Build Your Credit Score without Credit Card || 6 EXTREMELY Simply Ways

Build Your Credit Score without Credit Card || 6 EXTREMELY Simply Ways || bekifaayati
We conducted a Poll on our Instagram Story and KZbin Community - asking people for their Credit Scores. As per results of this Poll, 55-60% of you either don't have a Credit Score or have a Score of Less than 750. This Video is for those 60% of you who are looking to build their CIBIL/ Credit Scores for Scratch.
We understand that you may not want to take a Credit Card for improving your Credit Score since credit cards are long term commitment. We will suggest you 6 Simply Ways apart from Credit Cards to build your Credit Score from Scratch.
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[@yashwanthp9664]

Even Flipkart paylater can be used to build CIBIL score

[@mollenmist6652]

Mobikwik as well

[@yastatus4136]

Im having 70k limit in Flipkart Pay later Is this Max. limit??

[@iconic4sure]

Muje toh de hi nhi rha flipkart axis bank credit card de diya but pay later nhi dera😂

[@mayankorigins25]

@@iconic4sure lol

[@shrikantkr]

@@iconic4sure same lol

[@raj4ever143]

Amazon pay later, Flipkart pay later and credit card against FD are other best option to improve credit score.

[@MIK8800]

Bhai Mera to credit score 6 h because I am new

[@nirajoec]

My wife using only ola postpaid but she has no CIBIL score. It's -1

[@James-Prinsep]

Maam Sbm bank stepup credit card One card Idfc wow credit card not show in cibil score 1 month ho gaye cards liye huye

[@atkola]

Ma'am Flipkart pay later Amazon pay later Paytm postpaid Very very easy method

[@bekifaayati]

Yeah 👍

[@dhirajbhagabati4431]

Flipkart pay later can be a good option. I am using it for last 2 years when my cibil score was zero, but now it's 763

[@MrSidverse]

Your Cibil can’t be zero bro. Initially it’s around 750 when you get your first loan.

[@dhirajbhagabati4431]

@@MrSidverse no bro, initially either it may be zero or 750. In my case it was zero

[@bekifaayati]

Yess, it's definitely a great option.

[@realaxis25]

@@MrSidverse zero rehta hai kafi logon ka

[@SACHINkhurana728]

Madam Mera cibil 752 h lekin maine loan apply kra tha 1 month phle reject ho gya mujhe to koi bhi 1rs ka loan ni deta aur jab ki Mera cibil 752 h Aisa kyu madam reply Krna

[@impsrgryz259]

Not getting through all these applications Amazon. Flipkart Paytm Bajaj. No one is giving me a chance to improve my score. 639 Just 1/6 late payment

[@Sam-maxi]

Updates on cibil?

[@sanamchauhan]

You look like Arya Stark 😂

[@Raj-sf9cs]

I am 18 I don't have any loan credit how to build a good credit score

[@MrSidverse]

You can take any pay later service. It can be Flipkart, Paytm, Amazon etc.

[@bekifaayati]

We have uploaded many videos regarding how to increase cibil score . You can follow those videos for more information.

[@86Rifty]

@@MrSidverse they usually don't allow due to no cibil or age

[@SaidulVlogs2.0]

My Cibil Score 763 Experience is 842 8 Credit Card And 2 Loan 50k and 2.5k

[@bekifaayati]

Great 👏

[@deepakkumarpk]

क्या हम डिजिटल गोल्ड से सिक्योर लोन ले सकते हैं वो भी कैसे?

[@YtBhavishya]

Mem mene loan band karaya bank se lekin Paytm me vo active nazar aa raha hai usko kaise band kare

[@tenzinwoser4040]

mam i have a question does cibil score effect on your new credit card credit limits like if i have 800 cibil score i get more credit limits????

[@ankurrathore9537]

Yes

[@mukulprajapati3088]

I built my Credit Score with Mobikwik Pay Later

[@AtulKumar01]

Ur credit score??

[@bekifaayati]

It's also a great option.

[@kamleshmalokar5786]

Cred app ka review ka video banav na ?

[@udaydas2299]

Another method is paytm postpaid

[@utkarsh2763]

its shut down now. Do you know any other methods?

[@mayankrathore17]

My CBIL Score is 786. I have a Flipkart pay later limit of 45k & have Flipkart axis Bank credit Card of limit 15k right now.

[@VishalPrincekumar]

Aadha English Aadhar Hindi yah kya hai koi ek hi bolo

[@mohitjadhav6561]

Do simpl pay later also help

[@Urs_Dark_Shayar000]

कृपया अंग्रेजी थोड़ी कम झाड़िए और धीरे बोला कीजिए अपनी वीडियो में यह हमारी विनती है आपसे 😊

[@mirzawaleedbaig8779]

I built my credit score of 791 using flipkart Pay Later

[@ramashankarverma246]

But magar maine bohot se video mai suna ki pay later wale credit report sahi se cibil walo ko share nahi karte hai jis cibil kharab hota hai

[@mirzawaleedbaig8779]

@@ramashankarverma246 Haan maine bhi suna hai, specially about zest money. Jab maine Flipkart pay later use krna start kiya tha, tab mujhe CIBIL ki knowledge nhi thi. I used it only for shopping. Aur 1 year me my CIBIL score was around 800.

[@bekifaayati]

Great 👏

[@ChandanChakraborty-kb7cu]

You are very cute 🥰🥰

[@nadirakhtar786]

Paytm post paid can be used to build for CIBIL.

[@Hitubhai9]

FD against loan

[@deepasatra5588]

Can emi help in building a cibil score??

[@bekifaayati]

Your settlement of outstanding debt can have a considerable impact on your credit score. Payment delays for EMIs not only force you to pay the penalty but also lower your credit score. So if you are looking to improve CIBIL score pay your dues on time and rack up a good score.

[@mokshsingh7156]

1st 😁

[@dasharathsingh6423]

If i pay my credit bill before the bill generation. It is good Or bad

[@gaminghubCR]

Bad

[@raghavsankhyan5639]

Caption Correct Kro....Simply

[@ravisinghraj3014]

Hindi bola kr

[@mohitsohi1157]

Congratulation for 1 M subscribers

[@bekifaayati]

Thank you 😊🙌

[@akashgoel601]

thanks for the video! qq.. what about paytm postpaid service, does that also improve the cibil score? and if lets suppose i just avail the service and not make many transaction (mostly due to the additional convenience charge they take 😀), would this be of any help to my cibil?

[@ryomensukuna6628]

Answer Mila??

[@Harshitrs200]

Yes

[@21dinmepaisadouble]

Bhai log kuch bhi karo lekin personal 3rd party app se galti se bhi loan maat lo, agar tum time me loan payment kardoge fir bhi ye log faltu k loan lene k liya call karega

[@ramashankarverma246]

Miane EMI pe phone liya tha but muje emi bank se na katne pe penalty lagi Magar maine emi ka payment online due date pe kiya hai toh kya mera CIBIL kharab hoga

[@vishalpatelful]

Nahi.

[@bekifaayati]

A single payment after due date won't affect much. But if this continues it will definitely affect your cibil score.

[@mohitmanchanda74]

Mam mera cibil score se related ques h , kaise puchu aapse

[@bekifaayati]

You can DM us on instagram.

[@thatsakash]

Bahut logo ka crush h ye 😂 Unko finance se koi mtlb nhi

[@Jogindersingh13799]

😄😄😄😊

[@shubhamsingh-bz1tw]

You look similar to my ex-girlfriend

[@abhishekparwal4045]

Kya vo golu molu ladki aap ho Kabir Singh movie ke raging wale scene Mai 😛

[@rezaulkhan828]

Kitne din m build hote h score

[@technicalfilmyaagaz]

Actually yours analysis are exceptional ...😅

[@bekifaayati]

Thank you 😊🙌

[@theopensourceYuvraj]

Bisht!!! Are you doing all this research all by yourself or you are just a narrator?

[@Mr.confirmandsure]

ICICI pay later se cibil score badata he kya bataye please

[@vivekvk45vk]

One sec. Have you said a instant personal loan? These are very risky loans and these type of loan providing apps are also called 'chinese loan apps'. There are many news articles which exposes the scam of these apps popularly known as 'chinese loan app scam'.

[@MesmericNikhil]

Focus on voice modulation plz.

[@toshiistoshi]

Saw you in Kabir Singh. Why? How?

[@silentboyz5417]

770

[@harsh_explorer]

Loan against lic policy!!!

[@PritamShaw]

Mujhe Kya Mera to cibil 756 hai Hehehehe

[@9851949130]

No practical experience on ground zero

[@shripradhan4641]

😓😓accha hi

[@unluckytrader1046]

Bhagwan pliz dila doo

[@Hamster-king-army]

I love 💕😘😘 u mamm

[@realstruggle3071]

Tuu mam ko i love you mat bol mere ko sahi nhi lagta

[@s.a.r9896]

770 ke aas pas 1 saal se h mgr badh nahi Raha h

[@musicnation1919]

Mana MakeMyTrip ka prepaid card lia dha but ab vo mara cibile ma 25000 ki limit show kr raha h credit card ki type sa 🥳🥳🥳🥳🥳

[@RAJ-dp9ln]

multiple loan and multiple credit card affect cibil score i have 5 credit card and 6 loan like UNI CARD SLICE LAZYPAY AND PAYTM POSTPAID AND AMAZON PAY LATER I NEVER USED THIS PAY LATER services just for hobby i like multiple card that why i Create these accounts cibil 750 to 780 but CRIF is very under 700 hundred never ever miss a single payment Is i need to closed pay later account to get 800+ cibil score or continue please give me my answer because i am confused

[@rajatpanwar5277]

Hey mam do you have acted in kabir singh movie

[@shreeshagarwal6813]

I have started doing this for the past few months. I have a savings account with Kotak bank and they were giving me a call for approximately a month. Please take a credit card. I am a student doing some side hustles to cover my expenses, after a while I saw your video and thought I should be taking a CC. The limit assigned to me is very less only 10,000 but still I am spending 200 to 500 on this CC and I have enabled auto debit. P.S. this amount is available in my bank account at all times the account is a 0 balance account yet I consider it to be a minimum balance account of 15,000.

[@alpeshmoree]

I have also kotak 811 zero balance and I am also a student is ther any charges for kotak cc like any annual charges , hidden charges ? I don't know much about cc and I am hesitant because some says cc is bad some says it will be helpful I know if we spend wisely then there are benefits of cc but still confused

[@Manishkumar-rc5fl]

Mera alreay 750+ hh .....🤣🤣🤣

[@Khan56600]

Mam t bills kitne % discount par issue hota hai

[@fp320]

I would like to open a new bank account but my current address is different from aadhar address. Is it possible to open account in this case and is it hassle free? Please make a video on this

[@MrSidverse]

Yes you can. You just need a current address proof. And for neo banks you don’t need that.

[@bekifaayati]

Sure, we will try to cover this in our future videos.

[@perrytheplatypus199]

Ya video ek haftey pahele publish kartey to mera faida hota Ola cab service liya tha cash may payment kiya

[@theknowledgewallah]

P2P companies.... Can u suggest few names??

[@JEETMoLsHoY]

Lov u mam

[@Tillu_dream16-39]

I do not have a CIBIL score of my own. I have no idea regarding these financial services.

[@Vats_BrahmRakshas]

mam icici k insta account se offer aya tha blue tik b tha apply kiya fir otp se phle ruk gya ye soch kr k phle khi se confirm kr lu kuch fraud to nhi usko apply kr skte h ya nhi

[@bekifaayati]

Any of the Bank account would never offer you anything via their Instagram dm. It was a fraud.

[@rajeshkumar-zq9hn]

First like

[@jaydityashib]

No ola in my city

[@daipayanroy]

Really bad analysis

[@sohammt]

Mine 808 CIBIL

[@dp4300]

Kabir Singh movie me aap ne acting ki he na ? 😅

[@Kraisee0]

Ek to Hindi me bolo ya English me... Bakwas

[@ShambadityaGhosh3107]

Also can take a consumer loan on electronics items like Bajaj finserv.

[@RahulKumar-yd5ne]

Can anyone help me to know If after getting a credit card I will not activate that and cancel it that impact my cibil score

[@iamkishansuthar]

Make video about education loan for aboard cibil score co payer secured education loan how much do they estimate loan on house

[@bekifaayati]

Sure, we will try to cover this in our future videos.

[@usmankhan-ct7dc]

How to get American Express Credit Card?

[@vaibhav5777]

What about Flipkart pay letter

[@bekifaayati]

Yess, you can.

[@shivambhrdwz]

Please make video on p2p loan

[@traderdarsh]

Mine is 830🌝

[@Hamster-king-army]

,,,💕😘😘😘😘😘

[@irajatsolanki]

Using Amazon pay later

[@Sahil_0S]

I'm builded my Credit score with LazyPay

[@aspirantboi2797]

Pr isme to kyc k bina hi limit de dera h will it affect my cibil if i ise that flexy limit ?

[@bhupendragiri]

❤❤

[@gunjankumardas7178]

My credit score is 750+. Can you please tell me by around how much can my credit score reduce if I apply for 5-6 new credit cards within a month??

[@Sam-maxi]

Aren't you receiving cc offers from many banks?

[@Filmycave49]

Small finance Bank mei fd karna kha tak safe hai pls suggest

[@MesmericNikhil]

Be it any bank, government provides a security till 5L of funds in any form per PAN Card per bank.

[@bekifaayati]

It is totally safe just like normal banks.

[@aakashluthra8543]

If i clear & close my car loan /personal/Business loan earlier ,so will that improve my cibil score ?

[@bekifaayati]

Your credit score may not improve significantly if you pay off the loan early. If your credit score is poor, the general thinking is that paying off the loan early is likely to boost your credit score. In reality, pre-closing a car loan is likely to have very little impact on your credit score.

[@anujrana8986]

Sister kya debt fund me jo average 8 percent milta hai wo monthly hota hai ya annuly

[@dwijshah4239]

Annually

[@HappyShorts1]

My credit score is 895 and I have limitless credit card.

[@bekifaayati]

Great 👏

[@ianandjordan]

895 😲 how to achieve this

[@Satyasanatan453]

Ab kitna hai

[@kaustovrajkhowa3887]

Hello ... I need one help. I have still doubts please clear it.I have 3 credit cards. If I close one credit card which one is new one then it will affect my cibil score or not???

[@HIDSIPS]

Yes.. A bit not much

[@bekifaayati]

Yes, it will affect a bit if there are no dues or payments left. But if will affect if it has dues or payments left.

[@akashgoel601]

@@bekifaayati so any particular order we can follow, lets say i have 5+ card and I need to close the newest 2 card which are charging me higher annual charges ? what do you suggest?

[@investment9937]

I build my credit score through Flipkart pay later. And now my score is 758

[@bekifaayati]

Great 👏

[@anirudhvatsa310]

Bro in how much time you made this wonderful CIBIL?

[@investment9937]

@@anirudhvatsa310 2 months only

[@anirudhvatsa310]

@@investment9937 how much limit was allotted to you and how much you were spending from your limit?

[@investment9937]

@@anirudhvatsa310 first limit was ₹1000 and i spent approxx 80% then my limit increased to ₹3000 now

[@funnwild887]

Yeh Rj Naved ke saath rehti hai na?

[@gulamsadik3380]

Mam i am nri can i get credit card in india ...plzzz reply🙏🙏🙏

[@bekifaayati]

Yess, you may want a credit card to use while travelling to India to avoid foreign transaction fees and access funds quickly in case of an emergency.

[@mystic_faizy]

Paytm postpaid us also an good example 🙂🤚

[@bekifaayati]

Definitely.

[@realstruggle3071]

So mere ko iska interested samajh nhi aya

[@ahtishamul1976]

what's your insta I'd???

[@bekifaayati]

@bekifaayati

[@anirbanmondal9283]

I HAVE BUILT MY CIBIL SCORE 768 IN JUST 6 MONTHS WITHOUT ANY EXTRA COST AT OLAMONEY POSTPAID.

[@SandeepSingh-ep1xd]

@bekifaayati ITR file kro hr saal ,amazon ya flipcart se credit card apply krke v simply anyone can create and improve their cibil score

[@bekifaayati]

Definitely.

[@gautamdewangan5695]

MOBIKWIK ZIP PAY LATER IS ALSO THE BEST OPTION TO BUILD YOUR CIBIL SCORE..

[@bekifaayati]

Definitely 🙌

[@aspirantboi2797]

Bt uska joining fee hi 300/- h