Can You Answer This Money Trivia?

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If “financial literacy” is as foreign to you as our obsession with avocado toast, that could cost you a lot more than an embarrassing moment at brunch. Join Rachel and George for a breakdown of all the financial terms you need to know. But don’t worry, they’ll be attempting some random trivia of their own.
Next Steps
• 💰 It’s never too late to learn about personal finance! Learn more about any financial topic at ramseysolutions.com. ter.li/tlcyrr
• 📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.
Today’s Happy Hour Special
🍸 Margarita Mocktail
Recipe: sugarandcharm.com/margarita-m...
• 1 ounce lime juice
• 1 ounce lemon juice
• 1 ounce simple syrup
• 3 ounces club soda
• Himalayan pink salt
• 4 ice cubes
Instructions: Fill a cocktail shaker with ice and add in the lemon juice, lime juice and simple syrup. Shake. Dip the rim of your glass into lime juice and Himalayan pink salt and add ice. Strain the mocktail into the salt-rimmed glass. Optional: Garnish with a lime wheel.
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[@ThomasEskro-bl2ny]

Make smart money happy hour a full hour! Great show :)

[@margaretcraig6538]

Totally with Rachel on this one. Yes to eggs, butter, and salt; no to industrial seed oils.

[@ghostbird92]

100%!!!! Came here to say this. Unfortunately, soy, vegetable and seed oil is in everything.

[@faithandarrowhomestead]

Rachel I couldn’t believe it when you started talking about butter and eggs!! She’s right everyone! Stop eating the nasty seed oils (canola, soybean, vegetable oils) and go back to real, delicious, healthy food!

[@crashtestdummy1972]

Rachel is 100% right on the food take! The US food guidelines are the reason we have so many health problems. It's called SAD (Standard American Diet) high grains, low fat and plant oils! All of those things are absolutely terrible for you on a regular basis.

[@elainebradley8213]

It is interesting to watch the players fight the nutritionists when the new food guidelines come out.

[@antoinettenora9446]

Exactly! They made America fat.

[@christinerowe1124]

It's no different than Europe. It's not the standards. That's an excuse. It's how you manage them. But keep blaming the standards.

[@crashtestdummy1972]

@christinerowe1124 Those standards have been improved more recently, but for the longest time, they have been subpar. The problem with what you are saying is that the vast majority of people dont know how to eat and rely on those guidelines on how to eat. Europeans have joined the obesity club, too.

[@Shalyse1]

The SAD diet is not the same as the food guidelines. America has so many health problems because of the over consumption of highly and ultra processed foods. The food guidelines aren't great, but they're better than the SAD

[@meve531]

I love when Rachel's conspiracy theorist comes out🤣🤣🤣

[@truthseeker6370]

It's not a conspiracy theory when it's True.

[@alanyoung159]

I love George 's humor. It's not for everyone, but to me, i like it. Also, i think maybe this is the first episode in a long time where George didn't mention Winston?? Lol

[@Bestovius]

Finally

[@RJthing]

So happy for that

[@rossloudamy6185]

i love that the upload timing of these videos makes it look like you guys are starting off your morning drinking

[@Happymavishappy]

I love when Rachel’s competitiveness comes out. She gets so into it and makes it so fun!

[@katiebwheeler]

yes, on the length of show! I was so excited to see show pop up and then instantly disappointed when I saw how short it was.....

[@julieo330]

Don't use crappy table salt in the blue container - that is what we get too much of. Use good salt like Redmond or Celtic Sea Salt.

[@jwarnstarsmile]

Omg no, the episodes are half as long as they used to be 🥺😭

[@fsmoura]

Shrinkflation!

[@FeetintheGrass]

I love listening to you both. Wish I could visit and sit in on an episode. The studio staff must have such a lot of fun with all the banter

[@joanebf]

I think I can hear producer Lindsey laughing at the back 😂

[@ms.drodriguez412]

I am so entertained with this show. Love the topics and cocktails and mocktails.

[@lindawonger2529]

My husband had a name for the drink: Dead Sea Swill 😂😂😂. Great show guys, as always! ❤

[@CP-xw4ze]

Hi guys, I love your show ❤ although I have to say that Australia is a country, Oceania is the continent 🫣😅🙄😝

[@caseybee123]

I am 33 and I only learned this this year! In the united states, they teach that Australia is the continent. I am pretty sure it’s only here that they teach this!

[@ks986]

I mean so far the conspiracy theorists have been spot on the last 4 years!! 🎉

[@PinkStarGazerLily]

Barbie has a last name (and her name isn't "Barbie", Barbie is a nickname for Barbara). Barbie's last name is Roberts.

[@nicolestillwell2087]

It’s all about the salt you consume! Don’t consume table salt. DO consume REAL salt, like Redmond’s. Real salt has essential minerals and helps hydrate your cells.

[@james9245]

Salt Money Happy Half Hour!

[@CarmenHyde]

Love this episode! Very informative for our young people!! And I love that you go against the grain of what the big G says, Rachel!! 👊🏼

[@AB-sj3tl]

Did George slam the rest of his drink? He is too funny 😂 Rachel I think it’s cute when you adjust your hair. Don’t change! Where is Ms Sharon need another episode please 🙏

[@amara1954]

A great team. George and Rachel ❤

[@denisemckinney3973]

Loved this show today.

[@kimberlybotkin7060]

Speaking of hair, Rachel, yours looks amazing!!

[@mmmw0824]

Hehehe loving the shoutout to NJ drivers! I’m proud of my spicy driving but I did kick my brake checking habit. MASSholes are just as bad George.

[@spike2nena]

Jersey here 😂 don’t mess with Jersey folks in traffic, #1 rule for visitors I’d say lmao.

[@yasminquinones5404]

Rachel I am with you!

[@lindahill7657]

You two are goof balls lol

[@johancuellar6358]

“Keep the cookies on the borrar m shelf” 😂😂 I am going to slip this in

[@carolinelvsewe]

Whoooooaaaaa I agree with Rachael’s nutrition tips but too much salt on the rim is rough in more ways than one. Great show!!

[@Alexisf7]

I need a list of all the mocktails!

[@chaselesser3191]

What if y’all do financial Audit Videos. That would be wild. I really enjoy this series, just a laid back and happy conversation.

[@richardkmendelson4004]

Hey George, there is generally a rule of courtesy in New Jersey for merging at tolls. I love Tennessee (go Vols) and I love Nashville, but so often it’s often out of towners like you that don’t understand and just cut in😮

[@May-qb3vx]

For clarification for everyone: we are taught that Oceania is the region encompassing all the islands hanging off of Southern Asia and into the Pacific. Australia is part of this region, so it is in Oceania, but it is the only island large enough to meet the parameters of a continent, so that is why it is a continent. But it is still in Oceania. That is what we are taught but apparently that’s coming under question now like when Pluto was reassessed and no longer deemed a planet. Hopefully that clarifies the confusion already in these comments.

[@Noweesmom1]

When are you releasing the Smart Money Happy Hour book. Cocktails, mocktails, budgeting tips, and random trivia :D

[@jacobdaubenspeck3217]

George is 100% right about Jersey.

[@lioness2094]

He’s so funny!!!

[@gbottesini]

Investing in the "Standard and Poor" index does not sound very appealing 😅

[@angelakyriacou]

What’s the Difference between total money makeover and financial peace please tell me as I’m reading total money makeover and I’m wondering do I need to do financial peace as well please answer Thank you in advance Rachel and George

[@32ijavila]

Good show. Love the dynamic . But agree. The show should be an hour

[@mollyh6347]

It is what it is! 😂

[@garlandofbooks4494]

@18:00 yesssss 😂😊

[@KatieLibby1315]

A zipper merge is not cutting someone off.

[@jpmcoy22]

why dont we try a full hour? make it a special and see how it does!

[@sherryingle]

Don't listen to the negative nellies!! Love the show and the name!

[@trentme09]

Yes George, day 1 of nutrition is do the opposite of what the govt recommends lol

[@fsmoura]

8:30 _"That's asset allocation... like mutual funds, you want four different types of mutual funds."_ Why? Just get yourself one of the 12% ones and you're set! 📈👍

[@catalinab7626]

He’s not lying about Jersey 😂 That’s why I moved!!!

[@libbysworld7649]

Standard & Poor's

[@fsmoura]

Go Libbys!

[@fsmoura]

Nice show this show, *Smart Money HALF Hour*

[@JerryPerdomo_Media]

Whoop whoop little Rhody got a mention

[@user-dq4ri6fi7b]

Actually the lesson wasn't so much don't cut people off (actually that happen to me once too, what an ass), but the real lesson, wear a seat belt.

[@joanebf]

Lovely top Rachel

[@lupenunez7051]

Call it the smart money happy half hour

[@matthewbrown8254]

I'm just here for the New Jersey slander.

[@fsmoura]

2:25 _"Oh, God! It's so salty!!"_ sounds like my wife ( -.-)

[@Emily-pd1ky]

Yes Rachel!! I don’t trust the government either 😜🙌🏻

[@davidcarney9183]

George now has a new group mad at him

[@bythebook1548]

Salt money happy hour! No margaritas died in this recording, I see. ^_^

[@Asalmon879]

Smart money half hour

[@AlldreadProductions]

You should call the show Smart Money Happy Half Hour

[@ThePolypam]

Happy Hour is a concept not an actual measurement of time.

[@ThePolypam]

Poor's, as in the founder. It's a family name. Not poor as an adjective.

[@Ryan-rg1wz]

20 mins?! Will the next be 1hr?😁

[@toriladu5472]

where was the guilty as charged!

[@josephlck]

Barbie's last name is Roberts!

[@EricMoore790]

My 401K is a trivia question for my wife.

[@Brucefulness]

"They didn't have bartenders then" Really Rachel?

[@stevenporter863]

Rachel is a 'money expert' and she didn't know what S&P stood for in S&P 500?

[@johnanderson8385]

Standard and poor’s

[@randomrick1263]

Don't follow government food guidelines! Do the opposite and you will be better off!

[@crystalbelle36]

So true!

[@AviSpira]

So longer episodes coming? I'll try not to be salty about it 😅

[@janethms3]

😅Oh, now that's punny!

[@AviSpira]

@@janethms3 😁

[@nazirtumba9021]

Australia is a continant??!

[@abreh622]

Rachel cheated on the guilty as charged. She was guilty but didn’t take her drink.

[@williamehlers5158]

This was way too short. 😫

[@angeliamarquis6721]

Why 72? Who came up with 72 and what does the 72 represent as opposed to any other number?

[@cjamesbott]

The real math formula to find how much time "t" (in years) it takes to double your investment involves logarithms and is much harder: t = ln(2)/ln(1+r). Here "r" is your interest rate as a decimal. The "rule of 72" is an approximate answer to the question: t = 72/(100*r) and you can often do it in your head. The crazy thing is, there's no "proof" as to why it is such a good approximation. It actually works better than a basic Taylor approximation from Calculus, so its simplicity is really quite amazing.

[@fsmoura]

It's government mandated. No one really knows why, though. It's kind of a mystery.

[@ThePolypam]

Australia is not a continent. It's Oceania. And America is one continent anywhere else in the world.

[@Peter-kt2gb]

Rachel has based health takes. 😂

[@fsmoura]

After two drinks the accent comes out; after three she gets cancel-level based.

[@anthothiyahisrael422]

Fiat is debased and the Bible is the word of YAH !

[@nathanbourquin6554]

Do they teach australia is a continent in public school or did she mean oceania?

[@May-qb3vx]

We are taught that Australia is the continent, Oceania is the region

[@May-qb3vx]

And Oceania includes Australia, New Zealand, and all the other islands/island nations like Timor-Leste, Papua New Guinea, French Polynesia, Fiji, Micronesia, and all the others that would make this comment way too long. Some people even include Malaysia in Oceania.

[@nathanbourquin6554]

@@May-qb3vxso if Australia is the correct continent. What continent are all these pacific islands in? (Including NZ)

[@May-qb3vx]

@@nathanbourquin6554 they aren’t. They’re islands in the region of Oceania. Australia is the largest island, but it’s still big enough that it aligns with the definition of a continent as well. It goes by the definition of continent as a contiguous landmass. In other words, really big islands regardless of international borders. But perhaps the definition has started to change in the last 5 years since I was in high school? I just googled it and it’s apparently a major debate now regardless of public v private school status

[@ThePolypam]

​@@May-qb3vxThat makes no sense. Every country in the world is part of a continent. Do you think Madagascar is not in Africa?

[@JohnKramerRules]

Do you appreciate your life enough to sacrifice and suffer the financial hardship that life throws at you or will you fall victim to your vices? The choice is yours.

[@sindrekdn]

Australia is not a continent as many believe, it is called Oceania.

[@janelleg597]

Oceania is a region Australia is a continent

[@viniciuscardoso2371]

​@@janelleg597Australia is a freakin' country, not a continent Come on guys, do a quick Google search

[@fsmoura]

It's all "down under" -- so there's no confusion 👌👍

[@ThePolypam]

​@@janelleg597No. It's a continent.

[@autumnjerene]

No one cares that you move your hair, Rachel. Sometimes, you just need it to stop touching your face. It's fine.