New India assurance insurance claim reality exposed || Problems faced by me due to New India policy

Рет қаралды 26,103

Күн бұрын

Пікірлер: 54

@RaviChess 8 ай бұрын

4 star rated car damaged to such extent that chasis need to be fitted NEW. Private company would have REJECTED saying rash driving/overspending or force to settle to lower claim amt.

@motorinsuranceclaimspracti4142 10 ай бұрын

Salvage value deduction:- There is no rule for salvage deduction in motor od insurance policy. It is the responsibility of the insurance company to indemnify the claim. However, the insurance company can settle the claim by adjusting the reasonable salvage value of available scrap. Because the responsibility of claim indemnification rests with the insurance company, therefore, it is the responsibility of the insurance company to provide this reasonable salvage value to the insured customer. If the insured customer wants to settle the claim by taking available salvage material himself or If he agrees to the reasonable salvage value deduction or he does not disagree with this reasonable salvage value deduction , then the insurance company can settle the claim by making salvage deduction.

@motorinsuranceclaimspracti4142 10 ай бұрын

Principle of indemnity:- """The object of the principle is to place the insured after a loss in the same financial position as far as possible, as he occupied immediately before the loss"""". Point- The insurance policy contract is a contract of indemnity. There is no definition given for consumable parts in the insurance policy contract. Nowhere in the insurance policy contract is it written that the insurance policy covers only non-consumable parts and does not cover consumable parts. Such as door, bumper, bonnet, wiring harness, headlights, etc., nowhere in the insurance policy specifically written for their coverage.

@abdheshsingh2449 Жыл бұрын

Mene company me call Kia is ke liye, unka bolna hai ki, claim cashless nahi hota har ek garage se, limited jagah se rehta sirf. Or unhone ye bhi bola consumable part per claim nahi milta or engine protection agar nahi Lia to ye bhi ni milta.

@tarunkumarsingh9701 Жыл бұрын

I am also a Surveyor but private me apko itna bhi nahi milta. This is the fact of today's private market.

@cartooncarwala Жыл бұрын

Hnji sir ho skta h baaki mai toh yehi kahuga ki drive safe zrurat he naa pde kbhi aise insurance ki

@RinkuYoGiAlwar 6 ай бұрын

@mohammadyunish346 6 ай бұрын

Ajj .me new india car.polisi lekar Paresan.hu.campani police Lena hi sahi he.5.ya.10.hajar Jiyada lage..app.bilkul.sahi.bole

@YashasviSharma20 9 ай бұрын

Bhai yrr mera bhi claim me yeh he exact scene hai, meri bike ka 2lakh ka bill bana hai, or ab dealer bol raha hai k cashless nahi hai.. Ab kahan se kare itne paise ek dum se

@yashps5368 5 ай бұрын

Kon si bike 🚲 h bhai😂

@pritamkr31 3 ай бұрын

@@yashps5368devid putra 2000cc 😂

@carlover1260 11 ай бұрын

Bro how many days took for settlement after survey report getting claim number

@cartooncarwala 11 ай бұрын

5 months in total And after survey report gets claim number for settlement they take 20-30days

@Zoomeronline Жыл бұрын

Brother i knw some of the staff working in new India is lethargic... Our company do have cashless settlement and garage list is available in our website for the same. In pvt if you have claimed the same the estimate you have given they would have settled it with a very low figures...

@cartooncarwala Жыл бұрын

I do understand sir and i really don’t want to blame anything on company it’s just human error that i faced some problems but i want to pressurise on good relations between dealerships and NIA should be there because of their bitter relation i faced problems

@ssd-zj6vx Ай бұрын

Bhai first of all good video, other than that speed se kaam hone ki aap baat kr rhe ho but agar policy pvt company se li hoti apne toh 100% ab tak 1 rs bhi nhi ata apko shayad court tak jana padta...isliye thoda patience rakhna imp hain👍🏻

@cartooncarwala Ай бұрын

Yes sir.. thanks a ton for your comment and thanks for appreciation this means a lot to me keep supporting and keep watching ❤️

@abisheknathan603 5 ай бұрын

Sir i how much u paid to service centre how much pay back by insurance company

@pratibhakumari3391 16 күн бұрын

Humlog ka claim nhi le rha...

@yogeshyadav9196 5 ай бұрын

Bhai mwri bh gdi aaj 2 month se padi h .... Claim nh kr rhe hai sab fraud hai new car h 8 month old only

@shrirangmandge2778 3 ай бұрын

Are bhai file banana gadi malak ka kam hai na ki insurance company ka.

@royolrathore980 11 ай бұрын

Mere bhi karvana he bt soch raha hu kis me karvayo

@cartooncarwala 11 ай бұрын

Maine iss baar acko se krwaya h i dnt knw experience acha hoga ya bura

@aachintyamishra6849 11 ай бұрын

@@cartooncarwalabhot hi ghatiya hai

@aachintyamishra6849 11 ай бұрын

@@cartooncarwalaacko ka bhi

@kumarchinmay1588 2 ай бұрын

Ap mere se contact kariye claim related issue

@thebishalpaul 11 ай бұрын

Aapne policy dealer/broker se lya tha ya direct NIA se?

@prashantdahale7146 7 ай бұрын

Bhai mera 2 month hogay claim registration karke surver bhi aake gaya to bhi mera claim pass nahi huwa hai customer number do bhai

@rajendrarathor8703 6 ай бұрын

Meri gadi 5 mah me bhi camplit nhi huee

@ndpbrothers4257 2 ай бұрын

Iffco tokio bhi same problem he

@sudhanshushekhar2114 Жыл бұрын

Maine 22 ko claim intimation Diya aur ye New India Wale abhi Tak koi surveyor assign nhi kiye. Inke office ka phone invalid bata rha. Mail pe koi response nahi deta. Apka kitne din baad surveyor assign hua tha?

@cartooncarwala Жыл бұрын

Surveyor assign toh mera do din mein ho gya tha pr mujhe koi call ya message nahi aya pr dealership wale bnde ne btaya ki claim pass ho gya h smaan order kr diya h fir jb 2 mheene baad gaadi ready ho gyi toh 1 week tk koi process aage na bdne ki vjh se maine dealership se surveyor ka number lia tb pta lga ki abhi tk surveyor ki trf process shuru bhi nahi kiya toh fir 1 mheena file ready hone mein lg gya

@cartooncarwala Жыл бұрын

Maine customer care pr call kia tha vo complaint note krke fast krwa dege NIA krke app h inka vo download kro apna policy number fill kro vaha pr detail aajaega and vahi se contact number bhi mil jaega

@msdhonifanmode2924 Жыл бұрын

Hepline number kya h bhai new india Incurence ka

@cartooncarwala Жыл бұрын

18002091415 sir ye customer care number hai agr aapko koi query h toh ye aapki baat sunege aur aapko jwab dege

@amardeka1710 6 ай бұрын

Bilkul sahi kaha apne Mere sath v huwa hai

@priyasunilsethu715 9 ай бұрын

Do you want health inssurance policy

@cartooncarwala 9 ай бұрын

I already have it sir thanks for asking

@BarbaraGarcia-l3i 3 ай бұрын

Smith Melissa Garcia Kenneth Perez Paul

@agentp9038 Ай бұрын

indian company hey tavi to aisa ho raha hey

@rajendrarathor8703 6 ай бұрын

Mere sath bhi yahi huaa

@abhiseksharma1471 21 күн бұрын

Oreintal cheated me

@adeshkumar8343 Жыл бұрын

Bhai ye company mere ko bhi bhut pagal bana rahi hai

@cartooncarwala Жыл бұрын

Boht rulate h bhai ye aap strong rehna

@adeshkumar8343 Жыл бұрын

Me gadi bhi accident hogai or joki 0 tep polish hai or company bol rahi hai no clm galdi hai

@adeshkumar8343 Жыл бұрын

Yr kiya ye sab madrchod hoti hai lene k time toh sab ache se baat karte hai

@cartooncarwala Жыл бұрын

bura lga sunke complaint kro bhai avaj uthao

@anupdev5845 10 ай бұрын

During Corona, when I had to make claim against mediclaim policy for my father, New India took 6 months to reimburse the hospital expenses and that too only 80% amount. It took countless calls and follow up emails to finally get the payment. They ask for a lot of documents. They know how to make their customers life hell before giving payment but good thing is atleast they pay. So you really need insane amount of patience if you want to take policy from any govt company.