriendsCallMeAlex 5 ай бұрын
I stumbled across this video. And darned glad I did! The information you presented is current and vital. You're easy to follow and easy to listen to! Superb presentation. As well - you are likable. I "LIKED" this video and signed up for future notifications! Great job! And a quick shout-out to the KZbin algorithm. It sent me something it thought I might benefit from. And it was 100% correct. Thanks KZbin.
@guyguybohurst3304
@guyguybohurst3304 5 ай бұрын
This is why I don’t walk away from the ATM until after my session is complete closed.
@UTubeVidWatcher
@UTubeVidWatcher 5 ай бұрын
The Banks, Retail Stores, Restaurants and other businesses never respond to customer complaints until the complaint is put on display by the media outlets. Even the district attorney's and DOJ don't file a lawsuit or investigate until thousands of people complain about the same problem.
@barry1122
@barry1122 5 ай бұрын
They cant chase down every morons screw up....
@Pecunia3
@Pecunia3 5 ай бұрын
Pay cash. Problem solved.
@Deedee-m3q
@Deedee-m3q 5 ай бұрын
​@@Pecunia3 Most places are no longer accepting cash.
@pawelzielinski1398
@pawelzielinski1398 5 ай бұрын
@@Deedee-m3q Most places do accept cash.
@pawelzielinski1398
@pawelzielinski1398 5 ай бұрын
@@Pecunia3 Not really. In many cases it's not convenient to pay with cash and carry the coins around. I do usually carry a couple hundred USD just in case, but use cash less and less. Most of the time I pay with a credit card not debit, in case I need to return what I bought or dispute the charge for a service. Also a lot of credit cards give you cash back bonuses, debit cards do not.
@sanatrashobbiez
@sanatrashobbiez 5 ай бұрын
They have cameras at every atm at Chase. Thats crazy they would put up a fight when all they have to do is review the tapes.
@BoydClewis
@BoydClewis 5 ай бұрын
Unfortunately, They don’t take the time to do that level of research.
@darenjones6339
@darenjones6339 5 ай бұрын
They don't take the time to do that level of research...........because,..........they ain't trying to give nobody's money back!!!!!!!!!!!!!!!!!!!!!!!!!! LOL !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
@BREEZYM6015
@BREEZYM6015 5 ай бұрын
​@@darenjones6339It's called being lazy. 😂
@stephen6631
@stephen6631 5 ай бұрын
Chase is the worst bank I've ever worked with
@wallychambe1587
@wallychambe1587 5 ай бұрын
@@stephen6631 Agree 💯💯💯
@serendipity2650
@serendipity2650 5 ай бұрын
Wow i had no idea the session stays open when using the tap feature! I always make sure my session ends no matter where it is, however this is good to know, thank you!
@jamesreid8638
@jamesreid8638 5 ай бұрын
Something similar happened to me long ago. I only lost $200, but i refused to use the services of any bank for more than 20 years, after that. I finally found a credit union with civilized staff and policies, but i still only conduct bank transactuons with a teller or officer of the bank, and i remember them, and they remember me. This makes doing business more personal, which i prefer.
@stacyw.1863
@stacyw.1863 5 ай бұрын
Before they got taken over I used to use California Interstate. The teller notified me when a ex bf tried to trick her into giving my account info out. Back then I knew most of the tellers.
@mrtechie6810
@mrtechie6810 5 ай бұрын
I had an account at a great small bank. But they got bought out by a faceless giant bank who wrecked it all.
@todd8155
@todd8155 5 ай бұрын
My credit union, BECU in the Bellevue WA area really, really takes care of me! I have only an ATM card and they still really look after me. Compared to B of A, and other big commercial banks, there simply is no comparison. I am so happy with BECU, as B of A and other big banks were always doing something questionable. I will never go back as long as I have a choice!
@pltatman1
@pltatman1 5 ай бұрын
1) Use indoor ATMs whenever possible 2) Don't tap, hover. No reason to let your card physically touch any surface. 3) Don't conduct ATM business when anyone is within 5 feet of you. If that happens, log out and leave 4) check for hidden cameras on walls or other surfaces near the machine
@JormaKovanen
@JormaKovanen 5 ай бұрын
And be aware of card skimmers! These newer type gadgets are better than the older ones. They have a camera and copy the data from your card. The camera will record what you type. Then, its possible to make a copy of the card and now the scammers know your pin numbers, too. The skimmer is installed on to the real keyboard of the ATM. 🇫🇮
@Joce123
@Joce123 5 ай бұрын
We found hidden cameras on the upper corner of the ceiling pointed at the ATM machine Wells Fargo bank inside.
@Joce123
@Joce123 5 ай бұрын
I know only use my card in front of teller.. I disable the tap feature on my credit card and on my debit card.
@MichaelSmith-hr3be
@MichaelSmith-hr3be 5 ай бұрын
​@@Joce123That sounds like cameras installed by the bank to verify transactions and prevent fraudulent customer claims for refunds.
@Pappy7064
@Pappy7064 5 ай бұрын
@@MichaelSmith-hr3be Exactly I had to laugh at that comment. Hey look cameras on the ceiling pointing at the ATM machine inside the bank...must be a hacker.
@shooter853
@shooter853 5 ай бұрын
WHY -- Would ANYONE take advice from someone who was just hanging around an ATM? I ONLY use my ATM when there is NO ONE AROUND.
@xavierscott6704
@xavierscott6704 5 ай бұрын
This a great habit when it is feasible. There is thing calling jugging where people watch who is withdrawing cash from the ATM then follow them to rob them. I don't ATMs unless i am flying, and while it will cost more, I only use the ones in the airport.
@TysonJensen
@TysonJensen 5 ай бұрын
Here in Mexico, the ATMs warn people about that explicitly. More recently, they've put the warnings in English as well.
@HeyWiseGuy
@HeyWiseGuy 5 ай бұрын
Most time spent on the internet is for entertainment. This was actually time well spent. Best thing I've seen all day. Thanks, Boyd.
@dojo1249
@dojo1249 5 ай бұрын
dont let anyone near you nor help you, go somewhere else if they want you to tap. and never ever tap your card, if you do stay there and clear it. Tdbank told me that to never use a tap. Anytime I use an atm I always hit the clear button immediately after every use. this is for you older people and ladies.
@MKaase
@MKaase 5 ай бұрын
You were a God-send today. Tomorrow I am teaching digital/cyber security to some of our elder community members. This is one more thing I can share with them. Thank you!
@Wl5134
@Wl5134 4 ай бұрын
Yes! I have been trying to tell people never use the ATM in stores and don’t use the tap feature at your banks ATM!
@marketcrypto9982
@marketcrypto9982 5 ай бұрын
I never leave a session until the ATM is back at the home screen. Always have done that and never had this happen to me. Protect your neck. It's a dog eat dog world out here. Thanks for the vid bro.
@djm5k
@djm5k 5 ай бұрын
This should be a reminder to all you people who use an ATM and walk off without making sure your session is closed out. We don’t live in a safe world anymore, and you need to be diligent in making sure any transaction you make anywhere is finalized before leaving.
@RagDraggo
@RagDraggo 5 ай бұрын
Yesss,, you got THAT right about how we do NOT live in a safe world anymore. Even just 5 years can make a difference. Even this time back then (in say late Summer, 2019) as unsafe as our world was at the time,, it was still, MUCH safer than it is today,,, in August, 2024 ! Very maddening and sad,, when you think of it.
@faithimpact1
@faithimpact1 5 ай бұрын
​@RagDraggo WE NEVER LIVED IN A SAFE WORLD
@user-pj5ff6xw4x
@user-pj5ff6xw4x 5 ай бұрын
​@@RagDraggo you're soooooo stupid.
@rhondanighman
@rhondanighman 5 ай бұрын
Well Chase makes you re enter you password after every transaction that you do while your using it at the time so there’s no way that could happen with their atms
@Snatch_184
@Snatch_184 5 ай бұрын
This right here is why i hold atleast two bank accounts. One that holds my money, the other that i use for withdrawal. The primary account only transfers money to the secondary transactional account and nothing else. I used to work in the IT department of a bank, this kinda stuff happens all the time.
@BoydClewis
@BoydClewis 5 ай бұрын
I don’t blame you
@michaelb.8953
@michaelb.8953 5 ай бұрын
That's smart.
@emjay313
@emjay313 5 ай бұрын
Please, how do you do that?
@_darkseid_4490
@_darkseid_4490 5 ай бұрын
​@@emjay313 How do you open another bank account? Are you serious?
@notasushifan
@notasushifan 5 ай бұрын
Very smart!
@ricoyola
@ricoyola 5 ай бұрын
This probably happens to people who are not attentive enough with their actions.. Just wait until the bank ATM finishes the entirety of your ATM transaction, before you hurry and scurry off..🤷🏽
@de362
@de362 5 ай бұрын
I had an ATM give me an extra $20 bill. I went inside to let them know and they kept me around for about 25 minutes while they called their support to see how to handle the situation. Next time I won’t give them their money back
@bethpierce6861
@bethpierce6861 5 ай бұрын
The same thing happened to me at a bank across town on a Sunday. Drove all the way back across town on my lunch hour Monday and the bank also kept me there forEVER trying to figure out how to handle it! I kept telling them there was no reason fir me to stay!
@lobodiablo841
@lobodiablo841 5 ай бұрын
Then your a thief
@bethpierce6861
@bethpierce6861 5 ай бұрын
@@lobodiablo841 How am I a thief?! When I got money at the ATM, two $20's were stuck together so I went back to the bank to return the extra $20 because I am NOT a thief. Now do you understand?
@bethpierce6861
@bethpierce6861 5 ай бұрын
@@lobodiablo841 And if you are going to accuse someone, at least use proper grammar. It should be 'you're' not 'your'.
@lobodiablo841
@lobodiablo841 5 ай бұрын
@@bethpierce6861 if you are worried about grammar u have a lot of issues good luck sweetie
@DarkenedTributary-po4mv
@DarkenedTributary-po4mv 5 ай бұрын
Always log out of the session when you're done with the ATM.
@aftonline
@aftonline 5 ай бұрын
That's ridiculous. Even a layman like me can figure out that the machine should require a second tap to authorize another transaction. They could fix this problem really quick by reprogramming the ATM's to require a tap for any further actions. Even if the person walks away without saying yes or no, and then the thief goes and says yes I want $960, the next step should be, please tap your card again to authorize this transation.
@7777Lace
@7777Lace Ай бұрын
EXACTLY!!! I bank 🏦 mainly with Municipal Credit Union & that’s the exact process their 🏧 machines require!
@Ottonic6
@Ottonic6 2 ай бұрын
I never leave the ATM until after it says "thank you" and changes to it's ads etc... That way I know everything went ok and it was done. And I NEVER use it with anyone around. I'll wait till they're done and gone.. Thank you for the heads up.
@chriskey7440
@chriskey7440 5 ай бұрын
Who doesn't make sure the screen goes back to normal, after being done with their transaction? Shoot, i don't walk away until I know everything is completed haha.
@Gregory-o6v
@Gregory-o6v 5 ай бұрын
Those computerized pumps are slow by design. This is exploited by criminals.
@peternewsome3736
@peternewsome3736 5 ай бұрын
This has been fixed I believe
@hadaryahmorgan5711
@hadaryahmorgan5711 5 ай бұрын
Exactly
@pdav1285
@pdav1285 5 ай бұрын
Well, there are people that still fall for the Nigerian prince type scams. It's like the saying goes, A fool and his money soon part.
@mixedgirlmemoir
@mixedgirlmemoir 5 ай бұрын
me 🥺
@gregvisioninfosoft
@gregvisioninfosoft 5 ай бұрын
If what you state here is true... insert requires a PIN, tap does not require a PIN. This means the banks offering this scheme - are themselves complicit in the crime.
@steve26553
@steve26553 5 ай бұрын
Tap feature does require pin after initial tap but you have to make sure you close out the session before you walk away. If you insert the card, the session is automatically closed out once your card is returned.
@pdav1285
@pdav1285 5 ай бұрын
The problem is with the ATM machines. Even if you don't close it out it should make you re-enter your pin.
@donames6941
@donames6941 5 ай бұрын
My bank request a pin with a tap
@barry1122
@barry1122 5 ай бұрын
No. Its a convenience that YOU chose. My cards are pin. No tap. And I dont use the tap apps on the phone..
@hansangb
@hansangb 5 ай бұрын
Yeah right. So if you leave your house umlocked and leave the door wide open as you leave, then get burgled. The lock company is complicit?
@user-cq6mn4dr6q
@user-cq6mn4dr6q 5 ай бұрын
Thanks for exposing these ATM thieves!
@JohnW118
@JohnW118 4 ай бұрын
Excellent advice, notice and recommendations. My local bank used to have 4 ATMs outside AND a 5th drive-up ATM (which I often use). They've removed two of them and moved them INSIDE the bank lobby right along the teller row. I always use those inside-the-bank-lobby machines when I'm not in the drive-up lane.
@tomfoolery342
@tomfoolery342 5 ай бұрын
WHO TF lets a stranger walk up to them at an ATM? No one gets within 10ft of me when I'm at the ATM, NO ONE!!!!!
@jmialtacct
@jmialtacct 5 ай бұрын
What should one do in a big city where ATMs are placed in bunches of 10 or more, often without any partitions between them? The other client is only a meter away.
@nooneyouknow5516
@nooneyouknow5516 5 ай бұрын
Ten feet? How do you keep them that far away?
@fabiana.4640
@fabiana.4640 5 ай бұрын
r@@nooneyouknow5516 He doesn't take a shower for a week
@Rdkng07
@Rdkng07 5 ай бұрын
Agreed, and why would anyone be dumb enough to listen to a stranger? There's a fix to this problem and it only costs 75 cents.
@Sunshine-pn2gy
@Sunshine-pn2gy 5 ай бұрын
Amen
@xclientsXclients
@xclientsXclients 5 ай бұрын
I never use a ATM machine. for the simple reason is I'm always broke and there is no money to withdraw. Once i get my paycheck it's gone towards expensive rent and little food for the week.
@redfields5070
@redfields5070 5 ай бұрын
Gonna vote for Kamala?
@PhilB7598
@PhilB7598 5 ай бұрын
lucky guy
@DALDO135
@DALDO135 5 ай бұрын
Keep voting DUMOCRAT...
@Jame6999
@Jame6999 5 ай бұрын
Jesus you are down bad
@f.6645
@f.6645 5 ай бұрын
That's really the truth .
@josefmazzeo6628
@josefmazzeo6628 5 ай бұрын
Here's some more tips - 1. Have two checking accounts (a "secret" acct and a "withdrawal" acct), but don't link them with the ATM card. Tell the bank you don't want them linked from the ATM card. On your mobile app transfer funds from the secret account to your withdrawal account as needed. 2. Don't write checks or do ATM transactions from your secret account, only from the withdrawal acct. 3. Don't have overdraft on either account. This way your money is protected as much as possible.
@Inkironnrum
@Inkironnrum 5 ай бұрын
I’ve done this before for many years and never had an issue.
@Z_sara
@Z_sara 5 ай бұрын
Exactly what I do and I use temporary cards on my account for subscriptions and online shopping
@REGROY1913
@REGROY1913 5 ай бұрын
Exactly! Been doing this for a while.
@SkipMichael
@SkipMichael 5 ай бұрын
Yes this is good advice. A little of a hassle, but it works. I use two or even three different banks. Drives the crooks and IRS crazy.
@AltonClark-x9b
@AltonClark-x9b 2 ай бұрын
OMG my bank wants me to activate one of those new cards and whilst at the teller's window the gal next to me told her teller her brand new card just got hacked. Thank you sir for sharing this
@cma8165
@cma8165 5 ай бұрын
During Covid I used my mastercard credit card to buy gas for my vehicle at a random gas station, not knowing that scammers had placed a card reader on the pump. About 1 or 2 days later I received an alert from the credit card company that somebody had charged about $1,300 on my credit card at a walmart. I immediately called the credit card company and told them not to pay out those charges, which I did not authorize and they did not pay out those unauthorized walmart charges. Just around that time the local police department put out an alert about credit card scammers placing card readers on gas pumps. That's why I NEVER use my debit card to buy gas at any gas pump.
@BK-qp8zp
@BK-qp8zp 5 ай бұрын
I select "Pay Inside" when available at certain places, or I go inside and use a guesstimate of the total my car will take. If there's any funds left over, it is automatically put back on the card, which happens quickly. I absolutely never use a card at the pump.
@Swamprowdy
@Swamprowdy 5 ай бұрын
I always buy gas at a Shell or Sunoco with their company cards. The most I might lose would be $50, but that's unlikely.
@OH2023-cj9if
@OH2023-cj9if 5 ай бұрын
I have seen scammers fitting card readers and cameras on cash machines inside banks. You can't trust any machine. Remove or damage the magnetic strip as most machines are chip and pin. Switch off contactless transactions.
@chipcook6646
@chipcook6646 5 ай бұрын
Check the buttons if not dirty or worn….one needs to check the machine.
@timothyslaughter476
@timothyslaughter476 5 ай бұрын
Yes, this swipe, chip, enter, bump, tap, shake, venmo, PayPal addiction everywhere and anywhere is really strange. Seriously, for day to day use cash or get a prepaid and stick two hundred on it. Makes no sense to be vulnerable.
@kennethng8346
@kennethng8346 5 ай бұрын
Fighting with the bank. I had a check for "$99.95" change to "999.95". Went to complain, bank said "you obviously meant nine hundred ninety five" to which I said "I wrote ninnety nine and 95/100", not "nine hundred...". They agreed to investiage. Next statement I got my money back, plus a $35 charge. Went to the bank again: "what is this charge?" "oh, that is the investigation charge". Yes they billed me to investiage their error. I wouldn't mind it if it turned out to be my error, but this was absurd. I phased out that checking account and moved to another bank and have been pleased ever since. Oh, and I also had to fight over the overdraft charges because they took away too many funds.
@excaliburofgachagames9241
@excaliburofgachagames9241 5 ай бұрын
Yea thats how to lose customers there. Wells fargo least didnt do that part to me. They just charge me $5 a month to keep my checking account opened.... I need to move banks.
@monique.thenurse55
@monique.thenurse55 5 ай бұрын
1. Always check your surroundings in a bank and by the ATM.2. When you finish your transaction, cancel and close out all of your activity while you are at the ATM. 3. Lock your debit card in your bank app. Before you leave the branch, check your bank account ..This will protect you and your money.
@andyberry-zx2lt
@andyberry-zx2lt Ай бұрын
i havent done this every time, but most times that i use an ATM, i will count the money in front of the camera before leaving. i could always go inside and ask someone to pull the video. i've never had a problem, but i keep it in mind.
@darrennew8211
@darrennew8211 5 ай бұрын
Also, if the slot doesn't work, don't use that machine. That's what the chip is for. The "tap" feature is there to make taking your money faster, not for your convenience. The extra 3 seconds it takes to verify the chip in your card 100 times will be well made up for when you spend six hours on the phone battling the bank once.
@barry1122
@barry1122 5 ай бұрын
Taking your money faster by 2 secs is the convenience
@bytefu
@bytefu 5 ай бұрын
@@barry1122 A meaningless one. Who the hell thinks saving a few seconds a day matters at all, a deity?
@shojo8708
@shojo8708 5 ай бұрын
This video just reinforces why I just go to the bank and withdraw money from a bank teller
@barry1122
@barry1122 5 ай бұрын
If u can. If its convenient
@Littlepocketrocket81
@Littlepocketrocket81 5 ай бұрын
Exactly
@57Jimmy
@57Jimmy 5 ай бұрын
Ya, well they are getting the same treatment as grocery store check outs. Fewer and fewer…GONE!😡
@lissadawes4243
@lissadawes4243 5 ай бұрын
That’s being a bit overly dramatic. Those people behind the counter are just as apt to steal your information and withdraw money from you. Many of these bank cashiers have gone to jail for that. Just be vigilant and check your account daily at least once a day.
@TeeW215
@TeeW215 5 ай бұрын
If an ATM asks do you want to perform another function, why would you not say no? Why would you just walk away?
@YoungBlaze
@YoungBlaze 5 ай бұрын
maybe they didnt want to offend the atm 's feelings?
@BoydClewis
@BoydClewis 5 ай бұрын
😭😭
@BoydClewis
@BoydClewis 5 ай бұрын
People are lazy 🤣
@BlessedBeMyDay
@BlessedBeMyDay 5 ай бұрын
Too bigga damn hurry .
@TeeW215
@TeeW215 5 ай бұрын
@@YoungBlaze 😂😂🤣🤣
@JoeMCool
@JoeMCool 2 ай бұрын
I use the tap feature at ATMs all the time and I STILL have to enter my PIN code to withdraw ANY cash. The only time tap doesn't require my PIN is at POS transactions up to a certain amount. Wtf is this about with Chase?? 🤷🏻‍♂️
@CarlaWetherby
@CarlaWetherby 17 күн бұрын
The lady put the pin in the first time but didn't close the screen
@mixedgirlmemoir
@mixedgirlmemoir 5 ай бұрын
I’m 23 and have never known not to use a debit card for these type of transactions. Reading the comments really opened my eyes and i will definitely remember this
@r.1599
@r.1599 5 ай бұрын
For a couple of years now, the bank branches I go to have a security guard sitting by the ATMs 24/7. The ATMs are inside a building. If they take a bathroom break, they lock the door to the ATMs. The odds of someone having a chance to install skimmers, glue the card slot closed, are small.
@LadyOrion2012
@LadyOrion2012 5 ай бұрын
Get used to hitting clear and cancel buttons when done. Also ask the bank to put an ATM daily limit amount.
@BDNADLER
@BDNADLER 2 ай бұрын
I have had at least one occasion where I taped my ATM card at the machine. However, I did not leave the machine until I knew MY SESSION HAS ENDED. This scenario also applies to USPS self serve kiosks, even if you insert a card the kiosk asks if you want to end the session. I enter yes and stay with the machine until I see a full reset. In all cases, I also take a receipt which prints at the end of the session.
@TheOfficialArthurMorgan
@TheOfficialArthurMorgan 5 ай бұрын
I've been saying this for 8 years now. When i first met my wife, she didn't understand why i always used a cc. I told her why, but she said debit cards have the same protection. Well, fast forward to a few years later when we were getting married, she said we should stop using cc. So i obliged at a gas station. Filled up the truck and a few hrs later there was attempted fraud! Never used my debit again and convinced her that my way was better 🤣
@Penguins44
@Penguins44 5 ай бұрын
Yep, credit cards are WAY better in pretty much every way. Way more protections, you usually get points for cas back, customer service is almost always better, you can be collecting interest on the money during the credit card grace period. The only advantage I see for debit cards is you can’t go crazy with your spending. But then you could just set a really low limit on your credit card also so even that is not an advantage.
@torinsall
@torinsall 5 ай бұрын
Yep...happens a lot. So years ago we decided to always pay inside.
@keekers
@keekers 5 ай бұрын
I don't like to pay at the pump at all. I accidentally paid with my debit card feature on a card that had debit or credit, at the pump. They looked out and authorized a higher dollar amount than I was getting (driving Gramma's Cadillac) and it put $100 on hold for 24 hours or something like that. Showed the right amount on my receipt but I had less available balance to spend. I learned that day to always go inside and tell them how much I want to put in on pump ___ and I pay inside. I never pay at the pump.
@RockerProf
@RockerProf 5 ай бұрын
My son is the vice president of risk assessment for one of the largest banks in this country. Once he said to me, "Mom, never use your debit card where you could use your credit card."
@222aztek
@222aztek 5 ай бұрын
I don't use cc. I don't see the need to pay a massive corporation to use its money. Debit cards are safe, if you pay attention.
@josephmalinowski6817
@josephmalinowski6817 5 ай бұрын
Haha jokes on the scammer because if I took out $40 there would probably be about $3.95 left in my account.🤣🤣🤣 oh wait why am I laughing I'm poor.🤣🤣
@AntonyClayton-eq1ul
@AntonyClayton-eq1ul 5 ай бұрын
Exercise 'expression, and enactment of the right to establish the 'Office of The Executor''. To over turn the government's Executor De Son Torte fraudulent status. And put you in control of your Cestui Que Vie Birth Certificate trust fund. Which involves ordering, directing and requiring payment to you bank account of a sum of money per week you judge appropriate. Plus buy anything else you need.
@patricklewis7981
@patricklewis7981 5 ай бұрын
Thank you Boyd, that was some truly useful information had no clue about the tap feature on ATMs.
@BoydClewis
@BoydClewis 5 ай бұрын
Glad it was helpful!
@barry1122
@barry1122 5 ай бұрын
ATMs dontt tap here.
@RC-nq7mg
@RC-nq7mg 2 ай бұрын
I dont go to ATM often anymore so trying to remember the sequece of events at the end of the session, but up here in Canada i am certain that the ATM will ask you if you want to perform another transaction and if you want a receipt of the transaction, you have to select these options and only then will it eject your card and wait for you to remove the card (so you dont forget it) before finally dispensing your cash while closing the session and displaying a thank you message.
@Weave.seen.this.b4
@Weave.seen.this.b4 5 ай бұрын
Ok awesome vid. Recap 1. Dont get a debit card (just ATM), $700 limit 2. Just use a Cred Card like he says. 3. Dont use Chase.
@RightDoc
@RightDoc 5 ай бұрын
Thank you, thank you, thank you. I have refused a debit card from my bank for the last nearly 20 years. I don’t believe in them because it leaves a person vulnerable unlike a credit card. I have been saying this for years and you are the first person that I have heard validate that to the public. I appreciate you, and because of that one comment and the rest of your information today, you have a new subscriber. Keep up the good work!!
@chrispavlich9656
@chrispavlich9656 5 ай бұрын
Our bank told us to always bypass the pin and select the “sign for purchase” option as you are then using the card as a “credit card” and are protected by your bank for fraud. Our bank even called us one time to check and see if we did indeed buy an airline ticket to Malaysia, an $800 men’s suit and a $300 pair of men’s shoes. I told the bank (at the time) that I didn’t even have a passport why would I buy a ticket to Malaysia? I was not held liable for the transactions. We had used that card the same month of those transactions at a hotel in Charlotte, NC and had to have a card “registered” to cover “incidentals”. I’m pretty sure that is where it happened from.
@Blakkrazor69
@Blakkrazor69 5 ай бұрын
Banks aren't here to protect our money and Police aren't here to protect us. What part of "we are all debt slaves to oligarchs" did everyone miss? Public Education certainly did its work.
@markswift
@markswift 5 ай бұрын
🎤🙌
@eddiepalmer9543
@eddiepalmer9543 5 ай бұрын
That's just a mindset to me. Education was established by those very oligarchs wasn't it?
@laughteraddict1003
@laughteraddict1003 5 ай бұрын
Easier to fool someone than to convince them that they have been fooled
@lactusgalacto1174
@lactusgalacto1174 5 ай бұрын
@@eddiepalmer9543 Education to dumb down you and they consider common people stupid peasants..
@SkipMichael
@SkipMichael 5 ай бұрын
The police are here to protect you. Remember this. The police is only one aspect of the "justice" system. The DA (District Attorney) and the CA (City Attorney) have their part. The court system and the penal (jail, prison etc) have their part, if any one of the systems fails at any point, or is corrupt it affects all the other parts. It is the politicians and the political system that corrupt the justice system.
@jfidler1825
@jfidler1825 3 ай бұрын
That actually explains something I noticed. I use the tap feature at my bank and I noticed recently when I went to my banks ATM. It closes my session automatically now. So, now I know why it doesn't ask me if I'm finished anymore.
@johnmckown1267
@johnmckown1267 5 ай бұрын
Ah. Thanks. I don't tap at ATM. The Chase ATM I use is drive up. And I maintain "situational awareness". Being a tad paranoid today is necessary.
@BIG_DRU
@BIG_DRU 5 ай бұрын
🎯 Also make sure you’re not being followed when you leave the Bank……….
@gailmiller6333
@gailmiller6333 5 ай бұрын
@@BIG_DRU Exactly, extremely important also. Thanks for sharing.
@DavidJohnson-dc8lu
@DavidJohnson-dc8lu 5 ай бұрын
Moral of the story is, if the card feeder is not working, go elsewhere and report it, done.
@Sorchia56
@Sorchia56 5 ай бұрын
Brilliant advice. I’ve never used the Tap feature. I refuse to. I also don’t use ATM’s. Chase is complete rubbish, right up there with Wells Fargo. Always wiggle the gas pump card slider to be sure it’s not compromised. We use cash mainly. Yes, we go into the bank to withdraw actual cash.
@westcoastbred7745
@westcoastbred7745 5 ай бұрын
I lose cash
@sandybowyer7941
@sandybowyer7941 5 ай бұрын
Good for you ! Wish more people would use cash ! ...... we must ( RESIST ) A cashless society ....... the big boys win !!!
@tohmclamz
@tohmclamz 2 ай бұрын
The Chase atm's here in NYC don't ask anything after the money is taken out it automatically ends either with the tap or the slot. If you need to do another one you have to put it back in or tap it again. It's been many years since you've been able to do multiple transactions within just the one.
@yogadaily9864
@yogadaily9864 5 ай бұрын
If that ever happens to me at a gas station and someone advises me to use tap I will 1. act like I didn't hear them 2. get in the car and drive someplace nearby where I can keep my eye on the scammer and 3. call the cops while he's still there. When the cops come sit back and enjoy the show! 😂
@youngerk420
@youngerk420 5 ай бұрын
What are the ATM cameras for? They can't check the camera at the time of the transaction and see another person use it?🤔
@barry1122
@barry1122 5 ай бұрын
They see 'someone' using it.... your friend? Hubby? Sister, neighbor???
@RonZanderful
@RonZanderful 5 ай бұрын
I honestly can’t imagine a person walking away from the ATM without clicking no, I do not want another transaction.
@mhammer5
@mhammer5 5 ай бұрын
I have an ATM credit or debit card. I always use credit for transactions. My ATM machine I use to get cash is at a credit union and their machine is like no other I have ever seen. This machine takes your card side ways and sucks the card out of sight into the machine. At the end of the transaction the card extends out of the machine half way and you have to pull the card out of the machine completely and then the door opens to give you the cash.
@Holycurative9610
@Holycurative9610 5 ай бұрын
Just don't use ATM's, simple really. If you want money go to the bank and draw it out over the counter or use your card to pay for the stuff you want.
5 ай бұрын
When the atm ask me if I want to make another transaction, I always press no or else I won't get my atm card back from the machine.
@redfields5070
@redfields5070 5 ай бұрын
Not the issue when using tap.
@josefmazzeo6628
@josefmazzeo6628 5 ай бұрын
@@redfields5070 Older gen ATM - newer models always ask for the PIN code tapped or not.
@underclockerrocketcar7286
@underclockerrocketcar7286 5 ай бұрын
Missed the point entirely, try again.
@daveask2557
@daveask2557 5 ай бұрын
This is not news about chase. Customers having problems with their ATM they are the only banks in the United States. That are tapping go.
@kayinthepursuitofhappiness2159
@kayinthepursuitofhappiness2159 5 ай бұрын
But some atm's spit out the card and then ask for your pin. At BOA for safety reasons, you insert the card, and it gives it back, and then you enter your pin just in case someone tries to rob you.
@joevespaziani
@joevespaziani 5 ай бұрын
I’ve never heard of an ATM letting you withdraw $900? Maybe it’s just me and my poor self.
@ricddewbe54
@ricddewbe54 5 ай бұрын
Maybe the dumb bank allows you to withdraw 300 3 straight times. Would not put it pass them. Should be a feature implemented that allows only one transaction. If another is desired then you need to do it over again
@Vagabond_Etranger
@Vagabond_Etranger 5 ай бұрын
I have withdrawn 600, but never 900. A few times in the past, when the ATM wouldn't let me withdraw over 500, I just drove to the nearest ATM a few miles away & got the remaining.
@Penguins44
@Penguins44 5 ай бұрын
Siri says 300 to 1000 is the typical withdrawal limit for ATMs
@kevingallagher6804
@kevingallagher6804 5 ай бұрын
ATM limit is usually around $400.00 per day…
@22bk113
@22bk113 5 ай бұрын
You can set your own limits
@jimscard
@jimscard 5 ай бұрын
Never use debit cards outside of the inside of your bank when it’s open, i.e., when you’re at a teller station and using it for authentication. Also, if there is *anything* wrong with an ATM. such as the card insert slot not working - DON’T USE THE ATM AND CALL THE NUMBER ON THE BACK OF YOUR CARD IMMEDIATELY TO REPORT IT! Same thing for a payment terminal in a store. If there are stickers covering anything up; if there is a plastic overlay on the keypad - anything like that. Don’t use the terminal and call the number on the back of the card, as adding stickers or putting overlays invalidates the PCI PTS approval of the terminal - because they are often done to hide modifications, like skimmers.
@radir870
@radir870 3 ай бұрын
Remarkable job, Grind Techiei -I'm delighted you're out there fighting these jerks. We must do everything possible to protect the elderly and the general public from these vile con artists! You deserve it!! Big up, brother, you deserve the Nobel Peace Prize for keeping us safe😊
@MelMel-28
@MelMel-28 5 ай бұрын
She's like me by constantly checking accounts. I didn't know you could TAP for ATM. Definitely close out my sessions always. I'm glad my bank has a security guard during after hours.
@NDGOCHYLD
@NDGOCHYLD 5 ай бұрын
When he said people constantly check their bank account i felt attacked....😂
@BoydClewis
@BoydClewis 5 ай бұрын
Right? It’s like my bank account is the most dramatic relationship in my life-always leaving me guessing!
@NDGOCHYLD
@NDGOCHYLD 5 ай бұрын
@@BoydClewis I feel like they be cheating on me ... 😂 I'm SO stressed but imma stick beside them!
@d.d.sarden6262
@d.d.sarden6262 5 ай бұрын
Lol
@IAmWandaful
@IAmWandaful 5 ай бұрын
LOL!!!! YOu should check it!
@MorrisandApril
@MorrisandApril 5 ай бұрын
@@NDGOCHYLD😂😂😂
@AbuFareedAliSabir
@AbuFareedAliSabir 5 ай бұрын
Bank transactions are a private and personal matter. You should not allow anyone else to be present or within your immediate surroundings to have conversation with you during the time of the transaction. Anytime someone interacts with you while you are engaging in a transaction they should be treated with high caution and you should likely cease with the interaction AND the transaction. Also, complete every transaction to be ready for the next person. Always request paper and digital receipts of your transaction and/or purchase.
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