Buying or Selling a Home 2024? Ask Me Anything!

[@acaciawilliams5098]

Shaheedah, I just bought my first home last week and it feels surreal!!! Thanks to your videos I knew exactly what to expect and went the correct route! It’s been a long time coming but I am so thankful for your videos! Thank you for helping first time homebuyers like myself. Keep doing what you’re doing. -New Douglas County resident❤

[@ShaheedahHill]

Welcome to Douglas County, and congratulations, so happy for you. If you know of anyone who wants to move to the area send them my way. Follow me on IG or Destination Douglasville on YT. I'll see you at Publix😊 instagram.com/yourdouglascountyrealtor?igsh=ajIzYjVwZGRtZ2do

[@acaciawilliams5098]

@@ShaheedahHill sure will!

[@angelica7236]

Such good info !!! Congrats to those who are in the process of purchasing their homes❤️ I'm next !

[@FeleciaJames-n1b]

Thank you so much for the information you give, and how you give it, I am a fairly new REALTOR, and I am always taking classes, and listening to professionals like yourself. Thank you again for your videos

[@ShaheedahHill]

Thanks for watching and the feedback. It is a great time to get started - just stay focused😊

[@enchantedangel7]

Thank you! 🙏🏾

[@ShaheedahHill]

You are so welcome, thanks so much for the super thanks!

[@enchantedangel7]

@@ShaheedahHill You're welcome! What time is the live this Thursday?

[@IamAhShah]

Thank you for this. Watching from the replay side of life. ❤

[@ShaheedahHill]

Thanks for watching the replay🙌🏽

[@eugenesmith3611]

Good afternoon from Boston

[@kreyolappliance1469]

Lots of info as always.

[@sakuraXhinataMix2]

Vanntastic gives numbers and figures with the velocity method

[@ShaheedahHill]

@sakuraXhinataMix2 Thanks for watching and sharing I will look into it.

[@angelawalkerrealtor4229]

You are fabulous, Sis!

[@ShaheedahHill]

Thank you sis, you too...🙌🏽💖

[@nbkkrypto7218]

Excellent video💯

[@ShaheedahHill]

@nbkkrypto7218 Thank you for watching @nbkkrypto7218 Thank you for watching

[@chefbrooklyn5140]

@Shaheeda great information thank you for all you do

[@ShaheedahHill]

Hey Chef! Have a great holiday weekend!

[@thepeopleslender]

Great Live!

[@ShaheedahHill]

Thanks!

[@cherishacollins3787]

Hi, question: when my realtor wants me to sign representation documents what does it mean?

[@ShaheedahHill]

That means you are probably agreeing to pay them directly if the seller does not. It also mean that there are certain obligations you will have to one another as you hire them as your agent. Here is my buyer representation playlist - kzbin.info/aero/PL6YdU_zvybVnD54WAS32Rcp7JeTmbZ38J

[@Honeyyyy-Dew-Tiff]

@sheheedah I missed this live🤦🏽‍♀️ I have a question … I live in Houston, I just accepted a Federal Government Job in California. But I don’t want to live in California too long, maybe 3 years. (I can transfer later) Can I purchase my primary residence in Houston if I’m still living and working in California. This will be my first time as a homeowner. I’m in a better financial situation, I also can save more. I’m just looking to move back after a few years.

[@TMKJG24]

If im not mistaken unless it's remote your primary would have to be in California for at least one year if you only plan to live in Cali for the time stated i would save as much as possible until you transfer back i live in California the only way i could buy in Houston is to work remote with my Cali money 😂😂😂 or find a job in Houston to be able to buy there

[@TMKJG24]

Hopefully she will answer

[@Honeyyyy-Dew-Tiff]

@@TMKJG24that’s what I’m waiting on too. But I will be working for the VA .. I can transfer back whenever I’m ready to buy, or just save up a large lump sum…I just wanna purchase my primary residence in Houston

[@TMKJG24]

@@Honeyyyy-Dew-Tiff gotcha I would just save the lump sum

[@ShaheedahHill]

It depends on how your employer classifies your employment, are you a remote worker that moves every few years like you are in the military or is this your new permanent job in California and you are just choosing to move in 3 years. If the job is permanent then in may be difficult to qualify for an owner occupant loan for TX. However, ask a lender to be sure...they will know all your options. You can shoot Kevin an email and he would be able to answer. www.youtube.com/@thepeopleslender/videos

[@DeshaunDamon]

I subbed just off of your title of this video young man.

[@balbinaduarte9594]

Hello. Thanks for reading my question on the live. However I was actually referring if when you make the contract (buyer- agent) will they charge you for that let say $50, $100 for the contract? Hope it makes e

[@ShaheedahHill]

Typically no, usually you will pay them a flat fee or percentage of the home price. This will be in your Buyer Brokerage agreement.

[@karenanderson1230]

Hi, Shaheeda. I’m a resident of New York City but will be relocating to Georgia, will I be qualified for any government assistance as a first time home buyer?

[@farrahmathus3142]

I am currently watching your replay and as always I love your content. Question… I do plan on selling my home in a year and a half, and plan to buy my second home, I pay my bills with my credit card, but pay off the credit card when it becomes due in full, this has helped to build my credit. Will this be a problem with the lender and cause me to not get approved for my new home since they will see the debt, but it’s paid off when the statement is due?

[@ShaheedahHill]

It shouldn't but as far as DTI ratio, they will use your minimum payment. If that minimum payment is high you may want to plan for that, but if you have high income...it may not impact you at all.

[@StarlyteG]

Is it OK to get approved and get an agent around October or wait until January

[@ShaheedahHill]

Do it 3-4 months before you are ready to move.

[@nadiamajors390]

thinking about buy my first home in the next couple of months to a year but I’m not sure where to start. I’ve started saving down payment I have really good credit but not sure where else I need to go from here advice?

[@ShaheedahHill]

Here is a video explaining where to start and the homebuyng process - kzbin.info/www/bejne/b2qUhKpvip6hh7c This video is a good video to watch about the pre-approval process and when you are ready, get my masterclass. kzbin.infocpewL4OlpjQ?feature=share

[@SwayzeDaGhost]

Amazing video. Are there any Lenders?! that will give me a mortgage loan with just 6 months work at my current job? I am a waiter in the service industry. I have a 794 credit score, liquid cash for a 20% downpayment and closing cost. Very Low DTI, only $180 a month and 3+ months of reserves.

[@ShaheedahHill]

@SwayzeDaGhost Thank you for watching

[@DoubleAIV]

Off topic, you're really pretty ma'am. On topic, first time buyer trying to buy a hi-ranch home under 550k in Long Island NY. Im pre-approved for a 600k two-family owner occupied loan. So i can buy a 2-family hi-ranch home, and use 75% of the rent towards applying for the loan. Meanwhile in Tx im also approved for 600k, but i dont need to find a 2-family because theres way more affordable options. Do you think from a long term investment standpoint its better to buy a multifamily home in NY? Or keep things simple and buy a single fam in a cheaper area like San Antonio Tx? I travel for work so i dont have a location preference, strictly #s

[@ShaheedahHill]

Have a local agent pull the historical price changes in the area for the last 10 years, that can ehlp you decision. And do you want to stay in the 2-family or would you live there for just a year and rent out both?. That might be an option as well, and move to TX after a year, the income for the NY home can help you pay for the TX home. @DoubleAIV Thank you for watching

[@mauricebanks4761]

Hello Mrs. Hill 😁 What is the most effective way to shop for a fourplex to buy? We would like to purchase in a desirable area on a 203K mortgage! 👏🏰🙏

[@ShaheedahHill]

Find an agent in the area you are considering and watch my 203K videos, I have a playlist for 203Ks. You are looking for something that is not going to be in high supply in most areas - a 4-plex and that needs repair, be flexible.

[@mauricebanks4761]

@@ShaheedahHill Thank you, Mrs. Hill ! 😁

[@livingvirtuouslyfree5600]

I am working with Redfin and their partner lender bay equity. They have a low origination fee and that’s why I chose them. But the real estate agents don’t do their job. For bigger companies like Redfin how can I negotiate the pay for the real estate agent? Is it open for negotiation with bigger companies? I was thinking to use the agent only for helping me with the contract paperwork. Because I literally have done everything else.

[@ShaheedahHill]

Redfin usually offers their agent services at a discount and I am not sure how much the agent gets and how much Redfin gets, but everything is negotiable. However, you need to negotiate before you sign. @livingvirtuouslyfree5600 Thank you for watching, think about getting my masterclass because that will help you through each step, if your agent isn't competent.

[@Blackwomenrock12]

Hey Shaheedah i have been renting a 2bd 2.5 bathroom+ a garage in southern ca for 21 years now the seller want to sell the condo was appraise for 474000 last year i only pay 1500 for rent i was thinking of buying the condo because rent is so high i talk with the seller she is willing to sell it to me i just would like the interest rate and sale price of the condo to go down what do you think i am a first time buyer i am all over the place i need some advice of course I know my mortgage would be a lot more

[@ShaheedahHill]

Get pre-approved first to see if you would qualify and then let them know you wold like to purchase the home, if you can afford it. You don't need an agent but just make sure you get a lawyer and your own independent appraisal with your loan to make sure that you are not overpaying, if they offer to sell it to you, they should offer to sell it to you for less since they are avoiding real estate commissions and not putting the home on the market.

[@ShaheedahHill]

@Blackwomenrock12 Thanks for watching! Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass and Digital Confidently Closed Handbook - bit.ly/47s4pT7

[@llirbyllirby]

Are you taking new clients? I live in the Atlanta area.

[@ShaheedahHill]

It depends on the area, you can email me [e-mail]

[@wandasanchez551]

I’m laughing because there is no such thing as a $300,000 home or $800,000 where I live, Everything is priced a little over a million up to 40 million. 😂