BREAKING: SCHD ETF SHARE SPLIT (massive price drop for SCHD and SCHG)

[@stephenbyrneireland]

Wow. Never knew ETFs could do this

[@NolanGouveia]

Yup! Big news!

[@drewg4261]

Same

[@maybefuture_youtuber2655]

Lol do you really think TQQQ was trading at 40 cents on inception?

[@Sylvan_dB]

SCHG split in 2022. I have 4 of the 20 now.

[@gmv0553]

​@@NolanGouveiabut you reported wrong about Vanguard ETFs! You can buy partial shares of their ETFs because I do it every month! You compared the high price of VOO as a negative compared to the split of SCHG!

[@FranciszekPawal]

I currently have 4500 shares of SCHD! My goal is 5k shares. This is my retirement plan!! My portfolio consists of 200 voo 200 vug 150 vgt 4500 SCHD! Is the future bright or not? I wish to sell some and travel, but I am cautious with ever rising costs.

[@AadhilaEesha]

Bother less and enjoy the time you have left.

[@BenRovello]

I inherited something similar but growth of is 4.74% in the past 12 months. In this environment does investing under a brokerage with a custodian outperform a 401k? should I seek a pro to grow my funds on brokerage acct or still hold? I have 5 years to retirement. Happy to discuss.

[@Muller_Andr]

the size of your retirement portfolio will overwhelmingly be a function of the performance of the stock and bond markets between now and when you start withdrawing from it.

[@simone_maya]

You need a third party to help you out. A financial planner or accountant can run through your figures, including your projected income and expenditures when you retire, along with your retirement goals, your emergency fund and any other strategies you need to put in place for such things as long-term care.

[@xavier_lucas]

Travel is a small but important part of that overall puzzle. Start with an annual budget for socializing and travel - $15,000 per year is a figure I picked out of the sky - and see how you get on with that over time. Agree to remain open to further conversations about adjusting that figure upwards or downwards. (From an asset allocation perspective, given the current rate environment, you can somewhat have your cake and eat it too)

[@deadairconversion]

If you want to attract new, young investors, $85 can be a lot for some. This split makes sense if they are trying to attract younger investors. Interesting how this happened not long after the rate cut. I think Schwab is ahead of the game here, trying to attractive some of the Billions of dollars of capital currently sitting in money markets that will be coming back in to the market over the next year as rates come down.

[@bernardhernandez1174]

I randomly have 333 shares which will become 1,000 so that's cool. I actually like the split for daily buys.

[@Shootsmith]

BUY MMOOOOORRRRRRREE!!!!! Over 1,000 shares of SCHD but not enough (yet) of SCHG :(

[@antimatter2380]

@@Shootsmith damn, and I thought my amount giving me 1 new share per dividend was ballin.

[@simontemplar2987]

Same here! Just started two months ago with SCHG-51 so far. Might have to up investments🤔

[@analysis1957]

$85 isn't that high, don't understand why they are splitting.

[@NolanGouveia]

I agree with you

[@tomTom-lb5cu]

@@analysis1957 probably just to try to get more money in for the overall company if I had to guess. But with being able to buy partial shares not necessary but still there are thousands of people who have no read idea how the whole system works.

[@pppco8488]

I used to invest with TD bank before Charles Schwab took over. I don’t like their service and I don’t trust their decisions. I think they’re just making some show off 😂

[@rakshere]

i guess its because charles schwab brokerage doesn’t offer fractional shares and they want more people to buy their etf on their platform so splitting

[@hogue3666]

Clous thinks a recession is coming. Maybe.

[@AlexAlddn]

Vanguard should do this with their ETFs, VOO is 500+ already

[@Daniel-zr4pk]

yes, also SXR8 and SXRV

[@MartinD9999]

What’s stopping you from buying fractions of those ETF’s?

[@cdm4593]

They go.

[@wilinium]

Do SPLG instead at around 67. Also has cheaper expense ratio at 0.02%.

[@nattyornot3090]

@@MartinD9999very very very very very little room for growth it’s already sitting 500

[@Happ1971]

So since I have 3033 shares now.. I'll end up with over 9000 shares... 😮 Long term this looks nice to me.

[@NolanGouveia]

Wooooow that’s awesome!

[@Dividend_Cowboy]

Thank you for getting this information to us so quickly and for explaining it so thoroughly! This is exciting news and I am excited for the new lower prices. 👍🏻

[@NolanGouveia]

You are so welcome!

[@ConradFriedrichj1z]

Every crash/collapse brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass up to $1m amid economy crisis, and even pull it off easily in favorable conditions. Unequivocally, the collapse is getting somebody somewhere rich.

[@AmaliaGiselae8g]

I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such execution are usually carried out by investment experts with experience since the 08' crash.

[@AlbrechtChristoph016]

The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.

[@BerchtwaldElias1EH]

i'm blown away! mind sharing more info please? i am a young adult living in Miami where i've encountered several millionaires, and my goal is to become one as well.

[@AlbrechtChristoph016]

NICOLE ANASTASIA PLUMLEE' is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@BerchtwaldElias1EH]

I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@LuckyGuy954]

They will also reduce the dividend rate in accordance to the split so .75 would be .25 a share.

[@positiveinfinity4441]

I was wondering, thank u 😊

[@striperkid]

^^ That is correct. New dividend will be .25 a share.

[@RgRhost]

I’m kinda surprised there was no mention of this within the post.

[@napoleonwilson3912]

Professor G, you saved me from a future heart attack on October 11. Thanks for the video.

[@Thesakuraharona]

I missed the memo until now. Definitely freaked initially until I got some education on what they actually did lol

[@dudeky385]

Professor G is one of the few KZbinrs that tells it how it is without overselling his own personal finance agenda, and like a true professor, takes a didactic approach to educate in his videos. He updated the title of this video title and as a courtesy people could just cut him some slack.

[@NolanGouveia]

Thank you 💪 I appreciate you

[@ruthgirl]

5188 SCHD and 2173 SCHG currently, so I'm pretty happy.

[@thehousingvlog7034]

Wow

[@monteroisaac]

cap

[@buyDFL]

Holy smokes! Good on you!

[@RB-je3yj]

Currently sitting on 7500 shares of SCHD and 1500 of SCHG!

[@kito1san]

Schd is 3 for 1 schg is 4 for 1

[@viralsheddingzombie5324]

You should get a chair.

[@darkskinamerican7826]

I love that they’re doing this. I was complaining about how bad I wanted SCHD but paying 80some dollars was too steep for me.

[@charmedcole2007]

Hi. It depends on what company/platform you're using. I use Fidelity and it allows fractional share purchases and automatic investments with even amount purchases (i.e., set up automatic investments of $50 to purchase $20 of VOO, $20 of SCHD, and $10 of QQQM or whatever proportion you want on monthly, weekly, or twice a week schedule).

[@MartinD9999]

darkskinamerican7826 Why can’t you just get fractional shares? Why do you need an entire share?

[@Thehharrison]

But now with dilution you still need 2 shares to equal today’s value. Nothing changes the price will remain the same. You effectively can buy half a share at a time now.

[@cindythach3248]

Thank you Professor G! I hope vanguard will do split next so I can get more VOO, VGT, VTI.

[@Annie-uq1qj]

VGT

[@MartinD9999]

Why can’t you just get them now? They’ll be fractional but you’ll still have them. There’s no benefit, it’s still the same overall value. But this is a tactic used as psychological manipulation towards investors, so it seems that’s the whole point.

[@thehousingvlog7034]

Just buy fractional shares now. Its the same value.

[@armandoramos5724]

Thanks for explaining this. I have SCHD as part of my three bucket portfolio, along with VOO and QQQ and was a little nervous with today’s SCHD drop. I’m in it for the long haul and will leave my portfolio alone.

[@Hannahbenowitz]

The etf SCHD is basically an index fund of strong companies that pay out dividends. It only has an expense ratio of 0.06% and has performed well since it came about 10 or so years ago. I highly recommend people consider adding it to their portfolio. With enough time, you can use those dividends later in life to largely live off of without touching the principle.

[@HildaBennet]

I’m sorry if this comes across as offensive, I really don’t mean for it to be but, if you dont know how to add stocks into your portfolio, you need to learn a lot more basics before you even pick anything to invest in.

[@DaliaCohen2230]

Dividends from the stock market encouraged me to begin investing. What matters, in my opinion, is that if you invest and make additional passive income in addition to dividends, you will be able to live off of dividends without selling. It implies that you can provide that benefit for your children, giving them a head start in life. I've invested more than “$600K” in dividend stocks through my asset manager and will continue to do so until the price falls even further.

[@bartlyAD]

I’ve felt like an outsider looking in since I first bought dividends kn 2018. I planned to do more research and increase my earnings but I got lazy and forgot. So now its time to stop being stubborn and. Ask for help. Can you tell me where to get answers?

[@DaliaCohen2230]

I can't divulge much but Sonya Lee Mitchell is the FA I work with you, you can do your due diligence as she's very much accessible to the public

[@bartlyAD]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@longball88]

Prof. 'G' You are such a good teacher. I'm hoping thousands of young people are discovering you and following your teaching.

[@don951]

Anyone concerned about todays drop in SCHD price needs to understand it was ex-div date. So each share dropped by the dividend amount plus the market price drop for the day. Remember, dividends are not free, they come out of share price.

[@passivedividendsoptions]

Can't wait, pumped for the SCHG split.

[@ChlorineKingPoolService]

I’m excited for the SCHD split. I wish VOO would split! Thanks for the video and great info!

[@surajrayz]

Invest in SPLG.. cheaper than VOO in terms of expense as well

[@Moneybiz11]

What about the dividend? If they pay per share and I went from having 20 shares to 40 shares will the dividend be split in half?

[@mplate1792]

on the beginner level, it's worth mentioning that the dividends per share will also drop correspondingly. But, as you'll now have more shares, the total dividends should be equal to the pre-split amount +/-

[@NolanGouveia]

great points yes!

[@kito1san]

The dividend payouts seems to happen first. With the ex div date today and pay out by 9/30. The stock split "ex split" date is 10/9 and split on 10/3 (3 for 1).

[@ncalcamper]

@@NolanGouveia Yes, this was my question how is the dividend split handled? Will they take the most recent dividend and split 3 ways?

[@NolanGouveia]

@@ncalcamper that dividend will already have been paid out so the next dividend announced will be 1/3 the size

[@hogue3666]

So.much for SCHD hitting $100 and never looking back. :)

[@thehousingvlog7034]

May still get there!

[@Mc.flyyy11]

More like hitting $40 and never looking back 😂

[@scottyglenwalker2345]

Maybe change the title to stock split your going to have people thinking the stock is going to crash lol You still have the same value just more shares

[@stancartmankenny]

it's called clickbait.

[@Lotek9]

He took down the comment with the most upvotes and a ton of people replying on it about their dislike of this clickbait fear mongering title. All credibility out the window. As a content creator you should be ashamed in your grimy ways.

[@pete5691]

@@Lotek9 Come on man, all credibility? The 3 etf strategy is legend.

[@death.for.breakfast]

​@@Lotek9All click bait does is get people to click the video. It's almost necessary in order to get views now as a KZbinr....as long as the video is solid and gives good advice I don't see an issue

[@Lotek9]

@@death.for.breakfast he deleted about a 20 comment thread that was eviscerating his fear mongering tactic. That's what I'm calling him out for. Not the misleading clickbait.

[@Sylvan_dB]

Being an ETF this will do far less to the share price than even the tiny amount a company split affects those shares. An ETF price is all based on the underlying assets. A split and money pouring in won't change that to any significance because the prices of the underlying assets won't be affected by the (relatively) tiny new investments at the time of the split.

[@sarawilliam696]

My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year.

[@foden700]

investors like you should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder.

[@KaurKhangura]

I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.

[@PatrickFitzgerald-cx6io]

great gains there! mind sharing details of your advisor pleas? i've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help build wealth over time

[@KaurKhangura]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@PatrickFitzgerald-cx6io]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@RVmitch626]

So professor G would you buy before the split or after. Is there any benefits either way... Thanks for all the great info you give in all your Videos

[@metwono]

SCHD: What happens with the dividend? Does it get divided by 3 as well? It’s a percentage, not a value?

[@anastasiamacaya5126]

I love your videos because you have a way of explaining complex concepts in way that’s easy to understand.

[@NolanGouveia]

Glad you like them!

[@thetekkitplayer]

Do you know if the increase in shares also applies to fractional shares? Or should we make sure to have a whole number of shares before October 9th

[@dannya1130]

So for newbies, what's a good time to buy? Before or after the split?

[@NolanGouveia]

Watch my video coming out tomorrow!

[@motogp2375]

Stock split will definitely bring in new investors hence will raise its value. This puts a big smile on my face 👍🏼

[@krishnarampalli3112]

Thanks for keeping the community update. I’m glad I took that 1:1 consultation with you.

[@NolanGouveia]

Thanks for the support Kri!

[@WHaas-rh5ef]

I was looking for a dip in the market to jump into SCHD and SCHG. No better time than now!!

[@Claudiaschloeter]

Can U buy this if I have a Vanguard account?

[@Ursweetplace]

​@@ClaudiaschloeterYes you can but it would have to be in whole shares. Vanguard only allows fractional investing on their ETFs, etc.

[@Trailcamvideos25]

So should i biy more before the split or after?

[@robertm348]

Great timing! I just bought 500 shares of SCHD this morning. May buy so more tomorrow.

[@NolanGouveia]

Awesome!

[@PlantDaddyRor]

Mr G, you’re the man! Appreciate your clear communication and genuine advice. Shoutout from Canada!

[@aliasname602]

Instead of owning a gallon you own 4 quarts now.

[@tonyherdina9142]

@aliasname602 So there is no benefit if you bought it before or after the split? It's not going to change the stocks SCHD holds.

[@aliasname602]

@@tonyherdina9142 When a stock is process of being split. There is speculation on the perception of value before and after the split. Will people pay more or less for 4 quarts versus a gallon? And the trading based on speculation may move the price around. SCHD is an etf with 103 holdings, and each stock is already being traded based on a number of factors,: earnings, consumer data, interest rates etc. I believe the SCHD split will be extremely faint and inconsequential background noise. SCHD is a long term hold, not something to be traded in the short term based on stock splits.

[@dividendjourney]

@@tonyherdina9142Exactly. It’s like cutting a pie into more pieces. But if you hold say 25% of the pie you’ll still own 25% just in smaller units stilling coming out to 25%. Hypothetical of course. But hope that makes sense. Makes things more affordable if people buy in whole shares, etc.

[@jjshow8572]

They will never brainwash me into the metric system!

[@mikecumbo7531]

@@tonyherdina9142there is no difference except a) there will be three times as many shares out, b) dividends will be divided by 3.

[@nafeesawilliams887]

So which is better stock up now or wait until it splits to buy it cheaper?

[@TJC6626]

So ahould I buy more now or wait for the spilt or is it all the same

[@robertswift6101]

both,,,before and after

[@anandpatel2624]

VOO is very ripe for the split. Until this news I had no idea that’s a thing for ETFs!

[@bashar178]

What is the impact on the dividend yield after the split? Do you think it will stay 3.33% per share ?

[@networkteacher1]

If more money flows in, does that make it more difficult for SCHD to rebalance and/or take advantage of new opportunities to move the needle?

[@garyschmelzer]

I’m going to purchase SCHD tomorrow 😊

[@kito1san]

You should go for schg. That is a 4 for 1.

[@jeffreylising6958]

@@kito1sanwhat do you mean 4 for 1

[@jeffreylising6958]

4 shares for the price of 1?

[@MartinD9999]

@kito1san 😂 What difference does it make? It’s still the same overall value. Having 4 shares instead of 1 doesn’t change anything. They’re worth the same. There’s no advantage.

[@garyschmelzer]

@@jeffreylising6958 I would but I only have $480

[@zoyayt]

So if you have more shares, the dividend paid per share could double, triple or quadruple too?

[@FuncAndFlow]

How will this effect the dividend payout?

[@andrewt6295]

So basically the dividend per share will decrease with the stock split as well correct or no?

[@nikkimay4334]

So should I wait to buy SCHD when it splits?

[@fathergigantorworldoftanks3436]

Should you buy before the split or after?

[@loginet1]

Still don't get why they do it but I'm wondering if it is better to buy now at $85 or wait and buy later at $27? Since I'm buying with $ what's the advantage?

[@antoniobettencourt7066]

Thank you, professor G, for the keeping us well informed.

[@Richmoreira]

So it’s better to buy now or after the split?

[@MiddleClassAmerican]

I would be jumping with joy if SPY did 5 - 1 split and QQQ 4- 1 split... imagine all the covered call options i can sell daily...

[@chema464]

What about the expense question of owning State Street SPLG versus Schwab SPWXX. Both are S&P 500 funds but one is an ETF the other a mutual fund. Are you considering the expense of each fund ?

[@NolanGouveia]

Schwab’s is called SWPPX. And both have an expense of .02%

[@Anthony092100]

Professor G...... will the expense ratio remain the same? At what point will Schwab increase the expense or when do companies make changes? Thanks

[@shadywonderboy1808]

I know you talk a lot about VOO but what do you think about SCHX. The performance is very similar only slightly outperformed by VOO. Would you recommend SCHX. As you have mentioned in this video people are Schwab can't buy fractional shares of VOO. Is it a good option?

[@NolanGouveia]

Yes SCHX is a great option!

[@iroosaman_fit]

This will help those that like selling covered calls and selling put options on these ETFs…they will need to front less shares or cash value up front to collect premium…interesting 🤔

[@sc10766]

Question should you stock up now on SCHG or wait for the price drop to buy?

[@igeoslo6060]

How will this affect the graph? Will it show negative?

[@dougmanck4149]

So why do those dates make it seem like you are left out in left field if you buy on 10/10?

[@tomTom-lb5cu]

Pretty cool. Had that happen years ago with 2 fidelity plan old mutual funds. Same price but it’s kinda nice to see your shares split and get more makes you feel more rich but no real dollar change. Good for the moral.

[@NolanGouveia]

Agreed!

[@FJX716]

My first stock to hit over 100 shares. Which means now I can sell covered calls.

[@gerardmichael8523]

I'm trying to get into this myself

[@FJX716]

@@gerardmichael8523 yeah, consistency helps. I got too caught up in the number of companies I owned instead of building significant positions.

[@MartinD9999]

You better know what you’re doing. You should have been learning CC on cheap stocks first. Like the $5 - $10 stocks instead of the $80 stocks.

[@MiddleClassAmerican]

it is obvious that you dont have any experience in covered calls. Schwab ETFs have little to none option volume. Even Vanguard which has 10x the AUM dont have any option volume. They dont even have weekly contracts... Where SPY & QQQ you can sell options DAILY...

[@FJX716]

@@MiddleClassAmerican you sound like a genius. Maybe you should start a KZbin channel. That way you can tell everyone how wrong they are 🤷‍♂️. Maybe you can tell me where to get 20 to 40k so I can afford 100 shares of SPY and QQQ while you’re at it.

[@k.williams4925]

Excellent news. I'm a big holder of SCHG. You are correct, this will make me buy more shares quicker.

[@thetapheonix]

I’m glad you explained why companies do stock splits, I was wondering why they would do it since it’s basically like getting 4 $5 bills for a $20.

[@maybefuture_youtuber2655]

What do you think about leverage etfs? I was thinking about adding SPUU to my portfolio dollar cost averaging (SPY 2X daily etf)

[@bradgreenwood2588]

What happens to the dividend amounts? Do they reduce like the share price or do they stay at current levels?

[@skidoo31]

They will split with the share. So if the dividend is 75 cents and it splits 10-1 then the dividend will be 7.5 cents per share.

[@pete5691]

Percentage will be the same.

[@kito1san]

Wait.. those are 2 separate events. Dividends will happen on 9/30. Stick split on 10/10. I believe the dividends payout will cause the stock to lower first then the price will rebound within those 10 days and not sure if the stock split will drive up or drive down the stock before the split.

[@garyschmelzer]

Let’s do a pole for people that don’t have Schd. Would you buy before the split to get the extra shares or wait until it splits and buy the shares at a cheaper price?

[@danielluo602]

@@garyschmelzerI ll buy before and after.

[@claudiocarvajal6983]

And what about the dividend? Will it be decreased in the same proportion of the split?

[@dhalps23]

Makes sense since Schwab does not do fractional shares so this makes it easier to invest in their ETF’s on their platform… or can just use their mutual funds.

[@invariant0000]

My plan was to get 100 SCHD shares, I got almost 40 now. So I'll have 120 after split. My plan completed, next step would be even easier as 200 should be relatively easier to get to.

[@robertswift6101]

yup same here

[@Sun_Wukong666]

I know this is really random, but I hope VOO does a stock split! I think they would get more people investing!

[@michellizollar9927]

Do you think we should continue buying now or wait for the split?

[@NolanGouveia]

It won’t make much of a difference long term

[@sigor2011]

How come VOO does not do like 10 for 1 splt to make it.More affordable?

[@backspace4353]

Good question.

[@timmyg000420]

​@@backspace4353they may

[@MartinD9999]

Because you can buy fractional shares. So it doesn’t matter what it costs for a single share. Thats why.

[@sigor2011]

​@@MartinD9999by that logic there was no need to split SCHD.I brokerage does not support fractional shares BTW. Not all do.

[@garyschmelzer]

Voo to pricey go with SPLG

[@lizd.8655]

Do the dividends change after the split as well? Will you earn more at the same rate?

[@NolanGouveia]

Yes it’ll be split accordingly (so the dividend will be 1/3)

[@noahreyman4309]

So what your saying is hold and keep buying as the normal. Got it

[@Yeahdudeman69]

It’s odd that an ETF is doing this, I speculate that with the already low price they are preparing for future volatility/ price action

[@GroundClarence]

I've got some money and would like to Invest in stock market or some advise.

[@AlexGray]

I respect you for changing the title, I can finally put down my pitchfork 😂. But seriously, good move and good information professor, you’re a real one 🤝

[@NolanGouveia]

😂

[@masterchief247]

Im big on SPLG for exactly the reasons you gave. VOO is just to expensive for low investment people. My questions is....would you recommend buying heavy into SCHD and/or SCHG when it splits? If so, which would you recommend more to invest heavily into? SCHD or SCHG?

[@garyschmelzer]

I’m heavy on SPlg

[@lip124]

I was thinking about doing the same since I have Voo in my Ira roth, its getting really expensive.

[@MartinD9999]

Why can’t you buy fractional shares?

[@Sanloong7]

Just continue to buy the amount u want to buy. Share price in this sense doesn't matter. $10k invested means $10k invested regardless of u have 20 shares or 500 shares.

[@pswire1117]

Hi Prof G, The video was a little unclear, do you suggest buying more SCHG and SCHD now BEFORE the ETF split or waiting until October 11th and buying AFTER the ETF Split?

[@NolanGouveia]

It won’t matter much in the long term!

[@nathanowens255]

Your content is great for those living or able to buy ETF's registered in the US. Unfortunately, those of us in the UK can't. It would be amazing if you made some content on how to find a similar ETF in the UK or Europe to SCHD, VOO or any other ETF you talk about.

[@aubrumsey]

So, should you invest now and have your shares split, or wait til they split and then buy as much as possible?

[@TastyJester]

The only 2 stocks I own are schd and schg, just bought last week. Looking to hold for long term.

[@NolanGouveia]

Good choices!

[@dennispekala7675]

ETFs....

[@danwhite2424]

What’s going on with SCHY? A good buy?

[@xDropless]

Quick Question, I have my monthly Deposit , do you recommend I buy the SCHD now or after they do the stock Split ?

[@jasonxwasxhere]

So should I wait until after October 11 to buy into SCHD for the first time ?

[@MeltingRubberZ28]

Ironic lol. Just bought $1500 of SCHD in my HSA like an hour ago.

[@MeltingRubberZ28]

@skippydmb didn't say I wouldn't lol. Just saying today was the first day I finally bought some and this is what happened.

[@brandonwedel6916]

Lol that's crazy. I just threw $1500 into my Roth IRA

[@robertswift6101]

@@brandonwedel6916 same here

[@danielplainview926]

Same value for investors but it's more for Schwab, actually. Schwab's splits also means more potential new money but also more ETF fees (.02%,04%).

[@patriotsforegolf9859]

Question: is it best to buy before or after split???

[@mikeyis009]

They are both the same

[@patriotsforegolf9859]

@@mikeyis009 yeah realized after sending - I didn’t matter 😁

[@MTBTrek34]

I don’t know if you mentioned this in the video but the dividends drop per share as well so if dividend was $3/share be4 split 1:3 it would be $1 after.

[@trail.outdoors]

Thank you for clearing this up (: I was confused at what was happening!

[@NolanGouveia]

any time!

[@Dr.3ull]

Prof G, What will be the dividend for SCHD after the split per share per year?

[@Atrus999]

No one knows that but things should continue as usual with the dividend.

[@kito1san]

​@@Atrus999a guess is base on what it splitting on. On schd, will be 3 for one, so probably the stock price will be 20.33 when said and done, then might be a frenzy to buy and the price will rebound due to that.

[@Dr.3ull]

@@Atrus999Then why are the existing holders so worried. If it stays unchanged they will make more from dividend right.

[@Luxlookgood]

Should you buy more now or wait?

[@Atrus999]

@@Dr.3ull The shares are only being split, the price is going to stay the same relative to what you're getting. Getting a $1 dividend on 3 shares is the same as a $3 dividend for 1 share. You're still getting $3 either way. I don't understand what there is to worry about...

[@chriscarlson9556]

Thanks for the heads up. I think this is a great move because even if you can buy a fractional share people feel better about buying one share than a third of a share.

[@matthoffmann3148]

Is there any difference in benefit between buying before the split or after the split?

[@aaronlong1587]

First, the fund dividend yield is decreasing from approximately 3.58% to 3.33% so my question is why? After the split will the dividend be divided by three going forward? I'm pretty sure but wanted confirmation.

[@NothingBtBlueskies]

I wish we could know Why they are doing this.🤷🏻‍♀️

[@michiganman845]

Professor G, do you have a video explaining what you would do if you were 18 years old. I just started college this year and I'm ready to start investing what i can. Thanks! What would you do if you could go back to being 18?

[@MeltingRubberZ28]

Buy VOO and forget the rest

[@TheOriginalTucriah]

I like this. With more people looking to invest in this, the share price should appreciate nicely.