Can This Couple Escape Credit Card Debt? - Til Debt Do Us Part 210 - Small Business Big Dreams

[@daphne10120]

I think Gail saved this relationship. I’m so glad they were so receptive and hard working.

[@melliev7]

She’s stressed because she manages the finances?! She doesn’t even know how much she makes in a year!!!

[@fayezentner619]

She doesn't manage squat

[@folkloricogeek1]

and the other thing the husband makes excuses for her

[@janhodgson1740]

Thinks she’s a major designer… no…

[@tomsoleymanbik3266]

You can't run a business without knowing how much you make. The business is running you.

[@wolfhound1452]

How do you not know what you make. You need to to pay taxes etc. She is just clueless.

[@davisholman8149]

The fact these people can laugh at themselves says a lot. That makes all the difference. It is amazing how much I can read the different couples Gail has worked with. Some of them I get not so good vibes from - like I would not be surprised if they ended up divorcing down the road over money issues. But this couple have a very good chemistry together. Love seeing that - especially for that precious little boy.💕 Gail - you are wonderful.

[@interestedobserver-gk3ih]

Nicole is anything but a strong capable woman: she says she is a small business owner hand has not idea about how to run a business. Frankly she should get a regular job and use her small non-functional business as a sideline. I have never met any small business owner who did not know how much money their business made. She needs to take some courses on how to run a business. she can still sell her product but do it on line or on consignment which would eliminate the rent of the store.

[@ibobeko4309]

She is buying clothes to give them back when she needs money, just in case! She is a maniac.

[@folkloricogeek1]

i agree

[@Ravenousyouth]

not many were doing online shopping back then

[@bovnycccoperalover3579]

Little Sidney is so adorable. He must be a teenager by now.

[@debbielockhart7762]

This was 18 years ago.

[@bullyanabossayyye2601]

Why do people borrow money on things like furniture? Literally the dumbest reason to go in debt

[@mikek545]

Bullyanaboss Ayyye There is no reason to go into debt. People just don’t have discipline with there finances.

[@kristinespencer7301]

If you do zero interest for 36 months and pay it off before then it works.

[@meghandarlin1050]

@James Wood Dave Ramsey "cash is king"💵 👑)

[@MiamiPush2theLimit]

James Wood good for you and your wife

[@ctmom2114]

Due to the I want it and I want it NOW mentality, coupled with the idea of having to get new, the best etc. Second hand is usually made far better than the new stuff sold nowadays. Solid oak dining table and 6 matching chairs, custom pads for the table for a whopping $126? Yup, I gladly spend that over a $6000 set. FTR, the dining set is Pennsylvania House-a very good brand.

[@AllthePrettyPurses]

"I am totally obsessed about clothing... because I'm in fashion design." So, don't you have the skills then to design and make your own clothes?

[@ruthirwin8222]

Shes a handbag designer hardly fashion

[@amandab8433]

​@@ruthirwin8222Actually handbags are a HUGE part of the fashion industry. Just look around at all the majorly expensive Gucci, Prada, etc, bags people carry around.

[@siddaye]

​@@ruthirwin8222 that's accessories

[@samanthalake5011]

Omg!!! They are the driest couple in the desert!!!!!!!!!

[@CDN1975]

Love the bags she makes.

[@soklyvann3030]

"Minimum Payment", that's a cool middle name. Haha!

[@hollyb6885]

My middle name is Pay Off the Balance Every Month! 😁

[@JaNouWatIkVind]

Planning on kids to name?

[@weldinggirl]

😂😂😂😂 that was to funny and scary lol

[@jesbus3845]

I really like this couple

[@solidstate9451]

If you run a business, don't you have to pay taxes according to your income? How can you pay taxes if you don't know how much you make?

[@Karrambide]

Yes you do. And you absolutely have to know your income to determine the percent that is taken out for taxes.

[@BCurlyfries]

Will actually business taxes and personal are different. You don't have to give yourself an income and just say everything is a business expense. That how the rich do it

[@debbielockhart7762]

​@BCurlyfries The rich don't have personal proprietor business like hers is set up. They would incorporate.

[@JaNouWatIkVind]

Did I get it right that her store is called Fleurtje? So cool! Dutch girl’s name.

[@carolynrose4525]

Why do 2 people and a baby need to spend 1000 a month on food!!! That's outrageous!!

[@fayezentner619]

Must eat out allot unless they buy expensive food

[@Liitebulb]

Come to belgium, a grocery trip is 60 euros for 1-2 people every time if you're not buying white bread and chicken for dinner

[@carolynrose4525]

@@Liitebulb it does not cost that much to eat in the united states. I spend 125 a week on a family of 4 and its healthy food

[@DuckStalker13]

food is that expensive in australia actually :/ especially because of frustrating dietary requirements

[@carolynrose4525]

@@DuckStalker13 this was filmed in Canada not Australia. There prices are not too much different than the United States where I live

[@denisebarker9288]

They will succeed. Good attitudes💜❤️

[@richardt6980]

44 thousand at 21 percent is almost 10 thousand in interest a year . 😮

[@heidisuvijohanna8698]

Cheers for these episodes from Finland 🇫🇮

[@davisholman8149]

Love that so many European folks know English. We Americans should be ashamed for not knowing at least one other language.🇺🇸🤩✌🏽

[@lynnettemurphy8243]

@@davisholman8149 Why would we not? It's taught as a second language in most secondary schools in European countries. Unfortunately we in Ireland had it forced on us by the Brits. But in schools about 4 languages are available.

[@CocoaPuff01]

@@davisholman8149 why should we be ashamed? English is the universal language, which is why everyone else wants to learn it. America is ahead in business, politics, and advancements, which is why English is taught in other countries.

[@gcoates7]

@@CocoaPuff01 ahead in politics, you must be joking

[@tomjones2157]

A talented heartwarming couple. I can see why they married each other.

[@beckygroff8698]

thank you for this. anymore in the future?

[@silafolkerd4956]

I love how she thanked her husband for “doing this with me” as if he had a choice …?!!? 🤷🏽‍♀️🤷🏽‍♀️😂😂🤣😂🤣🤣

[@davisholman8149]

I thought it was a nice thing to say to him. It was her way of saying she loved being with him.

[@miaowmail]

I took it to mean thanks for agreeing to go on the tv show with me

[@nonono965]

Is she still in business? I'd love one of her bags.

[@bovnycccoperalover3579]

On Facebook but sometimes that doesn't mean they're still in business.

[@ewanowogorski3192]

This is such a great couple. I love them.

[@jillygirl2024]

Great couple really turned things around

[@anniespencer7879]

When Gail sends peiole to get a job, how does she know there'll be a vacancy on the job market? Unemployment is huge here in the UK. I'm not sneering, just curious .

[@nanettemorton4054]

This show is more than 10 years old.

[@Liitebulb]

This is 2004-2008 and often they're not permanent job, they're side moonlight jobs paid in cash

[@williamegler8771]

There is ALWAYS work available if you are willing to look for it and then do it. You may not be able to find full time work but you can work multiple part time jobs.

[@amelie3012]

If you are lucky enough to be able bodied you can easily get a bad factory job in the UK with no experience, or at least where I lived in Coventry. Is it a good job? No. Is it a job? Yes

[@lynnettemurphy8243]

@@williamegler8771 No, not everywhere. I checked what was available where I live out of curiosity. Waiter/waitress minimum 3 years experience. Forklift driver with experience & HGV driver. The driving job is with lousy company, terrible pay/conditions.

[@user-ui1zv8bd4y]

Debt cannot be “bleeped” away lady. You know exactly what you are doing people, FIX it!

[@MP-nj1qy]

I love you statement😂😂😂

[@dianethompson6804]

How could you not know how much money you make a year? Don't they pay taxes? They seem really nice tho--i hope they make it!

[@catherinewilke5583]

Her bags are adorable, does someone have a link for online purchase?

[@sterlling1]

This show is probably 15 to 20 years old. I doubt she is still in business

[@JehanineMelmoth]

Another commenter said she was on Facebook still with the bags, but I haven’t found a link.

[@gregnixon1296]

The wife needs a job. Forget the handbags for now.

[@Cosmo26271]

Her bags are cute.

[@Ristina81]

Sam says closed...😢

[@jenskat1]

She has her bags on a Facebook page: facebook.com/fleurtjebags/ and etsy: www.etsy.com/shop/NicFleur?fbclid=IwAR3suY7BXoNs5iPtk9WsU24B3eTL3kQnD0Fy15wl73Z4JLvrdMA7FNUd8DI

[@veronicaarellano-hernandez2209]

Excellent

[@pearlivory3483]

My parents raised me and my 2 siblings on $40k. Albeit it was the 90s but still. Very possible.

[@bovnycccoperalover3579]

It was the '90s. The 21st century has been bad for most ordinary people while we get mire and more billionaires.

[@coldpower27]

That would be about $70k now accounting for inflation. Don’t even look at how much housing has increasing since then 4-5x if not more. 😢

[@ruthirwin8222]

Shes agreeing and talking along side Gail but shes clueless

[@mimimcgee5512]

They were a really good couple. They deserved the presents from Gail.

[@84BlueCrownvic]

I looked up her and her handbags online. Apparently her husband is deceased 😢

[@ruthirwin8222]

Thats sad

[@justine8387]

Oh no.

[@hollyb6885]

Oh no. How did you find her purses on line?

[@84BlueCrownvic]

@@hollyb6885 Played detective. She had such a unique name that I looked her up on Facebook.

[@JehanineMelmoth]

That’s really sad. He was a lovely guy.

[@CocoaPuff01]

$25/ week for gas is laughable. How much was gas per gallon back then? Fifty cents?

[@coldpower27]

$1 a litre or so in CDN Dollars

[@Jewelofthe80s]

Are the husband's responsible for the finances in ANY of these scenerios??

[@JehanineMelmoth]

Yes. Many. Watch more episodes.

[@CarolBennettGA]

Yep. Alot of them

[@patrickmaruniak5347]

I'm really getting tired of the ads throughout the video. It's way too many and it's really stupid.

[@dancesingsmile]

KZbin premium

[@Linda-f8q6p]

Update: Oct. 2024. Nicole has an Etsy shop but no items currently for sale. Not sure if she's still making purses as there don't seem to be any updates on Facebook in that department since 2023. Sadly, Russell passed away Feb. 2021 from a stroke. He was 56.

[@millie9627]

Thanks for the update. So so sorry to hear about Russell. Hope Nicol and so are ok.

[@barbie3139]

She should get a similar job to him 80K

[@jenniferbraun7269]

Nicole keeps trying to guess what Gail is going to say....talking over her. Flippin' annoying.

[@MP-nj1qy]

"After having a baby, I need a new wardrobe" NO, YOU NEED TO HIT THE GYM😂😂

[@EwYoureCringe]

You expect the mom to prioritize the gym when she has a baby, a business, and is trying to get out of debt? Lol

[@lh7501]

But I am a fashion designer !!! She has an over inflated opinion of her business worth I suspect

[@Hodgepodge31]

Even if you loose weight, your body changes, as does your style. But you don't need to spend a ton to get a couple of new pieces

[@hollyb6885]

Excessive and lift weights at home. No need for a gym.

[@candi0826]

No she doesn’t

[@leslietrivette91]

Wife needs a business coach/trainer.

[@cn2120]

She needs to humble down first. She is independent woman who prides herself in being an entrepreneur but she clearly doesn’t even have a clue of just anything, even basic finance. She is lucky her husband loves her and doesn’t resent her for her lack of self awareness

[@lh7501]

Russ died this year There is a go fund me page

[@wolfhound1452]

How sad! He seemed like a kind, gentle man.

[@hollyb6885]

Sorry to hear that.

[@bovnycccoperalover3579]

So sad. He was only in his '50s! Much too young.

[@Lambert1386]

I don't see how any of these couples will be able to pull themselves out of these messes. They lack discipline and common sense. They'll bail on the repayment plan the second things become difficult and go eat a hundred dollar dinner at Outback Steak House.

[@erinmulligan4627]

Aren't you just a ray of hope and sunshine.

[@nanettemorton4054]

Someone from the very first episode posted a while ago, saying that he and his wife had completely turned things around. Where there's a will there's a way.

[@gregnixon1296]

@@erinmulligan4627 …but it’s true. They will revert to previous behaviors when squeezed.

[@Its_like_the_T-Rex]

What does hubby do? Does he have a job?

[@JehanineMelmoth]

Yes - it says so at the start. He makes $40k a year at a big box store.

[@boonewsmith]

He passed away 😢

[@mariahsmom9457]

@@boonewsmith I've seen a couple posts to this effect. How are people finding this out?

[@boonewsmith]

@@mariahsmom9457 She has a Facebook with pictures.

[@bovnycccoperalover3579]

😥😥😥😥😥

[@fevertree1957]

Whats the money lady's accent?

[@mysteriouscreations8459]

Kathleen McElroy I think she’s Scottish

[@shanahaim5935]

Kathleen McElroy it’s like dakota mixed with Irish ☘️

[@candi0826]

She was born in Jamaica but lives in Canada.

[@mizmiller9023]

She is Jamaican...

[@lh7501]

Jamaican

[@elisabethkiesel4567]

Are people stupid? They must be. How can you not know how much you make??!! “Budgets” are simple adding and subtracting…..what’s not to know?

[@bovnycccoperalover3579]

It's called denial.

[@marcosct86]

They'll divorce

[@justine8387]

Apparently, not.

[@ruthirwin8222]

No love handbag design, not fashion sorry

[@janhodgson1740]

Another one living above their means because they think they are more successful than reality.. add the profits… not…

[@veronicaarellano-hernandez2209]

😁

[@deliarodriquez7129]

P

[@mkite715]

The advice that’s given on this show makes me cringe now that I’ve found Dave Ramsey. The host actually said “a business credit card is perfect for her.” Like what?? The first step to getting out of debt is to stop borrowing. You can’t get out of a hole while digging out the bottom.

[@momof2momof2]

I have followed Suze Orman for years. Her advice is better than Dave's. But f what he says works for you ok.

[@nisreen1982]

Michael Kite getting a credit card for her business is a better was to separate her personal and family spending from her business spending. While Dave Ramey has some good advice, some of the stuff he says are not good for everyone or every family.

[@hayaglamazonluxe]

Dave is not the be all, end all. His advice isnt relevant to people trying to build big businesses. Credit can be leveraged to grow a business and she can use the credit card to pay for business expenses as well as earning rewards and cashback.

[@Liitebulb]

Some people literally cant live without a credit card

[@AllthePrettyPurses]

Having a credit card doesn't mean having debt. You just pay it off every month. 🙄