CANADA mein FREE ka Ghar kaise liya ? OK, Almost FREE 😋

WE did not have money to buy this house in Canada, Not even for downpayment of Loan. How we were able to buy this house?
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A little about me: My Name is Ravish, I am Indian who has been Living in Canada for last 10 year, I have lived in USA for 5 years. I am your typical NRI who is raising his family in North America. I upload frequent hindi vlogs on youtube about my life in Canada, travel vlogs in hindi and tech videos in Hindi.

[@RavishVlogs]

Hi Guys, I created a website for Desi people to connect with other Desi people globally. It's called Desified. Please go here: desified.org Also share with your friends. If you loved this video don't forget to like this video and subscribe to the channel.

[@ashwinibajpai8278]

Housing loan kitna % hai waha??

[@pardeeprathee]

भैया और भाभी आप दोनों ही "पैसा छापने की मशीन हो" गज़ब की दिमागी मेहनत करते हो और खतरों के खिलाड़ी हो। 🙏🙏🙏

[@omidamiri]

Special Hello from an Afghan from Tajikistan to an Indian brother 🙏

[@WaddupCanada]

This video is the reason why you are our favorite KZbinr in Canada! Love the way you explain!! So inspired!! 🙏🏻

[@TravellingMantra]

Badiya planning, Bhagwan aapke Rajma badhate rahe🤗. Or Daal mein kha lunga don't worry🤗 Lots of love to little prince❤ Keep growing #travellingmantra

[@manpreetbimbrah]

ha aha Rajma badhate rahe

[@saifrazvi9380]

This is amazing info, Ravish! Please do more such videos. It will surely help a lot of new and existing immigrants to live the Canadian dream

[@Sreenivas821]

I do exactly same thing, I have applied on 5 houses and paid off two, I did Airbnb in Denver.

[@mehakbhardwaj9927]

A small suggestion for you- Make small videos like these or even smaller filled with more information. You mostly make long videos and the viewer wouldn't like to watch or would hesitate to watch a 20mins+ video. Small, crisp videos loaded with information can get you more views

[@aarish250]

Make videos on investment from canada to india❤️ & US or other good investment plan🙏🏻🙏🏻👍🏻👍🏻

[@vinita3049]

Great man after all you are sharing your intelligence with us through your vlogs 👍 some other vloggers are just show off and after that complain about that that they spent a lot making vlogs but not even share that they are earning huge through YT and always complaining about bills and bills.

[@twentynine9173]

Ravish Bhai! I love the strategy. Please make more videos like this. I'm personally in the race of buying a new home. Please also consider 1st time home buyers tips & tricks. Love from Toronto ❤️ Thanks for all your efforts & hard work.

[@voramirat]

Same thing did by Shilpa and she explained in y.day's vlog..

[@jubershaikh7381]

@sunny chitchat with shilpa

[@AMD-1087]

I had so many question around this topic and you explained it with ease. Really appreciate it! Looking forward to the video where you would narrate how you bought the second house for 20-25% cheaper than market price :)

[@kamya567]

Not lot of people share all these for free.They do paid webinar and encash their skills of processes.Thanks a ton for sharing this.

[@RavishVlogs]

So nice of you

[@canadianindian1918]

Thank you Ravish for making this video. I have forwarded this video to at-least 10 friends who have been living in Ontario for 8-10 years, and have no idea about this. This is definitely valuable content. Lots of good learning about the pay off and the risk

[@yashk.970]

I love to watch urs vidoes these days.. U r sharing very good information, even better than travelling desiii.😊😊😊😊

[@abhijeetbrahmbhatt8135]

0:10 You have a really nice tripod for camara 😂

[@shubhamagarwal7692]

I like the HELOC way to buy a second house

[@Bhardwaj.Raghav]

The content that you’ve shared through this video is super amazing!! What you’re doing here is also considered ‘noble work’. May God bless you as always!!

[@_tanujpokhriyal]

I don't no why youtube not send me notification of this video that's why i'm late... Sir you are coolest youtuber , dad , husband 😊😊😊 Love from dehradun,india🙏🙏🙏

[@SOURAVKUMAR12394]

बहुत बढ़िया रवीश भईया , तो अब दाल मखनी बना ही लो बहुत कम करवाया है आप ने आज दाल से

[@RavishVlogs]

🤣 aj majjedar khana hoga...

[@lalitac]

That black & white comedy scene was copied from Graham Stephan. Caught it! 🤪

[@saatokda]

Really loved the idea. Will definitely use this ideas in near future. We recently moved from California to Ottawa. Property market in Ottawa is touching high sky. Hunting for dream house in Ottawa. Thanks 😊🙏

[@chaitanyaashtekar9690]

01:35 Bhai bhai... 😁😂 Editing level... 💯😉🔥🤙🏻

[@waqarkhanpisces]

Hi , where are you from

[@chhayachavda1527]

Sakshi mam being the best videographer, clearly seen in ravish sir's glasses😂😅

[@rajeevsamuelv]

You had me at Daal and raajma. Excellent explanation for héloc. Recommend making videos on investments like tfsa, resp and rrsps as new immigrants don’t usually have savings for Down payments and diversified investments are less riskier.

[@Reetrealtor]

This is just simple refinancing and renting out the property to cover your mortgage

[@sidharth777mehta]

That’s what we call perfect Vlogs. ⭐️⭐️⭐️⭐️⭐️

[@shuchisingh2483]

U explain so well...in a simple way.... thank you.... God bless

[@leenabhavnani]

Hi Ravish.. love all your videos.. Thanks a lot for sharing the valuable information with us and in such a detailed way.. Right now, we are new immigrants and we are struggling to get our first house. We have the down payment but the mortgage is less and together we can't buy a decent house in GTA.We came to know that some mortgage agents get you extra amount in mortgage by taking some money. Is that a scam or is it a good option to opt? Also, let us know your views on pre-constuction house. Coz considering the current scenario, it's very likely we may have to go for it. Tc.. Keep smiling..

[@snehachourasia8532]

Wow.. nice video... this is going to be another blockbuster...🥰🥰🥰

[@vinaysabhnani1216]

Bro please make more video on this. Make some videos on new immigrants. How they can survive. Aapke videos amazing h

[@realtimequickie]

Very informative 👍 Only a double income family with secure jobs can take the risk of taking multiple loans, gically speaking. Kudos to your entrepreneur spirit 👍

[@hardeepsinghanand285]

Very nice video and tell me jb apne first ghar se dubara loan krvaya to uski emi bhi bdi hogi ya emi pehle jaisi hi thi ?

[@Dosti_Vlogs_by_Zaida]

Mashaallah ur very intelligent great bhaiya

[@aprainaful]

Ravish sir very very informative video .....super zenious brain.....bahut door jaoge bro God bless u

[@harmitsingh2898]

Beautifully explained!! 💐 You are awesome!!

[@diveshagarwal4560]

Very nice way to explain the Heloc banking process and really you boost up confidence on others to plan such expansions buying a property and so on. Please keep sharing such videos ahead too. Best Regards, Divesh Agrawal, Pune, India.

[@jiya5423]

Wow,thanks for your guide sir!! Probably we'll meet soon..and i'll take your more guidance!!

[@shradhakochar8369]

Superb💛thank you for making such an educational video, keep sharing knowledge with your channel👍 love ur videos and content 💛 from 🇬🇧

[@RavishVlogs]

Many many thanks

[@adeelzd5650]

Great video, thank you for sharing. Would like to know more about the short term rental details. Was wondering how did you manage to vet those short term renters? Was it through Airbnb? If it wasn't airbnb, how did you manage to trust them and I assume there was no contract involved with them?

[@fortyfive4523]

Bhai, I just got here in Canada...and you just gave a man some dream. Thank you. Keep making these video please, God Bless.

[@ankushwahi1954]

This happens when your sitare are buland, congratulations!!

[@anujtv5088]

Aapki tarif k leye khc words nhi h jo Aapne knowledge provide ki hai is video k through 🙏🙏🙏🙏🙏

[@gautamsuthar2470]

5:19 ma yahi soch rha tha 😁

[@Amiralyb]

you could have opted for Refinancing your primary property. Why did you choose to go for HELOC. You paid more interest (although you havne't paid any)... this is only possible if you were in fixed mortgage rate and RF would have costed you a lot, that's the only situation I can see. Secondly, what is your take on variable interest rate vs fixed mortgage rate. which one to choose and why>?

[@treenaslanand]

I would love to know the tips and tricks for short time renting a house

[@kanikadhawan859]

Yes would be interested in that too

[@amberkhanhere]

Hi Ravish, yes definitely please make a separate vlog on what all you had to do for the short term rental! Looking forward! Thanks!

[@gaurvp]

Nice video. Keep going. Shubhkamnaye

[@mysticsolutions_for_positivity]

How helpful .how nice you help people with your experience! Kudos

[@jeetendrakapoor8192]

Very useful n most awaited video bro.💐👍 U are really nice , simple n clean heart person.

[@PareshPatel]

Very nice Ravishbhai, please do make another video on managing Short term rental and different aspects of it. I have similar setup exactly like yours but I do it long term rental, just wanted your perspective for short term rental and your experience with it.

[@RavishVlogs]

Sure I will

[@drarunbhatia8312]

Good to know that you are doing well in your life. I have seen most of your videos . Stay blessed always. I have been availing Housing Loans for the last 21 years and has been using the same techniques to purchase new houses

[@RavishVlogs]

Thank you very much sir, so glad to see you here 🙏🙏

[@anubhavsharma90]

Ravish bhai cheetah ho aap .... Maan Gaye...Cheers

[@Stox_intake]

How do u judge the best time to buy the house? When do u get to know when the housing market is a bit low (preferably when to buy) and when its high ( when not to buy) ????

[@mt-ei6hj]

Noone .... Noone will tell u this inside story... You are so soo human...! Thansk for the story .. Love from India❤️

[@mihir4772]

Tysm for this information nd can this method can be applicable in australia..

[@tejnoorsingh7984]

Woww interesting and informative.... bhia you do good vlogging...... Will watch every video now of yours in free time..

[@rahuls4145]

Awesome video !! Keep it up Ravish Vlogs.

[@navushira4148]

Hi ravish.. really you are educating outside Canada people as well. Yes you can elaborate in deep way in another video, would be beneficial for us🙏

[@rsrs6959]

Thank you for sharing Sir. This is my first time watching your video and I have subscribed as I am happy to support people who actually share beneficial knowledge and are helpful and want others to succeed. Keep up the good work.

[@Tushar-Razdan]

Can you make a video in which you use a ppt/ visual explaination of the cash flow of HELOC?

[@dhruvkapadia5607]

Awesome Knowledge Bombs Sirji Awesome Vlog.

[@rabsdailycookingsewingcreat741]

Thanks for the great information and advice.👌

[@amriksinghjaura3982]

Well done u did extra ordinary we are excited to know more please

[@joedsouza8636]

Well explained, will help newcomers, keep this good work.

[@amlanghosh]

Very helpful for Indians who are house owner oriented.

[@sudhanshumann3344]

Fantastic info bro...Thanks....Keep it up...Cheers

[@harshitsomani9727]

Very nicely explained...👍🏻👍🏻

[@matinsaiyad1976]

रविशजी आप का रिकस ने आप को कामीयाबी दिलाई,

[@jyotikaur3346]

Excellent video with valuable information. Thanks for sharing what Heloc is.

[@arorarohitify]

Also I like the funny Graham Stephen impersonation in the video. Hilarious! 🤣🤣

[@Simarjeet]

Channel content going next level...more such videos....good job brother...

[@darakhshannaz4357]

Thanks alott Ravish....i ws very very confused on this.....SUPERBBBBBBBBB VIDEO........EXCELLLLANTOOOOOOO.......

[@akshayrana9351]

1st mortgage on first house, 2nd mortgage for the heloc withdrawn for downpayment, 3rd mortgage for the 80% of 2nd house.. So basically three mortgages in total.

[@dadworkingfromhome]

How many of the folks stopped paying attention to what Ravish was explaining (good stuff) and started focussing on Rajma & Urad Dal for Daal Makhni ??? @Ravish - this is amazing content... thank you for it

[@abidanoor2045]

Great video, keep it up , waiting for house flipping video

[@ishanchakraborty3707]

Nice strategy Ravish bhai... Have you explored stock markets in Canada?

[@fawadishaq]

Excellent Ravish! I am in a similar situation. I am based on Montreal and looking to rent my home soon as I am moving to California. Learned a lot from the video. Thanks!

[@pritesh0117]

Do you have contact information of good electrician, plumber, renovations etc. in GTA area? It would help everyone in the area.

[@shiffujindal5208]

Incredible your sharing is so authentic 👍🏼very informative

[@Lj22]

That’s the main thing. You need income too. Banks won’t just give you hello if your income don’t support it. Rule of thumb is multiply your income by 5 to 6 times. That’s how much limit banks will give you. Which will be mortgage and heloc combined. Hard to do this in days market cue houses gone too expensive

[@gurkang6919]

Bhaji Jida tusi 2nd house buy kita 160k down de k , tusi 160k to Ilaawa v bank ch balance rahheya c ya only 160k hi c.

[@Toshotosh]

Hey Ravish, how about capital gain tax when you sold the first house. How did you manage that?

[@samarthsoni9821]

Hello ji , aapne data structures/ competitive programming kiya tha kya And which skills do you currently have Moreover , if you could share the resources for the same . Thanks . Pl reply

[@thsyed52]

Beautifully explained! ❤️

[@umashankarsingh8017]

Detailed video! God job Ravish!

[@praveenbhatt5964]

Extremely Informative. It would be good if you can explain the rental options explored in a seperate video.

[@boliyesharmaji]

The way you explain everything is simply amazing. Keep up the good work, and yes those sexy glasses at the beginning ❤️❤️

[@aayushrivastava]

Thanks. New immigrant here. Loved the video.

[@TheCheckit96]

What do you do in software!

[@vineetahuja30]

Big thumbs up for your content Ravish 🔥💪

[@Singhdiy]

Need more info on this please. your first hand experience will be a lot helpful. Waiting.......

[@LuckyBombay]

You were lucky that your house appreciated so much that you were able to do this ... but someone buying their first house today might not see as much price appreciation and could also see a depreciation... just like stock market timing is everything... your timing of the first house was perfect... rest I will congratulate you on your entrepreneurial spirit.. overall good to hear these experiences.. Thanks for sharing

[@Animal1may]

Didn’t bank asked u that 20% down payment is from heloc n do mortgage is difficult? Please share mortgage agent contact

[@MonikaSingh-yw9ki]

Bhaiya involve more Chiku and Sam in your videos. Every time they come on screen my daughter comes jumping to listen to them.

[@diliepkumarjain6745]

U are good Ravish then TV and Anchor RAbish

[@arsumit]

Very Informative, but can you explain will bank issue loan to newly landed immigrants as they don't have any credit history. Also when you took Heloc and reevaluated the house is it similar to refinancing or different. Because if you refinanced than you might have lost money by paying more interest to bank. Hope you can explain more in next video. Thanks 🙏

[@jashthakkar3784]

Interesting stuffs, please make an additional videos with more tips n tricks relating to rental income.

[@hardevsolanki875]

I loved your idea.I think you are true Indian who use his brain not to put his own money and makes property.